CN106453197B - A kind of method and device for business processing - Google Patents
A kind of method and device for business processing Download PDFInfo
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- CN106453197B CN106453197B CN201510472742.9A CN201510472742A CN106453197B CN 106453197 B CN106453197 B CN 106453197B CN 201510472742 A CN201510472742 A CN 201510472742A CN 106453197 B CN106453197 B CN 106453197B
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0407—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the identity of one or more communicating identities is hidden
- H04L63/0421—Anonymous communication, i.e. the party's identifiers are hidden from the other party or parties, e.g. using an anonymizer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
Abstract
The application provides a kind of method and device for business processing.The described method includes: the business of reception initiates the service request that user sends；The service request is transmitted to the association user that the business initiates user；Receive the service response that one or more service response users in the association user send；Business processing is executed according to the service response, and the correlation index that service processing result and the service response user and business initiate user is sent to the business and initiates user.The application is when executing business processing, the correlation index that service processing result and service response user and business initiate user is sent to business and initiates user, to initiate the true identity that user hides service response user to business, promotes business realizing, improve the success rate of business processing.
Description
Technical field
This application involves field of communication technology more particularly to a kind of method and device for business processing.
Background technique
With the broad development of Internet technology, user can realize various businesses processing by internet.Such as: user
Exchange communication can be carried out by internet, user can also carry out money loan etc. by internet.
It in the related technology, usually will be based on the user registered on service server in advance as the user of Business Initiator
Account initiating business request, service server based on the user account that service response user registers on service server in advance with
And the user account finishing service processing of Business Initiator, and service processing result is fed back into two parties.In this process
In, Business Initiator and service response side can learn other side's identity by the account information of other side.However, for certain spies
Fixed business processing learns that other side's identity is not conducive to the progress of business.
Summary of the invention
In view of this, the application provides a kind of method and device for business processing.
Specifically, the application is achieved by the following technical solution:
A kind of method for processing business, which comprises
Reception business initiates the service request that user sends；
The service request is transmitted to the association user that the business initiates user；
Receive the service response that one or more service response users in the association user send；
Business processing is executed according to the service response, and by service processing result and the service response user and industry
The correlation index that user is initiated in business is sent to the business and initiates user.
Optionally, the method also includes:
Non-traffic response user into the association user sends the service processing result and the service response
The correlation index of user and service request user.
Optionally, request data quantity is carried in the service request；
The method also includes:
After receiving the service response that the service response user sends, the response carried in the service response is judged
Whether data volume reaches the request data quantity；
If the response data amount does not reach the request data quantity, and receives the service response user and be directed to
The forwarding request that the service request is sent, then by the service request, service processing result and the service response user
The association user of the service response user is sent to the correlation index of service request user.
Optionally, the method also includes:
Receive the service response that the association user of the service response user is sent；
Business processing is continued to execute according to the service response, and the service processing result and the service response are used
The association user at family and the correlation index of service request user are sent to the business and initiate user.
Optionally, the method also includes:
If the summation of the multiple response data amounts carried in multiple service responses is more than the request data quantity, basis
The sequencing for receiving the multiple service response executes business processing.
Optionally, the service request is request of borrowing money, and the request data quantity is borrowing balance.
A kind of business processing device, described device include:
Request reception unit, the business that receives initiate the service request that user sends；
Retransmission unit is requested, the service request is transmitted to the association user that the business initiates user；
First receiving unit receives the business that one or more service response users in the association user send and rings
It answers；
Service Processing Unit executes business processing according to the service response, and by service processing result and the industry
The correlation index that business response user and business initiate user is sent to the business and initiates user.
Optionally, described device further include:
As a result transmission unit, the non-traffic response user in Xiang Suoshu association user send the service processing result and
The correlation index of the service response user and service request user.
Optionally, request data quantity is carried in the service request；
Described device further include:
Quantity judging unit judges that the business is rung after receiving the service response that the service response user sends
Answer whether the response data amount of middle carrying reaches the request data quantity, if the response data amount does not reach the request
Data volume, and receive the forwarding request that the service response user sends for the service request, then the business is asked
It asks, the correlation index of service processing result and the service response user and service request user are sent to the service response
The association user of user.
Optionally, the second receiving unit receives the service response that the association user of the service response user is sent；
The Service Processing Unit further continues to execute business processing according to the service response, and will be at the business
Reason result and the association user of the service response user and the correlation index of service request user are sent to the business hair
Play user.
Optionally, the summation of the Service Processing Unit, the multiple response data amounts carried in multiple service responses is super
When crossing the request data quantity, business processing is executed with specific reference to the sequencing for receiving the multiple service response.
Optionally, the service request is request of borrowing money, and the request data quantity is borrowing balance.
The application is when executing business processing it can be seen from above description, by service processing result and service response
The correlation index that user and business initiate user is sent to business and initiates user, so that initiating user to business hides service response
The true identity of user promotes business realizing, improves the success rate of business processing.
Detailed description of the invention
Fig. 1 is a kind of flow chart of method for processing business shown in one exemplary embodiment of the application.
Fig. 2 is the flow chart of another method for processing business shown in one exemplary embodiment of the application.
Fig. 3 is a kind of structural schematic diagram of service server shown in one exemplary embodiment of the application.
Fig. 4 is a kind of structural schematic diagram of business processing device shown in one exemplary embodiment of the application.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with the application.On the contrary, they be only with it is such as appended
The example of the consistent device and method of some aspects be described in detail in claims, the application.
It is only to be not intended to be limiting the application merely for for the purpose of describing particular embodiments in term used in this application.
It is also intended in the application and the "an" of singular used in the attached claims, " described " and "the" including majority
Form, unless the context clearly indicates other meaning.It is also understood that term "and/or" used herein refers to and wraps
It may be combined containing one or more associated any or all of project listed.
It will be appreciated that though various information, but this may be described using term first, second, third, etc. in the application
A little information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other out.For example, not departing from
In the case where the application range, the first information can also be referred to as the second information, and similarly, the second information can also be referred to as
One information.Depending on context, word as used in this " if " can be construed to " ... when " or " when ...
When " or " in response to determination ".
In the related art, by taking the business realized based on internet is loan transaction as an example, the loaning bill of loan requests is initiated
People can pass through related platform and initiate request of borrowing money, it is desirable to which the lender to make loans to the borrower can be by the platform response institute
Loaning bill request is stated, which executes the loan transaction based on the response of lender, and the information such as lender, the amount of money of making loans are fed back
To borrower.However, debtor-creditor relationship is transparent in such implementation, easily obstacle is not responding to borrow lender for fear of hurting somebody's feelings
The loaning bill of money people is requested, and causes loan transaction that can not carry out.
In view of the above-mentioned problems, the application provides a kind of business processing scheme, use can be concealed during business processing
Family identity improves the success rate of business processing.
Fig. 1 is a kind of flow chart of method for processing business shown in one exemplary embodiment of the application.
Referring to FIG. 1, the method for processing business can be used in service server, include following steps:
Step 101, it receives business and initiates the service request that user sends.
In the present embodiment, business initiate user can be by the various businesses platform that is provided in terminal to service server
Send service request.The service request can be borrow money request etc. not specified services response user service request.
In the present embodiment, the account information that the business initiates user is usually carried in the service request, it is described
The business information such as request data quantity needed for usually also carrying business processing in service request, for example, assuming that the industry
Business request is loan requests, then the amount of the loan, loan interest rate, the information such as time of refunding can be also carried in the loan requests.
Step 102, the service request is transmitted to the association user that the business initiates user.
Based on abovementioned steps 101, service server, can after the service request that the business that receives initiates that user sends
The service request is transmitted to all or part of association user that the business initiates user.
Step 103, the service response that one or more service response users in the association user send is received.
In the present embodiment, association user can be taken after receiving the service request according in the service request
The account information and business information of the initiation user of band decides whether to respond the service request, if association user determines to ring
The service request is answered, then can send the service response for the service request, and carries response in the service response
Information.If association user decides not to respond the service request, association user can ignore the service request.In this reality
It applies in example, the association user for responding the service request is known as service response user.
Step 104, business processing is executed according to the service response, and by service processing result and the service response
The correlation index that user and business initiate user is sent to the business and initiates user.
Based on abovementioned steps 103, service server is in the service response for receiving the service response user transmission
Afterwards, business processing can be executed according to the service response, and by service processing result and the service response user and industry
The correlation index of business request user is sent to the business and initiates user.Wherein, service response user and business initiate user's
Correlation index is used to indicate that the service response user and the business initiate the close relation degree of user, typically, closes
Connection index is higher, illustrates that the relationship of the service response user and business initiation user are closer.
The application is when executing business processing it can be seen from above description, by service processing result and service response
The correlation index that user and business initiate user is sent to business and initiates user, so that initiating user to business hides service response
The true identity of user promotes business realizing, improves the success rate of business processing.
Fig. 2 is the flow chart of another method for processing business shown in one exemplary embodiment of the application.
Referring to FIG. 2, the method for processing business can be used in service server, the service server is usually by industry
Business provider is configured, and business provider can provide various businesses application to registration user by the service server,
To realize the business processing between user.User can register corresponding user account on the service server in advance, tool
The register flow path of body is referred to the implementation method provided in the related technology, and this is no longer going to repeat them by the application.In the application
In embodiment, user can be interacted by terminal and service server to realize that various businesses are handled.The terminal can be with
For the equipment that smart phone, tablet computer, PC machine etc. have access to internet, the application is not particularly limited this.This implementation
The method for processing business that example provides may comprise steps of:
Step 201, it receives business and initiates the service request that user sends.
In the present embodiment, business initiates initiator of the user as business, can pass through end in requested service processing
The related APP loaded in end sends service request to service server, and the service request can be loaning bill request etc. and not specify
The service request of service response user.In the present embodiment, it is described so that the service request is loan requests as an example.
The account information that the business initiates user is usually carried in the service request, it can by the account information
To identify that the business initiates the identity of user.Business needed for usually also carrying business processing in the service request is believed
Breath, such as: request data quantity.For example, the request data quantity carried in loan requests is the amount of the loan, in the loan requests
It usually can also carry loan interest rate, the credit informations such as time of refunding.
Step 202, the service request is transmitted to the association user that the business initiates user.
Based on abovementioned steps 201.Service server initiates the service request of user's transmission receiving the business
Afterwards, which can be transmitted to all or part of association user that the business initiates user.
Wherein, it may include the contact person that the business initiates user that the business, which initiates the association user of user, described
The association user that business initiates user can also include once initiating the user that business conduct occurred for user, this Shen with the business
Please this is not particularly limited.For example, in this step, business can be initiated the loan that user sends by service server
Request is transmitted to the All Contacts that the business initiates user.
Step 203, the service response that one or more service response users in the association user send is received.
In the present embodiment, association user can be taken after receiving the service request according in the service request
The account information of the initiation user of band identifies that the business initiates the identity of user, and according to carrying in the service request
Business information decides whether to respond the service request.Such as: association user initiates the loan that user sends in the business that receives
After request, the identity of borrower can be identified, and according to the borrowing balance of borrower, borrowing rate, the information such as time of refunding
It decides whether to borrow money to the borrower.If association user determines to respond the service request, can send for institute
The service response of service request is stated, and carries response message in the service response.Sound is usually carried in the response message
Answer data volume.Such as: association user is the good friend of borrower, which determines to borrow money that then association user can to borrower
To respond the loan requests, and the borrowing balance oneself being capable of providing is provided simultaneously.If association user decides not to respond institute
Service request is stated, then association user can ignore the service request.In the embodiment of the present application, the service request will be responded
Association user be known as service response user.
In the present embodiment, the response data amount that service response user provides can be equal to the request data quantity, can also
To be less than the request data quantity, the application is not particularly limited this.
Step 204, business processing is executed according to the service response, and by service processing result and the service response
The correlation index that user and business initiate user is sent to the business and initiates user.
Based on abovementioned steps 203, service server is after the service response for receiving service response user transmission, Ke Yigen
Business processing is carried out according to the response message carried in the service response.
For example, the service response user for responding loan requests is lender, and service server is receiving lender
After the loan response of transmission, operation of withholing is executed to lender according to the amount of money of making loans carried in the loan response, then will
Withholdd item is issued to borrower, to complete the loan transaction of borrower's request.
In this step, service server initiates user to business and returns to business processing after the business processing that is finished
As a result, such as: the amount of money of making loans that lender provides.Service response user and business can also be initiated user's by service server
Correlation index returns to business in company with the service processing result together and initiates user.Wherein, the correlation index is used to indicate
The service response user and the business initiate the close relation degree of user, and typically, correlation index is higher, illustrates institute
It states service response user and the relationship of business initiation user is closer.In the present embodiment, service server can use
The various algorithms provided in the related technology calculate the correlation index, such as: user is initiated according to service response user and business
Between the times or frequency that interacts calculate described correlation index etc., the application is not particularly limited this.
As can be seen from the above-described embodiment, the application can will hide lender to borrower when executing loan transaction
True identity, so as to give up lender sensibilities misgivings, promote the realization of loan transaction.Meanwhile borrower does not know
The true identity of lender also will increase the psychological deterrence of borrower, reduce default risk.
Step 205, non-traffic response user in Xiang Suoshu association user sends the service processing result and described
The correlation index of service response user and service request user.
In the present embodiment, service server can also initiate user to the business after the business processing that is finished
Association user sends the correlation index of the service processing result and the service response user and service request user, with logical
Know other association users.
Optionally, in one embodiment of the application, the response data amount that service response user carries in response message can
To be less than or equal to request data quantity, if the multiple number of responses carried in multiple service responses that service server receives
Summation according to amount is more than the request data quantity, then service server can execute industry according to the sequence of the service response received
Business processing.Such as: when the first response data amount received is equal to the request data quantity, service server is based on the industry
Business response, which executes business processing, can meet service request, for subsequently received service response, then need not continue to carry out
Business processing can return to related announcement to the service response user that follow-up business responds is sent.
As an example it is assumed that the amount of the loan in the loan requests that creditor sends is 5000 yuan, there are two lenders to ring
Should loan requests, wherein what the first lender of first response provided make loans the amount of money is 5000 yuan, the of second response
The amount of money of making loans of two lenders offer is 2000 yuan, then 5000 yuan of amount of money of making loans that service server is provided according to the first lender
Loan transaction is executed, then the notice that loan transaction is finished can be returned to the second lender, not to the second lender
Execution is withholdd operation, if be finished operation of withholing to the second lender, the fund 2000 of deduction can be returned to
In the account of second lender.Again it is assumed that the second lender provides if the amount of money of making loans that the first lender provides is 3000 yuan
The amount of money of making loans be 2000 yuan, then service server can be provided according to first lender and second lender respectively
Make loans the amount of money be creditor execute loan transaction.
Optionally, the function of also supporting association user forwarding service to request in one embodiment of the application.Specifically, it is associated with
User is after the service request for receiving service server forwarding, if itself can not provide the sound for meeting request data quantity
Data volume is answered, then the service request can also be transmitted to the association user of oneself, service server is receiving service response
It, can be by the service request, service processing result and the business after the forwarding request that user sends for service request
The correlation index of response user and service request user are sent to the association user of the service response user.
As an example it is assumed that the amount of the loan in the loan requests that creditor sends is 5000 yuan, the first lender is provided
The amount of money of making loans be 3000 yuan, then the loan requests can also be transmitted to the association user of oneself by the first lender, business clothes
Business device puts 5000 yuan of creditor's application for credit, the first lender after receiving the forwarding request of first lender transmission
The correlation index of 3000 yuan of money and the first lender and creditor are transmitted to the association user of first lender.If first
User A in the association user of lender responds the loan requests, then information can continue to execute the loan transaction according to response,
And the correlation index of provide a loan processing result and user A and creditor are returned into the creditor, and such as: service server can be with
The user for being zero with creditor's correlation index is returned to creditor to make loans 3000 yuan of information.
The application is when executing business processing it can be seen from above description, by service processing result and service response
The correlation index that user and business initiate user is sent to business and initiates user, so that initiating user to business hides service response
The true identity of user promotes business realizing, improves the success rate of business processing.
Corresponding with the embodiment of the application method for processing business, the application also provides a kind of business processing device.This Shen
Device that please be described can also be realized by software realization by way of hardware or software and hardware combining.With software reality
For existing, for the application business processing device as the device on a logical meaning, being will by the processor of equipment where it
Corresponding computer program instructions are read into memory what operation was formed in nonvolatile memory.
Please refer to Fig. 3 and Fig. 4, the application provides a kind of business processing device 300, and described device 300 includes: request connects
Receive unit 301, request retransmission unit 302, the first receiving unit 303, Service Processing Unit 304, result transmission unit 305, number
Measure judging unit 306 and the second receiving unit 307.
Wherein, the request reception unit 301, the business that receives initiate the service request that user sends；
The service request is transmitted to the association user that the business initiates user by the request retransmission unit 302；
First receiving unit 303 receives what one or more service response users in the association user sent
Service response；
The Service Processing Unit 304 executes business processing according to the service response, and by service processing result and
The correlation index that the service response user and business initiate user is sent to the business and initiates user.
The result transmission unit 305, the non-traffic response user in Xiang Suoshu association user send the business processing
And the correlation index of the service response user and service request user as a result.
Optionally, request data quantity is carried in the service request；
The quantity judging unit 306, after receiving the service response that the service response user sends, described in judgement
Whether the response data amount carried in service response reaches the request data quantity, if the response data amount does not reach institute
It states request data quantity, and receives the forwarding request that the service response user sends for the service request, then it will be described
The correlation index of service request, service processing result and the service response user and service request user are sent to the industry
The association user of business response user.
Second receiving unit 307 receives the service response that the association user of the service response user is sent；
The Service Processing Unit further continues to execute business processing according to the service response, and will be at the business
Reason result and the association user of the service response user and the correlation index of service request user are sent to the business hair
Play user.
Optionally, the summation of the Service Processing Unit, the multiple response data amounts carried in multiple service responses is super
When crossing the request data quantity, business processing is executed with specific reference to the sequencing for receiving the multiple service response.
Optionally, the service request is request of borrowing money, and the request data quantity is borrowing balance.
The function of each unit and the realization process of effect are specifically detailed in the above method and correspond to step in above-mentioned apparatus
Realization process, details are not described herein.
For device embodiment, since it corresponds essentially to embodiment of the method, so related place is referring to method reality
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separation unit
The unit of explanation may or may not be physically separated, and component shown as a unit can be or can also be with
It is not physical unit, it can it is in one place, or may be distributed over multiple network units.It can be according to actual
The purpose for needing to select some or all of the modules therein to realize application scheme.Those of ordinary skill in the art are not paying
Out in the case where creative work, it can understand and implement.
The foregoing is merely the preferred embodiments of the application, not to limit the application, all essences in the application
Within mind and principle, any modification, equivalent substitution, improvement and etc. done be should be included within the scope of the application protection.
Claims (12)
1. a kind of method for processing business, which is characterized in that the described method includes:
Reception business initiates the service request that user sends；
The service request is transmitted to the association user that the business initiates user；
Receive the service response that one or more service response users in the association user send；
Business processing is executed according to the service response, and service processing result and the service response user and business are sent out
The correlation index for playing user is sent to the business and initiates user；
The correlation index is used to indicate that the service response user and the business to initiate the close relation degree of user.
2. the method according to claim 1, wherein the method also includes:
Non-traffic response user into the association user sends the service processing result and the service response user
With the correlation index of service request user.
3. according to the method described in claim 2, it is characterized in that,
Request data quantity is carried in the service request；
The method also includes:
After receiving the service response that the service response user sends, the response data carried in the service response is judged
Whether amount reaches the request data quantity；
If the response data amount does not reach the request data quantity, and receives the service response user for described
The forwarding request that service request is sent, then by the service request, service processing result and the service response user and industry
The correlation index of business request user is sent to the association user of the service response user.
4. according to the method described in claim 3, it is characterized in that, the method also includes:
Receive the service response that the association user of the service response user is sent；
Business processing is continued to execute according to the service response, and by the service processing result and the service response user
Association user and the correlation index of service request user are sent to the business and initiate user.
5. according to the method described in claim 3, it is characterized in that, the method also includes:
If the summation of the multiple response data amounts carried in multiple service responses is more than the request data quantity, according to reception
Sequencing to the multiple service response executes business processing.
6. according to the method described in claim 3, it is characterized in that,
The service request is request of borrowing money, and the request data quantity is borrowing balance.
7. a kind of business processing device, which is characterized in that described device includes:
Request reception unit, the business that receives initiate the service request that user sends；
Retransmission unit is requested, the service request is transmitted to the association user that the business initiates user；
First receiving unit receives the service response that one or more service response users in the association user send；
Service Processing Unit executes business processing according to the service response, and service processing result and the business is rung
The business, which is sent to, using the correlation index that family and business initiate user initiates user；
The correlation index is used to indicate that the service response user and the business to initiate the close relation degree of user.
8. device according to claim 7, which is characterized in that described device further include:
As a result transmission unit, the non-traffic response user in Xiang Suoshu association user send the service processing result and described
The correlation index of service response user and service request user.
9. device according to claim 8, which is characterized in that
Request data quantity is carried in the service request；
Described device further include:
Quantity judging unit judges in the service response after receiving the service response that the service response user sends
Whether the response data amount of carrying reaches the request data quantity, if the response data amount does not reach the request data
Amount, and receive the forwarding request that the service response user sends for the service request, then by the service request, industry
Business processing result and the correlation index of the service response user and service request user are sent to the service response user
Association user.
10. device according to claim 9, which is characterized in that described device further include:
Second receiving unit receives the service response that the association user of the service response user is sent；
The Service Processing Unit further continues to execute business processing according to the service response, and by the business processing knot
The association user of fruit and the service response user and the correlation index of service request user are sent to the business and initiate to use
Family.
11. device according to claim 9, which is characterized in that
The Service Processing Unit, the summation of the multiple response data amounts carried in multiple service responses are more than the number of request
When according to amount, business processing is executed with specific reference to the sequencing for receiving the multiple service response.
12. device according to claim 9, which is characterized in that
The service request is request of borrowing money, and the request data quantity is borrowing balance.
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| CN201510472742.9A CN106453197B (en) | 2015-08-04 | 2015-08-04 | A kind of method and device for business processing |
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| CN201510472742.9A CN106453197B (en) | 2015-08-04 | 2015-08-04 | A kind of method and device for business processing |
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