CN106372933A - Electronic certificate arrangement method, and data interaction processing method, apparatus and system - Google Patents
Electronic certificate arrangement method, and data interaction processing method, apparatus and system Download PDFInfo
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- CN106372933A CN106372933A CN201510432503.0A CN201510432503A CN106372933A CN 106372933 A CN106372933 A CN 106372933A CN 201510432503 A CN201510432503 A CN 201510432503A CN 106372933 A CN106372933 A CN 106372933A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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Abstract
The invention discloses an electronic certificate arrangement method, and a data interaction processing method, apparatus and system. The electronic certificate arrangement method comprises the following steps: a first participant sending a request of applying for issuing an electronic certificate to a fund management server, wherein the request comprises an issuing date and a quota of the electronic certificate; the fund management server determining whether the issuing date accords with a preset time scope; and if the issuing date accords with the preset time scope, the fund management server, when the issuing date is due, freezing a fund equal to the quota included in the request in a specified account of the first participant or withdrawing credit equal to the quota included in the request, and issuing the electronic certificate. Through such a mode, fund application can be conveniently arranged by the first participant, the experience is improved, and the online transaction mode is also enriched.
Description
Technical field
The present invention relates to online trading technical field, more particularly to a kind of electronic certificate setting side
Method, data interactive processing method, apparatus and system.
Background technology
With the development of Internet technology especially development of Mobile Internet technology, the daily behavior reason of user
All the Internet can be connected using modes such as 2g, 3g, 4g or wifi by mobile device by upper,
Therefore, network environment has incomparable advantage under line at the aspect facilitating user's life.
For example, in E-business applications, the Internet is by traditional buyer, buyer, logistics, gold
Melt etc. and to link together, form the networking of whole process of exchange, electronization, informationization, lower
The cost of transaction, and improve trading efficiency.But the friendship used in commodity transaction process
The mode of paying still relies on traditional means of payment, e.g., bank transfer, Third-party payment.Traditional
The means of payment has shortcoming, and the form directly transferred accounts between individuality, after buyer transfers accounts to the seller
Due to there is not the constraint forcing to conclude the transaction, bring great risk to buyer；Third-party payment shape
Formula, in advance by buyer's payment funding to third party, is that when concluding the transaction, fund is frozen in both parties
Knot, makes both parties lose correspondingly income.Therefore, pay used in E-business applications
Mode, form is single and lacks personalized customization it is impossible to the flexible customization means of payment, time of payment
Deng.
Similarly, when user carries out the data interaction of other behaviors in a network environment, also occur
Form due to interaction data is unable to personalized customization, and is that data interaction both sides bring risk or shadow
Ring the problem of user experience.
Content of the invention
The purpose of the embodiment of the present invention is to provide a kind of electronic certificate method to set up, data interaction to process
Method, apparatus and system, are conducive to the first participant reasonable arrangement fund application, improve experience,
Also enrich the mode of online trading.
For solving above-mentioned technical problem, first technical scheme that the embodiment of the present invention adopts is: carries
For a kind of electronic certificate method to set up, methods described includes: first participates in direction capital management service
Device sends the request that electronic certificate is opened in application, and wherein said request includes opening of described electronic certificate
Vertical date and amount；
Described capital management server judges whether described openning date meets preset time range；
If meeting described preset time range, described capital management server is in described openning date
During arrival, freeze equal with the amount that described request includes in described first participant destiny account
Fund or the credit equal with the amount that described request includes of drawing, and open described electronic certificate.
For solving above-mentioned technical problem, second technical scheme that the embodiment of the present invention adopts is: carries
For a kind of electronic certificate method to set up, methods described includes: capital management server receives the first ginseng
The request of electronic certificate is opened in the application sending with side, wherein, described request include described electronics with
The openning date of card and amount；
Judge whether described openning date meets preset time range；
If meeting described preset time range, when reaching described openning date, freeze described
In one participant destiny account the fund equal with described amount or draw and described request include
The equal credit of amount, described electronic certificate of existing side by side.
Be different from prior art, in the above-described embodiment, the first participant can according to their needs,
Freely arrange electronic certificate meet capital management server setting preset time range open day
Phase, be conducive to the first participant reasonable arrangement fund application, improve experience.And it is based on fund pipe
The rich strength of reason server and counter power, the self-disciplining that can strengthen the first participant is whole to coordinate
Flow process, also reduces the risk of the first participant further.In addition, the present invention also enriches line submitting
Easy mode.
For solving above-mentioned technical problem, the 3rd technical scheme that the embodiment of the present invention adopts is: carries
For a kind of data interactive method, methods described includes: first terminal sends application to server and opens
The request of data voucher, wherein, described request includes openning date and the number of described data voucher
Value；
Described server judges whether described openning date meets preset time range；
If meeting described preset time range, described server is locked when reaching described openning date
The data equal with described numerical values recited in the data cell of fixed described first terminal, and generate described
Data voucher.
For solving above-mentioned technical problem, the 4th technical scheme that the embodiment of the present invention adopts is: carries
For a kind of data interactive method, methods described includes: server receives the application that first terminal sends
Open the request of data voucher, wherein, described request includes the openning date of described data voucher
And numerical value；
Judge whether the described application time meets preset time range；
If meeting described preset time range, lock described first when reaching described openning date
The terminal data equal with described data voucher numerical values recited, and generate described data voucher.
The request of data voucher is opened in the application that server reception first terminal sends, wherein, described
Request includes date of application and the numerical value of described data voucher；Whether judge the described application time
Meet preset time range；If meeting described preset time range, reach in the described date of application
The data equal with described data voucher numerical values recited of first terminal described in Shi Suoding, and to described
One terminal opens described data voucher.
For solving above-mentioned technical problem, the 5th technical scheme that the embodiment of the present invention adopts is: carries
For a kind of data interaction system, described data interaction system includes: described first terminal is used for institute
State server and send the request that data voucher is opened in application, wherein, described request includes described data
The openning date of voucher and numerical value；
Described server is used for judging whether described openning date meets preset time range；
Described server is additionally operable to when described openning date meeting described preset time range, in institute
When stating openning date arrival, with described data voucher number in the data cell of the described first terminal of locking
It is worth equal-sized data, and generate described data voucher.
For solving above-mentioned technical problem, the 6th technical scheme that the embodiment of the present invention adopts is: carries
For a kind of server, described server includes: receiver module, processing module and performing module,
Described receiver module opens the request of data voucher for receiving the application that described first terminal sends,
Wherein, described request includes openning date and the numerical value of described data voucher；
Described processing module is used for judging whether the described application time meets preset time range；
Described performing module is used for meeting described preset time range in the described application time, locks institute
State the first terminal data equal with described data voucher numerical values recited, and generate described data with
Card.
It is different from prior art, in embodiment of above, first terminal arranges symbol according to user's request
Hop server presets the openning date of the data voucher of date range, and server is in locking first terminal
Data cell in the data equal with described numerical values recited, and generate described data voucher, favorably
In first terminal to the overall arrangement of data and use, improve the utilization rate of data.
Brief description
Fig. 1 is the schematic flow sheet of electronic certificate method to set up one embodiment of the present invention；
Fig. 2 is the schematic flow sheet of another embodiment of electronic certificate method to set up of the present invention；
Fig. 3 is the schematic flow sheet of data interactive processing method one embodiment of the present invention；
Fig. 4 is the schematic flow sheet of another embodiment of data interactive processing method of the present invention；
Fig. 5 is the structural representation of data interaction system one embodiment of the present invention；
Fig. 6 is the structural representation of server one embodiment of the present invention.
Specific embodiment
By the technology contents of the detailed description present invention, structural features, realized purpose and effect, with
Under the present invention is described in detail in conjunction with the accompanying drawings and embodiments.
Electronic certificate mentioned by the application refers to opener with its bank account capital or credit volume
Degree (credit card amount or loan limit) is opened as guarantee, and Bank promise pays bar according to solution
Part handles the electronic credit acceptance and guarantee voucher of receipt and payment clearing, and it is with bank credit acceptance and guarantee
A kind of the Internet basis for innovation financial instrument.
Refer to Fig. 1, Fig. 1 is that the flow process of electronic certificate method to set up one embodiment of the present invention is shown
It is intended to.The electronic certificate method to set up of present embodiment comprises the steps:
101: the first participation direction capital management servers send the request that electronic certificate is opened in application,
Wherein said request includes openning date and the amount of described electronic certificate.
Wherein, this capital management server is the capital management server of bank.
Wherein, electronic certificate refers to the Shen according to opener's (first participant of the present invention) for the bank
Please frozen capital or the accrediting amount with bank's (capital management server in the present invention) name drawn
Justice is opened, and promises to undertake the electronic credit acceptance and guarantee voucher settled accounts according to agreed terms.Electronics
Voucher basic service flow process: Opening Bank freezes required number fund to open according to the application of opener
Fund solution, when agreement solution is paid condition and reached, is paid by Opening Bank and is handled payment by vertical electronic certificate
Clearing.
The identity information of the first participant is also included in described request.
In another embodiment, also include in this request collecting the corresponding money of described electronic certificate
The identity information of the second participant of gold or credit, to facilitate the second participant to collect.Wherein, should
The identity information of the second participant includes the account of the second participant, may also include the second participant
The identity informations such as name, telephone number, mailbox, identification card number, may also include micro-signal, No. qq
Deng social mode, here does not limit.
102: described capital management server judges whether described openning date meets Preset Time model
Enclose.
Specifically, capital management server receives the request that the first participant sends, and parsing should
Ask, obtain openning date and the amount of electronic certificate.
The openning date of electronic certificate and preset time range are compared, determines that openning date is
No in preset time range, for example, openning date in the request of the first participant is 2015
On August 1, is 30 days apart from this openning date, capital management server settings default when
Between scope be 35 days, then this openning date is in preset time range.
If the openning date of electronic certificate is not in preset time range, capital management server
To the first participant send feedback information, described first participant is reminded to reset openning date,
Here does not limit.
In another embodiment, capital management server obtains first further from this request
The identity information of participant, and judge step whether in preset time range for the openning date it
The front identity information to the first participant is verified, whether determines the identity information of the first participant
For effective identity information, specifically, judge this first participant identity information whether authentic and valid with
And with the presence or absence of bad credit record etc., in addition, capital management server also can be according to the first participation
The identity information of side determines whether whether the first participant belongs to specific group, such as minor,
When belonging to specific group, the corresponding amount upper limit judging whether to meet this colony, such as teenage
The amount of the electronic certificate of people's application is forbidden more than 2000 etc., and here does not limit.
103: if meeting described preset time range, described capital management server is opened described
When the vertical date reaches, freeze the amount including in described first participant destiny account with described request
Equal fund or the credit equal with the amount that described request includes of drawing, and to the described first ginseng
Open described electronic certificate with side.
Specifically, if openning date is in preset time range, capital management server is being opened
When the vertical date reaches, whether not to determine whether the first participant destiny account fund or the accrediting amount
Amount less than this electronic certificate.Wherein, this first participant destiny account fund or the accrediting amount
It is not limited to what this capital management server stored or opened up.
If the first participant destiny account fund or the accrediting amount are not less than the volume of this electronic certificate
When spending, capital management server freezes the electronic certificate amount including with this request of the first participant
Equal fund or the equal credit of amount including with described request of drawing, and open this electronics with
Card.
Alternatively, when the first participant destiny account fund or the accrediting amount are not less than electronic certificate
During amount, capital management server sends prefreezing to the first participant and notifies, and the first participant exists
After determining that responding this prefreezing notifies, capital management server is freezed the first participant and is included with request
The equal fund of amount or the credit equal with the amount that described request includes of drawing, and output electricity
Sub- voucher.If the response not receiving the first participant in the given time notifies, this is opened
The request of electronic certificate was lost efficacy.
In the above-described embodiment, this freezes fund or to draw with the accrediting amount be this first participation
Side in the deposit of this capital management server or other capital management servers or gives this first ginseng
With the fund corresponding to the real estate of square credit line or this first participant mortgage.
For example, 100,000 electronic certificate is opened in the first participation direction capital management server application
Request, wherein, openning date is after 20 days, capital management server by openning date with pre-
If time range 30 is compared, the openning date determining the first participant setting is in Preset Time
In the range of, when reaching openning date, determine whether, the first participant destiny account fund or
Draw the equal credit of amount including with described request amount 100,000 whether not less than application
The amount of electronic certificate, if the amount of current first participant destiny account fund is 300,000,
More than 100,000, capital management server freezed the first participant destiny account on same day openning date
Upper 100,000 fund, and open the electronic certificate that amount is 100,000.
Be different from prior art, in the above-described embodiment, the first participant can according to their needs,
The openning date that electronic certificate meets the preset time range of capital management server is freely set, has
Apply beneficial to the first participant reasonable arrangement fund, improve experience.And it is based on capital management service
The rich strength of device and counter power, the self-disciplining that the first participant can be strengthened to coordinate whole flow process,
Also further reduce risk.In addition, the present invention also enriches the mode of online trading.
Refering to Fig. 2, Fig. 2 is that the flow process of another embodiment of electronic certificate method to set up of the present invention is shown
It is intended to.The electronic certificate method to set up of present embodiment includes:
201: electronic certificate is opened in the application that capital management server receives the first participant transmission
Request, wherein, described request includes openning date and the amount of described electronic certificate.
Wherein, described openning date be electronic certificate open the time.
Wherein, electronic certificate refers to the Shen according to opener's (first participant of the present invention) for the bank
Please frozen capital or the accrediting amount with bank's (capital management server in the present invention) name drawn
Justice is opened, and promises to undertake the electronic credit acceptance and guarantee voucher settled accounts according to agreed terms.Electronics
Voucher basic service flow process: Opening Bank freezes required number fund to open according to the application of opener
Fund solution, when agreement solution is paid condition and reached, is paid by Opening Bank and is handled payment by vertical electronic certificate
Clearing.The identity information of the first participant is also included in described request.
In another embodiment, also include in this request collecting the corresponding money of described electronic certificate
Gold or credit the second participant identity information, with facilitate the second participant collect this electronics with
Card.Wherein, the identity information of this second participant includes the account of the second participant, may also include
The identity informations such as the name of the second participant, telephone number, mailbox, identification card number, may also include
Micro-signal, the social mode such as No. qq, here does not limit.
202: judge whether the described application time meets preset time range.
Specifically, capital management server receives the request that the first participant sends, and parsing should
Ask, obtain openning date and the amount of electronic certificate.
The openning date of electronic certificate and preset time range are compared, determines that openning date is
No in preset time range, for example, openning date in the request of the first participant is 2015
On August 1, is 30 days apart from this openning date, capital management server settings default when
Between scope be 35 days, then this openning date is in preset time range.
If the openning date of electronic certificate is not in preset time range, capital management server
To the first participant send feedback information, described first participant is reminded to reset openning date,
Here does not limit.
In another embodiment, capital management server obtains first further from this request
The identity information of participant, and judge step whether in preset time range for the openning date it
The front identity information to the first participant is verified, whether determines the identity information of the first participant
For effective identity information, specifically, judge this first participant identity information whether authentic and valid with
And with the presence or absence of bad credit record etc., in addition, capital management server also can be according to the first participation
The identity information of side determines whether whether the first participant belongs to specific group, such as minor,
When belonging to specific group, the corresponding amount upper limit judging whether to meet this colony, such as teenage
The amount of the electronic certificate of people's application is forbidden more than 2000 etc., and here does not limit.
203: if meeting described preset time range, when reaching described openning date, freeze
The described first participant fund equal with described electronic certificate amount, and to described first participant
Open described electronic certificate.
Specifically, if openning date is in preset time range, capital management server is being opened
When vertical date reaches, whether determine whether the amount of the first participant destiny account fund or credit
Amount not less than this electronic certificate.Wherein, this first participant destiny account fund or credit be not
It is limited to what this capital management server stored or opened up.
If the amount of the first participant destiny account fund or credit is not less than this electronic certificate
During amount, capital management server freezes the electronic certificate volume including with this request of the first participant
Spend equal fund or the credit equal with the amount that described request includes of drawing, and open electronics with
Card.
Alternatively, when the equal credit of the amount of the first participant destiny account fund or credit is not little
When the amount of electronic certificate, capital management server sends prefreezing to the first participant and notifies,
First participant respond this prefreezing notify after, capital management server freeze the first participant with
Ask the equal fund of the amount including or the credit equal with the amount that described request includes of drawing,
And output electronic certificate.If the response not receiving the first participant in the given time notifies,
The request that this opens electronic certificate was lost efficacy.
In the above-described embodiment, the fund that this freezes or the accrediting amount are this first participant in this
The deposit of the first capital management server or other capital management servers or give this first participation
The credit line of side or the fund corresponding to real estate of this first participant mortgage.
Be different from prior art, in the above-described embodiment, the first participant can according to their needs,
The openning date that electronic certificate meets the preset time range of capital management server is freely set, has
Apply beneficial to the first participant reasonable arrangement fund, improve experience.And it is based on capital management service
The rich strength of device and counter power, the self-disciplining that the first participant can be strengthened to coordinate whole flow process,
Also further reduce risk.In addition, the present invention also enriches the mode of online trading.
Refering to Fig. 3, Fig. 3 is that the flow process of data interactive processing method one embodiment of the present invention is illustrated
Figure.The data interactive processing method of present embodiment comprises the steps:
301: first terminal sends the request that data voucher is opened in application, wherein, institute to server
State openning date and the numerical value that request includes described data voucher.
Described data voucher is to be according to the application of first terminal by server, locks described first eventually
Generate after numerical values recited in the data cell at the end data equal with described data voucher numerical value.
The identification information of first terminal is also included in described request.
In another embodiment, also include the second terminal of data voucher interaction in this request
Identification information, realizes the data interaction between first terminal and second terminal with convenient service device.
302: described server judges whether described openning date meets preset time range.
Specifically, server receives the request that first terminal sends, and parses this request, obtains data
The openning date of voucher and numerical value.
The openning date of data voucher and preset time range are compared, determines that openning date is
No in preset time range, if the openning date of data voucher not in preset time range,
Server, to first terminal send feedback information, is reminded first terminal user to reset and is opened day
Phase, here does not limit.
In another embodiment, server further obtains first terminal from this request
Identification information, and judging whether openning date judged to be somebody's turn to do before the step in preset time range
Whether the identification information of first terminal is effective information, and when being defined as effective information, execution is sentenced
Whether disconnected openning date is in the step of preset time range.
303: if meeting described preset time range, described server arrived in described openning date
Equal with described numerical values recited data in the data cell of described first terminal is locked when reaching, and raw
Become described data voucher.
When the openning date of data voucher is in preset time range, server arrived in this application day
When reaching, determine whether whether the numerical values recited of the data in the data cell of first terminal is not less than
The size of the data that this request includes, if it is not, then server locks first terminal data
The data equal with the numerical values recited that this request includes in unit, and generate this data voucher.
Alternatively, wrap when the numerical values recited of the data of the data cell of first terminal is not less than in request
During the numerical values recited including, server sends pre-locked notice to first module, and server receives the
After the response that one terminal returns notifies, with described numerical values recited in the data cell of locking first terminal
Equal data, and generate described data voucher.
Below the data interactive processing method in embodiment of the present invention is illustrated.
For example, this first terminal is user a, and this server is user b.User b is multiple visitors
The manager at family end, and for each client, there is a corresponding password and be used for executing manager
Authority, and be directed to each client, the severity level of corresponding administrator right is different.Visitor
Family end can be that personal computer, panel computer, smart mobile phone etc. can pass through network and server
Carry out the equipment of data interaction.For example, the first client is corporate server, the second client
Holding as panel computer, the 3rd client is personal computer.User a sends to user b and opens number
According to the request of voucher, wherein, this data voucher includes the date opened and data voucher corresponds to
The first data numerical values recited, wherein, this first data is to ask the pipe of one of client
The password of reason person's authority.As user a asks the administrator right of the 3rd client to user b
Password.
When user b passes through to receive this first request of data, judge this openning date whether in regulation
In preset time range, if in preset time range, in this openning date to soothing the liver day, use
Family b judges whether the administrator right of the second client that active user a has is not less than request
The 3rd client administrator right, and be not less than the administration authority of the 3rd client determining
When, freeze the administrator right to the 3rd client for the user a, and authorize the 3rd client to user a
The administrator right at end.That is, user a will be unable to using corresponding password, the 3rd client be carried out
Management.
Further, the data of request can also be lteral data, voice data, video data,
Funds data of routine data or financial field etc., if funds data, such as fund, then this
When first terminal be the first participant, server is capital management server, for example, bank.As
Fruit is voice data, such as song, and now first terminal can be that mobile phone etc. has multimedia
The client of function, server is music site server.
It is different from prior art, in embodiment of above, first terminal arranges symbol according to user's request
Hop server presets the openning date of the data voucher of date range, and server is in locking first terminal
Data cell in the data equal with described numerical values recited, and generate data voucher, be conducive to
The overall arrangement of one terminal log evidence and use, improve the utilization rate of data.
Refering to Fig. 4, Fig. 4 is that the flow process of another embodiment of data interactive processing method of the present invention is shown
It is intended to.The data interactive processing method of present embodiment comprises the steps:
401: the request of data voucher is opened in the application that server reception first terminal sends, wherein,
Described request includes openning date and the numerical value of described data voucher.
Described data voucher is to be according to the application of first terminal by server, locks described first eventually
Generate after numerical values recited in the data cell at the end data equal with described data voucher numerical value.
The identification information of first terminal is also included in described request.
In another embodiment, also include the second terminal of data voucher interaction in this request
Identification information, realizes the data interaction between first terminal and second terminal with convenient service device.
Accordingly, server receives the described request that first terminal sends.
402: judge whether the described application time meets preset time range.
Specifically, server receives the request that first terminal sends, and parses this request, obtains data
The openning date of voucher and numerical value.
The openning date of data voucher and preset time range are compared, determines that openning date is
No in preset time range, if the openning date of data voucher not in preset time range,
Server, to first terminal send feedback information, is reminded first terminal user to reset and is opened day
Phase, here does not limit.
In another embodiment, server further obtains first terminal from this request
Identification information, and judging whether openning date judged to be somebody's turn to do before the step in preset time range
Whether the identification information of first terminal is effective information, and when being defined as effective information, execution is sentenced
Whether disconnected openning date is in the step of preset time range.
403: if meeting described preset time range, lock institute when reaching described openning date
State the first terminal data equal with described data voucher numerical values recited, and generate described data with
Card.
When the openning date of data voucher is in preset time range, server arrived in this application day
When reaching, determine whether whether the numerical values recited of the data in the data cell of first terminal is not less than
The size of the data that this request includes, if it is not, then server locks first terminal data
The data equal with the numerical values recited that this request includes in unit, and open data to first terminal
Voucher.
Alternatively, wrap when the numerical values recited of the data of the data cell of first terminal is not less than in request
During the numerical values recited including, server sends pre-locked notice to first module, and server receives the
After the response that one terminal returns notifies, with described numerical values recited in the data cell of locking first terminal
Equal data, and generate described data voucher.
Further, the data of request can also be lteral data, voice data, video data,
Funds data of routine data or financial field etc., if funds data, such as fund, then this
When first terminal be the first participant, server is capital management server, for example, bank.
If voice data, such as song, now first terminal can be that mobile phone etc. has multimedia and broadcasts
The client of playing function, server is music site server.
It is different from prior art, in embodiment of above, server is according to opening that first terminal is arranged
The vertical date locking first terminal data cell in size of data corresponding with data voucher number
According to rear, and generate data voucher, first terminal can be made to meet server according to user's request setting
The openning date of the data voucher of default date range, be conducive to first terminal that the pool of data is pacified
Row and use, improve the utilization rate of data.
Refering to Fig. 5, Fig. 5 is the structural representation of data interaction system one embodiment of the present invention,
Each device that the data interaction processing system of the present embodiment comprises is used for executing the corresponding embodiment of Fig. 3
In each step, specifically refer to the corresponding embodiment of Fig. 3 and Fig. 3, do not repeat herein.This reality
The data interaction system applying mode includes first terminal 501 and server 502,
First terminal 501 is used for sending to described server 502 and applies for opening asking of data voucher
Ask, wherein, described request includes openning date and the numerical value of described data voucher.
Described server 502 is used for judging whether described openning date meets preset time range.
Described server 502 is additionally operable to when described openning date meeting described preset time range,
When reaching described openning date, with described number in the data cell of the described first terminal 501 of locking
According to the equal data of voucher numerical values recited, and generate described data voucher.
It is different from prior art, in embodiment of above, first terminal arranges symbol according to user's request
Hop server presets the openning date of the data voucher of date range, and server is in locking first terminal
Data cell in the data equal with described numerical values recited, and generate this data voucher, be conducive to
First terminal, to the overall arrangement of data and use, improves the utilization rate of data.
Refering to Fig. 6, Fig. 6 is the structural representation of server one embodiment of the present invention.This enforcement
Each module that the server of example comprises is used for executing each step in the corresponding embodiment of Fig. 4, specifically please
Refering to the corresponding embodiment of Fig. 4 and Fig. 4, do not repeat herein.This server includes: receives mould
Block 601, processing module 602 and performing module 603,
Data voucher is opened in the application that described receiver module 601 is used for receiving described first terminal transmission
Request, wherein, described request includes openning date and the numerical value of described data voucher；
Described processing module 602 is used for judging whether the described application time meets preset time range；
Described performing module 603 is used for meeting described preset time range in the described application time, lock
The fixed described first terminal data equal with described data voucher numerical values recited, and generate described data
Voucher.
It is different from prior art, in embodiment of above, server is according to opening that first terminal is arranged
The data of size of data corresponding with data voucher in locking first terminal data cell of vertical date
Afterwards, generate this data voucher, first terminal can be made to meet server according to user's request setting pre-
If the openning date of the data voucher of date range, be conducive to the overall arrangement to data for the first terminal
With use, improve the utilization rate of data.
The foregoing is only embodiments of the present invention, not thereby limit the patent model of the present invention
Enclose, the equivalent structure that every utilization description of the invention and accompanying drawing content are made or equivalent process become
Change, or be directly or indirectly used in other related technical fields, all include in the same manner the present invention's
In scope of patent protection.
Claims (10)
1. a kind of electronic certificate method to set up is it is characterised in that the method comprising the steps of:
First participation direction capital management server sends the request that electronic certificate is opened in application, wherein
Described request includes openning date and the amount of described electronic certificate；
Described capital management server judges whether described openning date meets preset time range；
If meeting described preset time range, described capital management server is in described openning date
During arrival, freeze equal with the amount that described request includes in described first participant destiny account
Fund or the credit equal with the amount that described request includes of drawing, and open described electronic certificate.
2. method according to claim 1 is it is characterised in that described capital management server
When reaching described openning date, freeze described first participant destiny account and include with described request
The equal fund of amount or the credit equal with the amount that described request includes of drawing, and open institute
Also include before the step stating electronic certificate:
Described capital management server judges described first participant destiny account fund or credit volume
Whether degree is not less than described amount；And when determination is not less than, freeze described first participant and institute
State and ask the equal fund of the amount including or draw and described equal the awarding of amount asking to include
Letter, and open described electronic certificate.
3. method according to claim 1 and 2 is it is characterised in that described capital management takes
It is equal with the amount that described request includes with destiny account that business device freezes described first participant
Fund or the equal credit of amount including with described request of drawing, and open described electronic certificate it
Front also include:
Described capital management server sends prefreezing information to described first participant；
Described first participates in capital management server described in direction sends the described prefreezing information of response
Notice after, described capital management server freeze in described first participant destiny account with described
Ask the equal fund of the amount including or the credit equal with the amount that described request includes of drawing,
And open described electronic certificate.
4. method according to claim 1 it is characterised in that described request also include described
The identity information of the first participant；
Judge whether the described application time meets preset time range in described capital management server
Step before, methods described also includes:
Described capital management server judges whether the identity information of described first participant is effective
Identity information, and execute when being defined as effective information and described judge whether described openning date meets
The step of preset time range.
5. method according to claim 1 is it is characterised in that also include in described request receiving
The account of the second participant of card and identity information.
6. a kind of electronic certificate method to set up is it is characterised in that the method comprising the steps of:
The request of electronic certificate is opened in the application that capital management server reception the first participant sends,
Wherein, described request includes openning date and the amount of described electronic certificate；
Judge whether described openning date meets preset time range；
If meeting described preset time range, when reaching described openning date, freeze described
In one participant destiny account the fund equal with described amount or draw and described request include
The equal credit of amount, described electronic certificate of existing side by side.
7. a kind of data interactive processing method is it is characterised in that methods described comprises the steps:
First terminal sends the request that data voucher is opened in application, wherein, described request to server
Openning date including described data voucher and numerical value；
Described server judges whether described openning date meets preset time range；
If meeting described preset time range, described server is locked when reaching described openning date
The data equal with described numerical values recited in the data cell of fixed described first terminal, and generate described
Data voucher.
8. a kind of data interactive processing method is it is characterised in that methods described comprises the steps:
The request of data voucher is opened in the application that server reception first terminal sends, wherein, described
Request includes openning date and the numerical value of described data voucher；
Judge whether the described application time meets preset time range；
If meeting described preset time range, lock described first when reaching described openning date
The terminal data equal with described data voucher numerical values recited, and generate described data voucher.
9. a kind of data interaction system is it is characterised in that described data interaction system includes first eventually
End and server；
Described first terminal is used for sending, to described server, the request that data voucher is opened in application, its
In, described request includes openning date and the numerical value of described data voucher；
Described server is used for judging whether described openning date meets preset time range；
Described server is additionally operable to when described openning date meeting described preset time range, in institute
When stating openning date arrival, with described data voucher number in the data cell of the described first terminal of locking
It is worth equal-sized data, and generate described data voucher.
10. a kind of server is it is characterised in that described server includes: receiver module, process mould
Block and performing module,
Data voucher is opened in the application that described receiver module is used for receiving described first terminal transmission
Request, wherein, described request includes openning date and the numerical value of described data voucher；
Described processing module is used for judging whether the described application time meets preset time range；
Described performing module is used for meeting described preset time range in the described application time, locks institute
State the first terminal data equal with described data voucher numerical values recited, and generate described data with
Card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510432503.0A CN106372933A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate arrangement method, and data interaction processing method, apparatus and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510432503.0A CN106372933A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate arrangement method, and data interaction processing method, apparatus and system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106372933A true CN106372933A (en) | 2017-02-01 |
Family
ID=57880951
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510432503.0A Pending CN106372933A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate arrangement method, and data interaction processing method, apparatus and system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106372933A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111340474A (en) * | 2020-05-15 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Resource processing method, device and system based on distributed transaction |
| CN113034273A (en) * | 2021-05-25 | 2021-06-25 | 浙江网商银行股份有限公司 | Resource processing method and system |
-
2015
- 2015-07-21 CN CN201510432503.0A patent/CN106372933A/en active Pending
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111340474A (en) * | 2020-05-15 | 2020-06-26 | 支付宝(杭州)信息技术有限公司 | Resource processing method, device and system based on distributed transaction |
| CN113034273A (en) * | 2021-05-25 | 2021-06-25 | 浙江网商银行股份有限公司 | Resource processing method and system |
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