CN106897337A - The acquisition methods and device of Internet resources, the acquisition methods of finance product - Google Patents
The acquisition methods and device of Internet resources, the acquisition methods of finance product Download PDFInfo
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- CN106897337A CN106897337A CN201610513284.3A CN201610513284A CN106897337A CN 106897337 A CN106897337 A CN 106897337A CN 201610513284 A CN201610513284 A CN 201610513284A CN 106897337 A CN106897337 A CN 106897337A
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- internet resources
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F16/00—Information retrieval; Database structures therefor; File system structures therefor
- G06F16/90—Details of database functions independent of the retrieved data types
- G06F16/95—Retrieval from the web
- G06F16/953—Querying, e.g. by the use of web search engines
- G06F16/9535—Search customisation based on user profiles and personalisation
Abstract
This application discloses the acquisition methods and device of a kind of Internet resources, after user asks Internet resources according to different demands, it is easy to that the Internet resources of different demands are managed and monitored respectively.The method includes：The Internet resources demand type that user sends is received, and for the Internet resources request of the demand type；According to the request, Internet resources are obtained by the account set up for the demand type；The Internet resources that will be got are associated with the corresponding account of the demand type.The application is also disclosed a kind of acquisition methods of finance product.
Description
Technical field
The application is related to technical field of Internet information, more particularly to a kind of Internet resources acquisition methods and device,
And a kind of acquisition methods of finance product.
Background technology
With the development of Internet information technique, various Internet resources (such as network storage resource, the network bandwidth are occurred in that
Resource, network computing resources etc., security monitoring resource, abbreviation resource).User can obtain different types of interconnection by account
Net resource meets different resource requirements, it is also possible to which the Internet resources for obtaining same type meet different demands, such as when
Limit demand, attribute requirements etc..
Prior art, user is after same account gets resource according to different demands type, it is impossible to according to different need
Ask and be managed respectively and monitor.Such as, user successively asks two parts of network storage resources, Yi Fenwei respectively in same account
Meet long-term use demand, portion be in order to meet short-period used demand, but after two parts of network storage resources are got,
Two parts of network storage resources can be merged in the account, cannot manage store money using any subnetwork in use
Source, cannot also control the service condition of the network storage resource difference of different demands.And for example, when using resource, can derive
Additional resource (during as using network storage resource, can derive the security monitoring money for safety of monitoring data according to usage amount
Source), but prior art user asks resource and when using by same account according to different demands, cannot also monitor additional resource
Any part resource belonged to.
The content of the invention
The embodiment of the present application provides a kind of acquisition methods of Internet resources, and internet is asked according to different demands in user
After resource, it is easy to that the Internet resources of different demands are managed and monitored respectively.
The embodiment of the present application provides a kind of acquisition device of Internet resources, and internet is asked according to different demands in user
After resource, it is easy to that the Internet resources of different demands are managed and monitored respectively.
The embodiment of the present application provides a kind of acquisition methods of finance product, is asked to manage money matters according to different financial needs in user
After product, it is easy to that the finance product of different financial needs is managed and monitored respectively.
The embodiment of the present application uses following technical proposals：
A kind of acquisition methods of Internet resources, including：
Receive user send Internet resources demand type, and for the demand type Internet resources please
Ask；
According to the request, Internet resources are obtained by the account set up for the demand type；
The Internet resources that will be got are associated with the corresponding account of the demand type.
Preferably, the Internet resources demand type that user sends is received, and for the internet of the demand type
Resource request, including：
The plan of needs under Internet resources demand type, the demand type that user sends is received, and for institute
State the Internet resources request of plan of needs；
Then methods described is specifically included：
According to the request, Internet resources are obtained by the account set up for the plan of needs；
The Internet resources that will be got are associated with the corresponding account of the plan of needs.
Preferably, the plan of needs under Internet resources demand type, the demand type that user sends is received, and
For the Internet resources request of the demand type, including：
Receive the Internet resources demand type that user sends；
According to the demand type and/or user according to the default preference information of demand type, displaying Internet money
The recommendation information of source plan of needs gives the user；
Receive the Internet resources request for the recommendation information that user sends.
Preferably, according to the request, Internet resources are obtained by the account set up for the demand type, including：
According to the time that the demand type and the Internet resources are asked, generation demand mark；
For the demand type sets up account, and set up the demand type, demand mark and the account
Corresponding relation；
According to the request, Internet resources are obtained by the account set up for the plan of needs.
Preferably, at least two Internet resources are included in the request, then according to the request, by being the demand
The account that type is set up obtains Internet resources, including：
At least two Internet resources and total resources value contained according to the request bag, determine each Internet resources
Value request；
According to the value request of each Internet resources, each internet is obtained by the account set up for the demand type
Resource.
A kind of acquisition device of Internet resources, including：Receiving unit, acquiring unit and associative cell, wherein,
The receiving unit, receives the Internet resources demand type that user sends, and for the demand type
Internet resources are asked；
The acquiring unit, according to the request, Internet resources is obtained by the account set up for the demand type；
The associative cell, the Internet resources that will be got are associated with the corresponding account of the demand type.
Preferably, the receiving unit,
The plan of needs under Internet resources demand type, the demand type that user sends is received, and for institute
State the Internet resources request of plan of needs；
Then the acquiring unit, according to the request, obtains internet and provides by the account set up for the plan of needs
Source；
The associative cell, the Internet resources that will be got are associated with the corresponding account of the plan of needs.
Preferably, the receiving unit,
Receive the Internet resources demand type that user sends；
According to the demand type and/or user according to the default preference information of demand type, displaying Internet money
The recommendation information of source plan of needs gives the user；
Receive the Internet resources request for the recommendation information that user sends.
Preferably, the acquiring unit,
According to the time that the demand type and the Internet resources are asked, generation demand mark；
For the demand type sets up account, and set up the demand type, demand mark and the account
Corresponding relation；
According to the request, Internet resources are obtained by the account set up for the plan of needs.
Preferably, at least two Internet resources are included in the request, then the acquiring unit,
At least two Internet resources and total resources value contained according to the request bag, determine each Internet resources
Value request；
According to the value request of each Internet resources, each internet is obtained by the account set up for the demand type
Resource.
A kind of acquisition methods of finance product, including：
The financing type that user sends is received, and for the finance product request of the financing type；
According to the request, finance product is obtained by for the account that the financing type is set up；
The finance product that will be got is associated with the corresponding account of the financing type.
Preferably, the financing type that user sends is received, and for the finance product request of the financing type, bag
Include：
The financing plan under financing type, the financing type that user sends is received, and for the financing plan
Finance product request；
Then methods described is specifically included：
According to the request, finance product is obtained by for the account that the financing plan is set up；
The finance product that will be got is associated with the corresponding account of the financing plan.
Preferably, the financing plan under financing type, the financing type that user sends is received, and for the reason
The finance product request of wealth type, including：
Receive the financing type that user sends；
According to the financing type and/or the financing preference information of user, the recommendation information of displaying financing plan is to described
User；
Receive the finance product request for the recommendation information that user sends.
Preferably, according to the request, finance product is obtained by for the account that the financing type is set up, including：
According to the time that the financing type and the finance product are asked, generation financing mark；
For the financing type sets up account, and set up the financing type, financing mark and the account
Corresponding relation；
According to the request, finance product is obtained by for the account that the financing plan is set up.
Preferably, at least two finance products are included in the request, then according to the request, by being the financing class
The account that type is set up obtains finance product, including：
According at least two finance product and total amount that the request bag contains, the request of each finance product is determined
Number；
Request number according to each finance product, by the acquisition each finance product set up for the financing type.
Above-mentioned at least one technical scheme that the embodiment of the present application is used can reach following beneficial effect：Provide the user
Different demand types, and user is received by operating the Internet resources for sending request, according to the request by being demand class
The sub- account that type is set up goes to obtain Internet resources, and the Internet resources that will be got are associated with the corresponding sub- account of demand type
In family.Namely for different demand types sets up corresponding sub- account, in user's request Internet resources, by what is asked
Internet is directly linked in sub- account, has accomplished that the Internet resources under different demands type are mutually isolated, is also achieved that
It is managed respectively according to different demands and is monitored.
Brief description of the drawings
Accompanying drawing described herein is used for providing further understanding of the present application, constitutes the part of the application, this Shen
Schematic description and description please does not constitute the improper restriction to the application for explaining the application.In the accompanying drawings：
Fig. 1 is the schematic flow sheet of the acquisition methods of the Internet resources that the embodiment of the present application 1 is provided；
Fig. 2 is the schematic diagram of the selection demand type that the embodiment of the present application 1 is provided；
Fig. 3 is the schematic diagram of the selection Internet resources that the embodiment of the present application 1 is provided；
Fig. 4 is the schematic diagram of the newly-built plan of needs that the embodiment of the present application 1 is provided；
Fig. 5 is the schematic diagram of the newly-built plan of needs that the embodiment of the present application 1 is provided；
Fig. 6 is the schematic diagram of the recommended candidate plan that the embodiment of the present application 1 is provided；
Fig. 7 is the schematic diagram for sending Internet resources request that the embodiment of the present application 1 is provided；
Fig. 8 is the schematic diagram for illustrating the demand type that user possesses that the embodiment of the present application 1 is provided；
Fig. 9 is the schematic diagram for illustrating the plan of needs that user possesses that the embodiment of the present application 1 is provided；
Figure 10 is the structured flowchart of the acquisition device of the Internet resources that the embodiment of the present application 2 is provided；
Figure 11 is the schematic flow sheet of the acquisition methods of the finance product that the embodiment of the present application 3 is provided；
Figure 12 is the schematic diagram of the selection financing type that the embodiment of the present application 3 is provided；
Figure 13 is the schematic diagram of the selection finance product that the embodiment of the present application 3 is provided；
Figure 14 is the schematic diagram of the newly-built financing plan that the embodiment of the present application 3 is provided；
Figure 15 is the schematic diagram of the newly-built financing plan that the embodiment of the present application 3 is provided；
Figure 16 is the schematic diagram of the recommended candidate plan that the embodiment of the present application 3 is provided；
Figure 17 is the schematic diagram for sending finance product request that the embodiment of the present application 3 is provided；
Figure 18 is the schematic diagram for illustrating the financing type that user possesses that the embodiment of the present application 3 is provided；
Figure 19 is the schematic diagram for illustrating the financing plan that user possesses that the embodiment of the present application 3 is provided.
Specific embodiment
To make the purpose, technical scheme and advantage of the application clearer, below in conjunction with the application specific embodiment and
Corresponding accompanying drawing is clearly and completely described to technical scheme.Obviously, described embodiment is only the application one
Section Example, rather than whole embodiments.Based on the embodiment in the application, those of ordinary skill in the art are not doing
Go out the every other embodiment obtained under the premise of creative work, belong to the scope of the application protection.
Below in conjunction with accompanying drawing, the technical scheme that each embodiment of the application is provided is described in detail.
Embodiment 1
As it was previously stated, prior art user is after same account asks Internet resources according to different demands, it is impossible to root
It is managed respectively according to different demands and is monitored.Such as, user by oneself unique account successively request respectively 1TB and
500GB network storage resources, wherein, 1TB wishes that long-term use, storage photo etc. wish the file of persistence, and 500GB wishes
Short-period used, the file popular at present for depositing sports tournament etc..But after two parts of network storage resources are got, at this
In account, two parts of Internet resources can be merged, (approximate) 1.5TB be merged into, so in use, user cannot
Control is the use of the part of 1TB network storage resources or the part of 500GB network storage resources, also has led to obtaining
Know the service condition of this two parts network storage resource, and for example, during using network storage resource, additional money can be derived
Source, if 1TB and 500GB are merged into (approximate) 1.5TB, then the additional resource for deriving in use also cannot area
Divide is produced by which subnetwork storage resource.This has run counter to the expectation of user, that is, user is wished by different demands,
Network storage resource under different demands is managed and monitored respectively.Further, since do not manage respectively, if there is text
Part is lost, and also cannot be distinguished by which subnetwork storage resource on earth there is a problem.Based on this defect, current inventor provides one
The acquisition methods of Internet resources are planted, after user asks Internet resources according to different demands, is easy to the mutual of different demands
Networked resources are managed and monitored respectively.The idiographic flow schematic diagram of the method is as shown in figure 1, comprise the steps：
Step 11：The Internet resources demand type that user sends is received, and for the internet money of the demand type
Ask in source.
Each user has been required for an account, here during the request of Internet resources, acquisition and use is carried out
The account of user can be referred to as main account, such as, user is when asking and using Internet resources, it is necessary to first register an account
Family, the account can be just the main account of referred to as user.
When prior art user asks Internet resources by main account, purpose when simply oneself subjective understanding is asked,
Such as wish to use for long-term (5 years) or short-term (3 months) use, so in this step some demand class can be set for user
Type.As shown in Fig. 2 by taking mobile terminal as an example, in display interface, having provided the user three kinds of options of demand type, user
Demand during request resource can be selected by option.In actual applications, user can such as be existed with self-defined demand type
Custom option is provided in Fig. 2, can be oneself defining the description etc. of some personalizations.After demand type is set, it is possible to such as
Shown in Fig. 3, selection send request for the resource concurrence of the demand type.
In actual applications, user there may be for the different demands plan under identical resource requirement, that is, more
The demand of refinement.Such as, even having long-term needs to network storage resource, it is also possible to there is " photo ", " film " etc. no
Same plan of needs, so in one embodiment, in order to reach the purpose refined to Internet resources demand, this step
Suddenly can include：The plan of needs under Internet resources demand type, demand type that user sends is received, and is needed for this
The Internet resources of plan are asked to ask.The displaying interface of plan of needs is illustrated in figure 4, is available for user to select a newly-built demand
Plan or the selection continuation request resource under existing plan of needs.After user selects newly-built plan of needs, can be such as Fig. 5 institutes
Show, pop-up dialogue box, allow user to be voluntarily input into, or default plan title can be shown.After newly-built complete plan of needs, just
Internet resources can be selected, user can be searched by being input into numbering, it is also possible to show some Internet resources for
User selects, and after the completion of selection, just completes the plan of needs sent under Internet resources demand type, demand type, with
And the operation of the Internet resources request for the plan of needs.
With the development of data mining, information recommendation becomes the important means of lifting Consumer's Experience, so a kind of real
Apply in mode, receive the plan of needs under Internet resources demand type, demand type that user sends, and Internet resources
Request, can include：Receive the Internet resources demand type that user sends；Type and/or user be according to demand according to demand
The default preference information of type, the recommendation information of displaying Internet Resource Requirement Planning is to user；Receive being directed to for user's transmission
The Internet resources request of recommendation information.Specifically, user can preset preference letter previously according to different demand types
Breath, such as in used survey form, can obtain the preference of user, or obtain user from the historical behavior record of user
Preference etc..Directly show such as Fig. 5 by after such as newly-built plan of needs in Fig. 4 interfaces, being skipped in user as shown in fig. 6,
After the demand type for receiving user's transmission is short term need, can type and/or user type according to demand according to demand
Default preference information, is that user recommends " candidate's plan 1 ", " candidate's plan 2 ", " candidate's plan 3 ", etc..
Step 12：According to request, Internet resources are obtained by the account set up for the demand type.
After request is received, it is possible to gone to obtain Internet resources according to request, than as shown in figure 3, when user selects
After " resource 1 ", it is possible to go to obtain " resource 1 ".In actual applications, requested service has generally required a promoter, mutual
This promoter is typically account in networking, so be often also required to by certain account when resource is asked, due in order to reach
Can be the demand class of user's selection before Internet resources are got to the mutually isolated purpose of each demand type
Type is opened an account, and the sub- account, or independent and main account that the account can be attached under main account are established
The account of incidence relation, and be that the account and demand type set up corresponding relation, after having the corresponding account of demand type, just
Can go to obtain Internet resources by the account.
Multiple identical demand type (two short term needs, three long-term needs etc.) may be set up in view of user,
In the case where a kind of demand type only has one kind, can be easier to set up the corresponding relation of demand type and account, but
When identical demand type occurs two kinds, it is necessary to successively set up two accounts, and the demand of successively selection is corresponded to respectively
Type, but because demand type is identical, it is possible to cause corresponding relation indefinite, so, in order to reach demand type and account
The unique purpose of family corresponding relation.In one embodiment, this step can include：Type and internet according to demand
The time of resource request, generation demand mark；For demand type sets up account, and set up demand type, demand mark and account
The corresponding relation at family；According to request, Internet resources are obtained by the account set up for demand type.Specifically, can set
Each moment can only send a request, then the time of each Internet resources request that user sends is different, so only
If the newly-built demand type of user, it is possible to which the time generation of type and Internet resources request is unique according to demand
Demand mark, then for newly-built demand type sets up account, it is possible to set up demand type, demand mark and account
Unique corresponding relation, when according to Internet resources acquisition request Internet resources, it is possible to by what is set up for demand type
Account obtains Internet resources.
Further, if user have selected two parts of identical plans of needs and also likely to be present two parts of same candidate meters of selection
Draw and need to set up two situations of account, the request of a plan of needs can only be sent in synchronization, so just can be with root
According to the time that demand type, plan of needs and every part of different Internet resources of plan of needs are asked, different need are generated
Mark is sought, then for each demand mark sets up account, and the corresponding relation of each account and each demand mark will be set up respectively.
Such as, user have selected two parts " candidate's plans 1 ", and the request of a " candidate's plan 1 " can only be sent due to synchronization, so
Just there is demand to identify a and demand mark b, then go to set up two accounts, and two accounts are identified into a and demand with demand respectively
Mark b is associated.
In actual applications, user can select to plan for its candidate for recommending to simplify operation, and candidate plans
In can also be the combination of Internet resources.So, in one embodiment, at least two internets can be included in request
Resource, then this step can include：At least two Internet resources and total resources value contained according to request bag, determine each mutual
The value request of networked resources；According to the value request of each Internet resources, obtain each mutual by the account set up for the demand type
Networked resources.Such as, as shown in fig. 7, user have selected " candidate's plan 1 ", and total resources value is have selected for z, now, can root
According to the two Internet resources and total resources value, the value request of each Internet resources is determined.Specifically, can be according to candidate
Preset ratio in the works is determined, such as preset " resource 1 " and account for 20%, and " resource 4 " accounts for 80%, then just can be true
Surely " resource 1 ", " resource 4 " that request resource value is z × 0.8 for asking resource value for z × 0.2 are needed.And for example, can be set as
Mean allocation etc..
Step 13：The Internet resources that will be got are associated with the corresponding account of demand type.
After step 12 sets up account for demand type, it is possible to which the Internet resources association (or preservation) that will be got is arrived
In the corresponding account of demand type, than as shown in figure 8, be demand type interface, illustrate the demand type that user possesses, wherein
" mid-term demand " is the result operated according to Fig. 2 and Fig. 3.
By the agency of in a step 11, user can set up different plans of needs for demand class type, so this step can
To include：The Internet resources that will be got are associated with the corresponding account of plan of needs.If Fig. 9 is plan of needs interface, exhibition
The plan of needs under " short term need " of user is shown, wherein " planning 2 " is the result operated according to Fig. 4 to Fig. 7.
The method provided using embodiment 1, is provided the user different demand types, and receives user and sent out by operating
The Internet resources request of the demand type for selection sent, goes to obtain according to the request by for the account that demand type is set up
Internet resources are taken, and the Internet resources that will be got are associated with the corresponding account of demand type.It is namely different
Demand type sets up corresponding account, and in user's request Internet resources, the Internet resources that will be asked are directly linked to
In corresponding account, accomplish that the Internet resources under different demands type are mutually isolated, be also achieved that according to different demands
It is managed respectively and monitors.
Embodiment 2
Based on identical inventive concept, embodiment 2 provides a kind of acquisition device of Internet resources, in user according to not
After with requirement request Internet resources, it is easy to that the Internet resources of different demands are managed and monitored respectively.Figure 10 is the present apparatus
Structured flowchart, the device includes：Receiving unit 21, acquiring unit 22 and associative cell 23, wherein,
Receiving unit 21, can receive the Internet resources demand type of user's transmission, and for the mutual of demand type
Networked resources are asked；
Acquiring unit 22, can obtain Internet resources according to request by the sub- account set up for demand type；
Associative cell 23, the Internet resources that will can be got are associated with the corresponding sub- account of demand type.
In one embodiment, receiving unit 21, can receive Internet resources demand type, the demand of user's transmission
Plan of needs under type, and for the Internet resources request of plan of needs；
Then acquiring unit 22, can obtain Internet resources according to request by the sub- account set up for plan of needs；
Associative cell 23, the Internet resources that will can be got are associated with the corresponding sub- account of plan of needs.
In one embodiment, receiving unit 21, can receive the Internet resources demand type of user's transmission；
Type and/or the user default preference information of type, displaying Internet resource requirement meter according to demand according to demand
The recommendation information drawn is to user；
Receive the Internet resources request for recommendation information that user sends.
In one embodiment, acquiring unit 22, can according to demand type and Internet resources request when
Between, generation demand mark；
For demand type sets up sub- account, and set up the corresponding relation of demand type, demand mark and sub- account；
According to request, Internet resources are obtained by the sub- account set up for plan of needs.
In one embodiment, at least two Internet resources are included in request, then acquiring unit 22 can be according to please
At least two Internet resources and total resources value for including are sought, the value request of each Internet resources is determined；
According to the value request of each Internet resources, each Internet resources are obtained by the account set up for demand type.
Embodiment 3
After finding that Internet resources have the defect that this is introduced above, some being found that again in internet lack inventor
Fall into, such as fund more and more circulates, especially by idle fund as a kind of internet information resource in internet
Finance product is obtained to realize income to meet financial needs, such as house, education, medical treatment, insurance etc..Current user is by same
After one account obtains (purchase) finance product according to different demands, it is impossible to be managed respectively according to different demands and monitored, than
Such as, user have purchased same Zhi Jijin twice by the account of oneself successively to educate with for the purpose of medical treatment, but after getting
After a fund, just merged with preceding portion, cannot thus manage the fund number of different demands, and cannot also monitored
Income under each demand.Even if additionally, the branched different funds of purchase, after each branch fund is redeemed, profit and loss can also be blended in one
Rise, when having run counter to user for different demands purchase finance product, it is desirable to the wish for managing respectively and monitoring.So being lacked based on this
Fall into, current inventor provides a kind of requesting method of Internet resources, after user asks Internet resources according to different demands,
It is easy to manage the Internet resources of different demands respectively.So based on invention thinking same as Example 1, prolonging as one kind
Stretch, present embodiments provide a kind of acquisition methods of finance product, after user obtains finance product according to different demands, can
It is easy to that the finance product of different demands is managed and monitored respectively.The idiographic flow schematic diagram of the method is as shown in figure 11, including
Following step：
Step 31：The financing type that user sends is received, and for the finance product request of the financing type.
It is similar with step 11, still by taking mobile terminal as an example, can be as shown in figure 12, provide the user house, education, doctor
Treat, insure etc., it is also possible to self-defined, the financing type (house) when user selects to buy finance product by option is carried out, and
And as shown in figure 13, provide the user finance product (fund), user can select for the financing type finance product simultaneously
Send request.
In actual applications, user is likely to have different financing plans, that is, more refinement under managing money matters type at one
The demand of change, such as, two sets of houses have respective financing plan respectively, for two children prepare different education funds respectively,
The different medical treatment of different home member correspondence and insurance etc., so in one embodiment, this step can include：Receive and use
Financing plan under financing type, the financing type that family sends, and for the finance product request of the financing plan.As schemed
Shown in 14, can be after user have selected financing type (education), the displaying interface of displaying financing plan is available for user to select new
A financing plan is built still to select to continue to obtain finance product under financing plan, and as shown in figure 15, ejection is used
The dialog box of the self-defined plan title in family.
Describe in embodiment 1 for user recommends Internet resources, so this step can also include：Receive user's hair
The financing type sent；According to the financing type and/or the financing preference information of user, the recommendation information of displaying financing plan is to use
Family；Receive the finance product request for recommendation information that user sends.Such as in user by such as the newly-built financing plans of Figure 14
Afterwards, recommendation information as shown in figure 16 is directly shown.
Step 32：According to the request, finance product is obtained by the account set up for the financing type.
Similar to Example 1, this step can also be that the account can be user for financing type sets up single account
Sub- account under main account, in actual applications, it is also possible to go out the user mentioned in current embodiment 1 and have selected two parts of identical reasons
Wealth plan, so this step can include：According to the time that financing type and finance product are asked, generation financing mark；For
Financing type sets up account, and sets up the corresponding relation of financing type, financing mark and account；According to request, by being this
The account that financing plan is set up obtains finance product.
During in view of actual business operation, it is possible that two accounts of difference in functionality, are respectively transaction accounts
Family and asset account, the former user carry out acquisition finance product, and the latter is used to keep accounts, so work as receiving obtaining for finance product
After taking request, financing mark can be generated according to financing type, the time of request, then for financing type sets up transaction account respectively
Family and asset account, and financing type, financing mark, trading account, the corresponding relation of asset account are set up, according to request, lead to
Cross the trading account set up for the financing type and obtain finance product.Similarly, if user establishes financing plan, then this
Step can include：According to request, finance product is obtained by for the account that financing plan is set up.
In actual applications, financing may include more than one finance product in the works, as shown in figure 17, when bag in request
During containing at least two finance products, this step can include：According at least two finance products and total amount that request bag contains,
Determine the request number of each finance product；Request number according to each finance product, by the acquisition set up for the financing type
Each finance product.
Step 33：The finance product that will be got is associated with the corresponding account of financing type.
After step 32 sets up trading account and asset account for demand type, finance product is obtained by trading account,
The finance product that this step will can just get is kept accounts in asset account, is financing type circle than as shown in figure 18
Face, illustrates the financing type that user possesses, wherein " house " is the result operated according to Figure 12 and Figure 13.
The by the agency of in step 31, user can set up different financing plans for financing type, so this step can
To include：The Internet resources that will be got are associated with the corresponding account of plan of needs.If Figure 19 is financing plan interface, exhibition
The financing plan under " education " of user is shown, wherein " Xiaobao " is the result operated according to Figure 14 to Figure 17.
In practical business, three functional modules can be disposed, type block of respectively managing money matters, user provides the user reason
Wealth type, financing plan and receive the finance product request Concurrency of user and deliver to module of opening an account；Open an account module, receiving please
After asking, the time generation financing mark according to request sets up trading account and asset account, and will be managed money matters class by mark of managing money matters
Type (if it has, also including that financing is planned), trading account and asset account set up corresponding relation；Transaction modules, it is logical according to request
Cross trading account and obtain finance product (if desired, determining the request number of each finance product), after concluding the business successfully, in assets account
Kept accounts in family.
The method provided using embodiment 3, is provided the user different financing types, and receives user and sent out by operating
The finance product request of the financing type for selection sent, according to the request by (transaction) account for financing type foundation
Finance product is obtained, and the finance product book keeping operation that will be got is arrived in corresponding (assets) account of financing type.Namely for not
Same financing type sets up corresponding account, and in user's request finance product, the finance product that will be asked is directly linked to
In corresponding account, accomplish that the finance product under different financing types is mutually isolated, be also achieved that according to different type point
It is not managed and monitors, such as can learns the finance product information in each financial needs (plan), and monitoring is received respectively
Benefit.
It should be understood by those skilled in the art that, embodiments of the invention can be provided as method, system or computer program
Product.Therefore, the present invention can be using the reality in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Apply the form of example.And, the present invention can be used and wherein include the computer of computer usable program code at one or more
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) is produced
The form of product.
The present invention is the flow with reference to method according to embodiments of the present invention, equipment (system) and computer program product
Figure and/or block diagram are described.It should be understood that every first-class during flow chart and/or block diagram can be realized by computer program instructions
The combination of flow and/or square frame in journey and/or square frame and flow chart and/or block diagram.These computer programs can be provided
The processor of all-purpose computer, special-purpose computer, Embedded Processor or other programmable data processing devices is instructed to produce
A raw machine so that produced for reality by the instruction of computer or the computing device of other programmable data processing devices
The device of the function of being specified in present one flow of flow chart or multiple one square frame of flow and/or block diagram or multiple square frames.
These computer program instructions may be alternatively stored in can guide computer or other programmable data processing devices with spy
In determining the computer-readable memory that mode works so that instruction of the storage in the computer-readable memory is produced and include finger
Make the manufacture of device, the command device realize in one flow of flow chart or multiple one square frame of flow and/or block diagram or
The function of being specified in multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing devices so that in meter
Series of operation steps is performed on calculation machine or other programmable devices to produce computer implemented treatment, so as in computer or
The instruction performed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in individual square frame or multiple square frames.
In a typical configuration, computing device includes one or more processors (CPU), input/output interface, net
Network interface and internal memory.
Internal memory potentially includes the volatile memory in computer-readable medium, random access memory (RAM) and/or
The forms such as Nonvolatile memory, such as read-only storage (ROM) or flash memory (flashRAM).Internal memory is showing for computer-readable medium
Example.
Computer-readable medium includes that permanent and non-permanent, removable and non-removable media can be by any method
Or technology realizes information Store.Information can be computer-readable instruction, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only storage (ROM), electric erasable
Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc read-only storage (CD-ROM),
Digital versatile disc (DVD) or other optical storages, magnetic cassette tape, the storage of tape magnetic rigid disk or other magnetic storage apparatus
Or any other non-transmission medium, can be used to store the information that can be accessed by a computing device.Defined according to herein, calculated
Machine computer-readable recording medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.
Also, it should be noted that term " including ", "comprising" or its any other variant be intended to nonexcludability
Comprising so that process, method, commodity or equipment including a series of key elements not only include those key elements, but also wrapping
Include other key elements being not expressly set out, or also include for this process, method, commodity or equipment is intrinsic wants
Element.In the absence of more restrictions, the key element limited by sentence " including ... ", it is not excluded that including described
Also there is other identical element in the process of key element, method, commodity or equipment.
It will be understood by those skilled in the art that embodiments herein can be provided as method, system or computer program product.
Therefore, the application can be using the embodiment in terms of complete hardware embodiment, complete software embodiment or combination software and hardware
Form.And, the application can be used to be can use in one or more computers for wherein including computer usable program code and deposited
The shape of the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
Embodiments herein is the foregoing is only, the application is not limited to.For those skilled in the art
For, the application can have various modifications and variations.It is all any modifications made within spirit herein and principle, equivalent
Replace, improve etc., within the scope of should be included in claims hereof.
Claims (15)
1. a kind of acquisition methods of Internet resources, it is characterised in that including：
The Internet resources demand type that user sends is received, and for the Internet resources request of the demand type；
According to the request, Internet resources are obtained by the account set up for the demand type；
The Internet resources that will be got are associated with the corresponding account of the demand type.
2. the method for claim 1, it is characterised in that receive the Internet resources demand type that user sends, and
For the Internet resources request of the demand type, including：
The plan of needs under Internet resources demand type, the demand type that user sends is received, and for the need
The Internet resources of plan are asked to ask；
Then methods described is specifically included：
According to the request, Internet resources are obtained by the account set up for the plan of needs；
The Internet resources that will be got are associated with the corresponding account of the plan of needs.
3. method as claimed in claim 2, it is characterised in that receive Internet resources demand type that user sends, described
Plan of needs under demand type, and for the Internet resources request of the demand type, including：
Receive the Internet resources demand type that user sends；
According to the demand type and/or user according to the default preference information of demand type, displaying Internet resource is needed
The recommendation information of plan is sought to the user；
Receive the Internet resources request for the recommendation information that user sends.
4. the method for claim 1, it is characterised in that according to the request, by what is set up for the demand type
Account obtains Internet resources, including：
According to the time that the demand type and the Internet resources are asked, generation demand mark；
For the demand type sets up account, and set up the correspondence of the demand type, demand mark and the account
Relation；
According to the request, Internet resources are obtained by the account set up for the plan of needs.
5. the method for claim 1, it is characterised in that at least two Internet resources are included in the request, then root
According to the request, Internet resources are obtained by the account set up for the demand type, including：
At least two Internet resources and total resources value contained according to the request bag, determine asking for each Internet resources
Evaluation；
According to the value request of each Internet resources, each internet is obtained by the account set up for the demand type and is provided
Source.
6. a kind of acquisition device of Internet resources, it is characterised in that including：Receiving unit, acquiring unit and associative cell,
Wherein,
The receiving unit, receives the Internet resources demand type that user sends, and for the interconnection of the demand type
Net resource request；
The acquiring unit, according to the request, Internet resources is obtained by the account set up for the demand type；
The associative cell, the Internet resources that will be got are associated with the corresponding account of the demand type.
7. device as claimed in claim 6, it is characterised in that the receiving unit,
The plan of needs under Internet resources demand type, the demand type that user sends is received, and for the need
The Internet resources of plan are asked to ask；
Then the acquiring unit, according to the request, Internet resources is obtained by the account set up for the plan of needs；
The associative cell, the Internet resources that will be got are associated with the corresponding account of the plan of needs.
8. device as claimed in claim 7, it is characterised in that the receiving unit,
Receive the Internet resources demand type that user sends；
According to the demand type and/or user according to the default preference information of demand type, displaying Internet resource is needed
The recommendation information of plan is sought to the user；
Receive the Internet resources request for the recommendation information that user sends.
9. device as claimed in claim 6, it is characterised in that the acquiring unit,
According to the time that the demand type and the Internet resources are asked, generation demand mark；
For the demand type sets up account, and set up the correspondence of the demand type, demand mark and the account
Relation；
According to the request, Internet resources are obtained by the account set up for the plan of needs.
10. device as claimed in claim 6, it is characterised in that at least two Internet resources are included in the request, then institute
State acquiring unit,
At least two Internet resources and total resources value contained according to the request bag, determine asking for each Internet resources
Evaluation；
According to the value request of each Internet resources, each internet is obtained by the account set up for the demand type and is provided
Source.
A kind of 11. acquisition methods of finance product, it is characterised in that including：
The financing type that user sends is received, and for the finance product request of the financing type；
According to the request, finance product is obtained by for the account that the financing type is set up；
The finance product that will be got is associated with the corresponding account of the financing type.
12. methods as claimed in claim 11, it is characterised in that receive the financing type that user sends, and for described
The finance product request of type of managing money matters, including：
The financing plan under financing type, the financing type that user sends is received, and for the reason of the financing plan
Wealth product requests；
Then methods described is specifically included：
According to the request, finance product is obtained by for the account that the financing plan is set up；
The finance product that will be got is associated with the corresponding account of the financing plan.
13. methods as claimed in claim 12, it is characterised in that receive financing type, the financing type that user sends
Under financing plan, and for it is described financing type finance product request, including：
Receive the financing type that user sends；
According to the financing type and/or the financing preference information of user, the recommendation information of displaying financing plan gives the user；
Receive the finance product request for the recommendation information that user sends.
14. methods as claimed in claim 11, it is characterised in that according to the request, set up by for the financing type
Account obtain finance product, including：
According to the time that the financing type and the finance product are asked, generation financing mark；
For the financing type sets up account, and set up the correspondence of the financing type, financing mark and the account
Relation；
According to the request, finance product is obtained by for the account that the financing plan is set up.
15. methods as claimed in claim 11, it is characterised in that at least two finance products are included in the request, then root
According to the request, finance product is obtained by for the account that the financing type is set up, including：
According at least two finance product and total amount that the request bag contains, the number of request of each finance product is determined
Volume；
Request number according to each finance product, by the acquisition each finance product set up for the financing type.
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| CN201610513284.3A CN106897337A (en) | 2016-07-01 | 2016-07-01 | The acquisition methods and device of Internet resources, the acquisition methods of finance product |
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