CN106302558A - A kind of method and device for business processing - Google Patents
A kind of method and device for business processing Download PDFInfo
- Publication number
- CN106302558A CN106302558A CN201510236722.1A CN201510236722A CN106302558A CN 106302558 A CN106302558 A CN 106302558A CN 201510236722 A CN201510236722 A CN 201510236722A CN 106302558 A CN106302558 A CN 106302558A
- Authority
- CN
- China
- Prior art keywords
- user
- account
- business
- effectiveness
- service server
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/51—Discovery or management thereof, e.g. service location protocol [SLP] or web services
Landscapes
- Engineering & Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Signal Processing (AREA)
- Telephonic Communication Services (AREA)
Abstract
The application provides a kind of method and device for business processing.Described method includes: receiving the business operation request for the second account that first user sends based on registered first account, described second account is registered on described service server by the second user；Accounts information according to described second account is described first user and described second user sets up communication port, confirms the effectiveness of the second account for first user；After receiving the second effective confirmation of account that first user sends, based on described first account and described second account finishing service operation.The application service server is before performing business operation, initiate user for business and service response user sets up communication port, initiate user for business and confirm the effectiveness of service response user account, and initiate to perform business operation after user confirms the effective information of account of service response user in the business that receives, improve the accuracy of business operation, safeguard user benefit, promote Consumer's Experience.
Description
Technical field
The application relates to communication technical field, particularly relates to a kind of method and device for business processing.
Background technology
Along with the broad development of Internet technology, user can realize miscellaneous service by the Internet and operate.
Such as: user can carry out exchange communication by the Internet, and user can also carry out article by the Internet
Buying etc..
In correlation technique, user generally will based in advance on service server registration user account, and
The accounts information of opposite end account based on user's input is to complete related service operation.In this process,
User cannot confirm the effectiveness of opposite end account, if opposite end account is illegal account or unavailable account
Family, then will bring potential safety hazard to user, even can the huge economic loss of cause the user.
Summary of the invention
In view of this, the application provides a kind of method and device for business processing.
Specifically, the application is achieved by the following technical solution:
A kind of method for processing business, applies on service server, and described method includes:
Receiving first user please based on the business operation for the second account that registered first account sends
Asking, described second account is registered on described service server by the second user；
Accounts information according to described second account is that described first user is set up with described second user and communicated
Passage, confirms the effectiveness of the second account for first user；
After receiving the second effective confirmation of account that first user sends, based on described first account
Family and described second account finishing service operation.
Further, receive first user based on registered first account send for the second account
After the business operation request at family, described method also includes:
Judge whether the business datum amount carried in the request of described business operation reaches threshold value；
If described business datum amount reaches described threshold value, according to the accounts information of described second account it is then
Described first user and described second user set up communication port.
Further, the described accounts information according to described second account is described first user and described
Two users set up communication port, including:
The communication identifier of the second user is searched in the accounts information of described second account；
It is described first user according to described communication identifier and described second user sets up communication port.
Further, when described communication identifier is phone number, described is described according to communication identifier
One user and described second user set up communication port, including:
Short message channel, voice channel or video channel is set up for described first user and described second user.
Further, when described communication identifier is email address, described is described according to communication identifier
One user and described second user set up communication port, including:
Email Channel is set up for described first user and described second user.
Further, described set up short message channel or Email Channel for first user and the second user, bag
Include:
Effectiveness identification information is sent to the second user by note or mail；
The feedback information that second user returns based on described effectiveness identification information is passed through note or mail
It is sent to first user.
Further, the effectiveness of described second account includes: the legitimacy of the second user identity and
The availability of two accounts；
Described effectiveness identification information includes: for Authentication Questions and second account of the second user
Accounts information；
Wherein, the described Authentication Questions for the second user is legal in order to the identity verifying the second user
Property, the accounts information of described second account is in order to verify the availability of the second account.
A kind of business processing device, applies on service server, and described device includes:
Request reception unit, receives first user based on registered first account transmission for the second account
The business operation request at family, described second account is registered on described service server by the second user；
Path Setup unit, is described first user and described according to the accounts information of described second account
Two users set up communication port, confirm the effectiveness of the second account for first user；
Business operation unit, after receiving the second effective confirmation of account that first user sends,
Based on described first account and described second account finishing service operation.
Further, described device also includes:
Threshold decision unit, receive first user based on registered first account send for the
After the business operation request of two accounts, it is judged that whether the business datum amount carried in the request of described business operation
Reach threshold value；
Described Path Setup unit, specifically when described business datum amount reaches described threshold value, according to described
The accounts information of the second account is described first user and described second user sets up communication port.
Further, described Path Setup unit, specifically search in the accounts information of described second account
The communication identifier of the second user, is described first user according to described communication identifier and described second user builds
Vertical communication port.
Further, described Path Setup unit, specifically when described communication identifier is phone number, for
Described first user and described second user set up short message channel, voice channel or video channel.
Further, described Path Setup unit, specifically when described communication identifier is email address, for
Described first user and described second user set up Email Channel.
Further, described Path Setup unit be first user and the second user set up short message channel or
Email Channel, sends effectiveness identification information to the second user specifically by note or mail, by the
The feedback information that two users return based on described effectiveness identification information is sent to by note or mail
One user.
Further, the effectiveness of described second account includes: the legitimacy of the second user identity and
The availability of two accounts；
Described effectiveness identification information includes: for Authentication Questions and second account of the second user
Accounts information；
Wherein, the described Authentication Questions for the second user is legal in order to the identity verifying the second user
Property, the accounts information of described second account is in order to verify the availability of the second account.
By above description it can be seen that the application service server is before performing business operation, it can be industry
User is initiated in business and service response user sets up communication port, initiates user for business and confirms service response
The effectiveness of user account, and confirm that the account of service response user is effective receiving business initiation user
Information after perform business operation, improve the accuracy of business operation, safeguard user benefit, promote and use
Family is experienced.
Accompanying drawing explanation
Fig. 1 is a kind of application scenarios signal realizing Business Processing shown in the application one exemplary embodiment
Figure.
Fig. 2 is the flow chart of a kind of method for processing business shown in the application one exemplary embodiment.
Fig. 3 is the flow chart of the another kind of method for processing business shown in the application one exemplary embodiment.
Fig. 4 is the structural representation of a kind of operational processor shown in the application one exemplary embodiment.
Fig. 5 is the structural representation of a kind of business processing device shown in the application one exemplary embodiment.
Detailed description of the invention
Here will illustrate exemplary embodiment in detail, its example represents in the accompanying drawings.Following
When description relates to accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represents same or analogous
Key element.Embodiment described in following exemplary embodiment does not represent the institute consistent with the application
There is embodiment.On the contrary, they only with as appended claims describes in detail, the one of the application
The example of the apparatus and method that a little aspects are consistent.
It is only merely for describing the purpose of specific embodiment at term used in this application, and is not intended to be limiting
The application." a kind of " of singulative used in the application and appended claims, " institute
State " and " being somebody's turn to do " be also intended to include most form, unless context clearly shows that other implications.Also should
Work as understanding, term "and/or" used herein refer to and comprise one or more be associated list item
Any or all possible combination of purpose.
Although should be appreciated that may use term first, second, third, etc. various to describe in the application
Information, but these information should not necessarily be limited by these terms.These terms only be used for by same type of information that
This distinguishes.Such as, in the case of without departing from the application scope, the first information can also be referred to as
Two information, similarly, the second information can also be referred to as the first information.Depend on linguistic context, as in this institute
Use word " if " can be construed to " and ... time " or " when ... time " or " response
In determining ".
In correlation technique, as a example by business operation is transferred accounts for fund, service server inputs according to paying party
The accounts information of beneficiary to perform to transfer accounts operation.If paying party imprudence has inputed the account of beneficiary by mistake
Family information, then service server will forward money in the account that paying party is inputed by mistake, to cause to paying party to
Monetary losses.If what paying party inputted is the accounts information of correct beneficiary, but this account is not
Being the account commonly used at present of beneficiary, beneficiary has had forgotten about the password of the account, then will give and receive
Money side causes huge puzzlement.
In view of this, the application provides a kind of Business Processing scheme, can before performing business operation,
Two parties for business operation sets up communication port, initiates user for business and verifies service response account
Effectiveness.
Refer to Fig. 1, Fig. 1 is that a kind of shown in the application one exemplary embodiment realizes Business Processing
Application scenarios schematic diagram.
In FIG, service server is generally configured by business provider, and business provider passes through institute
Stating service server can provide miscellaneous service to apply to registration user, to realize the business behaviour between user
Make.User can register the user account of correspondence, concrete registration flow in advance on described service server
Journey is referred in correlation technique the implementation method provided, and this is no longer going to repeat them for the application.
In the embodiment of the present application, user interacts to realize various industry by terminal and service server
Business operation.Described terminal can be that smart mobile phone, panel computer, PC etc. have network connecting function
Equipment, this is not particularly limited by the application.
Please further refer to Fig. 1, the first user using first terminal can be in advance in described business service
Register the first account on device, use the second user of the second terminal can also be in advance at described service server
Upper registration the second account.In the present embodiment, first user is the initiation user of business operation, and second uses
Family is the terminal that the response user of business operation, first user and the second user are required to be used by oneself
Interact with service server.In this application, for the ease of describing, terminal and business service are saved
The process prescription that device interacts, such as: first user is carried out with service server by first terminal
Mutual process prescription is the process interacted of first user and service server.
In the present embodiment, first user can send for second to service server based on the first account
The business operation request of account, service server, can be described after receiving the request of this business operation
The accounts information of the second account is searched the communication identifier of the second user, then according to described communication identifier is
First user and the second user set up the communication ports such as note, voice, video, mail, use for first
By described communication port, family confirms that the second account is the most effective.First user can confirm use second
Second user identity of account is legal, and when the second account can use, sends the second effective confirmation letter of account
Breath to service server, service server after receiving this confirmation based on described first account and institute
State the second account finishing service operation.It can thus be seen that the application service server is the business of execution behaviour
Before work, can be that business initiates user and service response user sets up communication port, initiate to use for business
Family confirms the effectiveness of service response user account, and confirms service response receiving business initiation user
Perform business operation after the effective information of account of user, improve the accuracy of business operation, safeguard and use
Family interests, promote Consumer's Experience.
Fig. 2 is the flow chart of a kind of method for processing business shown in the application one exemplary embodiment.
Refer to Fig. 2, described method for processing business is applied on service server, is comprised the following steps:
Step 201, receive first user based on registered first account send for the second account
Business operation is asked.
In the present embodiment, the first user as business operation initiation user to be initiated for the second user
During business operation, can be sent for the second account to service server by registered first account
Business operation is asked.The request of described business operation can be: money transfer request, finance ask money request etc..
In this application, it is described as a example by the request of described business operation is as money transfer request.
The request of described business operation generally carries the accounts information of the second account and the industry of business operation
Business data volume.Such as: first user can load the APP that business provider provides in terminal, then
The accounts information of the second account and the business datum of business operation is inputted in the interactive interface of this APP
Amount, the transmission that business operation is asked by the operation then specified by input with realization.Wherein, described
The accounts information of two accounts can be the account that the account name etc. of the second account can uniquely identify the second account
Family information, described business datum amount can be transfer amounts.
Step 202, it is judged that whether the business datum amount carried in the request of described business operation reaches threshold value,
If described business datum amount reaches described threshold value, then perform step 203.
Based on abovementioned steps 201, service server receive first user send described business operation please
After asking, can extract, from described business operation is asked, the business datum amount carried, then judge this industry
Whether business data volume reaches threshold value.Described threshold value is whether service server judging is that business operation both sides build
The foundation of vertical communication port, if described business datum amount reaches described threshold value, then performs step 203.
If described business datum amount is not reaching to described threshold value, then service server can be according in correlation technique
Processing mode process described business operation request, such as: based on described first account and described second account
Family finishing service operation.
The value of described threshold value can be configured as required by first user, and this is not made spy by the application
Different restriction.Optionally, in another embodiment of the application, first user can also be not provided with threshold value, then
Service server, after receiving the described business operation request that first user sends, performs step 203,
Without the judge process performing this step.
Step 203, searches the communication identifier of the second user in the accounts information of described second account.
Judged result based on abovementioned steps 202, the business datum amount carried in the request of described business operation
Reach described threshold value, then service server performs to set up the stream of communication port for first user and the second user
Journey.In this step, service server searches the second user in the accounts information of the second account preserved
Communication identifier.
Described communication identifier is usually the second user and is registering, or is supplied to the when of subsequent modification information
The communication mode that service server preserves, the quantity of described communication identifier is probably one, it is also possible to many
Individual.Described communication identifier can be: phone number, email address, demand communication accounts etc., the application
This is not particularly limited.
Step 204, is that described first user is set up with described second user and communicated according to described communication identifier
Passage, confirms the effectiveness of the second account for first user.
In the present embodiment, the effectiveness of described second account can include two aspects, is on the one hand the
The legitimacy of two user identity, is on the other hand the availability of the second account.Specifically, second user's body
Part legitimacy refer to first user send business operation request time input the second account corresponding second
Whether user is target second user of its business operation to be performed, such as: first user can provide body
Part validation problem gives the second user, and the answer answered according to the second user confirms that the identity of the second user is
No legal, if the second user answers correctly, then can confirm that and oneself accurately have input target the second user
The second accounts information, the second user identity is legal.If the second user answers incorrect, then explanation is certainly
The second user that second account of oneself input is corresponding is not meant to perform target second user of business operation, the
One user may be accidentally by the second accounts information input error of target the second user.
The availability of described second account refers to that first user is defeated on the premise of the second user identity is legal
Whether the second account entered is the account that the second user can use.Such as: service server can be by
The accounts information of the second account of one user's input is supplied to the second user, confirms for the second user.As
The most described second account is the account that the second user can use, and the second user can return available result,
If described second account is not the account that the second user can use, the second user can return unavailable
Result, such as: this second account is that the second user does not uses and has forgotten about password " corpse
Account ", then the second user can return unavailable.
First user can confirm that the second user identity is legal, and when the second account can use, confirms second
Account is effective.
In the present embodiment, based on abovementioned steps 203, service server is finding the logical of the second user
After beacon is known, it is also possible to search the communication identifier of first user, the most respectively first user and second and use
The communication identifier of identical category is chosen at family, and is described first user and described based on described communication identifier
Two users set up communication port, confirm the effectiveness of the second account for first user.
As an example it is assumed that the communication identifier of first user that service server finds has two, respectively
For: phone number and email address.The communication identifier of the second user also has two, is respectively as follows: cell-phone number
Code and QQ number.Then service server can choose first user and the phone number of the second user, so
After be described first user based on described phone number and described second user sets up communication port.
In the present embodiment, for different communication identifiers, service server can be first user and
Two users set up different types of communication port.
When described communication identifier is phone number, service server can be used according to first user and second
The phone number at family is first user and the second user sets up voice channel or video channel.Such as: business
Server can be first user and the second user builds videoconference passage or video conference passage.The
One user can carry out voice or video calling based on described voice channel or video channel with the second user,
To confirm the effectiveness of the second account.In this implementation, first user can directly be used with second
Family is linked up, to confirm that the identity of the second user is the most legal and whether the second account can be used.
When described communication identifier is phone number, service server can also be according to first user and second
The phone number of user is first user and the second user sets up short message channel.Such as: service server can
Effectiveness identification information is sent to the second user by short message, and the second user is had based on described
The feedback information that effect property information returns to first user, carries out for first user by short message transmitting
The confirmation of two account validity.Wherein, described effectiveness information includes: first user provide for the
The Authentication Questions of two users and the accounts information of the second account, described feedback information includes: second uses
The answer of the described Authentication Questions that family returns and the confirmation result to described second account availability.
The Authentication Questions for the second user that described first user provides can be the body that first user is preset
Part validation problem, it is also possible to be first user Authentication Questions of input when initiating business operation request,
Can also is that the business datum amount that first user carries in business operation request described in service server judging
More than the Authentication Questions of input, this Shen in the Authentication Questions inputting interface provided during described threshold value
Please this is not particularly limited.
When described communication identifier is email address, service server can also be according to first user and second
The email address of user is first user and the second user sets up Email Channel.Such as: service server can
By mail effectiveness identification information is sent to the second user, and by the second user based on described effectively
Property information return feedback information by email relaying to first user, carry out the second account for first user
The confirmation of family effectiveness.Described effectiveness information and feedback information are referred to described above, and the application exists
This repeats the most one by one.
Step 205, after receiving the second effective confirmation of account that first user sends, based on
Described first account and described second account finishing service operation.
In the present embodiment, first user, after confirming that the second account is effectively, can send effective confirmation
Information to service server, service server after receiving this effective confirmation based on described first
Account and the operation of the second account finishing service.
Optionally, in another embodiment of the application, if first user confirms that the second account is invalid, the
One user can also send invalid confirmation to service server, and service server is receiving this nothing
Cancel business operation after the confirmation of effect, the boundary of application business operation can be returned to first user
Face.
By above description it can be seen that the application service server is before performing business operation, it can be industry
User is initiated in business and service response user sets up communication port, initiates user for business and confirms service response
The effectiveness of user account, and confirm that the account of service response user is effective receiving business initiation user
Information after perform business operation, improve the accuracy of business operation, safeguard user benefit, promote and use
Family is experienced.
Process is realized below in conjunction with what concrete application scenarios described the application.
Refer to Fig. 3, Fig. 3 is a kind of method for processing business shown in the application one exemplary embodiment
Flow chart.This embodiment combines the application scenarios shown in earlier figures 1.In the present embodiment, business operation
Transferring accounts for fund, user A and user B registers with account A and account B respectively on service server,
User A is the initiation user that fund is transferred accounts, the response user (receiving user) that user's B fund is transferred accounts.
Refer to Fig. 3, this embodiment comprises the following steps:
Step 301, user A sends transfer request to service server.
In this step, the transferred account service provider that user A can load in the terminal used provides
APP, then inputs transfer amounts, the account name of account B in the interactive interface of this APP, then leads to
Cross ACK button and send transfer request to service server.
Step 302, whether the transfer amounts carried in transfer request described in service server judging exceedes threshold
Value, if it exceeds the threshold, then perform step 303.If it does not exceed the threshold, then perform step 309.
Step 303, service server notifies that user A provides Authentication Questions.
Judged result based on abovementioned steps 302, when service server determines that described transfer amounts exceedes threshold
During value, can send and provide the instruction of Authentication Questions to user A.
Step 304, user A sends Authentication Questions to service server.
User A is sent for verifying user B by the page of the input Authentication Questions that APP provides
The Authentication Questions of identity legitimacy is to service server.
Step 305, service server finds the phone number of user B according to account B, by effectiveness
Identification information is sent to user B by short message.Described effectiveness identification information includes described identity and tests
Card problem and the accounts information of account B.
Step 306, user B is sent based on described effectiveness identification letter to service server by short message
The feedback information of breath.
User B, after receiving described effectiveness identification information, answers described Authentication Questions, and really
Whether the family B that admits what one has said or done can use.Then by the answer of described Authentication Questions with for the availability of account B
Confirmation is sent to service server as feedback information.
Step 307, described feedback information is passed through short message transmitting to user A by service server.
Step 308, user A after confirming that account B is effectively, send the effective confirmation of account B to
Service server.
User A is after receiving the described feedback information that service server forwards, if it is confirmed that user B is
Identity is legal, and the available account that account B is user B, then can send account B to service server
Effective confirmation.
Step 309, service server performs by the operation of transferring accounts of account A to account B.
In the embodiment shown in fig. 3, service server is referred to preceding method embodiment to complete
Stating business operation, this is no longer going to repeat them.
Corresponding with the embodiment of aforementioned method for processing business, present invention also provides business processing device
Embodiment.
The embodiment of the application business processing device can be applied on service server.Device embodiment can
To be realized by software, it is also possible to realize by the way of hardware or software and hardware combining.Implemented in software
As a example by, as the device on a logical meaning, it is that the processor by its place service server is by non-
Computer program instructions corresponding in volatile memory reads and runs formation in internal memory.From hardware layer
For face, as shown in Figure 4, a kind of hardware for the application business processing device place service server is tied
Composition, in addition to the processor shown in Fig. 4, internal memory, network interface and nonvolatile memory,
In the present embodiment, the service server at business processing device place is generally according to the actual merit of this service server
Can, it is also possible to include other hardware, this is repeated no more.
Refer to Fig. 5, Fig. 5 is a kind of business processing device shown in the application one exemplary embodiment
Structural representation, described business processing device 400 may include that request reception unit 401, passage are built
Vertical unit 402, business operation unit 403 and threshold decision unit 404.
Wherein, described request reception unit 401, receive first user and send out based on registered first account
The business operation for the second account sent is asked, and described second account is taken in described business by the second user
Register on business device；
Path Setup unit 402, is described first user and institute according to the accounts information of described second account
State the second user and set up communication port, confirm the effectiveness of the second account for first user；
Business operation unit 403, is receiving the second effective confirmation of account that first user sends
After, based on described first account and described second account finishing service operation.
Described threshold decision unit 404, sends based on registered first account receiving first user
The business operation for the second account ask after, it is judged that the business number that carries in the request of described business operation
Whether threshold value is reached according to amount；
Described Path Setup unit 402, specifically when described business datum amount reaches described threshold value, according to
The accounts information of described second account is described first user and described second user sets up communication port.
Further, described Path Setup unit 402, specifically in the accounts information of described second account
Search the communication identifier of the second user, be that described first user and described second is used according to described communication identifier
Communication port is set up at family.
Further, described Path Setup unit 402, specifically when described communication identifier is phone number,
Short message channel, voice channel or video channel is set up for described first user and described second user.
Further, described Path Setup unit 402, specifically when described communication identifier is email address,
Email Channel is set up for described first user and described second user.
Further, described Path Setup unit 402 sets up short message channel for first user and the second user
Or Email Channel, sends effectiveness identification information to the second user specifically by note or mail,
The feedback information that second user returns based on described effectiveness identification information is sent by note or mail
To first user.
Further, the effectiveness of described second account includes: the legitimacy of the second user identity and
The availability of two accounts；
Described effectiveness identification information includes: for Authentication Questions and second account of the second user
Accounts information；
Wherein, the described Authentication Questions for the second user is legal in order to the identity verifying the second user
Property, the accounts information of described second account is in order to verify the availability of the second account.
In said apparatus, the function of unit and the process that realizes of effect specifically refer in said method corresponding
Step realize process, do not repeat them here.
For device embodiment, owing to it corresponds essentially to embodiment of the method, so relevant part ginseng
See that the part of embodiment of the method illustrates.Device embodiment described above is only schematically,
The wherein said unit illustrated as separating component can be or may not be physically separate, makees
The parts shown for unit can be or may not be physical location, i.e. may be located at a place,
Or can also be distributed on multiple NE.Can select according to the actual needs part therein or
The whole module of person realizes the purpose of the application scheme.Those of ordinary skill in the art are not paying creativeness
In the case of work, i.e. it is appreciated that and implements.
The foregoing is only the preferred embodiment of the application, not in order to limit the application, all at this
Within the spirit of application and principle, any modification, equivalent substitution and improvement etc. done, should be included in
Within the scope of the application protection.
Claims (14)
1. a method for processing business, applies on service server, it is characterised in that described method bag
Include:
Receiving first user please based on the business operation for the second account that registered first account sends
Asking, described second account is registered on described service server by the second user；
Accounts information according to described second account is that described first user is set up with described second user and communicated
Passage, confirms the effectiveness of the second account for first user；
After receiving the second effective confirmation of account that first user sends, based on described first account
Family and described second account finishing service operation.
Method the most according to claim 1, it is characterised in that receiving first user based on
After the business operation for the second account that first account of registration sends is asked, described method also includes:
Judge whether the business datum amount carried in the request of described business operation reaches threshold value；
If described business datum amount reaches described threshold value, according to the accounts information of described second account it is then
Described first user and described second user set up communication port.
Method the most according to claim 1, it is characterised in that described according to described second account
Accounts information is described first user and described second user sets up communication port, including:
The communication identifier of the second user is searched in the accounts information of described second account；
It is described first user according to described communication identifier and described second user sets up communication port.
Method the most according to claim 3, it is characterised in that
When described communication identifier is phone number, described is described first user and institute according to communication identifier
State the second user and set up communication port, including:
Short message channel, voice channel or video channel is set up for described first user and described second user.
Method the most according to claim 3, it is characterised in that
When described communication identifier is email address, described is described first user and institute according to communication identifier
State the second user and set up communication port, including:
Email Channel is set up for described first user and described second user.
6. according to the method described in claim 4 or 5, it is characterised in that described for first user and
Two users set up short message channel or Email Channel, including:
Effectiveness identification information is sent to the second user by note or mail；
The feedback information that second user returns based on described effectiveness identification information is passed through note or mail
It is sent to first user.
Method the most according to claim 6, it is characterised in that
The effectiveness of described second account includes: the legitimacy of the second user identity and the second account can
The property used；
Described effectiveness identification information includes: for Authentication Questions and second account of the second user
Accounts information；
Wherein, the described Authentication Questions for the second user is legal in order to the identity verifying the second user
Property, the accounts information of described second account is in order to verify the availability of the second account.
8. a business processing device, applies on service server, it is characterised in that described device bag
Include:
Request reception unit, receives first user based on registered first account transmission for the second account
The business operation request at family, described second account is registered on described service server by the second user；
Path Setup unit, is described first user and described according to the accounts information of described second account
Two users set up communication port, confirm the effectiveness of the second account for first user；
Business operation unit, after receiving the second effective confirmation of account that first user sends,
Based on described first account and described second account finishing service operation.
Device the most according to claim 8, it is characterised in that described device also includes:
Threshold decision unit, receive first user based on registered first account send for the
After the business operation request of two accounts, it is judged that whether the business datum amount carried in the request of described business operation
Reach threshold value；
Described Path Setup unit, specifically when described business datum amount reaches described threshold value, according to described
The accounts information of the second account is described first user and described second user sets up communication port.
Device the most according to claim 8, it is characterised in that
Described Path Setup unit, specifically searches the second user's in the accounts information of described second account
Communication identifier, is described first user according to described communication identifier and described second user sets up communication port.
11. devices according to claim 10, it is characterised in that
Described Path Setup unit, specifically when described communication identifier is phone number, uses for described first
Family and described second user set up short message channel, voice channel or video channel.
12. devices according to claim 10, it is characterised in that
Described Path Setup unit, specifically when described communication identifier is email address, uses for described first
Family and described second user set up Email Channel.
13. according to the device described in claim 11 or 12, it is characterised in that
Described Path Setup unit is first user and the second user sets up short message channel or Email Channel,
Send effectiveness identification information to the second user specifically by note or mail, by the second user based on
The feedback information that described effectiveness identification information returns is sent to first user by note or mail.
14. devices according to claim 13, it is characterised in that
The effectiveness of described second account includes: the legitimacy of the second user identity and the second account can
The property used；
Described effectiveness identification information includes: for Authentication Questions and second account of the second user
Accounts information；
Wherein, the described Authentication Questions for the second user is legal in order to the identity verifying the second user
Property, the accounts information of described second account is in order to verify the availability of the second account.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510236722.1A CN106302558B (en) | 2015-05-11 | 2015-05-11 | Service processing method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510236722.1A CN106302558B (en) | 2015-05-11 | 2015-05-11 | Service processing method and device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN106302558A true CN106302558A (en) | 2017-01-04 |
| CN106302558B CN106302558B (en) | 2020-01-21 |
Family
ID=57630746
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510236722.1A Active CN106302558B (en) | 2015-05-11 | 2015-05-11 | Service processing method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106302558B (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109361758A (en) * | 2018-11-09 | 2019-02-19 | 浙江数链科技有限公司 | The execution method and device of business operation |
| WO2021052204A1 (en) * | 2019-09-19 | 2021-03-25 | 华为技术有限公司 | Address book-based device discovery method, audio and video communication method, and electronic device |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101154282A (en) * | 2006-09-29 | 2008-04-02 | 阿里巴巴公司 | System and method for implementing payment |
| CN101232631A (en) * | 2007-01-23 | 2008-07-30 | 阿里巴巴公司 | System and method for communication terminal to perform safety authentication through short messages |
| CN101324950A (en) * | 2008-07-23 | 2008-12-17 | 中国建设银行股份有限公司 | Method and system for implementing transfer accounts by mobile phone |
| CN101714275A (en) * | 2009-05-27 | 2010-05-26 | 北京创原天地科技有限公司 | Novel mobile phone payment method |
| CN102930469A (en) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | Transfer data processing method and device |
| CN103390232A (en) * | 2013-07-29 | 2013-11-13 | 西安工程大学 | Method for paying accounts based on mobile phone |
| CN105656850A (en) * | 2014-11-13 | 2016-06-08 | 腾讯数码（深圳）有限公司 | Data processing method, and related device and system |
-
2015
- 2015-05-11 CN CN201510236722.1A patent/CN106302558B/en active Active
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101154282A (en) * | 2006-09-29 | 2008-04-02 | 阿里巴巴公司 | System and method for implementing payment |
| CN101232631A (en) * | 2007-01-23 | 2008-07-30 | 阿里巴巴公司 | System and method for communication terminal to perform safety authentication through short messages |
| CN101324950A (en) * | 2008-07-23 | 2008-12-17 | 中国建设银行股份有限公司 | Method and system for implementing transfer accounts by mobile phone |
| CN101714275A (en) * | 2009-05-27 | 2010-05-26 | 北京创原天地科技有限公司 | Novel mobile phone payment method |
| CN102930469A (en) * | 2012-11-13 | 2013-02-13 | 中国民生银行股份有限公司 | Transfer data processing method and device |
| CN103390232A (en) * | 2013-07-29 | 2013-11-13 | 西安工程大学 | Method for paying accounts based on mobile phone |
| CN105656850A (en) * | 2014-11-13 | 2016-06-08 | 腾讯数码（深圳）有限公司 | Data processing method, and related device and system |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109361758A (en) * | 2018-11-09 | 2019-02-19 | 浙江数链科技有限公司 | The execution method and device of business operation |
| WO2021052204A1 (en) * | 2019-09-19 | 2021-03-25 | 华为技术有限公司 | Address book-based device discovery method, audio and video communication method, and electronic device |
| US11843712B2 (en) | 2019-09-19 | 2023-12-12 | Huawei Technologies Co., Ltd. | Address book-based device discovery method, audio and video communication method, and electronic device |
Also Published As
| Publication number | Publication date |
|---|---|
| CN106302558B (en) | 2020-01-21 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN104077689B (en) | A kind of method of Information Authentication, relevant apparatus and system | |
| CA2945703C (en) | Systems, apparatus and methods for improved authentication | |
| US11232430B2 (en) | Method for processing a transaction from a communication terminal | |
| US8990909B2 (en) | Out-of-band challenge question authentication | |
| KR102141836B1 (en) | Two factor authentication | |
| US20120265679A1 (en) | Automated teller machine (atm) to mobile communication device session integration | |
| JP5739008B2 (en) | Method, apparatus, and system for verifying a communication session | |
| CN101711383A (en) | The method and system that is used for authenticating transactions side | |
| US9001977B1 (en) | Telephone-based user authentication | |
| CN106875177A (en) | Order processing method, device and paying server | |
| US20110145146A1 (en) | Off-Line Account Recharging | |
| CN109308416B (en) | Business service data processing method, device, system, storage medium and equipment | |
| CN105989484A (en) | Password resetting method and apparatus | |
| JP6370771B2 (en) | Method and system for providing secure transactions using cyber IDs | |
| CN106302558A (en) | A kind of method and device for business processing | |
| CN109389449B (en) | Information processing method, server and storage medium | |
| US10511968B2 (en) | User verification system and its implementing method | |
| KR101748615B1 (en) | Mobile simple payment support device based on the connection information and operating method thereof | |
| CN108173749B (en) | Mobile payment method and device based on big data and mobile terminal | |
| KR20200041631A (en) | Apparatus and method for providing a simple settlement service of a corporation account | |
| KR101103634B1 (en) | Method for attestating credit card company server and that server | |
| CN106161528B (en) | A kind of method and device for business processing | |
| US11645643B2 (en) | System for harnessing a connected network to securely verify a transaction | |
| CN110365646B (en) | Method and device for associating entity to first server | |
| CN107801181A (en) | For in cross-platform based on subscriber phone number uniqueness decision method and system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20200918 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee before: Advanced innovation technology Co.,Ltd. Effective date of registration: 20200918 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Patentee after: Advanced innovation technology Co.,Ltd. Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands Patentee before: Alibaba Group Holding Ltd. |