CN106228713B - Data processing system and method for multiple POS terminals - Google Patents

Data processing system and method for multiple POS terminals Download PDF

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Publication number
CN106228713B
CN106228713B CN201610591757.1A CN201610591757A CN106228713B CN 106228713 B CN106228713 B CN 106228713B CN 201610591757 A CN201610591757 A CN 201610591757A CN 106228713 B CN106228713 B CN 106228713B
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China
Prior art keywords
data processing
processing
applications client
line transaction
request
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CN106228713A (en
Inventor
王琪
刘国宝
张少飞
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China Unionpay Co Ltd
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China Unionpay Co Ltd
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Priority to CN201610591757.1A priority Critical patent/CN106228713B/en
Publication of CN106228713A publication Critical patent/CN106228713A/en
Priority to PCT/CN2017/092535 priority patent/WO2018019125A1/en
Priority to TW106123694A priority patent/TWI668646B/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G1/00Cash registers
    • G07G1/12Cash registers electronically operated
    • G07G1/14Systems including one or more distant stations co-operating with a central processing unit
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/08Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
    • H04L9/0816Key establishment, i.e. cryptographic processes or cryptographic protocols whereby a shared secret becomes available to two or more parties, for subsequent use

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • Signal Processing (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The present invention relates generally to data processings, and are more particularly to used for the data processing system and method for multiple POS terminals.In the data processing system for multiple POS terminals according to one embodiment of the invention, multiple POS terminal is assigned respectively unique first master key, the applications client that can be run in multiple POS terminal for one, it is assigned the second common master key, and the data processing system includes:Communication unit is configured to communicate with multiple POS terminals;And the processing unit coupled with the communication unit, it is configured as executing operation associated with the applications client, the operation includes register processing, on-line transaction processing and batch settlement bargain processing, wherein, the data that on-line transaction processing is related to are handled based on the first working key by first master key encryption at the POS terminal and are handled based on the second working key by second master key encryption at the processing unit.

Description

Data processing system and method for multiple POS terminals
Technical field
The present invention relates generally to data processings, and are more particularly to used for data processing system and the side of multiple POS terminals Method.
Background technology
In traditional POS industries, terminal is before cloth is put into trade company, POS terminal proficient service mechanism or receipts single machine Structure needs to pour into terminal master key using the code keyboard of female POS toward POS terminal manually, wherein terminal master key(TMK)For every Platform POS terminal is unique.Unique terminal master key, on-line transaction are shared between every POS terminal and online transaction system System calls encryption equipment to generate PIK codes and MAK codes at random, wherein PIK codes and MAK codes are all encrypted with TMK.PIK codes are saved in In code keyboard (PIN PAD), for such as personal identification number(PIN)Etc user password be encrypted, MAK codes by with In Package authentication (MAC).During on-line transaction, to prevent PIN from revealing or being cracked, it is desirable that entirely believe from terminal to credit card issuer It ceases in interactive process, it is whole that safe encipherment protection is carried out to PIN, do not allow any rings of the PIN in computer and networks system Section occurs with plaintext version.
With business get prosperous with every passing day and it is flourishing, POS terminal obtains more and more extensive application.But the prior art POS terminal has the disadvantage that:
(1)Hardware maintenance is of high cost.The sales counter of a usual trade company needs to be equipped with more POS terminals and corresponding password Keyboard, this causes the waste of hardware resource and maintenance cost;
(2)New business Difficulty.Whenever thering is new business to be promoted, need again burning POS machine program and Code keyboard is filling, for single business, need to apply for more sets of data in China, input is big, and it is slow to promote progress.
Invention content
An object of the present invention is to provide a kind of data processing system for multiple POS terminals, can with efficiently, The mode of low cost provides good autgmentability for new business.
In the data processing system for multiple POS terminals according to one embodiment of the invention, multiple POS terminal It is assigned respectively unique first master key, the applications client that can be run in multiple POS terminal for one, quilt The second common master key of distribution, and the data processing system includes:
Communication unit is configured to communicate with multiple POS terminals;And
The processing unit coupled with the communication unit is configured as executing behaviour associated with the applications client To make, the operation includes processing of registering, on-line transaction processing and batch settlement bargain processing,
Wherein, the data that on-line transaction processing is related to are at the POS terminal based on by first master key encryption First working key come handle and at the processing unit based on the second working key by second master key encryption come Processing.
Preferably, in above-mentioned data processing system, first working key includes to be used by code keyboard for encrypting First PIK codes of family password and the first MAK codes for Package authentication, and second working key includes by processing unit The 2nd PIK codes for encrypting user password and for the 2nd MAK codes of Package authentication.
Preferably, in above-mentioned data processing system, the processing unit is included as that the applications client is specially equipped with Application terminal to execute the operation.
Preferably, in above-mentioned data processing system, the processing unit executes processing of registering as follows:
When one of multiple POS terminals are that the applications client registers request to data processing system initiation, The POS terminal for generating request of registering with the first working key of first master key encryption and to initiation returns to first work Key, and the request of registering for the first time for the applications client also generate close with the second work of the second master key encryption Key.
Preferably, in above-mentioned data processing system, the processing unit executes on-line transaction processing as follows:
When one of multiple POS terminals are that the applications client initiates on-line transaction processing to data processing system When request, legitimate verification is carried out to on-line transaction processing request, and after legitimate verification passes through, it is hard by calling Part encryption equipment by using the user password of the first PIK code encryptions be converted to using the user password of the 2nd PIK code encryptions for Processing on-line transaction handles the data being related to.
Preferably, in above-mentioned data processing system, the processing unit is executed as follows at batch settlement bargain Reason:
When one of multiple POS terminals are that the applications client is initiated to data processing system at batch settlement bargain When reason request, the first working key and the second working key preserved in the processing unit is emptied.
Preferably, in above-mentioned data processing system, each POS terminal respectively has unique device identifier, described There is applications client unique application identifier, the processing unit to pass through the equipment by including in on-line transaction processing request Identifier and application identifier are compared to execute legitimate verification with predetermined incidence relation.
It is a further object to provide a kind of data processing methods for multiple POS terminals, can be with height Effect, the mode of low cost provide good autgmentability for new business.
It is comprised the steps of according to the data processing method for multiple POS terminals of one embodiment of the invention:
Respectively unique first master key is distributed for multiple POS terminals;
For the second common master key of the applications client that can be run in a multiple POS terminals distribution;
Execute associated with applications client operation, the operation include register processing, on-line transaction handle and Settlement bargain processing is criticized,
Wherein, the data that on-line transaction processing is related to are at the POS terminal based on by first master key encryption First working key come handle and at the processing unit based on the second working key by second master key encryption come Processing.
Description of the drawings
In order to understand in detail the present invention features described above mode, can refer to embodiment carry out it is outlined above to this Being discussed in greater detail for invention, is shown in the accompanying drawings a part for embodiment.However, it is noted that attached drawing only shows the typical case of the present invention Embodiment, and be therefore not meant to be understood to limit its range, because the present invention allows other equally valid embodiments.
Fig. 1 is the block diagram according to the data processing system for multiple POS terminals of one embodiment of the invention.
Fig. 2 is the flow chart according to the data processing method for multiple POS terminals of another embodiment of the present invention.
Fig. 3 is the flow chart according to the data processing method of the processing operation that is related to registering of another embodiment of the present invention.
Fig. 4 is the data processing method according to the on-line transaction data manipulation that is related to registering of another embodiment of the present invention Flow chart.
Fig. 5 is the data processing method according to batch settlement bargain processing operation that is related to registering of another embodiment of the present invention Flow chart.
Specific implementation mode
Referring to which illustrates the attached drawings of illustrative examples of the present invention to more fully illustrate the present invention.But this hair It is bright to be realized by different form, and be not construed as being only limitted to each embodiment given herein.The above-mentioned each implementation provided Example is intended to make the disclosure of this paper comprehensively complete, and protection scope of the present invention is more fully communicated to people in the art Member.
The term of such as "comprising" and " comprising " etc indicates have directly in addition to having in the specification and in the claims Other than the unit and step clearly stated, technical scheme of the present invention is also not excluded for having its that do not stated directly or clearly The situation of its unit and step.
In the present specification, data processing system refers to such a system, can to the message that is sent in POS terminal into Row decryption, while the legitimacy of POS terminal and application terminal, incidence relation are verified, it includes processing units to realize Magnetic stripe card borrows credit transaction, PBOC that the processing operation needed for credit transaction, qPBOC offline transactions etc., processing operation is borrowed for example to wrap It includes but is not limited to tissue finance and receive single platform message, connection hardware encryption equipment and calculating message MAC etc..
In the present specification, applications client can be the application program operated in POS terminal intelligent operating system, It is configured to complete payment function by the interaction with data processing system.According to one aspect of the present invention, for operating in Same application client in multiple POS terminals, with unique application identifier and is saved in data processing system In.
In the present specification, application terminal can be the application program run in a data processing system.According to the present invention Other side, each application corresponding only one application terminal, and applications client completed by application terminal it is online Trading function.
Other side according to the invention distributes respectively unique first master key for each POS terminal, and is every The second master key of a applications client that can be run in multiple POS terminals or application distribution jointly.As a result, at POS ends Based on handling the data that are related to by the first working key of the first master key encryption to handle on-line transaction at end, and in online friendship Based on being handled at on-line transaction by the second working key of the second master key encryption in the data processing system of easy system etc Manage the data being related to.
Other side according to the invention, when one of multiple POS terminals of operation same application client are When the applications client registers request to data processing system initiation, it will generate with the first working key of the first master key encryption And first working key is returned to the register POS terminal of request of initiation, in addition, if this is registered, request is the applications client Request of registering for the first time, then also generate the second working key with the second master key encryption.Preferably, the first working key includes Be used to encrypt the first PIK codes of user password by code keyboard and for the first MAK codes of Package authentication, and second work it is close Key includes by processing unit for encrypting the 2nd PIK codes of user password and for the 2nd MAK codes of Package authentication.
It is another aspect of this invention to provide that for each applications client or application, it is equipped in data processing system special Application terminal execute the operation for being related to the applications client, these operations for example include but not limited to the processing, online of registering Trading processing and batch settlement bargain processing etc., and in a data processing system, in application terminal and mark applications client Association is established between application identifier.When applications client is initiated to merchandise, application terminal is by the on-line transaction from POS terminal Data are handled after being converted to the on-line transaction data for meeting application terminal specification, as described previously for same application Client shares identical second master key, thus can be while guaranteeing payment safety, and processing in a uniform manner joins Machine is merchandised, this is advantageous the introducing of new business.
Fig. 1 is the block diagram according to the data processing system for multiple POS terminals of one embodiment of the invention.
Include communication unit 110 and processing unit 120 for the data processing system 10 of multiple POS terminals shown in Fig. 1, In, communication unit 110 is configured to and multiple POS terminals(It is shown with label 21 and 22 in Fig. 1)And receive single platform 30 and hardware Encryption equipment 40 communicates, and processing unit 120 is coupled with communication unit 110 to execute operation associated with applications client, such as It registers processing, on-line transaction processing and the processing of batch settlement bargain etc..Preferably, processing unit 120 includes one or more application Terminal(It is shown with label 121A and 121B in Fig. 1), each application terminal is associated with an application or applications client, quilt It is configured to execute the operation for being related to associated applications client.By taking embodiment shown in FIG. 1 as an example, POS terminal 21 and 22 is all Including applications client A and B, application terminal 121A is associated with applications client A, and application terminal 121B and applications client B is associated.
Fig. 2 is the flow chart according to the data processing method for multiple POS terminals of another embodiment of the present invention.For It is convenient to illustrate, the method for the present embodiment is realized by data processing system shown in FIG. 1.It should be noted however that this implementation Example is not limited to the system with specific structure.
Include the following steps according to the data processing method of the present embodiment:
In step S210, for respective unique first master key of multiple POS terminals distribution.Step S220 is subsequently entered, The second common master key is distributed for the applications client that one or more can be run in multiple POS terminals.It subsequently enters Step S230, data processing system 10 execute operation associated with applications client, and operation includes register processing, on-line transaction Processing and batch settlement bargain processing etc., wherein the data that on-line transaction processing is related to are at POS terminal based on by the first master key Encrypted first working key is handled and at processing unit based on being located by the second working key of the second master key encryption Reason.
Fig. 3 is the flow chart according to the data processing method of the processing operation that is related to registering of another embodiment of the present invention. Convenient to illustrate, the method for the present embodiment is realized by data processing system shown in FIG. 1.It should be noted however that this reality It applies example and is not limited to the system with specific structure.
Include the following steps according to the data processing method of the present embodiment:
In step S310, communication unit 110 is from one of multiple POS terminals(Such as the POS terminal 21 in Fig. 1)It connects Receive applications client(Such as the A in Fig. 1)The request of registering sent, the device identifier that request includes POS terminal 21 of registering With the application identifier corresponding to the applications client.
Step S320 is subsequently entered, with the relevant application terminal of application identifier(Such as the application terminal 121A in Fig. 1) By calling hardware encryption equipment 40 to generate with encrypted first working keys of the first master key TMK1(Such as the first PKI codes and One MAK codes)And return to first working key to the register POS terminal of request of initiation.
Then in step S330, application terminal 121A confirm this register request whether be applications client A for the first time Otherwise request of registering enters step S350 if it is, entering step S340.
In step S340, application terminal 121A is encrypted with the second master key TMK2 by calling hardware encryption equipment 40 to generate Second working key(Such as the first PKI codes and the first MAK codes)And enter step S350.
In the second working key that step S350, application terminal 121A preserve the first working key and may generate.
Step S360 is subsequently entered, communication unit 110 sends the first PIK codes to POS terminal 21, which is stored into POS The code keyboard of terminal 21 is for encryption user password PIN.
Fig. 4 is the flow according to the data processing method for being related to on-line transaction processing operation of another embodiment of the present invention Figure.Convenient to illustrate, the method for the present embodiment is realized by data processing system shown in FIG. 1.It should be noted however that this Embodiment is not limited to the system with specific structure.
Include the following steps according to the data processing method of the present embodiment:
In step S410, communication unit 110 is from one of multiple POS terminals(Such as the POS terminal 21 in Fig. 1)It connects Receive applications client(Such as the A in Fig. 1)The on-line transaction of transmission is asked, and on-line transaction request includes on-line transaction data (Such as user password PIN and payment amount with the first PIK code encryptions)And POS terminal 21 device identifier and with answer With the corresponding application identifier of client.
Legitimate verification is carried out to the on-line transaction processing request of reception in step S420, application terminal 121A, such as logical It crosses and compares the device identifier and application identifier that include in on-line transaction processing request with predetermined incidence relation Relatively execute legitimate verification.If legitimate verification passes through, S430 is entered step, otherwise then terminates operation.
Judge whether application associated with application identifier has registered in step S430, application terminal 121A, if It does not register, then enters step S440, execute processing operation shown in Fig. 3 of registering, otherwise enter step S450.Executing step S450 is also entered step after S440.
In step S450, application terminal 121A is by calling hardware encryption equipment 40 that will utilize the user of the first PIK code encryptions Password is converted to the user password using the 2nd PIK code encryptions.
Step S460 is subsequently entered, application terminal 121A utilizes the 2nd MIK codes in the second working key to calculate MAC, and Corresponding message domain is subjected to polishing and filling to generate complete message according to point of sales terminal specification.
Then in step S470, complete message is sent to receipts list platform 30 by application terminal 121A.
Step S480 is subsequently entered, application terminal 121A will be back to from the credit card issuer handling result for receiving single platform 30 POS terminal 21.
Fig. 5 is the data processing method according to batch settlement bargain processing operation that is related to registering of another embodiment of the present invention Flow chart.Convenient to illustrate, the method for the present embodiment is realized by data processing system shown in FIG. 1.But it may be noted that , the present embodiment is not limited to the system with specific structure.
Include the following steps according to the data processing method of the present embodiment:
In step S510, communication unit 110 is from one of multiple POS terminals(Such as the POS terminal 21 in Fig. 1)It connects Receive applications client(Such as the A in Fig. 1)Batch settlement bargain processing request sent.
Step S520 is subsequently entered, application terminal 121A instructions POS terminal 21 uploads corresponding device identifier and application Identifier.
Then step S530, application terminal 121A empty its preservation with 21 relevant first working key of POS terminal With with apply relevant second working keys of A.
Embodiments and examples set forth herein is provided, to be best described by the reality according to this technology and its specific application Example is applied, and thus enables those skilled in the art to implement and using the present invention.But those skilled in the art will Know, above description and example are provided only for the purposes of illustrating and illustrating.The description proposed is not intended to cover the present invention Various aspects or limit the invention to disclosed precise forms.
In view of the above, the scope of the present disclosure is determined by following claims.

Claims (14)

1. a kind of data processing system for multiple POS terminals, it is close that multiple POS terminal is assigned respectively unique first master Key, which is characterized in that the applications client that can be run in multiple POS terminal for one is assigned common the Two master keys, and the data processing system includes:
Communication unit is configured to communicate with multiple POS terminals;And
The processing unit coupled with the communication unit is configured as executing operation associated with the applications client, The operation includes processing of registering, on-line transaction processing and batch settlement bargain processing,
Wherein, the data that on-line transaction processing is related to are at the POS terminal based on by the first of first master key encryption Working key is handled at the processing unit based on the second working key by second master key encryption to handle.
2. data processing system as described in claim 1, wherein first working key includes by code keyboard for adding First PIK codes of close user password and the first MAK codes for Package authentication, and second working key includes to be handled Unit is used to encrypt the 2nd PIK codes of user password and the 2nd MAK codes for Package authentication.
3. data processing system as described in claim 1, wherein the processing unit is included as that the applications client is special The application terminal of outfit is to execute the operation.
4. data processing system as described in claim 1, wherein the processing unit executes sign-desk as follows Reason:
When one of multiple POS terminals are that the applications client registers request to data processing system initiation, generate Register with the first working key of first master key encryption and to initiation request POS terminal return this first work it is close Key, and the request of registering for the first time for the applications client, also generate the second working key with the second master key encryption.
5. data processing system as claimed in claim 2, wherein the processing unit executes on-line transaction as follows Processing:
When one of multiple POS terminals are that the applications client initiates on-line transaction processing request to data processing system When, legitimate verification is carried out to on-line transaction processing request, and after legitimate verification passes through, by calling hardware to add Close machine will be converted to using the user password of the 2nd PIK code encryptions using the user password of the first PIK code encryptions for processing The data that on-line transaction processing is related to.
6. data processing system as described in claim 1, wherein the processing unit executes batch clearing and hands over as follows It is disposable:
When one of multiple POS terminals are that the applications client is asked to data processing system initiation batch settlement bargain processing When asking, the first working key and the second working key preserved in the processing unit is emptied.
7. data processing system as claimed in claim 5, wherein each POS terminal respectively has unique device identifier, The applications client has unique application identifier, and the processing unit by that will include in on-line transaction processing request Device identifier and application identifier are compared to execute legitimate verification with predetermined incidence relation.
8. a kind of data processing method for multiple POS terminals, which is characterized in that comprise the steps of:
Respectively unique first master key is distributed for multiple POS terminals;
For the second common master key of the applications client that can be run in a multiple POS terminals distribution;
Operation associated with the applications client is executed by processing unit, the operation includes register processing, on-line transaction Processing and batch settlement bargain processing,
Wherein, the data that on-line transaction processing is related to are at the POS terminal based on by the first of first master key encryption Working key is handled at the processing unit based on the second working key by second master key encryption to handle.
9. data processing method as claimed in claim 8, wherein first working key includes by code keyboard for adding First PIK codes of close user password and the first MAK codes for Package authentication, and second working key includes to be handled Unit is used to encrypt the 2nd PIK codes of user password and the 2nd MAK codes for Package authentication.
10. data processing method as claimed in claim 8, wherein be utilized as the application that the applications client is specially equipped with Terminal executes the operation.
11. data processing method as claimed in claim 8, wherein execute processing of registering as follows:
When one of multiple POS terminals register request for applications client initiation, generate close with first master Encrypted first working key of key simultaneously returns to first working key to the register POS terminal of request of initiation, and for described The request of registering for the first time of applications client, also generates the second working key with the second master key encryption.
12. data processing method as claimed in claim 9, wherein execute on-line transaction processing as follows:
When one of multiple POS terminals are that the applications client initiates on-line transaction processing request, to the online friendship Disposable request carries out legitimate verification, and after legitimate verification passes through, by calling hardware encryption equipment that will utilize the The user password of one PIK code encryptions, which is converted to, to be handled using the user password of the 2nd PIK code encryptions for processing on-line transaction The data being related to.
13. data processing method as claimed in claim 8, wherein execute batch settlement bargain processing as follows:
When one of multiple POS terminals are that the applications client is initiated to criticize settlement bargain processing request, preservation is emptied The first working key and the second working key.
14. data processing method as claimed in claim 12, wherein each POS terminal respectively has unique device identification Symbol, the applications client have unique application identifier, pass through the device identification that will include in on-line transaction processing request Symbol and application identifier are compared to execute legitimate verification with predetermined incidence relation.
CN201610591757.1A 2016-07-26 2016-07-26 Data processing system and method for multiple POS terminals Active CN106228713B (en)

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CN201610591757.1A CN106228713B (en) 2016-07-26 2016-07-26 Data processing system and method for multiple POS terminals
PCT/CN2017/092535 WO2018019125A1 (en) 2016-07-26 2017-07-11 System and method for processing data for multiple pos terminals
TW106123694A TWI668646B (en) 2016-07-26 2017-07-14 Data processing system and method for multiple POS terminals

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