CN106550117B - A kind of method and apparatus preventing telecommunication fraud on intelligent terminal - Google Patents

Abstract

The method and apparatus that the invention discloses a kind of to prevent telecommunication fraud on intelligent terminal, which comprises one or more conditions of default starting input limitation operation, a kind of condition, which correspond to a kind of input and limits, to be operated；Judge whether the condition for meeting any starting input limitation operation；If it is satisfied, then the execution on intelligent terminal inputs limitation operation accordingly.Technical solution of the present invention can find the telecommunication fraud on intelligent terminal in time, limit the input operation of user, and then protect the property safety of user.

Description

A method and device for preventing telecommunication fraud on intelligent terminal

technical field

The invention relates to the technical field of network security, in particular to a method and device for preventing telecommunication fraud on an intelligent terminal.

Background technique

With the rapid development of the Internet and mobile communication network technology, smart terminals such as smart phones and PADs have become an indispensable part of people's daily life and work. People can not only maintain communication through smart terminals, but also use smart terminals as a means of payment. , Through the intelligent terminal, people can realize online shopping, account transfer and other operations.

Since the smart terminal involves the user's property, there have been a large number of telecom fraud cases. Telecom fraud is mainly through text messages, phone calls and other means to deceive users to transfer money, make money, or defraud users' personal information, account information and mobile phone. Verification codes, etc., pose a serious threat to the security of users' property and personal information.

At present, regarding the problem of telecommunication fraud in the prior art, a security application solution is provided, that is, downloading a security application on a smart terminal, such as 360 Mobile Guard and other products. However, the existing security applications can only prompt users for possible fraudulent phone numbers, or intercept suspicious text messages. If the user has been duped subjectively, especially for the elderly and children with weak judgment, it cannot prevent the user from making transfers and other operations. Serious property damage may result.

Therefore, how to more effectively prevent the property loss and personal information leakage of users caused by telecommunication fraud is an urgent problem to be solved.

SUMMARY OF THE INVENTION

In view of the above problems, the present invention is proposed to provide a method and apparatus for preventing telecommunication fraud on a smart terminal that overcomes the above problems or at least partially solves the above problems.

According to one aspect of the present invention, a method for preventing telecommunication fraud on a smart terminal is provided, wherein the method includes:

Preset one or more conditions for starting the input restriction operation, one condition corresponds to one input restriction operation;

Determine whether any of the conditions for starting the input restriction operation are met;

If satisfied, the corresponding input restriction operation is performed on the smart terminal, so that the user cannot input the corresponding content on the smart terminal, thereby preventing the user from being defrauded.

Optionally, the one or more conditions for initiating the input restriction operation include:

The smart terminal runs in the elderly mode;

or,

The smart terminal runs in child mode.

Optionally, the one or more conditions for initiating the input restriction operation include:

The short message received by the smart terminal contains the characteristics of telecommunication fraud;

or,

The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

Optionally, judging whether the condition of "the short message received by the smart terminal contains telecommunication fraud features" includes:

The content of the short message received by the intelligent terminal is matched with the preset telecommunication fraud feature library, and when there is a matching item, it is determined that the short message contains the telecommunication fraud feature.

Optionally, judging whether the condition of "the call content of the smart terminal's incoming or outgoing call contains telecommunication fraud features" includes:

The voice of the call is converted into text, the converted text is matched with a preset telecommunication fraud feature library, and when there is a match, it is determined that the call content contains telecommunication fraud features.

Optionally, the input restriction operation includes one or more of the following:

All input is prohibited on the payment page;

It is forbidden to enter a value larger than the preset value in the amount input box on the payment page;

Entry is prohibited in the specific information input box of the page.

Optionally, the specific information input box includes one or more of the following:

personal information input box;

Account input box;

password input box;

Verification code input box.

Optionally, the method further includes:

When it is judged that any of the conditions for initiating the input restriction operation are met, corresponding prompt information is output on the intelligent terminal.

Optionally, the method is performed by an input method application installed on the smart terminal.

According to another aspect of the present invention, a device for preventing telecommunication fraud on a smart terminal is provided, wherein the device includes:

a condition setting unit, adapted to preset one or more conditions for starting the input restriction operation, one condition corresponding to one input restriction operation;

a judging unit, adapted to judge whether any one of the conditions for starting the input restriction operation is met;

The input restriction unit is adapted to execute the corresponding input restriction operation on the intelligent terminal when the determination unit determines that any condition for starting the input restriction operation is satisfied, so that the user cannot input the corresponding content on the intelligent terminal, thereby preventing the user from entering the corresponding content. scammed.

Optionally, the one or more conditions for initiating the input restriction operation include:

The smart terminal runs in the elderly mode;

or,

The smart terminal runs in child mode.

Optionally, the one or more conditions for initiating the input restriction operation include:

The short message received by the smart terminal contains the characteristics of telecommunication fraud;

or,

The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

Optionally, the judging unit is adapted to match the content of the short message received by the intelligent terminal with a preset telecommunication fraud feature library, and when there is a matching item, determine that the short message contains telecommunication fraud features.

Optionally, the judging unit is adapted to convert the voice of the call into text, match the converted text with a preset telecommunication fraud feature library, and determine that the call content contains telecommunication fraud features when there is a match.

Optionally, the input restriction operation includes one or more of the following:

All input is prohibited on the payment page;

It is forbidden to enter a value larger than the preset value in the amount input box on the payment page;

Entry is prohibited in the specific information input box of the page.

Optionally, the specific information input box includes one or more of the following:

personal information input box;

Account input box;

password input box;

Verification code input box.

Optionally, the input restriction unit is further adapted to output corresponding prompt information on the intelligent terminal when the determination unit determines that any one of the conditions for initiating the input restriction operation is satisfied.

Optionally, the device is integrated into an input method application installed on the smart terminal.

According to the preset one or more conditions for starting the input limiting operation, one of the conditions corresponds to one input limiting operation, and it is judged whether any one of the conditions for starting the input limiting operation is satisfied. The technical solution of executing the corresponding input restriction operation on the intelligent terminal so that the user cannot input the corresponding content on the intelligent terminal, because the user's input operation is restricted after the telecommunication fraud on the intelligent terminal is detected in time, so that the user cannot input Personal information or transfer operations, thereby protecting the safety of users' property and personal information. This method can especially prevent the elderly and children from being defrauded by telecommunication.

The above description is only an overview of the technical solutions of the present invention, in order to be able to understand the technical means of the present invention more clearly, it can be implemented according to the content of the description, and in order to make the above and other purposes, features and advantages of the present invention more obvious and easy to understand , the following specific embodiments of the present invention are given.

Description of drawings

Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are for the purpose of illustrating preferred embodiments only and are not to be considered limiting of the invention. Also, the same components are denoted by the same reference numerals throughout the drawings. In the attached image:

1 shows a flowchart of a method for preventing telecommunication fraud on a smart terminal according to an embodiment of the present invention;

FIG. 2 shows a structural diagram of an apparatus for preventing telecommunication fraud on a smart terminal according to an embodiment of the present invention.

Detailed ways

Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided so that the present disclosure will be more thoroughly understood, and will fully convey the scope of the present disclosure to those skilled in the art.

FIG. 1 shows a flowchart of a method for preventing telecommunication fraud on a smart terminal according to an embodiment of the present invention. As shown in Figure 1, the method includes:

Step S110, preset one or more conditions for starting the input restriction operation, and one condition corresponds to one input restriction operation.

In the embodiments of the present invention, different conditions may correspond to different input restriction operations.

Step S120, judging whether any one of the conditions for starting the input restriction operation is satisfied.

Step S130, if satisfied, execute the corresponding input restriction operation on the smart terminal, so that the user cannot input the corresponding content on the smart terminal.

In the method shown in Figure 1, the user's input operation is restricted after the telecommunication fraud on the smart terminal is discovered in time, so that the user cannot input personal information or perform transfer operations, thereby protecting the user's property security and personal information security. This method can especially prevent the elderly and children from being defrauded by telecommunication.

In an embodiment of the present invention, the one or more conditions for initiating the input restriction operation in step S110 of the method shown in FIG. 1 specifically include A and/or B:

A. The smart terminal runs in the elderly mode; among them, the elderly mode can be set in the smart terminal. On the smart terminal that is used by the elderly by default, no setting is required, and the corresponding input is executed directly when the conditions for starting input restrictions are met. Restrict operations.

B. The intelligent terminal operates in the child mode, wherein the child mode can be set in the intelligent terminal. On the intelligent terminal that is used by children by default, no setting is required, and the corresponding input is executed directly when the conditions for starting input restrictions are met. Restrict operations.

In an embodiment of the present invention, one or more conditions for initiating the input restriction operation described in step S110 of the method shown in FIG. 1 include the following C and/or D:

C. The short message received by the intelligent terminal contains the characteristics of telecommunication fraud;

D. The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

In an embodiment of the present invention, when any one or more of the conditions of A, B, C, and D are satisfied, the input restriction operation can be started.

In an embodiment of the present invention, in step S120 of the method shown in FIG. 1 , in determining whether any one of the conditions for starting the input restriction operation is satisfied, it is determined whether “the short message received by the smart terminal contains the feature of telecommunication fraud”. This condition includes:

C1. Match the content of the short message received by the intelligent terminal with a preset telecommunication fraud feature library, and when there is a match, determine that the short message contains telecommunication fraud features.

In an embodiment of the present invention, in step S120 of the method shown in FIG. 1 , in determining whether any one of the conditions for initiating the input restriction operation is satisfied, it is determined whether it is satisfied that "the call content of the incoming or outgoing call of the smart terminal contains "Telecom Fraud Characteristics" condition includes:

D1. Convert the voice of the call into text, match the converted text with a preset telecommunication fraud feature library, and determine that the call content contains telecommunication fraud features when there is a match.

In an embodiment of the present invention, the execution of the corresponding input restriction operation on the smart terminal described in step S130 of the method shown in FIG. 1 specifically includes one or more of a, b, and c:

a. It is forbidden to enter any content on the payment page;

b. It is forbidden to input a value larger than the preset value in the amount input box on the payment page; for example, it is forbidden to input an amount larger than 200 yuan, so as to control the loss within a small range.

c. It is forbidden to input content in the specific information input box of the page; the specific information input box includes one or more of the following:

(c1) Personal information input box, where the personal information mainly includes: name, gender, date of birth, valid ID number, etc.

(c2) Account number input box, wherein the account number mainly includes: bank account number, Alipay, WeChat and other application accounts with payment functions, etc.

(c3) A password input box, wherein the password mainly includes: bank account password, Alipay, WeChat and other application account passwords with payment functions, and the like.

(c4) Verification code input box, where the verification code mainly includes: the verification code sent by the operator to the user in the form of a short message to complete the transaction when the transfer, payment and other transactions are in progress, or the operator to the user in the form of a short message The verification code sent to authorize the user's SIM card (Subscriber Identity Module) or bank card.

In an embodiment of the present invention, the method shown in FIG. 1 further includes: outputting corresponding prompt information on the intelligent terminal when it is determined that any condition for starting the input restriction operation is satisfied. The user is prompted that there may be telecommunication fraud, and the possibility of the user being deceived is further reduced.

In an embodiment of the present invention, the method steps shown in FIG. 1 are executed by an input method application installed on the smart terminal. Some users may not have installed security protection software, especially on mobile phones used by the elderly. But the input method application must be installed. Therefore, integrating the method into the application of the input method can be popularized and applied in a wider range, so that more people can be protected.

FIG. 2 shows a structural diagram of an apparatus for preventing telecommunication fraud on a smart terminal according to an embodiment of the present invention. As shown in FIG. 2 , wherein, the device 200 for preventing telecommunication fraud on a smart terminal includes:

The condition setting unit 210 is adapted to preset one or more conditions for starting the input restriction operation, and one condition corresponds to one input restriction operation;

The judging unit 220 is adapted to judge whether any one of the conditions for starting the input restriction operation is met;

The input restriction unit 230 is adapted to execute the corresponding input restriction operation on the intelligent terminal when the determination unit determines that any condition for starting the input restriction operation is satisfied, so that the user cannot input the corresponding content on the intelligent terminal, thereby preventing User is scammed.

The device shown in FIG. 2 restricts the user's input operation after detecting telecommunication fraud on the smart terminal in time, so that the user cannot input personal information or perform transfer operations, thereby protecting the user's property security and personal information security. This method can especially prevent the elderly and children from being defrauded by telecommunication.

In an embodiment of the present invention, one or more conditions for starting the input restriction operation preset by the condition setting unit 210 include A and /B:

A. The smart terminal runs in the elderly mode, in which the elderly mode can be set in the smart terminal. On the smart terminal that is used by the elderly by default, no setting is required, and the conditions for starting input restrictions are directly met.

B. The intelligent terminal operates in the child mode, wherein the child mode can be set in the intelligent terminal, and on the intelligent terminal that is used by children by default, no setting is required, and the conditions for starting input restrictions are directly met.

In an embodiment of the present invention, one or more conditions for starting the input restriction operation preset by the condition setting unit 210 include:

C. The short message received by the intelligent terminal contains the characteristics of telecommunication fraud;

D. The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

In an embodiment of the present invention, the judging unit 220 is adapted to match the content of the short message received by the smart terminal with a preset telecommunication fraud feature library, and when there is a match, determine that the short message contains telecommunication fraud features .

In an embodiment of the present invention, the judging unit 220 is adapted to convert the voice of the call into text, match the converted text with a preset telecommunication fraud feature library, and determine if there is a matching item in the content of the call Contains wire fraud features.

In an embodiment of the present invention, the input restriction operation performed by the input restriction unit 230 includes one or more of the following:

a. It is forbidden to enter all content on the payment page, such as amount, personal information, account, password, verification code, etc.;

b. It is forbidden to enter a value greater than the preset value in the amount input box on the payment page; for example, it is forbidden to enter an amount greater than 200 yuan to reduce property damage.

c. It is forbidden to input content in the specific information input box of the page.

In an embodiment of the present invention, the specific information input box includes one or more of the following:

(c1) Personal information input box; specifically, one or more of the following: name input box, gender input box, date of birth input box, valid ID number input box, home city input box, work unit input box and many more.

(c2) Account number input box; for example: bank account number input box, Alipay, WeChat and other application account number input boxes with payment functions, etc.

(c3) Password input box; mainly includes: a bank account password input box, a login password input box for application accounts with payment functions such as Alipay and WeChat, and so on.

(c4) Verification code input box; among them, the verification code mainly includes: the verification code sent by the operator to the user in the form of a short message to complete the transaction when the transfer, payment and other transactions are carried out, or the operator sends the user the verification code in the form of a short message in the form of a short message The verification code sent to authorize the user's SIM card (Subscriber Identity Module) or bank card.

In an embodiment of the present invention, the input restriction unit 230 is further adapted to output corresponding prompt information on the smart terminal when the determination unit determines that any condition for initiating an input restriction operation is satisfied. Further, the user is prompted that there may be telecommunication fraud, and the possibility of the user being deceived is further reduced.

In an embodiment of the present invention, the device shown in FIG. 2 is integrated into an input method application installed on the smart terminal. Some users may not have installed security protection software, especially on mobile phones used by the elderly. But the input method application must be installed. Therefore, integrating the device into an input method application can be popularized and applied in a wider range, so that more people can be protected.

To sum up, according to the present invention, one or more conditions for initiating the input restriction operation at the preset, one condition corresponds to one input restriction operation, and it is determined whether any one of the conditions for initiating the input restriction operation is satisfied. , the corresponding input restriction operation is performed on the smart terminal, so that the user cannot input the corresponding content on the smart terminal, thereby preventing the user from being defrauded. The terminal works in the elderly mode or the child mode, and can output the corresponding prompt information on the intelligent terminal, and start the input restriction operation, and restrict the user from entering personal information, account number, password and Verification code and other sensitive information to prevent telecommunication fraud and ensure the safety of users' property and personal information.

It should be noted:

The algorithms and displays provided herein are not inherently related to any particular computer, virtual appliance, or other device. Various general-purpose devices can also be used with the teachings based on this. The structure required to construct such a device is apparent from the above description. Furthermore, the present invention is not directed to any particular programming language. It is to be understood that various programming languages may be used to implement the inventions described herein, and that the descriptions of specific languages above are intended to disclose the best mode for carrying out the invention.

In the description provided herein, numerous specific details are set forth. It will be understood, however, that embodiments of the invention may be practiced without these specific details. In some instances, well-known methods, structures and techniques have not been shown in detail in order not to obscure an understanding of this description.

Similarly, it is to be understood that in the above description of exemplary embodiments of the invention, various features of the invention are sometimes grouped together into a single embodiment, figure, or its description. This disclosure, however, should not be construed as reflecting an intention that the invention as claimed requires more features than are expressly recited in each claim. Rather, as the following claims reflect, inventive aspects lie in less than all features of a single foregoing disclosed embodiment. Thus, the claims following the Detailed Description are hereby expressly incorporated into this Detailed Description, with each claim standing on its own as a separate embodiment of this invention.

Those skilled in the art will understand that the modules in the device in the embodiment can be adaptively changed and arranged in one or more devices different from the embodiment. The modules or units or components in the embodiments may be combined into one module or unit or component, and further they may be divided into multiple sub-modules or sub-units or sub-assemblies. All features disclosed in this specification (including accompanying claims, abstract and drawings) and any method so disclosed may be employed in any combination, unless at least some of such features and/or procedures or elements are mutually exclusive. All processes or units of equipment are combined. Each feature disclosed in this specification (including accompanying claims, abstract and drawings) may be replaced by alternative features serving the same, equivalent or similar purpose, unless expressly stated otherwise.

Furthermore, those skilled in the art will appreciate that although some of the embodiments described herein include certain features, but not others, included in other embodiments, that combinations of features of different embodiments are intended to be within the scope of the invention within and form different embodiments. For example, in the following claims, any of the claimed embodiments may be used in any combination.

Various component embodiments of the present invention may be implemented in hardware, or in software modules running on one or more processors, or in a combination thereof. Those skilled in the art should understand that a microprocessor or a digital signal processor (DSP) may be used in practice to implement some or all of the components of the apparatus for preventing telecommunication fraud on a smart terminal according to the embodiments of the present invention, or Full functionality. The present invention can also be implemented as apparatus or apparatus programs (eg, computer programs and computer program products) for performing part or all of the methods described herein. Such a program implementing the present invention may be stored on a computer-readable medium, or may be in the form of one or more signals. Such signals may be downloaded from Internet sites, or provided on carrier signals, or in any other form.

It should be noted that the above-described embodiments illustrate rather than limit the invention, and that alternative embodiments may be devised by those skilled in the art without departing from the scope of the appended claims. In the claims, any reference signs placed between parentheses shall not be construed as limiting the claim. The word "comprising" does not exclude the presence of elements or steps not listed in a claim. The word "a" or "an" preceding an element does not exclude the presence of a plurality of such elements. The invention can be implemented by means of hardware comprising several different elements and by means of a suitably programmed computer. In a unit claim enumerating several means, several of these means may be embodied by one and the same item of hardware. The use of the words first, second, and third, etc. do not denote any order. These words can be interpreted as names.

The present invention discloses A1, a method for preventing telecommunication fraud on an intelligent terminal, wherein the method includes:

Preset one or more conditions for starting the input restriction operation, one condition corresponds to one input restriction operation;

Determine whether any of the conditions for starting the input restriction operation are met;

If satisfied, the corresponding input restriction operation is performed on the smart terminal, so that the user cannot input the corresponding content on the smart terminal, thereby preventing the user from being defrauded.

A2. The method of A1, wherein the one or more conditions for initiating the input restriction operation include:

The smart terminal runs in the elderly mode;

or,

The smart terminal runs in child mode.

A3. The method of A1, wherein the one or more conditions for initiating the input restriction operation include:

The short message received by the smart terminal contains the characteristics of telecommunication fraud;

or,

The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

A4. The method according to A3, wherein judging whether the condition that "the short message received by the smart terminal contains telecommunication fraud features" includes:

The content of the short message received by the intelligent terminal is matched with the preset telecommunication fraud feature library, and when there is a matching item, it is determined that the short message contains the telecommunication fraud feature.

A5. The method according to A3, wherein judging whether the condition of "the call content of the incoming or outgoing call of the smart terminal contains the feature of telecommunication fraud" includes:

The voice of the call is converted into text, the converted text is matched with a preset telecommunication fraud feature library, and when there is a match, it is determined that the call content contains telecommunication fraud features.

A6. The method of A1, wherein the input restriction operation includes one or more of the following:

All input is prohibited on the payment page;

It is forbidden to enter a value larger than the preset value in the amount input box on the payment page;

Entry is prohibited in the specific information input box of the page.

A7. The method according to A6, wherein the specific information input box includes one or more of the following:

personal information input box;

Account input box;

password input box;

Verification code input box.

A8. The method of A1, wherein the method further comprises:

When it is judged that any of the conditions for initiating the input restriction operation are met, corresponding prompt information is output on the intelligent terminal.

A9. The method of any one of A1-A8, wherein,

The above steps are performed by an input method application installed on the smart terminal.

The invention also discloses B10, a device for preventing telecommunication fraud on an intelligent terminal, wherein the device includes:

a condition setting unit, adapted to preset one or more conditions for starting the input restriction operation, one condition corresponding to one input restriction operation;

a judging unit, adapted to judge whether any one of the conditions for starting the input restriction operation is met;

The input restriction unit is adapted to execute the corresponding input restriction operation on the intelligent terminal when the determination unit determines that any condition for starting the input restriction operation is satisfied, so that the user cannot input the corresponding content on the intelligent terminal, thereby preventing the user from entering the corresponding content. scammed.

B11. The device according to B10, wherein the one or more conditions for initiating the input restriction operation include:

The smart terminal runs in the elderly mode;

or,

The smart terminal runs in child mode.

B12. The device according to B10, wherein the one or more conditions for initiating the input restriction operation include:

The short message received by the smart terminal contains the characteristics of telecommunication fraud;

or,

The call content of the incoming or outgoing call of the smart terminal contains the characteristics of telecommunication fraud.

B13. The device of B12, wherein,

The judging unit is adapted to match the content of the short message received by the intelligent terminal with the preset telecommunication fraud feature library, and when there is a matching item, it is determined that the short message contains the telecommunication fraud feature.

B14. The device of B12, wherein,

The judging unit is adapted to convert the voice of the call into text, match the converted text with a preset telecommunication fraud feature library, and determine that the call content contains telecommunication fraud features when there is a match.

B15. The device according to B10, wherein the input restriction operation includes one or more of the following:

All input is prohibited on the payment page;

It is forbidden to enter a value larger than the preset value in the amount input box on the payment page;

Entry is prohibited in the specific information input box of the page.

B16. The device according to B15, wherein the specific information input box includes one or more of the following:

personal information input box;

Account input box;

password input box;

Verification code input box.

B17. The device of B10, wherein,

The input restriction unit is further adapted to output corresponding prompt information on the intelligent terminal when the determination unit determines that any condition for initiating an input restriction operation is satisfied.

B18. The device of any one of B10-B17, wherein,

The device is integrated into an input method application installed on the smart terminal.

Claims (16)

1. A method of preventing telecommunication fraud on a smart terminal, wherein the method comprises:

presetting one or more conditions for starting input limiting operation, wherein one condition corresponds to one input limiting operation;

judging whether any condition for starting input limiting operation is met;

if yes, executing corresponding input limiting operation on the intelligent terminal, so that the user cannot input corresponding content on the intelligent terminal, and further preventing the user from being cheated;

the one or more conditions for initiating the input limiting operation include:

the short message received by the intelligent terminal comprises a telecommunication fraud characteristic;

or,

the call content of the incoming call or the outgoing call of the intelligent terminal comprises the telecommunication fraud characteristics.

2. The method of claim 1, wherein the one or more conditions for initiating the input limiting operation comprise:

the intelligent terminal operates in an old man mode;

or,

the intelligent terminal operates in a child mode.

3. The method as claimed in claim 1, wherein determining whether a condition that "the message received by the smart terminal includes a message fraud feature" is satisfied comprises:

and matching the content of the short message received by the intelligent terminal with a preset telecom fraud feature library, and determining that the short message contains telecom fraud features when a matching item exists.

4. The method as claimed in claim 1, wherein the determining whether the condition that the content of the incoming or outgoing call of the smart terminal includes the phishing feature is satisfied comprises:

and converting the call voice into characters, matching the converted characters with a preset telecom fraud feature library, and determining that the call content contains telecom fraud features when matching items exist.

5. The method of claim 1, wherein the input limiting operation comprises one or more of:

forbidding inputting all contents on the payment page;

forbidding inputting a numerical value larger than a preset value in an amount input box of the payment page;

input of content is prohibited at a specific information input box of the page.

6. The method of claim 5, wherein the specific information input box comprises one or more of:

a personal information input box;

an account number input box;

a password input box;

and a verification code input box.

7. The method of claim 1, wherein the method further comprises:

and outputting corresponding prompt information on the intelligent terminal when judging that any condition for starting the input limiting operation is met.

8. The method of any one of claims 1-7,

the steps are executed by an input method application installed on the intelligent terminal.

9. An apparatus for preventing telecommunication fraud on a smart terminal, wherein the apparatus comprises:

the device comprises a condition setting unit, a condition setting unit and a control unit, wherein the condition setting unit is suitable for presetting one or more conditions for starting input limiting operation, and one condition corresponds to one input limiting operation;

a judging unit adapted to judge whether any one of conditions for starting the input restricting operation is satisfied;

the input limiting unit is suitable for executing corresponding input limiting operation on the intelligent terminal when the judging unit judges that any condition for starting the input limiting operation is met, so that the user cannot input corresponding content on the intelligent terminal, and the user is prevented from being cheated;

the one or more conditions for initiating the input limiting operation include:

the short message received by the intelligent terminal comprises a telecommunication fraud characteristic;

or,

the call content of the incoming call or the outgoing call of the intelligent terminal comprises the telecommunication fraud characteristics.

10. The apparatus of claim 9, wherein the one or more conditions for initiating the input limiting operation comprise:

the intelligent terminal operates in an old man mode;

or,

the intelligent terminal operates in a child mode.

11. The apparatus of claim 9, wherein,

the judging unit is suitable for matching the content of the short message received by the intelligent terminal with a preset telecom fraud feature library, and determining that the short message contains telecom fraud features when a matching item exists.

12. The apparatus of claim 9, wherein,

the judging unit is suitable for converting the call voice into characters, matching the converted characters with a preset telecommunication fraud feature library, and determining that the call content contains telecommunication fraud features when matching items exist.

13. The apparatus of claim 9, wherein the input limiting operation comprises one or more of:

forbidding inputting all contents on the payment page;

forbidding inputting a numerical value larger than a preset value in an amount input box of the payment page;

input of content is prohibited at a specific information input box of the page.

14. The apparatus of claim 13, wherein the specific information input box comprises one or more of:

a personal information input box;

an account number input box;

a password input box;

and a verification code input box.

15. The apparatus of claim 9, wherein,

the input limiting unit is further suitable for outputting corresponding prompt information on the intelligent terminal when the judging unit judges that any condition for starting the input limiting operation is met.

16. The apparatus of any one of claims 9-15,

the device is integrated in the input method application installed on the intelligent terminal.