CN106780013A - A kind of bank settlement system management platform pays way system for the guarantor of logistic industry - Google Patents
A kind of bank settlement system management platform pays way system for the guarantor of logistic industry Download PDFInfo
- Publication number
- CN106780013A CN106780013A CN201611254762.XA CN201611254762A CN106780013A CN 106780013 A CN106780013 A CN 106780013A CN 201611254762 A CN201611254762 A CN 201611254762A CN 106780013 A CN106780013 A CN 106780013A
- Authority
- CN
- China
- Prior art keywords
- logistics company
- logistics
- bank
- cargo interests
- cargo
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims abstract description 4
- 239000010931 gold Substances 0.000 claims abstract description 4
- 229910052737 gold Inorganic materials 0.000 claims abstract description 4
- 238000007726 management method Methods 0.000 claims description 9
- 239000000463 material Substances 0.000 claims description 7
- 230000008014 freezing Effects 0.000 claims description 2
- 238000007710 freezing Methods 0.000 claims description 2
- 238000003032 molecular docking Methods 0.000 claims description 2
- 230000001960 triggered effect Effects 0.000 claims description 2
- 230000004888 barrier function Effects 0.000 description 1
- 238000010276 construction Methods 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000000034 method Methods 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/08—Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Economics (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- Marketing (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Theoretical Computer Science (AREA)
- Technology Law (AREA)
- Entrepreneurship & Innovation (AREA)
- Human Resources & Organizations (AREA)
- Operations Research (AREA)
- Quality & Reliability (AREA)
- Tourism & Hospitality (AREA)
- Management, Administration, Business Operations System, And Electronic Commerce (AREA)
Abstract
It is that a kind of logical product of logistics guarantor pair is that logistics company is to strive for selling cargo interests order that the present invention is disclosed, bank guarantee is promised to undertake to cargo interests is sold, payment in advance, if logistics company reaches transport protocol with cargo interests is sold, then logistics company first pays for payment for goods first, it is stored in the supervision account for selling cargo interests in bank, done by bank's prestige and ensured, supervised, after cargo interests payment delivery of cargo is bought, batch is clicked on by logistics company to confirm to receive, triggering bank thaws and sells the frozen capital that cargo interests supervises account, and cargo interests is sold by platform agent go out gold to selling cargo interests entity account, ensure that selling cargo interests does not suffer a loss.The product can effectively evade the risk that logistics company is absconded with funds, and cargo interests is sold in guarantee.
Description
Technical field
It is that a kind of bank settlement system management platform is directed to thing the present invention relates to Internet application system administrative skill field
The guarantor of popular industry pays way system.
Background technology
Current domestic logistics market access threshold is relatively low, and incomer is very different, and practitioner's " running away " is Great possibility.
In face of the huge commercial opportunities that goods and materials flow internet business is brought, Liaoning branch responds actively, and formulates " internet+logistics " market solution party
Case, and innovate release " logistics is protected and pays logical " product.
The content of the invention
It is an object of the invention to fundamentally solve seller client worry collection on delivery safety problem, effectively prevent
Loglstics enterprise runs away, and the goods realized for seller client does not send, and money arrives first a kind of bank settlement system management platform of account
Guarantor for logistic industry pays way system.
The technical solution adopted by the present invention is：
A kind of bank settlement system management platform pays way system for the guarantor of logistic industry, and the system flow is logistics company
To strive for selling cargo interests order, promised to undertake " bank guarantee, in advance payment " to cargo interests is sold；Logistics company reaches transport association with cargo interests is sold
View, logistics company first pays for payment for goods first, is stored in the supervision account for selling cargo interests in bank, done by bank's prestige and ensured, supervised, treats
After buying cargo interests payment delivery of cargo, confirmed to receive by logistics company, triggering bank thaws and sells the frozen capital that cargo interests supervises account, and by
Banking agency is sold cargo interests and is provided funds to selling cargo interests entity account, it is ensured that sells cargo interests and does not suffer a loss.
It is an advantage of the invention that：
Bank's prestige is done and is ensured in physical distribution trading, is supervised, and after cargo interests payment delivery of cargo is bought, is clicked on by logistics company
Batch confirms to receive, and triggering bank thaws and sells the frozen capital that cargo interests supervises account, and sells cargo interests by platform agent and go out gold to selling
Cargo interests entity account, it is ensured that sell cargo interests and do not suffer a loss.The product can effectively evade the risk that logistics company is absconded with funds, and protect
Barrier sells cargo interests.The risk that logistics company is absconded with funds can effectively be evaded, cargo interests is sold in guarantee.
Brief description of the drawings
Fig. 1 is the FB(flow block) of invention.
Fig. 2 is inventive embodiment flow chart.
Specific embodiment
With reference to Figure of description 1-2, the present invention is described in more detail.
A kind of bank settlement system management platform pays way system for the guarantor of logistic industry, and the system flow is logistics company
To strive for selling cargo interests order, promised to undertake " bank guarantee, in advance payment " to cargo interests is sold；Logistics company reaches transport association with cargo interests is sold
View, logistics company first pays for payment for goods first, is stored in the supervision account for selling cargo interests in bank, done by bank's prestige and ensured, supervised, treats
After buying cargo interests payment delivery of cargo, confirmed to receive by logistics company, triggering bank thaws and sells the frozen capital that cargo interests supervises account, and by
Banking agency is sold cargo interests and is provided funds to selling cargo interests entity account, it is ensured that sells cargo interests and does not suffer a loss.
The operation flow of the system is as follows：
1) seller client is delivered to logistics company, and applies for protecting logical business of paying, and after generation order, logistics platform is automatically by thing
The guarantor pair payment for goods of stream company puts under to logistics company from logistics company entity account amount of money and opens up vertical virtual account in E commerce and trade, together
When seller client transferred by the logical virtual account of logistics company E commerce and trade open up vertical virtual account in E commerce and trade, and by freezing of funds
Under seller client virtual account；
2) goods is transferred to logistics company, logistics company that goods is sent into buy-side client by seller client, and buy-side client payment is carried
Goods (buy-side client payment method can be the means of payment such as cash, POS)；
3) after logistics company receives payment for goods, logistics platform is triggered automatically, will be frozen in fund under seller client virtual account
Thaw, and produce the entity account that fund is opened to seller client in bank；
If 4) buy-side client is returned goods, after buy-side client, seller client, logistics company reach Return Material Agreement, logistics platform
Automatically deblocking of funds under seller client virtual account will be frozen in, and transfer logistics company and opened under virtual account, then from
Move out of the entity account that gold is opened to logistics company in bank.
China Construction Bank according to logistics company own service development need and network characteristicses, by access via telephone line mode reality
The slitless connection that existing logistics platform leads to E commerce and trade, delivering trade information safely and fast.
It is public by logistics after buy-side client, seller client, logistics company reach Return Material Agreement as buy-side client is returned goods
Department initiates reimbursement application in logistics platform, and transaction data is passed into bank by special line docking carries out accounting processing.
When in step 4) in " after buy-side client, seller client, logistics company reach Return Material Agreement ", data message is supplied to
E commerce and trade are led to.
Claims (4)
1. a kind of bank settlement system management platform pays way system for the guarantor of logistic industry, it is characterised in that：
The system flow is that logistics company is to strive for selling cargo interests order, promises to undertake bank guarantee to cargo interests is sold, payment in advance；Logistics is public
Take charge of and sell cargo interests and reach transport protocol, logistics company first pays for payment for goods first, be stored in the supervision account for selling cargo interests in bank, believed by bank
Reputation is done and is ensured, is supervised, and after cargo interests payment delivery of cargo is bought, is confirmed to receive by logistics company, and triggering bank thaws and sells cargo interests prison
The frozen capital of pipe account, and cargo interests is sold by banking agency provide funds to selling cargo interests entity account, it is ensured that sell cargo interests and be not damaged
Lose.
2. a kind of bank settlement system management platform according to claim 1 pays way system for the guarantor of logistic industry, its
It is characterised by：
The operation flow of the system is as follows：
1) seller client is delivered to logistics company, and applies for protecting logical business of paying, and after generation order, logistics platform is automatically public by logistics
Department's guarantor pair payment for goods puts under to logistics company from logistics company entity account amount of money and opens up vertical virtual account in E commerce and trade, while by
The logical virtual account of logistics company E commerce and trade transfers seller client and opens up vertical virtual account in E commerce and trade, and freezing of funds is being sold
Under square client virtual account；
2) goods is transferred to logistics company, logistics company that goods is sent into buy-side client, buy-side client payment delivery of cargo by seller client；
3) after logistics company receives payment for goods, logistics platform is triggered automatically, will be frozen in deblocking of funds under seller client virtual account,
And produce the entity account that fund is opened to seller client in bank；
4) if buy-side client is returned goods, after buy-side client, seller client, logistics company reach Return Material Agreement, logistics platform is automatic
Deblocking of funds under seller client virtual account will be frozen in, and transfer logistics company and opened under virtual account, then gone out automatically
The entity account that gold is opened to logistics company in bank.
3. a kind of bank settlement system management platform according to claim 1 pays way system for the guarantor of logistic industry, its
It is characterised by：
According to logistics company own service development need and network characteristicses, logistics platform and E business are realized by access via telephone line mode
The logical slitless connection of trade, delivering trade information safely and fast.
4. a kind of bank settlement system management platform according to claim 1 pays way system for the guarantor of logistic industry, its
It is characterised by：
As buy-side client is returned goods, after buy-side client, seller client, logistics company reach Return Material Agreement, existed by logistics company
Logistics platform initiates reimbursement application, and transaction data is passed into bank by special line docking carries out accounting processing；
When in step 4) in " after buy-side client, seller client, logistics company reach Return Material Agreement ", data message is supplied to E business
Trade is led to.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611254762.XA CN106780013A (en) | 2016-12-30 | 2016-12-30 | A kind of bank settlement system management platform pays way system for the guarantor of logistic industry |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201611254762.XA CN106780013A (en) | 2016-12-30 | 2016-12-30 | A kind of bank settlement system management platform pays way system for the guarantor of logistic industry |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106780013A true CN106780013A (en) | 2017-05-31 |
Family
ID=58953321
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201611254762.XA Pending CN106780013A (en) | 2016-12-30 | 2016-12-30 | A kind of bank settlement system management platform pays way system for the guarantor of logistic industry |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106780013A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN111445327A (en) * | 2020-03-16 | 2020-07-24 | 腾讯科技（深圳）有限公司 | Data resource processing method and device, computer storage medium and electronic equipment |
| CN112258102A (en) * | 2020-09-18 | 2021-01-22 | 湖南大学 | Block chain-based logistics financing processing method and medium for pad-collection payment |
| CN113674042A (en) * | 2020-05-15 | 2021-11-19 | 顺丰科技有限公司 | Article collection implementation method and device, computer equipment and storage medium |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101567070A (en) * | 2008-04-24 | 2009-10-28 | 中国银联股份有限公司 | Method and system for processing transaction data and payment system |
| US20150262179A1 (en) * | 2013-03-18 | 2015-09-17 | Shenzhen Cifpay Network Bank Technology Co., Ltd | Paying method and system by using network |
| CN106203986A (en) * | 2015-04-30 | 2016-12-07 | 深圳市银信网银科技有限公司 | A kind of method of network payment, device, capital management server and system |
-
2016
- 2016-12-30 CN CN201611254762.XA patent/CN106780013A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101567070A (en) * | 2008-04-24 | 2009-10-28 | 中国银联股份有限公司 | Method and system for processing transaction data and payment system |
| US20150262179A1 (en) * | 2013-03-18 | 2015-09-17 | Shenzhen Cifpay Network Bank Technology Co., Ltd | Paying method and system by using network |
| CN106203986A (en) * | 2015-04-30 | 2016-12-07 | 深圳市银信网银科技有限公司 | A kind of method of network payment, device, capital management server and system |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109509084A (en) * | 2018-11-19 | 2019-03-22 | 黄觅翰 | A kind of method of bank settlement in cross-border trade |
| CN111445327A (en) * | 2020-03-16 | 2020-07-24 | 腾讯科技（深圳）有限公司 | Data resource processing method and device, computer storage medium and electronic equipment |
| US11941614B2 (en) | 2020-03-16 | 2024-03-26 | Tencent Technology (Shenzhen) Company Limited | Data resource processing method and apparatus, computer storage medium, and electronic device |
| CN113674042A (en) * | 2020-05-15 | 2021-11-19 | 顺丰科技有限公司 | Article collection implementation method and device, computer equipment and storage medium |
| CN112258102A (en) * | 2020-09-18 | 2021-01-22 | 湖南大学 | Block chain-based logistics financing processing method and medium for pad-collection payment |
| CN112258102B (en) * | 2020-09-18 | 2024-03-22 | 湖南大学 | Logistics financing processing method and medium for block chain-based cushion-deposit money |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN106780013A (en) | A kind of bank settlement system management platform pays way system for the guarantor of logistic industry | |
| CN104937624A (en) | Online payment system and method | |
| CN104376453A (en) | Online payment method and system | |
| CA2997815C (en) | Intelligent electronic commerce system, and method and device for implementing same | |
| CN105678546A (en) | Digital asset processing method based on distributed shared general ledger | |
| Son et al. | Towards a mechanism for protecting seller’s interest of cash on delivery by using smart contract in hyperledger | |
| CN106529959A (en) | Fund transaction safety management system | |
| CA3058527C (en) | Cross-funds management server-based payment system, and method, device and server therefor | |
| WO2012016356A8 (en) | Network secure pay-as-you-go system | |
| KR20070095721A (en) | System and method for trade protecting of electronic commercial | |
| CA2988818C (en) | Cross-funds management server-based payment system, and method, device and server | |
| CA3161184A1 (en) | Payment system based on shared funds-management server, and method, device and server therefor | |
| CN108346040A (en) | A kind of third-party payment system based on block chain technology | |
| JP2001216382A (en) | Method and system for electronic transaction | |
| CA2987700A1 (en) | Cross-funds management server-based payment system, method, device and server | |
| CN112669034A (en) | Electronic commerce safety transaction system based on network service | |
| CA3057512C (en) | Payment system based on different funds-management servers, and payment method, device and server therefor | |
| CN107886420A (en) | A kind of e-commerce system | |
| CN107133800A (en) | One kind dealing monitoring system and method | |
| CN106529957A (en) | Mobile payment device for information private cloud exchange | |
| Zhang | Comparison and Risk Research of Small Online Payment Methods in Cross-border E-commerce Retail | |
| WO2020027269A1 (en) | Money transfer method, system, and program | |
| TWM393753U (en) | Network security attachment system | |
| CA2986818A1 (en) | Payment system based on different funds servers, and payment method, device and server therefor | |
| KR20070036287A (en) | Method and system for distribution and transactionin the next generation through safety of transaction and scientific approach of profit sharing to users |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20170531 |
|
| RJ01 | Rejection of invention patent application after publication |