M393753 I 睡 : 五、新型說明： 【新型所屬之技術領域】 本創作係關於一種網路安全隨付系統，特別是指一種可 確認身份及確認交易安全的網路安全隨付系統藉以避免 貝、賣雙方利用網路的隱密性以假身份交易，且能防止假名 .交易的發纟，並可以減少交易上的糾、紛的網路安全隨付系 統。 # 【先前技術】 按，近年來欠到網路科技發展迅速、且應用普及的影響， 使網路購物成為現代人消費管道之…各種拍#、網售的網 站也隨之興起，在傳統的網路購物之網站技術中，並無法提 供-個完整安全有保障的交易平台，許多許編行為發生， 如：買方已付款、卻收不到物品，或者賣方已寄出貨品、欲 收不到款項，又或賣方以不實的廣告欺騙買方，甚至可能以 鲁他人名義或信时資料做㈣賣，又或因wf方登錄資料 不完整，使網路交易平台的管理者無法管制，造成在拍賣或 購物網站上的交易存在有較大的風險性。 為了解決這些網路交易的風險，業者開發有各種不同的 網路交易安全裝置、貨物寄送管控流程與金流方式等，如中 華民國公告號1254230是一種即時通訊拍賣系統、公告號 1229278是—種利用電腦的物品交易方法及物品仲介交易處 3M393753 I Sleep: V. New Description: [New Technology Area] This creation is about a network security payment system, especially a network security payment system that can confirm identity and confirm transaction security. The seller and the seller use the privacy of the network to trade in a false identity, and can prevent the pseudonym. The transaction is delayed, and the network security payment system can be reduced. # [Previous technology] According to recent years, the impact of rapid development of network technology and the popularity of applications has made online shopping a modern consumer channel... Various auctions, online sales websites have also emerged, in the traditional In the online shopping website technology, it is not possible to provide a complete secure and secure trading platform. Many editing activities occur, such as: the buyer has paid, but has not received the goods, or the seller has shipped the goods, and does not want to receive the goods. In the case of payment, the seller may deceive the buyer with false advertisements, or even sell it in the name of Lu’s other person or the letter of time (4), or because the registration information of the wf party is incomplete, the administrator of the online trading platform cannot control, resulting in Transactions on auction or shopping sites are at greater risk. In order to solve the risks of these online transactions, the company has developed various online transaction security devices, cargo delivery control processes and financial flow methods, such as the Republic of China Bulletin No. 1254230 is an instant messaging auction system, announcement number 1229278 is - A method of trading goods using a computer and an article transaction office 3
Jvuyj753 ' ' . 理系統、公告號1 321760是一種網際網路電子商務、拍賣交 易確認方法與計算、公告號1322386是一種於開放通訊網路 中使遠端執行的交易安全化之方法、公告號1309392是一種 凋路付认方法及系統、公告第M329213是一種具信用管制功 月b的網路拍賣機構及公告第Μ36ι〇66是一種網路交易之商 品付款及配送裝置等等； , 但則述的網路交易系統或方法，通能僅能利用網路或電 鲁話進行簡單的身份確認或信用管制，但難以防患詐騙者以假 名父易、持他人帳戶或以不良品、假貨交易的現象一但買 方以他人名義付款或賣方未依約定出貨時，即可能造成交易 糾紛’嚴重影響的交易的安全，所以在習知技術的應用中， 仍存在多項的缺失°換言之’現有網路交易系統並無法滿足 提升交易安全的實際需求，故有待進一步的改良。 本案創作人鑑於上述習用網路安全隨付系統所衍生的各 鲁項缺點，乃亟思加以改良創新，並經多年苦心孤讀潛心研究 •後’終於成功研發完成本件網路安全隨付系統。 【新型内容】 本们作之目的即在於提供—種預先確認買賣雙方身份的 網路安全隨付者讀;sh、持他人帳 戶或以不良品、假貨等進行網路交易以減少可能發生的網 路交易糾紛，進而提高網路交易的安全性。 可達成上述創作目的之網路安全隨付系統，包括有： 4 -其至乂包含有一網路交易建構端所管理 7L、至少—冒大 < 父易+台單 貝方所官理之買方處理端及至 賣方處理端所組成； 賣方所官理之 乂易平台單元，用於供買方或賣方巾 方發佈至少一販售 .-、會員’並供賣 败售訊W與供買方搜尋販售訊 物訊息’且可進行撮合形成—交易訊息，路一購 並於實體金_預先申請有一實體帳號，該== 可由交易平台單元依各交易 實體帳戒並 »^ ❿圾 乂易之實體帳號； 貝方處理端，用於盘交县伞△<«-、 行連線，且買方可透f 慧電網或網路進 了透過貝方處理端向交易平台單元t請成為 :方並於實體金融機構中申請有與會員帳號相同身 =別帳戶之買方銀行帳戶，且w方並在利用f方處理端向 +台早4請為會員時’同時登錄同買方銀行帳戶之身 份識別帳戶於交易平台單元内； 賣方處理端，用於與交易平台單元以智慧電網或網路進 :連線，且賣方可透過賣方處理端向交易平台單元申請成為 曰員’又賣方並於實趙金融機構中申請有與會員帳號相同身 份識別帳戶之f方銀行帳戶，且賣方並在利用賣方處理端向 交易平台單元申請為會員時’同時登錄同賣方銀行帳戶之身 份識別帳戶於交易平台單元内。 藉此’透過前述技術手段的具體實現，使本發明之網路 交易可透過買賣雙方在實體金融機構在開立帳戶時事先確 M393753 認買、賣雙方的身份，且在買方採買時預先付款給網路交易 平台，並在確認完成交易後，再由網路交易平台付款給賣 方’以達到減少假交易及交易糾紛之目的，而有效的提高網 路交易之安全。 【實施方式】 請參閱圖一，本創作所提供之網路安全隨付系統，主要 包括有一網路交易建構端所管理之交易平台單元丨、至少一 買方所管理之買方處理端2及至少一賣方所管理之賣方處理 端3所組成； 該父易平台單兀1具有由網路交易建構端所管理的後 台’供各買方或各賣方事先申請為會員，且可供至少一賣方 料至少販售-拍賣產品之販售訊息，同時供至少—買方搜 尋販售訊息後形成一購物訊息’並用於掇合賣方之販售訊息 及買方之購物訊息以達成交易，而形成一交易訊息且網： 交易建構端並於實體金融機構中預先申請有一實體帳號 叫或於不同單位之實體金融機構中預先申請有一實體帳號 15)1實體帳號15並可由交易平台單元以各交易訊息形 成一交易之實體帳號’供進行交易的款項收付控管； .該買方處理端2具有與前述交易平台單元！以智慧電網 或二連線之功能，且f方需事先透過買方處理端2向交易 平台早元4請成為會貝，供買方利用買方處理端2以 帳號向交易平/λ置 。早疋1且入個人身份資訊及發出搜尋販售訊 6 M393753 息與購物訊息等，又買方並於實體金融機構中預先申請有與 會員帳號相同身份識別帳戶之買方銀行帳戶25，且買方並在 利用買方處理端2向交易平台單元！申請為會員時，同時登 錄相同買方銀行帳戶25之身份識別帳戶於交易平台單元i 内，供進行交易的款項收付控管，該交易平台單元i可利用 實體金融機構的開戶作業來審核買方是否有異常，或以實體 金融機構控管買方帳戶風險*預先確認買方身份的真實性； 該賣方處理端3具有與前述交易平台單元}以智慧電網 或網路連狀魏，且賣方需事先透過f方處料3向交易 平台單元1巾請成為會員，供賣方利用f方處理端3向交易 平台單元1登入個人身份資訊及發出販售訊息等又賣方並 Mm㈣構中預先中請有與會貝帳號相同身份識別帳 戶之口賣方銀行帳戶35,且賣方並在利用賣方處理端3向交易 平台單元1中請為會員時，同時登錄相同賣方銀行帳戶35 之身㈣別帳戶於交易平台單元Μ，供進行交易的款項收 付控管’該交易平台單元丨可利用實體金融機構的開戶作業 來審核賣方是否有異常，或以實體金融機構控管賣方帳戶風 ^而聽確認f方身份的真實；藉此，組構成—可有效確認 買賣雙方身份、且減少交易糾紛之網路安全隨付系統者。 而關於本創作之實際運用，在買、賣雙方完成交易的操 作’係如圖二所顯示者，當賣方透過賣方處理端3於網路交 易建構端所提供之交易平台單元1上發佈販售訊息後(步驟 7 M393753 2UI) 貝方可利用買方處理端2於該交易平 前述之販售訊息，且其父易千。早^搜尋到 、有採貝思願時則透過買方處 交易平台單元丨波 匙埋踹2向 乂購物訊息(步驟2〇2)給賣方處理端3,此 時，該交易平台此 如-方虚理 會對賣方處理端3產生-選擇訊息， 如賣方處理端3技成上s 自％ #又 該交易平台單元1會形成一交易 一敗…、 端取4父易’該交易平台單元！會形成 取4訊息），且發洋仏助 送>，°貝、賣雙方的買方處理端2、賣方處 理端3(步驟203)，同賠於„ 士占 口 貝方處理端2顯示付款於該交易平 台單^其實體帳號之付款訊息（步驟_)，且買方並依指 ±不透過^處理端2由縣登錄之買方銀行帳戶25將所需 j項㈣至該交易平台單元1的實體帳號15内（步驟2〇4)， 乂易平口早7L1在讀認滙入之款項媒實來自與買方同一身份 識別帳戶之買方銀行帳戶25後，並發出收款通知及買方交 貨貝料給賣方處理端3(步㉟2〇5)，賣方並依指示出貨給買 方’且透過賣方處理端3向交易平台單元i遞交出貨通知訊 -(步四驟2G6)，之後交易平台單元i並將已出貨通知訊息傳 遞貝方處理端2(步驟2G7)，且買方在收到貨且驗收合格 後’透過買方處理端2通知交易平台單元ι(步驟⑽），該交 。平σ單it 1在收党買方之到貨通知訊息後即透過實體帳 ' 將机項遞乂至賣方預先登錄之同一身份識別帳戶的賣 方銀仃帳戶35(步驟209)，且賣方在確認收受款項後，透過 賣方處理端3通知交易平台單元丨（步驟21())，最後由交易平 8 M393753 台單元1向買、賣方處理端2、3發送完成交易之訊息（步驟 211)； 透過上述的操作流程，買、賣雙方可透過買、賣方銀行 帳戶25、35於實體金融機構中開立帳戶，由實體金融機構 進行身份確認，且由於買、f雙方在登人交易平台單元！成 為會員時，需使用同-身份識別帳戶，故可使買、賣雙方的 身份獲得有效的確認，減少假名交易的現象。再者由於買、 賣雙方在買、賣方銀行帳戶25、35開立帳戶時已進行身 份確認，也可以有效的防患以他人帳戶進行交易的狀況發 生。同時每i程的責任歸屬清楚、明確，—旦交易有⑽ 產生時，網路交易建構端可迅速協助釐清買賣雙方的責 任’而能儘速完成交易或退還款項、退還貨物，大幅提升了 網路交易的安全性。 再者本創作於實際運时如遇到賣方取消交易或逾時未 確認時，該賣方處理端3會向交易平台單元丨遞交取消交易 通知’又或賣方逾時未於選擇訊息規定時間内回覆時，交易 平台單元1即判定為取消交易，並由交易平台單^向買、 賣方處理端2、3發送完成賣方取消交易之訊息。 ®遇到貝方在收到貨物驗收不合格或逾時未收到貨 時，其係如圖三所顯示者，即註明原目、且透過買方之買方 處理端2通知交易平台單元1 (步驟楊），該交易平台單元1 在收欠貝方之逾時未到貨通知訊息後，即將此-未到貨通知 9 訊息由交易平台單元1通知賣方處理端3’則賣方進行處理、 :回覆交易平台單元1，其中如為逾時未到貨，則買方可在 :迷步驟408通知時註明取消交易，則交易平台單元i即將 存於實體帳號15内的款項先行保留於該交易平台單元i 的實體帳戶15内（步驟409)，且由交易平台單元】向買賣 ‘處理端2、3發送取消交易之訊息(步驟410)。又如買方在 前述步驟408通知時註明繼續等待出貨時，則交易平台單元 1即透過賣方處理端3新的出貨期限（步驟4〇9a)，待買方在 收到貨、且完成驗收後，則如圖二所示，透過買方之買方處 理端2通知交易平台單元1(步驟2G8)，該交易平台單^在 收受買方之到貨通知訊息後’該交易平台單元1即透過實體 帳號15,將買方銀行帳戶25存入實體帳號15款項遞交至賣 方預先登錄之同-身份識別帳戶的賣方銀行帳彳叫步驟 209)，^賣方在相收受款項後，透過賣方處理端3通知交 易平台早7G 1(步驟210)，最後由交易平台單元Μ買賣方 處理端2、3發送完成交易之訊息（步驟211); 再者，如係屬驗收不合格的狀況’則買方可在前述步驟 樣通知時註明取消交易，並由交易平台單元ι之網路交易 建構端進行調處，如雙方同意取消交易或經裁判需取消交易 時丄則交易平台單元！即將暫存於實趙帳號15内的款項退 回買方匯出之同-買方銀行帳戶25内（步驟_)，且由交易 平台單元！向買、賣方處理端2、3發送取消交易之訊息（步 驟 410)。 如雙方同意換貨，買方可在前 貨，則交易平二-_ 驟4〇8通知時註明換 口早兀1即透過眚太未 驟409Α)，待¥ 理端3新的出貨期限（步 待貝方在收到貨、且完 透過買方之買方虚 收後，如圖二所示， <貝方處理端2通知 交易平台單元千。早兀1(步驟208)，該 帳號Η 又貝方之到貨通知訊息後，即透過實體 帳唬15將款項遞交 卜边尥貢體 賣方銀行登錄之同一身份識別帳戶的 賈方銀仃帳戶35(步驟2〇9)， . 賈方在確認收受款項後，透 過賣方處理端3通知 平台單元…/ …(步驟21〇)，最後由交易 向貝、賣方處理端2、3發送完成交易之訊自(步 驟211);又或由交易平台單开, 之網路交易建構端進行調 處，如雙方同意繼續 阁挪 ^成乂易或經裁判需完成交易時，則如 圖一所不，透過實體帳號15 _ 肘7Γ人項遞乂至賣方預先登錄之 门身伤識別帳戶的賣方銀行幡玲 跟仃帳戶35(步驟209)，且賣方在 確認收受款項後，透過賣方處 買万處理端3通知交易平台單元丨（步 驟210)，最後由交易平台單元〗 早兀1向貝、賣方處理端2、3發 送完成交易之訊息（步驟211)。 綜上所述，本案不但在空間型態上確屬創新，並能㈣ 用物βα增進上述多項功效，應已充分符合新穎性及進步性之 法定新型專利要件，爰依法提出巾請，騎貴局核准本件 新型專利申請案，以勵創作，至感德便。 【圖式簡單說明】 M393753 圖一為本創作之網路安全隨付系統架構的方塊示专圖 供說明本創作各裝置組成之相對關係。 圖二為本創作之網路安全隨付系統架構於實際操作中買 賣雙方完成交易的方塊示意圖。 圖三為本創作之網路安全隨付系統架構於實際操作中買 方驗收不合格的方塊示意圖。 【主要元件符號說明】 1 交 易平台單元 15 實 體帳號 2 買 方處理端 25 買 方銀行帳戶 3 賣 方處理端 35 賣 方銀行帳戶 12Jvuyj753 ' ' . System, bulletin number 1 321760 is an Internet e-commerce, auction transaction confirmation method and calculation, bulletin number 1322386 is a method for securing remotely executed transactions in an open communication network, bulletin number 1309392 It is a method and system for withholding and recognizing. Announcement No. M329213 is a network auction institution with credit control function b and announcement No. 36〇66 is a kind of commodity payment and distribution device for online transactions; Internet trading system or method, Tongneng can only use the network or electric phone to carry out simple identity confirmation or credit control, but it is difficult to prevent fraudsters from using fake names, holding accounts of others, or trading with defective products or fake goods. The phenomenon that once the buyer pays in the name of another person or the seller does not ship according to the agreement, it may cause the transaction dispute to be seriously affected by the security of the transaction, so in the application of the conventional technology, there are still many missing. In other words, the existing network The road trading system is not able to meet the actual needs of improving transaction security, so further improvements are needed. In view of the shortcomings of the above-mentioned cyber security pay-as-you-go systems, the creators of this case are thinking and improving and innovating, and after years of painstaking research, they have successfully researched and completed this piece of network security pay-as-you-go system. [New Content] The purpose of this is to provide a network security payer who pre-verifies the identity of the buyer and seller; sh, hold someone else's account or conduct online transactions with defective products, fakes, etc. to reduce the possibility of occurrence Online transaction disputes, thereby increasing the security of online transactions. The network security pay-as-you-go system that can achieve the above-mentioned creative purposes includes: 4 - it contains a 7L managed by the network transaction construction end, at least - the big big < father easy + Taiwan single square party The processing end and the processing end of the seller; the seller's official platform unit for the buyer or the seller's towel to release at least one sale. -, the member's for sale and sale and for the buyer to search for sale The message message 'and can be combined to form a transaction message, the road is purchased in the entity gold _ pre-application for a physical account, the == can be logged by the trading platform unit according to each transaction entity and »^ 乂 乂 之Beifang processing end, used to hand over the county umbrella △ < «-, line connection, and the buyer can pass through the Hui grid or the network into the trading platform unit through the Bay side processing unit t please become: In the entity financial institution, the buyer's bank account with the same account as the member's account is applied, and the party's party uses the f-party processing terminal to use the party's processing terminal to contact the buyer's bank account. Inside the trading platform unit; selling The party processing end is used to connect with the trading platform unit in a smart grid or network, and the seller can apply to become a clerk to the trading platform unit through the seller processing terminal, and the seller applies for membership in the real financial institution. The account is the same as the f-party bank account of the identity account, and the seller also uses the seller's processing terminal to apply to the trading platform unit as a member's simultaneous login to the same-identification account of the seller's bank account in the trading platform unit. By means of the specific implementation of the foregoing technical means, the online transaction of the present invention can be confirmed by the buyer and the seller in the opening of an account by the financial institution in advance to confirm the identity of the buyer and seller, and pay in advance when the buyer purchases The online trading platform, and after confirming the completion of the transaction, the online trading platform will pay the seller's purpose to reduce the false transactions and transaction disputes, and effectively improve the security of the online transaction. [Embodiment] Please refer to FIG. 1 . The network security payment system provided by the present invention mainly includes a transaction platform unit managed by an online transaction construction terminal, at least one buyer processing terminal 2 managed by the buyer, and at least one. The seller's processing terminal 3 is composed of the seller; the parent-friendly platform unit 1 has a background managed by the network transaction construction end for each buyer or each seller to apply for membership in advance, and at least one seller is allowed to sell at least one seller. Selling-selling product sales information, at the same time, at least - the buyer searches for the sales message to form a shopping message 'and is used to match the seller's sales message and the buyer's shopping message to complete the transaction, and form a transaction message and network: The transaction construction end pre-applies in the entity financial institution with a physical account or in a physical financial institution of a different unit to apply for a physical account in advance 15) 1 physical account 15 and can form a transaction entity account by transaction platform unit with each transaction message 'The payment control for the transaction; the buyer processing terminal 2 has the trading platform unit with the aforementioned! The function of the smart grid or the second connection, and the party f must be in advance through the buyer's processing terminal 2 to the trading platform, as early as the 4th, please become the club, for the buyer to use the buyer's processing terminal 2 to set the account to the trading level / λ. As early as 1 and enter personally identifiable information and issue search and sales information 6 M393753 information and shopping messages, etc., and the buyer and the entity financial institution pre-apply the buyer's bank account 25 with the same identification account as the member account, and the buyer is Use the buyer's processing terminal 2 to trade the platform unit! When applying for membership, the same identification account of the same buyer's bank account 25 is simultaneously logged in the trading platform unit i for the payment control of the transaction, and the trading platform unit i can use the account opening operation of the entity financial institution to check whether the buyer is There is an abnormality, or the entity financial institution controls the buyer's account risk* to confirm the authenticity of the buyer's identity in advance; the seller's processing terminal 3 has the smart platform or network connection with the aforementioned trading platform unit}, and the seller needs to pass the f in advance. Party Materials 3 to the trading platform unit 1 please become a member, for the seller to use the f-party processing terminal 3 to log in to the trading platform unit 1 to log personal identification information and issue sales information, etc., and the seller and Mm (four) structure in advance, please have a meeting account The same identity identification account is the seller's bank account 35, and the seller and the seller's processing terminal 3 are invited to be members in the trading platform unit 1, and simultaneously log in to the same seller's bank account 35 (4) other accounts in the trading platform unit Μ The payment control of the transaction's transaction platform unit can use the account opening operation of the entity financial institution to review the seller No abnormal, entity or financial institution Controls seller account and listen to the wind ^ f confirm the true identity of the parties; thereby, constitute a group - can effectively confirm the identity of buyers and sellers, network security and reduce trade disputes with the pay of those systems. As for the actual use of the creation, the operation of completing the transaction between the buyer and the seller is as shown in Figure 2. When the seller sells through the seller's processing terminal 3 on the trading platform unit 1 provided by the online transaction construction terminal. After the message (step 7 M393753 2UI), the buyer can use the buyer's processing terminal 2 to level the aforementioned sales information on the transaction, and its parent is easy. If you search for it, you can use the buyer's trading platform unit to copy the shopping information (step 2〇2) to the seller's processing terminal 3. At this time, the trading platform is like this. The virtual management will generate a -select message for the seller processing terminal 3, such as the seller processing the terminal 3 technology into the s from the % # and the trading platform unit 1 will form a transaction and a defeat ..., the end of the 4 parent easy 'the trading platform unit! Will form a 4 message), and send a foreign aid to the >, Bay, the seller's processing end 2, the seller's processing end 3 (step 203), the same as the „ 士占口贝方处理端 2 display payment The payment message (step _) of the entity account is affixed to the transaction platform, and the buyer refers to the buyer bank account 25 registered by the county via the processing terminal 2, and the required item j (4) to the trading platform unit 1 Within the physical account number 15 (step 2〇4), 乂易平口 7L1 reads the remittance money from the buyer’s bank account 25 of the same identification account as the buyer, and sends a receipt notice and the buyer’s delivery The seller processes the terminal 3 (step 352〇5), and the seller ships the goods to the buyer according to the instructions' and submits the shipping notification message to the trading platform unit i through the seller processing terminal 3 (step 4G6), after which the platform unit i is traded. The shipped notification message is delivered to the beta processing terminal 2 (step 2G7), and the buyer informs the trading platform unit ι (step (10)) through the buyer processing terminal 2 after receiving the goods and accepting the acceptance, the intersection. 1After receiving the arrival notice message from the party buyer, The item is delivered to the seller's bank account 35 of the same identification account that the seller has previously logged in (step 209), and after confirming the payment, the seller notifies the trading platform unit 透过 through the seller processing terminal 3 (step 21()), and finally Transaction Ping 8 M393753 Unit 1 sends a message to complete the transaction to the buyer and seller processing terminals 2, 3 (step 211); Through the above operation process, both the buyer and the seller can purchase the seller's bank account 25, 35 in the entity financial institution. The account is opened in the middle, and the entity financial institution confirms the identity, and since both the buyer and the f are on the boarding platform, they need to use the same-identification account, so the identity of both the buyer and the seller can be effectively obtained. Confirmation, reduce the phenomenon of pseudonymous transactions. In addition, since the buyers and sellers have already confirmed the identity when they open the account in the buyer and the seller's bank account 25, 35, it can also effectively prevent the situation of trading with other people's accounts. The responsibility of the i-process is clear and clear. Once the transaction (10) is generated, the online transaction construction end can quickly assist in clarifying the responsibilities of the buyer and the seller. Completing the transaction or refunding the money and returning the goods greatly enhances the security of the online transaction. In addition, if the seller encounters the cancellation of the transaction or the time-out is not confirmed in the actual operation, the seller's processing terminal 3 will report to the trading platform unit. When the cancellation notice is submitted or the seller fails to reply within the time specified in the selection message, the trading platform unit 1 determines that the transaction is cancelled, and the transaction platform is sent to the buyer, the seller processing terminal 2, 3 is completed, and the seller cancels the transaction. The message is that when the buyer fails to receive the goods or fails to receive the goods, it is shown in Figure 3, which indicates the original item and informs the trading platform unit through the buyer's processing terminal 2 1 (Step Yang), the trading platform unit 1 will notify the seller of the processing end 3' after the receipt of the owed time of the late arrival notification message, and the seller will process the message. , replying to the trading platform unit 1, wherein if the timeout has not arrived, the buyer may indicate the cancellation of the transaction when the notification of the step 408 is notified, and the trading platform unit i is to be stored in the physical account 15 Retained within the first sum (step 409) the transaction account entity i of the platform unit 15, and by the transaction to the trading platform unit] 'processing ends 2 sends a cancel message transaction (step 410). If the buyer indicates that he or she continues to wait for shipment when notified in the foregoing step 408, the trading platform unit 1 passes the new shipping period of the seller processing terminal 3 (step 4〇9a), after the buyer receives the goods and completes the acceptance. , as shown in FIG. 2, the buyer's processing terminal 2 notifies the trading platform unit 1 (step 2G8), and the trading platform unit ^ after receiving the buyer's arrival notification message, the trading platform unit 1 passes through the physical account 15 Depositing the buyer's bank account 25 into the entity account 15 and submitting the payment to the seller's pre-registered same-identity account seller bank account 步骤 step 209), after the seller receives the payment, the seller's processing terminal 3 notifies the trading platform early. 7G 1 (step 210), finally, the transaction platform unit, the buyer and seller processing ends 2, 3 send a message to complete the transaction (step 211); further, if the condition is unqualified, the buyer can notify in the foregoing steps When the transaction is cancelled, the transaction unit of the trading platform unit ι is used for mediation. If the two parties agree to cancel the transaction or cancel the transaction after the referee needs to cancel the transaction, the trading platform unit! The funds to be temporarily deposited in the Shi Zhao account 15 are returned to the same buyer-buyer bank account 25 (step _), and by the trading platform unit! A message to cancel the transaction is sent to the buyer, seller processing terminals 2, 3 (step 410). If the parties agree to exchange the goods, the buyer can pre-order the goods, then the transaction will be closed on the second - _ 4 〇 8 notice, indicating that the change is as early as 1 即 未 未 Α Α Α Α , , , , , , 新 新 新 新 新After the receipt of the goods by the Bayer and the receipt of the buyer through the buyer, as shown in Figure 2, <beifang processing terminal 2 informs the trading platform unit thousands. As early as 1 (step 208), the account Η After the arrival notice of Beifang, the amount will be submitted to the Jiafang Yinlu account 35 of the same identification account registered by the seller's bank of the Privilege Club (step 2〇9) through the physical account ,15, Jia Fang confirms the receipt of the payment. After that, the platform unit 3 is notified by the seller processing terminal 3/... (step 21〇), and finally, the transaction is sent to the transaction terminal 2, 3 by the transaction, and the transaction is completed (step 211); or is opened by the transaction platform. The network transaction construction end is used for mediation. If the two parties agree to continue to move to the company or if the referee needs to complete the transaction, then as shown in Figure 1, the entity account 15 _ elbow 7Γ person is handed over to the seller for pre-registration. The seller’s bank of the door injury identification account, Miao Ling’s Achilles account 35 (step 209) After the seller confirms the payment, the seller notifies the trading platform unit through the seller's purchase terminal 3 (step 210), and finally sends the completed transaction message to the shell and seller processing terminals 2 and 3 by the trading platform unit. (Step 211) In summary, the case is not only innovative in space type, but also (4) using the substance βα to enhance the above-mentioned multiple functions, and should fully comply with the novelty and progressive statutory new patent elements, Please, please ride your office to approve this new patent application, to encourage creation, to the sense of convenience. [Simple diagram] M393753 Figure 1 is a block diagram of the network security system architecture of the creation for illustration The author establishes the relative relationship between the components of the device. Figure 2 is a block diagram of the network security payment system architecture of the creation in the actual operation of the buyer and the seller to complete the transaction. Figure 3 is the network security payment system architecture of the creation in the actual operation. Schematic diagram of the buyer's acceptance failure. [Main component symbol description] 1 Trading platform unit 15 Entity account 2 Buyer processing terminal 25 Buyer bank 3 families deal with end seller Seller's bank account 35 12