CN107103454A - A kind of on-line payment method and system - Google Patents
A kind of on-line payment method and system Download PDFInfo
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- CN107103454A CN107103454A CN201710277041.9A CN201710277041A CN107103454A CN 107103454 A CN107103454 A CN 107103454A CN 201710277041 A CN201710277041 A CN 201710277041A CN 107103454 A CN107103454 A CN 107103454A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3823—Payment protocols; Details thereof insuring higher security of transaction combining multiple encryption tools for a transaction
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The embodiment of the invention discloses a kind of on-line payment method and system, this method includes：Receive and Transaction Information, application server identifier and third-party server mark are carried in the transaction request of at least one application server transmission, the transaction request；Identified according to the application server identifier and third-party server, corresponding destination application server and target third-party server are recognized respectively, and obtain corresponding destination application server interface control information and target third-party server interface control information；According to target third-party server interface control information, the Transaction Information is sent to target third-party server, and receive the Transaction Information feedback result of target third-party server return；According to destination application server interface control information, the Transaction Information feedback result is sent to destination application server and is traded processing.The embodiment of the present invention improves the utilization rate and payment efficiency of server, it is ensured that the security of security system.
Description
Technical field
The present embodiments relate to Internet technical field, more particularly to a kind of on-line payment method and system.
Background technology
With the rapid popularization of smart mobile phone, the fast development of ecommerce, under the leading that Alipay and wechat are paid,
Pay and be increasingly accepted on line, major mobile phones can all use payment function on line using (application, APP).And
Often in a company, or even in a department, its APP for possessing and runing often has two kinds and two or more.User exists
In the selection of payment, preference is different.So, payment can be related to multiple applications payments and arrive in company or department, APP line
One corporation account, and a variety of means of payment must be supported simultaneously.
The existing on-line payment on APP applications or the H5 pages, the solution used is all single industry
Business module is separately handled.There are the following problems for prior art：1) paid when a product is related to wechat, Alipay is paid, net
When page such as pays at various means of payment, the internal logic of each module is separated processing, then a newly-increased payment every time
During mode, one time will be walked again and pays logic completion correlation function；2) it is required for when a department runs multiple products on line
During payment, production payment flow below is required for the completion that is repeated one time, despite different products, but payment module
Flow be just as, the reusability of code is not high, the design of whole server is unreasonable；3) when have it is multiple apply fortune
Battalion, payment module is all that the background server of each self-application is processed, then relevant interface control information be all alone in management,
Change interface control information workload to double, security is not also high；4) payment module of multiple applications is separately handled, fund flowing water
Also it can be handled under respective application, be unfavorable for the overall reconciliation of finance in later stage.
The content of the invention
In view of this, the purpose of the embodiment of the present invention is to propose a kind of on-line payment method and system, to lift server
Utilization rate and payment efficiency, it is ensured that the security of security system, be easy to the financial management in later stage.
To achieve the above object, the embodiment of the present invention is adopted the following technical scheme that：
In a first aspect, the embodiments of the invention provide a kind of on-line payment, including：
Receive and Transaction Information is carried in the transaction request of at least one application server transmission, the transaction request, is answered
Identified with server identification and third-party server；
Identified according to the application server identifier and third-party server, corresponding destination application server is recognized respectively
With target third-party server, and obtain corresponding destination application server interface control information and target third-party server and connect
Mouth control information；
According to target third-party server interface control information, the Transaction Information is sent to target third party's service
Device, and receive the Transaction Information feedback result of target third-party server return；
According to destination application server interface control information, the Transaction Information feedback result is sent to intended application clothes
Business device is traded processing.
Second aspect, the embodiments of the invention provide payment system on a kind of line, including：
Transaction request receiving module, the transaction request for receiving the transmission of at least one application server, the transaction please
Transaction Information, application server identifier and third-party server mark are carried in asking；
Interface control information acquisition module, for according to the application server identifier and third-party server mark, dividing
Corresponding destination application server and target third-party server are not recognized, and obtain corresponding destination application server interface control
Information and target third-party server interface control information processed；
Transaction Information processing module, for according to target third-party server interface control information, by the Transaction Information
Target third-party server is sent to, and receives the Transaction Information feedback result of target third-party server return；
Feedback result sending module, it is for according to destination application server interface control information, the Transaction Information is anti-
Feedback result is sent to destination application server and is traded processing.
The beneficial effect of the embodiment of the present invention is：A kind of on-line payment method and system provided in an embodiment of the present invention, leads to
Identification application server identifier and third-party server mark are crossed, can simultaneously dock with multiple application servers and be taken with application
The corresponding multiple third-party server of business device, it is not necessary to individually distribute payment module for application server, are reduced because addition is newly answered
With or the new means of payment and the manpower and time cost that cause；Pass through the unified management of docking port control information, it is to avoid because
There is the security threat that place is caused too much in interface control information.
Brief description of the drawings
The exemplary embodiment of the present invention will be described in detail by referring to accompanying drawing below, makes one of ordinary skill in the art
Become apparent from the above-mentioned and other feature and advantage of the present invention, accompanying drawing：
Fig. 1 is a kind of schematic flow sheet for on-line payment that the embodiment of the present invention one is provided；
Fig. 2 is a kind of schematic flow sheet for on-line payment that the embodiment of the present invention two is provided；
Fig. 3 is the payment process schematic diagram that the embodiment of the present invention two is provided；
Fig. 4 is the reimbursement schematic flow sheet that the embodiment of the present invention two is provided；
Fig. 5 is the reimbursement querying flow schematic diagram that the embodiment of the present invention two is provided；
Fig. 6 is the structured flowchart of payment system on a kind of line of the offer of the embodiment of the present invention three.
Embodiment
Further illustrate technical scheme below in conjunction with the accompanying drawings and by embodiment.It may be appreciated
It is that specific embodiment described herein is used only for explaining the present invention, rather than limitation of the invention.Further need exist for explanation
, for the ease of description, part related to the present invention rather than entire infrastructure are illustrate only in accompanying drawing.
Embodiment one
Fig. 1 is a kind of schematic flow sheet for on-line payment that the embodiment of the present invention one is provided.This method is applied to line
The situation of upper order processing, this method payment system can be performed on a kind of line, and on the line payment system can be by software
With or the mode of hardware realize.As shown in figure 1, this method includes：
Transaction letter is carried in step 110, the transaction request for receiving the transmission of at least one application server, transaction request
Breath, application server identifier and third-party server mark.
Payment system can receive the transaction request that one or more application servers being mated with are sent, transaction bag
Include：The operations relevant with online trading such as order payment, order reimbursement and order reimbursement progress queries.
Wherein, the Transaction Information carried in transaction request includes：Exchange hour, order number, order status, trade name,
Commodity amount, unit price, the amount of money and type of transaction；Application server identifier is the unique mark for recognizing application server；The
Tripartite's server identification is produced by third-party server, and third-party server is used to recognize application server, pays system
Unite for the unique mark for recognizing the corresponding third-party payment system of application server.
Step 120, identified according to application server identifier and third-party server, corresponding intended application clothes are recognized respectively
Business device and target third-party server, and obtain corresponding destination application server interface control information and target third party's service
Device interface control information.
Application server identifier and third-party server mark have uniqueness, according to application server identifier and third party
Server identification can recognize corresponding destination application server and target third-party server and their interface control information,
Wherein, interface control information can be a kind of agreement or agreement in message transmitting procedure.
Exemplarily, application server interface control information at least includes：For carrying out information exchange with application server
Key and cipher mode；Third-party server interface control information at least includes：For entering row information with third-party server
Interactive key and cipher mode.
Step 130, according to target third-party server interface control information, Transaction Information is sent to target third party clothes
Business device, and receive the Transaction Information feedback result of target third-party server return.
Step 140, according to destination application server interface control information, Transaction Information feedback result is sent into target should
Processing is traded with server.
A kind of on-line payment that the embodiment of the present invention one is provided, by recognizing that application server identifier and third party take
Be engaged in device mark, can dock simultaneously with multiple application servers and multiple third-party server corresponding with application server, no
Need individually to distribute payment module for application server, reduce because addition new opplication or the new means of payment and caused by manpower and
Time cost；Pass through the unified management of docking port control information, it is to avoid because interface control information occur place it is too many and caused by
Security threat.
Embodiment two
Fig. 2 is a kind of schematic flow sheet for on-line payment that the embodiment of the present invention two is provided.The embodiment of the present invention exists
Specific optimization is carried out to step 120 on the basis of above-described embodiment one, this method includes：
Transaction letter is carried in step 210, the transaction request for receiving the transmission of at least one application server, transaction request
Breath, application server identifier and third-party server mark.
Step 220, according to application server identifier, judge whether destination application server legal.
Application server has unique identification marking, and application server legitimacy is confirmed according to the mark of application server
Be in order to prevent malicious requests destroy system.When the mark and the pre-assigned application server mark of payment system of application server
During sensible symbol, then judge that the destination application server is legal.
If step 230, legal, identified, recognized respectively corresponding according to application server identifier and third-party server
Destination application server and target third-party server.
According to application server identifier, intended application service corresponding with the mark is searched in the database of payment system
Device, determines destination application server；Destination application server provide third-party server mark in search whether exist with
The third-party server mark identical mark of acquisition, if in the presence of acquisition target third-party server, if being not present, is sentenced
Disconnected third-party server is illegal.
Step 240, identified according to application server identifier and third-party server, corresponding intended application clothes are obtained respectively
Business device interface control information and target third-party server interface control information.
Different application servers may dock multiple third-party server, and payment system docks multiple application servers,
Correspondingly, in multiple servers of payment system docking, it is therefore possible to use identical third-party server is paid, therefore, must
Corresponding destination application server Interface Controller must could be obtained by application server identifier and third-party server mark to believe
Breath and target third-party server interface control information.
Step 250, according to application server interface control information, whether confirmation Transaction Information legal.
Step 260, according to target third-party server interface control information, Transaction Information is sent to target third party clothes
Business device, and receive the Transaction Information feedback result of target third-party server return.
Step 270, according to destination application server interface control information, Transaction Information feedback result is sent into target should
Processing is traded with server.
Further, before the transaction request that at least one application server is sent is received, this method also includes：Receive
The registration request of at least one application server, judges whether registration request is legal；If registration request is legal, at least one
Application server sends each self-corresponding application server identifier and application server interface control information；Receiving at least one should
The third-party server mark and third-party server of at least one the interfaced third-party server sent with server
Interface control information.
Further, according to destination application server interface control information, Transaction Information feedback result is sent to mesh
Mark application server is traded after processing, and this method also includes：Preserve the trading activity relevant with Transaction Information, generation money
Golden transaction journal record.
In order to further intactly illustrate the embodiment of the present invention, as shown in figure 3, being carried out so that user places an order payment as an example specific
Illustrate, after the commodity that user selects needs to buy, Third-party payment mode, applications client are selected in applications client
The means of payment selected according to user, sends to application server and pays request；Application server is receiving applications client
After the payment request of transmission, the related background logic of its order is handled, the information such as O/No., the amount of money are obtained, to payment system
Send and pay request；Payment system, which is obtained, pays request, confirms whole according to the payment interface key for distributing to application server
The legitimacy of interface, the of counterpart expenditure mode can be got by rear payment system from configuration file or database by confirming
The key and cipher mode of tripartite's payment platform distribution, sequence information is encrypted by key and cipher mode, and will be added
Close order is sent to third-party server；The encryption order of reception is decrypted third-party server, after confirmation order is legal,
Pre-paid order is generated, payment system, payment system decryption pay invoice are sent to after pre-paid order is encrypted, and utilize certainly
Oneself pay invoice of the key encryption generation with signature, returns to the pay invoice of encryption to application server；Application server solution
The close pay invoice, returns to payment information to applications client；Applications client returns to payment information, and calls third party client
End；Third party's client initiates to pay request to third-party server；Third-party server confirmation payment information, obligation authority are closed
After method, return to confirmation result and give third party's client.
Third party's client notification client inputs password, and user inputs correct payment cipher to payment behavior mandate, the
It is notified that third-party server after the authorized affirmative of tripartite's client, third-party server will carry out payment and the behaviour such as withhold
Make, third-party client will inform that user pays and complete.While this process is carried out, third-party server can be by
The payment behavior of user notifies payment system, and payment system can be by the information record of the payment behavior and preservation, while can be right
Booking form carries out the logic Modification after payment affirmation before, generates fund Flow Record.
User is got paid after completion confirms have input payment cipher, can return to applications client circle according to prompting
Face, this when, application server can inquire about the payment result of this operation to payment system, and payment system can take third party
The payment result that business device is informed, which is returned, is given to application server；If payment system does not receive the payment that third-party server is informed
As a result, then, payment system actively can remove Query Result on third-party server according to rule, and application server takes payment knot
It can be handled after fruit to the order service logic such as state change of order, at the same time inform that client is shown to user and sees payment
Complete.
Fig. 4 is the schematic diagram of Withdrawing method on a kind of line provided in an embodiment of the present invention.After user initiates refund request,
Applications client to application server send refund request, application server processes order, judge whether can with reimbursement, if meet
Reimbursement condition, sends refund request to payment system；Payment system obtains refund request, by key and cipher mode to reimbursement
Information is encrypted, and encryption reimbursement information is sent into third-party server；Encryption reimbursement of the third-party server to reception
Information is decrypted and judged, after determining that reimbursement information is legal, will confirm that result returns to payment system, payment system record is moved back
Money logic, will determine that result returns to application server；Application server processes reimbursement logic, returns to result and gives application visitor
Reimbursement operating result is showed user by family end, applications client, completes reimbursement order processing.
After completion reimbursement order processing, when user needs inquiry reimbursement progress, as shown in figure 5, being looked into obtaining user
Ask after the request of reimbursement progress queries, applications client sends the request of reimbursement progress queries and arrives application server, application server
End sends reimbursement progress queries and asked to payment system；Payment system obtains the request of reimbursement progress queries, passes through key and encryption
Query argument is encrypted mode, and query argument is sent into third-party server；Third-party server adds to reception
Close query argument is decrypted and detected, returns to reimbursement result to payment system, payment system record reimbursement result, by reimbursement knot
Fruit returns to application server；Application server processes reimbursement result, returns to reimbursement result to applications client, applications client
Reimbursement result is showed into user.
It should be strongly noted that payment system and the data exchange of application server and third-party server, for peace
Complete to consider, third-party server provides all certificates, key, signature rule and is stored in payment system, while in order to ensure
Safety, payment system also can be the unique mark of application server distribution and key and signature rule.
A kind of on-line payment provided in an embodiment of the present invention, by recognizing application server identifier and third party's service
Device identify, can dock simultaneously with multiple application servers and multiple third-party server corresponding with application server, be not required to
Individually to distribute payment module for application server, reduce because add new opplication or the new means of payment and caused by manpower and when
Between cost；Pass through the unified management of docking port control information, it is to avoid because interface control information occur place it is too many and caused by
Security threat；Order is uniformly processed, beneficial to the overall reconciliation of finance in later stage.
Embodiment three
Fig. 6 is the structured flowchart of payment system on a kind of line of the offer of the embodiment of the present invention three.As shown in fig. 6, the system
Including：
Transaction request receiving module 610, the transaction request for receiving the transmission of at least one application server, transaction request
In carry Transaction Information, application server identifier and third-party server mark；
Interface control information acquisition module 620, for according to application server identifier and third-party server mark, difference
Corresponding destination application server and target third-party server are recognized, and obtains corresponding destination application server Interface Controller
Information and target third-party server interface control information；
Transaction Information processing module 630, for according to target third-party server interface control information, Transaction Information to be sent out
Target third-party server is given, and receives the Transaction Information feedback result of target third-party server return；
Feedback result sending module 640, for according to destination application server interface control information, Transaction Information to be fed back
As a result it is sent to destination application server and is traded processing.
Further, interface control information acquisition module 620, including：Application server judging unit, for according to application
Server identification, judges whether destination application server is legal；Destination server recognition unit, for judging mould in registration request
When block judges legal, then identified according to application server identifier and third-party server, corresponding intended application is recognized respectively
Server and target third-party server；Interface message acquiring unit, for according to application server identifier and third party's service
Device is identified, and corresponding destination application server interface control information and target third-party server Interface Controller letter is obtained respectively
Breath；Transaction Information confirms unit, for according to application server interface control information, whether confirmation Transaction Information to be legal.
Further, the system also includes：Registration request judge module, the note for receiving at least one application server
Volume request, judges whether registration request is legal；Information sending module, it is legal for judging in application server judge module
When, then send each self-corresponding application server identifier at least one application server and application server interface control is believed
Breath；Information receiving module, at least one interfaced third party's service for receiving the transmission of at least one application server
The third-party server mark and third-party server interface control information of device.
Exemplarily, application server interface control information at least includes：For carrying out information exchange with application server
Key and cipher mode；Third-party server interface control information at least includes：For entering row information with third-party server
Interactive key and cipher mode.
Further, in addition to：Transaction journal logging modle, it is raw for preserving the trading activity relevant with Transaction Information
Into funds transaction Flow Record.
Paid on payment system on a kind of line that the present embodiment is provided, a kind of line provided with any embodiment of the present invention
Method belongs to same inventive concept, can perform a kind of on-line payment that any embodiment of the present invention is provided, and possesses corresponding
Function and beneficial effect.Not ins and outs of detailed description in the present embodiment, reference can be made to any embodiment of the present invention is provided
A kind of on-line payment.
Note, above are only presently preferred embodiments of the present invention and institute's application technology principle.It will be appreciated by those skilled in the art that
The invention is not restricted to specific embodiment described here, can carry out for a person skilled in the art it is various it is obvious change,
Readjust and substitute without departing from protection scope of the present invention.Therefore, although the present invention is carried out by above example
It is described in further detail, but the present invention is not limited only to above example, without departing from the inventive concept, also
Other more equivalent embodiments can be included, and the scope of the present invention is determined by scope of the appended claims.
Claims (10)
1. a kind of on-line payment, it is characterised in that including：
Receive in the transaction request of at least one application server transmission, the transaction request and carry Transaction Information, using clothes
Device mark of being engaged in and third-party server mark；
Identified according to the application server identifier and third-party server, corresponding destination application server and mesh are recognized respectively
Third-party server is marked, and obtains corresponding destination application server interface control information and target third-party server interface control
Information processed；
According to target third-party server interface control information, the Transaction Information is sent to target third-party server, and
Receive the Transaction Information feedback result that target third-party server is returned；
According to destination application server interface control information, the Transaction Information feedback result is sent to destination application server
It is traded processing.
2. according to the method described in claim 1, it is characterised in that described to be taken according to the application server identifier and third party
Business device mark, recognizes corresponding destination application server and target third-party server, and obtain corresponding intended application respectively
Server interface control information and target third-party server interface control information, including：
According to the application server identifier, judge whether destination application server is legal；
If legal, identified according to the application server identifier and third-party server, corresponding intended application is recognized respectively
Server and target third-party server；
Identified according to the application server identifier and third-party server, corresponding destination application server interface is obtained respectively
Control information and target third-party server interface control information；
According to the application server interface control information, whether confirmation Transaction Information is legal.
3. according to the method described in claim 1, it is characterised in that the friendship sent in described at least one application server of reception
Easily before request, methods described also includes：
The registration request of at least one application server is received, judges whether the registration request is legal；
If the registration request is legal, sends each self-corresponding application server identifier at least one application server and answer
Use server interface control information；
Receive the third party's clothes at least one interfaced third-party server that at least one described application server is sent
Business device mark and third-party server interface control information.
4. the method according to any one of claim 1-3, it is characterised in that
The application server interface control information at least includes：For carrying out the key of information exchange with application server and adding
Close mode；
The third-party server interface control information at least includes：Key for carrying out information exchange with third-party server
And cipher mode.
5. according to the method described in claim 1, it is characterised in that according to destination application server interface control information, incite somebody to action
The Transaction Information feedback result is sent to destination application server and is traded after processing, and methods described also includes：
The trading activity relevant with the Transaction Information is preserved, funds transaction Flow Record is generated.
6. payment system on a kind of line, it is characterised in that including：
In transaction request receiving module, the transaction request for receiving the transmission of at least one application server, the transaction request
Carry Transaction Information, application server identifier and third-party server mark；
Interface control information acquisition module, for according to the application server identifier and third-party server mark, knowing respectively
Not corresponding destination application server and target third-party server, and obtain corresponding destination application server Interface Controller letter
Breath and target third-party server interface control information；
Transaction Information processing module, for according to target third-party server interface control information, the Transaction Information to be sent
Target third-party server is given, and receives the Transaction Information feedback result of target third-party server return；
Feedback result sending module, for according to destination application server interface control information, the Transaction Information being fed back and tied
Fruit is sent to destination application server and is traded processing.
7. system according to claim 6, it is characterised in that the interface control information acquisition module, including：
Application server judging unit, for according to the application server identifier, judging whether destination application server is legal；
Destination server recognition unit, for when application server judge module judges legal, then being taken according to the application
Device mark of being engaged in and third-party server mark, recognize corresponding destination application server and target third-party server respectively；
Interface message acquiring unit, for according to the application server identifier and third-party server mark, respectively acquisition pair
The destination application server interface control information and target third-party server interface control information answered；
Transaction Information confirms unit, for according to the application server interface control information, whether confirmation Transaction Information to be legal.
8. system according to claim 6, it is characterised in that the system also includes：
Registration request judge module, the registration request for receiving at least one application server judges that the registration request is
It is no legal；
Information sending module, for when registration request judge module judges legal, then being sent out at least one application server
Send each self-corresponding application server identifier and application server interface control information；
Information receiving module, for receiving at least one interfaced third party that at least one described application server is sent
The third-party server mark and third-party server interface control information of server.
9. the system according to any one of claim 6-8, it is characterised in that
The application server interface control information at least includes：For carrying out the key of information exchange with application server and adding
Close mode；
The third-party server interface control information at least includes：Key for carrying out information exchange with third-party server
And cipher mode.
10. system according to claim 6, it is characterised in that the system also includes：
Transaction journal logging modle, for preserving the trading activity relevant with the Transaction Information, generation funds transaction flowing water note
Record.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710277041.9A CN107103454A (en) | 2017-04-25 | 2017-04-25 | A kind of on-line payment method and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710277041.9A CN107103454A (en) | 2017-04-25 | 2017-04-25 | A kind of on-line payment method and system |
Publications (1)
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107506987A (en) * | 2017-08-31 | 2017-12-22 | 江西博瑞彤芸科技有限公司 | A kind of processing method of reimbursement information |
| CN109559102A (en) * | 2018-12-18 | 2019-04-02 | 厦门商集网络科技有限责任公司 | A kind of polymerization method of payment and terminal |
| CN109727036A (en) * | 2018-05-14 | 2019-05-07 | 网联清算有限公司 | Transaction processing method and its device |
| CN109905446A (en) * | 2017-12-11 | 2019-06-18 | 财付通支付科技有限公司 | A kind of method for processing business, server and computer storage medium |
| CN112215593A (en) * | 2020-10-10 | 2021-01-12 | 中国平安人寿保险股份有限公司 | Payment method, payment device, server and storage medium |
| TWI725369B (en) * | 2018-12-28 | 2021-04-21 | 綠界科技股份有限公司 | Online refund system |
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Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107506987A (en) * | 2017-08-31 | 2017-12-22 | 江西博瑞彤芸科技有限公司 | A kind of processing method of reimbursement information |
| CN109905446A (en) * | 2017-12-11 | 2019-06-18 | 财付通支付科技有限公司 | A kind of method for processing business, server and computer storage medium |
| CN109905446B (en) * | 2017-12-11 | 2022-05-17 | 财付通支付科技有限公司 | Service processing method, server and computer storage medium |
| CN109727036A (en) * | 2018-05-14 | 2019-05-07 | 网联清算有限公司 | Transaction processing method and its device |
| CN109727036B (en) * | 2018-05-14 | 2021-08-27 | 网联清算有限公司 | Transaction processing method and device |
| CN109559102A (en) * | 2018-12-18 | 2019-04-02 | 厦门商集网络科技有限责任公司 | A kind of polymerization method of payment and terminal |
| TWI725369B (en) * | 2018-12-28 | 2021-04-21 | 綠界科技股份有限公司 | Online refund system |
| CN112215593A (en) * | 2020-10-10 | 2021-01-12 | 中国平安人寿保险股份有限公司 | Payment method, payment device, server and storage medium |
| CN112215593B (en) * | 2020-10-10 | 2024-04-09 | 中国平安人寿保险股份有限公司 | Payment method, device, server and storage medium |
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