CN101488246A - Check verification method, check verification apparatus and check verification system - Google Patents
Check verification method, check verification apparatus and check verification system Download PDFInfo
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- CN101488246A CN101488246A CNA2009100773070A CN200910077307A CN101488246A CN 101488246 A CN101488246 A CN 101488246A CN A2009100773070 A CNA2009100773070 A CN A2009100773070A CN 200910077307 A CN200910077307 A CN 200910077307A CN 101488246 A CN101488246 A CN 101488246A
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Abstract
The invention provides a check verifying method, a check verifying device and a check verifying system. The method comprises the following steps: the check verifying device of a client terminal generates image information of a check surface according to the surface pattern of a check to be verified; the check verifying device of the client terminal transmits the image information of the check surface to a bank terminal by a wireless network and provides reference foundation for verifying the check to be verified. The device comprises an obtaining module generating the image information of the check surface according to the surface pattern of the check to be verified, and a transmitting module used for transmitting the image information of the check surface to the bank by the wireless network and providing the reference foundation for verifying the check to be verified. The check verifying method, the check verifying device and the check verifying system provided by the invention generate the image information of the check surface at the client terminal which manufactures and finishes the check when verifying the truth of the check, and transmit the image information of the check surface to the bank terminal by the wireless network, carry out verification on the check based on the image information and avoid the check from being imitated, thus greatly improving the accuracy and the efficiency for verifying the check.
Description
Technical field
The present invention relates to check fake certification technical field, relate in particular to a kind of check verification method, check verification apparatus and check verification system.
Background technology
Along with the fast development of electronic technology, in commercial money exchange people generally adopt Paper Check for example check conclude the business, do not suffer a loss in order to guarantee user's property, require the bank aspect can be reliably and apace checking be used for commercial authenticity with check.
The verification mode of existing check mostly is based on put on record seal and legal representative's signing by hand font of bank and verifies that bank clerk is by the authenticity of artificial nucleus to seal on the check and the Writer's signature of check.But this kind method has produced a lot of drawbacks in practice, and for example the seal on the check is generally knownly, is easy to illegally be copied by the people, and makes use of other people check by forging a signature and make unlawfully cashing check or the like of uncommitted individual.
As from the foregoing, when prior art was carried out the check fake certification, proof procedure was loaded down with trivial details and have bigger subjectivity erroneous judgement probability, but also has the possibility of illegally being copied cashing check by other people, and therefore existing check fake certification engineering reliability is lower.
Summary of the invention
In order to solve the existing lower defective of check fake certification engineering reliability, the invention provides a kind of check verification method, check verification apparatus and check verification system.
The invention provides a kind of check verification method, comprising:
The check verification apparatus of user side generates the nominal value image information according to the picture on surface of check to be verified;
The check verification apparatus of described user side sends described nominal value image information by wireless network to bank's end, provides reference frame for verifying described check to be verified.
The invention provides a kind of check verification apparatus, comprising:
Acquisition module is used for generating the nominal value image information according to the picture on surface of check to be verified;
Sending module is used for sending described nominal value image information by wireless network to bank's end, provides reference frame for verifying described check to be verified.
The invention provides a kind of check verification system, comprise the check verification apparatus that is arranged on the user side place, the information receiver that is arranged on bank's end and the wireless network that is used to connect described check verification apparatus and described information receiver;
Described check verification apparatus is used for generating the nominal value image information according to the picture on surface of check to be verified, and sends described nominal value image information by described wireless network to described information receiver;
Described information receiver is used to receive and show the described nominal value image information that described check verification apparatus sends, and provides reference frame for verifying described check to be verified.
Check verification method provided by the invention, check verification apparatus and check verification system, when verifying the true and false of check, user side at the check that completes generates the nominal value image information by image processing techniques, and send to bank end by wireless network, based on this image information check is verified, avoid the imitation of check, improved the accuracy and the verification efficiency of check verification greatly.
Description of drawings
Fig. 1 is a check verification method embodiment process flow diagram of the present invention;
Fig. 2 is check verification apparatus embodiment one structural representation of the present invention;
Fig. 3 is check verification apparatus embodiment two structural representations of the present invention;
Fig. 4 is a check verification system example structure synoptic diagram of the present invention.
Embodiment
Further specify the technical scheme of the embodiment of the invention below in conjunction with the drawings and specific embodiments.
The present invention verifies that based on put on record seal and signature pattern the check true and false causes the defective of verifying that accuracy is low for fear of existing, utilizes image processing techniques to generate the nominal value image information of check to be verified, based on sealing checking network check is verified.Fig. 1 is a check verification method embodiment process flow diagram of the present invention, and as shown in Figure 1, this method comprises the steps:
At user side a check verification apparatus is set, this check verification apparatus can generate the nominal value image information according to the picture on surface of check to be verified, particularly, check verification apparatus is equipped with scanner that check to be verified is carried out scan process and obtains the nominal value image information; Perhaps check verification apparatus is equipped with camera that check to be verified is taken pictures and obtains the nominal value image information.
The picture on surface of wherein said check to be verified can comprise any one pattern element on the check, for example position of pattern, size, color etc., the also for example quantity of character pattern, font, font etc.An effective check will comprise with the lower part: comprise original image information on the check, each check of these information is all consistent; Also comprise seal designs, handwritten pattern and print pattern, these image informations all are manually or by machine to be printed on the check surface, therefore has posteriori randomness, even just say that also the information content that each check fills in is in full accord, but its picture on surface is also not quite identical, necessarily has image information unique and can this check of unique identification.Seal designs is to add a cover on check in the artificial later stage, owing to need the financial seal of the company of adding a cover and legal representative's name seal on an effective check, manually-operated randomness is bigger, be that same people is when adding a cover same seal on check, the result that adds a cover each time all is different, and and other checks on relative position relation between original image information.Handwritten pattern is relative position relation between original image information or the like on spacing between the size, position, each literal of artificial handwriting and handwriting and other checks; Print pattern comprises that machine beats information such as the amount of money of generation, check number and date, the position of the numeral of printing and and other checks on relative position relation or the like between original image information.The method that present embodiment provides is exactly to use any one or its combination comprise in the above-mentioned information, carries out check verification based on the cheque image uniqueness.
After check verification apparatus obtains the nominal value image information, this nominal value image information directly for example internet etc. is sent in the receiving trap that bank's end is provided with by wireless network, verify described check to be verified for banking system reference frame is provided.Using method provided by the invention carries out the implementation of check verification and is, after the user side place has added a cover each seal and has filled in necessary information, utilize check verification apparatus that check is handled and generate the nominal value image information, then this nominal value image information is sent to the bank place by wireless network; The personnel of cashing check give bank clerk with this check, bank clerk is transferred the nominal value image information of this check correspondence of storing in the receiving trap of bank's end, nominal value image and check picture on surface are compared, if this check of then representing in full accord is for true, if inconsistent this check of then representing is for false, whole verification process is simple and practical, and needn't transform any operation flow or the configuration of original bank, and operation cost is low.
Since in the method that provides of present embodiment after user side completes a check, directly handle the nominal value image information that generates this check, and send to bank's end by wireless network immediately, check owing to nominal value image information correspondence must be effectively like this, so this nominal value image can be used in this chapter check of unique identification.Have, user side directly sends to the nominal value image information bank's end after generating the nominal value image information again, and the centre must not have unnecessary link, has reduced check by imitated probability.Form the close network based on image information checking check of a sealing between each step of whole flow process, information is more safe and reliable.
Also have, more safe and reliable in transmission course in order to guarantee the nominal value image information, can also earlier the nominal value image information be carried out encryption, cryptographic algorithm can adopt the existing cryptographic algorithm of generally using, and will send to bank's end then through the nominal value image information of encryption and carry out check verification.Certainly receiving end can be decrypted the nominal value image information, to obtain the nominal value image information.
As seen from the above, during the true and false of method validation check provided by the invention, user side at the check that completes generates the nominal value image information by image processing techniques, and send to bank end by wireless network, based on this image information check is verified, avoid the imitation of check, improved the accuracy and the verification efficiency of check verification greatly.
Fig. 2 is check verification apparatus embodiment one structural representation of the present invention, and as shown in Figure 2, this check verification apparatus comprises acquisition module 11 and sending module 12, and wherein acquisition module 11 is used for generating the nominal value image information according to the picture on surface of check to be verified; Sending module 12 is used for sending described nominal value image information by wireless network to bank's end, provides reference frame for verifying described check to be verified.
Particularly, after the user side place has added a cover each seal and has filled in necessary information, check is put into check verification apparatus, 11 pairs of checks of the acquisition module of check verification apparatus scan or take pictures and generate the nominal value image information, then sending module 12 with the nominal value image information that generates by being arranged in the wireless network receiving trap that for example bank's end of sending to of internet is provided with between user side and the bank end.The personnel of cashing check give bank clerk with this check, bank clerk is transferred the nominal value image information of this check correspondence of storing in the receiving trap of bank's end, nominal value image and check picture on surface are compared, if this check of then representing in full accord is for true, if inconsistent this check of then representing is for false, whole verification process is simple and practical, and needn't transform any operation flow or the configuration of original bank, operation cost is low, and has improved the accuracy and the verification efficiency of check verification.
Fig. 3 is check verification apparatus embodiment two structural representations of the present invention, as shown in Figure 3, this check verification apparatus comprises acquisition module 11 and sending module 12, wherein acquisition module 11 comprises input and output submodule 111 and Image Acquisition submodule 112, input and output submodule 111 is used to check to be verified that the interface of input and output is provided, when operating personnel are placed into interface with check, input and output submodule 111 can be drawn into check in the note validating device, after processing finishes again by the interface check that spues.112 pairs of picture on surface from the check of input and output submodule 111 inputs of Image Acquisition submodule scan or take pictures, and generate described nominal value image.Image Acquisition submodule 112 can scan check for a small scanning instrument; Image Acquisition submodule 112 can also be taken pictures to check for a camera, after obtaining the nominal value image information.
The check verification apparatus that present embodiment provides is in order to make the nominal value image information more safe and reliable in transmission course, can also will carry out encryption by 13 pairs of nominal value image informations of encrypting module, cryptographic algorithm can adopt the existing cryptographic algorithm of generally using, and sending module 12 will send to bank's end confession through the nominal value image information of encryption it carries out check verification then.Certainly receiving end can enciphered message be decrypted, to obtain the nominal value image information.
The check verification apparatus that present embodiment provides, user side at the check that completes generates the nominal value image information by image processing techniques, and send to bank end by wireless network, based on this image information check is verified, avoid the imitation of check, improved the accuracy and the verification efficiency of check verification greatly.
Fig. 4 is a check verification system example structure synoptic diagram of the present invention, as shown in Figure 4, this system comprises the check verification apparatus 1 that is arranged on the user side place, the information receiver 2 that is arranged on bank's end and the wireless network 3 that is used to connect check verification apparatus 1 and information receiver 2; Wherein, check verification apparatus 1 is used for generating the nominal value image information according to the picture on surface of check to be verified, and for example sends described nominal value image information to information receiver 2 in the internet by wireless network 3; Information receiver 2 is used to receive and show the nominal value image information that check verification apparatus 1 sends, and provides reference frame for verifying check to be verified.
The check verification apparatus that the check verification apparatus 1 that native system embodiment relates to can adopt the foregoing description to provide repeats no more herein.In addition, information receiver 2 can have decoding, deciphering and image display function, promptly the nominal value image information that check verification apparatus 1 sends can be shown to bank operator by display screen.
The check verification system that present embodiment provides can be set up on the basis of original banking system setting, does not change original system configuration, has saved system's construction cost, and has improved the accuracy and the verification efficiency of note validating greatly.
It should be noted that at last: above embodiment only in order to technical scheme of the present invention to be described, is not intended to limit; Although with reference to previous embodiment the present invention is had been described in detail, those of ordinary skill in the art is to be understood that: it still can be made amendment to the technical scheme that aforementioned each embodiment put down in writing, and perhaps part technical characterictic wherein is equal to replacement; And these modifications or replacement do not make the essence of appropriate technical solution break away from the spirit and scope of various embodiments of the present invention technical scheme.
Claims (8)
1, a kind of check verification method is characterized in that, comprising:
The check verification apparatus of user side generates the nominal value image information according to the picture on surface of check to be verified;
The check verification apparatus of described user side sends described nominal value image information by wireless network to bank's end, provides reference frame for verifying described check to be verified.
2, check verification method according to claim 1 is characterized in that, described nominal value image information comprises any one image information or its combination in seal designs, handwritten pattern and the print pattern on the described check to be verified.
3, check verification method according to claim 1 and 2 is characterized in that, the check verification apparatus of described user side sends described nominal value image information by wireless network to bank's end and comprises:
After the check verification apparatus of described user side carries out encryption to described nominal value image information, send by the check verification apparatus of wireless network to bank's end.
4, check verification method according to claim 1 is characterized in that, the check verification apparatus of described user side comprises according to the picture on surface generation nominal value image information of check to be verified:
The check verification apparatus of described user side scans the picture on surface of described check to be verified or takes pictures, and generates described nominal value image.
5, a kind of check verification apparatus is characterized in that, comprising:
Acquisition module is used for generating the nominal value image information according to the picture on surface of check to be verified;
Sending module is used for sending described nominal value image information by wireless network to bank's end, provides reference frame for verifying described check to be verified.
6, check verification apparatus according to claim 5 is characterized in that, described acquisition module comprises:
The input and output submodule is used to described check to be verified that the interface of input and output is provided;
The Image Acquisition submodule is used for the picture on surface from the described check to be verified of described input and output submodule input is scanned or takes pictures, and generates described nominal value image.
7, according to claim 5 or 6 described check verification apparatus, it is characterized in that, also comprise:
Encrypting module is used for the nominal value image information that described acquisition module generates is carried out encryption.
8, a kind of check verification system is characterized in that, comprises the check verification apparatus that is arranged on the user side place, the information receiver that is arranged on bank's end and the wireless network that is used to connect described check verification apparatus and described information receiver;
Described check verification apparatus is used for generating the nominal value image information according to the picture on surface of check to be verified, and sends described nominal value image information by described wireless network to described information receiver;
Described information receiver is used to receive and show the described nominal value image information that described check verification apparatus sends, and provides reference frame for verifying described check to be verified.
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| Application Number | Priority Date | Filing Date | Title |
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| CNA2009100773070A CN101488246A (en) | 2009-02-17 | 2009-02-17 | Check verification method, check verification apparatus and check verification system |
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| CNA2009100773070A CN101488246A (en) | 2009-02-17 | 2009-02-17 | Check verification method, check verification apparatus and check verification system |
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| CN101488246A true CN101488246A (en) | 2009-07-22 |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102254363A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Spectrographic analysis-based bill anti-counterfeiting self-service telling method and device |
| CN102254365A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Self-service acceptance method and equipment for bill anti-counterfeiting based on specific color image analysis |
| CN102254364A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Bill counterfeiting self-service acceptance method and equipment based on material information analysis |
| CN104376635A (en) * | 2014-10-23 | 2015-02-25 | 深圳市聚融鑫科科技有限公司 | Verification method and verification device for anti-fake product |
| CN104376634A (en) * | 2014-10-23 | 2015-02-25 | 深圳市聚融鑫科科技有限公司 | Detection method and device for printed matter |
| CN104464075A (en) * | 2014-10-23 | 2015-03-25 | 深圳市聚融鑫科科技有限公司 | Detection method and device for anti-counterfeiting product |
| CN106780951A (en) * | 2016-11-22 | 2017-05-31 | 泰康保险集团股份有限公司 | Document method of calibration and device |
-
2009
- 2009-02-17 CN CNA2009100773070A patent/CN101488246A/en active Pending
Cited By (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102254363A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Spectrographic analysis-based bill anti-counterfeiting self-service telling method and device |
| CN102254365A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Self-service acceptance method and equipment for bill anti-counterfeiting based on specific color image analysis |
| CN102254364A (en) * | 2010-05-31 | 2011-11-23 | 北京中科金财科技股份有限公司 | Bill counterfeiting self-service acceptance method and equipment based on material information analysis |
| CN102254364B (en) * | 2010-05-31 | 2013-08-21 | 北京中科金财科技股份有限公司 | Bill counterfeiting self-service acceptance method based on material information analysis |
| CN104376635A (en) * | 2014-10-23 | 2015-02-25 | 深圳市聚融鑫科科技有限公司 | Verification method and verification device for anti-fake product |
| CN104376634A (en) * | 2014-10-23 | 2015-02-25 | 深圳市聚融鑫科科技有限公司 | Detection method and device for printed matter |
| CN104464075A (en) * | 2014-10-23 | 2015-03-25 | 深圳市聚融鑫科科技有限公司 | Detection method and device for anti-counterfeiting product |
| CN106780951A (en) * | 2016-11-22 | 2017-05-31 | 泰康保险集团股份有限公司 | Document method of calibration and device |
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Application publication date: 20090722 |