CN106355408A - Electronic certificate receiving method and device - Google Patents
Electronic certificate receiving method and device Download PDFInfo
- Publication number
- CN106355408A CN106355408A CN201510429087.9A CN201510429087A CN106355408A CN 106355408 A CN106355408 A CN 106355408A CN 201510429087 A CN201510429087 A CN 201510429087A CN 106355408 A CN106355408 A CN 106355408A
- Authority
- CN
- China
- Prior art keywords
- card
- electronic certificate
- condition
- acceptance
- seller
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an electronic certificate receiving method and device, and belongs to the technical field of internet finance. The method comprises the following steps: receiving and storing an electronic certificate receiving condition preset by a seller through a second terminal; receiving a certificate receiving inform transmitted from an informing end, wherein the certificate receiving inform comprises electronic certificate information; and judging whether a receiving condition is met or not according to the electronic certificate information and a certificate receiving condition; and if the receiving condition is met, transmitting a certificate receiving application to a second funds management server. By the technical scheme of the invention, electronic certificates which meet the conditions are screened by the second terminal and are received, electronic certificates which do not conform to trade terms are eliminated, demands of the seller on screening and filtering of trade orders and trade objects can be met, and therefore, the seller can collect bills selectively.
Description
Technical field
The present invention relates to the Internet financial technology field, the receipts card method of more particularly, to a kind of electronic certificate
And device.
Background technology
Payment refers in business activities, is paid based on currency produced by economic contract.A lot of banks or
Person enterprise both provides network payment instrument it is allowed to the terminal unit such as user operation computer, mobile phone comes
Realize network payment, the mode of network payment has provided the user very big facility.However, it is traditional
In network payment mode, such as Web bank, Third-party payment etc., by payment direction bank or payment machine
Structure sends accounting payment and instructs, the beneficiary bill payment fund specified to paying party from paying party account,
All do not possess the gathering flow process of beneficiary, beneficiary bank or payment mechanism are only receiving the remittance of payment mechanism
After the fund coming, put beneficiary account under.
In the above-mentioned means of payment, paying party must obtain that beneficiary is complete, accurate accounts information can
Paid, once and paying party has mistaken payment object or the amount of money, fund will be unable to reverse pay
To error account, lead to that fund is difficult to recover or cost addition is very big, also give needs the receipts of reimbursement simultaneously
Money side causes trouble.For beneficiary, can only passively collect money and keep accounts it is impossible to refuse fund,
Can not selectively collect money it is impossible to meet the seller trading order form information and trading object are carried out screen,
Filter, the demand of selective gathering.
Content of the invention
In view of this, the technical problem to be solved in the present invention is that the receipts providing a kind of electronic certificate demonstrate,prove method
And device, to solve the technical problem that the seller can not selectively be collected money.
The technical scheme that present invention solution above-mentioned technical problem is adopted is as follows:
According to an aspect of the present invention, a kind of receipts card method of the electronic certificate providing, is applied to the
Two terminals, the method comprises the following steps:
Receive and store the seller's default receipts card condition；
Receive and notify the due-in card that end sends to notify, wherein, due-in card notifies to include electronic certificate information；
Whether condition of acceptance is met according to electronic certificate information and the card condition comparison of receipts, if meeting reception
Condition, then send to the second capital management server and receive card application.
According to an aspect of the present invention, a kind of receipts card device of the electronic certificate providing, is applied to
Two terminals, this device includes with lower module:
Setup module, for receiving and storing the seller's default receipts card condition；
Receiver module, notifies the due-in card that end sends to notify for receiving, wherein, due-in card notification package
Include electronic certificate information；
Processing module, for whether condition of acceptance is met according to electronic certificate information and the card condition comparison of receipts,
If meeting condition of acceptance, sending to the second capital management server and receiving card application.
The receipts card method and apparatus of the electronic certificate that the present invention provides, meets bar by second terminal screening
The electronic certificate of part is collected, and eliminates the electronic certificate not meeting terms of trade, can meet the seller couple
Trading order form and trading object are screened and filtration needs, thus realize the seller selectively collecting money.
Brief description
The flow chart that a kind of receipts of electronic certificate that Fig. 1 provides for the embodiment of the present invention one demonstrate,prove method.
The flow chart that a kind of receipts of electronic certificate that Fig. 2 provides for the embodiment of the present invention two demonstrate,prove method.
The flow chart that a kind of receipts of electronic certificate that Fig. 3 provides for the embodiment of the present invention three demonstrate,prove method.
The flow chart that a kind of receipts of electronic certificate that Fig. 4 provides for the embodiment of the present invention four demonstrate,prove method.
A kind of function structure chart of the receipts card device of electronic certificate that Fig. 5 provides for the embodiment of the present invention five.
The modular structure of the receipts card device of another kind of electronic certificate that Fig. 6 provides for the embodiment of the present invention five
Figure.
Specific embodiment
In order that the technical problem to be solved, technical scheme and beneficial effect clearer,
Understand, below in conjunction with drawings and Examples, the present invention will be described in further detail.It should be appreciated that
Specific embodiment described herein only in order to explain the present invention, is not intended to limit the present invention.
In embodiments of the present invention, electronic certificate is that Bank promise pays the electronics of fund by agreed terms solution
Voucher, refers to that bank is freezed required number fund according to the application of opener or opened using credit line
Vertical, and promise to undertake the electronics acceptance and guarantee voucher handling payment and settlement according to agreement solution pair condition.
The flow process carrying out network payment transaction by electronic certificate is substantially: after both parties form order,
Buyer passes through first terminal (end of opening L/C) to the first capital management server (server of opening L/C) Shen
Please open L/C.Certainly, buyer can also when not forming trading order form folk prescription active application for credit.First
After capital management server accepts, electronic certificate is opened in the application according to opening L/C, and freezes buyer account phase
Answer fund or the accrediting amount of the amount of money.After the seller confirms an order, by second terminal (receive card end) to
Card is received in second capital management server (receiving card server) application, and the second capital management server is tested
Received card after card information is errorless, electronic certificate enters and honours an agreement the phase, wait the seller to send commodity or offer
Service.After the seller honoured an agreement within the phase of honouring an agreement, submit information of honouring an agreement (ratio to the second capital management server
As logistics odd numbers), the second capital management server changes the state of electronic certificate, and electronic certificate enters to be signed
The receipts phase, buyer is waited to sign for commodity.That is to say, that the seller after buyer signs for commodity within the phase of signing for
After terms of trade according to corresponding to the solution condition of paying of electronic certificate completes, electronic certificate enters solution and pays the phase.
The seller pays in the time limit in application solution, entrusts the second capital management server to the first capital management server
Application solution is paid, and after the first capital management server judges that solving the condition of paying has reached, releases to buyer's account
Fund or the accrediting amount of the amount of money is freezed at family, by funds transfer to the second capital management server, by
Fund is proceeded to the collecting account (receiving card account) that the seller specifies by two capital management servers.So far,
Complete network payment, whole transaction completes.
Wherein, after electronic certificate is opened, effect duration is divided into three sections, and time limit is uploaded in electronic certificate
Bright, it is that the seller receives the time limit of demonstrate,proving, honour an agreement, applying for solution pair, if overdue be not carried out moving accordingly respectively
Make, then electronic certificate lost efficacy.
It should be appreciated that above-mentioned is only a kind of mode with electronic certificate, can also be with electronics with
Card buys service.When buying service, such as firmly in the transaction scene in hotel, hotel reservation success, that is,
Hotel is honoured an agreement.Certainly, electronic certificate can also apply to allotted fund.During different situations,
The understanding honoured an agreement and sign for also is varied from.That is, when businessman provides a kind of commodity or service,
So that the state of electronic certificate has been simultaneously flowed through the phase of honouring an agreement and sign for the phase, be directly entered solution and pay,
As concluded the business face to face.
Embodiment one
As shown in figure 1, a kind of receipts card method of electronic certificate provided in an embodiment of the present invention, it is applied to
Second terminal, the method comprises the following steps:
S101, receive and store the seller default receive card condition.
Specifically, the seller arranges the electronic certificate parameter area that can receive card according to demand or rejects card
Electronic certificate parameter area.Electronic certificate parameter any one or more parameter including but not limited to following
Combination: the time of opening L/C, trading object information, solution pay a rate, Opening Bank's information, the amount of money of opening L/C,
The phase of honouring an agreement, the phase of signing for, electronic certificate model conciliate the pattern of paying etc..The seller arranges according to demand and can receive card
Parameter area or rejection card parameter area.Time of such as the opening L/C overdue rejection opened L/C, identity information
The too low rejection of rate is paid in unmatched rejection, solution, there are the rejection of bad credit, gold of opening L/C in Opening Bank
The too short rejection of the too short rejection of the excessive or too small rejection of volume, phase of honouring an agreement, phase of signing for, electronics with
The unmatched rejection of pattern of syndrome number, solution pay the unmatched rejection of pattern, the unmatched rejection of trading order form number.
Its application scenarios are exemplified below:
The overdue rejection opened L/C: the seller holds the activity that purchases by group in limited time, 12 points of ending activities one day, gathering
Mode adopts electronic certificate, can arrange receipts one of card condition for opening L/C the time before 12 points of one day, such as
Buyer placed an order before 12 points, but just opened L/C after 12 points, then reject this electronic certificate.
Solution pays rate too low rejection: the solution rate of paying that may include counterpart in electronic certificate information is its institute
Successfully solve the electronic certificate stroke count paid in the electronic certificate business handled and account for the ratio always handling stroke count, by
It is the means of payment cashed on delivery in electronic certificate, might have rival or malicious user places an order
Reject goods or other malice meanss of exchange afterwards and lead to electronic certificate can not solve and pay, so that its solution pays a rate ratio
Normal users are substantially low, in order to avoid such malicious user, can arrange one of receipts card condition and pay for solution
Rate lower limit, eliminates the order paying rate lower limit less than solution, it is to avoid cause damage, such as solution is paid rate and is less than 50%
User reject.
Phase of honouring an agreement too short rejection: the phase of honouring an agreement of electronic certificate is too short will to lead to the seller cannot be in the phase of honouring an agreement
Inside complete operation of getting ready the goods and deliver, thus leading to electronic certificate to lose efficacy, one of receipts card condition can be set and carry out
Contract period lower limit.As the phase of honouring an agreement is less than the rejection of 1 day, thus avoiding losing.
Phase of signing for too short rejection: after seller's delivery, Commodity Transportation needs certain according to distances travelled
Time, if the phase of signing for is too short, commodity delivery, later not as good as being sent within the phase of signing for, will lead to electricity
Sub- voucher lost efficacy.One of receipts card condition can be set for signing for phase duration lower limit.Sell and can be transported according to commodity
The set of time of defeated needs signs for phase duration lower limit, less than the rejection of this duration.
The rejection that trading order form number is not inconsistent: when buyer is opened L/C according to the trading order form of generation, electronics with
Trading order form number can be recorded in card information and identify for the seller, but fill in mistake as order number it would be possible to
Lead to this fund of seller's None- identified is to be paid which order, thus leading to transaction cannot complete.
It is order number matching condition that one of receipts card condition can be arranged.The trading order form number that electronic certificate is recorded with
Seller's order database is compared, no the then rejection of matched data.
As a kind of preferred embodiment, in order that receiving, card condition is more flexible and quick, the seller can also set
Put and white list is arranged according to trading object, such as the buyer with a high credibility of long-term friendly cooperation is listed in
White list gives special treatment, so in filter information, as long as buyer is just put into white list directly
It is judged as receiving card, no longer compare the other specification scope of electronic certificate information, to avoid electronic certificate
The rejection that parameter may fall into rejection condition and cause, affects partnership.
As another kind of preferred embodiment, in order that receiving, card condition is more rigorous and quick, the seller is acceptable
Setting arranges blacklist according to trading object.Such as will be unwilling to cooperate or have bad credit buyer row
Enter blacklist, so in filter information, as long as buyer is put on the blacklist just directly being judged as rejecting,
No longer compare the other specification scope of electronic certificate information, to avoid transaction to fall into receivable parameter bar
The receipts card causing during part.
S102, receive and notify the due-in card that end sends to notify, wherein, due-in card notify to include electronics with
Card information.
Specifically, end is notified to include but is not limited to: the first capital management server, the second capital management
Server or first terminal etc., can be configured in a particular application according to the actual requirements.Electronics with
Card information including but not limited to open L/C the time, trading object information, solution pay a rate, Opening Bank's information,
The amount of money, the phase of honouring an agreement, the phase of signing for, electronic certificate model, the solution of opening L/C pays parameter, the trading order form such as pattern
Number grade combination of any one or more.
S103, according to electronic certificate information and receive card condition compare whether meet condition of acceptance, if symbol
Close condition of acceptance, then send to the second capital management server and receive card application.
Specifically, second terminal is according to the seller's default receipts electronic certificate data to due-in card for the card condition
Compare, if the electronic certificate data fit condition of acceptance of due-in card, judge to receive card, to
Second capital management server initiates to receive card application；As do not met condition of acceptance, then judge to reject card,
Do not initiate to receive card application to the second capital management server.
In the embodiment of the present invention, qualified electronic certificate is screened by second terminal and is collected,
Eliminate the electronic certificate not meeting terms of trade, the seller can be met trading order form and trading object are carried out
Screening and filtration needs, thus realize the seller selectively collect money.
Embodiment two
As shown in Fig. 2 a kind of electronic certificate provided in an embodiment of the present invention receipts card method include following
Step:
S201, second terminal receive and store the seller's default receipts card condition.
S202, the due-in card receiving first terminal transmission notify, and wherein, due-in card notifies to include electricity
Sub- credential information.
S203, according to electronic certificate information and receive card condition compare whether meet condition of acceptance, if symbol
Close condition of acceptance, execution step s204, otherwise execution step s205.
S204, to second capital management server send receive card application, go to step s206.
S205, to first terminal send reject notify.
S206, end flow process.
The embodiment of the present invention, on the basis of embodiment one, sends due-in card using first terminal and notifies,
Second terminal is screened to the electronic certificate information that first terminal sends and is filtered, and realizes selective
Gathering.
Embodiment three
As shown in figure 3, a kind of electronic certificate provided in an embodiment of the present invention receipts card method include following
Step:
S301, second terminal receive and store the seller's default receipts card condition.
S302, receive the due-in card that the first capital management server sends and notify, wherein, due-in card
Notify to include electronic certificate information.
S303, judge trading object whether in white list, if it is, going to step s306, no
Then execution step s304.
S304, judge trading object whether in blacklist, if it is, going to step s307, no
Then execution step s305.
S305, according to electronic certificate information with card parameter area/rejection card parameter area can be received whether compare
Meet condition of acceptance, if meeting condition of acceptance, execution step s306, otherwise execution step s307.
Specifically, in the present embodiment, first judge trading object whether in white list or blacklist, such as
Fruit in white list, is then judged as meeting condition of acceptance, if in blacklist, is judged as not being inconsistent
Close condition of acceptance.If trading object is not in white and black list, further according to electronic certificate information
Demonstrate,prove parameter area compares whether meet condition of acceptance with card parameter area/rejection can be received, if electronic certificate
Parameter falls into can receive card parameter area, then be judged as meeting condition of acceptance, if electronic certificate parameter falls
Enter to reject card parameter area, be then judged as not meeting condition of acceptance.
S306, to second capital management server send receive card application, go to step s308.
S307, to first capital management server send reject notify.
S308, end flow process.
The embodiment of the present invention, on the basis of embodiment one, is sent using the first capital management server and treats
Receive card to notify, second terminal is preferentially first screened to trading object by black and white lists, then right again
Trading object not compare by the trading order form information in black and white lists, can improve selection further
Motility.
Example IV
As shown in figure 4, a kind of electronic certificate provided in an embodiment of the present invention receipts card method include following
Step:
S401, second terminal receive and store the seller's default receipts card condition.
S402, receive the due-in card that the second capital management server sends and notify, wherein, due-in card
Notify to include electronic certificate information.
S403, judge trading object whether in white list, if it is, going to step s406, no
Then execution step s404.
S404, judge trading object whether in blacklist, if it is, going to step s407, no
Then execution step s405.
S405, according to electronic certificate information with card parameter area/rejection card parameter area can be received whether compare
Meet condition of acceptance, if meeting condition of acceptance, execution step s406, otherwise execution step s407.
S406, to second capital management server send receive card application, go to step s408.
S407, to second capital management server send reject notify.
S408, end flow process.
The embodiment of the present invention, on the basis of embodiment one, is sent using the second capital management server and treats
Receive card to notify, second terminal is preferentially first screened to trading object by black and white lists, then right again
Trading object not compare by the trading order form information in black and white lists, can improve selection further
Motility.
Embodiment five
A kind of receipts card device of electronic certificate provided in an embodiment of the present invention, is applied to second terminal, should
Device includes module 10 arranged below, receiver module 20, comparing module 30 and request module 40, its
In:
Setup module 10, for receiving and storing the seller's default receipts card condition.
Specifically, setup module 10 arranges the electronic certificate parameter model that can receive card according to demand for the seller
Enclose or arrange the electronic certificate parameter area rejecting card.Electronic certificate parameter includes but is not limited to: opens
Card time, trading object information, solution pay rate, Opening Bank's information, the amount of money of opening L/C, phase of honouring an agreement, label
Receipts phase, electronic certificate model, solution pay any one or more parameter following such as pattern and trading order form number
Combination.The seller arranges according to demand and can receive card parameter area or reject card parameter area.Such as open
The overdue rejection opened L/C of card time, the unmatched rejection of identity information, solution are paid the too low rejection of rate, are opened
Card bank has the excessive or too small rejection of the rejection of bad credit, the amount of money of opening L/C, phase of honouring an agreement too short
Reject, phase of signing for too short rejection, the unmatched rejection of electronic certificate model, solution are paid pattern and mismatched
Rejection, the unmatched rejection of trading order form number.Its application scenarios are exemplified below:
The overdue rejection opened L/C: the seller holds the activity that purchases by group in limited time, 12 points of ending activities one day, gathering
Mode adopts electronic certificate, can receive one of card condition for opening L/C the time at certain by setup module 10 setting
Before 12 points of day, such as buyer placed an order before 12 points, but just opened L/C after 12 points, then rejecting should
Electronic certificate.
Solution pays rate too low rejection: the solution rate of paying that may include counterpart in electronic certificate information is its institute
Successfully solve the electronic certificate stroke count paid in the electronic certificate business handled and account for the ratio always handling stroke count, by
It is the means of payment cashed on delivery in electronic certificate, might have rival or malicious user places an order
Reject goods or other malice meanss of exchange afterwards and lead to electronic certificate can not solve and pay, so that its solution pays a rate ratio
Normal users are substantially low, in order to avoid such malicious user, can receive card by setup module 10 setting
One of condition is that solution pays rate lower limit, eliminates the order paying rate lower limit less than solution, it is to avoid cause damage, such as solves
The user that the rate of paying is less than 50% rejects.
Phase of honouring an agreement too short rejection: the phase of honouring an agreement of electronic certificate is too short will to lead to the seller cannot be in the phase of honouring an agreement
Inside completing operation of getting ready the goods and deliver, thus leading to electronic certificate to lose efficacy, can be arranged by setup module 10
Receive one of card condition phase lower limit of honouring an agreement.As the phase of honouring an agreement is less than the rejection of 1 day, thus avoiding losing.
Phase of signing for too short rejection: after seller's delivery, Commodity Transportation needs certain according to distances travelled
Time, if the phase of signing for is too short, commodity delivery, later not as good as being sent within the phase of signing for, will lead to electricity
Sub- voucher lost efficacy.One of card condition can be received for signing for phase duration lower limit by setup module 10 setting.Sell
Phase duration lower limit can be signed for according to the set of time that Commodity Transportation needs, less than the rejection of this duration.
The rejection that trading order form number is not inconsistent: when buyer is opened L/C according to the trading order form of generation, electronics with
Trading order form number can be recorded in card information and identify for the seller, but fill in mistake as order number it would be possible to
Lead to this fund of seller's None- identified is to be paid which order, thus leading to transaction cannot complete.
One of card condition can be received by setup module 10 setting is order number matching condition.Electronic certificate is recorded
Trading order form number compare with seller's order database, the no then rejection of matched data.As one
Plant preferred embodiment, in order that receiving, card condition is more flexible and quick, setup module 10 can be also used for selling
Root arranges white list according to trading object, such as lists the buyer with a high credibility of long-term friendly cooperation in
White list gives special treatment, so in filter information, as long as buyer is just put into white list directly
It is judged as receiving card, no longer compare the other specification scope of electronic certificate information, to avoid electronic certificate
The rejection that parameter may fall into rejection condition and cause, affects partnership.
As another kind of preferred embodiment, in order that receipts card condition is more rigorous and quick, setup module 10
Can be also used for the seller and blacklist is arranged according to trading object.Such as will be unwilling to cooperate or have bad
Credit buyer pipe off, so in filter information, as long as buyer is just put on the blacklist directly
It is judged as rejecting, no longer compare the other specification scope of electronic certificate information, can to avoid transaction to fall into
The receipts card causing during the Parameter Conditions receiving.
Receiver module 20, notifies the due-in card that end sends to notify for receiving, and wherein, due-in card notifies
Including electronic certificate information.
Wherein, receiver module 20 specifically for: receive the first capital management server, the second fund pipe
The due-in card of reason server or first terminal transmission notifies.End is notified to include but is not limited to the first fund pipe
Reason server, the second capital management server or first terminal etc., in a particular application can be according to reality
Border demand is configured.Electronic certificate information including but not limited to open L/C the time, trading object information,
Solution pays rate, Opening Bank's information, the amount of money of opening L/C, the phase of honouring an agreement, the phase of signing for, electronic certificate model, solution
Pay the combination of any one or a few parameter such as pattern and trading order form.
Whether comparing module 30, for meeting reception bar according to electronic certificate information and the card condition comparison of receipts
Part.
Specifically, comparing module 30 is according to the seller's default receipts electronic certificate number to due-in card for the card condition
According to comparing, if the electronic certificate data fit condition of acceptance of due-in card, judge to receive card；
As do not met condition of acceptance, then judge to reject card.
As a kind of preferred version, comparing module 30 specifically for: first judge trading object whether white
In list or blacklist, if trading object is in white list, it is judged as meeting condition of acceptance, such as
Fruit trading object in blacklist, then is judged as not meeting condition of acceptance.If trading object is not white
In list and blacklist, demonstrate,prove parameter area further according to electronic certificate information with card parameter area/rejection can be received
Compare and whether meet condition of acceptance, if electronic certificate parameter falls into can receive card parameter area, judge
For meeting condition of acceptance, if electronic certificate parameter falls into rejection card parameter area, it is judged as not being inconsistent
Close condition of acceptance.So, whether card can be received by trading object fast decision, from selection can be improved
Motility.
Request module 40, for when meeting condition of acceptance, sending to the second capital management server and receiving card
Application.
Refer to Fig. 6, in certain embodiments, notify end can know in time when receiving and demonstrate,proving unsuccessfully to allow,
Said apparatus also include feedback module 50, for when not meeting condition of acceptance, rejecting to notifying end feedback
Card notifies.
Specifically, end is notified to include but is not limited to the first capital management server, the second capital management clothes
Business device or first terminal etc., can be configured in a particular application according to the actual requirements.When comparison mould
When the comparison result of block 30 is not meet condition of acceptance, second terminal is rejected card to notice end feedback and is notified.
It should be noted that said method embodiment one, embodiment two, embodiment three and example IV
In technical characteristic be suitable for the system is all corresponding, no longer repeat here.
Device provided in an embodiment of the present invention, screens qualified electronic certificate by second terminal and enters
Row is collected, and eliminates the electronic certificate not meeting terms of trade, can meet the seller to trading order form and transaction
Object is screened and filtration needs, thus realize the seller selectively collecting money.
One of ordinary skill in the art will appreciate that realizing all or part step in above-described embodiment method
Suddenly can be by program to control the hardware of correlation to complete, described program can be stored in a meter
In calculation machine read/write memory medium, described storage medium, such as rom/ram, disk, CD etc..
The preferred embodiments of the present invention above by reference to brief description, not thereby limit to the power of the present invention
Sharp scope.Those skilled in the art, without departing from the scope of the present invention and essence, can have multiple modification sides
Case realizes the present invention, and the feature for example as an embodiment can be used for another embodiment and obtains another
Embodiment.All any modifications made within the technology design with the present invention, equivalent and change
Enter, all should be within the interest field of the present invention.
Claims (10)
1. a kind of receipts card method of electronic certificate, is applied to second terminal it is characterised in that the method
Comprise the following steps:
Receive and store the seller's default receipts card condition；
Receive and notify the due-in card that end sends to notify, wherein, described due-in card notifies to include electronic certificate
Information；
Compare whether meet condition of acceptance according to described electronic certificate information and described receipts card condition, if
Meet condition of acceptance, then send to the second capital management server and receive card application.
2. the receipts card method of electronic certificate according to claim 1 is it is characterised in that described connect
Receive and store the default card condition of receiving of the seller to include:
Receive and store the card the received parameter area of seller's setting or reject card parameter area；Wherein,
Described parameter includes: time of opening L/C, trading object information, solution are paid rate, Opening Bank's information, opened L/C
The amount of money, the phase of honouring an agreement, the phase of signing for, electronic certificate model, solution pay pattern and/or trading order form number.
3. the receipts card method of electronic certificate according to claim 2 is it is characterised in that described connect
Receive and store the default card condition of receiving of the seller also to include:
Receive and store the seller's default trading object white list and/or blacklist.
4. the receipts card method of electronic certificate according to claim 3 is it is characterised in that described
Whether meet condition of acceptance and include according to described electronic certificate information and the card condition comparison of described receipts:
Judge trading object whether in white list or blacklist, if trading object is in white list,
Then it is judged as meeting condition of acceptance, if trading object is in blacklist, be judged as not meeting reception
Condition；
If trading object is not in white and black list, further according to electronic certificate information and card can be received
Parameter area/rejection card parameter area compares whether meet condition of acceptance, if electronic certificate parameter falls into
Card parameter area can be received, be then judged as meeting condition of acceptance, if electronic certificate parameter falls into rejection card
Parameter area, then be judged as not meeting condition of acceptance.
5. the receipts card method of the electronic certificate according to claim 1-4 any one claim,
It is characterized in that, methods described also includes:
If not meeting condition of acceptance, rejecting card to described notice end feedback and notifying；
Wherein, described notice end include the first capital management server, the second capital management server or
First terminal.
6. the receipts card device of a kind of electronic certificate, is applied to second terminal it is characterised in that this device
Including with lower module:
Setup module, for receiving and storing the seller's default receipts card condition；
Receiver module, notifies the due-in card that end sends to notify for receiving, and wherein, described due-in card is logical
Know including electronic certificate information；
Whether comparing module, meet for being compared according to described electronic certificate information and described receipts card condition
Condition of acceptance；
Request module, for when meeting condition of acceptance, sending to the second capital management server and receiving card
Application.
7. the receipts card device of electronic certificate according to claim 6 is it is characterised in that described set
Put module specifically for:
Receive and store the card the received parameter area of seller's setting or reject card parameter area；Wherein,
Parameter area includes: time of opening L/C, trading object information, solution are paid rate, Opening Bank's information, opened L/C
The amount of money, the phase of honouring an agreement, the phase of signing for, electronic certificate model, solution pay pattern and/or trading order form number.
8. the receipts card device of electronic certificate according to claim 7 is it is characterised in that described set
Put module to be additionally operable to:
Receive and store the seller's default trading object white list and/or blacklist.
9. the receipts card device of electronic certificate according to claim 8 is it is characterised in that described ratio
To module specifically for:
Judge trading object whether in white list or blacklist, if trading object is in white list,
Then it is judged as meeting condition of acceptance, if trading object is in blacklist, be judged as not meeting reception
Condition；
If trading object is not in white and black list, further according to electronic certificate information and card can be received
Parameter area/rejection card parameter area compares whether meet condition of acceptance, if electronic certificate parameter falls into
Card parameter area can be received, be then judged as meeting condition of acceptance, if electronic certificate parameter falls into rejection card
Parameter area, then be judged as not meeting condition of acceptance.
10. the receipts card device of the electronic certificate according to claim 6-9 any one claim,
It is characterized in that, described device also includes:
Feedback module, for when not meeting condition of acceptance, rejecting card to described notice end feedback and notifying；
Wherein, described receiving terminal include the first capital management server, the second capital management server or
First terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510429087.9A CN106355408A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate receiving method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510429087.9A CN106355408A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate receiving method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106355408A true CN106355408A (en) | 2017-01-25 |
Family
ID=57842783
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510429087.9A Pending CN106355408A (en) | 2015-07-21 | 2015-07-21 | Electronic certificate receiving method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106355408A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110135827A (en) * | 2019-04-19 | 2019-08-16 | 赵想林 | A kind of supply chain trading payment system and method |
-
2015
- 2015-07-21 CN CN201510429087.9A patent/CN106355408A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110135827A (en) * | 2019-04-19 | 2019-08-16 | 赵想林 | A kind of supply chain trading payment system and method |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20200302406A1 (en) | Mobile agent point-of-sale (pos) | |
| US10115085B2 (en) | Methods and system for utilizing cash with online activities | |
| CN108921531B (en) | Cross-border payment settlement method based on block chain payment system | |
| CN101833733A (en) | Electronic transfer check system and payment settlement method thereof | |
| US20140310166A1 (en) | System and method for loading stored value accounts | |
| CN113657995B (en) | Warehouse sheet mortgage financing method, system, equipment and storage medium based on block chain | |
| CN108090753A (en) | A kind of finance data processing system and whole world speed remittance system and method | |
| CN111259077A (en) | Method for importing deposit and remittance under collection item based on block chain and storage medium | |
| CN105931037A (en) | Electronic cash transfer method, device and system | |
| CN111222980B (en) | Method for carrying out export credit item lower discount based on blockchain and storage medium | |
| WO2012052787A1 (en) | Mobile transactions | |
| US20120221465A1 (en) | Clearinghouse system for monetary and non-monetary transfers of value | |
| CN111161066B (en) | Method for issuing fake long-term credit based on blockchain and storage medium | |
| CN106355408A (en) | Electronic certificate receiving method and device | |
| CN106372902A (en) | Certificate receipt method, apparatus, and system for electronic certificate | |
| US20220147955A1 (en) | System and method for digital funds transfer and bill payment | |
| CN106651577A (en) | Electronic certificate collection method, device and system | |
| CN209248589U (en) | Quick payment device | |
| CN106372913A (en) | Performance information transmission method, apparatus, and system for electronic certificate | |
| CN106709802A (en) | Electronic voucher issuing method, system and device | |
| US8280807B2 (en) | System of transferring and utilising reusable credit | |
| CN106709722A (en) | Solution pay information transmission method, apparatus and system of electronic certificate | |
| CN106372925A (en) | Certificate receipt method, apparatus, and system for electronic certificate | |
| CN106372923A (en) | Certificate receiving method, apparatus, and system | |
| CN116523517A (en) | Transaction method and system for digital RMB wallet |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20170125 |
|
| WD01 | Invention patent application deemed withdrawn after publication |