CN106022738A - Two-dimensional code safety payment method, terminal, and system - Google Patents

Two-dimensional code safety payment method, terminal, and system Download PDF

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Publication number
CN106022738A
CN106022738A CN201610390791.2A CN201610390791A CN106022738A CN 106022738 A CN106022738 A CN 106022738A CN 201610390791 A CN201610390791 A CN 201610390791A CN 106022738 A CN106022738 A CN 106022738A
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China
Prior art keywords
code
image
terminal
original
quick response
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Pending
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CN201610390791.2A
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Chinese (zh)
Inventor
张伦泳
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China United Network Communications Group Co Ltd
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China United Network Communications Group Co Ltd
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Priority to CN201610390791.2A priority Critical patent/CN106022738A/en
Publication of CN106022738A publication Critical patent/CN106022738A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party

Abstract

The invention provides a two-dimensional code safety payment method. The two-dimensional code safety payment method comprises the steps that a two-dimensional code image displayed by a display terminal is scanned by an acquisition terminal; the acquisition terminal is used to acquire an original document comprising the two-dimensional code image; the acquisition terminal is used to verify the scanned two-dimensional code image according to the parsed two-dimensional code image of the original document; when the verification is passed, information carried out by the scanned two-dimensional code image is parsed. The two-dimensional code safety payment method is advantageous in that before the content of the two-dimensional code is parsed, the safety of the two-dimensional code is verified, and by adopting the way of verifying the original document extracted from the source of the two-dimensional code, the parsing of the two-dimensional code having safety hidden troubles is fundamentally prevented, and therefore the safety of the two-dimensional code payment is improved, and the safety of the two-dimensional code used by a user is guaranteed.

Description

A kind of two-dimension code safe method of payment, terminal and system
Technical field
The present invention relates to planar bar code technology field, be specifically related to a kind of two-dimension code safe and pay Method, terminal and system.
Background technology
Quick Response Code is increasingly widely used in every field, the most in daily life, Application based on Quick Response Code can replace the purchase that electronic certificate is used for commodity, moreover it is possible to as The download etc. of the most various data of propelling movement of advertisement.But the scope along with application constantly expands, The safety of Quick Response Code highlights the most therewith.For the user of scanning Quick Response Code, two Dimension code is that a pair cannot the picture of artificial cognition, it is impossible to its safety is carried out preliminary mirror Not, and for the equipment of scanning Quick Response Code, the content that can directly scanning be got Directly carrying out the operations such as website links, the user for scanning Quick Response Code brings the biggest peace Full hidden danger.
As in daily life, often complete commodity transaction with Quick Response Code, sweep user When retouching Quick Response Code, only with the safety of user's with the naked eye None-identified two-dimension code image content, When user's terminal scanning after Quick Response Code, 2 D code information is directly solved by terminal Analysis, there is potential safety hazard in the Quick Response Code as scanned, the network address linked such as Quick Response Code is not Safety: installed Trojan software by backstage or the information of user is stolen and distorted Deng, potential safety hazard will be brought to user.
The most fundamentally solve the safety problem that Quick Response Code pays, it is achieved user is made Quick Response Code carry out safety verification, be planar bar code technology field problem demanding prompt solution.
Summary of the invention
The technical problem to be solved be for prior art in the presence of above-mentioned Defect, it is provided that a kind of two-dimension code safe method of payment, terminal and system, existing in order to solve There is the safety problem that Quick Response Code pays present in technology.
For achieving the above object, the present invention provides a kind of two-dimension code safe method of payment, bag Include:
A kind of two-dimension code safe method of payment, described method comprises the steps:
Obtain the image in 2 D code that terminal scanning displaying terminal is shown;
Described acquisition terminal obtains the original including described image in 2 D code;
Described acquisition terminal is verified according to the image in 2 D code in the described original being resolved to The described image in 2 D code scanned, if being verified, then resolves the Quick Response Code scanned Information entrained in image.
Preferably, described method is applied to include the Quick Response Code payment system of third-party platform In, described acquisition terminal obtains the original including described image in 2 D code, including: institute State acquisition terminal to be connected with the foundation of described displaying terminal;Described acquisition terminal is to described displaying Terminal sends the request extracting the original including described image in 2 D code, so that described exhibition Show that terminal sends described extraction to described third-party platform and includes the former of described image in 2 D code The request of file;What the described acquisition terminal described displaying terminal of acquisition sent includes described two The original of dimension code image, described original is that described third-party platform is based on described extraction Request including the original of described image in 2 D code is sent to described displaying terminal.
Preferably, described acquisition terminal is according to the Quick Response Code in the described original being resolved to Described in image authentication obtain image in 2 D code, including: obtain terminal will be resolved to two Tie up the image in 2 D code in code image original with the image in 2 D code scanned according to bitmap Pixel pointwise comparison.
Preferably, described in include the original of described image in 2 D code, also include described two The dimension establishment time of code, establishment side's mark;The most described acquisition terminal is according to the institute being resolved to State the image in 2 D code in original and verify the image in 2 D code of described acquisition, also include: Carry out verifying by the establishment time of described Quick Response Code and the time scanning described image in 2 D code, The mark of described establishment side mark with displaying terminal is verified.
Two-dimension code safe method of payment provided by the present invention, in scanning input to Quick Response Code After, before the Quick Response Code content scanned is resolved, to generating described Quick Response Code The third-party platform of image obtains the original including described image in 2 D code, will get Original in image verify with the image in 2 D code scanned, after being verified, Just the content of the image in 2 D code scanned is resolved.The method energy that the present invention provides It is enough that before resolving Quick Response Code content, the safety to described Quick Response Code is verified, The original extracted from the source that Quick Response Code generates is utilized to carry out the mode verified, it is possible to from Fundamentally stop to be resolved to exist the Quick Response Code of potential safety hazard, thus improve Quick Response Code and pay Safety, it is ensured that user uses the safety of Quick Response Code.
The present invention also provides for a kind of two-dimension code safe and pays acquisition terminal, described acquisition terminal Including:
Scan module, for scanning the image in 2 D code that displaying terminal is shown;
Acquisition module, for obtaining the original including described image in 2 D code;
Authentication module, for testing according to the image in 2 D code in the described original being resolved to Demonstrate,prove the image in 2 D code of described scanning, if being verified, it indicates that parsing module resolves and obtains Information entrained in the image in 2 D code got.
Preferably, described acquisition terminal applies pays in the Quick Response Code including third-party platform In system, described acquisition module, it is connected specifically for setting up with described displaying terminal;To Described displaying terminal sends the request extracting the original including described image in 2 D code, with Make described displaying terminal send described extraction to described third-party platform and include described Quick Response Code The request of the original of image;Obtain the transmission of described displaying terminal includes described Quick Response Code The original of image, described original is that described third-party platform includes based on described extraction The request of the original of described image in 2 D code is sent to described displaying terminal.
Preferably, described authentication module, former specifically for the image in 2 D code that will be resolved to Image in 2 D code in file and the image in 2 D code scanned are according to bitmap pixels pointwise ratio Right.
Preferably, described acquisition module, include the former of described image in 2 D code described in acquisition File, also includes the establishment time of described Quick Response Code, establishment side's mark;The most described checking Module, is additionally operable to the establishment time of described Quick Response Code and the described image in 2 D code of scanning Time carries out verifying, the mark of described establishment side mark with displaying terminal being verified.
The Quick Response Code that the present invention provides obtains terminal can carried out terminal Quick Response Code content Before parsing, the safety to described Quick Response Code is verified, utilizes from Quick Response Code generation The original that source is extracted is verified, it is possible to fundamentally stop to be resolved to there is safety The Quick Response Code of hidden danger, thus improve the safety that Quick Response Code pays, it is ensured that user uses two The safety of dimension code.
The present invention also provides for a kind of two-dimension code safe payment system, and described two-dimension code safe is propped up The system of paying includes that the above-mentioned any one of the present invention obtains terminal.
The Quick Response Code payment system that the present invention provides, it is possible to Quick Response Code content is entered user Before row resolves, the safety to described Quick Response Code is verified, utilizes and generates from Quick Response Code Source extract original verify, it is possible to fundamentally stop user and be resolved to deposit At the Quick Response Code of potential safety hazard, thus improve the safety that Quick Response Code pays, it is ensured that user Use the safety of Quick Response Code.
Accompanying drawing explanation
For the technical scheme in the clearer explanation embodiment of the present invention, below will be to reality The accompanying drawing used required for executing during example describes does to be introduced simply, it should be apparent that, retouch below Accompanying drawing in stating is some embodiments of the present invention, for those of ordinary skill in the art, On the premise of not paying creative work, it is also possible to obtain the attached of other according to these accompanying drawings Figure.
The flow process signal of the Quick Response Code method of payment first embodiment that Fig. 1 provides for the present invention Figure;
Fig. 2 pays the structural representation obtaining terminal for the Quick Response Code that the present invention provides;
The structural representation of the Quick Response Code payment system that Fig. 3 provides for the present invention.
Detailed description of the invention
For making those skilled in the art be more fully understood that technical scheme, knot below Close drawings and Examples the present invention is described in further detail.Obviously, described reality Executing example is a part of embodiment of the present invention rather than whole embodiments.Based on the present invention In embodiment, those of ordinary skill in the art are not under making creative work premise The every other embodiment obtained, broadly falls into the scope of protection of the invention.
The flow process signal of the Quick Response Code method of payment first embodiment that Fig. 1 provides for the present invention Figure, Quick Response Code method of payment first embodiment as shown in Figure 1 comprises the steps:
Step S101, obtains the image in 2 D code that terminal scanning displaying terminal is shown.
Concrete, described acquisition terminal is to obtain a side of Quick Response Code, and displaying terminal is exhibition Show a side of Quick Response Code, in daily use scene, described displaying terminal, Ke Nengwei Paying party, it is also possible to for beneficiary, the present invention only limits the side showing Quick Response Code as exhibition Showing terminal, a side of scanning Quick Response Code is for obtaining terminal.
It will be appreciated by persons skilled in the art that what described scanning displaying terminal was shown Quick Response Code, includes but not limited to the mode with scanning, also includes acquisition Quick Response Code figure of taking pictures The modes such as picture.It addition, described scanning image in 2 D code, only include that scanning obtains two The image of dimension code, does not include further being resolved, the content of Quick Response Code to two dimension The parsing of digital content, the subsequent step in method provided by the present invention is carried out.
Step S102, described acquisition terminal obtains the original including described image in 2 D code.
Concrete, in the daily application scenarios that Quick Response Code pays, generally include one Third-party platform, the Quick Response Code that described third-party platform provides according to Quick Response Code displaying side is raw One-tenth information generates Quick Response Code.After acquisition terminal scanning to the image in 2 D code of displaying terminal, It not immediately the content of the image in 2 D code scanned to be resolved, but to Quick Response Code Generation side initiate request, request sends and includes the original of described image in 2 D code.This Skilled person is it is understood that described acquisition terminal is sent out to the generation side of Quick Response Code Play request, be also not necessarily limited to the third-party platform to generating Quick Response Code and initiate request, also include Send out to the generation side of the displaying terminal or other Quick Response Codes that can directly generate image in 2 D code Play request.
It follows that be connected by setting up with displaying terminal to obtain terminal, and by showing The mode that terminal obtains original to third-party platform is explained in detail, concrete steps For:
Described acquisition terminal is set up with described displaying terminal and is connected, it is to be understood that institute The acquisition terminal stated can set up man-to-man annexation with described displaying terminal, it is possible to To set up non-man-to-man annexation.Described one to one or non-man-to-man connection, Can be carried out by existing connected modes such as ADHOC connections, repeat no more.
Described acquisition terminal sends extraction to described displaying terminal and includes described image in 2 D code The request of original so that described displaying terminal sends described to described third-party platform Extract the request of the original including described image in 2 D code.When the connection that both are set up When relation is man-to-man annexation, obtain between terminal and displaying terminal, and show Between terminal and third-party platform, all can be the most permissible by simple information interactive process Complete request and the response process of original;The annexation set up when both is non-one To one annexation time, need to ask obtaining the original that terminal sends to displaying terminal In asking, and displaying terminal is in the original request that third-party platform sends, and carries institute State other information of the Quick Response Code scanned, as Quick Response Code displaying terminal the displaying time or Displaying side's mark etc., in order to third-party platform finds out the two dimension of described acquisition terminal scanning The original of code image is transmitted.
What the described acquisition terminal described displaying terminal of acquisition sent includes described image in 2 D code Original, described original is described third-party platform include based on described extraction described The request of the original of image in 2 D code is sent to described displaying terminal.
The described original including described image in 2 D code, also includes the wound of described Quick Response Code Building time, establishment side's mark, described other information in addition to image in 2 D code, after making The Quick Response Code proof procedure in face is more perfect.
Step S103, described acquisition terminal is according to the two dimension in the described original being resolved to The image in 2 D code scanned described in code image authentication, if being verified, then resolves scanning To image in 2 D code in entrained information.
Concrete, obtain the image in 2 D code in the source file that terminal will get and scanning To image in 2 D code carry out the comparison of bitmap pixels, the image of extended formatting in this way, can To compare again after being converted into the form of bitmap.Concrete way of contrast, citing Explanation is: two images are converted to the resolution preset, and are converted to the figure that black is white Picture, carries out correcting process, then by two images after removing the pixel outside Quick Response Code border Pointwise carries out the contrast of color.If the point on all above bitmap point is all identical, then It is believed that this two width figure is identical.Visible, the described mode that image is contrasted, It is not required to resolve the content of Quick Response Code, is also achieved that the Quick Response Code figure that will scan Content is not being resolved by picture with the image in 2 D code in the original got, and just may be used To carry out the purpose verified.
Described acquisition terminal is verified according to the image in 2 D code in the described original being resolved to The image in 2 D code of described acquisition, also includes establishment time of described Quick Response Code and scanning The time of described image in 2 D code carries out verifying, by described establishment side mark and displaying terminal Mark verify.
Quick Response Code method of payment provided by the present invention, is obtaining terminal scanning to Quick Response Code After image, it not immediately the content of image in 2 D code to be resolved, but to Quick Response Code Generation side go the original of asking to include described image in 2 D code, by original Image in 2 D code and the image in 2 D code that scans carry out the mode of bitmap contrast, to two The safety of dimension code is verified, after being verified, then the figure to the Quick Response Code scanned As resolving, obtain content therein, it is to avoid when the image in 2 D code scanned exists Give during potential safety hazard and obtain the Quick Response Code safety of payment problem that terminal is brought.
Fig. 2 pays the structural representation obtaining terminal for the Quick Response Code that the present invention provides, as Quick Response Code shown in Fig. 2 pays acquisition terminal and includes:
Scan module 201, for scanning the image in 2 D code that displaying terminal is shown;
Acquisition module 202, for obtaining the original including described image in 2 D code, specifically It is connected for setting up with described displaying terminal;Send extraction to described displaying terminal and include institute State the request of the original of image in 2 D code, so that described displaying terminal is to described third party Platform sends the request that described extraction includes the original of described image in 2 D code;Obtain institute Stating the original including described image in 2 D code that displaying terminal sends, described original is Described third-party platform includes asking of the original of described image in 2 D code based on described extraction Ask and be sent to described displaying terminal.The original text of described image in 2 D code is included described in acquisition Part, also includes the establishment time of described Quick Response Code, establishment side's mark.
Authentication module 203, for according to the image in 2 D code in the described original being resolved to Verify the image in 2 D code of described scanning, former specifically for the image in 2 D code that will be resolved to Image in 2 D code in file and the image in 2 D code scanned are according to bitmap pixels pointwise ratio Right.Be additionally operable to by the establishment time of described Quick Response Code with scan described image in 2 D code time Between carry out verifying, the mark of described establishment side mark with displaying terminal verified.If It is verified, it indicates that the image in 2 D code that parsing module 204 is analyzed and acquired by is taken The information of band.
Quick Response Code provided by the present invention pays and obtains terminal, is obtaining terminal scanning to two After dimension code image, it not immediately the content of image in 2 D code to be resolved, but to two The generation side of dimension code goes the original asking to include described image in 2 D code, by original text Image in 2 D code in part and the image in 2 D code scanned carry out the mode of bitmap contrast, Safety to Quick Response Code is verified, after being verified, then to the Quick Response Code scanned Image resolve, obtain content therein, it is to avoid when the image in 2 D code scanned Give when there is potential safety hazard and obtain the Quick Response Code safety of payment problem that terminal is brought.
The structural representation of the Quick Response Code payment system that Fig. 3 provides for the present invention, such as Fig. 3 Shown Quick Response Code payment system, including:
Third-party platform 301, described third-party platform provides according to described displaying terminal 302 Quick Response Code generate information and generate Quick Response Code, and include described image in 2 D code according to extraction The request of original, send the original including described image in 2 D code.
Displaying terminal 302, for showing image in 2 D code to acquisition terminal 303.
Obtaining terminal 303, any one as described in the present invention obtains terminal.
Quick Response Code provided by the present invention pays acquisition system, is obtaining terminal scanning to two After dimension code image, it not immediately the content of image in 2 D code to be resolved, but to two The generation side of dimension code goes the original asking to include described image in 2 D code, by original text Image in 2 D code in part and the image in 2 D code scanned carry out the mode of bitmap contrast, Safety to Quick Response Code is verified, after being verified, then to the Quick Response Code scanned Image resolve, obtain content therein, it is to avoid when the image in 2 D code scanned Give when there is potential safety hazard and obtain the Quick Response Code safety of payment problem that terminal is brought.
In several embodiments provided herein, it should be understood that disclosed side Method, equipment and system, can realize by another way.Such as, described above Apparatus embodiments be only schematic, the division of described functional module, be only one The division of logic function, actual can have other dividing mode when realizing, the most multiple Module can in conjunction with or be desirably integrated into another system, or some features can be neglected Slightly, or do not perform.
It is last it is noted that above example is only in order to illustrate technical scheme, It is not intended to limit;Although the present invention being described in detail with reference to previous embodiment, It will be understood by those within the art that: it still can be to foregoing embodiments institute The technical scheme recorded is modified, or wherein portion of techniques feature is carried out equivalent replaces Change;And these amendments or replacement, do not make the essence of appropriate technical solution depart from this The spirit and scope of bright each embodiment technical scheme.

Claims (9)

1. a two-dimension code safe method of payment, it is characterised in that described method include as Lower step:
Obtain the image in 2 D code that terminal scanning displaying terminal is shown;
Described acquisition terminal obtains the original including described image in 2 D code;
Described acquisition terminal is verified according to the image in 2 D code in the described original being resolved to The described image in 2 D code scanned, if being verified, then resolves the Quick Response Code scanned Information entrained in image.
2. two-dimension code safe method of payment as claimed in claim 1, is applied to include the In the Quick Response Code payment system of tripartite's platform, it is characterised in that described acquisition terminal obtains Including the original of described image in 2 D code, including:
Described acquisition terminal is set up with described displaying terminal and is connected;
Described acquisition terminal sends extraction to described displaying terminal and includes described image in 2 D code The request of original so that described displaying terminal sends described to described third-party platform Extract the request of the original including described image in 2 D code;
What the described acquisition terminal described displaying terminal of acquisition sent includes described image in 2 D code Original, described original is described third-party platform include based on described extraction described The request of the original of image in 2 D code is sent to described displaying terminal.
3. two-dimension code safe method of payment as claimed in claim 1, it is characterised in that Described acquisition terminal is verified described according to the image in 2 D code in the described original being resolved to The image in 2 D code obtained, including:
Obtain image in 2 D code in the image in 2 D code original that will be resolved to of terminal and sweep The image in 2 D code retouched is according to bitmap pixels pointwise comparison.
4. two-dimension code safe method of payment as claimed in claim 1, it is characterised in that:
The described original including described image in 2 D code, also includes the wound of described Quick Response Code Build time, establishment side's mark;
The most described acquisition terminal is tested according to the image in 2 D code in the described original being resolved to Demonstrate,prove the image in 2 D code of described acquisition, also include:
The establishment time of described Quick Response Code and the time scanning described image in 2 D code are carried out Verify, the mark of described establishment side mark with displaying terminal is verified.
5. a two-dimension code safe pays and obtains terminal, it is characterised in that described acquisition is eventually End includes:
Scan module, for scanning the image in 2 D code that displaying terminal is shown;
Acquisition module, for obtaining the original including described image in 2 D code;
Authentication module, for testing according to the image in 2 D code in the described original being resolved to Demonstrate,prove the image in 2 D code of described scanning, if being verified, it indicates that parsing module resolves and obtains Information entrained in the image in 2 D code got.
6. two-dimension code safe as claimed in claim 5 pays and obtains terminal, is applied to bag Include in the Quick Response Code payment system of third-party platform, it is characterised in that:
Described acquisition module, is connected specifically for setting up with described displaying terminal;To described Displaying terminal sends the request extracting the original including described image in 2 D code, so that institute State displaying terminal and include described image in 2 D code to the described extraction of transmission of described third-party platform The request of original;Obtain the transmission of described displaying terminal includes described image in 2 D code Original, described original is described third-party platform include based on described extraction described The request of the original of image in 2 D code is sent to described displaying terminal.
7. two-dimension code safe as claimed in claim 5 pays and obtains terminal, and its feature exists In:
Described authentication module, specifically in the image in 2 D code original that will be resolved to Image in 2 D code and the image in 2 D code scanned are according to bitmap pixels pointwise comparison.
8. two-dimension code safe as claimed in claim 5 pays and obtains terminal, and its feature exists In:
Described acquisition module, includes the original of described image in 2 D code described in acquisition, also Establishment time, establishment side's mark including described Quick Response Code;
The most described authentication module, is additionally operable to the establishment time of described Quick Response Code and scanning institute The time stating image in 2 D code carries out verifying, by described establishment side mark and displaying terminal Mark is verified.
9. a two-dimension code safe payment system, it is characterised in that described two-dimension code safe Payment system includes the acquisition terminal as described in claim 5-8 any one claim.
CN201610390791.2A 2016-06-02 2016-06-02 Two-dimensional code safety payment method, terminal, and system Pending CN106022738A (en)

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