CN106485487A - A kind of online payment method, domain name system and online payment device - Google Patents

A kind of online payment method, domain name system and online payment device Download PDF

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Publication number
CN106485487A
CN106485487A CN201610894021.1A CN201610894021A CN106485487A CN 106485487 A CN106485487 A CN 106485487A CN 201610894021 A CN201610894021 A CN 201610894021A CN 106485487 A CN106485487 A CN 106485487A
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China
Prior art keywords
bank account
account information
resource
targeted customer
server
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CN201610894021.1A
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Chinese (zh)
Inventor
李晓东
尉迟学彪
延志伟
耿光刚
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China Internet Network Information Center
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China Internet Network Information Center
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Priority to CN201610894021.1A priority Critical patent/CN106485487A/en
Priority to PCT/CN2017/073467 priority patent/WO2018068450A1/en
Publication of CN106485487A publication Critical patent/CN106485487A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L61/00Network arrangements, protocols or services for addressing or naming
    • H04L61/45Network directories; Name-to-address mapping
    • H04L61/4505Network directories; Name-to-address mapping using standardised directories; using standardised directory access protocols
    • H04L61/4511Network directories; Name-to-address mapping using standardised directories; using standardised directory access protocols using domain name system [DNS]

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

This application provides a kind of online payment method, domain name system and online payment device, method includes:The inquiry request that Receiving Host sends, inquiry request includes targeted customer's resource identification;The user resources mark generating in advance based on targeted customer's resource identification and in domain name system and the incidence relation information of bank account information, determine the target bank account information associating with targeted customer's resource identification;Target bank account information is sent to main frame to carry out online payment.The online payment method that the application provides is based on domain name system and realizes, so that the online payment behavior of user does not need by Third-party payment platform, it is therefore a kind of general online payment service, avoid the Bank Account Number binding procedure of loaded down with trivial details repetition, improve Consumer's Experience, simultaneously, avoid the property safety loss risk due to may lead to using Third-party payment platform, further, since not needing to introduce other payment platforms, therefore lower deployment cost is low and easy to use.

Description

A kind of online payment method, domain name system and online payment device
Technical field
The present invention relates to online payment technical field, more particularly, to a kind of online payment method, domain name system and online Pay device.
Background technology
In recent years, online payment industry fast development, various big and small third party's online payment service platforms also with Birth, these third party's online payment service platforms bring great convenience to the online payment activity of user.
When using third party's online payment service platform, user generally only need to by the bank account information of oneself with from Oneself email address or phone number etc. are bound so that it may directly carry out net by this email address or phone number etc. Upper payment.
However, in Many times, user can be using multiple online payment service platforms it is to be understood that user often makes It is accomplished by carrying out a bank account information binding procedure with an online payment service platform.As can be seen here, loaded down with trivial details, repetition Bank account information binding procedure increased the time cost of user's online payment, reduces Consumer's Experience.In addition, it is currently various Online payment service platform is very different, and dragons and fishes jumbled together, and safety problem in any online payment service platform, all may The Bank Account Number leading to user is revealed, is destroyed, or even the risk distorted, and brings greatly hidden to the property safety of user Suffer from.
Content of the invention
In view of this, the invention provides a kind of online payment method, domain name system and online payment device, in order to solve Need when in prior art using third party's online payment service platform loaded down with trivial details, repeat bank account information binding and deposit In the problem of potential safety hazard, its technical scheme is as follows:
A kind of online payment method, is applied to domain name system, and methods described includes:
The inquiry request that Receiving Host sends, described inquiry request includes targeted customer's resource identification;
User resources mark and the silver generating in advance based on described targeted customer's resource identification and in domain name system The incidence relation information of row account information, determines the target bank account information associating with described targeted customer's resource identification;
Described target bank account information is sent to described main frame to carry out online payment.
Wherein, described user resources mark and the incidence relation information of bank account information include a plurality of resource record, often Bar resource record is used for record one user resources mark and the bank account information associating;
Described based on described targeted customer's resource identification and in advance in domain name system generate user resources mark With the incidence relation information of bank account information, determine the target Bank Account Number letter associating with described targeted customer's resource identification Breath, including:
Target resource record, described target are searched in described a plurality of resource record based on described targeted customer's resource identification Resource record includes described target resource identifier;
By in described target resource record, the bank account information associating with described target resource identifier is defined as described mesh Mark bank account information.
Wherein, domain name system includes local recursion server and multistage name server;
Described search target resource record in described a plurality of resource record based on described targeted customer's resource identification, bag Include:
Existed step by step using recursive query mode based on described targeted customer's resource identification by described local recursion server The domain of storage described user resources mark and the incidence relation information of bank account information is determined in described multistage name server Name server;
Search in storing described user resources mark and the name server of the incidence relation information of bank account information Comprise the target resource record of described targeted customer's resource identification.
A kind of domain name system, domain name system is used for previously generating user resources mark and the associating of bank account information Relation information, and, when receiving the inquiry request of inclusion targeted customer's resource identification of main frame transmission, based on described target User resources mark and described user resources mark and the incidence relation information of bank account information, determine and described targeted customer The target bank account information of resource identification association, described target bank account information is sent online to carry out to described main frame Pay.
Wherein, described user resources mark and the incidence relation information of bank account information include a plurality of resource record, often Bar resource record is used for record one user resources mark and the bank account information associating;
Then domain name system, specifically for being looked in described a plurality of resource record based on described targeted customer's resource identification Look for including described target resource identifier target resource record, and by described target resource record, with described target resource identifier The bank account information of association is defined as described target bank account information.
Wherein, domain name system includes:Local recursion server and multistage name server, described recursion server can Interact with each name server in described multistage name server;
Described local recursion server, the inquiry request of the inclusion targeted customer's resource identification sending for Receiving Host, And adopt recursive query mode to determine storage step by step in described multistage name server based on described targeted customer's resource identification Described user resources mark and the name server of the incidence relation information of bank account information, store described user's money from described Obtain and described targeted customer's resource identification pass in source mark and the name server of incidence relation information of bank account information The target bank account information of connection.
Wherein, described multistage name server includes:Root name server, TLD server and authoritative domain name service Device;
Described local recursion server, includes described targeted customer's resource identification for sending to described root name server Inquiry request;
Described root name server, for returning to the ground of described TLD server to described local recursion server Location;
Described local recursion server, is additionally operable to take to described TLD based on the address of described TLD server Business device sends the inquiry request including described targeted customer's resource identification;
Described TLD server, for returning to the ground of described authoritative name server to described local recursion server Location;
Described local recursion server, for the address based on described authority name server to described authority domain name service Device sends the inquiry request including described targeted customer's resource identification;
Described authority name server, for based on described target resource identifier and described user resources mark and bank's account The target bank account information that the incidence relation information determination of number information is associated with described target resource identifier, and by described target Bank account information sends to described local recursion server.
Wherein, domain name system identifies the incidence relation with bank account information based on DNSSEC agreement to described user resources Information is veritified.
A kind of online payment device, is applied to domain name system, and described device includes:Receiver module, determining module and transmission Module;
Described receiver module, the inquiry request sending for Receiving Host, described inquiry request includes targeted customer's money Source identifies;
Described determining module, for based on described targeted customer's resource identification and generation in domain name system in advance User resources mark and the incidence relation information of bank account information, determine the target associating with described targeted customer's resource identification Bank account information;
Described sending module, for sending to described main frame described target bank account information to carry out online payment.
Wherein, described user resources mark and the incidence relation information of bank account information include a plurality of resource record, often Bar resource record is used for record one user resources mark and the bank account information associating;
Described determining module includes:Search submodule and determination sub-module;
Described lookup submodule, for searching mesh based on described targeted customer's resource identification in described a plurality of resource record Mark resource record, described target resource record includes described target resource identifier;
Described determination sub-module, for the bank that in described target resource record, will associate with described target resource identifier Account information is defined as described target bank account information.
Technique scheme has the advantages that:
Online payment method, domain name system and online payment device that the present invention provides, user resources are being identified and silver The incidence relation letter of user resources mark and bank account information when row account information is bound, can be generated in domain name system Breath, when receiving the inquiry request to targeted customer's resource identification to be checked of main frame transmission, can be based in advance in domain name The user resources mark generating in system and the incidence relation information of bank account information are determined and targeted customer to be checked The target bank account information of resource identification association, and then target bank account information is fed back to main frame, so that main frame can To carry out online payment.As can be seen here, the online payment method that the present invention provides is based on domain name system and realizes, so that user Online payment behavior do not need by other Third-party payment platforms, be therefore a kind of general online payment service, it is to avoid The Bank Account Number binding procedure of loaded down with trivial details repetition, improve Consumer's Experience, simultaneously, it is to avoid due to using Third-party payment platform And the property safety loss risk that may lead to, further, since the online payment method that the present invention provides is based on domain name system in fact Now it is not necessary to introduce other payment platforms, therefore lower deployment cost is low and easy to use.
Brief description
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing Have technology description in required use accompanying drawing be briefly described it should be apparent that, drawings in the following description be only this Inventive embodiment, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis The accompanying drawing providing obtains other accompanying drawings.
Fig. 1 is a schematic flow sheet of online payment method provided in an embodiment of the present invention;
Fig. 2 is another schematic flow sheet of online payment method provided in an embodiment of the present invention;
Fig. 3 is the structural representation of an instantiation of domain name system provided in an embodiment of the present invention;
Fig. 4 is the structural representation of online payment device provided in an embodiment of the present invention.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation description is it is clear that described embodiment is only a part of embodiment of the present invention, rather than whole embodiments.It is based on Embodiment in the present invention, it is every other that those of ordinary skill in the art are obtained under the premise of not making creative work Embodiment, broadly falls into the scope of protection of the invention.
Embodiments provide a kind of online payment method, the method is applied to domain name system, in advance in domain name system Generate user resources mark and the incidence relation information of bank account information in system, refer to Fig. 1, show this online payment side The schematic flow sheet of method, can include:
Step S101:The inquiry request that Receiving Host sends.
Wherein, inquiry request includes targeted customer's resource identification.
Step S102:User resources mark and the silver generating in advance based on targeted customer's resource identification and in domain name system The incidence relation information of row account information, determines the target bank account information associating with targeted customer's resource identification.
Step S103:Target bank account information is sent to main frame to carry out online payment.
Online payment method provided in an embodiment of the present invention, user resources mark is being bound with bank account information When, user resources mark and the incidence relation information of bank account information can be generated in domain name system, send out when receiving main frame During the inquiry request to targeted customer's resource identification to be checked sent, can be based on the user's money generating in domain name system in advance Source mark determines, with the incidence relation information of bank account information, the target associating with targeted customer's resource identification to be checked Bank account information, and then target bank account information is fed back to main frame, so that main frame can carry out online payment.Thus It can be seen that, online payment method provided in an embodiment of the present invention is based on domain name system and realizes, so that the online payment row of user For not needing by other Third-party payment platforms, it is therefore a kind of general online payment service, it is to avoid loaded down with trivial details repetition Bank Account Number binding procedure, improve Consumer's Experience, and, avoids due to may be led to using Third-party payment platform Property safety loss risk, further, since online payment method provided in an embodiment of the present invention is based on domain name system realizing, is not required to Introduce other payment platforms, therefore lower deployment cost is low and easy to use.
Refer to Fig. 2, show another schematic flow sheet of online payment method provided in an embodiment of the present invention, the method It is applied to domain name system, generate the incidence relation information of user resources mark and bank account information in advance in domain name system, Specifically, user resources mark and the incidence relation information of bank account information include a plurality of resource record, every resource record For recording a user resources mark and the bank account information associating, this online payment method can include:
Step S201:The inquiry request that Receiving Host sends.
Wherein, inquiry request includes targeted customer's resource identification, targeted customer's resource identification can but be not limited to mesh The email address of mark user, personal domain etc..
Step S202:The mesh including target resource identifier is searched in a plurality of resource record based on targeted customer's resource identification Mark resource record.
In the present embodiment, domain name system can include local recursion server and multistage name server, domain name system Targeted customer's resource identification is based on by local recursion server and adopts recursive query mode step by step in multistage name server Determine the authoritative name server of storage user resources mark and the incidence relation information of bank account information, in storage user's money Source mark comprises targeted customer's resource identification with lookup in the authoritative name server of incidence relation information of bank account information Target resource record.
Step S203:By in target resource record, the bank account information associating with target resource identifier is defined as target Bank account information.
Step S204:Target bank account information is sent to main frame to carry out online payment.
On the basis of the embodiments of the present invention, now enumerate an instantiation and illustrate:
Assuming that user B has an email address is userb@paya.cn, by email address userb@paya.cn and use When the bank account information of family B is bound, meeting authoritative name server corresponding with userb@paya.cn in domain name system One resource record of middle generation:
userb.paya.cnIN PayA<XXX XXXXXXXXXXXX>
Wherein, userb.paya.cn represents the email address of user B, and " XXX XXXXXXXXXXXX " comprises user B's Bank account information, that is, be equivalent to the Bank Account Number of the email address generating user B in authoritative name server and user B Incidence relation information.
When there is multiple user, a plurality of resource record in authoritative name server, accordingly can be generated:
Assume that main frame wants the bank account information obtaining user B to carry out online payment, then main frame is sent out to domain name system Send the inquiry request of the email address comprising user B, when domain name system receives this inquiry request, can mailbox based on user B Address searches target resource record in a plurality of resource record:
userb.paya.cnIN PayA<XXX XXXXXXXXXXXX>
After finding target resource record, can obtain from this target resource record and to associate with userb.paya.cn Bank account information " XXX XXXXXXXXXXXX ", the bank account information " XXX that then will associate with the addresses of items of mail of user B XXXXXXXXXXXX " sends to main frame, and so, main frame just obtains the account information of user B, and then can be based on user B's Account information carries out online payment behavior.
By said process as can be seen that for a user it is only necessary to input user resource identification such as user email Address, exemplary, user A is transferred accounts to user B by Web bank it is only necessary to be inputted the email ground of user B Location, without bank's card number of input user B, bank end only needs to initiate corresponding domain name system DNS inquiry, you can correct Acquisition user B bank account information, and then complete process of transferring accounts on the net, without the ginseng of any Third-party payment platform With.
It should be noted that mentioned online payment in the present embodiment is to carry out account amount of money on network to pay use A generic operation, can include shopping online consumption, Online Payment, transfer accounts on the net, on the net contribution etc..
In addition, in the present embodiment, mechanism can be veritified by the signature that domain name system is had by oneself and resource record is veritified, So that the online payment process of user does not need by other Third-party payment platforms, and only need to by nslookup system System can complete.Specifically, domain name system is veritified to resource record based on DNSSEC agreement, thereby may be ensured that domain name system The correctness of incidence relation information of the user resources mark inquiring of uniting and bank account information and integrity.
Online payment method provided in an embodiment of the present invention, user resources mark is being bound with bank account information When, the resource record of record resource identification and bank account information incidence relation can be generated in domain name system, when receiving master During the inquiry request to targeted customer's resource identification to be checked that machine sends, can be closed with bank account information based on resource identification The resource record of connection relation determines the target bank account information associating with targeted customer's resource identification to be checked, and then will Target bank account information feeds back to main frame, so that main frame can carry out online payment.As can be seen here, the embodiment of the present invention carries For online payment method be based on domain name system realize so that the online payment behavior of user do not need by other the 3rd Square payment platform, be therefore a kind of general online payment service, it is to avoid the Bank Account Number binding procedure of loaded down with trivial details repetition, lifting Consumer's Experience, and, avoid the property safety loss risk due to may lead to using Third-party payment platform, separately Outward, realize putting down it is not necessary to introduce other payment because online payment method provided in an embodiment of the present invention is based on domain name system Platform, therefore lower deployment cost are low and easy to use.
The embodiment of the present invention additionally provides a kind of domain name system, this domain name system be used for previously generating user resources mark with The incidence relation information of bank account information, and, in the inquiry of the inclusion targeted customer's resource identification receiving main frame transmission During request, based on targeted customer's resource identification, user resources mark and the incidence relation information of bank account information, determine and mesh The target bank account information of mark user resources mark association, target bank account information is sent to main frame to be propped up on the net Pay.
Specifically, user resources mark and the incidence relation information of bank account information include a plurality of resource record, every Resource record is used for record one user resources mark and the bank account information associating.
Then domain name system, includes target money specifically for searching in a plurality of resource record based on targeted customer's resource identification The target resource record of source mark, and the bank account information in target resource record, being associated with target resource identifier is determined For target bank account information.
In the present embodiment, domain name system can include:Local recursion server and multistage name server.Local recurrence Server can be interacted with each name server in multistage name server, the inclusion target sending for Receiving Host The inquiry request of user resources mark, and adopt recursive query mode to take in multistage domain name step by step based on targeted customer's resource identification The name server of storage user resources mark and the incidence relation information of bank account information is determined, from storage user in business device Resource identification is associated with targeted customer's resource identification with obtaining in the name server of the incidence relation information of bank account information Target bank account information.
Refer to Fig. 3, show the structural representation of an instantiation of domain name system provided in an embodiment of the present invention, should Domain name system can include:Local recursion server 300, root name server 301, TLD server 302 and authoritative domain Name server 303.
Local recursion server 300, the inquiry request comprising targeted customer's resource identification that Receiving Host sends, Ran Houxiang Root name server 301 sends the inquiry request including targeted customer's resource identification.
Root name server 301, returns to the address of TLD server to local recursion server 300.
Local recursion server 300, after obtaining the address that root name server 301 returns, just can learn that next step should To that domain name server query, then, the address based on TLD server is to corresponding TLD server 302 Send the inquiry request including targeted customer's resource identification.
TLD server 302, returns to the address of authoritative name server to local recursion server 300.
Local recursion server 300, the address based on authoritative name server sends to authoritative name server 303 and includes The inquiry request of targeted customer's resource identification.
Authority name server 303, for based on target resource identifier and user resources mark and bank account information The target bank account information that the determination of incidence relation information is associated with target resource identifier, searches bag in a plurality of resource record Target resource record containing targeted customer's resource identification, obtains corresponding with targeted customer's resource identification from this target resource record Target bank account information, then target bank account information is returned to local recursion server 300.
Local recursion server 300, target bank account information corresponding with targeted customer's resource identification is sent to master Machine.
Through the above-mentioned query script of domain name system, main frame just obtains target Bank Account Number, such that it is able to based on target Bank account information carries out online payment.
It should be noted that local recursion server is after obtaining target bank account information, can be in locally stored mesh Mark user resources mark and the incidence relation information of target bank account information, when main frame sends to local recursion server again Comprise targeted customer's resource identification inquiry request when, local recursion server can be first in local search, if locally existed The incidence relation information of targeted customer's resource identification and target bank account information, then can be directly from locally obtaining and targeted customer The target bank account information of resource identification association, and this target Bank Account Number is sent to main frame, so, inquiry effect can be improved Rate, shortens query time.
In addition, the domain name system that the present embodiment provides can be veritified mechanism using own signature and carry out core to resource record Test, so that the online payment process of user does not need by other Third-party payment platforms, and only need to by inquiry field Name system can complete.Specifically, domain name system is veritified to resource record based on DNSSEC agreement, thereby may be ensured that domain User resources mark and the correctness of incidence relation information of bank account information and integrity that name system queries arrive.
Domain name system provided in an embodiment of the present invention, can previously generate record user resources mark and close with bank account information The resource record of connection relation, when receiving the inquiry request to targeted customer's resource identification to be checked of main frame transmission, can Determined and targeted customer's resource identification to be checked based on the resource record of resource identification and bank account information incidence relation The target bank account information of association, and then target bank account information is fed back to main frame, so that main frame can carry out net Upper payment.As can be seen here, domain name system provided in an embodiment of the present invention makes the online payment behavior of user not need by it His Third-party payment platform, be therefore a kind of general online payment service, it is to avoid the Bank Account Number of loaded down with trivial details repetition was bound Journey, is improved Consumer's Experience, and, avoids the property safety loss wind due to may be led to using Third-party payment platform Danger, further, since domain name system provided in an embodiment of the present invention can achieve online payment put down it is not necessary to introduce other payment Platform, therefore lower deployment cost are low and easy to use.
The embodiment of the present invention additionally provides a kind of online payment device, and this device is applied to domain name system, refers to Fig. 4, Show the structural representation of this device, this device can include:Receiver module 401, determining module 402 and sending module 403.
Receiver module 401, the inquiry request sending for Receiving Host, inquiry request includes targeted customer's resource mark Know.
Determining module 402, for based on targeted customer's resource identification and in advance in domain name system generate resource identification With the incidence relation information of bank account information, determine the target bank account information associating with targeted customer's resource identification.
Sending module 403, for sending to main frame target bank account information to carry out online payment.
Wherein, user resources mark and the incidence relation information of bank account information include a plurality of resource record, every money Source record is used for record one user resources mark and the bank account information associating.Then determining module includes:Search submodule and Determination sub-module.
Search submodule, for target resource note is searched in described a plurality of resource record based on targeted customer's resource identification Record, target resource record includes target resource identifier.
Determination sub-module, the bank account information in target resource record, being associated with target resource identifier is determined For target bank account information.
Online payment device provided in an embodiment of the present invention, when receive main frame transmission to targeted customer's money to be checked During the inquiry request of source mark, targeted customer's resource identification can be based on, and the user resources mark previously generating in domain name system Know and determine the target bank account associating with targeted customer's resource identification to be checked with bank account information incidence relation information Number information, and then target bank account information is fed back to main frame, so that main frame can carry out online payment.As can be seen here, Online payment device provided in an embodiment of the present invention is based on domain name system and realizes, so that the online payment behavior of user is not required to It to be therefore a kind of general online payment service by other Third-party payment platforms, it is to avoid bank's account of loaded down with trivial details repetition Number binding procedure, is improved Consumer's Experience, and, avoids the property peace due to may be led to using Third-party payment platform Total loss risk, further, since online payment device provided in an embodiment of the present invention is based on domain name system realize it is not necessary to introduce Other payment platforms, therefore lower deployment cost are low and easy to use.
In this specification, each embodiment is described by the way of going forward one by one, and what each embodiment stressed is and other The difference of embodiment, between each embodiment identical similar portion mutually referring to.
It should be understood that disclosed method, device and equipment in several embodiments provided herein, permissible Realize by another way.For example, device embodiment described above is only schematically, for example, described unit Divide, only a kind of division of logic function, actual can have other dividing mode when realizing, for example multiple units or assembly Can in conjunction with or be desirably integrated into another system, or some features can be ignored, or does not execute.Another, shown or The coupling each other discussing or direct-coupling or communication connection can be by some communication interfaces, between device or unit Connect coupling or communicate to connect, can be electrical, mechanical or other forms.
The described unit illustrating as separating component can be or may not be physically separate, show as unit The part showing can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple On NE.The mesh to realize this embodiment scheme for some or all of unit therein can be selected according to the actual needs 's.In addition, can be integrated in a processing unit or each in each functional unit in each embodiment of the present invention Unit is individually physically present it is also possible to two or more units are integrated in a unit.
If described function realized using in the form of SFU software functional unit and as independent production marketing or use when, permissible It is stored in a computer read/write memory medium.Based on such understanding, technical scheme is substantially in other words Partly being embodied in the form of software product of part that prior art is contributed or this technical scheme, this meter Calculation machine software product is stored in a storage medium, including some instructions with so that a computer equipment (can be individual People's computer, server, or network equipment etc.) execution each embodiment methods described of the present invention all or part of step. And aforesaid storage medium includes:USB flash disk, portable hard drive, read only memory (ROM, Read-Only Memory), random access memory are deposited Reservoir (RAM, Random Access Memory), magnetic disc or CD etc. are various can be with the medium of store program codes.
Described above to the disclosed embodiments, makes professional and technical personnel in the field be capable of or uses the present invention. Multiple modifications to these embodiments will be apparent from for those skilled in the art, as defined herein General Principle can be realized without departing from the spirit or scope of the present invention in other embodiments.Therefore, the present invention It is not intended to be limited to the embodiments shown herein, and be to fit to and principles disclosed herein and features of novelty phase one The scope the widest causing.

Claims (10)

1. it is characterised in that being applied to domain name system, methods described includes a kind of online payment method:
The inquiry request that Receiving Host sends, described inquiry request includes targeted customer's resource identification;
User resources mark and the bank's account generating in advance based on described targeted customer's resource identification and in domain name system The incidence relation information of number information, determines the target bank account information associating with described targeted customer's resource identification;
Described target bank account information is sent to described main frame to carry out online payment.
2. online payment method according to claim 1 is it is characterised in that described user resources mark and Bank Account Number are believed The incidence relation information of breath includes a plurality of resource record, and every resource record is used for record one user resources mark and the silver associating Row account information;
Described based on described targeted customer's resource identification and in advance in domain name system generate user resources mark with silver The incidence relation information of row account information, determines the target bank account information associating with described targeted customer's resource identification, bag Include:
Target resource record, described target resource are searched in described a plurality of resource record based on described targeted customer's resource identification Record includes described target resource identifier;
The bank account information in described target resource record, associating with described target resource identifier is defined as described target silver Row account information.
3. online payment method according to claim 2 is it is characterised in that domain name system includes local recursion service Device and multistage name server;
Described search target resource record in described a plurality of resource record based on described targeted customer's resource identification, including:
Described targeted customer's resource identification is based on by described local recursion server and adopts recursive query mode step by step described The domain name clothes of storage described user resources mark and the incidence relation information of bank account information are determined in multistage name server Business device;
Search in storing described user resources mark and the name server of the incidence relation information of bank account information and comprise The target resource record of described targeted customer's resource identification.
4. a kind of domain name system is it is characterised in that domain name system is used for previously generating user resources mark and Bank Account Number The incidence relation information of information, and, when receiving the inquiry request of inclusion targeted customer's resource identification of main frame transmission, base In described targeted customer's resource identification and described user resources mark and the incidence relation information of bank account information, determine and institute State the target bank account information of targeted customer's resource identification association, described target bank account information is sent to described main frame To carry out online payment.
5. domain name system according to claim 4 is it is characterised in that described user resources identify and bank account information Incidence relation information includes a plurality of resource record, and every resource record is used for record one user resources mark and the bank's account associating Number information;
Then domain name system, specifically for searching bag based on described targeted customer's resource identification in described a plurality of resource record Include described target resource identifier target resource record, and by described target resource record, associate with described target resource identifier Bank account information be defined as described target bank account information.
6. according to claim 5 domain name system it is characterised in that domain name system includes:Local recursion server and Multistage name server, described recursion server can be handed over each name server in described multistage name server Mutually;
Described local recursion server, the inquiry request of the inclusion targeted customer's resource identification sending for Receiving Host, and base Recursive query mode is adopted to determine that storage is described step by step in described multistage name server in described targeted customer's resource identification User resources mark and the name server of the incidence relation information of bank account information, store described user resources mark from described Knowledge is associated with described targeted customer's resource identification with acquisition in the name server of the incidence relation information of bank account information Target bank account information.
7. domain name system according to claim 6 is it is characterised in that described multistage name server includes:Rhizosphere name takes Business device, TLD server and authoritative name server;
Described local recursion server, includes looking into of described targeted customer's resource identification for sending to described root name server Ask request;
Described root name server, for returning to the address of described TLD server to described local recursion server;
Described local recursion server, is additionally operable to address based on described TLD server to described TLD server Send the inquiry request including described targeted customer's resource identification;
Described TLD server, for returning to the address of described authoritative name server to described local recursion server;
Described local recursion server, sends out to described authority name server for the address based on described authority name server Send the inquiry request including described targeted customer's resource identification;
Described authority name server, for based on described target resource identifier and described user resources mark and Bank Account Number letter The incidence relation information target bank account information that associates with described target resource identifier of determination of breath, and by described target bank Account information sends to described local recursion server.
8. the domain name system according to any one in claim 4 to 7 is it is characterised in that domain name system is based on DNSSEC agreement is veritified to the incidence relation information of described user resources mark and bank account information.
9. it is characterised in that being applied to domain name system, described device includes a kind of online payment device:Receiver module, determine mould Block and sending module;
Described receiver module, the inquiry request sending for Receiving Host, described inquiry request includes targeted customer's resource mark Know;
Described determining module, for based on described targeted customer's resource identification and in advance in domain name system generate user Resource identification and the incidence relation information of bank account information, determine the target bank associating with described targeted customer's resource identification Account information;
Described sending module, for sending to described main frame described target bank account information to carry out online payment.
10. online payment device according to claim 9 is it is characterised in that described user resources identify and Bank Account Number The incidence relation information of information includes a plurality of resource record, and every resource record is used for record one user resources mark and associates Bank account information;
Described determining module includes:Search submodule and determination sub-module;
Described lookup submodule, for searching target money based on described targeted customer's resource identification in described a plurality of resource record Source record, described target resource record includes described target resource identifier;
Described determination sub-module, for the Bank Account Number that in described target resource record, will associate with described target resource identifier Information is defined as described target bank account information.
CN201610894021.1A 2016-10-13 2016-10-13 A kind of online payment method, domain name system and online payment device Pending CN106485487A (en)

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