CN106980968A - A kind of online ticket payment method and system connected based on bank batch - Google Patents
A kind of online ticket payment method and system connected based on bank batch Download PDFInfo
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- CN106980968A CN106980968A CN201710224974.1A CN201710224974A CN106980968A CN 106980968 A CN106980968 A CN 106980968A CN 201710224974 A CN201710224974 A CN 201710224974A CN 106980968 A CN106980968 A CN 106980968A
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- bank
- bill
- online
- transaction platform
- ticket
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
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- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The present invention relates to a kind of online ticket payment method and system connected based on bank batch.Methods described comprises the following steps:(1) online transaction platform is connected by a bill business system with the interface of bank electronic billing system;(2) bank is bound to public account and platform membership by both parties, and carries out password, identity and the confirmation of instruction by U shield for bank or password;(3) information of drawing a bill is filled in online transaction platform by pay bills side, and information transmission will be drawn a bill to bank electronic billing system by interface;(4) bank electronic billing system is received after information of drawing a bill, and will be accepted result and is back to online transaction platform by interface;(5) pay bills side is confirmed after receiving, and is received ticket side and is confirmed to receive ticket in online transaction platform, online transaction platform will confirm that information is sent to bank electronic billing system by interface;(6) bank electronic billing system is received after confirmation, will be received ticket result and is back to receipts ticket side, completes to receive ticket.
Description
Technical field
The present invention relates to e-payment field, a kind of online ticket payment side connected based on bank batch is particularly related to
Method and system.
Background technology
With deepening continuously for the socialization mode of production, market competition is changed into confession from the competition between single client
The competition between chain and supply chain is answered, and supply chain finance is then the core of supply chain competition.And e-business draft is used as ginseng
With the standard vector of supply chain finance, replacing traditionally on paper bill, the means of payment as wholesale commercial intercourse at a specified future date.But
Present electronic bill pays and is only capable of being operated on bank net, and many large enterprises or platform need because of business,
Need to access electric bill system and realize that the demand of online ticket payment can not be met.Although existing bank can be with for large enterprise
Realize the direct-connected solution of single bank.But one is that direct-connected object threshold is very high, and two be only to be to aid in large enterprise in itself
Flow is facilitated, upstream and downstream is not linked to.And the more of flatbed enterprise (such as B2B E-commerce class platform) aggregation are
Medium-sized and small enterprises include platform also the online demand for carrying out ticket payment and carrying out supply chain finance based on bill in itself.
The content of the invention
For the deficiency of prior art, the invention provides a kind of online ticket payment method connected based on bank batch and it is
System.
A kind of online ticket payment method concrete technical scheme based on company of bank batch of the present invention is as follows:
A kind of online ticket payment method connected based on bank batch, methods described is comprised the following steps:
(1) an online transaction platform (but being not limited to online transaction platform) is provided, the online transaction platform passes through a ticket
It is connected according to transaction system with bank electronic billing system, and passes through the bill business system and the bank electronic bill system
The interface transmission of system and checking information;
(2) respective bank of both parties is tied up to public account identity with its membership in the online transaction platform
It is fixed, and password, identity and the confirmation of instruction are carried out to the typing of public accounts family and the U-shield checked or password by bank;
(3) information of drawing a bill is filled in the online transaction platform by pay bills side, passes through the bill business system and institute
The interface of bank electronic billing system is stated by the information transmission of drawing a bill to bank electronic billing system;
(4) after information of being drawn a bill described in the reception of bank electronic billing system, result will be accepted and pass through the bill business system
The online transaction platform is back to the interface of the bank electronic billing system, billing information is checked for both parties;
(5) pay bills side is confirmed after receiving, and is received ticket side and is confirmed to receive ticket, the online transaction in the online transaction platform
Platform will confirm that information is sent to bank electronic by the interface of the bill business system and the bank electronic billing system
Billing system;
(6) bank electronic billing system is received after the confirmation, will be received ticket result and is back to receipts ticket side, completes to receive
Ticket.
Further, in addition to discount step, i.e. step (7):Bill can be pasted by online transaction platform by receiving ticket side
Now to the bank with receiving ticket side membership binding to public accounts family;Or, when receiving the selection discount of ticket side, online transaction platform has excellent
Change the operation pages of design, there is transaction platform to specify or the discount given tacit consent to or financing opponent, fast can be discounted or financed
And discounted note money is taken in into the bank to receipts ticket side membership binding in public accounts family.
According to one preferred embodiment, the online transaction platform is B2B E-commerce class platform, so that dealing is double
Square online transaction is simultaneously paid.
According to one preferred embodiment, the bill business system is to be based on bank electronic billing system, by bank
Electronic billing system receives requirement and the specification of instruction, design, satisfactory online transaction platform bill business system.
According to one preferred embodiment, the information of drawing a bill is at least always golden including name of firm, commodity detail, order
Volume, the latest time of payment, trade company's code, electronic bill generation time, electronic bill serial number and transaction platform electronic signature.
According to one preferred embodiment, the online ticket payment method connected based on bank batch is included but is not limited to
Used in transaction class platform.
A kind of online bill paying system concrete technical scheme based on company of bank batch of the present invention is as follows:
A kind of online bill paying system connected based on bank batch, the system is included:Online transaction platform (but be not limited to
Online transaction platform) and bank electronic billing system;The online transaction platform passes through a bill business system and the bank
Electronic billing system is connected, and transmits and test by the bill business system and the interface of the bank electronic billing system
Demonstrate,prove information;Both parties are made to be docked by the online transaction platform with the interface of the bank electronic billing system, so that real
Existing bank batch connects.
According to one preferred embodiment, the online transaction platform is B2B E-commerce class platform, so that dealing is double
Square online transaction is simultaneously paid.
According to one preferred embodiment, the bill business system is to be based on bank electronic billing system, by bank
Electronic billing system receives requirement and the specification of instruction, design, satisfactory online transaction platform bill business system.
According to one preferred embodiment, the online bill paying system connected based on bank batch is included but is not limited to
Used in transaction class platform.
Compared with prior art, the present invention has the advantages that:
1st, the present invention allows conventional bank with " 1-1 is direct-connected " by allowing user to add and the direct-connected transaction platform of banking system
It is changed into " 1-1-N " batches of companies.
2nd, bank of the present invention batch is even to make more enterprises direct-connected by platform and banking system generation, meets Vehicles Collected from Market
There is no the demand of bill on-line payment system.Both business economic contact had been facilitated, the more users of bank's binding marketing are also helped.
And transaction platform is to enrich the means of payment so as to will be originally only capable of between member in network bank business with bank batch even ticket payment
And the clearing that can not be counted and confirm has been included in platform, and the very first time obtains ticket payment information, active marketing client
Carry out discounted note.Enterprise selects commercial acceptance to be paid by electric bill system simultaneously, and original contract is promised to undertake and changed
To have more the commercial paper of restraining force, the commercial paper come and gone by enterprise is used as accounts receivable and really weighs voucher, and platform can be introduced
Various supply chain financial service sides are helped and matching Enterprise business market risk demand.
3rd, the present invention extends the scene of payment, and the interface differential technique of flatbed enterprise and bank has been carried out excellent
Change, so as to lift customer experience.Both helpdesk type enterprise realized the payment solution of bill online, facilitated again more
Medium-sized and small enterprises ticket payment is realized on platform, more therefore can obtain easily supply chain finance support.
4th, using the method for the present invention, both parties are all that instruction is transmitted and received by online transaction platform, and transaction is not
Executing sales the payment information of both sides' generation directly can not check and operate on Net silver, the feelings that platform can be completed by merchandising
Condition, formulates revocation and draws a bill and confirm to receive ticket, refuse to receive the states such as ticket, it is ensured that both sides' transaction security.
To sum up, industry finance loop can be built for bank and other financial mechanism by the present invention, widen industry finance path,
Also bigger commercial interest is created for each participant in supply chain.
Brief description of the drawings
Fig. 1 is a kind of flow chart of the online ticket payment method connected based on bank batch of the present invention;
Fig. 2 is a kind of structured flowchart of the online bill paying system connected based on bank batch of the present invention.
Embodiment
The present invention will be described in detail below in conjunction with the accompanying drawings.
Fig. 1 is a kind of flow chart of the online ticket payment method connected based on bank batch of the present invention.It schematically shows
The inventive method it is a kind of preferred embodiment.
As shown in figure 1, a kind of online ticket payment method connected based on bank batch, method is comprised the following steps:
(1) an online transaction platform (but being not limited to online transaction platform) is provided, online transaction platform is handed over by a bill
Easy system is connected with bank electronic billing system, and is transmitted by the interface of bill business system and bank electronic billing system
And checking information.
In the present invention, include but is not limited to use in transaction class platform based on the online ticket payment method that bank batch connects.
Transaction class platform be the present invention it is a kind of preferred embodiment.In the present embodiment, transaction class platform is preferably online transaction
Platform.Further, online transaction platform is preferably B2B E-commerce class platform, for both parties' online transaction and is paid.
Bill business system be based on bank electronic billing system, by bank electronic billing system receive instruction requirement and
Specification, design, satisfactory online transaction platform bill business system.It can be integrated on online transaction platform.
Specifically, may be referred to bank electronic billing system, bank electronic ticket is designed and replicated on online transaction platform
According to system major function and by bank electronic billing system interface realize data transfer with checking.
(2) by respective bank of both parties to public account identity and its online transaction platform membership bind,
And password, identity and the confirmation of instruction are carried out to the typing of public accounts family and the U-shield checked or password by bank.
(3) information of drawing a bill is filled in online transaction platform by pay bills side, passes through bill business system and bank electronic ticket
Information transmission will be drawn a bill to bank electronic billing system according to the interface of system.
It is preferred that, information of drawing a bill at least includes name of firm, commodity detail, the latest order total amount, time of payment, trade company
Code, electronic bill generation time, electronic bill serial number and transaction platform electronic signature.
Specifically, completion is filled in online transaction platform by pay bills side at least includes name of firm, commodity detail, order
Total amount, the latest time of payment, trade company's code, electronic bill generation time, electronic bill serial number and transaction platform electronics
After the information of drawing a bill of signature, the typing of public accounts family and the U-shield checked or password are confirmed by bank, it is flat by online transaction
The bill business system of the platform information that will draw a bill is sent to bank electronic billing system.
(4) bank electronic billing system is received after information of drawing a bill, and will be accepted result and is passed through bill business system and bank's electricity
The interface of sub- billing system is back to online transaction platform, and billing information is checked for both parties.
Specifically, bank electronic billing system will pay receipt issues online transaction platform by interface acknowledgement information,
Online transaction platform receives and corresponding processing is done after acknowledgement information, and both parties member logs in after line transaction platform it can be seen that phase
Close information.
(5) pay bills side is confirmed after receiving, and is received ticket side and is confirmed to receive ticket in online transaction platform, online transaction platform passes through
Bill business system and the interface of bank electronic billing system will confirm that information is sent to bank electronic billing system;
(6) bank electronic billing system is received after confirmation, will be received ticket result and is back to receipts ticket side, completes to receive ticket.
Using the method for the present invention, both parties are all that instruction is transmitted and received by online transaction platform, are merchandised not complete
Into both parties occur payment information directly can not check and operate on Net silver, platform can by transaction completion situation,
Formulate revocation to draw a bill and confirm to receive ticket, refuse to receive the states such as ticket, it is ensured that both sides' transaction security.
Further, in addition to discount step, i.e. step (7):Bill can be pasted by online transaction platform by receiving ticket side
Now to the bank with receiving ticket side membership binding to public accounts family.Or, when receiving the selection discount of ticket side, online transaction platform has excellent
Change the operation pages of design, there is transaction platform to specify or the discount given tacit consent to or financing opponent, fast can be discounted or financed
And discounted note money is taken in into the bank to receipts ticket side membership binding in public accounts family.
The online ticket payment method based on company of bank batch of the present invention is direct-connected with banking system by allowing user to add
Transaction platform, allowing conventional bank to be changed into " 1-1 is direct-connected ", " 1-1-N " batches connect.More enterprises are allowed to pass through platform and bank
System generation is direct-connected, and meeting Vehicles Collected from Market does not have the demand of bill on-line payment system.Both business economic contact had been facilitated, had also been helped
Help the more users of bank's binding marketing.And transaction platform is to enrich the means of payment so as to general with company of bank batch ticket payment
Original clearing for being only capable of not counting and confirming in network bank business has been included in platform between member, and the very first time obtains ticket
According to payment information, active marketing client carries out discounted note.Enterprise selects commercial acceptance to carry out by electric bill system simultaneously
Pay, original contract is promised to undertake to the commercial paper for being converted to more restraining force, the commercial paper come and gone by enterprise is used as receivable
Funds on account really weigh voucher, and platform can introduce various supply chain financial service sides and help and matching Enterprise business market risk demand.
The online ticket payment method connected based on bank batch of the present invention extends the scene of payment, and by flatbed
The interface differential technique of enterprise and bank is optimized, so as to lift customer experience.Both helpdesk type enterprise realized bill and existed
The payment solution of line, more medium-sized and small enterprises are facilitated again realizes ticket payment on platform, therefore can more obtain
Easily supply chain finance support.It can build industry finance loop for bank and other financial mechanism, widen industry finance path,
Bigger commercial interest is created for each participant in supply chain.
Fig. 2 is a kind of structured flowchart of the online bill paying system connected based on bank batch of the present invention.It schematically shows
One kind of present system is gone out preferred embodiment.
A kind of online bill paying system connected based on bank batch, system is included:Online transaction platform (but be not limited to online
Transaction platform) and bank electronic billing system;Online transaction platform passes through a bill business system and bank electronic billing system
It is connected, and the interface transmission by bill business system and bank electronic billing system and checking information;Lead to both parties
The interface that online transaction platform is crossed with bank electronic billing system is docked, so as to realize company of bank batch.
In the present invention, include but is not limited to use in transaction class platform based on the online bill paying system that bank batch connects.
Transaction class platform be the present invention it is a kind of preferred embodiment.In the present embodiment, transaction class platform is preferably online transaction
Platform.Further, online transaction platform is preferably B2B E-commerce class platform, for both parties' online transaction and is paid.
Bill business system be based on bank electronic billing system, by bank electronic billing system receive instruction requirement and
Specification, design, satisfactory online transaction platform bill business system.It can be integrated in online transaction platform (but not
It is limited to online transaction platform) on.Specifically, may be referred to bank electronic billing system, designed on online transaction platform and multiple
The major function of bank electronic billing system processed simultaneously realizes data transfer and checking by bank electronic billing system interface.
In addition, by the online bill paying system connected based on bank batch of the present invention, receive ticket side can be by handing over online
Easy platform is by discounted note to the bank with receiving ticket side membership binding to public accounts family.Or, when receiving the selection discount of ticket side,
Line transaction platform has the operation pages of optimization design, has transaction platform to specify or the discount given tacit consent to or financing opponent, can carry out
Discounted note money is simultaneously taken in the bank to receipts ticket side membership binding in public accounts family by quick discount or financing.
The payment system of the present invention, pay bills side is filled in by online transaction platform (but being not limited to online transaction platform)
Draw a bill information, bank is passed to by online transaction platform, bank, which returns, to be accepted result and notify receipts ticket side to online transaction platform
Ticket is received, ticket side is received and confirms to receive ticket in online transaction platform, information transmission will confirm that to bank by online transaction platform, bank returns
As a result receipts ticket side is given.Both parties are all that instruction is transmitted and received by online transaction platform, and transaction does not complete both parties' hair
Raw payment information directly can not check and operate that the situation that platform can be completed by merchandising is formulated revocation and drawn a bill on Net silver
Ticket, refusal are received with confirmation and receives the states such as ticket, it is ensured that both sides' transaction security.
The online bill paying system based on company of bank batch of the present invention is direct-connected with banking system by allowing user to add
Transaction platform, allowing conventional bank to be changed into " 1-1 is direct-connected ", " 1-1-N " batches connect.More enterprises are allowed to pass through platform and bank
System generation is direct-connected, and meeting Vehicles Collected from Market does not have the demand of bill on-line payment system.Both business economic contact had been facilitated, had also been helped
Help the more users of bank's binding marketing.And transaction platform is to enrich the means of payment so as to general with company of bank batch ticket payment
Original clearing for being only capable of not counting and confirming in network bank business has been included in platform between member, and the very first time obtains ticket
According to payment information, active marketing client carries out discounted note.Enterprise selects commercial acceptance to carry out by electric bill system simultaneously
Pay, original contract is promised to undertake to the commercial paper for being converted to more restraining force, the commercial paper come and gone by enterprise is used as receivable
Funds on account really weigh voucher, and platform can introduce various supply chain financial service sides and help and matching Enterprise business market risk demand.
The online bill paying system connected based on bank batch of the present invention extends the scene of payment, and by flatbed
The interface differential technique of enterprise and bank is optimized, so as to lift customer experience.Both helpdesk type enterprise realized bill and existed
The payment solution of line, more medium-sized and small enterprises are facilitated again realizes ticket payment on platform, therefore can more obtain
Easily supply chain finance support.It can build industry finance loop for bank and other financial mechanism, widen industry finance path,
Bigger commercial interest is created for each participant in supply chain.
It should be noted that all features disclosed in this specification, or disclosed all methods or during the step of,
In addition to mutually exclusive feature and/or step, it can combine in any way.
In addition, above-mentioned specific embodiment is exemplary, those skilled in the art can opening in the disclosure of invention
Give and find out various solutions, and these solutions also belong to disclosure of the invention scope and fall into the protection of the present invention
Within the scope of.It will be understood by those skilled in the art that description of the invention and its accompanying drawing be it is illustrative and not constitute to power
The limitation that profit is required.Protection scope of the present invention is limited by claim and its equivalent.
Claims (9)
1. a kind of online ticket payment method connected based on bank batch, it is characterised in that methods described comprises the following steps:
(1) an online transaction platform is provided, the online transaction platform passes through a bill business system and bank electronic bill system
System is connected, and the interface transmission by the bill business system and the bank electronic billing system and checking information;
(2) by respective bank of both parties to public account identity and its online transaction platform membership bind,
And password, identity and the confirmation of instruction are carried out to the typing of public accounts family and the U-shield checked or password by bank;
(3) information of drawing a bill is filled in the online transaction platform by pay bills side, passes through the bill business system and the silver
The interface of row electronic billing system is by the information transmission of drawing a bill to the bank electronic billing system;
(4) after information of being drawn a bill described in the bank electronic billing system reception, result will be accepted and pass through the bill business system
The online transaction platform is back to the interface of the bank electronic billing system, billing information is checked for both parties;
(5) pay bills side is confirmed after receiving, and is received ticket side and is confirmed to receive ticket, the online transaction platform in the online transaction platform
It will confirm that information is sent to the bank electronic by the interface of the bill business system and the bank electronic billing system
Billing system;
(6) the bank electronic billing system is received after the confirmation, will be received ticket result and is back to receipts ticket side, completes to receive
Ticket.
2. a kind of online ticket payment method connected based on bank batch according to claim 1, it is characterised in that also include
Discount step, i.e. step (7):
The bank that receipts ticket side can extremely be bound discounted note by online transaction platform with receipts ticket side membership is to public accounts family;
Or, when receiving the selection discount of ticket side, online transaction platform has the operation pages of optimization design, has transaction platform to specify or silent
The discount recognized or financing opponent, fast can be discounted or be financed and be taken in discounted note money to receipts ticket side membership and be tied up
Fixed bank is in public accounts family.
3. a kind of online ticket payment method connected based on bank batch according to claim 1 or 2, it is characterised in that institute
Online transaction platform is stated for B2B E-commerce class platform, for both parties' online transaction and is paid.
4. a kind of online ticket payment method connected based on bank batch according to claim 1 or 2, it is characterised in that institute
It is to be based on bank electronic billing system to state bill business system, receives requirement and the rule of instruction by the bank electronic billing system
Model, design, satisfactory online transaction platform bill business system.
5. a kind of online ticket payment method connected based on bank batch according to claim 1 or 2, it is characterised in that institute
Stating information of drawing a bill at least includes name of firm, commodity detail, the latest order total amount, time of payment, trade company's code, electronic bill
Generation time, electronic bill serial number and transaction platform electronic signature.
6. a kind of online ticket payment method connected based on bank batch according to claim 1 or 2, it is characterised in that institute
The online ticket payment method connected based on bank batch is stated to include but is not limited to use in transaction class platform.
7. a kind of online bill paying system connected based on bank batch, it is characterised in that the system includes:Online transaction platform
With bank electronic billing system;The online transaction platform passes through a bill business system and the bank electronic billing system phase
Connection, and the interface transmission by the bill business system and the bank electronic billing system and checking information;Make dealing
Both sides are docked by the online transaction platform with the interface of the bank electronic billing system, so as to realize company of bank batch.
8. a kind of online bill paying system connected based on bank batch according to claim 7, it is characterised in that it is described
Line transaction platform is B2B E-commerce class platform, for both parties' online transaction and is paid.
9. a kind of online bill paying system connected based on bank batch according to claim 7 or 8, it is characterised in that institute
The online bill paying system connected based on bank batch is stated to include but is not limited to use in transaction class platform.
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CN201710224974.1A CN106980968A (en) | 2017-04-07 | 2017-04-07 | A kind of online ticket payment method and system connected based on bank batch |
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CN201710224974.1A CN106980968A (en) | 2017-04-07 | 2017-04-07 | A kind of online ticket payment method and system connected based on bank batch |
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Citations (4)
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US20050187872A1 (en) * | 2002-09-06 | 2005-08-25 | Mike Schmidt | Interactive electronic bill payment system |
CN101127106A (en) * | 2007-04-04 | 2008-02-20 | 王忠杰 | Bank bill obstacle-free payment platform |
CN104376473A (en) * | 2014-10-29 | 2015-02-25 | 中国建设银行股份有限公司 | Electronic commercial draft payment system and method |
CN104463585A (en) * | 2014-11-26 | 2015-03-25 | 隆藏电子商务(上海)有限公司 | Industrial payment method and electronic device |
-
2017
- 2017-04-07 CN CN201710224974.1A patent/CN106980968A/en active Pending
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050187872A1 (en) * | 2002-09-06 | 2005-08-25 | Mike Schmidt | Interactive electronic bill payment system |
CN101127106A (en) * | 2007-04-04 | 2008-02-20 | 王忠杰 | Bank bill obstacle-free payment platform |
CN104376473A (en) * | 2014-10-29 | 2015-02-25 | 中国建设银行股份有限公司 | Electronic commercial draft payment system and method |
CN104463585A (en) * | 2014-11-26 | 2015-03-25 | 隆藏电子商务(上海)有限公司 | Industrial payment method and electronic device |
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