CN105844516A - Method and device for evaluating enterprise credit - Google Patents
Method and device for evaluating enterprise credit Download PDFInfo
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- CN105844516A CN105844516A CN201610361471.4A CN201610361471A CN105844516A CN 105844516 A CN105844516 A CN 105844516A CN 201610361471 A CN201610361471 A CN 201610361471A CN 105844516 A CN105844516 A CN 105844516A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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Abstract
The embodiment of the invention provides a method and a device for evaluating enterprise credit. The method comprises the steps that a server receives information which is inputted by a user through a client, wherein the inputted information comprises standard information and a corresponding weight; the server receives a query instruction of the client; the server acquires enterprise information of an enterprise to be queried according to a name of the enterprise to be queried; the server calculates the credit level according to the enterprise information of the enterprise to be queried, the standard information and the corresponding weight. According to the method, the standard information inputted by the user and the corresponding weight are received through the server so as to confirm factors concerned by the user when the enterprise credit level is evaluated, and the credit level of the enterprise to be queried is calculated according to the standard information inputted by the user and the weight corresponding to the standard information, so that the user is enabled to freely combine concerned factors so as to act as the evaluation standard. In addition, the enterprise credit level acquired through the method is closer to user requirements, and the user experience degree is improved.
Description
Technical field
The present invention relates to data processing field, in particular to a kind of rating business credit method and
Device.
Background technology
At present the appraisal procedure to business standing be mostly determined standard by server after, user is according to clothes
The standard that business device determines carries out enterprise evaluation, and this method may make the factor quilt that some user pays close attention to
Ignorance is fallen, and user experience is the highest.
Summary of the invention
In view of this, the purpose of the embodiment of the present invention is to provide a kind of rating business credit method and dress
Put to solve the problems referred to above.
First aspect, a kind of rating business credit method that the embodiment of the present invention provides, described method bag
Include: server receives the information that user is inputted by client, and the information of described input includes that standard is believed
Breath and weight corresponding to described standard information;Described server receives the query statement of described client,
Described query statement includes the name of enterprise to be checked;Described server is according to described enterprise to be checked
Name obtains the company information of described enterprise to be checked;Described server is according to described enterprise to be checked
The weight that company information, described standard information and described standard information are corresponding, calculates enterprise to be checked
Corresponding credit grade.
Second aspect, a kind of rating business credit device that the embodiment of the present invention provides, described device bag
Include: the first receiver module, for receiving the information that user is inputted, the letter of described input by client
Breath includes standard information and weight corresponding to described standard information;Second receiver module, is used for receiving
The query statement of described client, described query statement comprises the name of enterprise to be checked;Enquiry module,
The company information of enterprise to be checked is obtained for the name according to described enterprise to be checked;Processing module,
For described server according to the company information of described enterprise to be checked, described standard information and described
The weight that standard information is corresponding, calculates the credit grade that enterprise to be checked is corresponding.
Compared with prior art, a kind of rating business credit method and device that the embodiment of the present invention provides,
Receive the standard information of user's input and the weight that described standard information is corresponding by server, come really
Recognize the factor that user is paid close attention to when evaluating credit rating of enterprise, and according to the standard information of user's input
And weight corresponding to described standard information calculates the credit grade of enterprise to be checked, so make to use
Family can the factor paid close attention to of independent assortment self as evaluation criterion, appraisal procedure is more flexible, and
The credit rating of enterprise drawn by described method, closer to user's request, promotes user experience.
For making the above-mentioned purpose of the present invention, feature and advantage to become apparent, preferable reality cited below particularly
Execute example, and coordinate appended accompanying drawing, be described in detail below.
Accompanying drawing explanation
In order to be illustrated more clearly that the technical scheme of the embodiment of the present invention, below will be to required in embodiment
Accompanying drawing to be used is briefly described, it will be appreciated that the following drawings illustrate only some of the present invention
Embodiment, is therefore not construed as the restriction to scope, for those of ordinary skill in the art,
On the premise of not paying creative work, it is also possible to obtain other relevant accompanying drawings according to these accompanying drawings.
Fig. 1 is the schematic diagram that a kind of server that the embodiment of the present invention provides interacts with client.
Fig. 2 is the block diagram of the server that the embodiment of the present invention provides.
Fig. 3 is the flow chart of a kind of rating business credit method that one embodiment of the invention provides.
Fig. 4 is the functional module signal of a kind of rating business credit device that one embodiment of the invention provides
Figure.
Fig. 5 is the processing module in a kind of rating business credit device that one embodiment of the invention provides
High-level schematic functional block diagram.
Detailed description of the invention
Below in conjunction with accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out
Clearly and completely describe, it is clear that described embodiment is only a part of embodiment of the present invention,
Rather than whole embodiments.Generally herein described in accompanying drawing and the group of the embodiment of the present invention that illustrates
Part can be arranged with various different configurations and design.Therefore, below to the basis provided in the accompanying drawings
The detailed description of inventive embodiment is not intended to limit the scope of claimed invention, but only
Only represent the selected embodiment of the present invention.Based on embodiments of the invention, those skilled in the art are not having
There is on the premise of making creative work the every other embodiment obtained, broadly fall into present invention protection
Scope.
It should also be noted that similar label and letter represent similar terms, therefore, one in following accompanying drawing
A certain Xiang Yi the accompanying drawing of denier is defined, then need not it is carried out further in accompanying drawing subsequently
Definition and explanation.Meanwhile, in describing the invention, term " first ", " second " etc. are only used for
Distinguish and describe, and it is not intended that indicate or hint relative importance.
As it is shown in figure 1, be that the server 200 that the embodiment of the present invention provides passes through net with client 100
The schematic diagram that network 300 interacts.Described server 200 is by network 300 and one or more visitors
Family end 100 is communicatively coupled, to carry out data communication or mutual.Described server 200 can be
The webserver, database server etc..Described client 100 can be PC (personal
Computer, PC), panel computer, smart mobile phone, personal digital assistant (personal digital
Assistant, PDA) etc..
As in figure 2 it is shown, be the block diagram of a kind of server 200 that the embodiment of the present invention provides.
Described server 200 includes rating business credit device 210, memorizer 220, storage control 230
And processor 240.
Described memorizer 220, storage control 230, each element of processor 240 each other directly or
Indirectly it is electrically connected with, to realize the transmission of data or mutual.Such as, these elements each other may be used
Realize being electrically connected with by one or more communication bus or holding wire.Described rating business credit device
210 include that at least one can be stored in described memorizer with the form of software or firmware (firmware)
Or it is solidificated in the software merit in the operating system (operating system, OS) of described mobile terminal
Can module.Described processor 240 is for performing the executable module of storage in memorizer 220, such as
Software function module that described rating business credit device 210 includes or computer program.
Wherein, memorizer 220 may be, but not limited to, random access memory
(Random Access Memory, RAM), read only memory (Read Only Memory, ROM),
Programmable read only memory (Programmable Read-Only Memory, PROM), erasable
Read memorizer (Erasable Programmable Read-Only Memory, EPROM), electrically erasable
Except read only memory (Electric Erasable Programmable Read-Only Memory,
EEPROM) etc..Wherein, memorizer 220 is used for storing program, and described processor 240 is receiving
After performing instruction, performing described program, what aforementioned embodiment of the present invention any embodiment disclosed flows through journey
The method performed by server of definition can apply in processor, or is realized by processor.
Processor 240 is probably a kind of IC chip, has the disposal ability of signal.Above-mentioned
Processor can be general processor, including central processing unit (Central Processing Unit,
Be called for short CPU), network processing unit (Network Processor, be called for short NP) etc.;Can also is that numeral
Signal processor (DSP), special IC (ASIC), ready-made programmable gate array (FPGA) or its
His PLD, discrete gate or transistor logic, discrete hardware components.Can be real
Disclosed each method, step and logic diagram now or in the execution embodiment of the present invention.General procedure
The processor etc. that device can be microprocessor or this processor can also be any routine.
Fig. 3 shows the flow chart of a kind of rating business credit method that one embodiment of the invention provides,
Referring to Fig. 3, what the present embodiment described is the handling process of server, and described method includes:
Step S301, server receives the information that user is inputted, the information of described input by client
Including the weight that standard information and described standard information are corresponding;
It is understood that company information has a variety of, the registered address of enterprise, enterprise can be included
Corporate message, the Transaction Information of enterprise, enterprise pays water, electricity and gas information, enterprise pays social security information
And employee's register information etc. of enterprise, but it is not limited to information mentioned above.User might not be to enterprise
All information of industry are all paid close attention to, and therefore user can be in the way of manually inputting or by selection
Mode determines the company information oneself paid close attention to, and using these information as standard information, calculates with this
The credit grade of enterprise.
User's input or after selecting standard information, can further according to oneself to standard information
Degree of concern, is manually entered or selectes its respective weights.
Step S302, described server receives the query statement of described client, described query statement bag
Include the name of enterprise to be checked;
Step S303, described server obtains described enterprise to be checked according to the name of described enterprise to be checked
The company information of industry;
Step S304, described server returns the company information of described enterprise to be checked to described client.
Step S305, described server is according to the company information of described enterprise to be checked, described standard letter
Breath and weight corresponding to described standard information, calculate the credit grade that enterprise to be checked is corresponding.
Described mark that is concrete, that comprise in the company information of enterprise to be checked described in described server lookup
Calibration information;By weight corresponding for the described standard information comprised in the company information of described enterprise to be checked
It is added;According to the comparative result of the weighted value after being added with predetermined threshold value, determine the credit grade of enterprise.
Step S306, described server returns, to described client, the credit grade that enterprise to be checked is corresponding.
Assume that the standard information that the user that server receives selectes is (registered address of enterprise, enterprise
Corporate message, the Transaction Information of enterprise), and receive what user gave for its selected standard information
Corresponding weight is respectively (1,2,3), needs to inquire about enterprise 1 correspondence when server receives user
During this query statement of credit grade, first server obtains the company information of enterprise 1 correspondence, it is assumed that
For (registered address of enterprise, the corporate message of enterprise, enterprise pays water, electricity and gas information, enterprise pays
Employee's register information of social security information and enterprise), now, server can be determined that now enterprise 1 comprises
The registered address of 2 standard information, respectively enterprise and the corporate message of enterprise, the note of enterprise
Weight corresponding to volume address is 1, and the weight that the corporate message of enterprise is corresponding is 2, two weights is added
After be 3, it is assumed that now server arrange predetermined threshold value be 4, then server judges the credit etc. of enterprise
Level the first estate, it is to be understood that described the first estate is the grade that credit is relatively low.Judgement completes
After, described the first estate is returned to client by server.
The rating business credit method that the present embodiment provides, receives the standard of user's input by server
Information and weight corresponding to described standard information, confirm that user is evaluating credit rating of enterprise time institute
The factor paid close attention to, and the standard information and weight corresponding to described standard information according to user's input come
Calculate the credit grade of enterprise to be checked, so allow users to the factor that independent assortment self is paid close attention to
As evaluation criterion, appraisal procedure is more flexible, and the business standing etc. drawn by described method
Level, closer to user's request, promotes user experience.
Refer to Fig. 4, be the rating business credit device 210 shown in Fig. 2 of embodiment of the present invention offer
High-level schematic functional block diagram.Described rating business credit device 210 include the first receiver module 211,
Two receiver modules 212, enquiry module 213, processing module 215, can run on server 200.
First receiver module 211, for receiving the information that user is inputted by client, described input
Information includes standard information and weight corresponding to described standard information;
Second receiver module 212, for receiving the query statement of described client, described query statement bag
Name containing enterprise to be checked;
Enquiry module 213, obtains the enterprise of enterprise to be checked for the name according to described enterprise to be checked
Information;
Preferably, described company information includes: the registered address of enterprise, the corporate message of enterprise, enterprise
The Transaction Information of industry, enterprise pay water, electricity and gas information, enterprise pays employee's name of social security information and enterprise
Volume information.
Processing module 215, for described server according to the company information of described enterprise to be checked, described
Standard information and weight corresponding to described standard information, calculate the credit grade that enterprise to be checked is corresponding.
Preferably, referring to Fig. 5, described processing module 215 specifically includes: the first inquiry submodule
2151, the second calculating sub module 2152 and the 3rd processes submodule 2153,
First inquiry submodule 2151, comprises in the company information inquiring about described enterprise to be checked
Described standard information;
Second calculating sub module 2152, for the institute that will comprise in the company information of described enterprise to be checked
State weight corresponding to standard information to be added;
3rd processes submodule 2153, for the comparison knot according to the weighted value after being added with predetermined threshold value
Really, the credit grade of enterprise is determined.
Further, in described processing module 215 according to the company information of described enterprise to be checked, institute
State standard information and weight corresponding to described standard information, calculate the credit etc. that enterprise to be checked is corresponding
Also including the first return module 214 before Ji, described first returns module 214, for described server
The company information of described enterprise to be checked is returned to described client.
Further, in described processing module 215 according to the company information of described enterprise to be checked, institute
State standard information and weight corresponding to described standard information, calculate the credit etc. that enterprise to be checked is corresponding
Also including the second return module 216 after Ji, described second returns module 216, for described client
End returns the credit grade that described enterprise to be checked is corresponding.
The most each module can be by software code realization, and now, above-mentioned each module can be stored in clothes
In the memorizer of business device.The most each module is equally realized by hardware such as IC chip.
It should be noted that each embodiment in this specification all uses the mode gone forward one by one to describe, often
What individual embodiment stressed is all the difference with other embodiments, identical between each embodiment
Similar part sees mutually.
The rating business credit device that the embodiment of the present invention is provided, it realizes the technology of principle and generation
Effect is identical with preceding method embodiment, for briefly describing, and the not mentioned part of device embodiment part,
Refer to corresponding contents in preceding method embodiment.
In several embodiments provided herein, it should be understood that disclosed apparatus and method,
Can also realize by another way.Device embodiment described above is only schematically,
Such as, the flow chart in accompanying drawing and block diagram show the device of multiple embodiments according to the present invention, side
Method and architectural framework in the cards, function and the operation of computer program.In this, stream
Each square frame in journey figure or block diagram can represent a module, program segment or a part for code, institute
The part stating module, program segment or code comprises one or more logic function for realizing regulation
Executable instruction.It should also be noted that at some as in the implementation replaced, square frame is marked
The function of note can also occur to be different from the order marked in accompanying drawing.Such as, two continuous print sides
Frame can essentially perform substantially in parallel, and they can also perform sometimes in the opposite order, and this depends on
Depending on involved function.It is also noted that each square frame in block diagram and/or flow chart and
The combination of the square frame in block diagram and/or flow chart, can be with performing the function of regulation or the special of action
Hardware based system realizes, or can realize with the combination of specialized hardware with computer instruction.
It addition, each functional module in each embodiment of the present invention can integrate formation one
Independent part, it is also possible to be modules individualism, it is also possible to two or more module collection
It is shaped as an independent part.
If described function realizes using the form of software function module and as independent production marketing or make
Used time, can be stored in a computer read/write memory medium.Based on such understanding, this
Part that prior art is contributed by bright technical scheme the most in other words or this technical scheme
Part can embody with the form of software product, and this computer software product is stored in a storage
In medium, including some instructions with so that a computer equipment (can be personal computer, take
Business device, or the network equipment etc.) perform completely or partially walking of method described in each embodiment of the present invention
Suddenly.And aforesaid storage medium includes: USB flash disk, portable hard drive, read only memory (ROM, Read-Only
Memory), random access memory (RAM, Random Access Memory), magnetic disc or CD
Etc. the various media that can store program code.It should be noted that in this article, such as the first He
The relational terms of second or the like is used merely to an entity or operation and another entity or operation
Make a distinction, and there is any this reality between not necessarily requiring or imply these entities or operating
Relation or order.And, term " includes ", " comprising " or its any other variant are intended to
Contain comprising of nonexcludability so that include the process of a series of key element, method, article or
Equipment not only includes those key elements, but also includes other key elements being not expressly set out, or also
Including the key element intrinsic for this process, method, article or equipment.There is no more restriction
In the case of, statement " including ... " key element limited, it is not excluded that including described key element
Process, method, article or equipment in there is also other identical element.
The foregoing is only the preferred embodiments of the present invention, be not limited to the present invention, for
For those skilled in the art, the present invention can have various modifications and variations.All essences in the present invention
Within god and principle, any modification, equivalent substitution and improvement etc. made, should be included in the present invention
Protection domain within.It should also be noted that similar label represents similar with letter in following accompanying drawing
, therefore, the most a certain Xiang Yi accompanying drawing is defined, then it is right to need not in accompanying drawing subsequently
It defines further and explains.
The above, the only detailed description of the invention of the present invention, but protection scope of the present invention not office
Being limited to this, any those familiar with the art, can in the technical scope that the invention discloses
Readily occur in change or replace, all should contain within protection scope of the present invention.Therefore, the present invention
Protection domain should described be as the criterion with scope of the claims.
Claims (10)
1. a rating business credit method, it is characterised in that described method includes:
Server receives the information that user is inputted by client, and the information of described input includes that standard is believed
Breath and weight corresponding to described standard information;
Described server receives the query statement of described client, and described query statement includes enterprise to be checked
The name of industry;
Described server obtains enterprise's letter of described enterprise to be checked according to the name of described enterprise to be checked
Breath;
Described server is according to the company information of described enterprise to be checked, described standard information and described
The weight that standard information is corresponding, calculates the credit grade that enterprise to be checked is corresponding.
Method the most according to claim 1, it is characterised in that described server according to described in treat
The weight that the inquiry company information of enterprise, described standard information and described standard information are corresponding, calculates
The credit grade that enterprise to be checked is corresponding, specifically includes:
The described standard information comprised in the company information of enterprise to be checked described in described server lookup;
By weight phase corresponding for the described standard information comprised in the company information of described enterprise to be checked
Add;
According to the comparative result of the weighted value after being added with predetermined threshold value, determine the credit grade of enterprise.
Method the most according to claim 1, it is characterised in that described server according to described in treat
The weight that the inquiry company information of enterprise, described standard information and described standard information are corresponding, calculates
Before the credit grade that enterprise to be checked is corresponding, also include:
Described server returns the company information of described enterprise to be checked to described client.
Method the most according to claim 1, it is characterised in that at described server according to described
The weight that the company information of enterprise to be checked, described standard information and described standard information are corresponding, meter
After calculating the credit grade that enterprise to be checked is corresponding, also include:
Described server returns, to described client, the credit grade that enterprise to be checked is corresponding.
Method the most according to claim 1, it is characterised in that described company information includes:
The registered address of enterprise, the corporate message of enterprise, the Transaction Information of enterprise, enterprise pay water power
Gas information, enterprise pay employee's register information of social security information and enterprise.
6. a rating business credit device, it is characterised in that described device includes:
First receiver module, for receiving the information that user is inputted, the letter of described input by client
Breath includes standard information and weight corresponding to described standard information;
Second receiver module, for receiving the query statement of described client, described query statement comprises
The name of enterprise to be checked;
Enquiry module, obtains enterprise's letter of enterprise to be checked for the name according to described enterprise to be checked
Breath;
Processing module, for server according to the company information of described enterprise to be checked, described standard letter
Breath and weight corresponding to described standard information, calculate the credit grade that enterprise to be checked is corresponding.
Device the most according to claim 6, it is characterised in that described processing module specifically includes:
First inquiry submodule, comprise in the company information inquiring about described enterprise to be checked is described
Standard information;
Second calculating sub module, for the described mark that will comprise in the company information of described enterprise to be checked
The weight that calibration information is corresponding is added;
3rd processes submodule, for the comparative result according to the weighted value after being added with predetermined threshold value,
Determine the credit grade of enterprise.
Device the most according to claim 6, it is characterised in that in described processing module according to institute
State the weight that the company information of enterprise to be checked, described standard information and described standard information are corresponding,
The first return module is also included before calculating the credit grade that enterprise to be checked is corresponding,
Described first returns module, returns described enterprise to be checked for described server to described client
The company information of industry.
Device the most according to claim 6, it is characterised in that in described processing module according to institute
State the weight that the company information of enterprise to be checked, described standard information and described standard information are corresponding,
The second return module is also included after calculating the credit grade that enterprise to be checked is corresponding,
Described second returns module, for returning, to described client, the letter that described enterprise to be checked is corresponding
Use grade.
Device the most according to claim 6, it is characterised in that described company information includes:
The registered address of enterprise, the corporate message of enterprise, the Transaction Information of enterprise, enterprise pay water power
Gas information, enterprise pay employee's register information of social security information and enterprise.
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CN201610361471.4A CN105844516A (en) | 2016-05-26 | 2016-05-26 | Method and device for evaluating enterprise credit |
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CN106502992A (en) * | 2016-11-10 | 2017-03-15 | 四川享宇金信金融服务外包有限公司 | A kind of information intersects checking method and device |
CN106875132A (en) * | 2017-03-17 | 2017-06-20 | 严东军 | Objective dynamic credit rating method and platform based on subjective consciousness of honesty |
CN108681813A (en) * | 2018-05-09 | 2018-10-19 | 平安普惠企业管理有限公司 | A kind of blacklist processing method and terminal device |
CN109272188A (en) * | 2018-07-26 | 2019-01-25 | 上海质量管理科学研究院 | Customer Experience assessment authentication application system based on service characteristic |
CN109409900A (en) * | 2018-01-26 | 2019-03-01 | 深圳市买买提信息科技有限公司 | A kind of trade company's checking method and server |
CN110503337A (en) * | 2019-08-26 | 2019-11-26 | 付强 | A kind of business strategy small watersheds, method |
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CN105354682A (en) * | 2015-12-01 | 2016-02-24 | 无锡颖检企业管理咨询有限公司 | Enterprise public information release system |
CN105574666A (en) * | 2015-12-15 | 2016-05-11 | 浪潮软件股份有限公司 | Method and device for evaluating credit level of enterprise based on key data modeling |
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CN101882280A (en) * | 2009-05-07 | 2010-11-10 | 连翠营 | Method for evaluating credit rating of enterprise |
CN105354682A (en) * | 2015-12-01 | 2016-02-24 | 无锡颖检企业管理咨询有限公司 | Enterprise public information release system |
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Cited By (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106502992A (en) * | 2016-11-10 | 2017-03-15 | 四川享宇金信金融服务外包有限公司 | A kind of information intersects checking method and device |
CN106875132A (en) * | 2017-03-17 | 2017-06-20 | 严东军 | Objective dynamic credit rating method and platform based on subjective consciousness of honesty |
CN106875132B (en) * | 2017-03-17 | 2020-11-24 | 严东军 | Subjective integrity consciousness-based objective dynamic credit rating assessment method and platform |
CN109409900A (en) * | 2018-01-26 | 2019-03-01 | 深圳市买买提信息科技有限公司 | A kind of trade company's checking method and server |
CN108681813A (en) * | 2018-05-09 | 2018-10-19 | 平安普惠企业管理有限公司 | A kind of blacklist processing method and terminal device |
CN109272188A (en) * | 2018-07-26 | 2019-01-25 | 上海质量管理科学研究院 | Customer Experience assessment authentication application system based on service characteristic |
CN110503337A (en) * | 2019-08-26 | 2019-11-26 | 付强 | A kind of business strategy small watersheds, method |
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