CN106447330B - on-site payment system and method - Google Patents
on-site payment system and method Download PDFInfo
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- CN106447330B CN106447330B CN201610977603.6A CN201610977603A CN106447330B CN 106447330 B CN106447330 B CN 106447330B CN 201610977603 A CN201610977603 A CN 201610977603A CN 106447330 B CN106447330 B CN 106447330B
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
the invention discloses an on-site payment system and method, and relates to the field of payment system structures. The system comprises: the consumption master device is in wireless bidirectional communication with the consumption handheld sub-devices. The method comprises the following steps: when the consumption main device or the consumption handheld sub-device is used for payment, bank card payment or code scanning payment can be adopted. The invention realizes the generation and payment of orders on the same handheld device, and simultaneously supports bank card payment and code scanning payment based on two-dimensional codes, thereby improving the payment efficiency and improving the experience of on-site payment of consumers. Meanwhile, on the basis of the consumption main equipment, the merchant only adds the handheld sub-equipment, and the payment transaction points can be added at low cost.
Description
Technical Field
the invention relates to the field of payment system structures, in particular to a field payment system and a field payment method.
Background
Mobile phone payment is more and more favored in daily consumption behaviors. In the off-line mobile phone payment transaction, the payment is carried out in a two-dimensional code mode, and the payment occupies a large proportion.
at present, most of consumption terminal equipment used by merchants only support a bank card or a two-dimensional code payment mode of third-party payment; the use of consumer terminal devices has limitations. Meanwhile, in the catering industry, when a consumer pays after having a meal, the consumer still needs to go to a cashier desk by himself or a waiter, and the efficiency and the experience are not good enough.
meanwhile, all equipment for realizing bank card transaction needs to be authenticated by professional institutions, and certain research and development difficulty and time cost are achieved.
disclosure of Invention
the present invention is directed to a field payment system and method, which solves the above-mentioned problems of the prior art.
in order to achieve the above object, the present invention provides an on-site payment system, comprising: a consumer master device and at least one consumer handheld sub-device, the consumer master device in wireless two-way communication with the consumer handheld sub-device; the consumption handheld sub-equipment transmits the acquired consumption information to the consumption main equipment and acquires a consumption order from the consumption main equipment; when the consumption order is settled, the consumer completes the payment transaction through the consumption handheld sub-equipment; the consumption master equipment acquires consumption information, generates and stores consumption orders and settles the consumption orders.
preferably, the consumer master device comprises: the system comprises a control module, a first network module, a first financial card reading module, a receipt printer, a display screen, a first camera, input equipment and a power supply module, wherein the first network module, the first financial card reading module, the receipt printer, the display screen, the first camera, the input equipment and the power supply module are respectively connected with the first control module;
the first control module receives and stores consumption information and then generates a consumption order according to the consumption information; establishing communication connection with a bank background based on a financial card reading module or a first camera;
or the second financial card reading module of the consumption handheld sub-equipment connected based on the local area network carries out bank card consumption transaction;
or the consumption handheld sub-equipment camera connected based on the local area network carries out two-dimensional code consumption transaction, and executes subsequent actions according to transaction results returned by the bank; updating the order execution condition in real time;
the first network module is used for establishing the connection of the first control module with a local area network and an internet;
The first financial card reading module is in interactive communication with the bank card consumed by the application consumption main equipment according to the instruction of the first control module;
The receipt printer prints the order or consumption information sent from the first control module according to the printing instruction of the first control module;
the display screen is used for displaying consumption information, order information and order execution conditions;
the first camera is used for reading two-dimensional code information of a consumer;
the input equipment is used for inputting order information or consumption information;
And the power supply module supplies power to the power supply module required by the consumption main equipment.
Preferably, the consumer handheld sub-device comprises: the system comprises a second control module, a second network module, a second financial card reading module, a handheld sub-device display screen, a camera of the handheld sub-device, input equipment of the handheld sub-device and a battery, wherein the second network module, the second financial card reading module, the camera of the handheld sub-device, the input equipment of the handheld sub-device and the battery are respectively connected with the second control module;
the second control module inputs consumption information and sends the consumption information to the consumption main equipment; displaying a payment two-dimensional code of a consumption order or scanning a payment two-dimensional code displayed by a consumer according to an instruction of consumption main equipment; establishing data connection between the financial card reading module and the first control module;
the second network module is used for establishing the connection between the second control module and the local area network;
the second financial card reading module is used for reading information of the bank card consumed by the consumption handheld sub-equipment according to an instruction of the second control module, sending the information of the bank card to the consumption main equipment and then completing payment transaction according to the instruction of the consumption main equipment;
the handheld sub-equipment display screen is used for displaying consumption information and order information;
the handheld sub-equipment camera is used for reading the payment two-dimensional code shown by the consumer;
the input device of the handheld sub-device is used for inputting order information, consumption information and index information of the consumption order;
and the battery supplies power to the power supply module required by the handheld electronic equipment.
the invention discloses a payment method based on an on-site payment system, which comprises the following steps:
s1, the consumption master equipment acquires the consumption information and generates a consumption order;
s2, when the consumption order is settled, if the consumption order is settled by using the consumption master equipment, the operation goes to S3; if the consumption handheld sub-device is used for settling the consumption order, the step S4 is entered;
s3, judging whether the payment transaction mode is bank card payment or consumer code scanning payment; if the payment is bank card payment, entering S31; if the payment is a customer code scanning payment, entering S32;
s31, the consumption master device reads the information of the bank card, verifies whether the information of the bank card is legal or not from the bank background, completes the transaction and enters S5;
s32, obtaining the order consumption two-dimensional code of the consumption order and displaying the order consumption two-dimensional code to the consumer, completing payment by the consumer through the consumer payment equipment, and entering S5;
or the consumption main equipment scans the payment two-dimensional code displayed by the consumer, deducts the consumption amount of the consumption order to complete the payment, and the step is entered into S5;
s4, the consumption handheld sub-equipment judges whether the payment transaction mode is bank card payment or consumer code scanning payment; if the former, proceed to S41; if the latter, go to S42;
s41, the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, the consumption main equipment and the bank card are remotely connected, a payment transaction request is sent to the consumption main equipment, the payment transaction is completed, and the process enters S5;
S42, the consumption handheld sub-equipment acquires the order consumption two-dimensional code of the consumption order to be settled from the consumption main equipment and displays the order consumption two-dimensional code to the consumer, the consumer completes payment through the payment equipment of the consumer, and the step enters S5;
or the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, the payment two-dimensional code displayed by the consumer is scanned and transmitted to the consumption main equipment, the consumption main equipment deducts the consumption amount of the consumption order to complete payment, and the step is S5;
and S5, the consumption master device generates receipt information of the consumption order after acquiring the message of completing the payment, and outputs the receipt information according to the printing request.
Preferably, in step S1, the consumption master device obtains the consumption information and generates the consumption order, and there are two ways:
the consumption handheld sub-equipment connected with the consumption main equipment acquires and inputs consumption information of a consumer and sends the consumption information to the main equipment, and the main equipment generates and stores a corresponding consumption order according to the consumption information;
and the consumption main equipment directly acquires the consumption information of the consumer, and then generates and stores a corresponding consumption order according to the consumption information.
more preferably, the consumption information includes: commodity type, quantity and price.
the invention has the beneficial effects that:
the invention realizes the generation and payment of orders on the same handheld device, and simultaneously supports the payment of bank cards and the code scanning payment based on two-dimensional codes. The system of the main equipment and the handheld sub-equipment realizes that the payment transaction point can be increased at low cost only by adding the handheld sub-equipment on the basis of the consumption of the main equipment. The invention integrates various payment methods, improves the payment efficiency and improves the experience of the consumer in on-site payment.
Drawings
FIG. 1 is a block diagram of a payment system of the present invention;
FIG. 2 is a flow chart of a method of on-site payment according to the present invention;
fig. 3 is a flow chart of an ordering payment method using the system of the present invention.
Detailed Description
in order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is further described in detail below with reference to the accompanying drawings. It should be understood that the detailed description and specific examples, while indicating the invention, are intended for purposes of illustration only and are not intended to limit the scope of the invention.
examples
this embodiment on-the-spot payment system, the system includes: a consumer master device and at least one consumer handheld sub-device, the consumer master device in wireless two-way communication with the consumer handheld sub-device; the consumption handheld sub-equipment transmits the acquired consumption information to the consumption main equipment and acquires a consumption order from the consumption main equipment; when the consumption order is settled, the payment transaction is completed through the consumption handheld sub-equipment; and the consumption master equipment acquires the consumption information, and generates and stores the consumption order.
The more detailed explanation is:
(one) the consumer master device comprises: the financial card reader comprises a control module, a first network module, a financial card reading module, a receipt printer, a display screen, a first camera, input equipment and a power supply module, wherein the first network module, the financial card reading module, the receipt printer, the display screen, the first camera, the input equipment and the power supply module are respectively connected with the control module;
the first control module receives and stores consumption information and then generates a consumption order according to the consumption information; establishing communication connection with a bank background based on a financial card reading module or a first camera; or the second financial card reading module of the consumption handheld sub-equipment connected based on the local area network carries out bank card consumption transaction; or the consumption handheld sub-equipment camera connected based on the local area network carries out two-dimensional code consumption transaction, and executes subsequent actions according to transaction results returned by the bank; updating the order execution condition in real time;
the first network module is used for establishing the connection of the first control module with a local area network and an internet;
The first financial card reading module is in interactive communication with the bank card consumed by the application consumption main equipment according to the instruction of the first control module;
The receipt printer prints the order or consumption information sent by the control module according to the printing instruction of the first control module;
The display screen is used for displaying consumption information, order information and order execution conditions;
The first camera is used for reading two-dimensional code information of a consumer;
The input equipment is used for inputting order information or consumption information;
And the power supply module supplies power to the power supply module required by the consumption main equipment.
the consumption main equipment stores a consumption order and totally inquires and calls out the follow-up operation of the slogan;
(II) the consumer handheld sub-device comprises: the system comprises a second control module, a second network module, a second financial card reading module, a handheld sub-device display screen, a camera of the handheld sub-device, input equipment of the handheld sub-device and a battery, wherein the second network module, the second financial card reading module, the camera of the handheld sub-device, the input equipment of the handheld sub-device and the battery are respectively connected with the second control module.
the second control module inputs consumption information and sends the consumption information to the consumption main equipment; displaying the order payment two-dimensional code according to the instruction of the consumption main equipment, and scanning the payment two-dimensional code displayed by the consumer; establishing data connection between the financial card reading module and the first control module;
The second network module is used for establishing the connection between the second control module and the local area network;
the second financial card reading module is used for reading information of the bank card consumed by the consumption handheld sub-equipment according to an instruction of the second control module, sending the information of the bank card to the consumption main equipment and then completing payment transaction according to the instruction of the consumption main equipment;
and the handheld sub-equipment display screen is used for displaying the consumption information and the order information.
the handheld sub-equipment camera is used for reading the payment two-dimensional code shown by the consumer;
the input device of the handheld sub-device is used for inputting order information or consumption information;
and the battery supplies power to the power supply module required by the handheld electronic equipment.
when the consumption handheld sub-equipment enters a financial card transaction mode, the consumption handheld sub-equipment is in communication connection with the consumption main equipment in a wireless connection mode, and communicates with the bank card through the second financial card reading module, so that a bridge between the consumption main equipment and the bank card is borne, and the remote card reader is played.
referring to fig. 1, there is shown a consumer master device S201, a consumer handheld sub-device S202, a wireless router S203 for providing wireless local area network communication and external networking.
The wireless router S203 is connected with an external wide area internet in a wired mode, and meanwhile, a wireless local area network is provided, and the consumption main equipment S201 and the consumption handheld sub-equipment S202 are connected to the wireless local area network; meanwhile, the consumption master S201 is connected to the external internet through a router.
The consumption master device S201 runs an intelligent system and runs related payment and management software, and can complete the order management and payment functions. The consuming handheld sub-device S202 runs proprietary software, providing ordering and payment functions.
Example 2
referring to fig. 2, the payment method based on the on-site payment system according to the embodiment includes:
s1, the consumption master equipment acquires the consumption information and generates a consumption order;
s2, when the consumption order is settled, if the consumption order is settled by using the consumption master equipment, the operation goes to S3; if the consumption handheld sub-device is used for settling the consumption order, the step S4 is entered;
S3, judging whether the payment transaction mode is bank card payment or consumer code scanning payment; if the payment is bank card payment, entering S31; if the payment is a customer code scanning payment, entering S32;
s31, the consumption master device reads the information of the bank card, verifies whether the information of the bank card is legal or not from the bank background, completes the transaction and enters S5;
S32, obtaining the order consumption two-dimensional code of the consumption order and displaying the order consumption two-dimensional code to a consumer, and the consumer scans the order consumption two-dimensional code through the consumer payment equipment to complete payment and enters S5;
or the consumption main equipment scans the payment two-dimensional code displayed by the consumer, deducts the consumption amount of the consumption order to complete the payment, and the step is entered into S5;
S4, the consumption handheld sub-equipment judges whether the payment transaction mode is bank card payment or consumer code scanning payment; if the former, proceed to S41; if the latter, go to S42;
S41, the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, a payment transaction request is sent to the consumption main equipment, the consumption main equipment is remotely connected with the bank card, the consumption main equipment and the bank background are in interactive communication, then the payment transaction is completed, and S5 is entered;
s42, the consumption handheld sub-equipment acquires the order consumption two-dimensional code of the consumption order to be settled from the consumption main equipment and displays the order consumption two-dimensional code to the consumer, the consumer completes payment through the payment equipment of the consumer, and the step enters S5;
Or the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, the payment two-dimensional code displayed by the consumer is scanned and transmitted to the consumption main equipment, the consumption main equipment deducts the consumption amount of the consumption order to complete payment, and the step is S5;
And S5, the consumption master device generates receipt information of the consumption order after acquiring the message of completing the payment, and outputs the receipt information according to the printing request.
In step S1, the consumption master device obtains the consumption information and generates a consumption order, and there are two ways:
the consumption handheld sub-equipment is connected with consumption main equipment, acquires consumption information of a consumer and sends the consumption information to the main equipment, and the main equipment generates and stores a corresponding consumption order according to the consumption information; the consumption information includes: commodity type, quantity and price.
and the consumption main equipment directly acquires the consumption information of the consumer, and then generates and stores a corresponding consumption order according to the consumption information.
example 3
referring to fig. 3, in the present embodiment, depending on the payment method of the present application:
s300, ordering by a consumer, wherein a waiter finishes corresponding ordering on the handheld consumer sub-equipment and submits the ordering data together with a table number to the main consumer equipment;
S301, the consumption master equipment receives the ordering data, generates an order D01 and stores the order D01;
S302, after the consumer finishes dining, a payment request for payment by using code scanning is provided for a waiter, and the waiter carries any handheld sub-equipment to carry out payment processing;
S303, the waiter operates the handheld sub-equipment to input the table number, enters a two-dimensional code transaction mode, and displays a payment two-dimensional code Q01 of an order D01 corresponding to the table number;
s304, the consumer scans the Q01 by using the own mobile phone and carries out online payment;
s305, the consumption main device receives the payment information, the order D01 completes payment, and the main device generates receipt data and prints the receipt data as a paper receipt to the consumer.
by adopting the technical scheme disclosed by the invention, the following beneficial effects are obtained:
the invention realizes the generation and payment of orders on the same handheld device, and simultaneously supports the payment of bank cards and the code scanning payment based on two-dimensional codes. The system of the main equipment and the handheld sub-equipment realizes that the payment is flexible only by adding the handheld sub-equipment on the basis of the existing checkout equipment. The invention integrates various payment methods, improves the payment efficiency and improves the experience of the consumer in on-site payment.
the foregoing is only a preferred embodiment of the present invention, and it should be noted that, for those skilled in the art, various modifications and improvements can be made without departing from the principle of the present invention, and such modifications and improvements should also be considered within the scope of the present invention.
Claims (4)
1. an in-situ payment system, the system comprising: a consumer master device and at least one consumer handheld sub-device, the consumer master device in wireless two-way communication with the consumer handheld sub-device;
The consumption handheld sub-equipment transmits the acquired consumption information to the consumption main equipment and acquires a consumption order from the consumption main equipment; when the consumption order is settled, the consumer completes the payment transaction through the consumption handheld sub-equipment;
the consumption master equipment acquires consumption information, generates and stores a consumption order and settles the consumption order;
the consumer master device comprises: the system comprises a control module, a first network module, a first financial card reading module, a receipt printer, a display screen, a first camera, input equipment and a power supply module, wherein the first network module, the first financial card reading module, the receipt printer, the display screen, the first camera, the input equipment and the power supply module are respectively connected with the first control module;
The first control module receives and stores consumption information and then generates a consumption order according to the consumption information; establishing communication connection with a bank background based on a financial card reading module or a first camera;
or the second financial card reading module of the consumption handheld sub-equipment connected based on the local area network carries out bank card consumption transaction;
or the consumption handheld sub-equipment camera connected based on the local area network carries out two-dimensional code consumption transaction, and executes subsequent actions according to transaction results returned by the bank; updating the order execution condition in real time;
The first network module is used for establishing the connection of the first control module with a local area network and an internet;
the first financial card reading module is in interactive communication with the bank card consumed by the application consumption main equipment according to the instruction of the first control module;
The receipt printer prints the order or consumption information sent from the first control module according to the printing instruction of the first control module;
the display screen is used for displaying consumption information, order information and order execution conditions;
the first camera is used for reading two-dimensional code information of a consumer;
The input equipment is used for inputting order information or consumption information;
the power supply module supplies power to the power supply module required by the consumption main equipment;
the consumer handheld sub-device comprises: the system comprises a second control module, a second network module, a second financial card reading module, a handheld sub-device display screen, a camera of the handheld sub-device, input equipment of the handheld sub-device and a battery, wherein the second network module, the second financial card reading module, the camera of the handheld sub-device, the input equipment of the handheld sub-device and the battery are respectively connected with the second control module;
the second control module inputs consumption information and sends the consumption information to the consumption main equipment; displaying a payment two-dimensional code of a consumption order or scanning a payment two-dimensional code displayed by a consumer according to an instruction of consumption main equipment; establishing data connection between the financial card reading module and the first control module;
The second network module is used for establishing the connection between the second control module and the local area network;
the second financial card reading module is used for reading information of the bank card consumed by the consumption handheld sub-equipment according to an instruction of the second control module, sending the information of the bank card to the consumption main equipment and then completing payment transaction according to the instruction of the consumption main equipment;
the handheld sub-equipment display screen is used for displaying consumption information and order information;
the handheld sub-equipment camera is used for reading the payment two-dimensional code shown by the consumer;
The input device of the handheld sub-device is used for inputting order information, consumption information and index information of the consumption order;
and the battery supplies power to the power supply module required by the handheld electronic equipment.
2. a payment method based on the on-site payment system of claim 1, the method comprising:
s1, the consumption master equipment acquires the consumption information and generates a consumption order;
s2, when the consumption order is settled, if the consumption order is settled by using the consumption master equipment, the operation goes to S3; if the consumption handheld sub-device is used for settling the consumption order, the step S4 is entered;
S3, judging whether the payment transaction mode is bank card payment or consumer code scanning payment; if the payment is bank card payment, entering S31; if the payment is a customer code scanning payment, entering S32;
s31, the consumption master device reads the information of the bank card, verifies whether the information of the bank card is legal or not from the bank background, completes the transaction and enters S5;
s32, obtaining the order consumption two-dimensional code of the consumption order and displaying the order consumption two-dimensional code to the consumer, completing payment by the consumer through the consumer payment equipment, and entering S5;
or the consumption main equipment scans the payment two-dimensional code displayed by the consumer, deducts the consumption amount of the consumption order to complete the payment, and the step is entered into S5;
s4, the consumption handheld sub-equipment judges whether the payment transaction mode is bank card payment or consumer code scanning payment; if the former, proceed to S41; if the latter, go to S42;
s41, the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, the consumption main equipment and the bank card are remotely connected, a payment transaction request is sent to the consumption main equipment, the payment transaction is completed, and the process enters S5;
s42, the consumption handheld sub-equipment acquires the order consumption two-dimensional code of the consumption order to be settled from the consumption main equipment and displays the order consumption two-dimensional code to the consumer, the consumer completes payment through the payment equipment of the consumer, and the step enters S5;
Or the consumption handheld sub-equipment sends the index information of the consumption order to the consumption main equipment, meanwhile, the payment two-dimensional code displayed by the consumer is scanned and transmitted to the consumption main equipment, the consumption main equipment deducts the consumption amount of the consumption order to complete payment, and the step is S5;
And S5, the consumption master device generates receipt information of the consumption order after acquiring the message of completing the payment, and outputs the receipt information according to the printing request.
3. the method according to claim 2, wherein in step S1, the consumption master device obtains the consumption information and generates the consumption order in two ways:
the consumption handheld sub-equipment connected with the consumption main equipment acquires and inputs consumption information of a consumer and sends the consumption information to the main equipment, and the main equipment generates and stores a corresponding consumption order according to the consumption information;
and the consumption main equipment directly acquires the consumption information of the consumer, and then generates and stores a corresponding consumption order according to the consumption information.
4. The method of claim 3, wherein the consumption information comprises: commodity type, quantity and price.
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| CN109993569A (en) * | 2018-02-09 | 2019-07-09 | 上海长晓网络科技有限公司 | A kind of commercial circle management system and its method |
| CN110210941B (en) * | 2019-05-31 | 2021-07-20 | 浙江口碑网络技术有限公司 | Order information code generation method applied to business circles and online order system |
| CN114220233B (en) * | 2021-11-25 | 2022-12-13 | 西安欣联数据信息服务有限公司 | Intelligent network payment terminal and method |
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| CN103177362A (en) * | 2013-04-09 | 2013-06-26 | 西安科技大学 | Quick payment system for supermarket shopping and application method of system |
| CN105761389A (en) * | 2016-02-02 | 2016-07-13 | 上海动联信息技术股份有限公司 | Full-channel intelligent POS machine |
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Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103177362A (en) * | 2013-04-09 | 2013-06-26 | 西安科技大学 | Quick payment system for supermarket shopping and application method of system |
| CN105761389A (en) * | 2016-02-02 | 2016-07-13 | 上海动联信息技术股份有限公司 | Full-channel intelligent POS machine |
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