CN106485493A - A kind of on-line payment service transaction system - Google Patents
A kind of on-line payment service transaction system Download PDFInfo
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- CN106485493A CN106485493A CN201610925709.1A CN201610925709A CN106485493A CN 106485493 A CN106485493 A CN 106485493A CN 201610925709 A CN201610925709 A CN 201610925709A CN 106485493 A CN106485493 A CN 106485493A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
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- Development Economics (AREA)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of on-line payment service transaction system, including mobile terminal and service terminal；The mobile terminal includes electronic tag, mobile phone terminal, and wherein, the mobile phone terminal includes accounting module, display module, voice module, detection module, scan module, micro treatment module, radio receiving transmitting module, data memory module, on-line payment module；The service terminal includes central processing unit, DBM, data transmission module.The present invention is effectively combined with service terminal by mobile terminal, solve the problems, such as complex operation, the poor user experience of small amount payment, realize fast and easily paying by mails, optimize the means of payment of user, improve agility and the convenience of payment, whole system intelligence degree is high, and extensibility is strong.
Description
Technical field
The invention belongs to on-line payment field, more particularly to a kind of on-line payment service transaction system.
Background technology
With the high speed development of internet, the gradually popularization of ecommerce, need of the people to transaction payment in ecommerce
Ask more and more, for block trade, domestic business bank and Unionpay have all opened bank system of web, and development is
Through comparative maturity and perfect, but for online small amount payment, business bank is limited to the factors such as transaction cost, in this respect still
Imperfect support.And the number of transaction that is related at present small amount on internet is many, especially some information products and void
Intend product, for example：Information subscribing, game card are bought, music download, and online service is bought, and is all belonging to small amount payment.In addition,
In daily life, penny ante amount is also quite huge, such as：There is small amount payment demand in booking, parking fee and public good donation etc.,
And small amount payment behavior, very high for the convenience for paying and agility requirement, if paying loaded down with trivial details, loaded down with trivial details operation in addition,
The payment experience of user can be reduced.
Content of the invention
It is an object of the invention to the problem above for overcoming prior art to exist, provides a kind of on-line payment service transacting system
System, solves the problems, such as complex operation, the poor user experience of small amount payment, realizes fast and easily paying by mails.
For above-mentioned technical purpose is realized, above-mentioned technique effect is reached, the present invention is achieved through the following technical solutions：
A kind of on-line payment service transaction system, including mobile terminal and service terminal；
The mobile terminal includes electronic tag, mobile phone terminal, and wherein, the mobile phone terminal includes accounting module, display
Module, voice module, detection module, scan module, micro treatment module, radio receiving transmitting module, data memory module, on-line payment
Module；
Wherein, the electronic tag is located at mobile device surface, for storing the facility information of the mobile device；
The accounting module is used for carrying out immediately-charging to the use of the mobile device；
The display module is used for charge information, payment information being carried out externally show in real time；
The voice module is used for carrying out charge information, payment information in real time externally voice broadcast；
The detection module is used for carrying out real-time detection real time record to the behaviour in service of the mobile device；
The scan module is used for being read out the facility information of the mobile device of electronic tag storage；
The micro treatment module is used for receiving scan module, radio receiving transmitting module, data memory module, on-line payment module
Data message and processed；
The radio receiving transmitting module is used for the wireless data connection that sets up between micro treatment module and service terminal；
The data memory module is used for receiving the facility information of the storage mobile device, charge information, payment information
And transferred for micro treatment module in real time；
The on-line payment module is used for carrying out on-line payment to the use of the mobile device；
The service terminal includes central processing unit, DBM, data transmission module；
Wherein, the central processing unit is used for receiving data library module, the data message of data transmission module and is located
Reason；
The DBM is used for storing the payment information of all mobile devices；
The data transmission module is used for the wireless data connection that sets up between central processing unit and mobile phone terminal；
After the scan module scanning electron label, scanning signal is sent to micro treatment module, the micro treatment module
Send fee charging signal to accounting module, transmission respectively to display signal to display module, send voice letter after receiving scanning signal
Number to voice module, while the detection module sends detection signal to micro treatment module, the micro treatment module is by wireless
Transceiver module, data transmission module and central processing unit carry out both-way communication connection, when the central processing unit receive from
Send after the central process signal of micro treatment module and signal is transferred to DBM, when central processing unit is deployed into database mould
Micro treatment module is fed back to after the payment information stored in block, the micro treatment module sends storage signal to data memory module
Facility information, charge information to mobile device, payment information are stored, and now user is completed by on-line payment module
Line pays.
Further, the mobile device includes vehicle, recreational facilities, leased equipment.
Further, the facility information of the mobile device includes device category, model, use time.
Further, the behaviour in service of the mobile device includes the operational factor of mobile device, run time.
The invention has the beneficial effects as follows：
The present invention is effectively combined with service terminal by mobile terminal, solves complex operation, the user's body of small amount payment
Test poor problem, realize fast and easily paying by mails, the means of payment of user is optimized, improve the agility and just of payment
Profit, whole system intelligence degree are high, and extensibility is strong.
Description of the drawings
Accompanying drawing described herein is used for providing a further understanding of the present invention, constitutes the part of the application, this
Bright schematic description and description does not constitute inappropriate limitation of the present invention for explaining the present invention.In the accompanying drawings：
Fig. 1 is the system architecture diagram of the present invention.
Specific embodiment
Below with reference to the accompanying drawings and in conjunction with the embodiments, the present invention is described in detail.
A kind of on-line payment service transaction system as shown in Figure 1, including mobile terminal and service terminal；
Mobile terminal includes electronic tag, mobile phone terminal, and wherein, mobile phone terminal includes accounting module, display module, voice
Module, detection module, scan module, micro treatment module, radio receiving transmitting module, data memory module, on-line payment module；
Wherein, electronic tag is located at mobile device surface, for storing the facility information of mobile device；
Accounting module is used for carrying out immediately-charging to the use of mobile device；
Display module is used for charge information, payment information being carried out externally show in real time；
Voice module is used for carrying out charge information, payment information in real time externally voice broadcast；
Detection module is used for carrying out real-time detection real time record to the behaviour in service of mobile device；
Scan module is used for being read out the facility information of the mobile device of electronic tag storage；
Micro treatment module is used for receiving scan module, radio receiving transmitting module, data memory module, the number of on-line payment module
It is believed that ceasing and being processed；
Radio receiving transmitting module is used for the wireless data connection that sets up between micro treatment module and service terminal；
Data memory module is used for receiving the storage facility information of mobile device, charge information, payment information for micro- place
Reason module is transferred in real time；
On-line payment module is used for carrying out on-line payment to the use of mobile device；
Service terminal includes central processing unit, DBM, data transmission module；
Wherein, central processing unit is used for receiving data library module, the data message of data transmission module and is processed；
DBM is used for storing the payment information of all mobile devices；
Data transmission module is used for the wireless data connection that sets up between central processing unit and mobile phone terminal；
After scan module scanning electron label, scanning signal is sent to micro treatment module, micro treatment module is received to be swept
Send fee charging signal to accounting module, transmission respectively to display signal to display module, send voice signal to voice after retouching signal
Module, while detection module sends detection signal to micro treatment module, micro treatment module passes through radio receiving transmitting module, data transfer
Module carries out both-way communication with central processing unit and is connected, and processes letter when central processing unit is received from the central authorities of micro treatment module
Send after number signal is transferred to DBM, anti-after central processing unit is deployed into the payment information that store in DBM
Micro treatment module is fed to, micro treatment module sends storage facility information, charging of the signal to data memory module to mobile device
Information, payment information are stored, and now user completes on-line payment by on-line payment module.
Wherein, mobile device includes vehicle, recreational facilities, leased equipment, and the facility information of mobile device includes equipment kind
Class, model, use time, the behaviour in service of mobile device include the operational factor of mobile device, run time.
The present invention is effectively combined with service terminal by mobile terminal, solves complex operation, the user's body of small amount payment
Test poor problem, realize fast and easily paying by mails, the means of payment of user is optimized, improve the agility and just of payment
Profit, whole system intelligence degree are high, and extensibility is strong.
General principle, principal character and the advantages of the present invention of the present invention has been shown and described above.The technology of the industry
Personnel it should be appreciated that the present invention is not restricted to the described embodiments, simply explanation described in above-described embodiment and specification this
The principle of invention, without departing from the spirit and scope of the present invention, the present invention also has various changes and modifications, these changes
Change and improvement is both fallen within scope of the claimed invention.
Claims (4)
1. a kind of on-line payment service transaction system, it is characterised in that：Including mobile terminal and service terminal；
The mobile terminal includes electronic tag, mobile phone terminal, wherein, the mobile phone terminal include accounting module, display module,
Voice module, detection module, scan module, micro treatment module, radio receiving transmitting module, data memory module, on-line payment module；
Wherein, the electronic tag is located at mobile device surface, for storing the facility information of the mobile device；
The accounting module is used for carrying out immediately-charging to the use of the mobile device；
The display module is used for charge information, payment information being carried out externally show in real time；
The voice module is used for carrying out charge information, payment information in real time externally voice broadcast；
The detection module is used for carrying out real-time detection real time record to the behaviour in service of the mobile device；
The scan module is used for being read out the facility information of the mobile device of electronic tag storage；
The micro treatment module is used for receiving scan module, radio receiving transmitting module, data memory module, the number of on-line payment module
It is believed that ceasing and being processed；
The radio receiving transmitting module is used for the wireless data connection that sets up between micro treatment module and service terminal；
The data memory module is used for receiving the facility information of the storage mobile device, charge information, payment information and supplying
Micro treatment module is transferred in real time；
The on-line payment module is used for carrying out on-line payment to the use of the mobile device；
The service terminal includes central processing unit, DBM, data transmission module；
Wherein, the central processing unit is used for receiving data library module, the data message of data transmission module and is processed；
The DBM is used for storing the payment information of all mobile devices；
The data transmission module is used for the wireless data connection that sets up between central processing unit and mobile phone terminal；
After the scan module scanning electron label, scanning signal is sent to micro treatment module, the micro treatment module is received
Send fee charging signal to after scanning signal respectively to display signal to display module, send voice signal extremely to accounting module, transmission
Voice module, while the detection module sends detection signal to micro treatment module, the micro treatment module passes through wireless receiving and dispatching
Module, data transmission module and central processing unit carry out both-way communication connection, when the central processing unit is received from Wei Chu
Send after the central process signal of reason module and signal is transferred to DBM, when central processing unit is deployed in DBM
Micro treatment module is fed back to after the payment information of storage, the micro treatment module sends storage signal to data memory module to moving
The facility information of dynamic equipment, charge information, payment information are stored, and now user completes online by on-line payment module
Pay.
2. a kind of on-line payment service transaction system according to claim 1, it is characterised in that：The mobile device includes
Vehicle, recreational facilities, leased equipment.
3. a kind of on-line payment service transaction system according to claim 1, it is characterised in that：The setting of the mobile device
Standby information includes device category, model, use time.
4. a kind of on-line payment service transaction system according to claim 1, it is characterised in that：The making of the mobile device
Include operational factor, the run time of mobile device with situation.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925709.1A CN106485493A (en) | 2016-10-24 | 2016-10-24 | A kind of on-line payment service transaction system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610925709.1A CN106485493A (en) | 2016-10-24 | 2016-10-24 | A kind of on-line payment service transaction system |
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| Publication Number | Publication Date |
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| CN106485493A true CN106485493A (en) | 2017-03-08 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201610925709.1A Pending CN106485493A (en) | 2016-10-24 | 2016-10-24 | A kind of on-line payment service transaction system |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112150127A (en) * | 2020-08-21 | 2020-12-29 | 广州睿新计算机科技有限公司 | Online payment voice playing method and device for train ticket sales-substituting point |
Citations (4)
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| CN204331913U (en) * | 2014-12-22 | 2015-05-13 | 广东美的制冷设备有限公司 | The control system of household electrical appliance and household electrical appliance |
| CN104763198A (en) * | 2015-03-02 | 2015-07-08 | 房策 | Automatic management type parking spot lock and working method thereof |
| CN105825374A (en) * | 2016-03-11 | 2016-08-03 | 北京纳衡仪器仪表有限公司 | Paid service operation management system apparatus and method for public place |
| WO2016139281A1 (en) * | 2015-03-05 | 2016-09-09 | Bell Identification Bv | Method and apparatus for authenticating and processing secure transactions using a mobile device |
-
2016
- 2016-10-24 CN CN201610925709.1A patent/CN106485493A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN204331913U (en) * | 2014-12-22 | 2015-05-13 | 广东美的制冷设备有限公司 | The control system of household electrical appliance and household electrical appliance |
| CN104763198A (en) * | 2015-03-02 | 2015-07-08 | 房策 | Automatic management type parking spot lock and working method thereof |
| WO2016139281A1 (en) * | 2015-03-05 | 2016-09-09 | Bell Identification Bv | Method and apparatus for authenticating and processing secure transactions using a mobile device |
| CN105825374A (en) * | 2016-03-11 | 2016-08-03 | 北京纳衡仪器仪表有限公司 | Paid service operation management system apparatus and method for public place |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112150127A (en) * | 2020-08-21 | 2020-12-29 | 广州睿新计算机科技有限公司 | Online payment voice playing method and device for train ticket sales-substituting point |
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Application publication date: 20170308 |
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