CN106022771A - Automatic charged value activation method of IC card - Google Patents
Automatic charged value activation method of IC card Download PDFInfo
- Publication number
- CN106022771A CN106022771A CN201610367741.2A CN201610367741A CN106022771A CN 106022771 A CN106022771 A CN 106022771A CN 201610367741 A CN201610367741 A CN 201610367741A CN 106022771 A CN106022771 A CN 106022771A
- Authority
- CN
- China
- Prior art keywords
- account
- card
- user
- money
- charging
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
Abstract
The invention discloses an automatic charged value activation method of an IC card. The method is applied in an automatic charging signed transfer platform. After binding among a user, a bank card and the IC card in the system is finished, an automatic charging function of the user and the bank card is activated so that the system can realize automatic charging of the IC card. Firstly a charging capital account, a user account and a user bank account which correspond with the IC card are acquired. Then whether a contact signing relationship among the charging capital account, the user account and the user band account exists is determined. If yes, the charged value activation states of the user account and the user band account are modified to activated, and other related information is correspondingly modified and stored. The automatic charged value activation method is applied in the automatic charging signed transfer platform. The automatic charged value activation method can realize automatic charged value activation of the user and the bank card which are bound with the IC card. Furthermore the automatic charging signed transfer platform can realize automatic charging on the IC card.
Description
Technical field
The present invention relates to communication technical field, especially relate to automatically filling of a kind of IC-card
Value Activiation method.
Background technology
At will society and expanding economy, in order to preferably serve numerous citizen, various supplements with money
Card is already present in the life of people, such as bus IC card.This IC-card has information
The basic functions such as storage, information inquiry, transaction payment, but cash can not be extracted.People
In use, needing to supplement IC-card with money, it is less to supplement site when of but more with money,
Time of supplementing with money is also limited, if missing the time of supplementing with money or not supplementing site with money, the most not
Can supplement with money.Furthermore due to the development of nowadays computer, occur in that online automatic value-charging system
System, can set up account and password to IC-card in charging system to everyone, and user will be from
Own IC-card is bound with bank card, then could supplement with money by IC-card.But work as bank card
After binding with IC-card, in order to ensure safety, do not have automatically after IC-card and bank card binding
The function supplemented with money, in addition it is also necessary to the bank card of this user carries out the activation of automatic value-charging, can
Realize IC-card is carried out automatic value-charging.
Summary of the invention
It is an object of the invention to propose the automatic value-charging Activiation method of a kind of IC-card, it can solve
Certainly the automatic value-charging automatic value-charging of IC-card in plateform system of transferring accounts activates problem.
In order to achieve the above object, the technical solution adopted in the present invention is as follows:
The invention provides the automatic value-charging Activiation method of a kind of IC-card, the method is applied to certainly
Dynamic supplementing with money is transferred accounts in plateform system, including:
S1: obtain according to IC-card number and supplement gold account with money corresponding to IC-card, and fill described in judging
Value gold account whether have activation authority, when described supplement with money gold account have activation authority time, perform
S2；
S2: obtain corresponding user account according to user profile, then in contract signing relationship table
Inquire about described user account and supplement whether gold account exists contract signing relationship, as described user with money with described
There is contract signing relationship with described gold account of supplementing with money in account, then performs next step；Described user's account
Family refers to the electronic account that user is set in banking system；Described contract signing relationship table is used for depositing
The information of the contract signing relationship storing up user account and supplement gold account with money；
S3: that inquires about described user account supplements state of activation with money, when supplementing with money of described user account
State of activation is un-activation, performs S4；
S4: the described state of activation of supplementing with money supplementing the user account that gold account is contracted with money is revised as
Activate and preserve.
Preferably, step S21 is also included between described step S2 and step S3: according to bank
Card information obtains user's bank account, and inquires about described user's bank account in contract signing relationship table
And described supplement with money gold account between whether there is contract signing relationship, if exist, then perform next step.
Preferably, described step S4 also includes supplementing, by described, user's silver that gold account is contracted with money
The state of activation of supplementing with money of row account is revised as activating and preserving.
Preferably, described user profile includes user's name, passport NO. and type of credential.
There is advantages that the method is applied to automatic value-charging signing and transfers accounts platform
In system, complete the user bound in IC-card and bank card thereof are carried out automatically by the method
The activation supplemented with money, in order to complete the automatic value-charging of IC-card.
Accompanying drawing explanation
Fig. 1 is the method flow diagram that the present invention provides an embodiment.
Detailed description of the invention
Below, in conjunction with accompanying drawing and detailed description of the invention, the present invention is described further:
As it is shown in figure 1, the automatic value-charging Activiation method of a kind of IC-card provided by the present invention is
A kind of automatic value-charging for IC-card that the automatic value-charging signing of IC-card is transferred accounts in plateform system swashs
Activating method.When user needs to supplement IC-card with money, first have to stick into IC-card with bank
Row binding, then needs to stick into line activating can carry out supplementing IC-card with money to what this was supplemented with money.
This automatic value-charging signing fund transfer system carries out data interaction by bank interface and banking system.Should
IC-card can be Canton All-in-Card card, it is also possible to be mass transit card, or other has bankcard consumption and fills
The convenience-for-people card of value function.
When IC-card is supplemented with money by needs, first have to activate the charging function of IC-card, then hold
Row following steps:
(1) automatic value-charging signing plateform system of transferring accounts initializes, and sets up the prison of network service
Listen port, start listening port, wait the connection of bank client, if bank client has even
Connect, then accept connection, otherwise continue to intercept its network port.Automatic value-charging signing is transferred accounts platform
System is provided with the listening port of network service, continues the company of interception system and bank client
Connect, when there being connection, can carry out processing relevant business.
(2) create vocational work thread and be connected with bank client foundation, receive silver simultaneously
The activation message that row client sends.Set up the connection of system and bank client, then accept
Bank client sends the activation message of coming.Here message be in the communications field two it is set
Between the data cell that interacts and transmit, that is to say a data block, it not only includes being wanted
Data to be sent, also include that other are according to some Rule Informations set by communication protocol.
(3) resolve activation message and message length, message data territory, authentication code etc. are carried out
Legitimacy certification.As legal, proceed next step, otherwise according to the type of error occurred,
Judge whether to need to return to bank client, the most then perform the 7th step, otherwise exit.
Owing to a lot of uncertain problem of the existence of communication link is to causing the mistake of message, therefore right
Message carries out the checking of legitimacy, such as message length, message data territory, authentication code etc.
No that meet communication protocol defined, if meeting, then illustrate that this message is errorless, if not meeting,
Illustrate that mistake occurs in this message, and judge this type of error, then see bank to be returned to
Client error information.
(4) built-in message is activated according to IC-card built-in message protocol generation.Work as bank client
Set up with system after being connected, so that it may sent the activation message of IC-card by corresponding agreement,
This message potentially includes such as IC-card essential information, as card number, type of card etc. some
Essential information, also includes such as user account information and user's bank account information.
(5) the Activiation method interface calling IC-card carries out activation manipulation, then obtains and activates report
The internal text string generation of literary composition activates built-in message.Call Activiation method interface to complete IC is filled
Value activation manipulation, then sends out when the result of binding being packaged into corresponding message after success
Go.Here Activiation method interface be i.e. IC-card supplement Activiation method with money.
The automatic value-charging Activiation method of this IC-card includes:
S1: obtain according to IC-card and supplement gold account with money corresponding to IC-card, and judge that this supplements gold with money
Whether account has activation authority.When this supplement with money gold account have activation authority time, then perform next step
Operation.Described gold account of supplementing with money refers to that described IC-card is transferred accounts plateform system in automatic value-charging signing
Electronic account corresponding in.
S2: obtain corresponding user account according to user profile, then in contract signing relationship table
Inquire about this user account and supplement whether gold account exists contract signing relationship with money；If user account with supplement with money
When gold account exists contract signing relationship, then perform next step operation.If certainly this user account with fill
There is not contract signing relationship in value gold account, then does not bind between explanation user and IC-card, then
Not exist and supplement activation with money.This contract signing relationship table is for storing supplementing with money corresponding to IC-card
CAMEL-Subscription-Information between gold account and user account.In other words tie up with user when IC-card
After Ding, in contract signing relationship table, just storage has the supplementing with money between gold account and user account of IC-card
CAMEL-Subscription-Information.Described user profile at least includes user's name, passport NO. and type of credential,
User account refers to the electronic account that user is offered in banking system.
Furthermore, this step S2 also including, the bank card information according to user obtains user bank
Account, and in contract signing relationship table inquire about user's bank account and supplement with money gold account between whether deposit
In contract signing relationship, when user's bank account and supplement with money and there is contract signing relationship between gold account, perform
Next step operation.This bank card information includes user profile and bank's card number etc..And described user
Bank account is the binding relationship for preserving between user account and bank card, user bank account
Family and the CAMEL-Subscription-Information supplementing gold account with money are also stored in described contract signing relationship table.When user, silver
After row card, IC-card three binding, corresponding to user account, user's bank account and IC-card
The contract signing relationship information supplemented with money between gold account is stored in described contract signing relationship table.
S3: check whether this user account and user's bank account are in and supplement state of activation with money, if
No, then perform S4.Wherein, after user, bank card are bound with IC-card, in addition it is also necessary to
Corresponding user account and user's bank account are supplemented with money activation, IC can be realized
The automatic value-charging function of card.
S4: that revises user account supplements state of activation with money for activate；Amendment user's bank account
Supplement state of activation with money for activate, then preserve active information.In systems by user account
And the state of activation of supplementing with money of user's bank account is revised as activating, other letters of corresponding amendment
Cease and preserve.
(6) when supplementing with money after activation manipulation completes, the signing of this automatic value-charging is transferred accounts plateform system
Can obtain and supplement the successful information of activation with money and generate activation built-in message.This activation built-in message is
A kind of message of data is transmitted, including active information, and according to interior in this supplements fund transfer system with money
Portion's message protocol verifies the legitimacy of this activation built-in message, as legal, then continues next step,
Otherwise according to the type of error occurred, it may be judged whether need to return to bank client, if then,
Perform the 7th step, if otherwise exiting.Wherein built-in message agreement this be a kind of communication protocol.
(7) it is combined into, according to outside message protocol, the message that this bank client is capable of identify that,
And send to bank client.It is combined into message according to communication protocol, is sent to bank client
End, to the result of bank client feedback operation.
(8) preserve and exit.
For a person skilled in the art, can technical scheme as described above and structure
Think, make other various corresponding changes and deformation, and all these changes and deformation
Within all should belonging to the protection domain of the claims in the present invention.
Claims (4)
1. an automatic value-charging Activiation method for IC-card, the method is applied to automatic value-charging and transfers accounts
In plateform system, it is characterised in that including:
S1: obtain according to IC-card number and supplement gold account with money corresponding to IC-card, and fill described in judging
Value gold account whether have activation authority, when described supplement with money gold account have activation authority time, perform
S2；
S2: obtain corresponding user account according to user profile, then in contract signing relationship table
Inquire about described user account and supplement whether gold account exists contract signing relationship, as described user with money with described
There is contract signing relationship with described gold account of supplementing with money in account, then performs next step；Described user's account
Family refers to the electronic account that user is set in banking system；Described contract signing relationship table is used for depositing
The information of the contract signing relationship storing up user account and supplement gold account with money；
S3: that inquires about described user account supplements state of activation with money, when supplementing with money of described user account
State of activation is un-activation, performs S4；
S4: the described state of activation of supplementing with money supplementing the user account that gold account is contracted with money is revised as
Activate and preserve.
2. the automatic value-charging Activiation method of IC-card as claimed in claim 1, it is characterised in that
Step S21 is also included: obtain according to bank card information and use between described step S2 and step S3
Family bank account, and in contract signing relationship table, inquire about described user's bank account and described supplement gold with money
Whether there is contract signing relationship between account, if existing, then performing next step.
3. the automatic value-charging Activiation method of IC-card as claimed in claim 2, it is characterised in that
Described step S4 also includes supplementing supplementing with money of gold user's bank account of being contracted of account with money by described
State of activation is revised as activating and preserving.
4. the automatic value-charging Activiation method of IC-card as claimed in claim 1, it is characterised in that
Described user profile includes user's name, passport NO. and type of credential.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610367741.2A CN106022771A (en) | 2016-05-27 | 2016-05-27 | Automatic charged value activation method of IC card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610367741.2A CN106022771A (en) | 2016-05-27 | 2016-05-27 | Automatic charged value activation method of IC card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106022771A true CN106022771A (en) | 2016-10-12 |
Family
ID=57092244
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610367741.2A Pending CN106022771A (en) | 2016-05-27 | 2016-05-27 | Automatic charged value activation method of IC card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106022771A (en) |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1744646A (en) * | 2004-08-30 | 2006-03-08 | 华为技术有限公司 | System and method for providing charging payment business in telecommunication network |
| CN101595501A (en) * | 2007-01-31 | 2009-12-02 | 冲电气工业株式会社 | Electronic money charging system, electronic money are supplemented issuance management system and electronic money business system with money |
| CN102568095A (en) * | 2010-12-20 | 2012-07-11 | 中国移动通信集团山东有限公司 | Smart card recharging method and system and device utilizing same |
| CN103186851A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Electronic payment system based on cloud data processing technology |
-
2016
- 2016-05-27 CN CN201610367741.2A patent/CN106022771A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1744646A (en) * | 2004-08-30 | 2006-03-08 | 华为技术有限公司 | System and method for providing charging payment business in telecommunication network |
| CN101595501A (en) * | 2007-01-31 | 2009-12-02 | 冲电气工业株式会社 | Electronic money charging system, electronic money are supplemented issuance management system and electronic money business system with money |
| CN102568095A (en) * | 2010-12-20 | 2012-07-11 | 中国移动通信集团山东有限公司 | Smart card recharging method and system and device utilizing same |
| CN103186851A (en) * | 2011-12-30 | 2013-07-03 | 上海博泰悦臻电子设备制造有限公司 | Electronic payment system based on cloud data processing technology |
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| PB01 | Publication | ||
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| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161012 |