CN106780995B - A kind of application method of PBOC in public transport ticket checking terminal - Google Patents
A kind of application method of PBOC in public transport ticket checking terminal Download PDFInfo
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- CN106780995B CN106780995B CN201611060465.1A CN201611060465A CN106780995B CN 106780995 B CN106780995 B CN 106780995B CN 201611060465 A CN201611060465 A CN 201611060465A CN 106780995 B CN106780995 B CN 106780995B
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- card
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/0893—Details of the card reader the card reader reading the card in a contactless manner
Abstract
The invention discloses a kind of application method of PBOC in public transport ticket checking terminal, the method is based on PBOC3.0 standard criterion, comprising: public transport reaches website, and terminal automatically switches to off-line state, and passenger, which swipes the card, to get on the bus;Terminal is based on PBOC3.0 and carries out reading card data using initialization to IC card, and certified offline, risk management operation complete withholding fee;Website is left in public transport, and terminal automatically switches to the mode of working online, and data upload to credit card issuer;Credit card issuer receives data, makes record to consumption information, uploads onto the server, and completes to take ID buckle;The present invention applies to public transport ticket checking end according to PBOC3.0 standard criterion, need to be only stuck in contactless ic on reader and gently be brushed, can traded by the terminal of public transport to IC card, and in time, payment of swiping the card is finished a piece of writing at one go for response, and read-write is quick, convenient to use.
Description
Technical field
The present invention relates to the application of public transport ticket checking method and technology field more particularly to PBOC3.0 in public transport ticket checking terminal
Method.
Background technique
On the basis of the IC card product of existing PBOC, credit card issuer can increase non-contact interface according to actual needs, fit
Conjunction is used in the fast transactions occasion such as public transport, fast food.It can also be combined with new opplications such as mobile-phone payments, it is with higher
Flexibility, to create advantageous condition with the cooperation of relevant industries.
It, will be contactless to reduce the time of transaction in order to meet requirement of the contactless payment mode in transactions velocity
The interactive process of IC card and terminal, which is concentrated, to be completed, and after non-contact IC card leaves the communication context of card reader, terminal carries out again
Offline data certification, terminal risk management and terminal behavior analysis, and allow non-contact IC card leave card reading induction range it
It is preceding or carry out Password Operations later, so that non-contact IC is stuck in card reader induction range residence time as short as possible.Current
Contact payment refers to that the magnetic stripe of bank card or chip are contacted with terminal tool zero distance is accepted, and reads card information post-processing branch by equipment
The business of paying, be with bank ATM and shop POS it is most common, foot point is not exactly not convenient enough, and it is cumbersome to verify user's formality.
Above-mentioned specific Patent Reference and pertinent literature are as follows:
" a kind of PBOC smart card ", patent No. CN205540866U.The smart card is based on PBOC standard, mainly intelligence
The telecommunication circuit between external card reader can be blocked, there is no the operating modes of the conversion of the offline/state that works online in public transport.
" intelligent payment system and its mobile terminal based on PBOC payment network " patent No. CN104050565A.The invention
Intelligent payment system of the patent based on PBOC payment network, including mobile terminal, POS terminal and vcard server end, it is mobile
Near field communication module, which matches, in terminal reads the selected virtual card relevant information of virtual card management module, and authorization requests are sent
To vcard server end, and the payment response that reception PBOC payment network returns, transaction is finally completed.The patent is equally not
There are the operating modes of the conversion of the offline/state that works online in public transport.
Summary of the invention
In order to solve the above technical problems, the object of the present invention is to provide a kind of based on PBOC3.0 in public transport ticket checking terminal
In application method.This method installs computer as terminal in public transport;Installation card reader be connected with terminal, as terminal with it is non-
Contact IC card communication medium;Pattern switching and pass through step when upper station, it is final to realize conveniently public transport ticket checking.
The purpose of the present invention is realized by technical solution below:
A kind of application method in public transport ticket checking terminal based on PBOC3.0, this method are advised based on PBOC3.0 standard
Model, comprising:
A public transport reaches website, and terminal automatically switches to off-line state, and passenger, which swipes the card, to get on the bus;
B terminal is based on PBOC3.0 and carries out reading card data, certified offline, risk management behaviour using initialization to IC card
Make, completes withholding fee;
Website is left in C public transport, and terminal automatically switches to the mode of working online, and card data is uploaded to credit card issuer;
D credit card issuer receives card data, makes record to consumption information, uploads onto the server, and completes to take ID buckle;
E transaction terminates.
Compared with prior art, one or more embodiments of the invention can have following advantage:
This method is based on PBOC3.0 standard criterion, applies to public transport ticket checking end, need to be only stuck on reader with contactless ic
It gently brushes, can be traded by the terminal of public transport to IC card, in time, payment of swiping the card is finished a piece of writing at one go for response, and read-write is quick,
It is convenient to use.
Detailed description of the invention
Fig. 1 is the application method process based on PBOC3.0 in public transport ticket checking terminal;
Fig. 2 is the application method programme diagram based on PBOC3.0 in public transport ticket checking terminal.
Specific embodiment
To make the object, technical solutions and advantages of the present invention clearer, below in conjunction with examples and drawings to this hair
It is bright to be described in further detail.
As shown in Figure 1, it should be based on PBOC3.0 standard criterion for the application method based on PBOC in public transport ticket checking terminal,
Include the following steps:
Step 1 public transport reaches website, and terminal automatically switches to off-line state, and passenger, which swipes the card, to get on the bus;
Step 2 terminal is based on PBOC3.0 and carries out reading card data, certified offline, risk pipe using initialization to IC card
Reason operation, completes withholding fee;
Website is left in step 3 public transport, and terminal automatically switches to the mode of working online, and card data is uploaded to hair fastener
Row;
Step 4 credit card issuer receives card data, makes record to consumption information, uploads onto the server, and completes to buckle ID
Take;
Step 5 transaction terminates.
Above-mentioned steps 1 specifically include: after public transport reaches website, terminal automatically switches to certified offline mode, only props up at this time
Hold ID certified offline.
Above-mentioned steps 2 specifically include: terminal, which issues, reads recording instruction, obtains card data, the card data includes:
ID card represents the data SDA or dynamic data DDA, effective date, Expiration Date, application version of card account, remaining sum, static state
Number, hair fastener line code and verify holder's identity data code, complete withholding fee.
Above-mentioned steps 3 specifically include: when bus leaves website and swipes the card remote enough with the last time, automatically switching to
Line operating mode, terminal are communicated by GPRS network with credit card issuer, and card data is uploaded to credit card issuer.
Consumption information includes: user balance, trade date and consumption status in above-mentioned steps 4.
As shown in Fig. 2, for the application method program based on PBOC3.0 in public transport ticket checking terminal, comprising:
Whether terminal supports off-line to authenticate, if supported, reads ID card relevant information;Otherwise, judge public transport whether
Website is left, after leaving website, then switches online operating mode.
When reading ID card relevant information, then whether enough judges ID card balance, if remaining sum is enough, judge whether
For static data SDA verifying, otherwise withhold unsuccessfully.
It verifies, is then directly verified if it is static data SDA, be otherwise dynamic data DDA verifying.
Judge whether IC card is expired, without expired, then success of withholing is expired, then withholds unsuccessfully.After IC card is withholdd successfully,
Then judge whether public transport has left website, after leaving website, then terminal switches online operating mode, and sends data by GPRS
To credit card issuer, credit card issuer receives data, makes record, trades successfully, terminates.
Although disclosed herein embodiment it is as above, the content is only to facilitate understanding the present invention and adopting
Embodiment is not intended to limit the invention.Any those skilled in the art to which this invention pertains are not departing from this
Under the premise of the disclosed spirit and scope of invention, any modification and change can be made in the implementing form and in details,
But scope of patent protection of the invention, still should be subject to the scope of the claims as defined in the appended claims.
Claims (2)
1. a kind of application method of PBOC in public transport ticket checking terminal, which is characterized in that the method is advised based on PBOC3.0 standard
Model, comprising:
A public transport reaches website, and terminal automatically switches to off-line state, and passenger, which swipes the card, to get on the bus;
B terminal is based on PBOC3.0 and carries out reading card data using initialization to IC card, and certified offline, risk management operate,
Complete withholding fee;
Website is left in C public transport, and terminal automatically switches to the mode of working online, and card data is uploaded to credit card issuer;
D credit card issuer receives card data, makes record to consumption information, uploads onto the server, and completes to take ID buckle;
E transaction terminates;
The step A is specifically included: after public transport reaches website, terminal automatically switches to certified offline mode, only supports ID at this time
Certified offline;
Application program of the PBOC3.0 in public transport ticket checking terminal specifically includes as follows:
Whether terminal supports off-line to authenticate, if supported, reads ID card relevant information;Otherwise, judge whether public transport has been left
Website after leaving website, then switches online operating mode;
When reading ID card relevant information, then whether enough judges ID card balance, if remaining sum is enough, judge whether it is quiet
State data SDA verifying, otherwise withholds unsuccessfully;
It verifies, is then directly verified if it is static data SDA, be otherwise dynamic data DDA verifying;
Judge whether IC card is expired, without expired, then success of withholing is expired, then withholds unsuccessfully;After IC card is withholdd successfully, then sentence
Whether disconnected public transport has left website, and after leaving website, then terminal switches online operating mode, and sends data to hair by GPRS
Card row, credit card issuer receive data, make record, trade successfully, terminate;
The step C is specifically included: when bus leaves website and swipes the card remote enough with the last time, automatically switching to online work
Operation mode, terminal are communicated by GPRS network with credit card issuer, and card data is uploaded to credit card issuer;
Consumption information includes: user balance, trade date and consumption status in the step D.
2. application method of the PBOC as described in claim 1 in public transport ticket checking terminal, which is characterized in that the step B tool
Body includes: that terminal issues and reads recording instruction, obtains card data, the card data includes: that ID card represents card account, remaining
Volume, static data SDA or dynamic data DDA, effective date, Expiration Date, application version number, hair fastener line code and verifying are held
Block the code of people's identity data, completes withholding fee.
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CN201611060465.1A CN106780995B (en) | 2016-11-24 | 2016-11-24 | A kind of application method of PBOC in public transport ticket checking terminal |
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CN201611060465.1A CN106780995B (en) | 2016-11-24 | 2016-11-24 | A kind of application method of PBOC in public transport ticket checking terminal |
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CN106780995B true CN106780995B (en) | 2019-11-26 |
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CN110390733A (en) * | 2019-03-18 | 2019-10-29 | 深圳市迈圈信息技术有限公司 | A kind of bus card-reading machine control method, device and computer equipment |
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CN101364329A (en) * | 2008-09-23 | 2009-02-11 | 中国移动通信集团广东有限公司 | Non-contact public transport card application system and management method based on mobile communication apparatus |
CN201859502U (en) * | 2010-11-29 | 2011-06-08 | 中钞信用卡产业发展有限公司 | Handheld off-line non-contact micropayment terminal based on QPBOC (quick PBOC) specification |
CN102254261A (en) * | 2011-07-15 | 2011-11-23 | 武汉天喻信息产业股份有限公司 | Instantaneous consumption application processing method and system for intelligent card |
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Denomination of invention: An application method of PBOC in bus ticket terminal Effective date of registration: 20210701 Granted publication date: 20191126 Pledgee: Shenzhen hi tech investment small loan Co.,Ltd. Pledgor: SHENZHEN JOINT TECHNOLOGY Co.,Ltd. Registration number: Y2021980005617 |