CN106910131A - A kind of server push vehicle assesses information approach and device - Google Patents

A kind of server push vehicle assesses information approach and device Download PDF

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Publication number
CN106910131A
CN106910131A CN201510982786.6A CN201510982786A CN106910131A CN 106910131 A CN106910131 A CN 106910131A CN 201510982786 A CN201510982786 A CN 201510982786A CN 106910131 A CN106910131 A CN 106910131A
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China
Prior art keywords
information
server
user
obd
vehicle
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Inventor
赵剑锋
李汉华
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Beijing Qihoo Technology Co Ltd
Qizhi Software Beijing Co Ltd
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Priority to CN201510982786.6A priority Critical patent/CN106910131A/en
Publication of CN106910131A publication Critical patent/CN106910131A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C5/00Registering or indicating the working of vehicles
    • G07C5/08Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
    • G07C5/0841Registering performance data

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  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The embodiment of the present application provides a kind of server push vehicle and assesses information approach, including:Server sends to third party's Evaluation Platform the driving information and information of vehicles of the user, and third party's Evaluation Platform is used for according to the driving information and information of vehicles of the user, generation vehicle assessment information;The server receives the vehicle assessment information that third party's Evaluation Platform is submitted to;The vehicle is assessed information pushing to corresponding user terminal by the server.The embodiment of the present application is by the driving information by server unification collection OBD OBD equipment collection vehicles, the information of vehicles and driving information of user are sent into third party's Evaluation Platform by server to be estimated, server will be sent to user terminal by the assessment information of third party's Evaluation Platform again.Allow that third-party platform is the personalized assessment information of user's formulation by the data that server is collected.

Description

A kind of server push vehicle assesses information approach and device
Technical field
The application is related to server technology field, more particularly to a kind of server push vehicle assessment information Method and a kind of server push vehicle assessment massaging device.
Background technology
Orthodox car insurance premium is main to be purchased valency, seating capacity, discharge capacity, car age and determines by new car.But it is this Pricing method is simultaneously unfavorable for the popularization of car insurance.There are the car owner of good driving habit, its car for one Being in danger, often probability is relatively low, and the insurance premium needed for it should be relatively low;And for dangerous driving The car owner of behavior, its vehicle is in danger, and probability is of a relatively high, and the insurance premium needed for it should be of a relatively high. And UBI (Usage Based Insurance, the insurance based on usage amount), just solve this and ask Topic, is the car insurance based on user's driving behavior.Insurance premium depend on actual driving time, place, The comprehensive consideration of specific drive manner or these indexs.
But at present, lack the collection scheme of the personalized driving behavior for user, it is difficult to for user's Personalized driving behavior carries out the personalized formulation of insurance premium.
The content of the invention
In view of the above problems, it is proposed that the embodiment of the present application overcomes above mentioned problem or extremely to provide one kind A kind of server push vehicle assessment information approach for partially solving the above problems and corresponding one kind Server push vehicle assesses massaging device.
In order to solve the above problems, the embodiment of the present application discloses a kind of server push vehicle assessment information Method, the information of vehicles and driving information of the user that is stored with the server;The driving information from Acquisition in the OBD OBD equipment of family vehicle, the server and third party's Evaluation Platform communication link Connect, the user has user terminal;
Described method includes:
The server sends to the third party assessment driving information and information of vehicles of the user Platform, third party's Evaluation Platform is used for according to the driving information and information of vehicles of the user, raw Information is assessed into vehicle;
The server receives the vehicle assessment information that third party's Evaluation Platform is submitted to;
The vehicle is assessed information pushing to corresponding user terminal by the server.
Preferably, be also stored with the server user vehicle assessment expiration time, the server The step of driving information and information of vehicles of the user are sent to third party's Evaluation Platform includes:
When the vehicle assessment expiration time of user is less than predetermined threshold value, the traveling by the user is believed Breath and information of vehicles are sent to third party's Evaluation Platform.
Preferably, the server sends to the described 3rd the driving information and information of vehicles of the user The step of square Evaluation Platform, includes:
The server receives the request for applying for vehicle assessment information that user sends, the request bag Include ID;
The server sends to described driving information corresponding with the ID and information of vehicles Third party's Evaluation Platform.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment sets up wireless communication connection by the wireless module and server;
Described method also includes:
Receive the driving information that the OBD OBD equipment is uploaded by the wireless module.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment is connected by wireless communication module with customer mobile terminal, the driving information of acquisition is sent to described Customer mobile terminal;The customer mobile terminal is connected with the server;
Described method also includes:
Receive the driving information that the mobile terminal is uploaded.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment is connected by wireless communication module with the car-mounted terminal of vehicle, and the driving information of acquisition is sent into institute State car-mounted terminal;The car-mounted terminal is connected with server;
Described method also includes:
Receive the driving information that the car-mounted terminal is uploaded.
Preferably, the driving information includes:Car speed, total kilometres, daily driving time, urgency Brake number of times and the number of times more than High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
Preferably, the user terminal includes mobile terminal and car-mounted terminal.
Preferably, the OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, The driving information of vehicle is read by the OBD OBD-II interfaces.
Simultaneously disclosed herein as well is a kind of server push vehicle assessment massaging device, in the server Be stored with the information of vehicles and driving information of user;OBD of the driving information from user's vehicle Obtained in OBD equipment, the server is communicated to connect with third party's Evaluation Platform, the user has User terminal;
Described device includes:
Positioned at the platform sending module of the server, for the driving information of the user and vehicle to be believed Breath is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the row of the user Sail information and information of vehicles, generation vehicle assessment information;
Positioned at the receiver module of the server, for receiving described in third party's Evaluation Platform submission Vehicle assesses information;
Positioned at the terminal sending module of the server, the vehicle is assessed into information for the server Push to corresponding user terminal.
Preferably, be also stored with the vehicle assessment expiration time of user in the server, platform hair Module is sent to further include:
Positioned at the first platform sending submodule of the server, for when the vehicle assessment of user expires Between less than predetermined threshold value when, it is described to send to the described 3rd the driving information and information of vehicles of the user Square Evaluation Platform.
Preferably, the platform sending module is further included:
Positioned at the request receiving submodule of the server, for receive user's transmission for applying for vehicle The request of assessment information, the request includes ID;
Positioned at the second platform sending submodule of the server, for will be corresponding with the ID Driving information and information of vehicles are sent to third party's Evaluation Platform.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment sets up wireless communication connection by the wireless module and server;
Described device also includes:
First traveling information receiving module, for receiving the OBD OBD equipment by the nothing The driving information that wire module is uploaded.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment is connected by wireless communication module with customer mobile terminal, the driving information of acquisition is sent to described Customer mobile terminal;The customer mobile terminal is connected with the server;
Described device also includes:
Second driving information receiver module, for receiving the driving information that the mobile terminal is uploaded.
Preferably, the OBD OBD equipment includes wireless communication module, the OBD OBD Equipment is connected by wireless communication module with the car-mounted terminal of vehicle, and the driving information of acquisition is sent into institute State car-mounted terminal;The car-mounted terminal is connected with server;
Described device also includes:
The third line sails information receiving module, for receiving the driving information that the car-mounted terminal is uploaded.
Preferably, the driving information includes:Car speed, total kilometres, daily driving time, urgency Brake number of times and the number of times more than High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
Preferably, the user terminal includes mobile terminal and car-mounted terminal.
Preferably, the OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, The driving information of vehicle is read by the OBD OBD-II interfaces.
The embodiment of the present application includes advantages below:
The embodiment of the present application is by the row by server unification collection OBD OBD equipment collection vehicles Information is sailed, the information of vehicles and driving information of user are sent into third party's Evaluation Platform by server enters Row assessment, server will be sent to user terminal by the assessment information of third party's Evaluation Platform again.So that the The data that tripartite's platform can be collected by server personalized assessment information for user formulates.
Brief description of the drawings
The step of Fig. 1 is a kind of server push vehicle assessment information approach embodiment 1 of the application flow Figure;
The step of Fig. 2 is a kind of server push vehicle assessment information approach embodiment 2 of the application flow Figure;
The step of Fig. 3 is a kind of server push vehicle assessment information approach embodiment 3 of the application flow Figure;
Fig. 4 is a kind of structural frames of server push vehicle assessment massaging device embodiment 1 of the application Figure;
Fig. 5 is a kind of structural frames of server push vehicle assessment massaging device embodiment 2 of the application Figure;
Fig. 6 is a kind of structural frames of server push vehicle assessment massaging device embodiment 3 of the application Figure.
Specific embodiment
To enable above-mentioned purpose, the feature and advantage of the application more obvious understandable, below in conjunction with the accompanying drawings The application is described in further detail with specific embodiment.
One of core idea of the embodiment of the present application is to collect OBD OBD by server unification , be sent to for the information of vehicles and driving information of user by server by the driving information of equipment collection vehicle Third party's Evaluation Platform is estimated, and server will be sent to by the assessment information of third party's Evaluation Platform again User terminal.
Reference picture 1, shows a kind of server push vehicle assessment information approach embodiment 1 of the application The step of flow chart, wherein, the information of vehicles and driving information of the user that is stored with the server;Institute State driving information to be obtained from the OBD OBD equipment of user's vehicle, the server and third party Evaluation Platform is communicated to connect, and the user has user terminal;
Described method specifically may include steps of:
Step 101, the server sends to described the driving information and information of vehicles of the user Tripartite's Evaluation Platform, third party's Evaluation Platform is used for according to the driving information and vehicle of the user Information, generation vehicle assessment information;
The information of vehicles of user is prerecorded with server, server can be obtained in real time or offline The driving information of OBD equipment collection.In practice, server can be the independent machine of non insurance The server that structure is provided, third party's Evaluation Platform can be the Evaluation Platform that insurance company provides, independent machine Third party's assessment of multiple insurance companies that structure can send the information of vehicles of server and driving information Platform is estimated.
OBD (On-Board Diagnostic System, OBD) system, OBD system, by U.S. The standard criterion of the automobile self-diagnosable system that state's Society of automotive engineers (SAE) is proposed.It is initially that government is Monitoring motor vehicle exhaust emission is used and enforced, the multiple systems of OBD system monitoring and part, bag Include engine, catalytic converter, grain catcher, lambda sensor, emission control systems, fuel system Deng.
OBD-II interfaces are the OBD system and the extraneous interface being connected of vehicle.OBD-II interfaces are used Be SAEJ1962 interface standards, 16 pins design, each pin is all responsible for the different data of transmission.Such as 16th needle interface is used for powering;The data that other pins mouthful read, different automobile types according to different brands and It is different.Engine speed, temperature can be read, speed per hour, distance travelled, oil mass, oil pressure, entered Temperature degree, throttle opening, accelerator pedal position, starting duration, brake-block temperature, turbocharger Temperature, exhaust emissions value and electrokinetic cell dump energy etc. some column informations.
OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, by the car Carry the driving information that diagnosis OBD-II interfaces read vehicle.
In the embodiment of the present application, the driving information can include:Car speed, total kilometres, Daily driving time, bring to a halt number of times and the number of times more than High Speed Threshold speed per hour;According to number of times of bringing to a halt, May determine that whether the drive manner of user is safe more than the number of times of High Speed Threshold speed per hour, if emergency brake train number Number, average value of the number of times higher than prevalent user more than High Speed Threshold speed per hour, then it is considered that user drives Custom is more dangerous.
The information of vehicles includes:Vehicle identification code VIN;
Vehicle identification code VIN (Vehicle Identification Number) is specified by SAE standard, The code being made up of 17 characters.It contains manufacturer, age, vehicle, the vehicle body type of vehicle The information such as formula and code, engine code and assembling place.By VIN yards, car can be correctly identified Type, it is all particularly significant to vehicle diagnostics and maintenance.
Step 102, the server receives the vehicle assessment letter that third party's Evaluation Platform is submitted to Breath;
Assessment information specifically can be with the assessment of car insurance expense and preferential mode, for example, user is monthly Average driving time is shorter, it is possible to reduce its insurance.If user's emergency brake number of times is excessive, it is believed that User's driving habit is dangerous, corresponding to improve insurance.
If server asks assessment information to multiple third party's Evaluation Platforms, receive multiple Evaluation Platforms and return The assessment information returned.
The vehicle is assessed information pushing to corresponding user terminal by step 103, the server.
Used as a kind of preferred exemplary of the embodiment of the present application, the user terminal includes:Mobile terminal and car Mounted terminal.
Server can from the assessment information of multiple third party's Evaluation Platforms preferably one push to user Mobile terminal or car-mounted terminal represented.
The embodiment of the present application is by the row by server unification collection OBD OBD equipment collection vehicles Information is sailed, the information of vehicles and driving information of user are sent into third party's Evaluation Platform by server enters Row assessment, server will be sent to user terminal by the assessment information of third party's Evaluation Platform again.So that the The data that tripartite's platform can be collected by server personalized assessment information for user formulates.
Used as a kind of preferred exemplary of the embodiment of the present application, OBD OBD equipment includes radio communication Module, the OBD OBD equipment is set up radio communication and is connected by the wireless module and server Connect;
Described method also includes:
Receive the driving information that the OBD OBD equipment is uploaded by the wireless module.
Specifically, wireless communication module can (General Packet Radio Service lead to for GPRS With packet wireless service technology) module.By GPRS module, the row that OBD equipment will can be gathered The information of sailing is transferred directly to server.
Used as a kind of preferred exemplary of the embodiment of the present application, the OBD OBD equipment includes wireless Communication module, the OBD OBD equipment is connected by wireless communication module with customer mobile terminal, The driving information of acquisition is sent to the customer mobile terminal;The customer mobile terminal and the service Device is connected;
Described method also includes:
Receive the driving information that the mobile terminal is uploaded.
Specifically, wireless communication module can be bluetooth module or WIFI (Wire Fidelity, wireless guarantor Very) module, OBD equipment will be collected by with mobile terminal setting up bluetooth connection or WIFI is connected Driving information be sent to mobile terminal, driving information is uploaded onto the server by mobile terminal.
Used as a kind of preferred exemplary of the embodiment of the present application, the OBD OBD equipment includes wireless Communication module, the OBD OBD equipment is connected by wireless communication module with the car-mounted terminal of vehicle Connect, the driving information of acquisition is sent to the car-mounted terminal;The car-mounted terminal is connected with server;
Described method also includes:
Receive the driving information that the car-mounted terminal is uploaded.
Specifically, wireless communication module can be bluetooth module or WIFI (Wire Fidelity, wireless guarantor Very) module, OBD equipment will be collected by with car-mounted terminal setting up bluetooth connection or WIFI is connected Driving information be sent to car-mounted terminal.Car-mounted terminal can be configured with GPRS module, by vehicle-mounted end The GPRS module at end, driving information is uploaded onto the server.
Reference picture 2, shows a kind of server push vehicle assessment information approach embodiment 2 of the application The step of flow chart, wherein, the information of vehicles of the user that is stored with the server, driving information and Vehicle assesses expiration time;The driving information is obtained from the OBD OBD equipment of user's vehicle, The server is communicated to connect with third party's Evaluation Platform, and the user has user terminal;
Described method specifically may include steps of:
Step 201, it is described by the use when the vehicle assessment expiration time of user is less than predetermined threshold value The driving information and information of vehicles at family are sent to third party's Evaluation Platform, third party's Evaluation Platform For driving information and information of vehicles according to the user, generation vehicle assessment information;
Vehicle assessment expiration time can be specifically the car insurance overdue time of user, when server inspection When measuring user's car insurance overdue time and will expire, server automatically by the information of vehicles of user, Driving information sends to third party's Evaluation Platform (such as insurance company) and is estimated, flat by third party's assessment The car insurance assessment information such as car insurance expense and preferential mode of platform production user.
Step 202, the server receives the vehicle assessment letter that third party's Evaluation Platform is submitted to Breath;
The vehicle is assessed information pushing to corresponding user terminal by step 203, the server.
Reference picture 3, shows a kind of server push vehicle assessment information approach embodiment 3 of the application The step of flow chart, wherein, information of vehicles, the driving information of the user that is stored with the server;Institute State driving information to be obtained from the OBD OBD equipment of user's vehicle, the server and third party Evaluation Platform is communicated to connect, and the user has user terminal;
Described method specifically may include steps of:
Step 301, the server receives the request for applying for vehicle assessment information that user sends, The request includes ID;
Step 302, the server will driving information corresponding with the ID and information of vehicles hair Deliver to third party's Evaluation Platform;
Specifically, ID can be the account information that user registers in the server, it is also possible to user The name information of itself.Server according to the identifier lookup to corresponding driving information and information of vehicles, and These information are sent to third party's Evaluation Platform (such as insurance company) and are estimated, flat by third party's assessment The car insurance assessment information such as car insurance expense and preferential mode of platform production user.
Step 303, the server receives the vehicle assessment letter that third party's Evaluation Platform is submitted to Breath;
The vehicle is assessed information pushing to corresponding user terminal by step 304, the server.
It should be noted that for embodiment of the method, in order to be briefly described, therefore it is all expressed as one it is The combination of actions of row, but those skilled in the art should know, and the embodiment of the present application is not by described Sequence of movement limitation because according to the embodiment of the present application, some steps can using other orders or Person is carried out simultaneously.Secondly, those skilled in the art should also know, embodiment described in this description Preferred embodiment is belonged to, necessary to involved action not necessarily the embodiment of the present application.
Reference picture 4, shows a kind of server push vehicle assessment massaging device embodiment 1 of the application Structured flowchart, wherein, the information of vehicles and driving information of the user that is stored with the server;Institute State driving information to be obtained from the OBD OBD equipment of user's vehicle, the server and third party Evaluation Platform is communicated to connect, and the user has user terminal;
Described device can specifically include such as lower module:
Positioned at the platform sending module 41 of the server, for by the driving information and vehicle of the user Information is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the user's Driving information and information of vehicles, generation vehicle assessment information;
Wherein, the driving information includes:Car speed, total kilometres, daily driving time, emergency brake Train number number and the number of times more than High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
The OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, by institute State the driving information that OBD OBD-II interfaces read vehicle.
Positioned at the receiver module 42 of the server, for receiving the institute that third party's Evaluation Platform is submitted to State vehicle assessment information;
Positioned at the terminal sending module 43 of the server, the vehicle is assessed for the server is believed Breath pushes to corresponding user terminal.
Wherein, the user terminal includes mobile terminal and car-mounted terminal.
Used as a kind of preferred exemplary of the embodiment of the present application, the OBD OBD equipment includes wireless Communication module, the OBD OBD equipment sets up channel radio by the wireless module and server Letter connection;
Described device also includes:
First traveling information receiving module, for receiving the OBD OBD equipment by the nothing The driving information that wire module is uploaded.
Used as a kind of preferred exemplary of the embodiment of the present application, the OBD OBD equipment includes wireless Communication module, the OBD OBD equipment is connected by wireless communication module with customer mobile terminal, The driving information of acquisition is sent to the customer mobile terminal;The customer mobile terminal and the service Device is connected;
Described device also includes:
Second driving information receiver module, for receiving the driving information that the mobile terminal is uploaded.
Used as a kind of preferred exemplary of the embodiment of the present application, the OBD OBD equipment includes wireless Communication module, the OBD OBD equipment is connected by wireless communication module with the car-mounted terminal of vehicle Connect, the driving information of acquisition is sent to the car-mounted terminal;The car-mounted terminal is connected with server;
Described device also includes:
The third line sails information receiving module, for receiving the driving information that the car-mounted terminal is uploaded.
Reference picture 5, shows a kind of server push vehicle assessment massaging device embodiment 2 of the application Structured flowchart, wherein, the information of vehicles and driving information of the user that is stored with the server;Institute State driving information to be obtained from the OBD OBD equipment of user's vehicle, the server and third party Evaluation Platform is communicated to connect, and the user has user terminal;
Described device can specifically include such as lower module:
Positioned at the platform sending module 51 of the server, for by the driving information and vehicle of the user Information is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the user's Driving information and information of vehicles, generation vehicle assessment information;
As a kind of preferred exemplary of the embodiment of the present application, the vehicle of the user that is also stored with the server Assessment expiration time, the platform sending module 51 is further included:
Positioned at the first platform sending submodule 5101 of the server, arrived for the vehicle assessment as user It is described to send to described the driving information and information of vehicles of the user when time phase is less than predetermined threshold value Third party's Evaluation Platform.
Positioned at the receiver module 52 of the server, for receiving the institute that third party's Evaluation Platform is submitted to State vehicle assessment information;
Positioned at the terminal sending module 53 of the server, the vehicle is assessed for the server is believed Breath pushes to corresponding user terminal.
Reference picture 6, shows a kind of server push vehicle assessment massaging device embodiment 3 of the application Structured flowchart, wherein, the information of vehicles and driving information of the user that is stored with the server;Institute State driving information to be obtained from the OBD OBD equipment of user's vehicle, the server and third party Evaluation Platform is communicated to connect, and the user has user terminal;
Described device can specifically include such as lower module:
Positioned at the platform sending module 61 of the server, for by the driving information and vehicle of the user Information is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the user's Driving information and information of vehicles, generation vehicle assessment information;
As the embodiment of the present application a kind of preferred exemplary described in platform sending module 61 further include:
Positioned at the request receiving submodule 6101 of the server, for receive user's transmission for applying Vehicle assesses the request of information, and the request includes ID;
Positioned at the second platform sending submodule 6102 of the server, for will be with the ID pair The driving information and information of vehicles answered are sent to third party's Evaluation Platform.
Positioned at the receiver module 62 of the server, for receiving the institute that third party's Evaluation Platform is submitted to State vehicle assessment information;
Positioned at the terminal sending module 63 of the server, the vehicle is assessed for the server is believed Breath pushes to corresponding user terminal.
For device embodiment, because it is substantially similar to embodiment of the method, so the comparing of description Simply, the relevent part can refer to the partial explaination of embodiments of method.
Each embodiment in this specification is described by the way of progressive, and each embodiment is stressed Be all difference with other embodiment, between each embodiment identical similar part mutually referring to .
It should be understood by those skilled in the art that, the embodiment of the embodiment of the present application can be provided as method, dress Put or computer program product.Therefore, the embodiment of the present application can using complete hardware embodiment, completely The form of the embodiment in terms of software implementation or combination software and hardware.And, the embodiment of the present application Can use can be situated between in one or more computers for wherein including computer usable program code with storage The computer journey implemented in matter (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) The form of sequence product.
The embodiment of the present application is with reference to the method according to the embodiment of the present application, terminal device (system) and meter The flow chart and/or block diagram of calculation machine program product is described.It should be understood that can be by computer program instructions Realize each flow and/or square frame and flow chart and/or the square frame in flow chart and/or block diagram The combination of flow and/or square frame in figure.Can provide these computer program instructions to all-purpose computer, The processor of special-purpose computer, Embedded Processor or other programmable data processing terminal equipments is producing One machine so that by the computing device of computer or other programmable data processing terminal equipments Instruction produce for realizing in one flow of flow chart or multiple one square frame of flow and/or block diagram or The device of the function of being specified in multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable datas to process In the computer-readable memory that terminal device works in a specific way so that storage is in the computer-readable Instruction in memory is produced and includes the manufacture of command device, and command device realization is in flow chart one The function of being specified in flow or multiple one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions can also be loaded into computer or other programmable data processing terminals set It is standby upper so that execution series of operation steps is in terms of producing on computer or other programmable terminal equipments The treatment that calculation machine is realized, so as to the instruction performed on computer or other programmable terminal equipments provides use In realization in one flow of flow chart or multiple one square frame of flow and/or block diagram or multiple square frames The step of function of specifying.
Although having been described for the preferred embodiment of the embodiment of the present application, those skilled in the art are once Basic creative concept is known, then other change and modification can be made to these embodiments.So, Appended claims are intended to be construed to include preferred embodiment and fall into the institute of the embodiment of the present application scope Have altered and change.
Finally, in addition it is also necessary to explanation, herein, such as first and second or the like relational terms It is used merely to make a distinction an entity or operation with another entity or operation, and not necessarily requires Or imply between these entities or operation there is any this actual relation or order.And, art Language " including ", "comprising" or any other variant thereof is intended to cover non-exclusive inclusion so that Process, method, article or terminal device including a series of key elements not only include those key elements, and Also include other key elements for being not expressly set out, or also include for this process, method, article or The intrinsic key element of person's terminal device.In the absence of more restrictions, by sentence " including It is individual ... " limit key element, it is not excluded that at the process including the key element, method, article or end Also there is other identical element in end equipment.
Above to a kind of server push vehicle assessment information approach provided herein and a kind of service Device pushes vehicle assessment massaging device, is described in detail, and specific case used herein is to this Shen Principle and implementation method please is set forth, and the explanation of above example is only intended to help and understands this Shen Method and its core concept please;Simultaneously for those of ordinary skill in the art, according to the application's Thought, will change in specific embodiments and applications, in sum, this specification Content should not be construed as the limitation to the application.
The embodiment of the present application discloses A1, a kind of server push vehicle assessment information approach, the clothes Be stored with the information of vehicles and driving information of user in business device;The driving information is vehicle-mounted from user's vehicle Obtained in diagnosis OBD equipment, the server is communicated to connect with third party's Evaluation Platform, the user With user terminal;
Described method includes:
The server sends to the third party assessment driving information and information of vehicles of the user Platform, third party's Evaluation Platform is used for according to the driving information and information of vehicles of the user, raw Information is assessed into vehicle;
The server receives the vehicle assessment information that third party's Evaluation Platform is submitted to;
The vehicle is assessed information pushing to corresponding user terminal by the server.
A2, the method as described in A1, when the vehicle assessment of the user that is also stored with the server expires Between, the driving information and information of vehicles of the user are sent flat to third party assessment by the server The step of platform, includes:
When the vehicle assessment expiration time of user is less than predetermined threshold value, the traveling by the user is believed Breath and information of vehicles are sent to third party's Evaluation Platform.
A3, the method as described in A1, the server is by the driving information and information of vehicles of the user The step of sending to third party's Evaluation Platform includes:
The server receives the request for applying for vehicle assessment information that user sends, the request bag Include ID;
The server sends to described driving information corresponding with the ID and information of vehicles Third party's Evaluation Platform.
A4, the method as described in A2 or A3, the OBD OBD equipment include radio communication mold Block, the OBD OBD equipment sets up wireless communication connection by the wireless module and server;
Described method also includes:
Receive the driving information that the OBD OBD equipment is uploaded by the wireless module.
A5, the method as described in A2 or A3, the OBD OBD equipment include radio communication mold Block, the OBD OBD equipment is connected by wireless communication module with customer mobile terminal, will be obtained The driving information for obtaining is sent to the customer mobile terminal;The customer mobile terminal connects with the server Connect;
Described method also includes:
Receive the driving information that the mobile terminal is uploaded.
A6, the method as described in A2 or A3, the OBD OBD equipment include radio communication mold Block, the OBD OBD equipment is connected by wireless communication module with the car-mounted terminal of vehicle, will The driving information of acquisition is sent to the car-mounted terminal;The car-mounted terminal is connected with server;
Described method also includes:
Receive the driving information that the car-mounted terminal is uploaded.
The method that A7, such as A1 are stated,
The driving information includes:Car speed, total kilometres, daily driving time, number of times of bringing to a halt And more than the number of times of High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
A8, the method as described in A1,
The user terminal includes mobile terminal and car-mounted terminal.
A9, the method as described in A1,
The OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, by institute State the driving information that OBD OBD-II interfaces read vehicle.
Meanwhile, the embodiment of the present application also discloses B10, a kind of server push vehicle assessment massaging device, Be stored with the information of vehicles and driving information of user in the server;The driving information is from user's vehicle OBD OBD equipment in obtain, the server and third party's Evaluation Platform are communicated to connect, institute Stating user has user terminal;
Described device includes:
Positioned at the platform sending module of the server, for the driving information of the user and vehicle to be believed Breath is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the row of the user Sail information and information of vehicles, generation vehicle assessment information;
Positioned at the receiver module of the server, for receiving described in third party's Evaluation Platform submission Vehicle assesses information;
Positioned at the terminal sending module of the server, the vehicle is assessed into information for the server Push to corresponding user terminal.
B11, the device as described in B10, the vehicle assessment of the user that is also stored with the server expire Time, the platform sending module is further included:
Positioned at the first platform sending submodule of the server, for when the vehicle assessment of user expires Between less than predetermined threshold value when, it is described to send to the described 3rd the driving information and information of vehicles of the user Square Evaluation Platform.
B12, the device as described in B10, the platform sending module are further included:
Positioned at the request receiving submodule of the server, for receive user's transmission for applying for vehicle The request of assessment information, the request includes ID;
Positioned at the second platform sending submodule of the server, for will be corresponding with the ID Driving information and information of vehicles are sent to third party's Evaluation Platform.
B13, the device as described in B11 or B12, the OBD OBD equipment include channel radio Letter module, the OBD OBD equipment sets up radio communication by the wireless module and server Connection;
Described device also includes:
First traveling information receiving module, for receiving the OBD OBD equipment by the nothing The driving information that wire module is uploaded.
B14, the device as described in B11 or B12, the OBD OBD equipment include channel radio Letter module, the OBD OBD equipment is connected by wireless communication module with customer mobile terminal, The driving information of acquisition is sent to the customer mobile terminal;The customer mobile terminal and the service Device is connected;
Described device also includes:
Second driving information receiver module, for receiving the driving information that the mobile terminal is uploaded.
B15, the device as described in B11 or B12, the OBD OBD equipment include channel radio Letter module, the OBD OBD equipment is connected by wireless communication module with the car-mounted terminal of vehicle, The driving information of acquisition is sent to the car-mounted terminal;The car-mounted terminal is connected with server;
Described device also includes:
The third line sails information receiving module, for receiving the driving information that the car-mounted terminal is uploaded.
The device that B16, such as B10 are stated,
The driving information includes:Car speed, total kilometres, daily driving time, number of times of bringing to a halt And more than the number of times of High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
B17, the device as described in B10,
The user terminal includes mobile terminal and car-mounted terminal.
B18, the device as described in B10,
The OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, by institute State the driving information that OBD OBD-II interfaces read vehicle.

Claims (10)

1. a kind of server push vehicle assesses information approach, the car of the user that is stored with the server Information and driving information;The driving information is obtained from the OBD OBD equipment of user's vehicle, The server is communicated to connect with third party's Evaluation Platform, and the user has user terminal;
Described method includes:
The server sends to the third party assessment driving information and information of vehicles of the user Platform, third party's Evaluation Platform is used for according to the driving information and information of vehicles of the user, raw Information is assessed into vehicle;
The server receives the vehicle assessment information that third party's Evaluation Platform is submitted to;
The vehicle is assessed information pushing to corresponding user terminal by the server.
2. method according to claim 1, it is characterised in that be also stored with the server The vehicle assessment expiration time of user, the server sends out the driving information of the user and information of vehicles The step of delivering to third party's Evaluation Platform includes:
When the vehicle assessment expiration time of user is less than predetermined threshold value, the traveling by the user is believed Breath and information of vehicles are sent to third party's Evaluation Platform.
3. method according to claim 1, it is characterised in that the server is by the user Driving information and information of vehicles include the step of send to third party's Evaluation Platform:
The server receives the request for applying for vehicle assessment information that user sends, the request bag Include ID;
The server sends to described driving information corresponding with the ID and information of vehicles Third party's Evaluation Platform.
4. according to the method in claim 2 or 3, it is characterised in that the OBD OBD Equipment includes wireless communication module, and the OBD OBD equipment is by the wireless module and service Device sets up wireless communication connection;
Described method also includes:
Receive the driving information that the OBD OBD equipment is uploaded by the wireless module.
5. according to the method in claim 2 or 3, it is characterised in that the OBD OBD Equipment includes wireless communication module, and the OBD OBD equipment passes through wireless communication module and user Mobile terminal is connected, and the driving information of acquisition is sent into the customer mobile terminal;User's movement Terminal is connected with the server;
Described method also includes:
Receive the driving information that the mobile terminal is uploaded.
6. according to the method in claim 2 or 3, it is characterised in that the OBD OBD Equipment includes wireless communication module, and the OBD OBD equipment passes through wireless communication module and vehicle Car-mounted terminal connection, the driving information of acquisition is sent to the car-mounted terminal;The car-mounted terminal with Server is connected;
Described method also includes:
Receive the driving information that the car-mounted terminal is uploaded.
7. the method stated according to claim 1, it is characterised in that
The driving information includes:Car speed, total kilometres, daily driving time, number of times of bringing to a halt And more than the number of times of High Speed Threshold speed per hour;
The information of vehicles includes:Vehicle identification code VIN.
8. method according to claim 1, it is characterised in that
The user terminal includes mobile terminal and car-mounted terminal.
9. method according to claim 1, it is characterised in that
The OBD equipment is connected with the OBD OBD-II interfaces of vehicle OBD system, by institute State the driving information that OBD OBD-II interfaces read vehicle.
10. a kind of server push vehicle assesses massaging device, the car of the user that is stored with the server Information and driving information;The driving information is obtained from the OBD OBD equipment of user's vehicle, The server is communicated to connect with third party's Evaluation Platform, and the user has user terminal;
Described device includes:
Positioned at the platform sending module of the server, for the driving information of the user and vehicle to be believed Breath is sent to third party's Evaluation Platform, and third party's Evaluation Platform is used for according to the row of the user Sail information and information of vehicles, generation vehicle assessment information;
Positioned at the receiver module of the server, for receiving described in third party's Evaluation Platform submission Vehicle assesses information;
Positioned at the terminal sending module of the server, the vehicle is assessed into information for the server Push to corresponding user terminal.
CN201510982786.6A 2015-12-23 2015-12-23 A kind of server push vehicle assesses information approach and device Pending CN106910131A (en)

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CN110490752A (en) * 2019-08-21 2019-11-22 福州大学 Car insurance analysis and automatic recommendation service system and its working method based on driving behavior data
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