CN106056370A - Intelligent convenient recharge system - Google Patents
Intelligent convenient recharge system Download PDFInfo
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- CN106056370A CN106056370A CN201610464188.4A CN201610464188A CN106056370A CN 106056370 A CN106056370 A CN 106056370A CN 201610464188 A CN201610464188 A CN 201610464188A CN 106056370 A CN106056370 A CN 106056370A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
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- Accounting & Taxation (AREA)
- Finance (AREA)
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Abstract
The invention provides an intelligent convenient recharge system, comprising a user side for user operation and a server for providing services for the user side, wherein the user side is connected with a financing payment platform and various recharge payment platforms via the server; service information is received and transmitted between the server and the user side, the financing payment platform or each recharge payment platform via a network; and the server comprises a transmitting module, a service data analysis module, a degressive financing module, various planned recharge modules, a real-time recharge module, a real-time service monitoring module, a report generation module and a database. The system is intelligent, convenient and humanized; the recharge money not used after recharge is automatically stored in a financing account, so that maximum benefit of the recharge amount is realized; the recharge balances of various application services can be monitored, and once the recharge balance of an application service is lower than an alerting expense value, the system performs real-time recharge, thereby ensuring that the user can continuously use various application services.
Description
Technical field
The present invention relates to field of computer technology, be specifically related to intelligent convenience-for-people charging system.
Background technology
In the handy service for the people of correlation technique, by Client-initiated recharging service, as mobile phone permit value, traffic all-purpose card to supplement with money,
Combustion gas is supplemented with money, charges for water and electricity are supplemented with money, and user to be filled with the expense of the suitable amount of money, and only some is used this expense;It addition, use
Time financing by financing platform in family, simply obtain income simply, the handy service for the people can not be enjoyed.
Summary of the invention
For the problems referred to above, convenience-for-people the supplementing with money of intelligence that the remaining cost after supplementing with money can be used in financing by present invention offer is
System.
The purpose of the present invention realizes by the following technical solutions:
The convenience-for-people charging system of intelligence, including the user side for user operation and the server for user side offer service,
Described user side connects financing payment platform and every payment platform of supplementing with money, described server and user side, reason by server
Wealth payment platform, every supplementing with money are received by network between payment platform and send service information, and described server includes transmitting
Module, charging in real time module, service monitoring in real time is supplemented in module, service data analysis module, financing module of successively decreasing, every plan with money
Module, report generation module and data base:
Described delivery module is used for realizing user side, module is supplemented in every plan with money, charging in real time module, report generation module
And the information transmission between service data analysis module;
Described service data analysis module receives the service request from user side and operation note by delivery module, from
Data base excavates the history consumer record of all application services that user uses in previous multiple time period, customer charge is entered
Row is analyzed in real time, and expense recommendation is supplemented in generation with money, is sent to user side by delivery module;Described customer charge is carried out reality
Time analyze, including the need calculated in the next time period supplement with money total cost, calculate every application service supplement with money day by day cost value and
Plan rules is supplemented in warning cost value, generation with money;
Described financing module of successively decreasing connects user side and financing payment platform, directly stores for fund user supplemented with money
The financing account specified to user;
Described every plan supplements module with money for supplementing plan rules with money according to described, adjusts from the financing account that user specifies
Take corresponding fund, supplement with money on platform in every application service corresponding supplementing with money;
Described service real-time monitoring module for monitoring the remaining sum situation of supplementing with money of every application service, once application service
Supplement remaining sum with money to send instruction to charging in real time module in real time less than warning cost value, described service real-time monitoring module, fill in real time
Value module receives instruction, transfer from the financing account that user specifies fund application service corresponding to supplement payment platform with money enterprising
Row is supplemented with money;
Described report generation module supplements Capital Flow form with money for generation, and according to user need by user side in
Now supplement Capital Flow form with money;
Described data base is for storing the service request of user, operation note and history consumer record.
Wherein, supplementing plan rules described in money is: the concrete time that every day is specified by user side according to user answers every
Supplement with money with service, the fund of supplementing with money be set as service data analysis module calculate supplement cost value day by day with money.
Wherein, described user operation includes that basis is supplemented expense recommendation editor with money and supplemented fund with money, checks and supplement Capital Flow with money
Inquiry into balance is supplemented in form, every application service with money.
Wherein, described user side includes PC version user side, Android user side, IOS user side.
Wherein, described application service includes that prepaid mobile phone recharging, all-purpose card are supplemented with money, combustion gas is supplemented with money, charges for water and electricity are supplemented with money.
Preferably, total cost supplemented with money by described need is every application service spending amount sort method in previous multiple time period
In the summation of Maximum Amount.
Preferably, the one time period is one month.
The invention have the benefit that
1, intelligence is convenience-for-people, and user can carry out intelligence by this system and supplement with money, and do not use after supplementing with money supplement fund with money
It is automatically stored to financing account, it is achieved that the maximum benefit that recharge amount uses;
2, service data analysis module is set, customer charge is analyzed in real time, thus calculate in the next time period
Need supplement with money total cost, calculate every application service supplement with money day by day cost value and warning cost value, generate supplement plan rules with money,
On the one hand user can supplement with money according to supplementing total cost with money so that recharge amount, in a zone of reasonableness, facilitates and people
Property, on the other hand, every plan of setting supplements module with money according to described plan rules of supplementing with money, the financing account specified from user
In transfer corresponding fund, supplement with money on platform in every application service corresponding supplementing with money, it is ensured that every day is in every application
Certain amount of money is supplemented in service corresponding supplementing with money with money on platform;
3, arranging report generation module, user can be checked at any time by user side and supplement Capital Flow form with money, it is simple to use
Family management account;
The remaining sum situation of supplementing with money of the service real-time monitoring module every application service of monitoring 4, arranged, once application service
Supplementing remaining sum with money less than guarding against cost value, described service real-time monitoring module transfers fund in real time from the financing account that user specifies
Supplement with money on payment platform in application service corresponding supplementing with money, it is ensured that user can persistently use every application service, intelligence
Energy degree is high.
Accompanying drawing explanation
The invention will be further described to utilize accompanying drawing, but the embodiment in accompanying drawing does not constitute any limit to the present invention
System, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to obtain according to the following drawings
Other accompanying drawing.
Fig. 1 is the principle schematic of the present invention;
Fig. 2 is the structure connection diagram of the present invention.
Reference:
User side 10, server 20, delivery module 1, service data analysis module 2, successively decrease financing module 3, every plan
Supplement module 4, charging in real time module 40, service real-time monitoring module 5, report generation module 6, data base 7 with money.
Detailed description of the invention
The invention will be further described with the following Examples.
Seeing Fig. 1, Fig. 2, the convenience-for-people charging system of intelligence of the present embodiment, including for the user side 10 of user operation be
User side 10 provides the server 20 of service, and described user side 10 connects financing payment platform by server 20 and every supplements with money
Payment platform, described server 20 and user side 10, financing payment platform, every supplementing with money are received by network between payment platform
With send service information, described server 20 includes delivery module 1, service data analysis module 2, financing module 3, every of successively decreasing
Plan is supplemented module 4, charging in real time module 40 with money, is serviced real-time monitoring module 5, report generation module 6 and data base 7:
Described delivery module 1 is used for realizing user side 10, module 4 is supplemented in every plan with money, charging in real time module 40, form raw
Become the information transmission between module 6 and service data analysis module 2;
The service that described service data analysis module 2 is received from user side 10 by delivery module 1 please sum operation be remembered
Record, from data base 7, the history consumer record of all application services that user uses in one season of excavation, enters customer charge
Row is analyzed in real time, and expense recommendation is supplemented in generation with money, is sent to user side 10 by delivery module 1;Described customer charge is entered
Row is analyzed in real time, including the need calculated in next month supplement with money total cost, calculate every application service supplement with money day by day cost value and
Plan rules is supplemented in warning cost value, generation with money;
Described financing module 3 of successively decreasing connects user side 10 and financing payment platform, direct for fund user supplemented with money
The financing account that storage is specified to user;
Described every plan supplements module 4 with money for supplementing plan rules with money according to described, from the financing account that user specifies
Transfer corresponding fund, supplement with money on platform in every application service corresponding supplementing with money;
Described service real-time monitoring module 5 connects successively decrease financing module 3 and service data analysis module 2, is used for monitoring respectively
The remaining sum situation of supplementing with money of item application service, once the remaining sum of supplementing with money of application service is less than warning cost value, and described service is supervised in real time
Control module 5 sends instruction to charging in real time module 40 in real time, and charging in real time module 40 receives instruction, the financing account specified from user
Fund of transferring in family is supplemented with money on payment platform in application service corresponding supplementing with money;
Described report generation module 6 supplements Capital Flow form with money for generation, and according to user need pass through user side
Present and supplement Capital Flow form with money;
Described data base 7 is for storing the service request of user, operation note and history consumer record.
Wherein, supplementing plan rules described in money is: the concrete time that every day is specified by user side according to user answers every
Supplement with money with service, the fund of supplementing with money be set as service data analysis module calculate supplement cost value day by day with money.
Wherein, described user operation includes that basis is supplemented expense recommendation editor with money and supplemented fund with money, checks and supplement Capital Flow with money
Inquiry into balance is supplemented in form, every application service with money.
Wherein, described user side includes PC version user side, Android user side, IOS user side.
Wherein, described application service includes that prepaid mobile phone recharging, all-purpose card are supplemented with money, combustion gas is supplemented with money, charges for water and electricity are supplemented with money.
Wherein, total cost supplemented with money by described need is in previous multiple time period in every application service spending amount sort method
The summation of Maximum Amount, if total n item application service, i-th application service within a season by arranging from small to large
Spending amount collection is combined into { s (i)1,s(i)2…s(i)max, the most described need are supplemented the value of total cost S with money and are:
Last it should be noted that, above example is only in order to illustrate technical scheme, rather than the present invention is protected
Protecting the restriction of scope, although having made to explain to the present invention with reference to preferred embodiment, those of ordinary skill in the art should
Work as understanding, technical scheme can be modified or equivalent, without deviating from the reality of technical solution of the present invention
Matter and scope.
Claims (7)
- The most intelligent convenience-for-people charging system, is characterized in that, including the user side for user operation and provides service for user side Server, described user side connects financing payment platform and every payment platform of supplementing with money, described server and use by server Family end, financing payment platform, every supplementing with money are received by network between payment platform and send service information, described server bag Include delivery module, service data analysis module, module is supplemented in successively decrease financing module, every plan with money, charging in real time module, service are real Time monitoring module, report generation module and data base:Described delivery module is used for realizing user side, module is supplemented in every plan with money, charging in real time module, report generation module kimonos Information transmission between business data analysis module;Described service data analysis module receives the service request from user side and operation note by delivery module, from data Storehouse is excavated the history consumer record of all application services that user uses in previous multiple time period, customer charge is carried out reality Time analyze, and generate supplement expense recommendation with money, be sent to user side by delivery module;Described customer charge is divided in real time Analysis, including the need calculated in the next time period supplement with money total cost, calculate every application service supplement cost value and warning day by day with money Plan rules is supplemented in cost value, generation with money;Described financing module of successively decreasing connects user side and financing payment platform, is directly stored in use for fund user supplemented with money The financing account that family is specified;Described every plan supplements module with money for supplementing plan rules with money according to described, transfers phase from the financing account that user specifies The fund answered, supplements with money on platform in every application service corresponding supplementing with money;Described service real-time monitoring module for monitoring the remaining sum situation of supplementing with money of every application service, once the supplementing with money of application service Remaining sum sends instruction, charging in real time mould to charging in real time module in real time less than warning cost value, described service real-time monitoring module Block receives instruction, and fund of transferring from the financing account that user specifies is filled on payment platform in application service corresponding supplementing with money Value;Described report generation module supplements Capital Flow form with money for generation, and according to user need to be presented by user side fill Value Capital Flow form;Described data base is for storing the service request of user, operation note and history consumer record.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, described in supplement plan rules with money and be: every day presses Every application service is supplemented with money by the concrete time specified by user side according to user, and the fund of supplementing with money is set as that servicing data divides What analysis module calculated supplements cost value day by day with money.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, described user operation includes according to supplementing expense with money With recommendation editor supplement with money fund, check supplement Capital Flow form with money, inquiry into balance is supplemented in every application service with money.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, described user side include PC version user side, Android user side, IOS user side.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, described application service include prepaid mobile phone recharging, All-purpose card is supplemented with money, combustion gas is supplemented with money, charges for water and electricity are supplemented with money.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, described need supplement total cost with money for the most multiple The summation of the Maximum Amount in every application service spending amount sort method in time period.
- The convenience-for-people charging system of intelligence the most according to claim 1, is characterized in that, the one time period is one month.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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CN201610464188.4A CN106056370A (en) | 2016-06-23 | 2016-06-23 | Intelligent convenient recharge system |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
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CN201610464188.4A CN106056370A (en) | 2016-06-23 | 2016-06-23 | Intelligent convenient recharge system |
Publications (1)
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CN106056370A true CN106056370A (en) | 2016-10-26 |
Family
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Family Applications (1)
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CN201610464188.4A Pending CN106056370A (en) | 2016-06-23 | 2016-06-23 | Intelligent convenient recharge system |
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Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106779656A (en) * | 2016-11-22 | 2017-05-31 | 北京小米移动软件有限公司 | Recharge method and device |
CN107644341A (en) * | 2017-09-27 | 2018-01-30 | 深圳市鹏恒太空舱酒店设备有限公司 | The method and Sleeping capsule that a kind of Sleeping capsule payment is reminded |
CN109801058A (en) * | 2019-01-24 | 2019-05-24 | 四川长虹电器股份有限公司 | A kind of automatic fee method based on android system |
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CN105096188A (en) * | 2015-08-07 | 2015-11-25 | 武汉万江龙网络有限公司 | Financing system and financing method |
CN105550890A (en) * | 2016-02-15 | 2016-05-04 | 重庆昇鑫科技有限公司 | Intelligent business district management platform based on internet of things |
CN105590189A (en) * | 2015-12-14 | 2016-05-18 | 苏州天平先进数字科技有限公司 | Charging system and charging method thereof |
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Patent Citations (5)
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CN102385736A (en) * | 2010-08-27 | 2012-03-21 | 康佳集团股份有限公司 | Consumption statistic system for credit card and mobile phone with consumption statistic function of credit card |
CN104077663A (en) * | 2014-07-08 | 2014-10-01 | 信雅达系统工程股份有限公司 | Service processing method and system |
CN105096188A (en) * | 2015-08-07 | 2015-11-25 | 武汉万江龙网络有限公司 | Financing system and financing method |
CN105590189A (en) * | 2015-12-14 | 2016-05-18 | 苏州天平先进数字科技有限公司 | Charging system and charging method thereof |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
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CN106779656A (en) * | 2016-11-22 | 2017-05-31 | 北京小米移动软件有限公司 | Recharge method and device |
CN107644341A (en) * | 2017-09-27 | 2018-01-30 | 深圳市鹏恒太空舱酒店设备有限公司 | The method and Sleeping capsule that a kind of Sleeping capsule payment is reminded |
CN109801058A (en) * | 2019-01-24 | 2019-05-24 | 四川长虹电器股份有限公司 | A kind of automatic fee method based on android system |
CN109801058B (en) * | 2019-01-24 | 2022-06-03 | 四川长虹电器股份有限公司 | Android system-based automatic payment method |
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Application publication date: 20161026 |
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