CN106022889A - Transaction platform system capable of searching, selecting and paying - Google Patents

Abstract

The invention relates to a transaction platform system capable of searching, selecting and paying. The transaction platform system comprises a registering module, a quotation querying module, a selecting module and a transaction module. Each country uploads bank account holders. The bank account holders can be registered in a payable platform transaction system, thereby obtaining user IDs. The bank account holder can perform payment of cash to domestic and foreign other bank account holders by means of the unique ID. The bank account holders can perform querying and selection on the quotation. The selected quotation sum is ensured as a bank automatically freeze the fund and perform payment after service. The transaction platform system can facilitate the user, and the user can realize in-time payment at any place in the world through the unique user ID. The user can perform price inquiry in a transparent manner, thereby saving cost. File printing is not required, and a positive influence is performed on the environment. Market development by a supplier is facilitated.

Description

A kind of trading platform system that can search for, select and pay the bill

Technical field

The present invention relates to networking technology area, particularly relate to a kind of transaction that can search for, select and pay the bill Plateform system.

Background technology

Along with developing rapidly of society, people can produce various demand, such as: enterprise needs recruitment Employee, and a lot of job applicant is earnestly finding suitably work；Some medical institutions need to open up a market Find client, and enterprise is employee's health check-up finding the medical institutions being suitable for；Party in request is being found properly Product, and supplier is exploiting market by every means, even if both sides have reached cooperation purpose, supplier Worrying to deliver product, party in request can not pay the problem that payment for goods etc. is like this on time.

How a kind of trading platform system searched for easily, select and pay the bill is provided, has just become urgent solution Problem.

Summary of the invention

It is an object of the invention to provide a kind of trading platform system easily and effectively searched for, select and pay the bill, Solve the search that people run in work and life, the problem selecting and paying the bill.

A kind of trading platform system that can search for, select and pay the bill, described one can search for, selects and pays The transaction platform system of money System includes Registering modules, request for quote module, selects module and transaction modules, and various countries upload its bank Account holder, bank account holder registers in the described platform transaction system paid the bill, it is thus achieved that user ID, fund just can be paid other banks of home and overseas by its unique ID by bank account holder Account holder；Quotation can be inquired about and select by bank account holder, selected bid amount It is guaranteed, because bank's meeting this amount of money of automatic stay, and make loans after service is provided.

Preferably, the bank account holder uploaded can register as company, and corporation account at least needs There are 4 users.

Preferably, the bank account holder uploaded can register as individual, and personal account need to have one Individual user.

Preferably, in on-line pricing selection course, when quotation exists profit potential conflict, described transaction is put down This can be identified and point out user by platform system.

Preferably, corporation account holder can relate to employee and this member of use company bank account Private Banking's account of work.

Preferably, corporation account holder can set up connection with other branch companies, affiliate, office System, shares information and carries out right and authorize, and examines right including fund.

Preferably, described corporation account at least includes operational department user, Finance Department user, HR user, OK Political affairs portion user, operational department user is responsible for listing the service item that company provides, also be responsible for drawing up a price list or Receive inquiry, be also responsible for the quotation of other clients is inquired about；Finance Department user is responsible for obligating funds to company Other departments and ratify the quotation selected by other departments, also are responsible for before bank loan simultaneously Fund is ratified；HR portion user is responsible for the recruitment of company personnel, pays according to the approval of Finance Department Employee compensation；Administration department user is responsible for the administration of corporate activity.

Preferably, described trading platform system is by the day-to-day operations activity of company and fund or bank of company account Expenditure/the income at family connects.

Preferably, agreeing to through user, the contra of this user may require that the direct confirmation of associated user.

Preferably, agreeing to through respondent, user can carry out assets and liabilities online investigation to it.

Preferably, hospital can receive the reservation of patient, and doctor and patient are it can be seen that these are pre- About, after once confirming that patient, doctor show up, doctor can list the inspection project that patient needs to carry out, Patient can check the project that the requirement that doctor lists checks.

Preferably, patient can be by the quotation of described trading platform system search project and reservation feelings Condition.

Preferably, when supplier provides commercial discount, if user wants to carry out joint purchase, Yong Huke To inquire other users.

Preferably, user can select other users, confirms when other users are eligible, described user Other users are made loans.

Preferably, user can select other users to receive Scheduled Flight reminder announced, and other users include Kinsfolk, friend, pick hotel.

Preferably, user can select other users to receive total marks of the examination or other notices.

Preferably, when user buys aircraft Bed linens, user a few days ago can surf the Net buying in boarding, boarding Time payment just can receive article aboard.

Preferably, user can apply for one by visa and the predetermined air ticket of request for utilization before going abroad in advance SIM, visa is received by described trading platform system, and air ticket is by described transaction platform system Unite predetermined.

Preferably, can authorize other users of alignment when personal user has a holiday, other users being authorized to The function of mandate can be exercised.

Preferably, receipt can be checked by security personnel by user or its corporate mobile device, receipt Without printing.

Preferably, personal user applies for a visa period, the fund that user is held by described trading platform system As guarantee, when only personal user leaves this country, just can make loans.

Preferably, clean remittance for the proceeds can be settled accounts between subbranch of bank user online.

Preferably, by the ID of medical assistance company, described trading platform system may search for accepting The hospital of medical assistance.

Preferably, by sharing expense/receipt at described trading platform system, medical care practitioner can be online Submitting claim application to, therefore hospital and personal user are without filling in claim list the most again to medical assistance machine Structure submits invoice to, can directly issue invoice to medical assistance mechanism.

Preferably, government's account at least has operational department user, Finance Department user, HR user and administration department Four users of user, and different department can be by account duplication at least four user；Government is in each state Family all set up an account, then primary account at least 4 users, primary account be difference department or The different account creations of government organs replicate account, and government department runs as corporation account, but It is that the fund that different government departments receive can be credited to prevailing governmental account of treasury, after account of treasury again Appropriating a sum for its spending to these departments, these government departments may only use the appropriation of government.

The present invention brings following beneficial effect:

(1) the convenient present invention can provide the user facility, and user only need to be by unique ID Just can be in prompt payment all over the world.Therefore, it is no longer necessary to bank card or need Routing Number/must be defeated Enter account, the tradition of individual's name etc. transfers accounts mode.Transfer accounts in time and support ATM, online or bank is existing Gold is transferred accounts, and which further enhances convenience.After obtaining individual consent, user can obtain from related side Directly confirmation/file.

(2) transparent user can be inquired the price to other users in a transparent manner, and all users are permissible Browsing the quotation received, therefore anyone cannot intervene quotation simultaneously.These functions may be used for government Account, strengthens the transparency and clean government's property.Because all records and decision such as quotation select all to stay shelves, with For future reference read, this transparency also strengthening management and high standard parasexuality.Additionally, the auditor of Finance Department user Label also contributes to improve the transparency and accountability, less corruption.

(3) cost-effective can inquire the price in a transparent manner due to user, they can cost-effective, Obtain income, contribute to stablizing of work and carry out.Due to Payment Methods and user the most easily Being in together under a umbrella, cost of transferring accounts will be greatly reduced further, economizes on user costs.Save Cost becomes use income, improves its overall living standard.

(4) the positive impact huge on environment

Because major part transaction and file all can be by processing on line of the present invention, therefore without mimeograph documents. As long as being ready, use In sharing anyone, therefore they are no longer necessary to mimeograph documents.In addition to can sharing file, User can also be from Direct confirmation is obtained at other users.Such as: visa/License Proxy can directly obtain from bank online Obtain file.Therefore, Be no longer necessary to through bank print and affix one's seal by the statement of bank stamp.Paper and acquisition is saved for user Time.

(5) development due to company and government department's inner transparent and corrupt reduces, and taxpayer pays Tax have good grounds, This contributes to social development.Cost reduces, income increase also can encourage investment, therefore can increase the world each The job opportunity of state is also Promote that it develops.

(6) it is that supplier exploits market

One of challenge providing product or service to international or strange native client is exactly product or service friendship Whether can protect after Fuing Card receives payment.Because the payment of all quotations reached in the present invention is the most guaranteed, so this eliminates Delivered product or service After can not receive the risk and uncertainty of payment.Having had this guarantee, the cross-border expansion in market is held the most very much Yi Liao, so Society can obtain better quality products at good values, and supplier also can additional income simultaneously.

(7) preferably security control

Because people can retrieve its crime in local scope and international coverage after obtaining my agreement Record, this is easy to And without too many cost, so background proof procedure can be more perfect, more thorough.Because can be by this Invention directly confirms, So the responsible investigation of company can be easier to, cost is lower.Associated user can by the present invention easily altogether Enjoy stakeholder's row Table, such as: flight dangerous person's list can easily be shared by airline/government organs, and by user Decide whether to allow to be somebody's turn to do Enter Deng personage.In view of foregoing, the present invention can provide more preferable security control, protection person peace Entirely.

Accompanying drawing explanation

Fig. 1 is the registration schematic diagram of the described trading platform system that can pay the bill quotation.

Fig. 2 is the described trading platform system that can pay the bill quotation and invoicing payment schematic flow sheet.

Fig. 3 is that the described trading platform system that can pay the bill is drawn a bill and make loans schematic diagram.

Fig. 4 is the schematic diagram of corporation account.

Fig. 5 is the organization chart of government's account of treasury.

Fig. 6 is the schematic diagram paying Fine for parking.

Fig. 7 administration department carries out administrative schematic diagram.

Fig. 8 is the flow chart of background check.

Fig. 9 is the flow chart of health check-up.

Detailed description of the invention

Below in conjunction with the accompanying drawings the present invention is described further: the Penveel occurred in specification and drawings Refer to a kind of trading platform system paid the bill of the present invention.

A kind of trading platform system that can search for, select and pay the bill include Registering modules, request for quote module, Select module and friendship Easily module, various countries upload its bank account holder, bank account holder described pay the bill flat Platform transaction system is registered, it is thus achieved that ID, and bank account holder just can be by fund by its unique ID Pay other bank account holders of home and overseas；Quotation can be looked into by bank account holder Asking and select, selected bid amount is guaranteed, because bank's meeting this amount of money of automatic stay, and Make loans after service is provided.

The present invention is applicable to the most all banks, can be used for the inquiry of business transaction, processes and pay the bill.Nothing The business of opinion bank Whether extend over the entire globe, bank all can enter at described trading platform system after the terms and conditions of satisfied agreement Row registration, then this bank is positioned at the office/branch of country variant its client just can upload to this transaction On plateform system.Once completing uploading and registering of client all over the world, client just can carry out paying immediately Money/gathering.After being positioned at branch's interpolation client's list of country variant, client just can register.Once Succeeding in registration, quotation just can be inquired about in other users registered by these bank clients；No matter body Place where, all can carry out pay down or the reception of fund.

The bank account holder uploaded can register as company, and corporation account at least needs 4 User.

The bank account holder uploaded can register as individual, and personal account need to have a user.

The several bank account holder opened an account at country variant and user can transfer accounts by ID Or immediate payment, payment includes transferring accounts in the world, and non-required Routing Number/account/International Banks account Tradition is transferred accounts.Where no matter it is in, as long as account-holder confirms buying on the mobile apparatus, other people Its ID just can be used to do shopping all over the world.

The personal information such as the registrable physical address of personal user, telephone number, the most registrable its of company comprises Company director and shareholder are in interior information.Then, these account holders just can be by money by its unique ID Item immediate payment is to other account holders of home and overseas.

In on-line pricing selection course, when quotation exists profit potential conflict, described trading platform system can This is identified and user is pointed out.Such as: the director of selected company is also the director of inquiry company Time, this can be identified and point out user by this trading platform system.

Corporation account holder can relate to employee and the individual of this employee of use company bank account Bank account.

Corporation account holder can set up contact with other branch companies, affiliate, office, shares Information also carries out right and authorizes, and examines right including fund.After using bank account to register, company Just can set up with the branch company of its home and overseas, commission agent and co-contractor and contact.When setting up contact, Company need to select whether this branch company is whole family company, parent company, or an only branch company or conjunction Make partner or co-partnership company.Then authority can be assigned to be positioned at and set up connection all over the world with it by corporate user Other branch companies, commission agent or the affiliate of system.The authority assigned comprises the steps that approval quotation and props up The authority paid the bill；Only there is the authority checked；Lack of competence only sets up contact；Check that some chooses information Authority；Other authority.The affiliate setting up contact can be hospital, medical rescue company or share loyalty The really airline of plan.

Described corporation account at least includes that operational department user, Finance Department user, HR user, administration department use Family, operational department user is responsible for the service item that the company that lists provides, also is responsible for drawing up a price list or receiving inquiry Valency, is also responsible for inquiring about the quotation of other clients；Finance Department user is responsible for other portions of the company that obligates funds to Door and the quotation selected by other departments is ratified, also be responsible for before bank loan fund simultaneously Ratify；HR portion user is responsible for the recruitment of company personnel, pays employee's work according to the approval of Finance Department Money；Administration department user is responsible for the administration of corporate activity.

1. operational department user is responsible for the service item that the company that lists provides, visible to other companies and individual. It also is responsible for drawing up a price list or receiving inquiry, such as simultaneously:

Academic institution--list course project and the expense of each course project that academic institution provides；Receive Apply for and participate in the screening to applicant.

Airline--list flight and admission fee；Flight reservation is managed.

Visa agencies--list visa type and price；Visa applicant is verified and screens.

Product and price are listed in supermarket；Present the bill to client.

Government department lists service item, product (licence, impose a fine, license etc.) and price.

Operational department user also is responsible for inquiring about the quotation of other clients, and therefore, completing this responsibility needs Want the participation of company's procurement team.

The function of operational department user depends on the core business of its company.The responsibility of all operational department users is Upload provided product or service item and to popular visible price catalogue.They mainly receive phase Close the request of service, and present the bill after service is provided.Customer database is also managed by operational department user Reason, the student of such as academic institution, the passenger of airline and the client of every other company.According to The difference of business department, the function of operational department user is as follows:

(1) operational department of visa mechanism user

The user of visa mechanism can receive the visa application of different user.When personal user applies for a visa, can Upper transmitting file, it is possible to quote other IDs and directly confirm.Such as, visa mechanism can be directly from silver Row receives statement or directly receives the company HR portion user confirmation to employee's employment state Yu income.Example again As, personal asset can be confirmed by visa mechanism by local government agency or title deed for land office.Therefore Applying for a visa period, applicant is stamped the statement of bank's seal without submitting.

Visa operational department user also can receive at the described trading platform system paid the bill and carry out bioassay Reservation.

If signing and issuing state to require, individual need to sign and issue visa premise for a number of fund as guarantee fund, These freezings of funds are got up by bank, and this link is a link of visa application, and in the time of regulation Carry out deblocking of funds, as leave sign and issue state after thaw immediately.

(2) operational department of airline user

Operational department of airline user can upload popular visible flight and admission fee catalog, it is possible to uploads The canteen of airline With inventory.Therefore, personal user can carry out following behaviour on the described trading platform system paid the bill Make:

Airline reservation, selection canteen, seat, excess luggage etc.；

Select otherOn can receive flight more fresh information, the household of personal user, Peng Youhuo The hotel in residence can look into See the departure time of this user, the time of advent, delay time at stop etc.；

Commodity used in the commercially available flight course in arbitrary sky before taking off.When selecting to buy commodity, The amount of money needed for bank freezing commodity, and when personal user checks in, this amount of money is made loans to boat Empty company, then personal user receives this commodity when boarding；

The magazine that airline provides can be read before taking off；

Operational department user uploads has risk staff list of absconding, and forbids these personnel's airplane.Also This list can be shared with other affiliates.

(3) operational department of mobile network service supplier user

Personal user can by use signed and issuedThe visa that receives andOn The air ticket subscribed, applies for a SIM card before leaving premise.The service of airport destination can be supplied by they Answer business to inquire about, before leaving this country, then apply for a SIM card, and indicate the size of SIM, Such as nano card, micro sim card etc..Taking off SIM expense after applying for successfully immediately, personal user can carry Before receive phone number, other users can be shared with.

Personal user also can purchase data traffic bag in advance, only when personal user checks in, and button Fetch data the expense of flow bag.After personal user arrives at airport, it is only necessary to show passport and just can obtain SIM.

The most payable bill of personal user, from Information Mobile Service, supplier buys service.

(4) medical centre operational department user

Medical centre operational department user can upload service project, the health check-up provided such as hospital, vaccination Deng.Company can be Staffing associated subscription, such as health check-up and vaccination before registration.

Personal user can be that individual's consultation of doctors arranges reservation.When completing the consultation of doctors, the amount of money freezed is made loans by bank To hospital.Doctor can check their subscription time table, and the consultation of doctors of whether coming patient confirms. After completing to confirm, doctor can beSelecting the inspection project carried out in advance, then personal user can look into Seeing these inspection project and total costs, personal user even can inquire about in the medical treatment that other charges are relatively low The heart.

After completing to check, personal user existsNotified.

Medical centre can be set up with medical rescue company and contact, in order to personal user is to accepting medical rescue Medical centre is inquired about.

When personal user preengages the consultation of doctors/other services, the operational department user of medical centre checks personal user Medical insurance project and the maximum dollar amount that undertaken.So, when presenting the bill to personal user, only open doctor Treat the amount of money that relief company undertakes in advance.The amount of money that the online statement of personal user is drawn up and the service provided Confirming, therefore personal user and medical centre (hospital) all need not fill in reimbursement form.Meanwhile, Personal account can be at itIn account, all receipts are carried out soft copy.

(5) operational department of academic institution user

Such as other operational department user, operational department of academic institution user uploads course project and expense.Can lead to Expense (including the visa of studying abroad expense of International Students ') is offered by the quotation that crossing visa mechanism provides.

Agreeing to through student, visa company can beUpper directly logical from academic institution's acquisition student enrollment Know book.Other users also can receive the academic institution's direct confirmation for student personal user.

Personal user can beUpper application academic institution.Academic institution can preserve on Penveel All applications submitted and the screening criteria used.Student can set up with academic institution and contact, its side Formula sets up, with employee, the mode contacted such as company.During application, student provides the use of guardian or guarantor Family ID.

No matter anyone is in where, all can pay tuition fee by using its people ID and student number for student And other expenses needed for academic institution.One Ge Renjinxu academic institution ID and of student Number, no matter in where, the world, pay down all can be carried out.

Operational department of academic institution user also receives the request proving personal user's science situation, at warp After personal user agrees to, these proofs are sent to related side, mainly background check personnel.

If student wishesOn receive school report, operational department of academic institution user can beOn announce results.Student also can list expectation and see other users of total marks of the examination, such as monitoring People.

(6) hotel operating portion user

Hotel operating portion user can upload their room, canteen, beverage and other prices, above letter Breath can to other users See.

Personal user can beReserving hotel, the then required amount of money paid of bank freezing, and Should during generation expense The amount of money is made loans to hotel, i.e. guest stays at an inn period, and its rent is made loans to hotel every day by bank, and other Expense, as food, The expenses such as laundry, just collect during generation, and hotel presents the bill to user, and personal user receives the notice of expense, Then password is passed through Confirm on their mobile devices.

Hotel operating portion user can be its personnel that arrange work according to the work of personal user, as cleaned the room, Laundry etc..

If there is cooperation in hotel and airline or other mechanisms, then personal user when closing the account, Phase will be automatically obtained The mileage integration answered.Hotel operating portion user can receive the notice of Flight Information and guest state, and premise is Guest wishes so, Especially require that hotel carries out the guest picked.

Personal user can check the landscape outside its room selected and this room before reservation.

(7) government-run portion user

Government-run portion user can upload provided service item, as handled licence and license.Individual User also can submit phase Close and require or quote another user that can directly confirm, such as bank.

Government-run portion user also can upload stake personnel's list, as wanted criminal, bail out personnel and Although user has pre- Order right but the personnel of plane ticket booking can not be carried out.

(8) operational department of local authority user

No matter user is in where, all can prop up immediately by using service supplier ID and personal account number Pay one's bill.Such as, The user being positioned at Singapore can pay the electricity charge list of the U.S. for oneself or other people immediately.

Personal user, without paying parking ticket on parking meter, can be carried out on Penveel Pay.On-line payment After completing, software will update in showing special time period the data base having driven penalty note vehicle.These data Storehouse is to relevant governmental machine Structure is visible, and this mechanism can stop vehicle on the way according to database auditing inquiry.If a vehicle is not Occur in list, Then show out penalty note, then this car will be imposed a fine, schematic diagram such as Fig. 6.

(9) banking operational department user

Receive confirmation request, then send confirmation.Provide the user loan, help user to invest.

Through the agreement of personal user, the asset-liabilities of user's home or overseas are inquired about.

The offer service of hedging.

Application (such as loan) to submitting is audited.

?On the exchange rate is updated.

(10) ownership transfer is made loans

User may select other users, confirms the performance of concerns, such as proprietary rights before making loans Transfer the possession of.Such as, Time payment in house, counterparty is optional allow its lawyer after ownership transferCarry out Make loans.User also may select a background check company, and the assets first being had user before are carried out Confirming, then before making loans, ownership transfer is successively carried out by the lawyer of this background check company of family and user Confirm.Hereafter, user proposes to register to relevant departments Request.

(11) other operational department user

Other operational department user as in all, except upload service project and price, receiving quotation, is carried out Outside inquiry, also carry For delivery service item.User can do shopping, pay down, and goods in transit delivery requirement.

(12) security personnel

Supermarket security personnel can check the data base of recent bought articles in exit, because user mobile phone can To store receipt, protect Peace personnel can check receipt, all receipts by the mobile device of personal user or its company such as panel computer According to without printing.

2. Finance Department user

Finance Department user is responsible for obligating funds to company operation portion, HR portion and administration department, and to above-mentioned three departments Selected quotation is ratified.It also is responsible for before bank loan, fund being ratified simultaneously.

Finance Department user can be that operational department, HR portion and three users of administration department make a budget, and carries out inquiry sheet Approval, and before bank loan, invoice is ratified.

Surplus capital can directly be thrown to bank by Finance Department user, it is possible to proposes short-term to bank or borrows for a long time The request of money.Before throwing fund to bank, Finance Department user can confirm with other branch companies, confirms They are the need of fund.

Auditor evaluates function: Finance Department user has the label of entitled " auditor's label ", can lead to Cross this label to authorize auditor and check power.Finance Department user adds auditorial Email, then audits Member receives login password on its Email.After login, corporation account just can be checked also by auditor Generate report.Finance Department user also needs to add the Email of auditor manager, and this manager can receive To the record that auditor is movable, content that i.e. auditor is checked when logging in and the report that generated etc.. When relating to government department's item, auditor-general exercises this function.

3. administration department user

Administration department user is responsible for the administration of corporate activity.They receive at employee plane ticket subscribe, Hotel reservation, Courier Service and the request applied for a visa, then carry out the inquiry of price.Subsequently at wealth Subscription option is selected before ratifying by business portion user.

Employee has two accounts, personal account, a company/account working.Personal account is used for institute The individual purchase situation having, and corporation account is used for exercising corporation responsibility, is also used for proposition business expenditure Request.By corporation account, employee can submit business visa application, plane ticket, reserving hotel of going on business And the request of express delivery, flow chart such as Fig. 7.

4.HR portion user

HR portion user is responsible for the recruitment of company personnel, pays employee compensation, to member according to the approval of Finance Department Employment state and the wage income of work confirm, natural law of asking for leave employee is managed, and can be at wealth After the approval of business portion, immediate payment employee asks for leave the deserved wage of natural law.

(1) personnel recruitment

When having recruitment needs, company performs the quotation flow process of accompanying drawing 2, then specifies a recruitment proxy machine Structure.But recruitment agency May select when mechanism offers in one the fixing amount of money of report or quotation and comprise retention fund, the retention fund person of finger Work is in agreed period When company holds a post, company pays the expense of recruitment agency.Once choosing quotation, bank just freezes Retention fund and quotation The amount of money.Recruitment agency is that the applicant that can search for state scans for Employment.Only there is finger The recruitment generation of fixed quotation Applicant can be scanned for by reason mechanism, and they can check the contact method of applicant, and according to respectively The individual quotation connection specified It is a number of applicant.When company chooses the quotation of band retention fund clause, the reservation of such amount of money Take the reservation in regulation Held by bank in time limit.Retention fund can produce certain interest during this period, and department of making a public possession is all.Application Person signs with company and employs After contract, recruitment agency will receive the Flat Amount in quotation.Company, recruitment agency and Obtain the application of position Person is after described trading platform system completes to confirm, the amount of money held just is made loans to recruitment agency by bank Company.Use through tripartite After family confirms, draw a bill according to accompanying drawing 3 and flow process of making loans is made loans.

Arrange interview--after recruitment agency determines candidate, company HR portion user can be arranged candidate Interview.HR portion Manager also can invite other relevant managers to have an interview, and selected applicant need to be carried out really by all interviewers Recognize.Interview record can obtain in corporate user's account, and after choosing suitable candidate, HR portion user can Perform the background check to candidate, Physical Examination.

Background check--HR portion user can be inquired about by the company that backgrounds is investigated by quotation flow process, Striving for the most online should The agreement of the person of engaging, through applicant or the public affairs agreed to and find backgrounds to investigate by similar flow process of employee After department, recruit company Just at described trading platform system, applicant can be carried out background check.Its flow chart such as Fig. 8.

Health check-up--HR portion user is specified in a medical treatment by quotation flow process after obtaining the agreement of applicant online The heart, enters applicant Row health check-up, company only carries out the health check-up of state's laws permission to applicant.Applicant checks UP reservation. HR portion user also can arrange new employee's vaccination, and idiographic flow is as follows.HR portion user also can arrange employee (such as pilot) carries out making regular check on of necessity, flow chart such as Fig. 9.

(2) employee compensation is paid

After operational department user and Finance Department user approval, the payable employee compensation of HR portion user.

(3) (all users) is authorized

Its responsibility can be licensed to other users before asking for leave on described trading platform system by user online.With Beginning of asking for leave is filled at family Date and Close Date, and select subordinate user by its unique ID, then click on " mandate ".Subordinate User receive one close Code, this password is effective in the period of asking for leave of authorized user, and during this period, subordinate user can exercise and entrust to His all responsibilities. Donor may select whether period of asking for leave receives notice.

(4) employee is added company database

The personal account of corporation account with company personnel can be coupled together by HR portion user.These are acknowledged a debt Company data is listed at family in Storehouse, so, employee just can beGo on business air ticket, application business visa request, and Reimbursement voucher is provided, The most payable employee compensation of company, etc..

(5) data base that asks for leave is safeguarded

The HR portion user data base that can ask for leave employee safeguards, can ask for leave in showing 1 year natural law, employee Please natural law and remaining natural law of asking for leave.

(6) employee's employment state and income are confirmed

When employee has the demand confirming its employment state and income, it is true that HR portion user has been responsible for these Recognize.Such as, employee is worked as When applying for a visa, visa mechanism is also a user of described trading platform system, can give the HR of company Portion user sends confirmation person Work employment state and the request of income.

Other users on described trading platform system also can send confirmation request.

The HR portion user of company also can receive the request that background check personnel send, and request provides previous employee Employment certificate.

5. employee

Once the approval through HR portion becomes company personnel, just can obtain salary, it is possible to submit on platform Invoice/receipt is carried out Reimbursement.Employee will be assigned to different departments according to different functions.Employee can be by using same electronics Mail and password login are to personal account or corporation account.When signing in personal account, employee can use individual Fund in people's bank account, can inquire about quotation, and pay personnel expense money.

Described trading platform system is by the day-to-day operations activity of company and fund or the expenditure of company's bank account / income connects.Such as: the plane ticket booking of airline and its bank account are associated；And hospital suffers from Person's reservation and arrangement are also with account system in its bank or fund line.

Agreeing to through user, the contra of this user may require that the direct confirmation of associated user.Such as: When personal user applies for a visa, visa agency may require that bank provides the bank statement of personal user, The income situation of assessment user.During bid, auditor can confirm company's wealth by this trading platform system Business form.Background check personnel can be to confirm human quality situation to university on direct-on-line.Through being investigated After people agrees to, background check personnel can directly obtain this people previous conviction at country variant.Buy wealth Before product/assets, user can carry out contract investigation.Before payment, insurance company can obtain confirmation on line Information, such as police report.

Agreeing to through respondent, user can carry out assets and liabilities online investigation to it.User can be led to The equity structure crossing contract investigation and company investigates its debt and Assets.

Hospital can receive the reservation of patient, and doctor and patient are it can be seen that these are preengage, once After confirming that patient, doctor show up, doctor can list the inspection project that patient needs to carry out, and patient is permissible Check the project that the requirement that doctor lists checks.

Patient can be by the quotation of described trading platform system search project and reservation situation. When supplier provides commercial discount, if user wants to carry out joint purchase, user can inquire that other are used Family.

User can select other users, confirms that, when other users are eligible, described user is to other users Make loans.Such as: One user may select the lawyer specified, and this lawyer is the user of the described trading platform system paid the bill, Make loans after certain condition such as property transfer completes.

User can select other users to receive Scheduled Flight reminder announced, other users include kinsfolk, Friend, pick hotel.

User can select other users to receive total marks of the examination or other notices.Such as: personal user is permissible Selection company receives notice.Student can select a user list, as its guardian receives total marks of the examination Or other selected notices.

When user buys aircraft Bed linens, user can before boarding or the most several days online buying, during boarding Payment just can receive article aboard.

User can apply for a SIM card by visa and the predetermined air ticket of request for utilization before going abroad in advance, signs Card is received by described trading platform system, and air ticket is predetermined by described trading platform system. User may search for the local service supplier of airport of destination, applies for SIM, may require that SIM Size, such as: nano, compact SIM card etc..Once applying for, the expense of SIM charges to this use immediately Family account, and personal user can receive its phone number in advance and inform other users.Individual also may be used Its account just can be charged to time this expense only has user's boarding to purchase packet in advance.When arriving at airport, Individual only need to show passport, can obtain SIM.

Can authorize other users of alignment when personal user has a holiday, other users being authorized to can exercise The function authorized.Personal user indicates it and has a holiday beginning and Close Date, is selected by the unique ID of oneself Personal user also clicks on " mandate ", and selected subordinate can receive an ID for login and password, This ID and password are effective in authorized user has a holiday period.In this period, other users being authorized to can All functions specified with enforcement.The personal user authorized can select to receive notice during the absence of.

Receipt can be checked by security personnel by user or its corporate mobile device, and receipt is without printing. Company or supermarket security personnel can check the data base of recent bought articles in exit, because user mobile phone Can store receipt, security personnel can pass through personal user or the mobile device such as panel computer of its company Checking receipt, all receipts are without printing.

Personal user apply for a visa period, the fund that user is held by described trading platform system as guarantee, When only personal user leaves this country, just can make loans.

Clean remittance for the proceeds can be settled accounts online between subbranch of bank user.

By the ID of medical assistance company, described trading platform system may search for the assistance that is medically treated Hospital.

By sharing expense/receipt at described trading platform system, medical care practitioner can submit claim online to Application, therefore hospital and personal user send out to the submission of medical assistance mechanism without filling in claim list the most again Ticket, can directly issue invoice to medical assistance mechanism.

Applicant can search for by described trading platform system in recruitment mechanism.Only may search for oneself It is labeled as can search for the personal user of state, is only specified by company, after selecting its quotation such as company, recruit Mechanism is engaged just to may search for applicant.Unappropriated recruitment mechanism only may search for and checks applicant's Qualification.Selected recruitment mechanism may search for and check qualification, select front 6 applicants and check this 6 All contact methods of name applicant.

Described trading platform system can retain all information of buying every time, including: search condition, such as: How to search for quotation, by country or product, or scanned for by specific word.Search many results；We The company inquired the price and the company not inquired the price；The quotation received；Selected quotation, the use making one's options and examining Family；The invoice received and the user of examination & approval invoice. But, once applicant is designated, and in special time period such as 6 months, applicant will be unable to searched Arrive.

Recruitment--user can confirm that interview attendance, such as: the employee serving as interviewer can be online Confirm attendance, it is also possible to the applicant selected by confirmation.Information includes: can retain in hiring process All information；The applicant having an interview；The quotation flow process in each stage, as specified recruitment mechanism, the back of the body Scape investigator etc.；Background check result；The health check-up carried out；Contract accepts situation.

Academic institution will announce recent graduate's inventory, be available for recruiting mechanism and check.This inventory only shows Raw student number, qualification and date of graduation.The recruiter specified in quotation flow process can check this inventory.

The same with company, government's account at least has operational department user, Finance Department user, HR user and row Four users of political affairs portion user, and different department can be by account duplication at least four user.Government is often Individual country all sets up an account, then primary account at least 4 users, and primary account is difference portion The different account creations of door or government organs replicate account, and government department runs as corporation account, But, the fund that different government departments receive can be credited to prevailing governmental account of treasury, after account of treasury Appropriating a sum for its spending to these departments again, these government departments may only use the appropriation of government.Government Account of treasury and organizational structure such as Fig. 6 of different department/mechanism.

The announcement of book and teaching according to the above description, those skilled in the art in the invention can also be to upper State embodiment mode to change and revise.But, the invention is not limited in above-mentioned being embodied as Mode, every those skilled in the art on the basis of the present invention done any conspicuously improved, Replace or modification belongs to protection scope of the present invention.Although additionally, it is special to employ some in this specification Fixed term, but these terms are merely for convenience of description, and the present invention does not constitute any restriction.

Claims (25)

1. the trading platform system that can search for, select and pay the bill, it is characterised in that: described one can Search, select and the trading platform system paid the bill include Registering modules, request for quote module, select module and Transaction modules, various countries upload its bank account holder, bank account holder described pay the bill flat Platform transaction system is registered, it is thus achieved that ID, and fund just can be paid by bank account holder by its unique ID To other bank account holders of home and overseas；Quotation can be inquired about and select by bank account holder Selecting, selected bid amount is guaranteed, because bank's meeting this amount of money of automatic stay, and clothes are being provided Make loans after business.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levying and be: the bank account holder uploaded can register as company, corporation account at least needs 4 Individual user.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levying and be: the bank account holder uploaded can register as individual, personal account need to have a user.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levy and be: in on-line pricing selection course, when there is profit potential conflict in quotation, described trading platform system This can be identified and user is pointed out.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levy and be: corporation account holder can relate to the employee of use company bank account and the individual of this employee People's bank account.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levy and be: corporation account holder can set up contact with other branch companies, affiliate, office, altogether Enjoy information and carry out right and authorize, examining right including fund.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 2, it is special Levy and be: described corporation account at least includes that operational department user, Finance Department user, HR user, administration department use Family, operational department user is responsible for the service item that the company that lists provides, also is responsible for drawing up a price list or receiving inquiry, It is also responsible for the quotation of other clients is inquired about；Finance Department user be responsible for other departments of the company that obligates funds to and Quotation selected by other departments is ratified, also is responsible for before bank loan fund is ratified simultaneously； HR portion user is responsible for the recruitment of company personnel, pays employee compensation according to the approval of Finance Department；Administration department user It is responsible for the administration of corporate activity.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levy and be: described trading platform system by the day-to-day operations activity of company and fund or company's bank account Go out/take in connect.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, it is special Levy and be: agreeing to through user, the contra of this user may require that the direct confirmation of associated user.

A kind of trading platform system that can search for, select and pay the bill the most according to claim 1, its It is characterised by: agreeing to through respondent, user can carry out assets and liabilities online investigation to it.

11. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: hospital can receive the reservation of patient, and doctor and patient are it can be seen that these are preengage, After once confirming that patient, doctor show up, doctor can list the inspection project that patient needs to carry out, Huan Zheke To check the project that the requirement that doctor lists checks.

12. a kind of trading platform systems that can search for, select and pay the bill according to claim 11, its It is characterised by: patient can be by the quotation of described trading platform system search project and reservation situation.

13. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Being characterised by: when supplier provides commercial discount, if user wants to carry out joint purchase, user can ask Ask other users.

14. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: user can select other users, confirms that, when other users are eligible, described user is to it He user makes loans.

15. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: user can select other users to receive Scheduled Flight reminder announced, and other users include family Member, friend, pick hotel.

16. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: user can select other users to receive total marks of the examination or other notices.

17. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Being characterised by: when user buys aircraft Bed linens, user a few days ago can surf the Net buying in boarding, pays during boarding Money just can receive article aboard.

18. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: user can apply for a SIM card by visa and the predetermined air ticket of request for utilization before going abroad in advance, Visa is received by described trading platform system, and air ticket is predetermined by described trading platform system.

19. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Being characterised by: can authorize other users of alignment when personal user has a holiday, other users being authorized to are permissible Exercise the function authorized.

20. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Be characterised by: receipt can be checked by security personnel by user or its corporate mobile device, receipt without Print.

21. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Be characterised by: personal user apply for a visa period, the fund that user is held by described trading platform system as Guarantee, when only personal user leaves this country, just can make loans.

22. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: clean remittance for the proceeds between subbranch of bank user, can be settled accounts online.

23. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Being characterized by the ID of medical assistance company, described trading platform system may search for being medically treated The hospital of assistance.

24. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its Being characterized by sharing expense/receipt at described trading platform system, medical care practitioner can submit to online Claim application, therefore hospital and personal user submit to medical assistance mechanism without filling in claim list the most again Invoice, can directly issue invoice to medical assistance mechanism.

25. a kind of trading platform systems that can search for, select and pay the bill according to claim 1, its It is characterised by: government's account at least has operational department user, Finance Department user, HR user and administration department user Four users, and different department can be by account duplication at least four user；Government is all provided with in each country A vertical account, then primary account at least 4 users, primary account is different department or government organs Different account creations replicate account, government department runs as corporation account, but, different political affairs The fund that mansion department receives can be credited to prevailing governmental account of treasury, dials to these departments after account of treasury again Money is paid wages for it, and these government departments may only use the appropriation of government.