CN101097622A - Data processing method and system applied to ideal money field - Google Patents

Data processing method and system applied to ideal money field Download PDF

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Publication number
CN101097622A
CN101097622A CNA2006100285622A CN200610028562A CN101097622A CN 101097622 A CN101097622 A CN 101097622A CN A2006100285622 A CNA2006100285622 A CN A2006100285622A CN 200610028562 A CN200610028562 A CN 200610028562A CN 101097622 A CN101097622 A CN 101097622A
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ideal money
terminal
data processing
transaction information
information
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CNA2006100285622A
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Chinese (zh)
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戚跃民
何朔
盛超
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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Priority to CNA2006100285622A priority Critical patent/CN101097622A/en
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Abstract

The invention discloses a kind of data processing method which is used on the virtual money field, it includes: requiring terminal gets a virtual money account from data processing terminal; said requiring terminal gets the transacting information, and the account information of virtual money and said transaction information are sent to conversion sever; said conversion sever converts said transaction information into the transaction information of virtual money corresponding with the account information of virtual money, and said transaction information of virtual money and account information of virtual money are transmitted to the corresponding data processing terminal; said data processing terminal processes the relative data. The invention also discloses a kind of data processing system which is used on virtual money field. The requirement terminal can connect with several data management terminal to complete the management for several kinds of virtual money, and there is no need to complete the registration and identification on relative data processing terminal, so it can improve the efficiency of data procession, and simplify the data procession.

Description

A kind of data processing method and system that is applied to ideal money field
Technical field
The present invention relates to the finance data process field, particularly relate to a kind of data processing method and system that is applied to ideal money field.
Background technology
Along with development of internet technology, consume on the net with various financing activities and have advantage easily and efficiently.Ideal money is widely used in consumption online and online financing activity as the voucher of online transaction.For enlarging the usable range of ideal money, can use ideal money more easily, need to improve ideal money field data processing efficiency and practicality.But, because in actual applications, exist multiple ideal money to participate in data processing, and every kind of corresponding its distinctive data processing terminal of ideal money finish processing, so cause data processing efficiency low, processing procedure is comparatively complicated.
See also Fig. 1, the system chart for the flow chart of data processing that has ideal money field now relates to specifically describes as follows:
Requesting terminal 102 sends solicited message to the first data management terminal 101; The first data management terminal 101 generates the corresponding first ideal money Transaction Information (information 1 among Fig. 1), and returns requesting terminal 102; First data processing terminal 103 that requesting terminal 102 connects the first ideal money correspondence is finished the ideal money data processing.
In above-mentioned prior art, different data management terminals is merely able to generate its distinctive ideal money Transaction Information, and this is that characteristic by monetary data is determined.For example, the first data management terminal 101 generates the first ideal money Transaction Information, and the second data management terminal 104 generates the second ideal money Transaction Information (information 2 among Fig. 1).And, same, because the characteristic of monetary data determines that every kind of ideal money data processing can only be finished processing procedure at the data processing terminal of correspondence.
If requesting terminal 102 expectations are handled the second ideal money Transaction Information that obtains by the second data management terminal 104, then must connect the second corresponding data processing terminal 105 and finish the ideal money data processing; Otherwise, can't finish.Certainly, in the practical application, also there are more data office terminal and corresponding data processing terminal, represent with N data management terminal 106 and N data processing terminal 107 among Fig. 1.
And, because the finance data processing procedure is to the requirement of security, when the requesting terminal is connected with corresponding data processing terminal, need finish certain registration, the step of checking, be that requesting terminal different data processing terminal of every connection just need be finished certain registration, the step of checking, then cause the processing procedure very complicated, and repeated the step of registration repeatedly, checking.
In a word, under above-mentioned prior art condition, if the processing of a plurality of data management terminal corresponding datas is wished to finish in the requesting terminal, then must carry out the step of multiple registration, checking at a plurality of data processing terminals, its complex disposal process and inefficiency.
The defective of prior art can be made a concrete analysis of as follows: if the second ideal money Transaction Information that wish to receive requesting terminal 102, finish the ideal money data processing through first data processing terminal 103 of registration, authentication to it, that is (the beating the connecting line of fork among Fig. 1) that can't realize.Because first data processing terminal 103 can't be handled the second ideal money Transaction Information.If the data processing to second ideal money must be finished in requesting terminal 102, then must connect second data processing terminal 105, and finish at second data processing terminal 105 after finishing registration, checking.This can't or be reluctant to realize for requesting terminal 102, causes data handling procedure inefficiency, process complexity.
With reference to Fig. 2, be the system chart of a concrete application example of prior art shown in Figure 1, specifically describe as follows:
In the corresponding relation of Fig. 2 and Fig. 1, the requesting terminal can be mobile phone, personal computer or palm PC etc., and the data management terminal can be all kinds of delivery platforms, for example e-commerce website etc., data processing terminal can be the data processing equipment of ideal money provider, for example QQ coin settlement center.
In Fig. 2, the processing procedure of transaction data that the user finishes the Tengxun website is as follows:
The user is by browsing Tengxun website 201, and selected required article and service sends solicited message to Tengxun website 201 by mobile phone 202 afterwards, and this solicited message comprises required article or information on services.
Because all article or service item are all used its proprietary ideal money (QQ coin) marked price on the 201 commercial pages of Tengxun website, it is the payment request information that the Tengxun website sends according to the user, calculate dealing money (determining required QQ coin quantity), generate order number, and relevant information is returned to mobile phone.
The user sends the ideal money Payment Request by mobile phone 202 to QQ coin settlement center 203, certainly, needs the user at 203 registrations of QQ coin settlement center, registering account before clearing, otherwise can't settle accounts.So, can comprise information such as relationship trading information and balance account in the described ideal money Payment Request.
The QQ coin of QQ coin settlement center 203 deduction respective numbers in corresponding QQ coin account, and return response message to Tengxun website 201 and mobile phone 202, for example, the clearing success message.
So far, the processing procedure that the user finishes the transaction data of Tengxun website 201 just is through with, and afterwards, Tengxun website 201 can provide corresponding article or service for mobile phone 202 users according to The results of data processing.
In Fig. 2, if the user need finish the processing of the transaction data of e dragon website 204, then need after 205 registrations of e dragon coin settlement center, registering account of e dragon website 204, the user just can connect the processing that e dragon coin settlement center 205 finishes the transaction data of e dragon website 204 according to the transaction related information that e dragon website 204 is returned, and promptly the user commodity that provide of e dragon website 204 just can be provided or the service that provides of e dragon website 204 is provided.
In Fig. 2, if the user need finish the processing of the transaction data of 8848 websites 2 06, the settlement center 207 of e unit that then needs 8848 websites 206, after registration, the registering account, the user just can connect the processing that settlement center 207 of e unit finishes the transaction data of 8848 websites 206 according to the transaction related information that 8848 websites 206 are returned, and promptly the user commodity that provide of 8848 websites 206 just can be provided or the service that provides of 8848 websites 206 is provided.
In a word, the user only registers, opens an account in its special-purpose ideal money settlement center in the prior art, could carry out the processing of associated transaction data at this business web site.Like this, the consumer must possess a plurality of ideal money accounts could or carry out finance services in different business web site consumption, provide different ideal money account to settle accounts according to different business web sites to corresponding ideal money settlement center, this runs in the opposite direction for the convenience that ecommerce provides, inefficiency, process complexity.
Summary of the invention
Technical matters to be solved by this invention provides a kind of data processing method and system that is applied to ideal money field, improve data-handling efficiency, the reduced data processing procedure of ideal money field, making the consumer need not have a plurality of ideal money accounts can or carry out finance services in each business web site consumption.
The present invention also provides a kind of change server, and in order to improve data-handling efficiency, the reduced data processing procedure of ideal money field, making the consumer need not have a plurality of ideal money accounts can or carry out finance services in each business web site consumption.
For solving the problems of the technologies described above, the invention provides a kind of data processing method that is applied to ideal money field, comprising:
The requesting terminal obtains an ideal money account from data processing terminal;
The requesting terminal obtains Transaction Information, and ideal money account information and described Transaction Information are sent to change server;
Described change server is converted to described Transaction Information and the corresponding ideal money Transaction Information of described ideal money account information, and described ideal money Transaction Information and described ideal money account information are sent to corresponding data processing terminal;
Described data processing terminal carries out related data to be handled.
Preferably, the described request terminal is obtained Transaction Information and is: the requesting terminal sends solicited message to the data management terminal, and described data management terminal generates Transaction Information according to solicited message and returns the described request terminal.
Preferably, before ideal money account information and described Transaction Information are sent to change server, also comprise:
Verification step, the described request terminal is obtained username and password, after checking is passed through, reads the ideal money account information of storage.
Preferably, the described request terminal is mobile phone, palm PC or personal computer; Described data processing terminal is an ideal money settlement center; Described data management terminal is an e-commerce website.
A kind of data handling system that is applied to ideal money field of the present invention comprises requesting terminal, change server, at least one data management terminal and at least one data processing terminal:
The requesting terminal is used for obtaining Transaction Information from the data management terminal, and ideal money account information and described Transaction Information are sent to change server;
Described change server is used for described Transaction Information is converted to and the corresponding ideal money Transaction Information of described ideal money account information, and described ideal money Transaction Information and described ideal money account information are sent to corresponding data processing terminal;
Described data processing terminal is used to carry out related data and handles.
Preferably, also comprise: the described request terminal is used to obtain authorization information, after checking, reads the ideal money account information.
Preferably, the described request terminal is mobile phone, palm PC or personal computer; Described data processing terminal is an ideal money settlement center; Described data management terminal is an ideal money settlement center.
A kind of change server of the present invention comprises: the relativity unit is used to preserve relativity between ideal money and the real money or the relativity between the different virtual currency;
Converting unit is used for finishing conversion between ideal money and the real money, the perhaps conversion between the different virtual currency according to described relativity.
Preferably, also comprise: interface unit, be used for linking to each other with the settlement center of each business web site, the price relations of obtaining ideal money and Renminbi, and according to price relations renewal relativity table.
Compared with prior art, the present invention has the following advantages:
The present invention is provided with a change server, stores a contrast relation table in the described change server, and described relativity table can be realized the mutual conversion between each different peculiar data of data management terminal.Described change server can the data management terminal different with each all be provided with interface, regularly send the relevant information of data-switching to data conversion server by the data management terminal, described change server safeguards the relativity table according to these information, thereby realizes the mutual conversion between each different peculiar data of data management terminal.Can finish described data-switching just because of described change server, then the user can initiate data processing request by arbitrary data management terminal; This data processing request will be through data conversion server, is converted to the data that arbitrary data processing terminal that the user registered can be handled; The user requesting terminal connects this data processing terminal can finish aforesaid arbitrary data processing request.Be that the present invention need not register step at a plurality of data processing terminals and can realize corresponding data handling procedure, improved the data processing efficiency in this field, simplified the process of the data processing in this field.
Data processing method of the present invention and system specifically are applied to the ecommerce category, change server of the present invention is preserved between ideal money and the real money, and the relativity between the different virtual currency, change server can become required ideal money information with real money information or various ideal money information translation according to relativity.The settlement center of described change server and some ideal moneys provider sets up interface, and settlement center regularly sends price relations between self currency and Renminbi to change server, and described change server is safeguarded a complete relativity table.
The requesting terminal only needs arbitrary ideal money account information and Transaction Information are sent to change server; Change server is converted to Transaction Information and the corresponding ideal money Transaction Information of ideal money account information, ideal money account information and ideal money Transaction Information is sent to corresponding data processing terminal again and carries out related data and handle and get final product.
Like this, the requesting terminal can interrelate with a plurality of data management terminals, directly finishes the processing of multiple ideal money data, and needn't finish processes such as registration, checking at each corresponding data processing terminal, so can improve data-handling efficiency, the reduced data processing procedure.
Data processing method of the present invention and system are when the ideal money field practical application, mobile payment platform can be converted to required ideal money quantity with the real money amount of money or various ideal money quantity, and ideal money settlement center can settle accounts various ideal money data.Like this, the consumer only needs to offer a certain ideal money account in ideal money settlement center, just can consume and finance services at each business web site.For the consumer who consumes at business web site, very convenient, meet convenient, the simple characteristic of shopping online.
Description of drawings
The system chart that Fig. 1 relates to for the flow chart of data processing that has ideal money field now;
Fig. 2 is the system chart of a concrete application example of prior art shown in Figure 1;
Fig. 3 is a kind of data handling system synoptic diagram that is applied to ideal money field of the present invention;
Fig. 4 is the block diagram of the concrete application examples of the present invention;
Fig. 5 is a kind of data processing method process flow diagram that is applied to ideal money field of the present invention;
Fig. 6 is applied to the data processing method one application examples process flow diagram of ideal money field for the present invention;
Fig. 7 is applied to the data processing method Another Application example process flow diagram of ideal money field for the present invention;
Fig. 8 is a kind of change server synoptic diagram of the present invention.
Embodiment
For above-mentioned purpose of the present invention, feature and advantage can be become apparent more, the present invention is further detailed explanation below in conjunction with the drawings and specific embodiments.
See also Fig. 3, be applied to the data handling system block diagram of ideal money field for the present invention is a kind of, comprise first data processing terminal 301, second data processing terminal 302, N data processing terminal 303, requesting terminal 304, change server 305 and first data processing terminal 306.
Requesting terminal 304 is at first the registration of first data processing terminal, 306 places, the registration first ideal money account, and first data processing terminal 306 sends the first ideal money account to requesting terminal 304 by the back; First data processing terminal 306 can only provide its first proprietary ideal money account, and can only handle the data message relevant with first ideal money.
Solicited message to the first data management terminal 301, the first data management terminals 301 that requesting terminal 304 sends generate the first ideal money Transaction Information according to solicited message, and are back to described request terminal 304; Requesting terminal 304 obtains authorization information, after checking, reads the first ideal money account information, and the first ideal money account information and the first ideal money Transaction Information are sent to change server 305; Change server 305 is forwarded to first data processing terminal 306; First data processing terminal 306 carries out related data to be handled.
Solicited message to the second data management terminal 302, the second data management terminals 302 that requesting terminal 304 sends generate the second ideal money Transaction Information according to solicited message, and are back to described request terminal 301; The first ideal money account information is read in requesting terminal 304, and the first ideal money account information and the second ideal money Transaction Information are sent to change server 305; Change server 305 is converted to the second ideal money Transaction Information and the first ideal money Transaction Information, and will change the back first ideal money Transaction Information and the first ideal money account information and send to first data processing terminal 306; First data processing terminal 306 carries out related data to be handled.
Equally, requesting terminal 304 can link to each other with N data management terminal 303, and the N ideal money Transaction Information of generation is finished related data at first data processing terminal 306 and handled after change server 305 is converted to the first required ideal money Transaction Information.
By change server 305 various ideal money Transaction Informations are converted to required ideal money Transaction Information, arbitrary data processing terminal all can be finished each data management terminal data information processing.304 need in requesting terminal can be finished the data processing request of each data management terminal according to processing terminal registration ideal money account in arbitrary number.
This data handling system is when ideal money field is used, and the described request terminal can be mobile phone, palm PC or personal computer; Described data management terminal is an e-commerce website; Described data processing terminal is an ideal money settlement center.
See also Fig. 4, be the block diagram of the concrete application examples of the present invention, comprise Tengxun website 401, mobile phone 402, QQ coin settlement center 403, e dragon website 404, change server 405 and 8848 websites 406.
Mobile phone 402 is at the registration QQ of QQ coin settlement center 403 coin account informations, just can be in Tengxun website 401, a plurality of e-commerce websites such as 404,8848 websites 406, the imperial website of e consume.When consume e dragon website 404, the solicited message of buying something that sends mobile phone 402 arrives e dragon website 404, the price of these article is calculated in e dragon website 404, to represent dealing money with e dragon coin, relevant informations such as trading order form number send to mobile phone 402, mobile phone 402 sends to change server 405 with QQ coin account information and Transaction Information, change server 405 will be converted to the QQ coin with the dealing money that e dragon coin is represented to be represented, Transaction Information and QQ coin account information after the conversion are sent to QQ coin settlement center 403, the QQ coin of respective numbers is deducted by QQ coin settlement center 403 in QQ coin account, and returning success payment response information to e dragon website 404 and mobile phone 402, e dragon website 404 provides respective articles for mobile phone 402 users.Equally, mobile phone 402 also can be consumed on 8848 websites 406.
After QQ coin settlement center 403 finishes and withholds, need to change amount deducted over to merchant account that these article are provided.
Change server 405 of the present invention can be converted to the QQ coin with various ideal moneys such as e dragon coin, e units, settle accounts in QQ coin settlement center 403, making mobile phone 402 users only need have QQ coin account information can consume at each e-commerce website, meets convenient, the simple characteristic of shopping online.
With reference to Fig. 5, be applied to the data processing method process flow diagram of ideal money field for the present invention is a kind of, comprising:
501, the requesting terminal obtains the ideal money account information from data processing terminal.
The requesting terminal is obtained the ideal money account at data processing terminal after registration, checking.A data processing terminal can only provide a kind of account information of ideal money, and this data processing terminal can and be merely able to handle the information relevant with this ideal money.The account information of one or more ideal moneys can be preserved in the requesting terminal.
502, the requesting terminal sends solicited message to the data management terminal, and the data management terminal generates Transaction Information according to solicited message and returns the described request terminal.
Transaction Information is ideal money Transaction Information or real money Transaction Information, and the data management terminal can only generate a kind of ideal money Transaction Information or real money Transaction Information.Data management terminal and data processing terminal are one to one, i.e. data management terminal generates the ideal money Transaction Information and can only handle at the data processing terminal corresponding with it.
Generate the first ideal money Transaction Information as the first data management terminal, the first ideal money Transaction Information can only arrive first data processing terminal and finish processing.First data processing terminal can not directly be handled ideal money Transaction Information or real money Transaction Information in other.Equally, second data processing terminal also can only be handled the second ideal money Transaction Information, that is to say, data processing terminal can only be handled ideal money account information corresponding with it.
503, change server is sent to ideal money account information and Transaction Information in the requesting terminal;
The ideal money account information is preserved in the requesting terminal, and the requesting terminal can select one of them as current ideal money account information in the ideal money account information of preserving.After Transaction Information is received in the requesting terminal, obtain authorization information, after checking, read current ideal money account information, current ideal money account information and Transaction Information are sent to change server.
504, change server is converted to Transaction Information and the corresponding ideal money Transaction Information of described ideal money account information, and described ideal money Transaction Information and described ideal money account information are sent to data processing terminal.
Change server is preserved between real money and the ideal money information, and the transformational relation table between the different virtual currency, according to this transformational relation table, change server is finished the conversion of Transaction Information, makes the Transaction Information after the conversion corresponding with the ideal money account information.The change server data management terminal different with each all is provided with interface, regularly send the relevant information of data-switching to change server by the data management terminal, change server safeguards the relativity table according to these information, thereby realizes the mutual conversion between each different peculiar data of data management terminal.
If what the requesting terminal obtained at first data processing terminal is the first ideal money account information, and Transaction Information is produced by the second ideal money office terminal, it is the second ideal money Transaction Information, change server then is converted to the first ideal money Transaction Information according to the transformational relation table with the second ideal money Transaction Information, first Transaction Information and the first ideal money account information is sent to first data processing terminal finish data processing.
If Transaction Information is the real money Transaction Information, change server is converted to the first required ideal money Transaction Information according to the transformational relation table with the real money Transaction Information, sends to first data processing terminal.The real money Transaction Information can comprise the amount of currency information that Renminbi, dollar, yen etc. are negotiable in reality, use.
If Transaction Information is the first ideal money Transaction Information, change server then directly sends to corresponding data processing terminal with Transaction Information and ideal money account information.
505, data processing terminal carries out the related data processing.
Data processing terminal is finished the processing of related data according to ideal money Transaction Information and ideal money account information.
506, the data processing terminal response message that will finish data processing is sent to data management terminal and requesting terminal.
Now, describe the application of the present invention in detail at ideal money field to be example at Tengxun's site shopping.See also Fig. 6, for the present invention is applied to the data processing method one application examples process flow diagram of ideal money field, concrete steps are as follows:
601, mobile phone is the registration QQ account of QQ coin settlement center.
Mobile phone sends registration information to ideal money settlement center, and this registration information comprises authorization informations such as cellphone subscriber's name, passport NO., password, QQ coin settlement center by checking after, generate this QQ account information and turn back to mobile phone; Handset displays succeeds in registration, and preserves QQ coin account information.
602, mobile phone sends solicited message to the Tengxun website, and the Tengxun website is searched corresponding amount of RMB according to solicited message and returned mobile phone;
Mobile phone is browsed each e-commerce website on its browser, after required article or service are determined in the Tengxun website, click these article or service item, and mobile phone sends the solicited message of buying these article or service and arrives the Tengxun website.Each article of Tengxun website or service can be used real money marked prices such as Renminbi, dollar, yen, also can use the marked price of QQ coin, such as, it is 100 yuan that a certain article can be marked the price by RMB, can be the 500QQ coin with the marked price of QQ coin also.
The Tengxun website finds the marked price of these article or service according to solicited message, generates Transaction Information and sends to mobile phone.Will.Transaction Information comprises dealing money, relevant informations such as order number.Dealing money can be by RMB or the QQ coin represent.
603, mobile phone is sent to change server with Transaction Information and QQ coin account information;
Mobile phone ejects the virtual coin payment page, selects the QQ coin for the payment ideal money, obtains user name, the password of user's input; After checking is passed through, the Transaction Information that mobile phone sends QQ coin account information and obtained to change server.For easy to use, mobile phone can be provided with local storage and Auto Login feature, when using, can import username and password at every turn, verifies, directly reads current ideal money account information.
604, change server is finished the conversion of Transaction Information, if dealing money represents that by RMB change server just amount of RMB is converted to the QQ coin of number of responses; If dealing money is represented with the QQ coin, then need not change, change server will comprise the Transaction Information and the QQ coin account information of QQ coin quantity information and send to QQ coin settlement center.
Change server is preserved between Transaction Information and the various ideal money information, and the relativity table between the different virtual currency, and according to this relativity table, the dealing money that change server can be represented by RMB is converted to the QQ coin to be represented.
As, dealing money is 100 yuan of Renminbi, the relativity that change server finds Renminbi and QQ coin is 1: 5, then will be by RMB the Transaction Information of 100 yuan of expressions be converted to QQ coin 500 and represent.Change server will be finished the Transaction Information and the QQ coin account information of conversion and send to QQ coin settlement center.
The operator who because of ideal money in the purchasing power of business web site is e-commerce website formulates voluntarily according to website operation situation, and be can adjust, transformable, with this, change server is connected with each e-commerce website, after business web site is adjusted the purchasing power of institute's particular virtual currency, need in time to notify change server with the regulation of its particular virtual currency, change server is according to the information updating relativity table that receives.
605, the QQ coin of respective numbers in the dealing money is deducted by QQ coin settlement center in QQ coin account, and returns success payment response information to change server, and change server sends ideal money payment successful information, this information of handset displays to mobile phone;
606, QQ coin settlement center sends the request that respective service or submission corresponding product are provided to mobile phone to the Tengxun website;
607, the response message of acceptance is returned in the Tengxun website, respective service is provided or corresponding product is provided to mobile phone, the information of handset displays Transaction Success.
Change server of the present invention can be finished the conversion between real money and the various ideal money, realize certain real money marked price of the unified use of each business web site, make the consumer when browsing each business web site, can intuitively carry out the rate of exchange with regard to same article or same service, select a preferable tame business web site to conclude the business, promptly be beneficial to the consumer and consume, enlarge the usable range of ideal money at business web site, also help selecting the superior and eliminating the inferior between each business web site, optimize the consumption online environment.
To be example, to describe application the present invention in detail and can use QQ coin account to consume again in e dragon website at e dragon site shopping.See also Fig. 7, for the present invention is applied to the data processing method Another Application example process flow diagram of ideal money field, concrete steps are as follows:
701, mobile phone sends solicited message to e dragon website after required article or service are determined in e dragon website.
702, dealing money is calculated in e dragon website, generates Transaction Information and is sent to mobile phone.This Transaction Information comprises the amount of money that e dragon coin is represented, information such as trading order form number.
703, mobile phone reads QQ coin account information, and QQ coin account information and Transaction Information are together sent to change server.
704, change server is finished the conversion of Transaction Information, and Transaction Information and QQ coin account information after the conversion are sent to QQ coin settlement center.
Change server finds the relativity of e dragon coin and QQ coin according to the transformational relation table, as is 1: 2, and dealing money is an e dragon coin 1000, and change server then is converted to QQ coin 2000 with e dragon coin 1000.
705, QQ coin settlement center changes dealing money over to merchant account that these article or service are provided in e dragon website from QQ coin account, and return message is to mobile phone and e dragon website, and the imperial website of e provides corresponding article or service for mobile phone.
Above-mentioned steps as can be known, use the QQ coin directly to consume in the website, register, register and needn't arrive e dragon coin settlement center, obtain e dragon coin account information, equally, use the QQ coin also can consume at other e-commerce website, register, register and needn't arrive its ideal money settlement center, obtain the respective virtual monetary accounts, for consumers, only need hold a kind of ideal money account and just can consume at the sub-business web site of arbitrary household electrical appliances, for the consumer who arbitrarily consumes on the net, very convenient.
See also Fig. 8, be a kind of change server synoptic diagram of the present invention, comprise contrast interface unit 801, contrast unit 802 and converting unit 803:
Interface unit 801 connects with the settlement center of some ideal moneys provider, settlement center is by interface unit 803 price relations between change server transmission self currency and Renminbi regularly, and change server upgrades, safeguards the relativity table according to price relations.
Relativity between relativity unit 802 preservation ideal moneys and the real money or the relativity between the different virtual currency, ideal money can be online transaction and uses a kind of flag information, the currency that real money can be is negotiable in the reality such as Renminbi, dollar, yen, use.
Converting unit 803 is finished conversion between ideal money and the real money according to relativity, and the conversion between the different virtual currency.
Change server of the present invention can be realized the conversion between ideal money and the real money, and the conversion between the different virtual currency, multiple ideal money data and real money data can be converted to certain required monetary data at ideal money field, simplify the flow process of data processing, improved data processing efficiency.
More than a kind of data processing method and system that is applied to ideal money field provided by the present invention is described in detail, used specific case herein principle of the present invention and embodiment are set forth, the explanation of above embodiment just is used for helping to understand method of the present invention and core concept thereof; Simultaneously, for one of ordinary skill in the art, according to thought of the present invention, the part that all can change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention.

Claims (9)

1, a kind of data processing method that is applied to ideal money field is characterized in that, comprising:
The requesting terminal obtains an ideal money account from data processing terminal;
The described request terminal is obtained Transaction Information, and ideal money account information and described Transaction Information are sent to change server;
Described change server is converted to described Transaction Information and the corresponding ideal money Transaction Information of described ideal money account information, and described ideal money Transaction Information and described ideal money account information are sent to corresponding data processing terminal;
Described data processing terminal carries out related data to be handled.
2, method according to claim 1 is characterized in that, the described request terminal is obtained Transaction Information and is:
The requesting terminal sends solicited message to the data management terminal, and described data management terminal generates Transaction Information according to solicited message and returns the described request terminal.
3, method according to claim 1 and 2 is characterized in that, before ideal money account information and described Transaction Information are sent to change server, also comprises:
Verification step, the described request terminal is obtained username and password, after checking is passed through, reads the disappointed family of the ideal money information of storage.
4, method according to claim 2 is characterized in that, the described request terminal is mobile phone, palm PC or personal computer; Described data processing terminal is an ideal money settlement center; Described data management terminal is an e-commerce website.
5, a kind of data handling system that is applied to ideal money field is characterized in that, comprises requesting terminal, change server, at least one data management terminal and at least one data processing terminal:
The requesting terminal is used for obtaining Transaction Information from the data management terminal, and ideal money account information and described Transaction Information are sent to change server;
Described change server is used for described Transaction Information is converted to and the corresponding ideal money Transaction Information of described ideal money account information, and described ideal money Transaction Information and described ideal money account information are sent to corresponding data processing terminal;
Described data processing terminal is used to carry out related data and handles.
6, system according to claim 5 is characterized in that, also comprises:
The described request terminal is used to obtain authorization information, after checking, reads the ideal money account information.
According to claim 5 or 6 described systems, it is characterized in that 7, the described request terminal is mobile phone, palm PC or personal computer; Described data processing terminal is an ideal money settlement center; Described data management terminal is an ideal money settlement center.
8, a kind of change server is characterized in that, comprising:
The relativity unit is used to preserve between ideal money and the real money relativity table between the relativity table and different virtual currency;
Converting unit is used for finishing conversion between ideal money and the real money, the perhaps conversion between the different virtual currency according to described relativity table.
9, change server as claimed in claim 8 is characterized in that, also comprises:
Interface unit is used for linking to each other with each e-commerce website, obtains the relativity of ideal money and Renminbi, and upgrades described relativity table according to relativity.
CNA2006100285622A 2006-06-29 2006-06-29 Data processing method and system applied to ideal money field Pending CN101097622A (en)

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WO2015113519A1 (en) * 2014-01-30 2015-08-06 Vcoin Limited Method for managing virtual currency and improved virtual currency system
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CN102855564A (en) * 2012-08-27 2013-01-02 江苏乐买到网络科技有限公司 Digital cash payment method
WO2015113519A1 (en) * 2014-01-30 2015-08-06 Vcoin Limited Method for managing virtual currency and improved virtual currency system
CN105450624A (en) * 2014-12-12 2016-03-30 苏州蜗牛数字科技股份有限公司 Interactive method realizing virtual currency value transformation
CN106157007A (en) * 2016-07-13 2016-11-23 山西特信环宇信息技术有限公司 The application platform of a kind of coin of concluding the business and method
WO2018010211A1 (en) * 2016-07-13 2018-01-18 山西特信环宇信息技术有限公司 Currency transaction application platform and method
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CN108876348A (en) * 2018-05-25 2018-11-23 钟臻卓 A kind of time transaction platform and method of commerce
CN112689845A (en) * 2018-07-24 2021-04-20 松平弘树 Settlement support system and settlement support method
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CN111383003A (en) * 2018-12-29 2020-07-07 广州市百果园信息技术有限公司 Method and device for quick platform access, computer equipment and storage medium
CN111383003B (en) * 2018-12-29 2024-02-23 广州市百果园信息技术有限公司 Method, device, computer equipment and storage medium for fast platform access
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