CN105976131A - Credit assessment method and apparatus for enterprise - Google Patents
Credit assessment method and apparatus for enterprise Download PDFInfo
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- CN105976131A CN105976131A CN201610368080.5A CN201610368080A CN105976131A CN 105976131 A CN105976131 A CN 105976131A CN 201610368080 A CN201610368080 A CN 201610368080A CN 105976131 A CN105976131 A CN 105976131A
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Abstract
The embodiment of the invention provides a credit assessment method and apparatus for an enterprise. The method comprises: a server obtains information corresponding to an enterprise, wherein the information includes a first state of enterprise registration information; the server queries information with a first state being a non-verified state among the enterprise registration information and a score corresponding to the information with the first state being a non-verified state is subtracted from an initial value of a score corresponding to the enterprise; and the server determines a credit level of the enterprise according to a comparison result of the score corresponding to the enterprise and a preset threshold value. According to the method, the information with the first state being a non-verified state is queried from the enterprise registration information and thus the score corresponding to the enterprise is calculated in a quantification mode; and then the credit level of the enterprise is determined based on the comparison result of the score corresponding to the enterprise and the preset threshold value. Therefore, subjectivity caused by direct assessment by the staff can be avoided a counterfeiting phenomenon can be prevented; and thus the assessment becomes objective and reliable.
Description
Technical field
The present invention relates to data processing field, in particular to a kind of rating business credit method and
Device.
Background technology
Existing enterprise evaluation method great majority are that the application of enterprise is divided into multiple grade, and at different levels draws
Point by the economic scale of enterprise, the market competitiveness, development prospect, mobility, management level and
Repaying abilities etc. set, but, some data of existing appraisement system are easily played tricks, and comment
Estimating and there is excessive subjectivity, the assessment causing credit is inaccurate.
Summary of the invention
In view of this, the purpose of the embodiment of the present invention be a kind of rating business credit method and device with
Solve the problems referred to above.
First aspect, a kind of rating business credit method that the embodiment of the present invention provides, described method bag
Include: server obtains the information that enterprise is corresponding, and described information includes the first state of enterprises registration information,
Described first state is used for characterizing whether enterprises registration information is verified；Server described in described server
The first state in described enterprises registration information of inquiring about is the information of non-proofing state, and described enterprise is corresponding
The initial value of score deduct the mark that information that described first state is non-proofing state is corresponding；Described
Server, according to score corresponding to enterprise, with the comparative result of predetermined threshold value, determines the credit of enterprise
Degree grade, the score corresponding when described enterprise is more than or equal to described predetermined threshold value, then business standing degree etc.
Level is the first order, and the score corresponding when described enterprise is less than described predetermined threshold value, then business standing degree etc.
Level is the second level, and the described first order is higher than the second level.
Second aspect, a kind of rating business credit device that the embodiment of the present invention provides, described device bag
Including: acquisition module, for obtaining the information that enterprise is corresponding, described information includes enterprises registration information
First state, described first state is used for characterizing whether enterprises registration information is verified；First processes mould
Block, for inquiring about the non-proofing state that the first state of described enterprises registration information comprises, by described enterprise
The initial value of the score that industry is corresponding deducts the mark that non-proofing state that described first state comprises is corresponding；
Judge module, for the score corresponding according to enterprise, with the comparative result of predetermined threshold value, determines enterprise
The credit rating grade of industry, the score corresponding when described enterprise is more than or equal to described predetermined threshold value, then enterprise
Credit rating grade is the first order, and the score corresponding when described enterprise is less than described predetermined threshold value, then enterprise
Credit rating grade is the second level, and the described first order is higher than the second level.
Compared with prior art, the rating business credit method and apparatus that the embodiment of the present invention provides is logical
The first state in inquiry enterprises registration information of crossing is the information of non-proofing state, carries out the meter of quantification
Calculate the score that enterprise is corresponding, and pass through score corresponding to enterprise and the comparative result of predetermined threshold value, come really
Determining the credit grade of enterprise, this mode avoids the subjectivity being directly estimated by people, also cannot
Play tricks so that it is more objective and credible to assess.
For making the above-mentioned purpose of the present invention, feature and advantage to become apparent, preferable reality cited below particularly
Execute example, and coordinate appended accompanying drawing, be described in detail below.
Accompanying drawing explanation
In order to be illustrated more clearly that the technical scheme of the embodiment of the present invention, below will be to required in embodiment
Accompanying drawing to be used is briefly described, it will be appreciated that the following drawings illustrate only some of the present invention
Embodiment, is therefore not construed as the restriction to scope, for those of ordinary skill in the art,
On the premise of not paying creative work, it is also possible to obtain other relevant accompanying drawings according to these accompanying drawings.
Fig. 1 is a kind of server schematic diagram mutual with client that the embodiment of the present invention provides.
Fig. 2 is the block diagram of the server that the embodiment of the present invention provides.
Fig. 3 is the flow chart of a kind of rating business credit method that one embodiment of the invention provides.
Fig. 4 is the flow chart of a kind of rating business credit method that further embodiment of this invention provides.
Fig. 5 is the functional module signal of a kind of rating business credit device that one embodiment of the invention provides
Figure.
Fig. 6 is the 3rd processing module of a kind of rating business credit device that one embodiment of the invention provides
High-level schematic functional block diagram.
Detailed description of the invention
Below in conjunction with accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out
Clearly and completely describe, it is clear that described embodiment is only a part of embodiment of the present invention,
Rather than whole embodiments.Generally herein described in accompanying drawing and the group of the embodiment of the present invention that illustrates
Part can be arranged with various different configurations and design.Therefore, below to the basis provided in the accompanying drawings
The detailed description of inventive embodiment is not intended to limit the scope of claimed invention, but only
Only represent the selected embodiment of the present invention.Based on embodiments of the invention, those skilled in the art are not having
There is on the premise of making creative work the every other embodiment obtained, broadly fall into present invention protection
Scope.
It should also be noted that similar label and letter represent similar terms, therefore, one in following accompanying drawing
A certain Xiang Yi the accompanying drawing of denier is defined, then need not it is carried out further in accompanying drawing subsequently
Definition and explanation.Meanwhile, in describing the invention, term " first ", " second " etc. are only used for
Distinguish and describe, and it is not intended that indicate or hint relative importance.
As it is shown in figure 1, be that the server 200 that the embodiment of the present invention provides is handed over client 100
Mutual schematic diagram.Described server 200 is carried out with one or more clients 100 by network 300
Communication connection, to carry out data communication or mutual.Described server 200 can be the webserver,
Database server etc..Described client 100 can be PC (personal computer,
PC), panel computer, smart mobile phone, personal digital assistant (personal digital assistant,
PDA) etc..
As in figure 2 it is shown, be the block diagram of described server 200.Described server 200 includes
Rating business credit device 210, memorizer 220, storage control 230, processor 240.
Described memorizer 220, storage control 230, each element of processor 240 each other directly or
Indirectly it is electrically connected with, to realize the transmission of data or mutual.Such as, these elements each other may be used
Realize being electrically connected with by one or more communication bus or holding wire.Described rating business credit device
210 include that at least one can be stored in described memorizer with the form of software or firmware (firmware)
Or it is solidificated in the software in the operating system (operating system, OS) of described server 200
Functional module.Described processor 240 is for performing the executable module of storage, example in memorizer 220
The software function module included such as described rating business credit device 210 or computer program.
Wherein, memorizer 220 may be, but not limited to, random access memory
(Random Access Memory, RAM), read only memory (Read Only Memory, ROM),
Programmable read only memory (Programmable Read-Only Memory, PROM), erasable
Read memorizer (Erasable Programmable Read-Only Memory, EPROM), electrically erasable
Except read only memory (Electric Erasable Programmable Read-Only Memory,
EEPROM) etc..Wherein, memorizer 220 is used for storing program, and described processor 240 is receiving
After performing instruction, performing described program, what aforementioned embodiment of the present invention any embodiment disclosed flows through journey
The method performed by server of definition can apply in processor, or is realized by processor.
Processor 240 is probably a kind of IC chip, has the disposal ability of signal.Above-mentioned
Processor can be general processor, including central processing unit (Central Processing Unit,
Be called for short CPU), network processing unit (Network Processor, be called for short NP) etc.；Can also is that numeral
Signal processor (DSP), special IC (ASIC), ready-made programmable gate array (FPGA) or its
His PLD, discrete gate or transistor logic, discrete hardware components.Can be real
Disclosed each method, step and logic diagram now or in the execution embodiment of the present invention.General procedure
The processor etc. that device can be microprocessor or this processor can also be any routine.
Fig. 3 shows the flow chart of a kind of rating business credit method that one embodiment of the invention provides,
Referring to Fig. 3, what the present embodiment described is the handling process of server, and described method includes:
Step S301, server obtains the information that enterprise is corresponding, and described information includes enterprises registration information
The first state, described first state is used for characterizing whether enterprises registration information is verified；
It is understood that the message submitted to when assuming enterprises registration contains the letter relating in many ways participating in
Breath, the information such as submitted a tender or call for bid, and these information all obtain the checking of all participants,
Then its enterprise not verified by participant relative to other, its credit rating is the highest.
Step S302, the first state in enterprises registration information described in server lookup described in described server
For the information of non-proofing state, the initial value of score corresponding for described enterprise is deducted described first state
For the mark that the information of non-proofing state is corresponding；
The initial value assuming score corresponding for enterprise A is 0, and enterprise's note of enterprise A that server obtains
Volume information includes that (enterprises registration address, business entity's information, enterprise staff register, business transaction is believed
Breath), wherein business transaction information contains the Transaction Information with enterprise B, it is assumed that now enterprise B ginseng
With checking, the most now the score of enterprise A can't reduce, and remains as initial score 0.
The initial value assuming score corresponding for enterprise E is 0, and enterprise's note of enterprise E that server obtains
Volume information includes that (enterprises registration address, business entity's information, enterprise staff register, business transaction is believed
Breath), wherein business transaction information contains and enterprise C and the Transaction Information of enterprise D, it is assumed that this
Shi Qiye C and enterprise D all has neither part nor lot in checking, it is assumed that now the information of a non-proofing state is corresponding
Mark be 1, the most now the initial score 0 that must be divided into of enterprise E deducts 2, i.e. enterprise E must be divided into
-2.
Step S303, described server according to score corresponding to enterprise, and the comparative result of predetermined threshold value,
Determining the credit rating grade of enterprise, the score corresponding when described enterprise is more than or equal to described default threshold
Value, then business standing degree grade is the first order, and the score corresponding when described enterprise is less than described default threshold
Value, then business standing degree grade is the second level, and the described first order is higher than the second level.
Assume that predetermined threshold value is 0, then the credit rating grade of enterprise A is the first order, the credit rating of enterprise E
Grade is the second level.
The rating business credit method and apparatus that the embodiment of the present invention provides, is believed by inquiry enterprises registration
In breath, the first state is the information of non-proofing state, and carry out quantification calculates the score that enterprise is corresponding,
And pass through score corresponding to enterprise and the comparative result of predetermined threshold value, determine the credit grade of enterprise,
This mode avoids the subjectivity being directly estimated by people, also cannot play tricks so that assessment is more
Objective and credible.
Fig. 4 shows the flow chart of a kind of rating business credit method that further embodiment of this invention provides,
Referring to Fig. 4, what the present embodiment described is the handling process of server, and described method includes:
Step S401, receives the ordering instruction that client sends, and described ordering instruction comprises multiple row for the treatment of
The title of the enterprise of sequence；
It is understood that when client needs to make the credit rating of multiple enterprises and compares, or need
Some enterprise is selected when being traded or handle certain business, Yong Huke from multiple enterprises
First to send an ordering instruction to server by client, it is assumed that user need enterprise A and
The credit grade of enterprise B is ranked up, and contains enterprise A and enterprise B in the most described ordering instruction
Title, so that server responds described ordering instruction, calculates enterprise A according to following handling process
And return described ranking results after the credit rating grade of enterprise B, and sequence.
Step S402, described server obtains the information that multiple enterprises are corresponding, including enterprises registration information
The first state, enterprises registration information and the second state of enterprises registration information, described first state
For characterizing whether enterprises registration information is verified, described second state is used for characterizing enterprises registration information
Whether disclose；
If it is understood that information during registration is all selected disclosure, then its credibility by enterprise
To be higher.
Step S403, described server is inquired about the first state in described each enterprises registration information respectively and is
The information of non-proofing state, deducts described respectively by the initial value of score corresponding for described each enterprise
One state is the mark that the information of non-proofing state is corresponding, and described first state is used for characterizing enterprises registration
Whether information is verified；
The initial value assuming score corresponding for enterprise A is 0, and enterprise's note of enterprise A that server obtains
Volume information includes that (enterprises registration address, business entity's information, enterprise staff register, business transaction is believed
Breath), wherein business transaction information contains the Transaction Information with enterprise B, it is assumed that now enterprise B ginseng
With checking, the most now the score of enterprise A can't reduce, and remains as initial score 0.
The initial value assuming score corresponding for enterprise E is 0, and enterprise's note of enterprise E that server obtains
Volume information includes (enterprises registration address, enterprise staff register, business transaction information), and wherein enterprise hands over
Easily information contains and enterprise C and the Transaction Information of enterprise D, it is assumed that now enterprise C and enterprise
Industry D all has neither part nor lot in checking, it is assumed that the mark that now information of a non-proofing state is corresponding is 1, then this
The initial score 0 that must be divided into of Shi Qiye E deducts 2, i.e. enterprise E must be divided into-2.
Step S404, described server is respectively according to described each enterprises registration information and the reference preset
Corresponding relation between information, and respectively according to the second state of described each enterprises registration information,
Calculate the score that each enterprise is corresponding respectively.
Particularly as follows: described server inquires about the described ginseng lacked in described each enterprises registration information respectively
Examine information, the described reference information that will lack described in the deducting of score corresponding for described each enterprise respectively
Corresponding mark；It is not that described server inquires about the second state in described each enterprises registration information respectively
The information of open state, deducts described second state respectively for not by score corresponding for described each enterprise
The mark that openly information of state is corresponding.
Wherein, reference information is the information that enterprise have to possess when registration, it is to be understood that
The quantity of the reference information lacked in the enterprises registration information that server gets is the most, then the letter of enterprise
Expenditure is the lowest.If it addition, information during registration is all selected disclosure by enterprise, then it is credible
Degree will be higher.
The enterprises registration information of enterprise A includes (enterprises registration address, business entity's information, enterprise person
Work register, business transaction information), the first state corresponding to described information be respectively (open, open,
Undisclosed, undisclosed), now enterprise A must be divided into-2 points.Assume the reference letter in now server
Breath is (business entity's information, registered enterprise fund information), and now, enterprise A is owing to having lacked one
Reference information " registered enterprise fund information ", it is assumed that now reference information " registered enterprise fund information "
Corresponding mark is 1 point, the most now score-3 of enterprise A.
The enterprises registration information of enterprise E includes that (enterprise hands over for enterprises registration address, enterprise staff register
Easily information), the first state respectively (disclosure, disclosure are not disclosed) that described information is corresponding, now
Enterprise E must be divided into-3 points.Simultaneously because enterprise E has lacked two reference informations, " enterprises registration provides
Gold information " and " business entity's information ", it is assumed that the mark that now two reference informations are corresponding is respectively 1
Point, the most now score-5 of enterprise E.
It is understood that mark corresponding to each reference information is not limited to 1 point, can be other
Fractional value, the mark of each reference information is not limited to the same score, it is also possible to be different obtaining
Point.
Step S405, described server is respectively according to the score that each enterprise is corresponding, with predetermined threshold value
Comparative result, determines the credit rating grade of each enterprise respectively, and the score corresponding when described enterprise is big
In or equal to described predetermined threshold value, then business standing degree grade is the first order, when described enterprise is corresponding
Score is less than described predetermined threshold value, then business standing degree grade is the second level, and the described first order is higher than the
Two grades.
Assume that predetermined threshold value is-4, then enterprise A is the first estate, and enterprise E is the second grade.
Step S406, is ranked up obtaining ranking results by the credit rating grade of the plurality of enterprise.
Therefore the result after sequence is: the credit rating grade of the enterprise A credit rating grade higher than enterprise E.
Step S407, returns to described client by described ranking results.
The rating business credit method that the embodiment of the present invention provides, except by inquiry enterprises registration information
In the first state be the information of non-proofing state, carry out quantification calculate enterprise corresponding exceptionally,
Also add the corresponding relation between described each enterprises registration information and default reference information, and
The score that enterprise is corresponding is calculated respectively according to the open state of described each enterprises registration information so that
Evaluation system is more perfect, the result of assessment more accurately and objective, and client can by
Server sends ordering instruction and obtains the result to the sequence of multiple enterprise evaluation credit rating grades, auxiliary
The credit rating grade of multiple enterprises is more objectively ranked up by user.
Refer to Fig. 5, be the rating business credit device shown in Fig. 2 of present pre-ferred embodiments offer
High-level schematic functional block diagram.Described rating business credit device 210 includes at acquisition module 211, first
Reason module 212, judge module 213, can run on server 200.
Acquisition module 211, for obtaining the information that enterprise is corresponding, described information includes enterprises registration information
The first state, described first state is used for characterizing whether enterprises registration information is verified；Preferably,
Described information also includes the second state of enterprises registration information and enterprises registration information, described second shape
State is used for characterizing whether enterprises registration information discloses；
First processing module 212, what the first state for inquiring about described enterprises registration information comprised does not tests
Card state, what the initial value of score corresponding for described enterprise deducted described first state comprises does not verifies
The mark that state is corresponding；
Judge module 213, for the score corresponding according to enterprise, with the comparative result of predetermined threshold value, comes
Determining the credit rating grade of enterprise, the score corresponding when described enterprise is more than or equal to described predetermined threshold value,
Then business standing degree grade is the first order, and the score corresponding when described enterprise is less than described predetermined threshold value,
Then business standing degree grade is the second level, and the described first order is higher than the second level.
It is understood that in order to described apparatus function is more perfect, assessment result is more credible and objective
Seeing, optionally, described device also includes the 3rd processing module 214, described 3rd processing module 214,
For at described judge module according to score corresponding to enterprise, with the comparative result of predetermined threshold value, come really
Before determining the credit rating grade of enterprise, according between described enterprises registration information and default reference information
Corresponding relation, and the second state according to described enterprises registration information, calculate enterprise corresponding
Point.
Preferably, refer to Fig. 6, the 3rd processing module 214 include the first process submodule 2141 with
And second process submodule 2142, described first process submodule 2141, for described server lookup
The described reference information lacked in described enterprises registration information, by deducting of score corresponding for described enterprise
The mark that the described described reference information lacked is corresponding；Described second processes submodule 2142, for institute
The second state in enterprises registration information described in server lookup of stating is the information of undisclosed state, by described
Score corresponding to enterprise deducts the mark that information that described second state is undisclosed state is corresponding.
Further, when realizing being estimated the credit rating grade of an enterprise, user may be also
Expect to obtain the result to the sequence of multiple business standing degree grades, it is preferred, therefore, that described acquisition mould
Block 211, is additionally operable to obtain the information that multiple enterprise is corresponding；Described judge module 213, is additionally operable to determine
The credit rating grade of multiple enterprises；Described device also includes order module 215, described order module 215,
For being ranked up obtaining ranking results by the credit rating grade of the plurality of enterprise；Described device also wraps
Including receiver module 216 and return module 217, described receiver module 216, at described acquisition module
Before obtaining the information that multiple enterprise is corresponding, receiving the ordering instruction that client sends, described sequence refers to
Order comprises the title of multiple enterprise to be sorted；Described return module 217, in described order module
After the credit rating grade of the plurality of enterprise is ranked up, described ranking results is returned to
Described client.
It should be noted that each embodiment in this specification all uses the mode gone forward one by one to describe, often
What individual embodiment stressed is all the difference with other embodiments, identical between each embodiment
Similar part sees mutually.
Communicator that the embodiment of the present invention is provided and system, it realizes technology effect of principle and generation
Fruit is identical with preceding method embodiment, for briefly describing, and the not mentioned part of device embodiment part, can
With reference to corresponding contents in preceding method embodiment.
In several embodiments provided herein, it should be understood that disclosed apparatus and method,
Can also realize by another way.Device embodiment described above is only schematically,
Such as, the flow chart in accompanying drawing and block diagram show the device of multiple embodiments according to the present invention, side
Method and architectural framework in the cards, function and the operation of computer program.In this, stream
Each square frame in journey figure or block diagram can represent a module, program segment or a part for code, institute
The part stating module, program segment or code comprises one or more logic function for realizing regulation
Executable instruction.It should also be noted that at some as in the implementation replaced, square frame is marked
The function of note can also occur to be different from the order marked in accompanying drawing.Such as, two continuous print sides
Frame can essentially perform substantially in parallel, and they can also perform sometimes in the opposite order, and this depends on
Depending on involved function.It is also noted that each square frame in block diagram and/or flow chart and
The combination of the square frame in block diagram and/or flow chart, can be with performing the function of regulation or the special of action
Hardware based system realizes, or can realize with the combination of specialized hardware with computer instruction.
It addition, each functional module in each embodiment of the present invention can integrate formation one
Independent part, it is also possible to be modules individualism, it is also possible to two or more module collection
It is shaped as an independent part.
If described function realizes using the form of software function module and as independent production marketing or make
Used time, can be stored in a computer read/write memory medium.Based on such understanding, this
Part that prior art is contributed by bright technical scheme the most in other words or this technical scheme
Part can embody with the form of software product, and this computer software product is stored in a storage
In medium, including some instructions with so that a computer equipment (can be personal computer, take
Business device, or the network equipment etc.) perform completely or partially walking of method described in each embodiment of the present invention
Suddenly.And aforesaid storage medium includes: USB flash disk, portable hard drive, read only memory (ROM, Read-Only
Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD
Etc. the various media that can store program code.It should be noted that in this article, such as the first He
The relational terms of second or the like is used merely to an entity or operation and another entity or operation
Make a distinction, and there is any this reality between not necessarily requiring or imply these entities or operating
Relation or order.And, term " includes ", " comprising " or its any other variant are intended to
Contain comprising of nonexcludability so that include the process of a series of key element, method, article or
Equipment not only includes those key elements, but also includes other key elements being not expressly set out, or also
Including the key element intrinsic for this process, method, article or equipment.There is no more restriction
In the case of, statement " including ... " key element limited, it is not excluded that including described key element
Process, method, article or equipment in there is also other identical element.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for
For those skilled in the art, the present invention can have various modifications and variations.All essences in the present invention
Within god and principle, any modification, equivalent substitution and improvement etc. made, should be included in the present invention
Protection domain within.It should also be noted that similar label represents similar with letter in following accompanying drawing
, therefore, the most a certain Xiang Yi accompanying drawing is defined, then it is right to need not in accompanying drawing subsequently
It defines further and explains.
The above, the only detailed description of the invention of the present invention, but protection scope of the present invention not office
Being limited to this, any those familiar with the art, can in the technical scope that the invention discloses
Readily occur in change or replace, all should contain within protection scope of the present invention.Therefore, the present invention
Protection domain should described be as the criterion with scope of the claims.
Claims (10)
1. a rating business credit method, it is characterised in that described method includes:
Server obtains the information that enterprise is corresponding, and described information includes the first state of enterprises registration information,
Described first state is used for characterizing whether enterprises registration information is verified；
In enterprises registration information described in described server lookup, the first state is the information of non-proofing state,
The initial value of score corresponding for enterprise is deducted the information that described first state is non-proofing state corresponding
Mark；
Described server, according to score corresponding to enterprise, with the comparative result of predetermined threshold value, determines enterprise
The credit rating grade of industry, the score corresponding when described enterprise is more than or equal to described predetermined threshold value, then looks forward to
Industry credit rating grade is the first order, and the score corresponding when described enterprise is less than described predetermined threshold value, then look forward to
Industry credit rating grade is the second level, and the described first order is higher than the second level.
Method the most according to claim 1, it is characterised in that it is corresponding that server obtains enterprise
Information, described information also includes the second state of enterprises registration information and enterprises registration information, described
Second state is used for characterizing whether enterprises registration information discloses, described method at described server according to enterprise
The score that industry is corresponding, and the comparative result of predetermined threshold value, before determining the credit rating grade of enterprise,
Also include:
Described server is according to the corresponding pass between described enterprises registration information and default reference information
System, and the second state according to described enterprises registration information, calculate the score that enterprise is corresponding.
Method the most according to claim 2, it is characterised in that described server is according to described
Corresponding relation between enterprises registration information and default reference information, and according to described enterprises registration
Second state of information, calculates the score that enterprise is corresponding, particularly as follows:
The described reference information lacked in enterprises registration information described in described server lookup, by described enterprise
The mark that the described reference information that lacks described in the deducting of the score that industry is corresponding is corresponding；
In enterprises registration information described in described server lookup, the second state is the information of undisclosed state,
Score corresponding for described enterprise is deducted corresponding the dividing of information that described second state is undisclosed state
Number.
Method the most according to claim 3, it is characterised in that described method also includes: described
Server obtains the information that multiple enterprises are corresponding, calculates the score that each enterprise is corresponding respectively, distinguishes
Determine the credit rating grade of each enterprise, be ranked up obtaining by the credit rating grade of the plurality of enterprise
Ranking results.
Method the most according to claim 4, it is characterised in that obtain multiple at described server
Also include before the information that enterprise is corresponding: receive the ordering instruction that client sends, described ordering instruction
Comprise the title of multiple enterprise to be sorted；
It is ranked up also wrapping after obtaining ranking results by the credit rating grade of the plurality of enterprise described
Include: described ranking results is returned to described client.
6. a rating business credit device, it is characterised in that described device includes:
Acquisition module, for obtaining the information that enterprise is corresponding, described information includes enterprises registration information
First state, described first state is used for characterizing whether enterprises registration information is verified；
First processing module, what the first state for inquiring about described enterprises registration information comprised does not verifies
State, deducts the non-proofing state pair that described first state comprises by the initial value of score corresponding for enterprise
The mark answered；
Judge module, for the score corresponding according to enterprise, with the comparative result of predetermined threshold value, comes really
Determining the credit rating grade of enterprise, the score corresponding when described enterprise is more than or equal to described predetermined threshold value,
Then business standing degree grade is the first order, and the score corresponding when described enterprise is less than described predetermined threshold value,
Then business standing degree grade is the second level, and the described first order is higher than the second level.
Device the most according to claim 6, it is characterised in that described acquisition module is used for obtaining
The information that enterprise is corresponding, described information also includes enterprises registration information and the second of enterprises registration information
State, described second state is used for characterizing whether enterprises registration information discloses；
Described device also includes the 3rd processing module, and described 3rd processing module, in described judgement
Module, according to score corresponding to enterprise, with the comparative result of predetermined threshold value, determines the credit rating of enterprise
Before grade, according to the corresponding relation between described enterprises registration information and default reference information, with
And the second state according to described enterprises registration information, calculate the score that enterprise is corresponding.
Device the most according to claim 6, it is characterised in that the 3rd processing module includes first
Process submodule and second and process submodule,
Described first processes submodule, the institute lacked in enterprises registration information described in server lookup
State reference information, by corresponding for the described reference information lacked described in the deducting of score corresponding for described enterprise
Mark；
Described second processes submodule, in enterprises registration information described in described server lookup second
State is the information of undisclosed state, score corresponding for described enterprise deducts described second state for not
The mark that openly information of state is corresponding.
Device the most according to claim 8, it is characterised in that described acquisition module, is additionally operable to
Obtain the information that multiple enterprise is corresponding；Described judge module, is additionally operable to determine the credit rating of multiple enterprise
Grade；Described device also includes order module, and described order module, for by the plurality of enterprise
Credit rating grade is ranked up obtaining ranking results.
Device the most according to claim 9, it is characterised in that described device also includes receiving mould
Block and return module,
Described receiver module, before obtaining, at described acquisition module, the information that multiple enterprises are corresponding,
Receiving the ordering instruction that client sends, described ordering instruction comprises the title of multiple enterprise to be sorted；
Described return module, for being used for the credit rating etc. of the plurality of enterprise in described order module
After level is ranked up, described ranking results is returned to described client.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610368080.5A CN105976131A (en) | 2016-05-26 | 2016-05-26 | Credit assessment method and apparatus for enterprise |
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|---|---|---|---|
| CN201610368080.5A CN105976131A (en) | 2016-05-26 | 2016-05-26 | Credit assessment method and apparatus for enterprise |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111445307A (en) * | 2020-03-26 | 2020-07-24 | 深圳市飞宇通视讯工程有限公司 | Enterprise product reputation authentication sequencing method and electronic transaction display platform |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111445307A (en) * | 2020-03-26 | 2020-07-24 | 深圳市飞宇通视讯工程有限公司 | Enterprise product reputation authentication sequencing method and electronic transaction display platform |
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Application publication date: 20160928 |