CN106033584A - Bank card transaction method - Google Patents
Bank card transaction method Download PDFInfo
- Publication number
- CN106033584A CN106033584A CN201510099644.5A CN201510099644A CN106033584A CN 106033584 A CN106033584 A CN 106033584A CN 201510099644 A CN201510099644 A CN 201510099644A CN 106033584 A CN106033584 A CN 106033584A
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- China
- Prior art keywords
- bank card
- password
- transaction
- authentification
- card
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
A bank card transaction method is characterized in that a transaction bank card is separated from a password verification bank card. High convenience can be realized for the old persons who are unfamiliar with operation of an automatic transaction machine. Because the password verification bank card is separated from the transaction bank card, other person can do nothing after picking up the bank card.
Description
Technical field
The invention belongs to the technology of financial field.
Background technology
In current bank card business dealing, all need to input password and carry out authentication, but, the operation of automatic teller machine and cipher memory, there be difficulties involved when for part middle-aged and elderly people, this have impact on the popularization of bank card to a certain extent, the especially central and west regions of China, this situation generally exists, and uses passbook transaction, not only bank clerk pressure mountain is big, its transaction risk also transfer completely has arrived bank, and for business bank, major part is unwilling to invest, causing bank outlets few, the transaction waiting time is long.
Summary of the invention
Technical characteristic: by the bank card of one password authentification of bank card binding, during transaction, the former bank card can input password for safety, also password can be inputted, the latter's bank card is responsible for inputting password, after the latter's bank card completes the authentication of the former bank card, the former bank card needs machine transaction within the time limited, it is inconvenient that old people completes automatic teller machine operation, the bank card being responsible for input password can synchronously complete the command operating of withdraw funds, old people has only to insert bank card, automatic teller machine goes out money automatically according to the withdraw funds specified, move back card, complete transaction, the bank card of password authentification simply completes password authentification or withdraw funds instruction, conclude the business unrelated with the bank card account of password authentification, password can be bank card password, it can also be dynamic password.
Detailed description of the invention: embodiment 1: utilize dynamic password to complete checking, it is responsible for bank card binding mobile phone or the mailbox of password authentification, when needing transaction, the bank card holder being responsible for password authentification utilizes mobile phone or mailbox to send communication request, after receiving short message or Email, the checking password i.e. provided according to short message or Email completes the checking password of password authentification, short message or Email and only limits first use, and only effective within the regular hour.
Embodiment 2: the bank card holder of password authentification is unwilling to use the mode of binding mobile phone or E-mail address to complete password authentification, employing bank card password can also, but to safety, a preposition page is designed before Password Input, Password Input is i.e. selected to be the transaction of this card or be only only completed password authentification, selecting only to be only completed password authentification, subsequent page will not show any content of this card.
Such that make far away from father and mother thousands of miles away, also can pass through telephone contact, children complete password authentification, thus avoid being ignorant of automatic teller machine operation, and refuse to use bank card.
Claims (3)
- null1. a bank card transaction method，It is characterized in that: the bank card completing password authentification is separated with transaction bank card，The bank card of one password authentification of bank card binding，During transaction，The former bank card can input password for safety，Also password can not be inputted，The latter's bank card is responsible for inputting password，After the latter's bank card completes the authentication of the former bank card，The former bank card needs machine transaction within the time limited，It is inconvenient that old people completes automatic teller machine operation，The bank card being responsible for input password can synchronously complete the command operating of withdraw funds，Old people has only to insert bank card，Automatic teller machine goes out money automatically according to the withdraw funds specified，Move back card，Complete transaction，The bank card of password authentification simply completes password authentification or withdraw funds instruction，Conclude the business unrelated with the bank card account of password authentification，Checking password can be bank card password，It can also be dynamic password.
- 2. according to the bank card transaction method described in claim 1, described dynamic password verification is characterized in that: is responsible for bank card binding mobile phone or the mailbox of password authentification, when needing transaction, the bank card holder being responsible for password authentification utilizes mobile phone or mailbox to send communication request, after receiving short message or Email, the checking password i.e. provided according to short message or Email completes the checking password of password authentification, short message or Email and only limits first use, and only effective within the regular hour.
- 3. according to the bank card transaction method described in claim 1, described bank card password checking is characterized in that: for safety, a preposition page is designed before Password Input, Password Input is i.e. selected to be the transaction of this card or be only only completed password authentification, selecting only to be only completed password authentification, subsequent page will not show any content of this card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510099644.5A CN106033584A (en) | 2015-03-07 | 2015-03-07 | Bank card transaction method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510099644.5A CN106033584A (en) | 2015-03-07 | 2015-03-07 | Bank card transaction method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106033584A true CN106033584A (en) | 2016-10-19 |
Family
ID=57149647
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510099644.5A Pending CN106033584A (en) | 2015-03-07 | 2015-03-07 | Bank card transaction method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106033584A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113259869A (en) * | 2021-05-18 | 2021-08-13 | 中国银行股份有限公司 | Old people bank branch counter business handling method and device based on 5G message |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101452616A (en) * | 2007-12-03 | 2009-06-10 | 北京银融科技有限责任公司 | Self service telling method and system |
| CN102054316A (en) * | 2009-11-06 | 2011-05-11 | 中国银联股份有限公司 | Bank card transaction method and system for performing password authentication through mobile phone |
| CN202502534U (en) * | 2012-01-16 | 2012-10-24 | 深圳一卡通新技术有限公司 | Bank card payment system based on mobile phone confirmation password |
| CN104143237A (en) * | 2014-04-22 | 2014-11-12 | 汪风珍 | Bank cards with mutual control capacity |
-
2015
- 2015-03-07 CN CN201510099644.5A patent/CN106033584A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101452616A (en) * | 2007-12-03 | 2009-06-10 | 北京银融科技有限责任公司 | Self service telling method and system |
| CN102054316A (en) * | 2009-11-06 | 2011-05-11 | 中国银联股份有限公司 | Bank card transaction method and system for performing password authentication through mobile phone |
| CN202502534U (en) * | 2012-01-16 | 2012-10-24 | 深圳一卡通新技术有限公司 | Bank card payment system based on mobile phone confirmation password |
| CN104143237A (en) * | 2014-04-22 | 2014-11-12 | 汪风珍 | Bank cards with mutual control capacity |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113259869A (en) * | 2021-05-18 | 2021-08-13 | 中国银行股份有限公司 | Old people bank branch counter business handling method and device based on 5G message |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161019 |