CN103473851A - Rapid card issuing authorization method and system - Google Patents
Rapid card issuing authorization method and system Download PDFInfo
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- CN103473851A CN103473851A CN 201210184866 CN201210184866A CN103473851A CN 103473851 A CN103473851 A CN 103473851A CN 201210184866 CN201210184866 CN 201210184866 CN 201210184866 A CN201210184866 A CN 201210184866A CN 103473851 A CN103473851 A CN 103473851A
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- card
- hair fastener
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- request
- application software
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Abstract
The invention relates to a rapid card issuing authorization method and a rapid card issuing authorization method system. The method comprises the steps of: A, acquiring the card issuing request of a user by application software on a mobile device; B, transmitting the card issuing request to a server of a card issuing system or a card issuing agency system; C, identifying the user identity through the server; D, after the user identify is identified, transmitting the corresponding information to the application software by the server; E, transmitting the corresponding information of the obtained card to a card writer by the application software; F, independently writing the corresponding information of the card into a reused card through the card writer or repeatedly writing the corresponding information of the card into the reused card by the card writer through the mobile device; G, updating and storing the corresponding information of the card through the server. The system comprises the mobile device, the application software, a repeatedly input card, the card writer and the server. The user can continuously write the information in the repeatedly input card by the mobile device, so that the card of the user can be changed and more convenient and safer to use.
Description
Technical field
The present invention relates to the treatment technology of debit card or credit card or other consumer prepaid card, be specifically related to a kind of quick hair fastener authorization method and system.
Background technology
Various types of cacaines are easy to carry, be widely used now, such as commercial undertaking's distribution of the debit card of issued by banks, credit card and non-banking distribution as member card etc., the money of these cards or certain amount of money that prestored, perhaps can be directly used in consumption by the credit mode, therefore, the security of card just need to be paid attention to.Take bank card as example, bank card in use, as is consumed payment, is extracted cash or transfer accounts etc. on ATM, need to stamp the card and input password, by with banking system in after the card number of this card of storing and password carry out confirmation, available this bank card operates accordingly.The risk of this kind of operation is that card number and password will be deposited in the equipment as shop consumption, so the information such as the card number of bank card and password have the risk be recorded.Perhaps when the bank card owner can't on-the-spot carry out the operation of bank card, while needing the through committing others to be operated, card and password need to be informed to the mandatory, and the mandatory has just had very large authority this bank card is carried out the password modification, extracts cash etc. operation, bring risk also to the proprietary property safety of bank card, do not meet the proprietary interests of bank card.
Develop now mobile payment scheme out, major part still requires the user to carry mobile phone or needs shop that extra equipment is installed.But set up global standards equipment to solve credit card safety problem not a duck soup.The business parnter of global range with consult and agree to install and use unified standard together with the rival needs, while just being pushed out just as credit card, also having spent and made for a long time each shop, dining room that credit card reader etc. is installed.Nowadays, much mobile payment scheme still requires user's cell phone apparatus to have compatibility and businessman also must add this scheme system, therefore needs safer bank card solution.
Summary of the invention
For the problems referred to above, the objective of the invention is to propose a kind of quick hair fastener authorization method and system, allow user oneself write blank card or the blank card of part by writing the card device, obtain brand-new card, in the situation that needs also can obtain brand-new associated password and the amount of money, because card number is can repeat to revise to write with reusable with associated password and the associated amount of money, improved the security of original account.
Technical scheme of the present invention is:
A kind of quick hair fastener authorization method comprises the steps (out-of-order):
Application software on A, mobile device and user communication, the hair fastener request of obtaining the user;
B, application software send to the request of user's hair fastener on the server of card sending system or hair fastener agency plant by the available network on mobile device;
The server of C, card sending system or hair fastener agency plant (for example: agricultural bank and Unionpay) is identified user identity;
After D, user identity are identified, the server of card sending system or hair fastener agency plant will block corresponding information and send to application software;
E, application software will block in the card that corresponding input information can repeat input by writing the card device; Or application software sends to the corresponding information of the card of acquisition to write the card device, by writing the card device, will block in the card that corresponding input information can repeat input
F, server to block corresponding information and verified and will block corresponding information updating and/or be stored in card sending system or the hair fastener agency plant in.
Described hair fastener request comprises one or more in effective geographic range of valid period, card of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card issuer title, user's request of user profile, user cipher, user's request.
Described user profile comprises subscriber identity information and/or user account.
The corresponding information of described card comprises one or more in effective geographic range of card of valid period of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card number, user's request of the card of card issuer title that the user asks, user's request and user's request.
The user can the Multiple through then out application software sends the hair fastener request to the server of card sending system or hair fastener agency plant.
The card number of the card that the server of card sending system or hair fastener agency plant sends to application software at every turn is for arranging different digital numbers.
The server of card sending system or hair fastener agency plant can be sent to mobile device by a plurality of different card numbers, and is stored in mobile device.
A kind of quick hair fastener authoring system, comprise that mobile device, application software, at least one can repeat the card of input, write the server of card device and card sending system or hair fastener agency plant, application software is arranged on mobile device, application software is connected with the server of card sending system or hair fastener agency plant by network
Described application software is used for the server that obtains the request of user's hair fastener and the hair fastener request is sent to card sending system or hair fastener agency plant;
The server of described card sending system or hair fastener agency plant receives and processes user's hair fastener request of application software, and will block corresponding information and send to application software;
Described writing in the corresponding information of the card device receiving card card that also input can repeat to input; Or mobile device will block corresponding input information in the card that can repeat input by writing the card device;
Can repeat the corresponding information of card storage card of input.
The described card device of writing is built in mobile device or is connected on mobile device outward.
The described card that repeats input is the credit or debit card with partial information or asemantic entity or the prepaid card that is provided with magnetic stripe and/or integrated circuit (IC) chip and/or RFID.
Reusable card is containing a guy's pattern or photo.
Reusable card contains QR code or fingerprint pattern.
When described mobile device is mobile phone, writing the card device can be connected with the handset earphone socket.Write after the card device is crossed audio decoder by information exchange and write on card again.
When described mobile device is mobile phone, write the USB interface that the card device can connect mobile phone.
The described card device of writing is containing being useful on the QR code that reads on the mobile device screen or the camera of label.
Describedly write the CPU that the card utensil is useful on the corresponding information that decoding need to be written into.
The described card utensil of writing has card-reading function.
The jig that can repeat input has rewritable area, and the described card device of writing is in the corresponding information of rewritable area input card.
The described card that repeats input is thermosensitive rewriteable card, and the described card device of writing is write the corresponding information of card on the card surface that can repeat input.(the temperature-sensitive rewriting technique is write accordingly the card device and is also had corresponding function)
The present invention is owing to taking above technical scheme, and it has the following advantages:
Allow the user just can on the card that can repeat input, constantly write the information through card sending system or the confirmation of hair fastener agency plant by mobile device, thereby user's card can be changed, more convenient and safety.
Application software is the software that can carry out man-machine interaction and can send and receive information by network, therefore can conveniently realize that the user is by the information transmission between mobile device and card sending system or hair fastener agency plant.
The user can, as the outside or built-in card device of writing on computer or mobile phone or Ipad on its mobile device, arrange the amount of money and/or valid period and/or password on credit card voluntarily.System will write new information credit card magnetic stripe and/or IC chip and/or RFID.All information processes be all by with to data and this zone ISP(Internet Service Provider) communication that continues the master server of tracking completes.
The accompanying drawing explanation
Fig. 1 is the workflow diagram of application software in embodiment 1.
Embodiment
Below in conjunction with embodiment, the present invention is described in detail.
Embodiment 1
A kind of quick hair fastener authoring system, comprise that mobile device, application software, at least one can repeat the card of input, write the server of card device and card sending system or hair fastener agency plant, application software is arranged on mobile device, application software is connected with the server of card sending system or hair fastener agency plant by network, card sending system can be bank, the hair fastener agency plant can be Unionpay's system, and card sending system can be also the businessman that can issue payment in advance class consumption card, such as the enterprise of distribution member card.The card that can repeat input is the user to the card of inputting partial information of the blank card of card sending system or the application of hair fastener agency plant or original application, can be debit card or the credit card that bank is sent out, and can be also the member card sent out of enterprise, consumption card etc.
Application software is used for the server that obtains the request of user's hair fastener and the hair fastener request is sent to card sending system or hair fastener agency plant; The hair fastener request comprises one or more in effective geographic range of valid period, card of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card issuer title, user's request of user profile, user cipher, user's request.
The server of card sending system or hair fastener agency plant receives and processes user's hair fastener request of application software, and will block corresponding information and send to application software; Block one or more in effective geographic range of card of valid period of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card number, user's request of the card of card issuer title that corresponding information comprises that the user asks, user's request and user's request.
Write the corresponding information of card device receiving card and write in the card that can repeat input; Or mobile device by write the card device will block corresponding information write can repeat the input card in; Can repeat the corresponding information of card storage card of input.
Mobile device can be mobile phone, computing machine or PDA etc.
Writing the card device is built in mobile device or is connected on mobile device outward by wireless or wired mode.
The card that can repeat input is the credit or debit card with partial information or asemantic entity or the prepaid card that is provided with magnetic stripe and/or integrated circuit (IC) chip and/or RFID.
Reusable card is containing a guy's pattern or photo.
Reusable card contains QR code or fingerprint pattern.
When mobile device is mobile phone, writing the card device can be connected with the handset earphone socket, by information being write in card after audio decoder again.
When mobile device is mobile phone, write the USB interface that the card device can connect mobile phone.
Write the card device containing being useful on the QR code that reads on the mobile device screen or the camera of label.
Write the CPU that the card utensil is useful on the corresponding information of decoding card.
Write the card utensil card-reading function is arranged.
The jig that can repeat input has rewritable area, writes the card device and writes the corresponding information of card in rewritable area.
The described card that repeats input is thermosensitive rewriteable card, and the described card device of writing is write the corresponding information of card can repeat to write reusable card surface.(the temperature-sensitive rewriting technique is write accordingly the card device and is also had corresponding function)
A kind of quick hair fastener authorization method, comprise the steps:
Application software on A, mobile device and user communication, the hair fastener request of obtaining the user;
B, application software send to the request of user's hair fastener on the server of card sending system or hair fastener agency plant by the available network on mobile device;
The server of C, card sending system or hair fastener agency plant (for example: agricultural bank and Unionpay) is identified user identity;
After D, user identity are identified, card sending system or hair fastener agency plant will block corresponding information and send to application software;
E, application software will block corresponding information and write in the card that can repeat input by writing the card device; Or application software sends to the corresponding information of the card of acquisition to write the card device, by writing the card device, will block corresponding information and write in the card that can repeat input
F, server to block corresponding information and verified and will block corresponding information updating and/or be stored in card sending system or the hair fastener agency plant in.
After said process completes, the user can use the card of the repeated input of writing information, can use this card to be consumed, swipe the card, if the card of bank's class, also can use on this sales counter that is stuck in bank or ATM withdrawn deposit, the operation such as Modify password.Under the user thinks situation about being necessary, the user can repeat said process, the relevant information that again to this, can repeat the card of input is re-entered, such as re-entering card number, password, the amount of money, valid period and effectively using geographic range etc., also just say, this card that can repeat input just can become a neocaine, has guaranteed user's fund security.
The hair fastener request comprises one or more in effective geographic range of valid period, card of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card issuer title, user's request of user profile, user cipher, user's request
Described user profile comprises subscriber identity information and/or user account.
The corresponding information of described card comprises one or more in effective geographic range of card of valid period of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card number, user's request of the card of card issuer title that the user asks, user's request and user's request.
The user can the Multiple through then out application software sends the hair fastener request to the server of card sending system or hair fastener agency plant.
The card number of the card that the server of card sending system or hair fastener agency plant sends to application software at every turn is for arranging different digital numbers.
The server of card sending system or hair fastener agency plant can be sent to mobile device by a plurality of different card numbers, and is stored in mobile device.
Application software is the software module that can carry out man-machine interaction and can send and receive information by network.Its concrete operational process is as shown in Figure 1, as follows:
A, user open application software;
B, user input subscriber identity information or set up new identity information;
C, user input the information such as the amount of money, password and/or kind of currencies;
D, submission information, application software will send information to the server of card sending system or hair fastener agency plant;
The server of e, card sending system or hair fastener agency plant sends to the relevant information of card to write the card device;
The card that f, application software require the user can repeat input inserts mobile device or swipes the card on mobile device or contact mobile device;
G, mobile device write or print in card by the built-in or external card device of writing by information;
If the success of h aforesaid operations, the success of application software prompting operation, the relevant information of card is successfully inputted, and card can be used; Can point out operation again if aforesaid operations is unsuccessful.
The present invention only describes with above-described embodiment; each invention step can change to some extent; on the basis of technical solution of the present invention, all improvement of indivedual flow processs being carried out according to the principle of the invention and equivalents, all should not get rid of outside protection scope of the present invention.
Claims (19)
1. a quick hair fastener authorization method comprises the step that does not limit as follows order:
Application software on A, mobile device and user communication, the hair fastener request of obtaining the user;
B, application software send to the request of user's hair fastener on the server of card sending system or hair fastener agency plant by the available network on mobile device;
The server of C, card sending system or hair fastener agency plant is identified user identity;
After D, user identity are identified, the server of card sending system or hair fastener agency plant will block corresponding information and send to application software;
E, application software will block in the card that corresponding input information can repeat input by writing the card device; Or application software sends to the corresponding information of the card of acquisition to write the card device, by writing the card device, will block in the card that corresponding input information can repeat input
F, server to block corresponding information and verified and will block corresponding information updating and/or be stored in card sending system or the hair fastener agency plant in.
2. a kind of quick hair fastener authorization method as claimed in claim 1 is characterized in that: described hair fastener request comprises one or more in effective geographic range of valid period, card of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card issuer title, user's request of user profile, user cipher, user's request.
3. a kind of quick hair fastener authorization method as claimed in claim 2, it is characterized in that: described user profile comprises subscriber identity information and/or user account.
4. a kind of quick hair fastener authorization method as claimed in claim 1 is characterized in that: the corresponding information of described card comprises one or more in effective geographic range of card of valid period of card of Currency Type, user's request of the amount of money, the amount of money of card of password, user's request of card of card number, user's request of the card of card issuer title that the user asks, user's request and user's request.
5. a kind of quick hair fastener authorization method as claimed in claim 4 is characterized in that: the user can the Multiple through then out application software sends the hair fastener request to the server of card sending system or hair fastener agency plant.
6. a kind of quick hair fastener authorization method as claimed in claim 5 is characterized in that: the card number of the card that the server of card sending system or hair fastener agency plant sends to application software at every turn is for arranging different digital numbers.
7. a kind of quick hair fastener authorization method as claimed in claim 4, it is characterized in that: the server of card sending system or hair fastener agency plant can be sent to mobile device by a plurality of different card numbers, and is stored in mobile device.
8. a quick hair fastener authoring system, it is characterized in that, comprise that mobile device, application software, at least one can repeat the card of input, write the server of card device and card sending system or hair fastener agency plant, application software is arranged on mobile device, application software is connected with the server of card sending system or hair fastener agency plant by network
Described application software is used for the server that obtains the request of user's hair fastener and the hair fastener request is sent to card sending system or hair fastener agency plant;
The server of described card sending system or hair fastener agency plant receives and processes user's hair fastener request of application software, and will block corresponding information and send to application software;
Described write the corresponding information of card device receiving card and write can repeat the input card in; Or application program by write the card device will block corresponding information write can repeat the input card in;
Can repeat the corresponding information of card storage card of input.
9. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: the described card device of writing is built in mobile device or is connected on mobile device outward.
10. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: the described card that repeats input is the credit or debit card with partial information or asemantic entity or the prepaid card that is provided with magnetic stripe and/or integrated circuit (IC) chip and/or RFID.
11. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: can repeat the card of input containing a guy's pattern or photo.
12. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: the card that can repeat input contains QR code or fingerprint pattern.
13. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: when described mobile device is mobile phone, writing the card device can be connected with the handset earphone socket.
14. a kind of quick hair fastener authoring system as claimed in claim 8, is characterized in that: when described mobile device is mobile phone, write the USB interface that the card device can connect mobile phone.
15. a kind of quick hair fastener authoring system as claimed in claim 12 is characterized in that: the described card device of writing is containing being useful on the QR code that reads on the mobile device screen or the camera of label.
16. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: describedly write the CPU that the card utensil is useful on the corresponding information that decoding need to be written into.
17. a kind of quick hair fastener authoring system as described as claim 8-16 is characterized in that: the described card utensil of writing has card-reading function.
18. a kind of quick hair fastener authoring system as claimed in claim 8 is characterized in that: the card surface that can repeat input has rewritable area, and the described card device of writing writes the corresponding information of card in rewritable area.
19. a kind of quick hair fastener authoring system as described as claim 8 or 18 is characterized in that: the described card that repeats input is thermosensitive rewriteable card, and the described card device of writing is write the corresponding information of card on the card surface that can repeat input.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201210184866 CN103473851A (en) | 2012-06-06 | 2012-06-06 | Rapid card issuing authorization method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201210184866 CN103473851A (en) | 2012-06-06 | 2012-06-06 | Rapid card issuing authorization method and system |
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| CN103473851A true CN103473851A (en) | 2013-12-25 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 201210184866 Pending CN103473851A (en) | 2012-06-06 | 2012-06-06 | Rapid card issuing authorization method and system |
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Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103716781A (en) * | 2013-12-27 | 2014-04-09 | 北京大唐智能卡技术有限公司 | Card writing method, device and system for mobile terminal intelligent card |
| CN104392190A (en) * | 2014-11-07 | 2015-03-04 | 北京智付融汇科技有限公司 | Virtual card substantiating method and device through mobile terminal equipment |
| CN106529938A (en) * | 2015-09-09 | 2017-03-22 | 腾讯科技（深圳）有限公司 | Virtual card issuing method, device and terminal |
| CN107368733A (en) * | 2017-07-17 | 2017-11-21 | 苏州犀首智能科技有限公司 | A kind of hotel's mobile terminal CUSTOM HOUSE HOTEL authoring system and its authorization method |
| CN107749103A (en) * | 2017-10-16 | 2018-03-02 | 深圳金康特智能科技有限公司 | A kind of Intelligent worn device with access card function and less radio-frequency card sender |
| CN109697490A (en) * | 2019-01-04 | 2019-04-30 | 江苏本能科技有限公司 | Radio frequency recognizing electronic label information write-in method and device |
| CN109741050A (en) * | 2018-12-28 | 2019-05-10 | 交通银行股份有限公司 | Extend method of financial IC card service life and associated method and device |
| CN110929812A (en) * | 2019-12-16 | 2020-03-27 | 上海古鳌电子科技股份有限公司 | Card issuing method and system |
| CN111464295A (en) * | 2020-03-30 | 2020-07-28 | 中国工商银行股份有限公司 | Bank card making method and device |
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2012
- 2012-06-06 CN CN 201210184866 patent/CN103473851A/en active Pending
Cited By (13)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103716781A (en) * | 2013-12-27 | 2014-04-09 | 北京大唐智能卡技术有限公司 | Card writing method, device and system for mobile terminal intelligent card |
| CN103716781B (en) * | 2013-12-27 | 2017-08-11 | 北京大唐智能卡技术有限公司 | It is a kind of to realize that mobile terminal intelligent card writes the method for card, apparatus and system |
| CN104392190A (en) * | 2014-11-07 | 2015-03-04 | 北京智付融汇科技有限公司 | Virtual card substantiating method and device through mobile terminal equipment |
| CN104392190B (en) * | 2014-11-07 | 2017-07-14 | 北京智付融汇科技有限公司 | The method and device of virtual card hypostazation is carried out by mobile terminal device |
| CN106529938A (en) * | 2015-09-09 | 2017-03-22 | 腾讯科技（深圳）有限公司 | Virtual card issuing method, device and terminal |
| CN107368733A (en) * | 2017-07-17 | 2017-11-21 | 苏州犀首智能科技有限公司 | A kind of hotel's mobile terminal CUSTOM HOUSE HOTEL authoring system and its authorization method |
| CN107749103A (en) * | 2017-10-16 | 2018-03-02 | 深圳金康特智能科技有限公司 | A kind of Intelligent worn device with access card function and less radio-frequency card sender |
| CN109741050A (en) * | 2018-12-28 | 2019-05-10 | 交通银行股份有限公司 | Extend method of financial IC card service life and associated method and device |
| CN109697490A (en) * | 2019-01-04 | 2019-04-30 | 江苏本能科技有限公司 | Radio frequency recognizing electronic label information write-in method and device |
| CN109697490B (en) * | 2019-01-04 | 2022-07-29 | 江苏本能科技有限公司 | Radio frequency identification electronic tag information writing method and device |
| CN110929812A (en) * | 2019-12-16 | 2020-03-27 | 上海古鳌电子科技股份有限公司 | Card issuing method and system |
| CN111464295A (en) * | 2020-03-30 | 2020-07-28 | 中国工商银行股份有限公司 | Bank card making method and device |
| CN111464295B (en) * | 2020-03-30 | 2022-11-15 | 中国工商银行股份有限公司 | Bank card making method and device |
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Application publication date: 20131225 |