CN106447321A

CN106447321A - Mobile terminal

Info

Publication number: CN106447321A
Application number: CN201610664070.6A
Authority: CN
Inventors: 尹圣惠; 郑守娟; 金秀真
Original assignee: LG Electronics Inc
Current assignee: LG Electronics Inc
Priority date: 2015-08-13
Filing date: 2016-08-12
Publication date: 2017-02-22
Also published as: KR101695699B1

Abstract

A mobile terminal includes a memory device that is configured to store a plurality of payment methods, a communication unit that is configured to receive network identification information from an accessed communication network, and a controller. The controller is configured to identify, from the received network identification information, a country where the mobile terminal is located based on a communication network identified from the network identification information being a visited network, and output at least one of the plurality of payment methods as an available payment method, the at least one of the plurality of payment methods having a same brand as a card association brand that is accepted in the identified country.

Description

Mobile terminal

Technical field

This specification is related to there is a kind of mobile terminal of method of payment and its control method.

Background technology

According to their mobility, terminal can be generally classified into mobile/handheld terminal or fixed terminal.According to Whether user can directly carried terminal, mobile terminal can also be classified into handheld terminal or car-mounted terminal.

Mobile terminal has changed into growing more function.The example of such function includes data and voice leads to Letter, via camera captures images and video, record audio frequency, via speaker system playing music and over the display Display image and video.Some mobile terminals include the additional feature supporting to play game, and other terminal is configured to Multimedia player.Recently, mobile terminal is already configured to receive the content allowing viewing such as video and TV programme Broadcast and multicast signals.

Become multi-functional with it, can allow for mobile terminal capturing still image or moving image, play music Or video file, object for appreciation game, reception broadcast etc. are so that be implemented as integrated multimedia player.

Content of the invention

According to the novel aspects of theme described herein, a kind of mobile terminal, including：Storage device, this storage fills Put and be configured to store multiple methods of payment；Communication unit, this communication unit is configured to receive net from the communication network accessing Network identification information；And controller, this controller is configured to：It is interviewed based on the communication network identifying from network identification information Network, identifies the country residing for mobile terminal from the network identification information being received, and at least by multiple methods of payment Kind be output as available method of payment, at least one in multiple methods of payment have with acceptable card association of the country being identified Can brand identical brand.

This mobile terminal can include one or more following optional features.Controller is further configured to mobile whole The information on services of relevant the identified country for each of multiple methods of payment for the output on the display unit at end.Service letter Breath includes relevant clearing commission, discount rate and the integration for identified country and being directed to each of multiple methods of payment The information of rate.Information on services further includes the information of the type about each of multiple methods of payment.Relevant multiple payment The information of the type of each of method includes indicating the information that method of payment is credit card or debit card.Controller is further Being configured to based on method of payment is debit card, is selected according to user, and output is about being linked to account's letter of the account of debit card Breath.Account information includes the bank balance information about the account being linked.Information on services further includes for every kind of payment The event information of relevant identified country of method and the benefits information about event.

Controller is configured to：According to pre-set criteria, one of at least one of multiple methods of payment is noted Method of payment based on volume, at least one of multiple methods of payment has the card association brand identical accepting with the country being identified Brand, and in response to paying request, is paid via the method for payment of method of payment based on registration.Pre-set criteria is reference The clearing commission of spending amount, discount rate or integration rate.Pre-set criteria further include currency that identified country accepts and The associated exchange rate.Controller is further configured to there is floor rate of exchange: The minimum based in the currency that the country being identified accepts Currency, compares the clearing commission for every kind of method of payment.Controller is further configured to from the communication network being currently accessed Mobile management entity (MME) ask the information of card association brand that relevant visited network accepts, and based on from mobile management The information of the relevant particular card association brand that entity receives is identical with particular card association brand by having in the middle of multiple methods of payment Method of payment based on the method for payment setting of brand.

Controller is further configured to：Be set based on particular locality or specified amount, based on discount rate, integration rate or Clearing commission, by method of payment based at least one other method of payment registration, and is located at spy based on paying request area It is more than specified amount in fixed area or based on consumption total value or request payment, paid via other method of payment. Controller is further configured to the registration according to main method of payment, before changing main method of payment, the relevant main payer of storage The information of method, and be home network based on the communication network that the network identification information receiving from the communication network by accessing identifies Network, using the information of storage, recovers main method of payment.Controller is further configured to based on from the communication network being currently accessed Not available network identification information, based on the positional information obtaining from least one locating module, identifies residing for mobile terminal Country.

At least one locating module is global positioning system (GPS) module, WiFi module or is configured to connect to move At least one ancillary equipment of terminal.Controller is further configured to there is the deadline pre- by the middle of multiple methods of payment Periodically the method for payment in limit is output as unavailable method of payment.Controller is further configured to be based on and deposits in the terminal The information of storage, estimates the overseas lingering period of user, and will have the deadline in the middle of multiple methods of payment in estimated sea Method of payment during outer lingering period is output as unavailable method of payment.The information storing in the terminal includes travel information Or air ticket purchasing history information.Controller is further configured to：According to pre-set criteria, search for available in multiple methods of payment Method of payment, and be output based on the configured information of the current state about mobile terminal, based on default main payer The image of method is output, or based on the distance between mobile terminal and default ancillary equipment in preset distance, by Output notice information on display unit, to inform that user no can use method of payment.

Controller is further configured to no can use method of payment based in multiple methods of payment, exports and another payment The relevant information of granting of method.The information relevant with the granting of another method of payment include about have and mobile terminal residing for Country or the visited network that is currently accessed of mobile terminal acceptable card association brand same brand at least one payer The information of method, the information on services of the clearing commission of at least one method of payment of inclusion, and include at least one method of payment Discount rate and the benefits information of integration rate.Controller is further configured to based on no any available in multiple methods of payment The method of paying, exports for guiding user to change the information of at least one setting of multiple methods of payment.

Controller is further configured to receive network identification information by following manner：The tracing area identifier of (i) (TAI) list, this TAI list is included in mobile terminal and is initially accessed to during the communication network being accessed from the communication network accessing In the attachment received message that the mobile management entity of network receives, or (ii), when mobile terminal is mobile, connects from mobile management entity Tracking area update (TAU) received message received.Country residing for identification mobile terminal is based further on including in network identity Mobile country code (MCC) in information or mobile network code, MNC (MNC).Controller is further configured to interviewed based on accessing Network, from the information of available method of payment visited network for the visited network request, and receives based in response to request The information of particular payment method, by the communication network being associated with particular payment method, obtains relevant particular payment method Information.Network identification information is public land mobile network ID.

According to another novel aspects of theme described herein, a kind of method of control mobile terminal includes following dynamic Make：By receiving network identification information, the communication network of identification mobile terminal from the communication network accessing；Logical based on identified Communication network is visited network, according to the position of mobile terminal, from the network identification information identification country being received；And will move At least one method of payment of the multiple methods of payment prestoring in dynamic terminal is output as available method of payment, at least one payer Method has and the card association brand identical brand accepting in the country being identified.

Describe in detail aspect be provide a kind of can be in the mobile terminal with multiple means of payment, according to user's Current environment or situation, recommend at least one of multiple means of payment to user, select to be suitable for current environment in order to user The means of payment mobile terminal, and its control method.

Brief description

Accompanying drawing is included to provide further understanding of the disclosure, and is merged in and forms one of this specification Point, accompanying drawing illustrative exemplary embodiment and together with description for explaining the principle of the disclosure.

In the accompanying drawings：

Fig. 1 is the block diagram of the mobile terminal according to the disclosure.

Fig. 2 is the country illustrating to be presently according to mobile terminal, the flow chart changing the operation of the main means of payment.

Fig. 3 is the concept map of the example of network environment illustrating that mobile terminal accesses.

Fig. 4 is to illustrate the flow chart that mobile terminal is initially accessed the operation of the network of Fig. 3.

Fig. 5 is the concept map of the frame structure of tracing area identifier (TAI) illustrating to receive in the terminal.

Fig. 6 is to illustrate that mobile terminal executes tracking area update (TAU) process when tracing area (TA) change is detected Operation flow chart.

Fig. 7 is to illustrate in greater detail in the operation shown in Fig. 2, is suitably paid according to the Present location search of mobile terminal The flow chart of the process of mode.

Fig. 8 be shown in roaming during the means of payment is changed according to the mobile terminal country being presently in the showing of example Example property figure.

Fig. 9 be shown in roaming during the means of payment become available another in the country that mobile terminal is presently in The exemplary diagram of the example of the mode of paying.

Figure 10 is to illustrate when the no available means of payment in the country being presently in mobile terminal, output notice information Example exemplary diagram.

Figure 11 A and 11B is to illustrate to make new propping up when the national no available means of payment being presently in mobile terminal Pay mode be issued or change existing method of payment example exemplary diagram.

Figure 12 A is the association's brand illustrating according to the acceptable means of payment of country being presently in mobile terminal (association brand), changes the exemplary diagram of the example of the means of payment.

Figure 12 B is the country illustrating to be presently according to mobile terminal, in the base of the interests being provided by each means of payment On plinth, change the exemplary diagram of the example of the means of payment.

Figure 12 C is national acceptable currency and the exchange rate illustrating to be presently according to mobile terminal, changes the means of payment Example exemplary diagram.

Figure 12 D is to illustrate, when the means of payment selecting in mobile terminal is debit card, to export other information further Example exemplary diagram.

Figure 13 is to illustrate to be preset in the exemplary of the example of the specific overseas regional available means of payment in the terminal Figure.

Figure 14 A and 14B is the exemplary diagram illustrating to be arranged differently than the example of user authentication method according to the payment of request.

Figure 15 is to illustrate in the terminal, when being paid checking user when after, export relevant checking further The exemplary diagram of the example of the information of user.

Specific embodiment

Refer to the attached drawing, will provide description according to exemplary embodiment disclosed herein now in detail.For refer to the attached drawing Briefly describe, identical or equivalent assembly can be provided with same or like reference, and its description will not Can be repeated.The suffix of generally, such as " module " and " unit " can be used to refer to element or assembly.Such suffix It is intended to only help to the description of specification using here, and suffix is intended to be not given to any specific meaning or work(in itself Energy.In the disclosure, in order to brief, generally had been left out in the related art for those of ordinary skill known that A bit.Accompanying drawing is used to aid in will be readily understood that various technical characteristics and it should be understood that accompanying drawing does not limit the enforcement herein proposing Example.Just because of this, the disclosure should be interpreted to extend to any change in addition to especially stating in the accompanying drawings, equivalent And substitute.

It will be appreciated that, although here can describe various elements using term first, second etc., these Element should not be limited by these terms.These terms are typically only utilized for distinguishing an element and another element.

It will be appreciated that, when element is referred to as " connection " another element, element can be connected with another element or Can also there is intermediary element.On the contrary, when element is referred to as " being directly connected " another element, there is not intermediary element.

Odd number represents and can include complex representation, unless based on context it represents clearly different meanings.Here uses Such as " include " or " having " term and it should be understood that they are intended to refer to disclosed in this manual several assemblies, work( Energy or the presence of step, and also understanding can similarly utilize more or less assembly, function or step.

The mobile terminal that can be herein proposed using the realization of various types of terminal.The example of such terminal includes Cell phone, smart phone, user's set, laptop computer, digital broadcast terminal, personal digital assistant (PDA), portable Multimedia player (PMP), navigator, portable computer (PC), board-like PC, tablet PC, ultrabook, wearable device (example As intelligent watch, intelligent glasses, head mounted display (HMD)) etc..

Only pass through non-limiting example, it will conduct further description with reference to certain types of mobile terminal.However, this The teaching of sample is equally applicable to other types of terminal, such as in those types indicating above.In addition, such teaching The fixed terminal of such as digital TV, desktop PC etc. can be applied to.

With reference now to Fig. 1, wherein Fig. 1 is the block diagram of the mobile terminal according to the disclosure.

Mobile terminal 1 00 is shown, it has such as wireless communication unit 110, input block 120, sensing unit 140, defeated Go out unit 150, interface unit 160, the various assemblies of memory 170, controller 180 and power subsystem 190.It is understood by, Must not realistic existing all diagrams assembly, and can alternatively realize more or less assembly.With reference now to Fig. 1, show Go out mobile terminal 1 00, this mobile terminal 1 00 has the wireless communication unit 110 being configured with several assemblies jointly realized. For example, wireless communication unit 100 generally includes what permission was located in mobile terminal 1 00 and wireless communication system or mobile terminal The one or more assemblies of the radio communication between network.

Wireless communication unit 110 generally includes one or more module, and it allows such as in mobile terminal 1 00 and wireless The communication of the radio communication between communication system, the communication between mobile terminal 1 00 and another mobile terminal, in mobile terminal Communicate between 100 with external server.Additionally, wireless communication unit 110 generally include by mobile terminal 1 00 be connected to one or One or more module of the multiple network of person.In order to contribute to such communication, wireless communication unit 110 include one or Multiple broadcasting reception modules 111, mobile communication module 112, wireless Internet module 113, short range communication module 114, Yi Jiwei Put one of information module 115 or multiple.

Input block 120 includes：For obtaining the camera 121 of image or video；Microphone 122, this microphone 122 is A kind of voice input device for input audio signal；And for allowing the user input unit 123 of user input information (for example, membrane keyboard, promotion key, mechanical keys, soft key etc.).It is single that data (for example, audio frequency, video, image etc.) passes through input Unit 120 obtained and can according to device parameter, user command, with and combinations thereof analyzed by controller 180 and process.

It is usually used and be configured to the internal information of sensing movement terminal, the surrounding environment of mobile terminal, user profile etc. Deng one or more sensor realize sensing unit 140.For example, in fig. 1 it is illustrated that there is proximity transducer 141 and shining The sensing unit 140 of degree sensor 142.

If necessary, sensing unit 140 alternatively or additionally can include other types of sensor or device, Such as touch sensor, acceleration transducer, Magnetic Sensor, G sensor, gyro sensor, motion sensor, RGB sensing Device, infrared (IR) sensor, finger scan, sonac, optical pickocff (for example, camera 121), microphone 122nd, battery gauge, environmental sensor (for example, barometer, hygrometer, thermometer, Radiation monitoring sensor, heat sensor, with And gas sensor etc.) and chemical sensor (for example, Electronic Nose, medical treatment transducer, biology sensor etc.), lift one A little examples.Mobile terminal 1 00 is configured to the information obtaining from sensing unit 140, and especially, single from sensing The information that one or more sensor of unit 140 and combinations thereof obtains.

Output unit 150 is commonly configured to export various types of letters of such as audio frequency, video, tactile output etc. Breath.Illustrate that there is display unit 151, the output of dio Output Modules 152, tactile module 153 and optical output module 154 Unit 150.

Display unit 151 can have interlayer structure with touch sensor or integrated morphology in order to facilitate touch-screen Curtain.Touch screen can provide output interface between mobile terminal 1 00 and user, and as in mobile terminal 1 00 and use The user input unit 123 of input interface is provided between family.

The interface unit 160 is used as various types of external device (ED)s that docking can be coupled to mobile terminal 1 00.Example As, interface unit 160 can include any wired or radio port, external power source port, wired or wireless data communications port, Memory card port, the port of device for connection with identification module, audio input/output (I/O) port, video i/o end Mouth, ear port etc..In some cases, in response to being connected to the external device (ED) of interface unit 160, mobile terminal 1 00 The various control functions being associated with the external device (ED) being connected can be executed.

Memory 170 is generally implemented as data storage to support various functions or the feature of mobile terminal 1 00.Example As memory 170 may be configured to store the application program executing in the mobile terminal 100, the behaviour for mobile terminal 1 00 The data made or instruction etc..Some that can download these application programs from external server via radio communication.? When manufacturing or shipping, other application programs can be installed in mobile terminal 1 00, and it is typically used for mobile terminal 1 00 Basic function (for example, receive and call, call, receiving message, transmission message etc.) situation.Generally, application program It is stored in memory 170, installs in the mobile terminal 100, and executed for mobile whole by controller 180 The operation (or function) at end 100.

In addition to the operation being associated with application program, controller 180 is typically used as controlling the entirety of mobile terminal 1 00 Operation.Controller 180 can be by processing the signal by the various assemblies input describing in FIG or exporting, data, letter Breath etc., or the application program that is stored in memory 170 of activation come to provide or process be suitable for user information or Person's function.As an example, controller 180 is according to executing control already stored at the application program in memory 170 Some assemblies illustrating in FIG or all component.

Power subsystem 190 can be configured to receive external power or provide internal power in order to supply for operation It is included the suitable electric power required by element in the mobile terminal 100 and assembly.Power subsystem 190 can include battery, And battery may be configured to be embedded in terminal body, or it is configured to detachable from terminal body.

Hereinafter, before the various embodiments that description is realized by mobile terminal 1 00, it will be given in further detail Description with reference to the aforementioned components of Fig. 1.With regard to wireless communication unit 110, broadcasting reception module 111 is commonly configured to via wide Broadcast channel and receive broadcast singal and/or broadcast related information from external broadcasting management entity.Broadcast channel can include satellite letter Road, land channel or both.In certain embodiments, it is possible to use two or more broadcasting reception module 111 is to have Help receive two or more broadcast channel simultaneously, or support the switching in the middle of broadcast channel.

Mobile communication module 112 can send radio signals to one or more network entity and/or from one Individual or multiple network entities receive wireless signal.The typical case of network entity includes base station, outside mobile terminal, server Etc..Such network entity forms a part for mobile communications network, and it is according to for mobile communication, (for example, the whole world is mobile Communication system (GSM), CDMA (CDMA), CDMA 2000 (CDMA 2000), EV-DO (enhanced speech data optimization Or only enhanced speech data), wideband CDMA (WCDMA), high-speed downlink packet access (HSDPA), high speed uplink chain Road packet accesses (HSUPA), Long Term Evolution (LTE), senior long term evolution (LTE-A) etc.) technical standard or communication party Method constructs.

The example of the wireless signal sending via mobile communication module 112 and/or receiving includes audio call signal, video The data of (phone) call signal or various form is to support the communication of text and Multimedia Message.

Wireless Internet module 113 is configured to contribute to Wi-Fi (Wireless Internet Access).This module can by internally or Externally it is coupled to mobile terminal 1 00.Wireless Internet module 113 can be sent out via communication network according to wireless Internet technologies Send and/or receive wireless signal.

It is straight that the example of such Wi-Fi (Wireless Internet Access) includes WLAN (WLAN), Wireless Fidelity (Wi-Fi), Wi-Fi Company, DLNA (DLNA), WiMAX (Wibro), Worldwide Interoperability for Microwave access interoperability (Wimax), high-speed downstream Link packet accesses (HSDPA), High Speed Uplink Packet accesses (HSUPA), Long Term Evolution (LTE), senior LTE (LTE-A) Etc..Wireless Internet module 113 can be according to one or more such wireless Internet technologies, or other interconnection Network technology transmission/receiving data.

In certain embodiments, when the such as WiBro according to the part as mobile communications network, HSDPA, HSUPA, When GSM, CDMA, WCDMA, LTE, LTE-A etc. realize Wi-Fi (Wireless Internet Access), wireless Internet module 113 executes such Wi-Fi (Wireless Internet Access).So, wireless Internet module 113 can be cooperated with mobile communication module 112, or as mobile logical Letter module 112.

Short range communication module 114 is configured to contribute to junction service.It is adapted for carrying out the technology of such junction service Including：Bluetooth (BLUETOOTHTM), RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybee (ZigBee), near-field communication (NFC), Wireless Fidelity (Wi-Fi), Wi-Fi direct, Wireless USB (radio universal serial bus) etc. Deng.Via WLAN, short range communication module 114 generally supports the nothing between mobile terminal 1 00 and wireless communication system Line communicates, the communication between mobile terminal 1 00 and another mobile terminal 1 00 or in mobile terminal and another mobile terminal Communication between the network that 100 (or external servers) are located at.One example of WLAN is wireless personal area network.

In certain embodiments, another mobile terminal (can configure similar to mobile terminal 1 00) can be wearable setting Standby, for example, intelligent watch, intelligent glasses or head mounted display (HMD), its can with mobile terminal 1 00 exchange data (or Person is otherwise cooperated with mobile terminal 1 00).Short range communication module 114 can sense or identify wearable device, and Allow the communication between wearable device and mobile terminal 1 00.In addition, when the wearable device sensing is to be authorized to and move During the equipment of dynamic terminal 100 communication, for example, controller 180 can make at least of data processing in the mobile terminal 100 Lease making is transferred to wearable device by short range communication module 114.Therefore, the user of wearable device can be in wearable device Using the data processing in the mobile terminal 100.For example, when receiving calling in the mobile terminal 100, user can use Wearable device response calls.And, when receiving message in the mobile terminal 100, user can use wearable device Check the message receiving.

Location information module 115 is commonly configured to detect, calculates, derives or otherwise identify mobile terminal Position.As an example, location information module 115 include global positioning system (GPS) module, Wi-Fi module or both.As It is necessary, any other module works that location information module 115 can alternatively or cumulatively with wireless communication unit 110 To obtain the data relevant with the position of mobile terminal.

As an example, when mobile terminal uses GPS module, it is possible to use the signal acquisition sending from gps satellite The position of mobile terminal.As another example, when mobile terminal uses Wi-Fi module, can be based on and wireless signal is sent To Wi-Fi module or from the relevant acquisition of information mobile terminal of the WAP (AP) of Wi-Fi module reception wireless signal Position.

Input block 120 may be configured to allow the various types of inputs to mobile terminal 1 20.Such input Example includes audio frequency, image, video, data and user input.Often obtain image using one or more camera 121 And video input.Such camera 121 can process and be obtained by imageing sensor under video or image capture mode Static picture or the picture frame of video.Processed picture frame can be displayed on display unit 151 or be stored in In memory 170.Meanwhile, camera 121 can be arranged to allow for the multiple figures with multiple angles or focus with matrix configuration As being imported into mobile terminal 1 00.And, camera 121 may be located at three-dimensional arrangement to obtain the left side for realizing stereo-picture Image and right image.

Microphone 122 is typically implemented as permitting audio input to mobile terminal 1 00.According in the mobile terminal 100 The function of execution can process audio input in every way.If it is necessary, microphone 122 can include various noises going Except algorithm is to remove the undesired noise producing during receiving external audio signal.

User input unit 123 is to allow the assembly of user input.Such user input can enable controller 180 Control the operation of mobile terminal 1 00.User input unit 123 can include one of mechanical input element or multiple (example Such as, mechanical keys, it is located at surface before or after mobile terminal 1 00 or the button on side surface, thin film switch, scroll wheel, rolling Dynamic switch etc.) or touch-sensitive input element etc..As an example, the input element of touch-sensitive can be By software processing be shown virtual key on the touchscreen or soft key or vision key or be located at except touch-screen it The membrane keyboard on mobile terminal at outer position.On the other hand, virtual key or vision key can with for example, figure, text, The variously-shaped display of icon, video or a combination thereof is on the touchscreen.

Sensing unit 140 be commonly configured to the internal information of sensing movement terminal, the ambient condition information of mobile terminal, One of user profile etc. or multiple.Controller 180 is generally cooperated with sensing unit 140 to be controlled based on sensing signal The operation of mobile terminal 1 00 or execution be mounted the data processing that application program in the terminal is associated, function or Person operates.Sensing unit 140 can be realized using any kind of sensor, will be described more fully now therein one A bit.

Proximity transducer 141 refers to sense by using magnetic field, infrared ray etc. in the case of not having Mechanical Contact Object close to surface or the presence of object positioned near surface or non-existent sensor.Proximity transducer 141 can To be disposed at the interior zone of the mobile terminal being covered by touch-screen, or near touch-screen.

For example, proximity transducer 141 can include any transmission-type photoelectric sensor, direct reflective photoelectric sensor, Mirror reflective photoelectric sensor, higher-order of oscillation proximity transducer, capacitive proximity sensor, magnetic-type proximity transducer, infrared ray Proximity transducer etc..When touch-screen is implemented as capacitor type, proximity transducer 141 can be by electromagnetic field in response to having The close change of the object of electric conductivity is close with respect to touch-screen to sense indicator.In this case, touch-screen (touch sensor) can also be classified into proximity transducer.

Term " close to touching " will here often be quoted to represent that wherein indicator is positioned as close to touch-screen It is not in contact with the scene of touch-screen.Term " contact touches " will here often be quoted to represent wherein indicator physical contact The scene of touch-screen.For with indicator with respect to touch-screen close to the corresponding position of touch, such position will be right Ying Yu wherein indicator is perpendicular to the position of touch-screen.Proximity transducer 141 can sense close to touch, and close to touch mode (for example, distance, direction, speed, time, position, mobile status etc.).

Generally, controller 180 is processed and is sensed by proximity transducer 141 close to touch with close to touch mode phase Corresponding data, and make can export on the touchscreen visual information.In addition, according to whether with respect to the point on touch-screen Touch is to touch close to touch or contact, and controller 180 can control mobile terminal 1 00 to execute different operations or process Different data.

Using any various touch methods, touch sensor can sense the touch being applied to such as display unit 151 The touch of screen.The example of such touch method includes resistor-type, capacitor type, infrared type and field type etc..

As an example, touch sensor may be configured to will be applied to that the specific part of display unit 151 The change of pressure is converted into electrical input signal, or the electric capacity occurring in the particular portion office of display unit 151 is converted into electricity Input signal.Touch sensor can also be configured to not only sense the position being touched and the region being touched, and senses Touch pressure and/or touch electric capacity.Touch object to be normally used for for touch input being applied to touch sensor.Typical touch The example of object includes finger, felt pen, stylus, indicator etc..

When being inputted by touch sensor sensing touch, corresponding signal can be sent to touch controller.Touch Controller can process the signal receiving, and and then corresponding data is sent to controller 180.Therefore, controller 180 Can be sensed which region of touch sensitive display unit 151.Here, touch controller can be separated with controller 180 Assembly, controller 180 or a combination thereof.

In certain embodiments, controller 180 can be set according to touching touch-screen or in addition to a touch The touch object of membrane keyboard the type identical or different controls of execution.For example, the current operation based on mobile terminal 1 00 Whether state or currently executing application in that case it can be decided that execute identical or different according to the object providing touch input Control.

Touch sensor and proximity transducer can be by individually or combination is realized, to sense various types of touches. Such touch includes short (or rapping) touch, long touch, multiple point touching, drag touch, tap touch, pinch touch, pinches Put touch, touch of sliding, hovering touch etc..

If it is necessary, sonac can be implemented with the position letter relevant with touching object using ultrasonic wave identification Breath.For example, controller 180 can be calculated ripple based on the information being sensed by illuminance transducer and multiple sonac and generate The position in source.Because light is more faster than ultrasonic wave, the time that light reaches optical pickocff is much ultrasonic than ultrasonic wave reaches The time of sensor is short.The position that ripple generates source can be calculated using this fact.For example, it is possible to be made as reference signal based on light Calculate the position that ripple generates source with the time difference reaching the time of sensor with ultrasonic wave.

Camera 121 generally includes at least one camera sensor (CCD, CMOS etc.), optical sensor (or image sensing Device) and laser sensor.

The camera 121 realizing having laser sensor can allow the touch of physical object with respect to 3D stereo-picture Detection.Optical sensor can be laminated on the display device, or overlapping with display device.Optical sensor may be configured to sweep Retouch the movement of the physical object close to touch-screen.In further detail, optical sensor can include photoelectricity two pole at row and column Pipe and transistor scan, with the electric signal changing using the amount according to the light being applied in, the content receiving at optical sensor. That is, optical sensor can be according to the coordinate of the change calculations physical object of light thus obtain the positional information of physical object.

Display unit 151 is commonly configured to export the information processing in the mobile terminal 100.For example, display unit 151 May be displayed on the execution screen message of the application program of execution or the use in response to executing screen message at mobile terminal 1 00 Family interface (UI) and graphic user interface (GUI) information.

In certain embodiments, display unit 151 may be implemented as the stereoscopic display unit for showing stereo-picture. Typical stereoscopic display unit can be using such as stereoscopic scheme (glasses scheme), automatic stereo scheme (glasses-free scheme), throwing The stereoscopic display scheme of shadow scheme (holographic plan) etc..

Dio Output Modules 152 are commonly configured to export voice data.Can obtain from any amount of different source Obtain such voice data so that voice data can be received from wireless communication unit 110 or can store it in In memory 170.Can be in such as signal receiving modes, call model, logging mode, speech recognition mode, broadcast reception mould Voice data is exported during the pattern of formula etc..Dio Output Modules 152 can provide specific with executed by mobile terminal 1 00 The relevant audio output of function (for example, call signal receives sound, message sink sound etc.).Dio Output Modules 152 May be implemented as receiver, loudspeaker, buzzer etc..

Tactile module 153 can be configured to produce user can feel, perceive or otherwise experience various Haptic effect.The typical case of the haptic effect being produced by tactile module 153 is vibration.Can be selected by user or logical Cross controller to be configured to control the intensity of vibration producing by tactile module 155, pattern etc..For example, tactile module 153 can in combination or the mode of order exports different vibrations.

In addition to vibration, tactile module 153 can also generate various other haptic effects, including by such as vertical The mobile effect of stimulation arranging of the faller gill to contact skin, the jet power of air passing through spray orifice or suction inlet or suction, To the touch of skin, the contact of electrode, electrostatic force, reproduce cold and warm sense by using absorbing or produce the element of heat Effect felt etc..

Tactile module 153 also can be implemented as the finger allowing user to pass through such as user or the muscles of the arm sensation To feel haptic effect, and haptic effect is transmitted by directly contact.Particular configuration according to mobile terminal 1 00 can also set Put two or more tactile module 153.

Optical output module 154 can be used for indicating the signal that event produces using the light output of light source.In mobile terminal In 100 produce event example can include message sink, call signal receptions, missed call, warning, schedule notice, Email is received, is received by the information of application etc..

Can also realize exporting by optics in the way of the light that mobile terminal is launched monochromatic light or had multiple color The signal of module 154 output.For example, when mobile terminal sense user checked generation event when signal output can be by Terminate.

Interface unit 160 is with acting on the interface of the external equipment of mobile terminal 1 00 to be connected to.For example, interface unit 160 can receive the data sending from external equipment, receive element and assembly to be sent in mobile terminal 1 00 for the electric power, or The internal data of mobile terminal 1 00 is sent to such external equipment by person.Interface unit 160 can include wired or wireless Head phone port, external power source port, wired or wireless data communications port, memory card port, for connection, there is mark The port of equipment of knowledge module, audio input/output (I/O) port, video i/o port, ear port etc..

Identification module can be storage for certification use mobile terminal 1 00 the chip of various information of authority and can To include subscriber identification module (UIM), Subscriber Identity Module (SIM), general subscriber identification module (USIM) etc..In addition, tool The equipment (here is also referred to as " identification equipment ") having identification module can be with the form of smart card.Therefore, identify equipment warp Can be connected with terminal 100 by interface unit 160.

When mobile terminal 1 00 is connected with external bracket, interface unit 160 can act as allowing electric power from bracket supply To the passage of mobile terminal 1 00 or can serve as allowing the various command signals that user inputs from bracket to be delivered to mobile terminal Passage.Can be used as identifying that mobile terminal is correctly mounted from the various command signals of bracket input or electric power Signal operation on bracket.

Memory 170 can storage program to support operating and storing input/output data (example of mobile terminal 1 80 As telephone directory, message, rest image, video etc.).Memory 170 can store and in response to the touch input on touch-screen The vibration data relevant with audio frequency of the various patterns of output.

Memory 170 can include the storage medium of one or more types, including flash-type, hard disk type, solid-state disk (SSD) type, silicone disc type, multimedia cassette, card-type memory (for example, SD or DX memory etc.), random access memory (RAM), static RAM (SRAM), read-only storage (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory (PROM), magnetic memory, disk, CD etc..Can also be with regard in such as internet Network on execute memory 170 store function the network storage equipment operation mobile terminal 1 00.

Controller 180 can typically control the general operation of mobile terminal 1 00.For example, when the state of mobile terminal is full When foot is pre-conditioned, controller 180 can arrange or discharge for limiting the user input control command relevant with application Lock-out state.

Controller 180 is also able to carry out control and the place being associated with audio call, data communication, video call etc. Reason, or execution pattern identifying processing is to be respectively identified as character by the handwriting input executing on the touchscreen or drawing input Or image.In addition, controller 180 can control one of these assemblies or combination disclosed herein each in order to realize Plant exemplary embodiment.

Power subsystem 190 receive external power or provide internal power and supply for operation be included in mobile eventually Respective element in end 100 and the suitable electric power needed for assembly.Power subsystem 190 can include battery, and this battery is usual It is chargeable or be removably coupled to terminal body, for charging.

Power subsystem 190 can include connectivity port.Connectivity port can be configured to interface unit 160 one shows Example, for supplying electric power so that the external charger that battery recharges is electrically connected to this interface unit 160.

As another example, power subsystem 190 may be configured in the case of not using connectivity port with wireless Mode battery is recharged.In this example, using the inductively method based on magnetic induction or with EMR electromagnetic resonance Based on EMR electromagnetic resonance coupling process, power subsystem 190 can receive from external wireless electric power transmitter transmission electric power.

According to the mobile terminal 1 00 of exemplary embodiment disclosed herein can include multiple means of payment (method of payment, Pay medium etc.).Here, the means of payment including in the mobile terminal 100 refers to from buyer using come to seller payments article Mode, and credit card, debit card of storing in the mobile terminal 100 etc. can be included.Detect pay request and After user permits this payment request, controller 180 can be asked in response to this payment, transmit and select from multiple means of payment A kind of related information of means of payment, is thus easy to the payment in response to paying request.

Such as software, hardware or its any combinations can be used, with computer-readable medium, machine readable media or Person's similar mediums realize various embodiment described here.

More preferred embodiments will be described more fully with reference to additional accompanying drawing.Those skilled in the art will Understand, eigen can be implemented with several forms in the case of without departing from its characteristic.

Fig. 2 is the flow chart illustrating to change the operation of the main means of payment in the terminal according to the country being presently in.

The controller 180 of mobile terminal 1 00 disclosed herein can according to mobile terminal 1 00 when prelocalization (position), Check the country (S200) of the current visiting of user.In step s 200, controller 180 can check mobile terminal in every way The corresponding country in 100 current location.

For example, when mobile terminal 1 00 accesses visited network during roaming, controller 180 can be based on from visited network The information that network receives, identification is corresponding to the country of the current location of mobile terminal 1 00.

Generally, roaming refers to that mobile communication company (mobile-phone carrier or mobile operator) allows its user to pass through certain The facility of the different mobile operator in area, rather than the communications facility of their own, dial or receive the service of phone.Roaming can Covered broadly with allowing mobile terminal 1 00 to share and will pass through minimum cost using the network of various mobile radio operator Area.Here, the communication network of the mobile-phone carrier of subscriber's registration is referred to as home network, and the difference accessing during roaming The communication network of mobile-phone carrier is visited network.

Roaming can allow user's telephone number by using user use at home, moves communication abroad.? In this example, the domestic mobile telephones operators in co-operation with subscriber's registration of mobile terminal 1 00 can be accessed with mobile terminal 1 00 The communication network (visited network) of overseas mobile phone operator mode it is allowed to the roaming that carries out abroad.

Meanwhile, the public land that the controller 180 of mobile terminal 1 00 can be received by the communication network by being currently accessed Mobile network (PLMN) ID, identification accesses or does not access visited network.That is, the home network that controller 180 can be had PLMN ID compare with the PLMN ID of the communication network being currently accessed.If two PLMN IDs are different from each other, mobile whole The controller 180 at end 100 can determine and accessed visited network at present.Controller 180 can also be identified by this PLMN ID and move The current location of dynamic terminal 100.

Hereinafter, will be more fully described, with reference to Fig. 3 to 6, the letter receiving based on mobile terminal 1 00 from visited network Breath, the process of current location of identification mobile terminal 1 00 or operation.

Meanwhile, in step S200, controller 180 can use location information module 115, such as GPS module or WiFi mould Block, obtains the position of mobile terminal 1 00.Thus, controller 180 can check relevant with the country corresponding to obtained position Information.

Or, the various information receiving in the mobile terminal 100 can be used for identifying mobile terminal 1 00 by controller 180 The area being presently in.For example, by receiving, controller 180 can inform that the road report of ongoing roaming service disappears Breath etc., identification is corresponding to the country of the current location of mobile terminal 1 00.

Or, controller 180 can be set by being provided that the periphery of the information of the current location about mobile terminal 1 00 Standby, the current location of identification mobile terminal 1 00.Here, ancillary equipment can be various.For example, ancillary equipment is permissible It is to be sent to payment terminal of mobile terminal 1 00 etc. by paying request.

Meanwhile, in step S200, after checking the country corresponding to the current location of mobile terminal 1 00, controller 180 can To recommend, in the middle of multiple means of payment of including in the mobile terminal 100, to be suitable for corresponding to mobile terminal 1 00 to user At least one means of payment (S202) that the country of current location uses.

For this reason, in step S202, controller 180 can be with respect to the multiple means of payment including in the mobile terminal 100 Each, collect the information of country being presently in about mobile terminal 1 00.For example, controller 180 can be respectively from granting The publisher of the means of payment, i.e. the information being presently in country of bank or credit card company's relevant mobile terminal 1 00 of collection. Whether the information being collected about each means of payment can include representing this means of payment in working as corresponding to mobile terminal 1 00 There is provided in the available information of country of front position, each means of payment blocks association's brand, based on national discount or commission profit Beneficial (commission benefit), or with respect to respective country particular locality tax-free.

Meanwhile, when collecting those information relevant with the means of payment, controller 180 can be based on various pre-set criteria, Search at least one of multiple means of payment, and export Search Results.

For example, in the middle of multiple means of payment that controller 180 can include in the mobile terminal 100, search is mobile whole The available means of payment of country that end 100 is presently in.Here, limit can be used based on the overseas of setting in the means of payment System, the currency supported of respective pay mode whether the country residing in mobile terminal 1 00 can use, the deadline of the means of payment Deng determining that country whether residing in mobile terminal 1 00 for the means of payment can use.

That is, when the use of the means of payment is set to overseas be subject in limited time, i.e. when configured overseas using limiting when, control Device 180 can determine that the corresponding means of payment in multiple means of payment is unavailable.Or, when the means of payment do not support by When the currency that country residing for mobile terminal 1 00 accepts pays, controller 180 can determine that the corresponding means of payment is unavailable. When the means of payment will within the scheduled period expired when, controller 180 can also determine that the corresponding means of payment is unavailable.Real at this In example, the basis of the travel information of the user that controller 180 can store in the mobile terminal 100 or air ticket purchasing history information On, check that how long user will stay in overseas.Controller 180 is it may also be determined that will be expired in overseas scheduled time slot staying The means of payment is unavailable.

Meanwhile, according to Search Results, controller 180 can discriminatively export mobile terminal in the middle of multiple means of payment The available means of payment of country being presently in and the disabled means of payment.In this example, when a kind of means of payment is being worked as When front residing country can use, the means of payment of current search can be set to " main (or main) payment by controller 180 immediately Mode ".

Wherein, " the main means of payment " may refer to by user previously from multiple means of payment select the means of payment so that Can be paid via the previous means of payment selecting in response to the payment request of detection.In this example, it is chosen as " main The means of payment of the mode of paying " can be in the means of payment of " activity (or activation) state ", and unselected is selected as " main payer The means of payment of formula " can be in the means of payment of " inactive (or deactivation) state ".

On the other hand, in multiple means of payment, if the not available payer of country residing in mobile terminal 1 00 Formula, controller 180 can notify (or indicating) user to obtain in the available means of payment of respective country.Or, controller 180 can To ask to change available multiple means of payment in the country that mobile terminal 1 00 is presently in user's output guide information The setting of at least one.

On the other hand, when having searched in the country that mobile terminal 1 00 is presently in the middle of multiple means of payment During available multiple means of payment, controller 180 can be in every way by least one in multiple means of payment of search The means of payment based on selection.

For example, controller 180 can search for the country having with checking in step s 200 from multiple means of payment can The means of payment of the card brand identical brand of card association accepting.Here, " card association " may refer to process and have specific product The Payment Card of board, i.e. the network of the card issuing of " MASTER ", " VISA " etc. and purchaser.That is, when residing for mobile terminal 1 00 When the brand of acceptable card association of country is " MASTER ", controller 180 can be searched in the middle of the multiple means of payment prestoring Rigging has the means of payment of brand " MASTER ", and exports the means of payment of search in differentiable mode.In this example, If searching a kind of means of payment, the means of payment of current search can be set to " main payer by controller 180 immediately Formula ".

On the other hand, when searched in the country checking in step s 200 acceptable, have and card association During multiple means of payment of card brand same brand, controller 180 can be according to the current location corresponding to mobile terminal 1 00 Country, exports the information relevant with the interests of each means of payment further.Interests relevant information can include and be presently in Country relevant, for particular locality based on regional discount, clearing commission, tax-free etc..By this way, in step S202, may search for the available means of payment in the country that mobile terminal 1 00 is presently in, and can be in display unit The information relevant with the means of payment of each search being related in the country being presently in is exported on 151.Hereinafter, will join Examine Fig. 7, be more fully described this operation.

In step S202, controller 180 can export to be had with the multiple means of payment being currently included in the mobile terminal 100 The information closed.Controller 180 can allow user to select at least one in multiple means of payment.Then, controller 180 is permissible Selected at least one means of payment is set to " the main means of payment " (S204).In this example, step S204 can by by At least one means of payment that user selects from the multiple means of payment storing in the mobile terminal 100 is set to active state, And the step that other means of payment in addition to the selected means of payment are set to inactive state.In this example, control Device 180 can control only to be realized paying via the means of payment being active.

Meanwhile, when arranging the main means of payment, controller 180 can detect whether to receive payment request.When receiving When paying request, controller 180 can be in response to user to the license paying request, and transmission is relevant to be currently set for " main payment The information of the means of payment of mode ", controls then in response to this payment request and pays (S206).

The main means of payment can also be multiple.For example, controller 180 can arrange multiple main means of payment so that can be On the basis of the environment detecting when receiving and paying and ask, selected using the different means of payment according to user.For example, control Whether device 180 can be in ad-hoc location or spy according to the total amount spending, according to the amount of money or mobile terminal 1 00 paying request Fixed area (for example, duty-free shop), controls and completes to pay by the different means of payment.

Therefore, when detecting the overseas roaming that (sensing) arrives mobile terminal 1 00, according to the movement of embodiment disclosed herein The controller 180 of terminal 100 can export the country about the current location corresponding to mobile terminal 1 00, i.e. user stays In country, the availability of each of multiple means of payment prestoring or the information of interests.Then, controller 180 can allow User is based on availability, interests etc., selects a kind of means of payment, is thus more convenient for searching for and is suitable in the country being presently in The means of payment using.

Simultaneously it has been described that when overseas roaming is detected, according to the mobile end of exemplary embodiment disclosed herein The controller 180 at end 100 can identify being presently in corresponding to mobile terminal 1 00 from the information of the visited network about accessing The country in area.Hereinafter, the operation of mobile terminal 1 00 in this example will be described in more detail in reference to Fig. 3 to 6.

First, Fig. 3 is the concept map of the example of network environment illustrating that mobile terminal accesses.

With reference to Fig. 3, eNB 310 can be connected wirelessly to user equipment (UE：Mobile terminal) 100.ENB 310 can be to UE 100 dividing frequency, and manage every including radio bearer control, admissions control, mobility control, scheduling and security One radio function.For example, eNB 310 may be mounted at constitute tracing area (TA) multiple cells each at.

ENB 310 may be coupled to including Mobility Management Entity (MME) 320, gateway (S-GW) 330 and packet net Close the core network of (P-GW) 340.

MME 320 can be connected to eNB 310 via wireless channel, and management is in the UE 100 of idle pulley, and refers to Fixed (selection) S-GW 330 and P-GW 340.MME 320 can execute the function being included in roaming and checking, and processes The carrying signal generating in UE 100.

S-GW 330 can be used as mobile anchor during UE 100 is mobile.

P-GW 340 can distribute Internet protocol (IP) address to UE 100, and execution is included in the grouped data of core network In function, and when UE 100 moves between 3GPP wireless network and non-3 gpp wireless network be used as mobile anchor.

Meanwhile, Fig. 4 is to illustrate when UE 100 is initially accessed this wireless network environment, and registration UE 100 is with using access The process of wireless network flow chart.

When powering up mobile terminal, that is, during UE 100, UE 100 can be by attachment request messaging to residing for UE 100 The base station (eNB) 310 of cell, to use network (S400) from MME320 request.Here, attachment request message can include making International Mobile Subscriber mark (IMSI) of the identification information for UE 100.

After receiving attachment request message, eNB 310 can by include eNB 310 residing for cell ID (evolution Universal land radio access web (E-UTRAN) cellular global identity accords with：) and relevant with this cell tracing area mark ECGI The initial UE message of symbol (TAI) information is sent to MME 320.Here, eNB 310 can be by being attached to initial UE message In, transmit attachment request message.TAI can refer to the cell about including the eNB 310 having been received by attachment request message The identification information of tracing area (TA).

Meanwhile, MME 320 can be based on those information including in the initial UE message receiving, i.e. IMSI, TAI etc., Update the position (S420) of UE 100.During step S420, MME 320 can pass through home subscriber servers (HSS), checking UE 100 and register this UE 100 so that when UE 100 is as checking user, UE 100 can access network.

In response to the attachment request message of UE 100, attachment received message can be sent to UE 100 by MME 320.For This, attachment can be accepted message to eNB 310 so that attachment received message can be forwarded to UE 100 (S430) by MME 320. Then, the attachment received message receiving from MME 320 can be forwarded to UE 100 (S440) by eNB 310.Thus, UE 100 can To recognize that it has registered in the network being currently accessed and can pass through access network, execution radio communication.

Meanwhile, during step S430, in the way of identification information is attached to attachment received message, based on including first TAI information in beginning UE message, eNB 310 can transmit its adjacent with the TA corresponding to the TAI information receiving from eNB 310 The relevant identification information of his TA (TAI list).Therefore, have been received by be attached received message UE 100 can obtain with currently The relevant information of residing TA and other TAs adjacent with the TA being presently in.

As it was previously stated, TAI list can include the information of other TAs adjacent with the TA residing for UE (mobile terminal) 100, That is, TAI information.TAI information can include the information relevant with the position of corresponding TA.

Fig. 5 is the concept map of the frame structure illustrating TAI information.

With reference to Fig. 5, TAI information in the form of maximum 40, and can include PLMN ID 550 and TAC (tracking Region code) 530.Here, TAC 530 may refer to the eigenvalue by mobile-phone carrier to every TA distribution, and PLMN ID 550 may refer to the eigenvalue for identifying mobile-phone carrier.

PLMN ID 550 can be compared by controller 180 with currently stored Home PLMN ID in memory 170.When When the PLMN ID 550 of the TAI information acquisition receiving is different from Home PLMN ID, controller 180 can determine mobile terminal 100 have currently accessed another network different from home network, i.e. access visited network.

Here, as shown in figure 5, PLMN ID 550 can include mobile country code (MCC) 510 and mobile network code, MNC (MNC)520.Controller 180 can be from including in the PLMN ID 550 being obtained, i.e. in the PLMN ID 550 of visited network MCC 510 and MNC 520, identify the identification information relevant with the visited network being currently accessed, and the area being presently in, That is, the country that mobile terminal is presently in.For example, " Korea S " can have the MCC 510 of distribution " 450 ", as " Korea S " " SKT " of one mobile-phone carrier can have the MNC 520 of distribution " 05 ".Therefore, when PLMN ID 550 is When " 45005 ", can appreciate that, mobile terminal UE 100 has currently accessed the mobile-phone carrier " SKT " being located at " Korea S " Network.

Therefore, mobile terminal, i.e. the UE 100 according to embodiment disclosed herein can be known based on the TAI list receiving Not Dui Yingyu current location country.That is, as it was previously stated, controller 180 can from include receive from MME 320 TAI row TAI information in table, checks MCC 510.Thus, controller 180 can be from the MCC 510 checking, identification mobile terminal 1 00 is worked as Front residing country.

For this reason, the MCC 510 being used for from checking can be identified by spy according to the mobile terminal 1 00 of embodiment disclosed herein The information of fixed country is pre-stored in memory 170.In this example, in memory 170, the information of storage can include corresponding to National information in each MCC.Hereinafter, it is referred to as MCC country mark for identification corresponding to the information of the country of specific MCC Knowledge information.

Similar, the controller 180 of the mobile terminal 1 00 according to embodiment disclosed herein can also be from including Each TAI information in TAI list, checks MNC 520.In this example, controller 180 can also from check MNC 520, Check the information relevant with the network being currently accessed, i.e. be included in the movement in the area (TA) that mobile terminal 1 00 is presently in Telephone operator information.Similar with MCC country identification information, can will be used for identifying the MNC net of network from the MNC 520 checking Network identification information is further stored in memory 170.

Meanwhile, when the user is mobile, the UE 100 according to embodiment disclosed herein can move to not at any time Same position.As mobile UE 100 removal tracing area (TA) in response to user, UE 100 can sense and execute Tracking area update (TAU).

For example, UE 100 can receive broadcast system information block 1 from the base station (eNB) 310 of the cell being presently in (SIB1).Here, the intrinsic information belonging to eNB 310 can be broadcasted in the base station (eNB) 310 of cell by SIB1, i.e. have with TA The tracing area code (TAC) closing.

UE 100 can check that the TAI corresponding to the TAC receiving from eNB 310 whether there is in the TAI list prestoring In those the TAI information including.When the TAI corresponding to the TAC receiving from eNB 310 is not present in the TAI list prestoring When, UE 100 is it can be appreciated that TA changes, and starts to execute TA renewal (TAU) process.

Or, UE 100 can execute TAU process after the preset time period passage for periodicity TAU.

Fig. 6 is to illustrate that the TAI list being not present in prestoring as the TAI corresponding to the TAC receiving from eNB 310 includes When in TAI information, the flow chart that UE 100 executes the process of TAU.

With reference to Fig. 6, TAU request message is sent to eNB 310 (S600) by UE 100, and TAU can be asked by eNB 310 Message is asked to be forwarded to MME 320 (S620).MME 320 can will be used for asking the upper and lower of the contextual information relevant with UE 100 Civilian request message is sent to MME, i.e. the old MME (S604) that UE 100 had previously connected, and receive this request context should Answer message (S606).

After this, MME 320 can transmit the change bearing request message for carrying change from S-GW 330 request (S608), and receive to change bearing request message response (S610).

MME 320 can transmit for asking the more new position request of location updating to disappear from home subscriber servers (HSS) Breath (S612).Then, HSS can cancel the location registration (S614, S616) of old MME, and by the response of location updating (more New position response) it is sent to MME 320 (S618).

The TAU received message being used for accepting TAU can be sent to UE 100 (S620) by MME 320.

In this example, MME 320 can transmit TAI list together with TAU request message.Here, TAI list can List with the TAI of other adjacent TA of the TA referring to UE 100 is presently in.

Therefore, UE 100, that is, the mobile terminal 1 00 according to embodiment disclosed herein can obtain after completing TAU process The TAI information being presently in TA must be included in and be included in the TAI information in adjacent TA.The controller of mobile terminal 1 00 180 can obtain, in the way of parsing TAI information, the PLMN ID including MCC and MNC.The PLMN ID being obtained can allow Identify the identification information relevant with the visited network being currently accessed and region, i.e. the country that mobile terminal 1 00 is presently in.

Therefore, the controller 180 of the mobile terminal 1 00 according to embodiment disclosed herein, as shown in Fig. 3 is to 6, Ke Yi After initial registration in network or after position changes because user moves, obtain the state being presently in mobile terminal 1 00 The relevant information of family, and the mobile-phone carrier being presently in area.

Meanwhile, in step S200 of Fig. 2, when identification is corresponding to the country being presently in area of mobile terminal 1 00, i.e. When being presently in country of mobile terminal 1 00, controller 180 can be searched on the basis of the country of the step S202 identification of Fig. 2 Rope prestores at least one of multiple means of payment in the mobile terminal 100, as being suitable for used in the country being identified The means of payment.

Meanwhile, under specific circumstances, the attachment received message shown in Fig. 4 to 6 or TAU received message can not be received. For example, in response to the movement of user, when mobile terminal 1 00 accesses another network in addition to LTE or 3GPP network, when in network When during access procedure, refusal UE 100 accesses this network (or when receiving attachment refuse information), or when refusal TA renewal please When asking (or when receiving TAU refuse information), attachment received message or TAU received message can not be received.In this example, In response to not receiving attachment received message or TAU received message, controller 180 may working as according to mobile terminal 1 00 Front position receives the identification information (such as PLMN ID) being included in visited network.

The controller 180 of the mobile terminal 1 00 according to embodiment disclosed herein thus can detect (sensing) this state. For example, after in transmission attachment request message or TAU request message, it is attached acceptance in predetermined amount of time or longer interior not receiving When message or TAU received message, this state can be defined as being attached connecing of received message or TAU received message by controller 180 Receive the state of failure.Or, even if when execution Fig. 4 and 6 attachment request or TAU request process reach more than pre-determined number, or When not receiving attachment received message or TAU received message, this can be defined as by controller 180 can not reception state.Or, When receiving attachment refuse information or TAU refuse information, this can be defined as being attached received message or TAU by controller 180 Received message can not reception state.

Therefore, controller 180 can by different way, according to the current location of mobile terminal 1 00, obtain with national or be subject to Visit the relevant information of network.For example, controller 180 can use and include GPS the or WiFi mould in location information module 115 Block, calculates the current location of mobile terminal 1 00, and obtains national information based on the current location calculating.Or, controller 180 can obtain the current location with mobile terminal 1 00 by may be connected to the ancillary equipment (such as payment terminal) of UE 100 The corresponding country information relevant with visited network.Or, controller 180 can be based on the message receiving from specific initiator The text that (for example, the movement of user being informed message of another location etc.) identifies, identification is current corresponding to mobile terminal 1 00 The country of position.Then, controller 180 can be searched in mobile terminal on the basis of the country being identified or visited network In prestore the means of payment at least one, as being suitable for payer used in the country that mobile terminal 1 00 is presently in Formula.

Fig. 7 is shown in greater detail in step S202 of Fig. 2, and according to the current location of mobile terminal 1 00, it is suitable to search for The process of the means of payment.

With reference to Fig. 7, the controller 180 of the mobile terminal 1 00 according to embodiment disclosed herein can be from currently moving In multiple means of payment of storage in terminal 100, search is presently in available payer in country in mobile terminal 1 00 Formula.

For example, in step S700, controller 180 can be on the basis to the information that each of multiple means of payment are collected On, detection can allow the means of payment of the country of use.That is, in step S700, controller 180 can detect overseas or mobile whole The country that end 100 is presently in limits the means of payment using.Thus, controller 180 can by the middle of the means of payment prestoring, Another means of payment in addition to the means of payment being detected is identified as the available payment of country being presently in mobile terminal 1 00 Mode.

Meanwhile, in step S700, controller 180 can check whether the means of payment prestoring in the terminal includes It is identified as the means of payment (S702) of the available means of payment of country that mobile terminal 1 00 is presently in.According to step S702 Inspection result, when there is the available means of payment of country that mobile terminal 1 00 is presently in, controller 180 can relatively In each means of payment being identified as the currently available means of payment, export the various information relevant with the country being presently in.

The various information of output can include and based on national discount or clearing commission or be used for respective country specifically The tax-free relevant information in area.Or, when the country being presently in just is holding particular event (for example, program, sports tournament etc.), Relevant information can be exported further.In this example, when the corresponding means of payment provide be included in specific in particular event During interests, controller 180 can export the information relevant with this interests further, and (for example, 2004 world cups of Korea S, to specific Extra discount that the payment of football match admission ticket gives etc.).

Interests relevant information can be exported with corresponding to each means of payment.For example, in step S702, controller 180 can To control the benefits information being provided by the means of payment to be output at respectively on the image of the means of payment, it is identified as available payer Formula.Therefore, mobile terminal can allow user to compare benefits information for each means of payment, and according to benefits information Comparative result, at least one means of payment is chosen as " the main means of payment ".After a while, will be with reference to Figure 12 A to 12D, in more detail Describe country that mobile terminal 1 00 is presently in, the interests relevant information being provided by each means of payment and corresponding is provided Ground selects the example of specific payment mode.

When the inspection result according to step S702, there is not the available payment of country being presently in mobile terminal 1 00 During mode, controller 180 can export the information (S706) about adding or changing the means of payment on display unit 151.

In step S706, controller 180 can export on display unit 151 and be presently in mobile terminal 1 00 The relevant information of available at least one means of payment in country.Or, controller 180 can change many for user's output request The menu of at least one setting of kind of the means of payment is so that what at least one means of payment was presently in mobile terminal 1 00 Country is available.

Controller 180 can add the new means of payment, or at least one according to the change multiple means of payment of state change State (S708).That is, when user adds the new means of payment, controller 180 can export relevant adding on display unit 151 Plus the new means of payment information.Or, according to changing request, at least one means of payment can be changed in mobile terminal 100 countries being presently in can use.Hereinafter, will with reference to Figure 11 A and 11B, be more fully described when mobile terminal 1 00 current When residing country no can use the means of payment, output is about the example of interpolation or the information changing the means of payment.

Meanwhile, when the state added the new means of payment or change the means of payment, controller 180 may return to step S700 To check whether there is the available means of payment of country being presently in mobile terminal 1 00 with S702.In this example, in step New interpolation or the altered means of payment about limiting setting can be identified as working as in mobile terminal 1 00 by S700 and S702 A kind of available means of payment of front residing country.And, in step S704, can export on display unit 151 with respect to The country that mobile terminal 1 00 is presently in, limits, by newly adding or changing it, the interests that the means of payment of related setting provides.

Above by reference to those flow charts, describe when overseas roaming occurs, mobile terminal 1 00 disclosed herein is searched Rope available means of payment in the country being presently in, and export to the country being presently in by the means of payment searched for The relevant information of interests that each provides, so as the country that user is readily susceptible to select to be suitable for be presently in user use The operation of the mode of paying.

Hereinafter, will describe and roamed due to overseas, based on mobile terminal 1 00 disclosed herein with reference to exemplary drawings The country being presently in, automatically change " the main means of payment " example, and output be included in the current of mobile terminal 1 00 The example of the benefits information in each means of payment available in residing country.For explanation it is assumed that mobile terminal 1 00 The means of payment of middle storage is business card (or credit card) or debit card is described below to carry out.However, payment disclosed herein Mode can also be any ideal money, network currency, bit coin etc. with not limited to this.To those skilled in the art For member, similar with the image of credit or debit card, output is corresponding to ideal money, the such as figure of network currency or bit coin Picture, and by user, this ideal money to be chosen as the means of payment be obvious.

First, Fig. 8 is to illustrate when mobile terminal 1 00 roams, the country being presently according to mobile terminal 1 00, changes The exemplary diagram of the example of the means of payment.

The first of Fig. 8 illustrates the movement according to user, and mobile terminal 1 00 detects and abroad roams and export and identify The relevant information of country example.

Mobile terminal 1 00 disclosed herein in every way, can detect the generation of overseas roaming.For example, as Fig. 3 to 6 Shown, when leading to mobile terminal 1 00 to access visited network due to overseas roaming, mobile terminal 1 00 disclosed herein can be based on The PLMN id information receiving from visited network, identifies the country being presently in.Then, mobile terminal 1 00 can be according to identification Country, detects whether to roam.

Or, the controller 180 of mobile terminal 1 00 disclosed herein can be from the specific initiator of such as user subscription The guide message that mobile-phone carrier sends, the generation of the overseas roaming of detection.For example, receiving as indicating that roaming charges etc. carry For roaming guide message when, controller 180 can be based on roaming guide message, the state that be presently in of identification mobile terminal 1 00 Family.That is, when roaming guide message is expense guide message, such as " call to Korea S from England, 1700 circles per minute, Answer the phone from England to Korea S, 1072 circles per minute, and every kbytes of data 7 circle ", controller 180 can be from this Message detection or calculate national title, such as " England ", and identify that mobile terminal 1 00 is currently at corresponding to being calculated The country of national title.

Or, controller 180 can use location information module, such as GPS module or WiFi module measurement current location, And based on the position of measurement, the country being presently in of identification mobile terminal 1 00.Or, controller 180 can set from periphery Standby, for example, it is provided that the payment terminal (for example, POS terminal) of these positional informations obtains positional information, and from the position obtaining Confidence ceases, the country being presently in of identification mobile terminal.

When the country of identification be different from the position being previously identified as mobile terminal 1 00 national when, controller 180 can So that this to be defined as occurring abroad to roam.In this example, as shown in first figure of Fig. 8, controller 180 can control display single Unit 151 is exporting for the overseas roaming of detection is informed the announcement information 800 of user.In this example, announcement information 800 can With include about mobile terminal 1 00 moved towards country, i.e. corresponding to mobile terminal 1 00 be presently in place country Information.

Meanwhile, announcement information 800 can also include selecting to change the menu of the means of payment for user.In this example, When user passes through to include the menu in announcement information 800, selects to change the means of payment, controller 180 can export relevant The information of the change of the means of payment.

The second of Fig. 8 illustrates the example of the information of change about the means of payment to the 4th.

As shown in first figure of Fig. 8, when by announcement information 800, when user selects to change the means of payment, controller 180 Information about the means of payment currently storing in the mobile terminal 100 can be exported on display unit 151.In this example In, controller 180 can be by being divided into multiple regions by display unit 151, and output is about the information of the means of payment.For example, As shown in second figure of Fig. 8, display unit 151 can be divided into and being used in mobile terminal 1 00 for exporting respectively by controller 180 The second area 850 of the thumbnail image of multiple means of payment of middle storage, and for exporting relevant multiple means of payment A kind of first area 810 of details.

In this example, can export, on first area 810, the more details including about specific payment mode Image 820.Here, when the means of payment is for particular credit card, as shown in second figure of Fig. 8, can be so that relevant being somebody's turn to do can be identified The mode of the information of the title of credit card, card number and card association brand, exports means of payment image 820.

Meanwhile, can export for being currently included thumbnail image in the mobile terminal 100 on second area 850 852,854 and 856.When user selects one of thumbnail image 852,854 and 856 of output on second area 850, Controller 180 on first area 810, can export the image of the means of payment of the thumbnail image selecting corresponding to user 820.

Controller 180 can be can use according to the country whether specific payment mode is presently in mobile terminal 1 00, with can The mode distinguished, shows thumbnail image on second area 850.That is, corresponding to the 3rd thumbnail figure of the 3rd means of payment As 856 may not be the available credit card of country (England) being presently in mobile terminal 1 00.In this example, as Fig. 8 The second figure shown in, controller 180 can output corresponding to the 3rd means of payment the 3rd thumbnail image 856 display list On one region of unit 151, export and be used for notifying the disabled Drawing Object of the 3rd means of payment.Therefore, user will be appreciated that It is currently unavailable to the 3rd means of payment.

Meanwhile, the payer that the controller 180 of mobile terminal 1 00 disclosed herein can export on first area 810 On formula image 820, output is about the details of the current means of payment selecting further.For example, details can be worked as When being paid via the current means of payment selecting of country that mobile terminal 1 00 is presently in, about the clearing collected are hired Gold or the information of integration criterion.And, details may further include the means of payment of current selection to mobile terminal 1 00 Interests relevant information during the national offer of advantages being presently in.Interests relevant information can be discount information or ought in addition integrate When point relevant information.

Interests relevant information may further include about particular locality or is included in the state that mobile terminal 1 00 is presently in The information of the event in family.For example, controller 180 may further include information of the tax-free interest about duty-free shop etc., or The information of the particular interest (for example, extra discount or additional integration) about providing in particular locality.Or, the state being presently in When family holds particular event (such as program, sports tournament etc.), controller 180 can export relevant information further.Real at this In example, if the corresponding means of payment provides the particular interest being included in particular event, controller 180 can export further Relevant interests are (for example, when, during world cup, using the corresponding means of payment, giving during the admission ticket paying specific football match Extra discount) information.

The controller 180 of mobile terminal 1 00 disclosed herein can export with respect to mobile terminal on display unit 151 100 country being presently in, the various benefits information being provided by each means of payment.Controller 180 can also allow for user Select at least one means of payment.

On means of payment image 820 output benefits information can include with regard to the corresponding means of payment be based on area or The discount information of spending amount or clearing commission information.These information can allow user area, spending amount or lasting when Between on the basis of, the different means of payment is chosen as " the main means of payment ".

In this example, when mobile terminal 1 00 enters the particular locality of the country being presently in, controller 180 is permissible Selected according to user, " the main means of payment " is changed into specific payment mode.Or, when consumption total value or for single example or When the spending amount of article exceeds preset cost, selected according to user, " the main means of payment " can be changed over spy by controller 180 Determine the means of payment.Or, after the passage of duration of specifying in the main means of payment of current setting, controller 180 can be by " the main means of payment " changes over the another means of payment by user preset.

When the main means of payment change over including multiple means of payment in the mobile terminal 100 a kind of when, controller 180 Can be with output notice message 860 to inform the change of the main means of payment, as shown in the 4th figure of Fig. 8.Meanwhile, controller 180 can , while output notice message 860, in the way of exporting vibration or earcon, use is informed in the change of the main means of payment Family.

Meanwhile, Fig. 8 is exemplarily illustrated the multiple means of payment of output, and when user selects one kind of multiple means of payment When, export the notification message 860 of the change for notifying the main means of payment.However, it is also possible to every time when the main means of payment of change, And when selecting a kind of means of payment, output notice message 860.That is, in addition to those examples shown in except Fig. 8, though when according to In the different settings in area, spending amount or duration, automatically change during the main means of payment it is also possible to output notice message 860 and/or alarm or vibrate.

Fig. 9 be shown in roaming during, the country means of payment being automatically changed to residing for mobile terminal 1 00 is available The exemplary diagram of the example of the means of payment.

First, the first of Fig. 9 illustrates according to embodiment disclosed herein, based on the roaming receiving from specific initiator Guide message, the example of the country being presently in of identification mobile terminal 1 00.

For example, " specific promoter " may refer to the mobile-phone carrier of the home network corresponding to mobile terminal 1 00. That is, when roaming occurs, the mobile-phone carrier of the communication network being used by the user of mobile terminal 1 00 is provided can to transmit Roamed due to overseas for informing, user can not use the communication network of home network at present, it is thus necessary to logical using foreign country The message (roaming guide message) 904 of communication network.In addition to roaming guide message, mobile-phone carrier can also transmit for accusing Know the message (roaming charges message) 902 of the great number rate that roaming is collected.Can be defeated on the display unit 151 of mobile terminal 1 00 Go out those message 902 and 904.Show this example in first in figure of Fig. 9.

In this example, controller 180 can pass through message 902 and 904, the state that identification mobile terminal 1 00 is presently in Family.For example, controller 180 can pass through the roaming guide message in those message 902 and 904 shown in the first in figure of Fig. 9 904, the overseas roaming of detection mobile terminal 1 00.Controller 180 can be included in roaming charges message 902 with identifying or checking Text mode, the country that is presently in of identification mobile terminal 1 00, i.e. " England ".

In this example, controller 180 can be searched for and moving in the means of payment that mobile terminal 1 00 is currently included The country that terminal 100 is presently in, i.e. " England " available means of payment.As shown in second figure of Fig. 9, when as available The means of payment, when only existing first means of payment, controller 180 can use the thumbnail figure of output on second area 850 Picture, represents the availability of only first means of payment.

That is, as shown in second figure of Fig. 9, in addition to the first thumbnail image 852 corresponding to first means of payment, controller 180 can corresponding to other second and the 3rd the means of payment thumbnail image 854 and 856 on output pattern object so that Represent other second and the 3rd the means of payment unavailable.Or, controller 180 can correspond on second area 850 in only output In the currently available means of payment, i.e. the first thumbnail image 852 of first means of payment.

By this way, when only existing a kind of available means of payment, controller 180 is it is of course possible to select this can immediately With the means of payment, as " the main means of payment ", select even without user.In this example, even if no user selects, such as Fig. 9 The 3rd figure shown in, can on display unit 151 immediately output notice change the main means of payment message 860.

However, different from the example of Fig. 9, it is currently included in those means of payment in the mobile terminal 100, mobile terminal When there is not the available means of payment in 100, controller 180 can show in every way.Figure 10 is to illustrate when public herein When in the mobile terminal 1 00 opened not included in the available any means of payment of the country being presently in, output can about not existing Exemplary diagram with the example of the information of the means of payment.

For example, as shown in (a) of Figure 10, controller 180 can be in the various status informations for output mobile terminal 100 The region of (configured information), i.e. in instruction area, export for notifying the information that there is not the available means of payment.In this example, When the touch gestures in response to being applied by user or touch with drag input and during output indication information 1010, controller 180 can Moved for notifying not existing with together with currently received message or various announcement information, display unit 151 exporting The information 1012 of the available means of payment in current location of dynamic terminal 100.

Or, when output about by the information of the means of payment of the means of payment based on user setup when, controller 180 Can export for notifying the no means of payment in the available information in the current location of mobile terminal 1 00.That is, relevant main when output During the information 1022 of the mode of paying, such as shown in (b) of Figure 10, controller 180 can export for notifying to work as on display unit 151 The main means of payment of front setting is in the disabled message in the current location of mobile terminal 1 00 1024.

As described above, in mobile terminal 1 00 disclosed herein, if as shown in figure 9, arbitrary means of payment is mobile whole The current location at end 100 can use, then can automatically select the available means of payment.Therefore, when shown in the second figure as Figure 10, defeated During outbound message 1024, user can appreciate that the means of payment no available in the current location of mobile terminal 1 00.

Meanwhile, when there is default particular device near mobile terminal 1 00 disclosed herein, mobile terminal 1 00 is permissible Export for notifying the information not having in the available means of payment in current location.That is, as shown in (c) of Figure 10, when from shifting When sensing payment terminal 1000 in the predeterminable range of dynamic terminal 100, controller 180 can export use on display unit 151 There is not the message 1030 of the currently available means of payment in notice.

Figure 10 illustrates by adopting ad hoc approach, exports under specific circumstances for notifying there is not the available means of payment Announcement information example.However, it is also possible to output notice information on display unit 151 all the time, until arranging available payment Till mode, identify and this situation of process in order to user is quick.

Meanwhile, as shown in Figure 10, not only output notice does not exist the controller 180 of mobile terminal 1 00 disclosed herein The information of the available means of payment, and export the guide information processing this situation for user further.For example, guide letter Breath can be to aid in the information that user makes the new means of payment be issued or changes the means of payment of previously positioned (existing).

Figure 11 A and 11B is to illustrate when not in available of the country being presently in of mobile terminal 1 00 disclosed herein During the mode of paying, user makes the new means of payment be issued or changes the exemplary diagram of the example of the previously positioned means of payment.

First, Figure 11 A illustrates to allow user to make the example that the new means of payment is issued.

The first of Figure 11 A illustrate expression do not exist any in the available means of payment in current location and defeated to user Go out the means of payment to lack message 1100 to choose whether to make, in current location, the example that the new means of payment is issued.When by paying Mode lacks message 1100, and when user selects to make the new means of payment be issued, controller 180 can be defeated on display unit 151 Go out various associated guideline information.The second of Figure 11 illustrates, to the 4th, the guide information exporting when the new means of payment is issued Example.

When user selects to make the new means of payment be issued by means of payment shortage message 1100, controller 180 is permissible Receive the information with some means of payment that can provide immediately for user.For example, controller 180 can be from default external service (for example, the country being presently according to mobile terminal 1 00, the mobile-phone carrier by home network is preassigned for device Server etc.), or pass through the bank of cordless communication network access or the credit card company being currently accessed, receive these payments relevant The information of mode.As shown in second figure of Figure 11 A, can export about the means of payment that received on display unit 151 Information.

As shown in second figure of Figure 11 A, the information of those relevant means of payment receiving can be included respectively with thumbnail The image of the means of payment of image format, and also include the simple letter of service about being provided or interests by each means of payment Breath.In this case, when user selects a kind of means of payment, controller 180 can export relevant on display unit 151 The more detailed information of the selected means of payment.The 3rd of Figure 11 A illustrates this example.

For example, when user from the second figure about Figure 11 A shown in some means of payment information select corresponding to card A Thumbnail image 1110 when, as shown in the 3rd figure of Figure 11 A, controller 180 can export on display unit 151 corresponding to The image 1120 of the card A of thumbnail image 1110.Can be in the way of user can appreciate that, in the image 1120 of output card A On the region of display unit 151, output has the information of outpost of the tax office A.Here, the information having outpost of the tax office A can be included about being provided by card A Service or interests information, i.e. about the information of clearing commission rate, discount rate or integration rate.The information having outpost of the tax office A can be entered One step includes with respect to particular locality, and the information of the interests about being provided by card A is (for example, when using this payer in duty-free shop During formula, about whether the information of refund, about information of event of holding in particular locality etc.).

Controller 180 can export selection menu 1130 so that user can select to make a kind of payment on display unit 151 Mode is issued.In this example, can be with the image (for example, reference 1120) of specific payment mode and be included in specific Together, output selects menu 1130 to details (for example, reference 122) in the means of payment.Therefore, controller 180 can To allow the interests of the relatively relevant means of payment that currently can provide for each of user and the information servicing, and ask immediately A kind of means of payment is made to be issued.

When the granting immediately by selecting menu 1130 request specific payment mode, controller 180 can be in response to vertical The request provided, execution verification process and various correlated process.When completing these processes, as shown in the 4th figure of Figure 11 A, Controller 180 can export the message 1140, Yi Jiyu for notifying the granting of the new means of payment to complete on display unit 151 The relevant information of the means of payment that is issued, i.e. the image 1142 corresponding with the new means of payment provided.

Figure 11 A only illustrates to be sent to the example that the means of payment of mobile terminal 1 00 is issued.On the other hand, public herein The mobile terminal 1 00 opened may also provide the more information relevant with the granting of the means of payment.For example, the control of mobile terminal 1 00 Device 180 processed can select according to user, exports for not only obtaining electronic payment mode, and obtains physical payment mode, all Guide information as actual plastics IC-card or smart card.

That is, selected according to user, controller 180 can export on display unit 151 and can prop up to user's granting physics The information of the publisher of the mode of paying.In this example, the information relevant with publisher can be included about the present bit from user Put the information in the path of the position of publisher that can provide the means of payment being selected by user.

Different from the granting of the new means of payment, controller 180 can allow user to select to change the existing means of payment.Example As controller 180 can indicate and lack the means of payment available in current location, and exports means of payment shortage message 1150 So that user selects to change the setting of the existing means of payment.Select to change now when lacking message 1150 user by the means of payment During the setting of some means of payment, controller 180 can export various associated guideline information on display unit 151.Figure 11 B's Second to the 4th example illustrating the guide information of output during the process making the new means of payment be issued.

When message 1150 being lacked by the means of payment selecting the setting changing the existing means of payment, such as the of Figure 11 B Shown in two figures, controller 180 can export to a kind of means of payment current setting being selected by user on display unit 151 Environmental information.Use environment information can be provided from the bank of the specific payment mode corresponding to selection or credit card company.

For example, as shown in the use environment information 1160 of second figure of Figure 11 B, when country being set to " Korea S ", can So that the current means of payment selecting to be set to only to use in " Korea S " (for example, limiting overseas use).In this example, root Select according to user, controller 180 can release overseas using the setting limiting, or add being presently in of mobile terminal 1 00 Country, i.e. " England ", as the current available country of the means of payment selecting.Controller 180 can select according to user, enters One step is set using the phase, using restriction etc..When user selects " OK " in use environment information 1160, controller 180 is permissible By current bank or the credit being sent to by the use environment configuration information of user setup corresponding to selected specific payment mode Card company.

Meanwhile, the user environment of the current means of payment selecting can according to the use environment configuration information of transmission, be changed Setting.For example, when a user is authenticated, having been received by the bank of use environment configuration information or credit card company can be according to connecing The use environment configuration information received, changes the ambient As of the current specific payment mode selecting.When changing use environment, silver Row or credit card company can according to the use environment transmission changing relevant in the country being presently in of mobile terminal 1 00, It is included in the information of service in the means of payment of current selection and interests.

Payment receiving from bank or credit card company, being included in current selection can be exported on display unit 151 Service in mode and interests relevant information.For example, as shown in the 3rd figure of Figure 11 B, controller 180 can be in the current choosing of output On the region of display unit 151 of the image 820 of the means of payment selected, output is included in the clothes in the means of payment of current selection Business and interests relevant information.In this case, when user is by the means of payment based on the current means of payment selecting setting, such as Shown in 4th figure of Figure 11 B, controller 180 can on display unit 151 the main means of payment of output notice change message 860.

Figure 11 B example only changes the example with the setting of the means of payment that it is arranged with overseas use restriction, but pays The setting of mode may further include deadline extension.Accordingly, it is capable to the use environment configuration information based on transmission extends cut The only date, thus, it is possible to be transformed into effective means of payment by the means of payment of deadline on the horizon.

According to foregoing description, the controller 180 of mobile terminal 1 00 can be recommended mobile whole to user according to various methods It is best suitable for the payer using in the country being presently in of mobile terminal 1 00 in the middle of multiple means of payment of storage in end 100 Formula.The various information about each means of payment of can exporting are to recommend.

In this example it is provided that various criterion is to recommend the means of payment.The example of various criterions can include moving Acceptable card association of the country the being presently in brand of dynamic terminal 100, clearing commission rate and discount rate.Meanwhile, criterion is permissible It is the currency type in the country being presently in be generally used for mobile terminal 1 00 or the exchange rate.Figure 12 A and 12B is to illustrate basis The country being presently in of mobile terminal 1 00 it is recommended that the example of at least one means of payment, and disclosed herein mobile eventually The exemplary diagram of information about each means of payment example to recommend, in end 100, is shown to user.

First, Figure 12 A is the card association illustrating according to the acceptable means of payment of country being presently in mobile terminal 1 00 Can brand it is recommended that and change the means of payment example exemplary diagram.

The first of Figure 12 A illustrates the movement according to user, and mobile terminal 1 00 disclosed herein detects overseas roaming, And export the example of the information about the country being identified.In this example, as shown in first figure of Figure 12 A, controller 180 The announcement information 1250 of the overseas roaming for notifying detection can be exported to user on display unit 151.Announcement information 1250 can include selecting the menu of the change of the means of payment for user.

When by including the selection change means of payment of the menu user in announcement information 1250, such as the second of Figure 12 A Shown in figure, controller 180 can export country (such as " England ") the acceptable card being presently in about mobile terminal 1 00 The information 1252 of association's brand.Controller 180 can export on display unit 151 to be had in the middle of those means of payment prestoring Image with the means of payment of acceptable card association of the country the being presently in brand same brand in mobile terminal 1 00 1200.

In this example, as shown in second figure of Figure 12 A, when " England " acceptable card association brand is " Master During card ", controller 180 can export the figure of the means of payment that its card association brand is " Master Card " on display unit 151 As 1200.Controller 180 can with respect to each of the thumbnail image 852,854 and 856 corresponding to multiple means of payment, Output has the information of outpost of the tax office association brand.

Meanwhile, when output has the identical product of card association acceptable with the country being presently in of mobile terminal 1 00 brand During the image 1200 of the means of payment of board, controller 180 can export for user and select menu 1254 to choose whether to have The means of payment based on the means of payment setting of the image of current output on display unit 151.When user by selecting menu 1254, when selecting to change the main means of payment, controller 180 can export the means of payment based on selecting on display unit 151 The image 1200 of the means of payment, and for notifying to change the message 860 of the main means of payment.

Figure 12 A has shown that acceptable card association of the country being presently in of mobile terminal 1 00 brand is 1 and has There is the example scenario that the means of payment with this card association brand same brand is a kind.That is, it is subjected in the country being presently in Card association brand can also be multiple.Furthermore, it is also possible to the multiple means of payment by the brand with same card association brand Storage is in the mobile terminal 100.

Accordingly, there exist the country being presently at least one the card association product acceptable having with mobile terminal 1 00 Multiple means of payment of board same brand.In this example, controller 180 can be with other means of payment with different brands The mode making a distinction, output is about having the information of multiple means of payment of same brand.

For example, controller 180 can on display unit 151 be different from do not have same brand the means of payment (under Referred to herein as second means of payment) region on, output can connect with the country being presently in mobile terminal 1 00 about having The information of the means of payment (hereinafter referred to as first means of payment) of the brand identical brand being subject to.In this example, control Device 180 can export the information about first means of payment on first area 810, and export on second area 850 and have Close the information of second means of payment.

Or, before controller 180 can be to be arranged in the thumbnail image corresponding to second means of payment by them Mode, output is corresponding to the thumbnail image of first means of payment.In this example, each thumbnail image can be defeated thereon Card release association brand, as shown in second figure of Figure 12 A so that can by corresponding to first means of payment thumbnail image with corresponding Thumbnail image in second means of payment makes a distinction.

Or, controller 180 can only export the thumbnail figure corresponding to first means of payment on second area 850 Picture, and the image corresponding to one of first means of payment is only exported on first area 810.That is, in display unit 151 On, the thumbnail image corresponding to second means of payment and the image corresponding to second means of payment can not be exported.

Therefore, mobile terminal 1 00 disclosed herein can be in the way of user can identify those means of payment, and output has The means of payment of card association acceptable with the country that it is presently in brand identical brand.This can select tool in order to user There is the means of payment of same brand.In this example, can connect with the country being presently in mobile terminal 1 00 when presence has During a kind of means of payment of card association brand same brand being subject to, certainly, the means of payment can automatically be changed by controller 180 Become there is only a kind of means of payment of same brand.

Or, when existing, there are the identical product of card association acceptable with the country being presently in of mobile terminal 1 00 brand During multiple means of payment of board, controller 180 can select a kind of means of payment according to pre-set criteria, and by this selected kind The means of payment is directly disposed as " the main means of payment ".Here, pre-set criteria can be clearing commission, discount rate, integration rate etc.. That is, in the means of payment with card association acceptable with the country being presently in of mobile terminal 1 00 brand same brand, Selected according to user, the means of payment with minimum clearing commission or highest discount rate or integration rate can be stood by controller 180 It is set to " the main means of payment ".Here, certainly, controller 180 can be compared for each by converting thereof into reference value The discount rate of the means of payment or integration rate.

Meanwhile, different from the example shown in Figure 12 A, user can directly check the related letter of the service being included in each card Breath and interests relevant information, and correspondingly select specific payment mode.Figure 12 B is to illustrate in this case, according to current Residing country, based on the interests being provided by each means of payment, mobile terminal 1 00 is recommended and is changed the example of the means of payment Exemplary diagram.It is assumed in the following that each means of payment including in the mobile terminal 100 has and in the state being presently in One identical brand of family's acceptable card association brand is being described.

In this example, when user is selected by including the menu in the announcement information for notifying the overseas roaming of user When selecting the change means of payment, controller 180 can export corresponding to mobile whole on the second area 850 of display unit 151 The thumbnail image 852,854 and 856 of the means of payment of storage in end 100, and to the first area in display unit 151 The image corresponding to specific payment mode is exported on 810.

That is, as shown in first figure of Figure 12 B, controller 180 can export thumbnail image 852 on display unit 151, The image 1210 of first means of payment corresponding with the first thumbnail image 852 in 854 and 856.Controller 180 can also be Export about being included in first in the country (such as " England ") being presently in of mobile terminal 1 00 on display unit 151 The information 1212 of the service of the means of payment and interests.In this example, can recognize that the image 1210 of first means of payment Mode, can export service about first means of payment in the output area translucent of the image 1210 of first means of payment Information 1212 with interests.Here, the information 1212 of service about first means of payment and interests can be included with respect to One means of payment, the information of the criterion of relevant commission charge and the criterion of integration.

In this case, controller 180 can detect the thumbnail image being applied to output on second area 850 One of 852,854 and 856 user input, or it is applied to the Drawing Object representing the information about next means of payment 1240 user input.According to the user input of detection, the letter about the different means of payment can be exported on display unit 151 Breath.

For example, in the state shown in first figure of Figure 12 B, the figure being applied to corresponding to next means of payment is being detected During the user input of the second thumbnail image 854 in shape object 1240 or thumbnail image 852,854 and 856, controller 180 The image 1220 of second means of payment corresponding to the second thumbnail image 854 can be exported on display unit 151.Controller 180 can also export relevant country's (such as " the English lattice being presently in being included in mobile terminal 1 00 on display unit 151 Blue ") in the service of second means of payment and interests information.

In this example, as shown in second figure of Figure 12 B, can recognize that the side of the image 1220 of second means of payment Formula, can export service about second means of payment in the output area translucent of the image 1220 of second means of payment Information 1222 with interests.Here, the information 1222 relevant with the service of second means of payment and interests can include relevant receipts Take the criterion of commission, the criterion of integration with respect to second means of payment, the discount being included in particular locality or particular event Information of information etc..

Therefore, user can compare the service being provided by each means of payment, discounted criterion or interests.When user according to than When relatively result selects a kind of means of payment, as shown in the 4th figure of Figure 12 B, controller 180 can export on display unit 151 The image (image 1220 of such as second means of payment) of the current means of payment selecting, and also export and be used for informing change master The message 860 of the means of payment.

On the other hand, when user's selection is unavailable, i.e. use limited in the country being presently in of mobile terminal 1 00 During the means of payment (for example, the 3rd means of payment), controller 180 can export for informing disappearing of this on display unit 151 Breath.That is, as shown in the 3rd figure of Figure 12 B, controller 180 can export and be stuck in current location (example for inform current selection As " England ") disabled message 1232.And, controller 180 can be by the image of current the 3rd means of payment selecting 1230 images 1210 being output as distinguishing over first means of payment shown in first and second in figures of Figure 12 B and the second payment The image 1210 of mode, thus informs the unavailability of the 3rd means of payment.

Meanwhile, user is described above and compares the information on services of each means of payment and benefits information and according to comparing knot Really, select a kind of example of the means of payment, but controller 180 is it is of course possible to according to specified conditions or criterion, recommend to user At least one means of payment.In this example, controller 180 can be according to pre-set criteria, relatively about each means of payment Information on services.Pre-set criteria can be the discount rate on the basis of area or spending amount.

For example, controller 180 can be based on clearing commission, relatively about the information on services of each means of payment.Controller 180 can export multiple means of payment by arranging them by from the minimum order settling accounts commission to highest.That is, controller 180 Multiple means of payment can be arranged, and correspond to by the output respectively that puts in order in the way of from the minimum clearing commission to highest Thumbnail image in the means of payment.Meanwhile, controller 180 can be by the output order of thumbnail image, in first area 810 The upper image exporting respectively corresponding to multiple means of payment.Accordingly, it is capable to by the country being presently in mobile terminal 1 00 The low order settling accounts commission to highest, output is about the information of each means of payment.

Similar, controller 180 can by arranging them by the order from up to minimum discount rate or integration rate, Export multiple means of payment.In this example, controller 180 can be based on preset cost (such as 1,10,100 dollars), calculates Each discount rate or integration rate, and from the beginning of the up to minimum discount rate calculating or integration rate, arrange and export multiple The mode of paying.

Meanwhile, controller 180 is it is of course possible to allow user preset specified amount, and with respect to each means of payment according to Preset cost come to compare discount rate, integration rate or clearing commission.In the example it is assumed that spend total value be more than prediction the amount of money or The one-time payment amount of money is more than preset cost, controller 180 can compare discount rate for each means of payment, integration rate or Clearing commission.

Therefore it is presumed that the overall consumption amount of money or the one-time payment amount of money are more than preset cost, if there is change its discount rate, Integration rate or the means of payment of clearing commission, then can be based on the discount rate changing, integration rate or clearing commission, by this payer Formula is compared with other means of payment.

Controller 180 by the order of up to minimum discount rate, integration rate, or can settle accounts commission by minimum to highest Sequentially, arrange and export multiple means of payment.Therefore, when consuming total value or the one-time payment amount of money is more than preset cost, can With the order by up to minimum discount rate, integration rate, or by the minimum order settling accounts commission to highest, arrangement is relevant with output The information (such as thumbnail image) of each means of payment.

In this case, when selecting specific payment mode, this means of payment is set to when consumption total value or once Property payment be more than preset cost when use.That is, controller 180 can using multiple means of payment as " the main means of payment ", So that when consuming total value or the one-time payment amount of money is larger and smaller than preset cost, can be respectively using the different means of payment.

Similar, according to particular locality, can be by the means of payment based on the setting of multiple means of payment.In this example, originally The controller 180 of UE 100 disclosed in literary composition can allow user preset particular locality and to each means of payment, relatively more default The discount rate in area, integration rate or clearing commission.Then, controller 180 can relatively make a reservation for each means of payment in area Discount rate, integration rate or clearing commission.Here, controller 180 can also compare use to convert thereof in the way of the amount of money Discount rate or integration rate in each means of payment.

Therefore, when there is the means of payment changing its discount rate, integration rate or clearing commission according to area, can be based on Discount rate, integration rate or the clearing commission changing, this means of payment is compared with other means of payment.Thus, can be according to comparing Result arrangement and the multiple means of payment of output.When user selects a kind of means of payment, when mobile terminal 1 00 is located at particular locality When, can be by the means of payment based on the setting of this means of payment.That is, the controller 180 of mobile terminal 1 00 disclosed herein can will be many Plant the means of payment and be set to " the main means of payment " so that the different means of payment can be used according to the area residing for mobile terminal 1 00.

Meanwhile, described above is the controller 180 of mobile terminal according to clearing commission or the more multiple means of payment of benefit ratio, And their example is exported according to comparative result.However, mobile terminal 1 00 can also being presently in mobile terminal 1 00 National acceptable currency or the exchange rate and clearing commission or interests on the basis of, recommend more appropriate payer to user Formula.

Figure 12 C illustrates national acceptable currency and the exchange rate that mobile terminal 1 00 disclosed herein is presently according to it, Recommend and change the example of the means of payment.

Mobile terminal 1 00 disclosed herein can check general currency in the country that mobile terminal 1 00 is presently in Type.For example, controller 180 can receive these information or use prestore with memory 170 from default external server Each relevant monetary information of country.

For example, when the country being presently in of mobile terminal 1 00 is " England ", controller 180 can check relevant Money, i.e. the information of " England " acceptable currency.If England acceptable currency be dollar (USD) or Euro, control Device 180 processed can receive the information of the exchange rate about currency (such as USD and Euro) from default external server.Then, control Device 180 processed can export the exchange rate information of reception on display unit 151.The first of Figure 12 C illustrates this example.

With reference to first figure of Figure 12 C, the controller 180 of mobile terminal 1 00 disclosed herein can be on display unit 151 Output exchange rate information.Therefore, on display unit 151, can be using country that output mobile terminal 100 is presently in, as being used in The USD of the currency in " England " and Euro and about USD and Euro exchange rate information 1260.Here, exchange rate information can be Request checks that the exchange rate of time point of the exchange rate or the exchange rate of same day closing quotation (have passed through exchange rate closing quotation in the time point of request inspection In the case of time).Or, exchange rate information could be for the mid-point-rate of preset time period.In this example, controller 180 can calculate the mid-point-rate of the time period for user setup and export the mid-point-rate of calculating.

Then, controller 180 can be with the exchange rate of audit by comparison.For example, as shown in first figure of Figure 12 C, when the exchange rate of USD For "+4.1 " and Euro the exchange rate be "+6.1 " when, controller 180 can allow user to select the USD having compared with low rate, As the currency type that will be used for paying.When by applying to pay compared with the currency of low rate, user can obtain more incomes simultaneously And pay the less clearing commission receiving when paying.

When user selects to have the currency compared with low rate, controller 180 can export on display unit 151 according to Clearing commission rate in the currency of the current selection of each means of payment.In this example, memory 170 can select according to current The currency selected, by from the minimum order settling accounts commission to highest, arranges multiple means of payment.Therefore, it is described below by first Pay the tactic example of mode-the second means of payment.It is assumed that the second of Figure 12 C illustrates corresponding to first means of payment Information, and the 3rd of Figure 12 C illustrate the information corresponding to second means of payment.

In this example, controller 180 can export the payer of the first output about the means of payment as arrangement The information of formula.That is, as it was previously stated, in the ordered state of first means of payment-the second means of payment, controller 180 can be On display unit 151, output first is about the information of first means of payment.In this example, as shown in second figure of Figure 12 C, control Device 180 processed can export the image 1210 of first means of payment, and the information 1214 about first means of payment.Here, having The information 1214 closing first means of payment can include with respect to the current currency selecting, i.e. the clearing commission rate of USD.

In this example, user can directly select the means of payment of current output on display unit 151.As Figure 12 C The 4th figure shown in, controller 180 can export the means of payment of current setting on display unit 151, i.e. the first payer The image 1210 of formula, and for notifying to complete to change the message 860 of the main means of payment.

Meanwhile, in the case of shown in second figure of Figure 12 C, when user selects another means of payment, controller 180 is also The information about another means of payment can be exported further.That is, the contracting being applied to corresponding to another means of payment is being detected Sketch map image or for export about another means of payment the user input of the preset pattern object of information when, controller 180 The information about another means of payment can be exported in response to user input further.

Therefore, when user is from the information of the means of payment about arrangement, i.e. correspond respectively to the thumbnail figure of the means of payment Picture, when selecting the thumbnail image corresponding to second means of payment, can export the image 1220 corresponding to second means of payment With the information 1224 about second means of payment.Here, about second means of payment information 1224 can include with respect to work as The currency of front selection, i.e. the clearing commission rate of USD.The 3rd of Figure 12 C illustrates this example.

Meanwhile, the information about each means of payment (1214 and the 1224 of 1212 and 1222, Figure 12 C of Figure 12 B) is permissible Further include the information of the type about the current means of payment selecting.Furthermore, it is possible to select output basis in response to user The additional information of the type of the means of payment.

Figure 12 D is shown in mobile terminal 1 00 disclosed herein, exports the type according to the means of payment selecting further Additional information example.For example, controller 180 can export expression further corresponding to currently defeated on display unit 151 The means of payment of the image going out is the information of credit card or debit card.

The first and second of Figure 12 D illustrate this example.For example, if first means of payment is credit card, as Figure 12 D Shown in first figure, then controller 180 can export in the information 1216 about first means of payment and indicate corresponding to image 1210 means of payment is the instruction of credit card, and the information 1216 about first means of payment is also figure in first means of payment As output on 1210 output area.

On the other hand, when second means of payment is debit card, as shown in second figure of Figure 12 D, controller 180 can be Indicate that the means of payment corresponding to image 1220 is the instruction of debit card about output in the information 1228 of second means of payment, have The information 1228 closing second means of payment is also output on the output area of the image 1220 of second means of payment.

In this case, controller 180 can select to export adding about the means of payment further in response to user Information.For example, as shown in second figure of Figure 12 D, when same about the information of second means of payment as debit card in output When, when selecting output additional information, controller 180 can export the account information about second means of payment further, as It is included in the additional information in second means of payment.

Additional information can include the account number be associated about the information of bank and with second means of payment, and is linked to The bank balance of the account of second means of payment.Therefore, controller 180 may require that user's checking to obtain additional information.Can To execute checking, fingers scan, Password Input, speech recognition etc. in every way.When user input checking information, control Checking information can be sent to the bank being included in second means of payment by device 180 processed, and according to the result, acquisition has Close the additional information of second means of payment.

Obtained additional information can be exported on display unit 151.The 3rd of Figure 12 D illustrates in display unit The additional information of the information of relevant bank, account and the bank balance including being related in second means of payment is exported on 151 1228.

Although not shown, the remaining time limit till the Expiration Date of each means of payment can be included as further The means of payment recommends criterion.In this example, selected according to user, controller 180 can be straight by growing to the shortest residue time limit most Order to the deadline, multiple means of payment in addition to this means of payment for the arrangement.Therefore, it can recommend to user and cut Only there is the means of payment in the longest residue time limit, as the optimal means of payment till the date.

Meanwhile, mobile terminal 1 00 disclosed herein can allow the user preset will be used in particular locality or in specific time period The means of payment that period uses.In this example, it is located in default area or on the default date when mobile terminal 1 00 is detected When, the default means of payment can be directly disposed as the main means of payment by controller 180.

Figure 13 is shown in mobile terminal 1 00 disclosed herein, presets the means of payment in specific overseas area Example.

As shown in figure 13, the first of Figure 13 illustrates and uses the area of specific payment mode or time limit for user preset The example of setting screen 1300.As shown in first figure of Figure 13, controller 180 can allow user preset area, time limit, place Deng with using specific payment mode.

Meanwhile, when arranging these particular localities and/or time limit, controller 180 can select will be in default area And/or during the default time limit use the means of payment.The second of Figure 13 illustrates and the picture selecting the means of payment to be associated Example.

With reference to second figure of Figure 13, the controller 180 of mobile terminal 1 00 disclosed herein can be in display unit 151 The information relevant with the multiple means of payment being currently included in the mobile terminal 100 is exported on one region 1360.Here, it is relevant The information of each means of payment can be to represent the whether available information of this means of payment.

For example, controller 180 can be by the first in figure default time limit of the deadline of each means of payment and Figure 13 Relatively, to determine whether each means of payment can use.In this example, propping up within the default time limit can be included the deadline Pay mode 1370 and be defined as the disabled means of payment.

Meanwhile, limit the means of payment of overseas use or do not support respective country acceptable currency or service (example As card association brand) the means of payment can be determined that the disabled means of payment.In this example, as second figure of Figure 13 Shown, controller 180 can be in the outgoing position of the image of the corresponding means of payment, and output notice accordingly blocks disabled message 1372.

Meanwhile, controller 180 can recommend at least one means of payment to user.For example, it is currently included in mobile terminal When not having any available means of payment in the means of payment in 100, controller 180 can be in display unit 151 a area On domain 1380, output is about the information of the new means of payment 1382.

In this example, those similar criterions according to Figure 12 A to 12D, the payment recommended by controller 180 Mode can be to preset at least one of multiple means of payment.That is, whether controller 180 can have figure according to this means of payment The brand of acceptable card association of the 13 default country of the first in figure, and Figure 13 the default country of the first in figure pre- If available in the time limit, to recommend one kind of default multiple means of payment.Meanwhile, controller 180 can be by minimum to highest knot Calculate commission or from the order of up to minimum discount rate or integration rate it is recommended that the means of payment.

Here, default multiple means of payment can be specified from specific external server.For example, it is possible to from mobile phone fortune Battalion business or at least one bank or credit card company, receive this category information of relevant multiple means of payment.

When default specific payment mode, controller 180 can be associated with the specific payment mode of current setting with arranging Verification method.Figure 14 A and 14B is the exemplary diagram of the example illustrating the user authentication method in this example.

First, controller 180 can export and ask the picture of various checking informations to verify user.That is, with Figure 14 A's A the authentication information request picture 400 shown in (), when by certificate number signature action, number verification or fingers scan side During method validation information, controller 180 can be verified user and be paid.

Different from those verification methods, when the means of payment is used for when earmarking of designated area, can be with not Tongfang Formula arranges verification method.For example, controller 180 can be selected by faster verification method (hereinafter referred to as simple authentication) Select the method for verifying user.Because the default means of payment is used in default area and/or is used for intended use, i.e. will The place using, thus can lead to more square faster to verify user with simpler mode even without complicated verification process Just pay.(b) of Figure 14 shows the example arranging this simple authentication method.

On the other hand, as shown in (a) of Figure 14 B, when sending and paying request from payment terminal 1000, mobile terminal 1 00 Controller 180 can be different from user's request according to whether sending the means of payment and/or according to intended use in predetermined area Checking information.

That is, when predetermined area and/or according to intended purpose generate pay request when, controller 180 can by figure One kind of the simple authentication method of setting in (b) of 14B, executes user's checking.Therefore, as shown in (b) of Figure 14 B, can be only Execute user's checking by shooting the face of user, this permission faster or more simply pays.

On the other hand, when not generating payment request when in predetermined area and/or according to intended purpose, controller 180 can To export for the picture 1460 from user's request checking information, such as shown in (b) of Figure 14 A.Therefore, it can in response to predetermined In area and/or according to the payment request that intended purpose generates, execute tightened up checking.Thus, when abuse or non-normal use During the corresponding means of payment, payment can be limited.

Meanwhile, when completing user's checking, the controller 180 of mobile terminal 1 00 disclosed herein can export further About verifying the information of user.Figure 15 is to illustrate, when in payment period checking user, to export relevant checking user's further The exemplary diagram of the example of information.

That is, the image 1510 of the means of payment for selection, as shown in first figure of Figure 15, is exported on display unit 151 While, when user input checking information 1560, checking information 1560 can be sent to and select corresponding to current by controller 180 The bank of the means of payment selected or credit card company.When completing user's checking, controller 180 can be public from bank or credit card Department receives the personal information about verifying user, and exports the personal information of reception on display unit 151.

Here, about verifying that the personal information of user can be user name.That is, as shown in second figure of Figure 15, controller On 180 images 1510 of the means of payment that can export on display unit 151, the name of output checking user.Therefore, the seller The personal information being included in checking user can be checked come whether to confirm the opposing party (such as buyer) be the checking of the means of payment User.

Second figure of Figure 15 has shown that output user name as the example of the personal information about verifying user.However, Unlike this, various information can also be exported.For example, the personal letter of the checking user about receiving from bank or credit card company Breath can include image of the face of user etc..Therefore, the seller can be by checking whether the face of buyer confirms this buyer Be to this means of payment it has been verified that cross user.

On the other hand, when overseas roaming is detected, the controller 180 of mobile terminal 1 00 disclosed herein can be corresponding Ground is recommended or is changed the main means of payment.Similar, when user returns to oneself national his or her, controller 180 is permissible Correspondingly recommend or change the main means of payment.Here, controller 180 can be on the basis of the TAI information receiving, detection is moved Whether terminal 100 accesses the home network different from visited network.Correspond to ownership when including the PLMN ID in TAI information During the PLMN ID of network, controller 180 can identify that the current location of mobile terminal 1 00 is in motherland, i.e. user's oneself Country.

In this example, because the position of mobile terminal 1 00 is in motherland, i.e. the country of user oneself, it is assumed that often Individual card is all available, and controller 180 can export the service or benefits information for each means of payment, and according to pre-set criteria Arrangement and the multiple means of payment of output.

However, not exporting or recommending the information about recommendation or the means of payment, controller 180 can also make " main payer Formula " reverts to the state before there is overseas roaming.For example, as long as overseas roaming is detected, controller 180 can be stored in roaming Before have been set to the means of payment of " the main means of payment " and come corresponding to home network.According to due to roaming, be linked into is subject to Visit network, change the main means of payment after, when detect take back home network when, controller 180 can will correspond to home network The means of payment be restored back to " the main means of payment ".This is in order to user is after returning to his or she country, using this user The familiar means of payment.

Meanwhile, detection mobile terminal 1 00 is hereinbefore described and is currently accessed visited network, and based on including in TAI The example of the country that the MCC identification of the PLMN ID in information is presently in.However, in addition, the control of mobile terminal 1 00 Device 180 can also select any according to the visited network of the MNC identification by the PLMN ID including in TAI information The mode of paying is being set to the main means of payment of current location.

For example, various information can be included for identification corresponding to the MNC network identification information of the network of MNC.I.e., as above Described, MNC network identification information can include the information about the network corresponding to specific MNC, and can connect in related network The information of the card association brand being subject to.Or, the information about the specific payment mode corresponding to particular network can also include In MNC network identification information.

The controller 180 of mobile terminal 1 00 disclosed herein can control and has corresponding in the visited network being currently accessed In network, the means of payment of the brand of acceptable card association brand, to be directly disposed as " the main means of payment ", or corresponding to current The specific payment mode of the visited network accessing is to be automatically set to " the main means of payment ".

Meanwhile, the means of payment based on will automatically configure corresponding to the specific payment mode of visited network being currently accessed When, user can will be used for the means of payment of current setting by more services that the visited network being identified provides, and for example, safety is believed Road services, is used for additional discounts of electronic business transaction etc..Here, electronic business transaction may refer to, by identification marking information, such as exist The bar code of the product that the area being presently in is sold, in the way of being supported according to the means of payment of current setting, is moving The shopping of execution in dynamic terminal 100.

Described above is MNC network identification information include about the network corresponding to specific MNC information and relevant in net The information of acceptable card association brand in network.However, the information having outpost of the tax office association brand can also be carried by present access network For.In this example, the controller 180 of mobile terminal 1 00 disclosed herein can from the MME of the visited network being currently accessed, Request is about the information of acceptable card association brand in the network being currently accessed.Relevant receiving from the MME of visited network After the information of particular card association brand, the card association brand that controller 180 can will have in the middle of multiple means of payment with receive The means of payment of same brand is directly disposed as the main means of payment.In this example, if having the means of payment of same brand For multiple, then according to pre-set criteria, controller 180 can have minimum clearing commission or highest folding in the middle of multiple means of payment The means of payment of button rate or integration rate is directly disposed as the main means of payment.

Described above is the exemplary operation of execution on common communication network but it is also possible to work as by mobile terminal 1 00 The particular communication networks of the visited network of front access, realize all above-mentioned communication process or embodiment.

For example, when access visited network is detected, controller 180 can receive in visited network from the MME of visited network The acceptable means of payment in network.Simultaneously moreover it is possible to pass through the communication network corresponding to the means of payment receiving, i.e. specific bank Or the communication network of credit card company, realize the payment using this means of payment.In this example, specific bank can also be passed through Or the communication network of credit card company, receive the information of the country being presently in of relevant mobile terminal 1 00 and relevant be included in The service of specific payment mode in respective country and the information of interests.Meanwhile, can be so that specific payment mode automatically to be registered Based on the means of payment.

The description of Fig. 4 gives the TAI information using including in attachment received message for the mobile terminal 1 00, and identification is current Residing country and the example of visited network.However, it is possible to use other information, execute this identification as an alternative.

For example, the controller 180 of mobile terminal 1 00 disclosed herein can be in response to attachment request message, together with attachment Received message together, receives global unique temporary identity symbol (GUTI) information.Here, GUTI information may refer to about being used in The temporary mark information of the UE 100 in the visited network being currently accessed.In this example, UE 100 can use GUTI information, Communication is realized by the MME of visited network.

Meanwhile, GUTI information can include PLMN id information, and includes MME identification information (MMEI：MME identifier) GUMMEI.Therefore, controller 180 can be using including the PLMN ID in GUTI information, and identification mobile terminal 1 00 is current Residing country and visited network.

Hereinafter, effect description being provided by this mobile terminal and its control method.

According at least one embodiment disclosed herein, the country being presently in based on mobile terminal, recommend to user Including at least one in multiple means of payment in the terminal so that user can be easier and more easily mode, Select more suitable for use in the means of payment in the country of user's just access.

According at least one embodiment disclosed herein, can export in the country being presently in being included in mobile terminal, The benefits information of each of relevant multiple means of payment is so that user selects, in the country of user's just access, to provide more The means of payment of interests.

According at least one embodiment disclosed herein, when mobile terminal is roamed due to overseas, when accessing visited network, energy Based on the information receiving from visited network, identify the country being presently in of mobile terminal.Even if this can allow without using Localization method or locating module are it is also possible to output is suitable for use in the means of payment in the current accessed country of user.

The present invention referring in description above can be various for stated by execution here using being stored thereon with The machine readable media of the instruction of the computing device of method is realized.The example of possible machine readable media includes HDD (hard disk Drive), SSD (solid-state disk), SDD (silicone disc driving), ROM, RAM, CD-ROM, tape, floppy disk, optical data storage devices etc.. As needed, computer-readable medium can also be implemented as the form (for example, via the transmission of internet) of carrier wave.Processor The controller 180 of terminal can be included.

Previous embodiment is only exemplary and is not considered as restriction of this disclosure.This description is intended to illustrative , and do not limit the scope of claim.Many replacements, modification and deformation for a person skilled in the art will Can be obvious.Feature, structure, method and other spy of exemplary embodiment described here can be combined in every way Property is to obtain the exemplary embodiment of additional and/or replacement.

Due to eigen can be realized in the case of without departing from its characteristic in a variety of forms, so it is also contemplated that It is that above-described embodiment is not limited by previously described any details, unless otherwise defined, should be in appended claim It is widely interpreted in the range of middle restriction, and it is intended that covered the scope falling into claim by appended claim With all changes in the equivalent of boundary or this scope and boundary and modification.

Claims

1. a kind of mobile terminal, including：

Storage device, described storage device is configured to store multiple methods of payment；

Communication unit, described communication unit is configured to receive network identification information from the communication network accessing；And

Controller, described controller is configured to：

It is visited network based on the communication network identifying from described network identification information, from the network identification information identification being received Country residing for described mobile terminal, and

At least one in described multiple methods of payment is output as available method of payment, in described multiple methods of payment at least A kind of have and in acceptable card association of the country being identified brand identical brand.

2. mobile terminal as claimed in claim 1, wherein, described controller is further configured to：In described mobile terminal Display unit on output for each of described multiple methods of payment the information on services relevant with the country being identified,

Wherein, described information on services include for identified country and for each of described multiple methods of payment with Clearing commission, the discount rate information relevant with integration rate.

3. mobile terminal as claimed in claim 2, wherein, described information on services further includes and described multiple methods of payment Each of the relevant information of type,

Wherein, the information relevant with the type of each of described multiple methods of payment includes indicating that described method of payment is credit Card or the information of debit card.

4. mobile terminal as claimed in claim 3, wherein, described controller is configured to：Based on described payer Method is debit card, is selected according to user, exports the account information relevant with the account being linked to described debit card,

Wherein, described account information includes the bank balance information relevant with the account being linked.

5. mobile terminal as claimed in claim 2, wherein, described information on services further includes for every kind of method of payment The event information relevant with the country being identified and the benefits information relevant with event.

6. mobile terminal as claimed in claim 1, wherein, described controller is configured to：

According to pre-set criteria, by one of described at least one of described multiple methods of payment register based on method of payment, institute State the described at least one of multiple methods of payment and be there is the card association brand identical brand being accepted with the country being identified, and

In response to paying request, paid via the method for payment being registered as described main method of payment,

Wherein, described pre-set criteria is clearing commission, discount rate or the integration rate of reference spending amount.

7. mobile terminal as claimed in claim 6, wherein,

Described pre-set criteria further includes identified the country currency accepting and the exchange rate being associated, and

Described controller is further configured to based on the goods in the middle of the currency that the country being identified accepts with floor rate of exchange: The minimum Coin, compares the clearing commission for every kind of method of payment.

8. mobile terminal as claimed in claim 6, wherein, described controller is further configured to：

Mobile management entity (MME) request and the card association accepting described visited network from the communication network being currently accessed The relevant information of brand, and

Based on receiving the information relevant with particular card association brand from described mobile management entity, by described multiple methods of payment Central have be set to described main method of payment with the method for payment of described particular card association brand same brand.

9. mobile terminal as claimed in claim 6, wherein, described controller is further configured to：

It is set based on particular locality or specified amount, based on discount rate, integration rate or clearing commission, will be at least one other Method of payment based on method of payment registration, and

It is located in described particular locality or is based on consumption total value based on payment request area or request payment is more than described spy Deposit volume, is paid via described other method of payment.

10. mobile terminal as claimed in claim 6, wherein, described controller is further configured to：

According to the registration of described main method of payment, before changing described main method of payment, storage is relevant with described main method of payment Information, and

Communication network based on the network identification information identification receiving from the communication network by accessing is home network, using institute The main method of payment described in Information recovering of storage.

11. mobile terminals as claimed in claim 1, wherein, described controller is further configured to：Based on from being currently accessed The not available described network identification information of communication network, based on the positional information obtaining from least one locating module, identify Country residing for described mobile terminal,

Wherein, at least one locating module described is global positioning system (GPS) module, WiFi module or is configured to connect to At least one ancillary equipment of described mobile terminal.

12. mobile terminals as claimed in claim 1, wherein, described controller is further configured to：By described multiple payments There is in method method of payment in intended duration for the deadline and be output as unavailable method of payment.

13. mobile terminals as claimed in claim 12, wherein, described controller is further configured to：

Based on the information of storage in described mobile terminal, estimate the overseas lingering period of user, and

It is output as having method of payment during estimated overseas lingering period for the deadline in the plurality of method of payment Described unavailable method of payment,

Wherein, in described mobile terminal, the information of storage includes travel information or air ticket purchasing history information.

14. mobile terminals as claimed in claim 1, wherein, described controller is further configured to：

According to pre-set criteria, search for the available method of payment in described multiple methods of payment, and be based on and described mobile terminal The relevant configured information of current state be output, be output based on the image presetting main method of payment, or be based on The distance between described mobile terminal and default ancillary equipment in preset distance, by output notice information on the display unit To inform the no available method of payment of user.

15. mobile terminals as claimed in claim 14, wherein, described controller is configured to：Based on described many No can use method of payment in individual method of payment, export the information relevant with the granting of another method of payment,

Wherein, the information relevant with the granting of described another method of payment includes：

With the card association with the visited network acceptance being currently accessed with the national or described mobile terminal residing for described mobile terminal Understand the relevant information of at least one method of payment of brand same brand,

Including the information on services of the clearing commission of described at least one method of payment, and

Discount rate including described at least one method of payment and the benefits information of integration rate.

16. mobile terminals as claimed in claim 14, wherein, described controller is further configured to：Based on described many Plant no any available method of payment in method of payment, export for guiding described user to change in described multiple methods of payment extremely A kind of information of few setting.

17. mobile terminals as claimed in claim 1, wherein, described controller is further configured to connect by following manner Receive described network identification information：I identifier (TAI) list of () tracing area, described TAI list is included in described mobile whole End is initially accessed the attachment receiving during the communication network of described access from the mobile management entity of the communication network of described access In received message, or (ii) when described mobile terminal is mobile, the tracking area update receiving from described mobile management entity (TAU) received message.

18. mobile terminals as claimed in claim 17, wherein, identify that the country residing for described mobile terminal is based further on wrapping Include the mobile country code (MCC) in described network identification information or mobile network code, MNC (MNC).

19. mobile terminals as claimed in claim 1, wherein, described controller is further configured to：

Based on accessing described visited network, from the letter of described visited network request available method of payment described visited network Breath, and

Based on the information receiving particular payment method in response to described request, by be associated with described particular payment method Communication network obtains the information relevant with described particular payment method.

20. mobile terminals as claimed in claim 1, wherein, described network identification information is public land mobile network ID.

A kind of 21. methods for controlling mobile terminal, methods described includes：

By receiving network identification information from the communication network accessing, identify the communication network of described mobile terminal；

It is visited network based on the communication network being identified, according to the position of described mobile terminal, from the network identity being received Information identification country；And

At least one method of payment in the multiple methods of payment that will prestore in described mobile terminal is output as available payer Method, described at least one method of payment has and the card association brand identical brand accepting in the country being identified.