CN106600258A - Payment location notification method and system, and server - Google Patents
Payment location notification method and system, and server Download PDFInfo
- Publication number
- CN106600258A CN106600258A CN201610899843.9A CN201610899843A CN106600258A CN 106600258 A CN106600258 A CN 106600258A CN 201610899843 A CN201610899843 A CN 201610899843A CN 106600258 A CN106600258 A CN 106600258A
- Authority
- CN
- China
- Prior art keywords
- payment
- location
- mobile terminal
- current location
- server
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
Abstract
The invention discloses a payment location notification method, a payment location notification system, and a server. The payment location notification method comprises the steps of: receiving current location information sent by a mobile terminal when conducting payment according to payment information sent from the mobile terminal, wherein the current location information indicates a payment location of current payment; judging whether the current location information is a commonly-used payment location; and sending a notification message to the mobile terminal if the current location information is a uncommonly-used payment location, so as to notify a user that a security risk exists in the current payment. By adopting the method, the user can be informed of risk situations timely, and the user experience is enhanced.
Description
Technical field
The present invention relates to communication technical field, more particularly to a kind of location for payment Notification Method and system, server.
Background technology
User would generally carry out some delivery operations using mobile terminal now, due to there is mobile terminal loss, account
Stolen equivalent risk, the safety of mobile payment are relatively low.
The content of the invention
A kind of location for payment Notification Method and server are embodiments provided, risk feelings can be known in time
Condition, improves user experience.
The present invention provides a kind of location for payment Notification Method, including：The payment information sent according to mobile terminal carries out propping up
Fu Shi, receives the current location information that mobile terminal sends, wherein, current location information is represented when the payment position of previous payment
Put；Judge whether current location information is conventional location for payment；If current location information is non-conventional location for payment, send
There is security risk to inform that user works as previous payment to mobile terminal in notification message.
Wherein, the step of sending a notification message to mobile terminal includes：Notifying messages are sent to default number；And/or
Circular mail is sent to default mailbox.
Wherein, notifying messages or circular mail include current location information and payment.
Wherein, if current location information is conventional location for payment, normally paid.
Wherein, included before the step of whether current location information is conventional location for payment is judged：The shifting that statistics is received
The conventional location for payment of positional information acquisition that dynamic terminal sends.
The present invention also provides a kind of server, including：Receiver module, the payment information for being sent according to mobile terminal enter
When row pays, the current location information that mobile terminal sends is received, wherein, current location information is represented when the payment of previous payment
Position；Judge module, is connected with receiver module, for judging whether current location information is conventional location for payment；Sending module,
It is connected with judge module, if being non-conventional location for payment for current location information, sends a notification message to mobile terminal,
To inform that user has security risk when previous payment.
Wherein, sending module is used for：Notifying messages are sent to default number；And/or circular mail is sent to default
Mailbox.
Wherein, server also includes payment module, is connected with receiver module and judge module, and payment module is used for：Such as
Fruit judge module determines current location information to commonly use location for payment, then normally paid.
Wherein, server also includes statistical module, is connected with receiver module, and statistical module is used for：The movement that statistics is received
The conventional location for payment of positional information acquisition that terminal sends.
The present invention also provides a kind of location for payment and notifies system, including：Aforesaid server and wireless with the server
The mobile terminal of communication connection
By such scheme, the invention has the beneficial effects as follows：Payment information by being sent according to mobile terminal of the invention
When being paid, the current location information that mobile terminal sends is received；Judge whether current location information is conventional location for payment；
If current location information is non-conventional location for payment, send a notification message to mobile terminal, to inform that user works as previous
Pay and there is security risk, risk situation can be known in time, improve user experience.
Description of the drawings
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, below will be to making needed for embodiment description
Accompanying drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for
For those of ordinary skill in the art, on the premise of not paying creative work, can be obtaining other according to these accompanying drawings
Accompanying drawing.Wherein：
Fig. 1 is the schematic flow sheet of the location for payment Notification Method of first embodiment of the invention；
Fig. 2 is the structural representation of the server of first embodiment of the invention；
Fig. 3 is the structural representation of the server of second embodiment of the invention；
Fig. 4 is the structural representation of an entity apparatus of the server of the embodiment of the present invention；
Fig. 5 is the structural representation that the location for payment of the embodiment of the present invention notifies system.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is only a part of embodiment of the invention, rather than whole embodiments.Based on this
Embodiment in invention, it is every other that those of ordinary skill in the art are obtained under the premise of performing creative labour is not made
Embodiment, belongs to the scope of protection of the invention.
Fig. 1 is the schematic flow sheet of the location for payment Notification Method of first embodiment of the invention.The location for payment notice side
Method is applied to server.As shown in figure 1, location for payment Notification Method includes：
Step S10：When the payment information sent according to mobile terminal is paid, the present bit that mobile terminal sends is received
Confidence ceases, wherein, current location information is represented when the location for payment of previous payment.
In step slo, while also receiving the relevant information for paying, such as the current payment feelings of current payment account
Condition, such as payment accounts, the amount of money etc., allow a user to understand payout status in time.
Step S11：Judge whether current location information is conventional location for payment.
In embodiments of the present invention, before step S11, count the positional information of the mobile terminal transmission for receiving and obtain
Conventional location for payment.Specifically, the positional information of the mobile terminal transmission that storage is received simultaneously is counted, and positional information is connect
What the number of times of receipts was more is set to conventional location for payment.
Step S12：If current location information is non-conventional location for payment, send a notification message to mobile terminal, with
Inform that user has security risk when previous payment.
In step s 12, if current location information is non-conventional location for payment, notifying messages are sent to default number
Code；And/or circular mail is sent to default mailbox.Specifically, can send notifying messages to the default mobile terminal
Corresponding wherein one or more numbers, or send notifying messages to not corresponding other numbers of the mobile terminal,
It is not limited thereto.Circular mail can certainly be sent to default mailbox.Wherein notifying messages or circular mail include
The payout status such as current location information and payment, to notify that mobile terminal current location information is non-conventional payment position
Put.If current location information is conventional location for payment, normally paid.
In embodiments of the present invention, if current location information is non-conventional location for payment, illustrate there is security risk, i.e.,
Possibly mobile terminal lose, or account it is stolen etc. so that this time pay it is non-I operate, now can know risk feelings in time
Condition, allows a user to take corresponding remedial measure in good time, improves user experience.
Fig. 2 is the structural representation of the server of first embodiment of the invention.As shown in Fig. 2 server 10 includes：Receive
Module 11, judge module 12 and sending module 13.Receiver module 11 is used for, to inform that user has safety wind when previous payment
Danger receives the current location information that mobile terminal sends.Wherein, current location information is represented when the location for payment of previous payment.Sentence
Disconnected module 12 is connected with receiver module 11, for judging whether current location information is conventional location for payment.Sending module 13 with
Judge module 12 connects, if being non-conventional location for payment for current location information, sends a notification message to mobile terminal,
To inform that user has security risk when previous payment.
In embodiments of the present invention, receiver module 11 also receives the relevant information for paying simultaneously, and such as current is paid a bill
The current payout status at family, such as payment accounts, amount of money etc., allow a user to understand payout status in time.
And sending module 13 is used for：Notifying messages are sent to default number；And/or circular mail is sent to default postal
Case.Specifically, sending module 13 can be send notifying messages to the default mobile terminal it is corresponding wherein one or more
Number, or send notifying messages to not corresponding other numbers of the mobile terminal, be not limited thereto.Certainly, send out
Send module 13 send circular mail to default mailbox.Wherein notifying messages or circular mail include present bit confidence
The payout status such as breath and payment, to notify that mobile terminal current location information is non-conventional location for payment.
In embodiments of the present invention, if current location information is non-conventional location for payment, illustrate there is security risk, i.e.,
Possibly mobile terminal lose, or account it is stolen etc. so that this time pay it is non-I operate, now can know risk feelings in time
Condition, allows a user to take corresponding remedial measure in good time, improves user experience.
Referring to Fig. 3, server 10 also includes payment module 14, is connected with receiver module 11 and judge module 12.Pay
Module 14 is used for：If it is determined that module determines current location information to commonly use location for payment, then normally paid.
With continued reference to Fig. 3, server 10 also includes statistical module 15, is connected with receiver module 11.Statistical module 15 is used for：
The conventional location for payment of positional information acquisition that the mobile terminal that statistics is received sends.Specifically, the storage of statistical module 15 is received
To the positional information that sends of mobile terminal and counted, what the number of times that positional information is received was more is set to conventional payment
Position.
Fig. 4 is the structural representation of an entity apparatus of the server of the embodiment of the present invention.As shown in figure 4, server 20
Including：Receptor 21, transmitter 22, processor 23, memorizer 24 and data/address bus 25.Receptor 21, transmitter 22, process
Device 23 and memorizer 24 are connected by data/address bus 25, to be in communication with each other.
When receptor 21 is paid for the payment information sent according to mobile terminal, working as mobile terminal transmission is received
Front position information.Wherein, current location information is represented when the location for payment of previous payment.Processor 22 is used to judge current location
Whether information is conventional location for payment.If current location information is non-conventional location for payment, transmitter 22 sends notice and disappears
Cease to mobile terminal, to inform that user has security risk when previous payment.
In embodiments of the present invention, receptor 21 also receives the relevant information for paying, such as current payment account simultaneously
Current payout status, such as payment accounts, amount of money etc. allow a user to understand payout status in time.
Transmitter 22 is used for：Notifying messages are sent to default number；And/or circular mail is sent to default mailbox.
Specifically, transmitter 22 can send notifying messages to corresponding wherein one or more numbers of the default mobile terminal,
Can also be send notifying messages to not corresponding other numbers of the mobile terminal, be not limited thereto.Certainly, transmitter 22
Circular mail can also be sent to default mailbox.Wherein notifying messages or circular mail include current location information and prop up
The payout status such as the amount of money are paid, to notify that mobile terminal current location information is non-conventional location for payment.
In embodiments of the present invention, if current location information is non-conventional location for payment, illustrate there is security risk, i.e.,
Possibly mobile terminal lose, or account it is stolen etc. so that this time pay it is non-I operate, now can know risk feelings in time
Condition, allows a user to take corresponding remedial measure in good time, improves user experience.
In embodiments of the present invention, before processor 23 judges whether current location information is conventional location for payment, deposit
The positional information of the mobile terminal transmission that storage is received simultaneously is counted, and what the number of times that positional information is received was more is often set to
Use location for payment.Wherein positional information is stored in memory.
Fig. 5 is the structural representation that the location for payment of the embodiment of the present invention notifies system.As shown in figure 5, location for payment is logical
Know that system 30 includes：Aforesaid server 10 and the mobile terminal 40 with 10 wireless communication connection of server.
Mobile terminal 40 is obtained current location information when paying.Then current location information is sent out by mobile terminal 40
Server 10 is delivered to, server 10 judges whether current location information is conventional location for payment.And in current location information for non-
During conventional location for payment, server 10 sends a notification message to mobile terminal 40.
In embodiments of the present invention, mobile terminal 40 can be the mobile communication electronic equipment such as mobile phone, IPAD, notebook.
Mobile terminal 40 can be positioned by global positioning system (Global Positioning System, GPS), cellular basestation
(Cell-ID), at least one of WiFi is obtaining current location information.And server 10 is receiving the current of mobile terminal transmission
While positional information, the relevant information for paying, the such as current payout status of current payment account, such as payment are also received
Account, amount of money etc., allow a user to understand payout status in time.
Server 10 is judging whether current location information is, before commonly using location for payment, to count the mobile terminal for receiving and send out
The conventional location for payment of positional information acquisition sent.Specifically, the positional information that the mobile terminal that storage is received sends is gone forward side by side
Row statistics, what the number of times that positional information is received was more are set to conventional location for payment.
When current location information is non-conventional location for payment, server 10 sends notifying messages to default number；With/
Or circular mail is sent to default mailbox.Specifically, server 10 can send notifying messages to the default movement end
Corresponding wherein one or more numbers in end, or send notifying messages to not corresponding other numbers of the mobile terminal
Code, is not limited thereto.Circular mail can certainly be sent to default mailbox.Wherein wrap in notifying messages or circular mail
The payout status such as current location information and payment are included, to notify that mobile terminal current location information is non-conventional payment position
Put.If current location information is conventional location for payment, normally paid.
In embodiments of the present invention, if current location information is non-conventional location for payment, illustrate there is security risk, i.e.,
Possibly mobile terminal lose, or account it is stolen etc. so that this time pay it is non-I operate, now can know risk feelings in time
Condition, allows a user to take corresponding remedial measure in good time, improves user experience.
In sum, location for payment Notification Method of the invention includes：Carried out according to the payment information that mobile terminal sends
During payment, the current location information that mobile terminal sends is received, wherein, current location information is represented when the payment position of previous payment
Put；Judge whether current location information is conventional location for payment；If current location information is non-conventional location for payment, send
Notification message to inform that user has security risk when previous payment, can be known risk situation in time, improve to mobile terminal
User experience.
Embodiments of the invention are the foregoing is only, the scope of the claims of the present invention is not thereby limited, it is every using this
Equivalent structure or equivalent flow conversion that bright description and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of location for payment Notification Method, it is characterised in that the location for payment Notification Method includes：
When the payment information sent according to mobile terminal is paid, the current location information that the mobile terminal sends is received,
Wherein, the current location information is represented when the location for payment of previous payment；
Judge whether the current location information is conventional location for payment；
If the current location information is non-conventional location for payment, send a notification message to the mobile terminal, to inform
There is security risk when previous payment in user.
2. location for payment Notification Method according to claim 1, it is characterised in that described to send a notification message to the shifting
The step of dynamic terminal, includes：
Notifying messages are sent to default number；And/or
Circular mail is sent to default mailbox.
3. location for payment Notification Method according to claim 2, it is characterised in that the notifying messages or the notice postal
Part includes the current location information and payment.
4. location for payment Notification Method according to claim 1, it is characterised in that if the current location information
To commonly use location for payment, then normally paid.
5. location for payment Notification Method according to claim 1, it is characterised in that judge the present bit confidence described
Include before the step of whether breath is conventional location for payment：
The positional information of the mobile terminal transmission that statistics is received simultaneously obtains the conventional location for payment.
6. a kind of server, it is characterised in that the server includes：
Receiver module, when the payment information for sending according to mobile terminal is paid, receives what the mobile terminal sent
Current location information, wherein, the current location information is represented when the location for payment of previous payment；
Judge module, is connected with the receiver module, for judging whether the current location information is conventional location for payment；
Sending module, is connected with the judge module, if being non-conventional location for payment for the current location information, is sent out
Notification message is sent to the mobile terminal, to inform that user has security risk when previous payment.
7. server according to claim 6, it is characterised in that the sending module is used for：
Notifying messages are sent to default number；And/or
Circular mail is sent to default mailbox.
8. server according to claim 6, it is characterised in that the server also includes payment module, connects with described
Module and judge module connection are received, the payment module is used for：If the judge module determines the present bit
Confidence breath is conventional location for payment, then normally paid.
9. server according to claim 6, it is characterised in that the server also includes statistical module, connects with described
Module connection is received, the statistical module is used for：The positional information of the mobile terminal transmission that statistics is received simultaneously obtains described normal
Use location for payment.
10. a kind of location for payment notifies system, it is characterised in that the location for payment notifies that system includes：Claim 6-9 institute
The server stated and the mobile terminal with the server wireless communication connection.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610899843.9A CN106600258A (en) | 2016-10-14 | 2016-10-14 | Payment location notification method and system, and server |
| PCT/CN2017/098792 WO2018068587A1 (en) | 2016-10-14 | 2017-08-24 | Payment location notification method and system, and server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610899843.9A CN106600258A (en) | 2016-10-14 | 2016-10-14 | Payment location notification method and system, and server |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106600258A true CN106600258A (en) | 2017-04-26 |
Family
ID=58555867
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610899843.9A Pending CN106600258A (en) | 2016-10-14 | 2016-10-14 | Payment location notification method and system, and server |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106600258A (en) |
| WO (1) | WO2018068587A1 (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107578238A (en) * | 2017-08-08 | 2018-01-12 | 阿里巴巴集团控股有限公司 | A kind of risk control method and equipment |
| CN110210864A (en) * | 2019-06-13 | 2019-09-06 | 余晨 | A kind of payment processing method and system |
| CN111031488A (en) * | 2019-12-17 | 2020-04-17 | 支付宝(杭州)信息技术有限公司 | Travel information prompting method, device and system based on Near Field Communication (NFC) and terminal |
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| CN104574086A (en) * | 2014-12-29 | 2015-04-29 | 宇龙计算机通信科技(深圳)有限公司 | Payment method, device and terminal |
| CN104657856A (en) * | 2015-03-11 | 2015-05-27 | 上海美迪索科电子科技有限公司 | Position certification based intelligent mobile client payment method and server system |
| CN105787728A (en) * | 2016-02-25 | 2016-07-20 | 努比亚技术有限公司 | Payment system and method |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102855555B (en) * | 2012-08-06 | 2016-01-27 | 北京中科金财电子商务有限公司 | The payment risk recognition system of position-based conversion and method |
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2016
- 2016-10-14 CN CN201610899843.9A patent/CN106600258A/en active Pending
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2017
- 2017-08-24 WO PCT/CN2017/098792 patent/WO2018068587A1/en active Application Filing
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104574086A (en) * | 2014-12-29 | 2015-04-29 | 宇龙计算机通信科技(深圳)有限公司 | Payment method, device and terminal |
| CN104657856A (en) * | 2015-03-11 | 2015-05-27 | 上海美迪索科电子科技有限公司 | Position certification based intelligent mobile client payment method and server system |
| CN105787728A (en) * | 2016-02-25 | 2016-07-20 | 努比亚技术有限公司 | Payment system and method |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107578238A (en) * | 2017-08-08 | 2018-01-12 | 阿里巴巴集团控股有限公司 | A kind of risk control method and equipment |
| CN110210864A (en) * | 2019-06-13 | 2019-09-06 | 余晨 | A kind of payment processing method and system |
| CN110210864B (en) * | 2019-06-13 | 2021-12-07 | 深圳市永联共建信息技术有限公司 | Payment processing method and system |
| CN111031488A (en) * | 2019-12-17 | 2020-04-17 | 支付宝(杭州)信息技术有限公司 | Travel information prompting method, device and system based on Near Field Communication (NFC) and terminal |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2018068587A1 (en) | 2018-04-19 |
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Application publication date: 20170426 |