CN106022781A - Consumption service system with mobile phone number as real name authentication and application method thereof - Google Patents
Consumption service system with mobile phone number as real name authentication and application method thereof Download PDFInfo
- Publication number
- CN106022781A CN106022781A CN201610408086.0A CN201610408086A CN106022781A CN 106022781 A CN106022781 A CN 106022781A CN 201610408086 A CN201610408086 A CN 201610408086A CN 106022781 A CN106022781 A CN 106022781A
- Authority
- CN
- China
- Prior art keywords
- account
- real
- name
- business
- phone number
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4012—Verifying personal identification numbers [PIN]
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
Abstract
The invention discloses a consumption service system with a mobile phone number as real name authentication, comprising an account management system, a service management system, a telecommunication settlement system, a telecommunication support system and a plurality of system terminals; the system terminals are connected to the telecommunication support system through a telecommunication network; the telecommunication support system is in communication connection with the account management system, the service management system and the telecommunication settlement system; the account management system comprises a user account management system, an enterprises account management system, an account permission management module and a mobile phone number real name authentication judgment module; the service management system is used for realizing service content management matching user permission or enterprise permission; the telecommunication system is used for managing accounts of the service of the user or the enterprise and performing finance settlement in a mode of deduction in telephone expense. The consumption service system and the application method of the invention are advantageous in that, a universal consumption service system is established, which can be connected to consumption and services in various industries and realize efficient integration of the real time authentication service.
Description
Technical field
The present invention relates to consumption service integrated system, be specifically related to a kind of consumption service system with phone number as real-name authentication.
Background technology
Along with anti-terrorism and the needs of social safety, the service used by system of real name certification is needed to get more and more, but due to city
There is drop between field degree of recognition and national policy, enterprise unilaterally carries out system of real name service and has difficulties, and by strengthening political affairs
Mansion supervision then can increase substantially supervision cost, inefficient, for user, enterprise and regulatory authorities tripartite
Do not form a benign cycle or interactive；Further, since lack a general service consumption with real-name authentication the
Tripartite's integrated platform or integrated system, the system of real name certification account of certain industry cannot use in another one industry, and needs
User is repeatedly performed some identical system of real name certifications, adds the conflict psychology of user, and for above-mentioned reasons, system of real name is recognized
The service development of card also exists great difficulty；On the other hand, the life of people exists some individuals card, the such as electricity charge
Card, combustion gas payment card etc.；Although various cards bring conveniently to the life of people, but along with the kind of card and number
Increasing of amount, different card number accounts is difficult to remember, and brings a certain degree of inconvenience the most also to the use of people；Again
Person, although having the Third-party payment platform such as wechat or Alipay that user can be made to consume without band cash at present, but this is put down
There is, for system of real name certification, the problem that the degree of association is more weak in platform, and such third-party platform depends on network, notifies for user
Promptness there is blind area；Therefore, set up one based on system of real name certification that there is versatility, the consumption of cash-free consumption
Accounting & Service System is the most necessary.
Summary of the invention
For the deficiency in the presence of prior art, the invention provides a kind of consumption service with phone number as real-name authentication
System and application process.
For achieving the above object, present invention employs following technical scheme:
A kind of consumption service system with phone number as real-name authentication, comprise be connected by communication the most two-by-two account management system,
Business management system and telecommunications settlement system；Also comprise telecommunication operation support system and some system terminals；Described system terminal with
Telecommunication operation support system is connected by communication network；Described telecommunication operation support system respectively with account management system, operational control system
System and telecommunications settlement system are connected by communication, and are used for recording and transmit All Activity information, command information or telephone expenses statistical information；
Described account management system comprises user account management system, business account manages system, for configuring user account authority
Or the account authority management module of business account authority and the phone number real name that is provided with real-name authentication phone number interval recognize
Card judge module, to realize judging the real-name authentication of registration phone number；Described business management system is used for realizing coupling
The business tine management of user right or enterprise's authority；Described telecommunications settlement system is used for managing the handled industry of user or enterprise
The account of business, and carry out financial settlement with the telephone expenses form of deducting fees；Described telecommunication operation support system, account management system, business
Management system and telecommunications settlement system all include server.
Further, described system terminal comprises smart mobile phone, panel computer, individual PC or kiosks, is used for
Log in correspondence system webpage or corresponding A PP be installed to enter consumption service system.
Further, described telecommunications settlement system also comprises the telecommunication system interface machine for docking with Unionpay platform, it is achieved
Unionpay's buckle reimbursement docks and complementation with telephone expenses button reimbursement function.
Further, described telecommunications settlement system also comprises crypto module, and the identity validation in time deducting fees is to ensure to pay
Safety.
Further, described telecommunication operation support system also comprises telecommunication call module, for entering the phone number of user account
Row dial-up or SMS notification, to realize the functions such as auxiliary real-name authentication, Notice Of Transactions, service reminder.
The invention allows for a kind of consumption service systematic difference method with phone number as real-name authentication, comprise following step
Rapid and method:
A, registration consumption service systematic account；Register method: enter the register interface of consumption service system at system terminal,
With phone number registration user account name or business account name, described phone number is through the reality acquired in identity card registration application
Name certification phone number；
After B, account management system judge the phone number that phone number is real-name authentication, corresponding configuration user account or enterprise
The classification authority of account, and complete user account name or the registration of business account name；
C, the user account name using registration or enterprise account name enter consumption service system；
D, enter after consumption service system with business account name: the business tine of enterprise is edited and safeguards；Described
Business tine comprises name of product, product picture and/or the description of product, quantity purchase, service name, Service Description, service
Time, production unit cost or service price；When enterprise needs with enterprise's name transacting business, then select product or the clothes of correspondence
Business is ordered；
Enter after consumption service system with user account names, carry out the business handling being correlated with, i.e. select the product needed for ordering or
Service；
By business management system by correspondence when E, business account or user account confirm consumption or service order and confirm payment
Transaction Information is sent to the telecommunications system of deducting fees to carry out telephone expenses and deducts fees, and the corresponding amount of money is filled with the business account name of order；Work as words
Expense is deducted fees when having failed, then fully deducted fees interchanger by telecommunication system interface machine or remaining sum in addition to telephone expenses is deducted fees；
F, in step D, enterprise uses the real-name authentication information of consumption service system as user at the real-name authentication of enterprise
Information, the real-name authentication repeated to avoid user to carry out when handling different types of business.
Further, described phone number, in addition to through identity card registration real-name authentication, also comprises telephone expenses consumption statistics authenticating party
Method, for assisting the behavioural information confirming client.
Further, business account is taken in consumption real-name authentication information and the user of enterprise by ID (identity number) card No. association user
The user account name of business system so that user only can complete to need the different types of business of real-name authentication by user account
Handle.
Compared to prior art, there is advantages that
(1), by the phone number of system of real name certification as carrier, establish the consumption service system of versatility, can couple not
Consumption of the same trade or service, it is achieved that the high effective integration of real-name authentication service；
(2), disbursement and sattlement make use of ready-made telecommunications settlement system, it is not necessary to extra system of withholing of setting up, cost-effective；With
Time, facilitate user and enterprise to achieve cashless transactions；
(3), not depending solely on network, it is possible to notify user more timely, safety is the highest.
Accompanying drawing explanation
Fig. 1 is system composition and the logical blocks figure of application of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawings and the technical scheme in the present invention is further illustrated by embodiment.
As it is shown in figure 1, the present invention proposes a kind of consumption service system with phone number as real-name authentication, comprise successively two
Two account management systems being connected by communication, business management system and telecommunications settlement system；Also comprise telecommunication operation support system and some
System terminal；Described system terminal is connected by communication network with telecommunication operation support system；Described telecommunication operation support system is respectively
Be connected by communication with account management system, business management system and telecommunications settlement system, be used for recording and transmit All Activity information,
Command information or telephone expenses statistical information, embody whole system composition and application logic nattily in order to directly perceived in Fig. 1, eliminate
Line between telecommunication operation support system and business management system and telecommunications settlement system；Described account management system comprises user
Account management system, business account manage system, for configuring the account authority pipe of user account authority or business account authority
Manage module and be provided with the phone number real-name authentication judge module that real-name authentication phone number is interval, to realize registration hands
The real-name authentication of plane No. code judges；Described business management system comprises service authority management module, is used for realizing mating user
The business tine management of authority or enterprise's authority；Described telecommunications settlement system is for managing user or institute of enterprise transacting business
Account, and carry out financial settlement with the telephone expenses form of deducting fees；Described telecommunication operation support system, account management system, operational control
System and telecommunications settlement system all include server.
Described system terminal comprises smart mobile phone, panel computer, individual PC or kiosks, is used for logging in corresponding system
System webpage or installation corresponding A PP are to enter consumption service system.
Described telecommunications settlement system also comprises the telecommunication system interface machine for docking with Unionpay platform, it is achieved Unionpay's buckle moves back
Money docks and complementation with telephone expenses button reimbursement function.
Described telecommunications settlement system also comprises crypto module, and the identity validation in time deducting fees is to ensure paying safety.
Described telecommunication operation support system also comprises telecommunication call module, for the phone number of user account is carried out dial-up
Or SMS notification, to realize the functions such as auxiliary real-name authentication, Notice Of Transactions, service reminder.
The invention allows for a kind of consumption service systematic difference method with phone number as real-name authentication, comprise following step
Rapid and method:
A, registration consumption service systematic account；Register method: enter the register interface of consumption service system at system terminal,
With phone number registration user account name or business account name, described phone number is through the reality acquired in identity card registration application
Name certification phone number；
After B, account management system judge the phone number that phone number is real-name authentication, corresponding configuration user account or enterprise
The classification authority of account, and complete user account name or the registration of business account name；
C, the user account name using registration or enterprise account name enter consumption service system；
D, enter after consumption service system with business account name: the business tine of enterprise is edited and safeguards；Described
Business tine comprises name of product, product picture and/or the description of product, quantity purchase, service name, Service Description, service
Time, production unit cost or service price；When enterprise needs with enterprise's name transacting business, then select product or the clothes of correspondence
Business is ordered；
Enter after consumption service system with user account names, carry out the business handling being correlated with, i.e. select the product needed for ordering or
Service；
By business management system by correspondence when E, business account or user account confirm consumption or service order and confirm payment
Transaction Information is sent to the telecommunications system of deducting fees to carry out telephone expenses and deducts fees, and the corresponding amount of money is filled with the business account name of order；Work as words
Expense is deducted fees when having failed, then fully deducted fees interchanger by telecommunication system interface machine or remaining sum in addition to telephone expenses is deducted fees；
F, in step D, enterprise uses the real-name authentication information of consumption service system as user at the real-name authentication of enterprise
Information, the real-name authentication repeated to avoid user to carry out when handling different types of business.
It should be noted that the dotted arrow in Fig. 1 is merely representative of the consumption service system structure that applying step finally acts on,
Not representative of data flow to.
Described phone number, in addition to through identity card registration real-name authentication, also comprises telephone expenses consumption statistics authentication method, for auxiliary
Help the behavioural information confirming client.
Business account by ID (identity number) card No. association user the real-name authentication information of enterprise and user in consumption service system
User account name so that user only can complete to need the different types of business handling of real-name authentication by user account, keeps away
Exempt from user and remember the different real-name authentication account that miscellaneous service is corresponding.
It addition, personal characteristic information can be passed to enterprise by consumption service system or service supplying party by user, it is simple to enterprise
Or service supplying party service can be provided pointedly；And enterprise or service supplying party can be by article or product information by disappearing
Expense service system passes to user, it is simple to user can select product or service, beneficially enterprise or service to supply more convenient, intuitively
The achievement giving the corresponding business of side improves.
Finally illustrating, above example is only in order to illustrate technical scheme and unrestricted, although with reference to the most real
Execute example the present invention has been described in detail, it will be understood by those within the art that, can be to the technical side of the present invention
Case is modified or equivalent, and without deviating from objective and the scope of technical solution of the present invention, it all should be contained in the present invention
Right in the middle of.
Claims (8)
1. the consumption service system with phone number as real-name authentication, it is characterised in that comprise communication phase the most two-by-two
Account management system, business management system and telecommunications settlement system even；Also comprise telecommunication operation support system and some
System terminal；Described system terminal is connected by communication network with telecommunication operation support system；Described telecommunications supports
System is connected by communication with account management system, business management system and telecommunications settlement system respectively, for record and
Transmission All Activity information, command information or telephone expenses statistical information；Described account management system comprises user's account
Family management system, business account manage system, for configuring user account authority or the account of business account authority
Authority management module and be provided with the phone number real-name authentication judge module that real-name authentication phone number is interval,
To realize the real-name authentication of registration phone number is judged；Described business management system is used for realizing mating user
The business tine management of authority or enterprise's authority；Described telecommunications settlement system is used for managing user or enterprise is done
The account of reason business, and carry out financial settlement with the telephone expenses form of deducting fees；Described telecommunication operation support system, account pipe
Reason system, business management system and telecommunications settlement system all include server.
A kind of consumption service system with phone number as real-name authentication the most according to claim 1, it is characterised in that
Described system terminal comprises smart mobile phone, panel computer, individual PC or kiosks, is used for logging in correspondence
System webpage or installation corresponding A PP are to enter consumption service system.
A kind of consumption service system with phone number as real-name authentication the most according to claim 1 and 2, its feature
Being, described telecommunications settlement system also comprises the telecommunication system interface machine for docking with Unionpay platform, it is achieved
Unionpay's buckle reimbursement docks and complementation with telephone expenses button reimbursement function.
A kind of consumption service system with phone number as real-name authentication the most according to claim 3, it is characterised in that
Described telecommunications settlement system also comprises crypto module, and the identity validation in time deducting fees is to ensure paying safety.
A kind of consumption service systematic difference method with phone number as real-name authentication, its
It is characterised by, comprises the steps of and method:
A, registration consumption service systematic account；Register method: enter the register interface of consumption service system at system terminal, with
Phone number registration user account name or business account name, described phone number is through the real name acquired in identity card registration application
Certification phone number；
After B, account management system judge the phone number that phone number is real-name authentication, corresponding configuration user account or enterprise's account
The classification authority at family, and complete user account name or the registration of business account name；
C, the user account name using registration or enterprise account name enter consumption service system；
D, enter after consumption service system with business account name: the business tine of enterprise is edited and safeguards；Described industry
Business content comprises name of product, product picture and/or the description of product, quantity purchase, service name, Service Description, service
Time, production unit cost or service price；When enterprise needs with enterprise's name transacting business, then select product or the clothes of correspondence
Business is ordered；
After entering consumption service system with user account names, carry out the business handling being correlated with, i.e. select the product needed for ordering
Product or service；
By business management system by corresponding friendship when E, business account or user account confirm consumption or service order and confirm payment
Easily information is sent to the telecommunications system of deducting fees and carries out telephone expenses and deduct fees, and the corresponding amount of money is filled with the business account name of order；Work as telephone expenses
Deduct fees when having failed, then by telecommunication system interface machine interchanger fully deducted fees or remaining sum in addition to telephone expenses is deducted fees；
F, in step D, enterprise uses the real-name authentication information of consumption service system to believe at the real-name authentication of enterprise as user
Breath, the real-name authentication repeated to avoid user to carry out when handling different types of business.
A kind of consumption service systematic difference method with phone number as real-name authentication, its feature exists
In: described phone number, in addition to through identity card registration real-name authentication, also comprises telephone expenses consumption statistics authentication method, for auxiliary
Help the behavioural information confirming client.
7. a kind of consumption service systematic difference method with phone number as real-name authentication as described in claim 5 or 6, it is special
Levy and be: business account by ID (identity number) card No. association user the real-name authentication information of enterprise and user in consumption service system
User account name so that user only can complete to need the different types of business handling of real-name authentication by user account.
A kind of consumption service system with phone number as real-name authentication the most according to claim 1 and 2, it is characterised in that:
Described telecommunication operation support system also comprises telecommunication call module, for the phone number of user account is carried out dial-up or short
Letter notice, to realize the functions such as auxiliary real-name authentication, Notice Of Transactions, service reminder.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610408086.0A CN106022781A (en) | 2016-06-08 | 2016-06-08 | Consumption service system with mobile phone number as real name authentication and application method thereof |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610408086.0A CN106022781A (en) | 2016-06-08 | 2016-06-08 | Consumption service system with mobile phone number as real name authentication and application method thereof |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106022781A true CN106022781A (en) | 2016-10-12 |
Family
ID=57090152
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610408086.0A Pending CN106022781A (en) | 2016-06-08 | 2016-06-08 | Consumption service system with mobile phone number as real name authentication and application method thereof |
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| CN (1) | CN106022781A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107292511A (en) * | 2017-06-20 | 2017-10-24 | 成都海地云信息技术有限公司 | ERP method and system based on cloud computing and big data technology |
| CN110782602A (en) * | 2019-11-13 | 2020-02-11 | 北京三快在线科技有限公司 | Resource transfer method, device, system, equipment and storage medium |
| CN111553658A (en) * | 2020-04-28 | 2020-08-18 | 好活（昆山）网络科技有限公司 | Platform user registration method and device, electronic equipment and storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN1655163A (en) * | 2005-03-04 | 2005-08-17 | 戴云天 | Method for realizing groat on-line payment by combination of internet and personal communication short message service |
| US20090029702A1 (en) * | 2006-04-04 | 2009-01-29 | Gmedia Corporation | System and Method for Collecting and Analyzing User Information |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107292511A (en) * | 2017-06-20 | 2017-10-24 | 成都海地云信息技术有限公司 | ERP method and system based on cloud computing and big data technology |
| CN110782602A (en) * | 2019-11-13 | 2020-02-11 | 北京三快在线科技有限公司 | Resource transfer method, device, system, equipment and storage medium |
| CN111553658A (en) * | 2020-04-28 | 2020-08-18 | 好活（昆山）网络科技有限公司 | Platform user registration method and device, electronic equipment and storage medium |
| CN111553658B (en) * | 2020-04-28 | 2022-08-09 | 好活（昆山）网络科技有限公司 | Platform user registration method and device, electronic equipment and storage medium |
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Application publication date: 20161012 |