CN106204050A - A kind of authentication method of payment - Google Patents
A kind of authentication method of payment Download PDFInfo
- Publication number
- CN106204050A CN106204050A CN201610588064.7A CN201610588064A CN106204050A CN 106204050 A CN106204050 A CN 106204050A CN 201610588064 A CN201610588064 A CN 201610588064A CN 106204050 A CN106204050 A CN 106204050A
- Authority
- CN
- China
- Prior art keywords
- finger print
- print information
- interchanger
- user
- payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/356—Aspects of software for card payments
Abstract
The present invention relates to a kind of authentication method of payment, be applied to close in the interchanger being coupled to store user's finger print information, including following content: receive the finger print information of user's input；Based on described finger print information, search the interchanger information with described finger print information；Receive the selection operation to described interchanger information and receive the operation of the determination to Payment Amount；Collecting described Payment Amount from the described interchanger chosen, solving the means of payment in prior art needs to rely on other equipment, it has not been convenient to the technical problem that user uses, and then can need not other equipment, it is possible to pay, user-friendly.
Description
Technical field
The present invention relates to internet payment field, particularly relate to a kind of authentication method of payment.
Background technology
Along with the development of ecommerce, the means of payment also gets more and more, and has the payment carried out by scanning Quick Response Code,
Having payment of being carried out by brush bank card etc., these means of payment are required for by terminal unit or bank card, namely
Saying, user needs for carrying type object, so, and is not easy to the trip of user.
Therefore, to need to rely on other wireless for the means of payment of the prior art, it has not been convenient to the technical problem that user uses.
Summary of the invention
Embodiments providing a kind of authentication method of payment, solving the means of payment in prior art needs to depend on
Rely other equipment, it has not been convenient to the technical problem that user uses.
In order to solve above-mentioned technical problem, the embodiment of the present invention provides a kind of authentication method of payment, is applied to close
It is coupled to store in the interchanger of user's finger print information, it is characterised in that include following content:
Receive first finger print information of described user；Or be more than in the matching degree of the first finger print information receiving described user
60% less than 100% time, then receive the second finger print information and the 3rd finger print information of described user；
Based on described finger print information, search the interchanger information associated with described finger print information；
Receive the selection operation to described interchanger information and receive the operation of the determination to Payment Amount；
Described Payment Amount is collected from the described interchanger chosen.
Further, before receiving the finger print information of user's input, also include；
In described interchanger, storage has multiple finger print informations of user.
Further, described based on finger print information, search the interchanger information associated with described finger print information, specifically wrap
Include:
Based on finger print information, it is judged that whether described finger print information can find in cloud data base；
When described finger print information can be found, search the interchanger information associated with described finger print information..
The embodiment of the present invention at least has the following technical effect that or advantage:
Owing to, in this authentication method of payment, using, receive the finger print information of user's input, based on this finger print information, look into
Look for the interchanger information with this finger print information, receive the selection operation to this interchanger information and receive to Payment Amount really
Fixed operation, collects Payment Amount from the interchanger that this is chosen, and solving the means of payment in prior art needs to rely on other and set
Standby, it has not been convenient to the technical problem that user uses, and then other equipment can be need not, it is possible to pay, user-friendly.
Accompanying drawing explanation
Fig. 1 is the steps flow chart schematic diagram of authentication method of payment in the embodiment of the present invention.
Detailed description of the invention
The embodiment of the present invention, by providing a kind of authentication method of payment, solves means of payment needs in prior art
Rely on other equipment, it has not been convenient to the technical problem that user uses.
In order to solve above-mentioned technical problem, below in conjunction with Figure of description and specific embodiment to above-mentioned technology
Scheme is described in detail.
A kind of authentication method of payment that the present invention provides, is applied to close the silver being coupled to store user's finger print information
In connection card, as it is shown in figure 1, include: S101, receive first finger print information of user；Or receiving the first fingerprint letter of user
The matching degree of breath more than 60% less than 100% time, then receive the second finger print information and the 3rd finger print information of described user, so
Rear S102, finger print information based on user, search the interchanger information with this finger print information, S103, receive and this interchanger is believed
The determination of Payment Amount is operated by selection operation and the reception of breath, and S104 collects Payment Amount from the interchanger chosen.
In a particular embodiment, first must determine, in the interchanger of user, storage has multiple fingerprints of user to believe
Breath, such as, the interchanger storage of user has the finger print information of ten fingers of user.User can by one of them or many
The combination of individual fingerprint carries out fingerprint payment.
Concrete, receive the finger print information of user, it is possible to be the first finger print information receiving user, such as, user is right
The index fingerprint information of hands, or when the matching degree receiving first finger print information of user is less than 100% more than 60%, then connect
Receive the second finger print information and the 3rd finger print information of user.Adopting is in order to avoid, some finger injuries of user in this way,
Make to pay invalid situation.By the way of multiple fingers are combined coupling, it is possible to be prevented effectively from the generation of this situation.
After gathering fingerprint the most exactly, according to the interchanger information of finger print information association, obtain multiple interchanger, now
Needing user determines which interchanger of use, such as associate has middle row, Construction Bank, agricultural bank, then user is selecting the silver of agricultural bank
After connection card, needing user to confirm the amount of money to be paid, such as, needing the amount of money paid is 100, and user is confirmed whether it is 100,
After confirmation, it is possible to by network, the money on user's interchanger is deducted, enter the account of businessman.
Based on finger print information, when searching the bank card information associated with finger print information, specifically, believed based on fingerprint before this
Breath, it is judged that whether this finger print information can find in cloud data base, when finding this finger print information, searches and refers to this
The interchanger information of stricture of vagina information association.
Using the mode of above-mentioned this payment, user gos out without carrying interchanger, and mobile phone also can carry, the most more
Facilitate the trip of user.
Although preferred embodiments of the present invention have been described, but those skilled in the art once know basic creation
Property concept, then can make other change and amendment to these embodiments.So, claims are intended to be construed to include excellent
Select embodiment and fall into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and the modification essence without deviating from the present invention to the present invention
God and scope.So, if these amendments of the present invention and modification belong to the scope of the claims in the present invention and equivalent technologies thereof
Within, then the present invention is also intended to comprise these change and modification.
Claims (3)
1. an authentication method of payment, is applied to close in the interchanger being coupled to store user's finger print information, its feature
It is, including following content:
Receive first finger print information of described user；Or be more than in the matching degree of the first finger print information receiving described user
60% less than 100% time, then receive the second finger print information and the 3rd finger print information of described user;
Based on finger print information, search the interchanger information associated with described finger print information；
Receive the selection operation to described interchanger information and receive the operation of the determination to Payment Amount；
Described Payment Amount is collected from the described interchanger chosen.
Authentication method of payment the most according to claim 1, it is characterised in that receive user input finger print information it
Before, also include；
In described interchanger, storage has multiple finger print informations of user.
Authentication method of payment the most according to claim 1, it is characterised in that described based on finger print information, search with
The interchanger information of described finger print information association, specifically includes:
Based on finger print information, it is judged that whether described finger print information can find in cloud data base；
When described finger print information can be found, search the interchanger information associated with described finger print information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610588064.7A CN106204050A (en) | 2016-07-25 | 2016-07-25 | A kind of authentication method of payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610588064.7A CN106204050A (en) | 2016-07-25 | 2016-07-25 | A kind of authentication method of payment |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106204050A true CN106204050A (en) | 2016-12-07 |
Family
ID=57492493
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610588064.7A Pending CN106204050A (en) | 2016-07-25 | 2016-07-25 | A kind of authentication method of payment |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106204050A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107094129A (en) * | 2016-12-20 | 2017-08-25 | 招商银行股份有限公司 | Card management method and apparatus |
| CN108985768A (en) * | 2018-06-01 | 2018-12-11 | 腾讯科技（深圳）有限公司 | A kind of data transferring system, method and device |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
| CN104008381A (en) * | 2014-06-16 | 2014-08-27 | 浙江维尔科技股份有限公司 | Identity recognition method and device |
| CN104574058A (en) * | 2013-10-25 | 2015-04-29 | 腾讯科技（深圳）有限公司 | Fingerprint payment method and related equipment and system |
| CN205003796U (en) * | 2015-09-09 | 2016-01-27 | 湖南三浦信息技术有限公司 | POS (point of sale) machine |
-
2016
- 2016-07-25 CN CN201610588064.7A patent/CN106204050A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104574058A (en) * | 2013-10-25 | 2015-04-29 | 腾讯科技（深圳）有限公司 | Fingerprint payment method and related equipment and system |
| CN103942899A (en) * | 2014-04-04 | 2014-07-23 | 上海工程技术大学 | Fingerprint pos machine and fingerprint payment system |
| CN104008381A (en) * | 2014-06-16 | 2014-08-27 | 浙江维尔科技股份有限公司 | Identity recognition method and device |
| CN205003796U (en) * | 2015-09-09 | 2016-01-27 | 湖南三浦信息技术有限公司 | POS (point of sale) machine |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107094129A (en) * | 2016-12-20 | 2017-08-25 | 招商银行股份有限公司 | Card management method and apparatus |
| CN108985768A (en) * | 2018-06-01 | 2018-12-11 | 腾讯科技（深圳）有限公司 | A kind of data transferring system, method and device |
| CN108985768B (en) * | 2018-06-01 | 2020-06-16 | 腾讯科技（深圳）有限公司 | Data transfer system, method and device |
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| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161207 |