CN106210109B - Product system for comprehensive payment - Google Patents
Product system for comprehensive payment Download PDFInfo
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- CN106210109B CN106210109B CN201610594899.3A CN201610594899A CN106210109B CN 106210109 B CN106210109 B CN 106210109B CN 201610594899 A CN201610594899 A CN 201610594899A CN 106210109 B CN106210109 B CN 106210109B
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/562—Brokering proxy services
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/50—Network services
- H04L67/56—Provisioning of proxy services
- H04L67/565—Conversion or adaptation of application format or content
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Abstract
The present invention relates to a product system for integrated payment, comprising: the TCP/IP communication process module is used for processing the request of each access system and responding in real time, and realizing the transverse expansion of the access system by configuring the information of the access system and configuring a corresponding application process; the internal bus queue module is used for internal data structure processing, converting the requests of all access systems into a uniform message format, adding a unique message identifier and marking message routing; after the messages in the internal bus queue module are processed, the messages enter the message queue module corresponding to each system, and the messages are taken out by the corresponding application processing module for processing; and the application processing module is used for calling the CICS PD program to perform transaction service logic processing. The invention can effectively connect each access system with the payment core system, thereby realizing the rapid expansion of the payment product.
Description
Technical Field
The invention relates to the technical field of payment, in particular to a product system for comprehensive payment.
Background
The third party payment refers to the contract made by a third party enterprise or platform with relevant qualification, strength and credit guarantee and transaction transfer parties such as large banks or unions at home and abroad, and the credit enhancement is provided for buyers and sellers. An intermediary is added in a traditional direct bank payment link, a buyer and a seller perform transaction payment through an intermediary platform, namely the buyer purchases products, money is paid to the intermediary instead of being directly paid to the seller, and the intermediary pays the money to the seller. The existing third party payment methods include traditional bank card payment, network payment, prepaid card payment, collection payment and the like. The third party payment has the advantages of convenience, rapidness, high efficiency and economy, and the efficiency is high compared with the traditional payment for dust detection. With the rapid development of the internet technology, the payment mode is also continuously innovated, in order to meet the requirements of market diversification and rapid development of payment products, a stable, efficient and differentiated docking scheme needs to be provided for each front-end access system to dock the payment core system in a comprehensive payment system, the request of the access system is accurately processed and responded in real time, the products are rapidly assembled and expanded according to the service logic of the access system, and meanwhile, the personalized processing of the transaction of each access system is provided, so that a set of payment product system needs to be set up to serve the comprehensive payment core system urgently.
Disclosure of Invention
The technical problem to be solved by the invention is to provide a product system for comprehensive payment, which can effectively connect each front-end access system with a payment core system.
The technical scheme adopted by the invention for solving the technical problems is as follows: there is provided a product system for integrated payment, including: the TCP/IP communication process module is used for processing the request of each access system and responding in real time, and realizing the transverse expansion of the access system by configuring the information of the access system and configuring a corresponding application process; the internal bus queue module is used for internal data structure processing, converting the requests of all access systems into a uniform message format, adding a unique message identifier and marking message routing; after being processed, the messages in the internal bus queue module enter the message queue module corresponding to each channel, and the messages are taken out by the corresponding application processing module for processing; and the application processing module is used for calling the CICS PD program to perform transaction service logic processing.
The message queue module corresponding to each access system comprises a POSP queue submodule, a gateway queue submodule, a mobile pre-queue submodule, an operator queue submodule, a member queue submodule, a script POS submodule and an open platform submodule which are independent of each other.
The application processing module is communicated with a remote CICS PD of the core accounting system through a remote CICS link module to realize remote transaction processing, and the core accounting system returns a message.
And the message queue module corresponding to each access system adopts a plug-in structure.
The TCP/IP communication process module is linked with each access system by adopting a simplex long chain and/or duplex long chain communication mode, and carries out health service monitoring on the accessed communication and self-repairs the fault point and port.
The TCP/IP communication process module is also used for setting white list management for each accessed system.
Advantageous effects
Due to the adoption of the technical scheme, compared with the prior art, the invention has the following advantages and positive effects: due to the adoption of the technical scheme, compared with the prior art, the invention has the following advantages and positive effects: the invention is used as a linking system of each access system and a payment core system, and is also used as a product assembling system to be responsible for getting through transaction interaction between each payment preposition and the core system; meanwhile, the member system is accessed to perform read-write data service, and the short message platform is accessed to perform short message sending service.
Drawings
Fig. 1 is a block diagram of the structure of the present invention.
Detailed Description
The invention will be further illustrated with reference to the following specific examples. It should be understood that these examples are for illustrative purposes only and are not intended to limit the scope of the present invention. Further, it should be understood that various changes or modifications of the present invention may be made by those skilled in the art after reading the teaching of the present invention, and such equivalents may fall within the scope of the present invention as defined in the appended claims.
An embodiment of the present invention relates to a product system for integrated payment, as shown in fig. 1, including: the TCP/IP communication process module is used for processing the request of each access system and responding in real time, and realizing the transverse expansion of the access system by configuring the information of the access system and configuring a corresponding application process; the internal bus queue module is used for internal data structure processing, converting the requests of all access systems into a uniform message format, adding a unique message identifier and marking message routing; after the messages in the internal bus queue module are processed, the messages enter the message queue module corresponding to each access system, and the messages are taken out by the corresponding application processing module for processing; the application processing module is communicated with a remote CICS PD of the core accounting system through a remote CICS link module to realize remote transaction processing, and the core accounting system returns a message.
The product system is used as a bridge between the payment front-end system and the payment core system, and is mainly responsible for carrying out service authority judgment on the payment request of the payment front-end system, processing a service flow, carrying out unified message format conversion on the payment request, and finally forwarding the payment request to the payment core system. The payment product system maintains parameters such as customer opening admission, product opening, transaction function support, quota wind control, channel support and the like related to the service process in a form defined by page customers. The maintenance process can be manually intervened for auditing, the service is automatically opened after the auditing is passed, and the flow supports one-key circulation and control.
As shown in fig. 1, the product system supports access of a plurality of payment front-end systems, which cover the existing payment products in the third party payment industry, such as: the payment system comprises a bank card receipt, a gateway payment, a mobile payment, a cross-border payment, a collection payment, an account payment, a combined payment, a value-added payment, an identity authentication and the like, and simultaneously supports novel payment modes such as a code scanning payment, a face swiping payment, a near field payment and the like. The method supports the interactive mainstream message format (XML, JSON,8583, fixed length) between systems in the current market and the conversion between different messages; the CICS is used as an application server component, has strong expansion capability in the horizontal direction and the longitudinal direction, and can effectively meet the requirement of quick expansion on system support.
The message queue module corresponding to each access system comprises a POSP queue submodule, a gateway queue submodule, a mobile pre-queue submodule, an operator queue submodule, a member queue submodule, a script POS submodule and an open platform submodule which are independent of each other. The message queue module corresponding to each access system adopts a plug-in structure, and the structure can meet the requirement of fast product assembly.
The product system is used as a service system, the TCP/IP communication process module is linked with each access system in a simplex long chain and/or duplex long chain communication mode, health service monitoring is carried out on the accessed communication, and a point and a port with faults are automatically repaired. The TCP/IP communication process module is also used for setting white list management for the access system. The intelligent configuration and control of starting and stopping and service concurrency number are provided for the access service, and the one-click type docking configuration management is simple and convenient.
The product system takes the CICS as a transaction processing middleware, makes full use of the intelligent management of the CICS and a database, and better supports and controls an online transaction system. The request end makes transaction mention or rollback according to the transaction processing condition of the server end, and various complex conditions of inconsistent transactions caused by abnormal interaction between online systems are avoided. The product system provides real-time transaction requests and responses, simultaneously supports distributed, multiple data sources, different data sources, 2PC and the like, enhances the expansibility of the product system in the horizontal and vertical directions, and completely meets the requirement of service expansion of the product system in the future; IBM product DB2 is used as database processing software, the efficient transaction processing capability of the IBM product DB2 improves the throughput rate of a product system, and meanwhile, IBM provides rich solutions for the product, and can basically meet various requirements of current IT development.
Claims (4)
1. A product system for integrated payment, comprising: the TCP/IP communication process module is used for processing the request of each access system and responding in real time, and realizing the transverse expansion of the access system by configuring the information of the access system and configuring a corresponding application process; the internal bus queue module is used for internal data structure processing, converting the requests of all access systems into a uniform message format, adding a unique message identifier and marking message routing; after being processed, the messages in the internal bus queue module enter the message queue module corresponding to each channel, and the messages are taken out by the corresponding application processing module for processing; the message queue module corresponding to each access system comprises a POSP queue submodule, a gateway queue submodule, a mobile pre-queue submodule, an operator queue submodule, a member queue submodule, a script POS submodule and an open platform submodule which are independent of each other; and the application processing module is used for calling a CICS PD program to perform transaction service logic processing, the application processing module is communicated with a remote CICS PD of the core accounting system through a remote CICS link module to realize remote transaction processing, and a message is returned by the core accounting system.
2. The product system for integrated payment of claim 1, wherein the message queue module corresponding to each access system is of a plug-in structure.
3. The product system for integrated payment according to claim 1, wherein the TCP/IP communication process module is linked to each access system by a simplex long chain or duplex long chain communication method, and performs health service monitoring on the accessed communication, and automatically repairs the failed point and port.
4. The product system for integrated payment of claim 1 wherein the TCP/IP communications process module is further configured to set white list management for each access system accessed.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201610594899.3A CN106210109B (en) | 2016-07-26 | 2016-07-26 | Product system for comprehensive payment |
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| CN201610594899.3A CN106210109B (en) | 2016-07-26 | 2016-07-26 | Product system for comprehensive payment |
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| CN106210109A CN106210109A (en) | 2016-12-07 |
| CN106210109B true CN106210109B (en) | 2021-07-13 |
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Families Citing this family (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106503974B (en) * | 2017-01-04 | 2020-03-17 | 泰康保险集团股份有限公司 | Transaction data processing method and device |
| CN107545418A (en) * | 2017-09-19 | 2018-01-05 | 深圳金融电子结算中心有限公司 | Transaction processing system and method based on distributed architecture |
| CN108197176A (en) * | 2017-12-21 | 2018-06-22 | 深圳四方精创资讯股份有限公司 | Core bank data processing method and its system based on distributed type assemblies framework |
| CN109670952B (en) * | 2018-12-12 | 2022-12-23 | 中国对外经济贸易信托有限公司 | Collecting and paying transaction platform |
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| CN1753012A (en) * | 2005-11-09 | 2006-03-29 | 中国工商银行 | Compatible universal payment system and method |
| CN101458797A (en) * | 2008-12-22 | 2009-06-17 | 腾讯科技（深圳）有限公司 | Transaction system and method |
| CN101877158A (en) * | 2010-03-23 | 2010-11-03 | 苏州德融嘉信信用管理技术有限公司 | Front service platform of bank and operation processing method thereof |
| CN103971230A (en) * | 2014-05-28 | 2014-08-06 | 拓维信息系统股份有限公司 | Unified e-commerce payment system |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US6985951B2 (en) * | 2001-03-08 | 2006-01-10 | International Business Machines Corporation | Inter-partition message passing method, system and program product for managing workload in a partitioned processing environment |
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Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1753012A (en) * | 2005-11-09 | 2006-03-29 | 中国工商银行 | Compatible universal payment system and method |
| CN101458797A (en) * | 2008-12-22 | 2009-06-17 | 腾讯科技（深圳）有限公司 | Transaction system and method |
| CN101877158A (en) * | 2010-03-23 | 2010-11-03 | 苏州德融嘉信信用管理技术有限公司 | Front service platform of bank and operation processing method thereof |
| CN103971230A (en) * | 2014-05-28 | 2014-08-06 | 拓维信息系统股份有限公司 | Unified e-commerce payment system |
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