CN105913265A - Transaction method - Google Patents
Transaction method Download PDFInfo
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- CN105913265A CN105913265A CN201610293022.0A CN201610293022A CN105913265A CN 105913265 A CN105913265 A CN 105913265A CN 201610293022 A CN201610293022 A CN 201610293022A CN 105913265 A CN105913265 A CN 105913265A
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- CN
- China
- Prior art keywords
- transaction
- payment
- information
- attribute information
- commerce
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Abstract
The present invention discloses a transaction method. The method comprises: obtaining n target transaction attribute information corresponding to the transaction request information from m transaction attribute information stored in advance according to the transaction request information, wherein m>=n>=1; obtaining payment transaction information with a presetting format according to the n target transaction attribute information; and completing the transaction information according to the payment transaction information with the presetting format. The transaction method obtains the target transaction information corresponding to the transaction request information from a plurality of transaction attribute information stored in advance so as to greatly simplify the transaction flow and improve the payment transaction efficiency.
Description
Technical field
The present invention relates to the communications field, it particularly relates to a kind of method of commerce.
Background technology
At present, prior art exists multiple payment platform, such as Net silver, Alipay etc., kinds of platform it
Between method of payment all differ, and, transaction step and mutual data differ the most completely, therefore,
Cause each user to select different payment platforms when paying, then need website or APP exploit person
Member calls the method for payment that different payment platforms is corresponding.There is obvious flow process complexity in this kind of call method,
The defects such as efficiency is low.
For the problem in correlation technique, effective solution is the most not yet proposed.
Summary of the invention
For the problem in correlation technique, the present invention proposes a kind of method of commerce, it is possible to effectively simplify payment
Flow process, improves and pays efficiency.
The technical scheme is that and be achieved in that:
The invention provides a kind of method of commerce.
This method of commerce includes:
According to transaction request information, obtain and transaction request from m the transaction attribute information pre-saved
N the target transaction attribute information that information is corresponding, m >=n >=1；
According to n target transaction attribute information, obtain the payment transaction information with predetermined format；
According to having the payment transaction information of predetermined format, complete payment transaction.
In a preferred embodiment, according to transaction request information, belong to from m the transaction pre-saved
Property information in obtain n the target transaction attribute information corresponding with transaction request information, m >=n >=1 includes:
According to transaction request information, select and transaction request from m the transaction attribute information pre-saved
N the target transaction attribute information that information is corresponding；
Extract n target transaction attribute information.
In a preferred embodiment, obtain and corresponding with n target transaction attribute information there is pre-fixing
The payment transaction information of formula includes:
N target transaction attribute information after extracting is ranked up according to predetermined sequence, and acquisition has predetermined
The payment transaction information of form.
In a preferred embodiment, transaction request information includes specifying type of payment.
In a preferred embodiment, it is intended that type of payment needs to carry out payment transaction for uniquely determining
The type of payment terminal.
In a preferred embodiment, according to having the payment transaction information subscribing form, complete to pay and hand over
Easily include:
Send the payment transaction information with predetermined format；
Receive the payment data information returned by payment terminal, and according to n target transaction attribute, it is judged that
Pay whether data message meets terms of trade；
When payment data information meets terms of trade, determine payment transaction success.
The present invention by multi-exchange attribute information is packaged, thus pay time, as long as according to transaction
The transaction attribute information that request call is corresponding, it becomes possible to complete transaction payment, enormously simplify transaction flow,
Improve payment efficiency.
Accompanying drawing explanation
In order to be illustrated more clearly that the embodiment of the present invention or technical scheme of the prior art, below will be to enforcement
In example, the required accompanying drawing used is briefly described, it should be apparent that, the accompanying drawing in describing below is only
Some embodiments of the present invention, for those of ordinary skill in the art, are not paying creative work
Under premise, it is also possible to obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the flow chart of method of commerce according to embodiments of the present invention；
Fig. 2 is the flow chart of the specific embodiment of the method for commerce according to the present invention；
Fig. 3 is the block diagram of transaction system according to embodiments of the present invention.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clearly
Chu, be fully described by, it is clear that described embodiment be only a part of embodiment of the present invention rather than
Whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art obtained all its
His embodiment, broadly falls into the scope of protection of the invention.
According to embodiments of the invention, it is provided that a kind of method of commerce.
As it is shown in figure 1, method of commerce according to embodiments of the present invention, including:
Step S101, according to transaction request information, obtains from m the transaction attribute information pre-saved
N the target transaction attribute information corresponding with transaction request information, m >=n >=1.A preferred enforcement
In example, when obtaining target transaction number information, need elder generation according to transaction request information at m attribute of concluding the business
Information selects for n target transaction attribute information corresponding to transaction request information, then n transaction is belonged to
Property information is extracted.In one embodiment, transaction request information includes specifying type of payment, and this refers to
Determine the type of the payment terminal that type of payment is traded for uniquely determining needs, say, that obtaining
During n target transaction attribute information, particularly according to the appointment type of payment in transaction request information, from
And obtain n target transaction attribute information of correspondence.Wherein, this appointment type of payment is to be received by terminal to use
The instruction that family sends, thus select.
Step S103, according to n target transaction attribute information, obtains the payment transaction with predetermined format
Information.Concrete, in a preferred embodiment, step S103 includes to extract in step S101
To n target transaction attribute information be ranked up according to predetermined sequence, thus obtain there is predetermined format
Transaction Information.
Step S105, according to having the payment transaction information of predetermined format, completes payment transaction.Concrete,
In a preferred embodiment, the concrete methods of realizing of step S105 includes: will have predetermined format
Payment transaction information is sent to payment terminal, and receives the payment data information after being processed by payment terminal, then
Judging whether payment data information meets terms of trade according to n each target transaction attribute information, handing over if met
Easily condition, it is determined that payment transaction success.
For the method for commerce being better understood from the embodiment of the present invention, carry out in detail with specific embodiment below
Elaboration.It is illustrated in figure 2 the flow chart of the specific embodiment of the method for commerce of the present invention, in fig. 2:
First, by user's given transaction type, i.e. need the payment terminal carrying out paying (to pay flat
Platform or channel of disbursement) type, in the present embodiment, illustrate with payment terminal A, pay eventually
Type of transaction corresponding for end A is 3, and the application service APP in user terminal receives user and sent
Instruction and respond, i.e. generate transaction request information, in the present embodiment, user terminal is permissible
Being mobile terminal, in other embodiments, user terminal can be server or PC end.Application clothes
Transaction request information containing type of transaction 3 is sent to universal payment package interface by business APP, at this
In embodiment, universal payment package interface is a module, is arranged in user terminal.In this enforcement
In example, universal payment package interface pre-saves m transaction attribute information, m transaction attribute
Information includes but not limited to: ID, time, type, personnel, grade, mark, labelling, gold
Volume, encrypt, sign, originate, notify, return, extend, daily record, the different payment platforms such as remarks
The All Activity attribute information needed is included in wherein.In the present embodiment, payment terminal A needs
The transaction attribute information called is: type of payment, Notifications page path, page jump synchronization notice page
Path, face, seller's account, trade company's order number, order title, Payment Amount, order description, commodity
Show address, timestamp, the IP address of client.
With continued reference to Fig. 2, universal payment package interface will select the type of payment 3 for payment terminal A
Corresponding All Activity attribute information, and these transaction attribute informations are extracted.Subsequently, according to
Above-mentioned transaction attribute information is arranged by predefined procedure corresponding to terminal A, thus obtains having predetermined
The payment transaction information of form.It is to say, this payment transaction information with predetermined format includes
There is the above-mentioned transaction attribute information of arranged in sequence.Particularly, each payment terminal is all respective to having
Predefined procedure, pay package interface the predefined procedure of each payment terminal is stored in advance, with
When needing, retrieve and call.
With continued reference to Fig. 2, the payment transaction information with predetermined format is returned by universal payment package interface
Return to application service APP, and sent it to payment terminal A by application service APP by the Internet.
Payment terminal processes, and is then returned to the result after processing.Application service APP receives return
Payment data information, and transfer to universal payment package interface to resolve.Wherein, parsing includes judging
Whether payment data information meets terms of trade.Here terms of trade include but not limited to: trade gold
Volume is the most correct.When judging that payment transaction data message meets terms of trade, it is determined that payment transaction
Success, returns payment result to application service APP.If it is determined that payment transaction data message is unsatisfactory for
Terms of trade, then parse the result being unsatisfactory for terms of trade, in the present embodiment, it is judged that pays and hands over
Easily the data trade amount of money is incorrect, and Sorry, your ticket has not enough value to parse payment terminal.By payment result and parsing
Result returns to application service APP, is shown by the display page of user terminal, and points out use
Family transaction is unsuccessful, and the display unsuccessful reason of transaction.
According to embodiments of the invention, it is also possible to provide a kind of transaction system.
As it is shown on figure 3, transaction system according to embodiments of the present invention includes:
Target transaction attribute information acquisition module 31, for according to transaction request information, from pre-save
N the target transaction attribute information that in m transaction attribute information, acquisition is corresponding with transaction request information, m >=
n≥1。
Payment transaction information acquisition module 32, for according to n target transaction attribute information, acquisition has
The payment transaction information of predetermined format.
Transaction modules 33, has the payment transaction information of predetermined format, completes payment transaction for basis.
In a preferred embodiment, batten transaction attribute information acquisition module also includes:
Select module (not shown), for according to transaction request information, belonging to from m the transaction pre-saved
Property information in select n the target transaction attribute information corresponding with transaction request information.And
Extraction module (not shown), is used for extracting n target transaction attribute information.
In a preferred embodiment, transaction payment data obtaining module is further used for: after extracting
N target transaction attribute information is ranked up according to predetermined sequence, obtains the payment transaction with predetermined format
Information.In a preferred embodiment, transaction request information includes specifying type of payment.At one
In preferred embodiment, it is intended that type of payment is for uniquely determining the payment terminal that needs to carry out payment transaction
Type.
In a preferred embodiment, transaction modules farther includes:
Sending module (not shown), for sending the payment transaction information with predetermined format；
Judge module (not shown), for receiving the payment data information returned by payment terminal, and according to
N target transaction attribute, it is judged that whether payment data information meets terms of trade.When payment data information is full
During foot terms of trade, determine payment transaction success.
In sum, by means of the technique scheme of the present invention, by multi-exchange attribute information is carried out
Encapsulation, thus when carrying out payment transaction, as long as call the transaction attribute information of correspondence according to transaction request,
Just can complete transaction payment, enormously simplify transaction flow, improve payment efficiency.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all at this
Within bright spirit and principle, any modification, equivalent substitution and improvement etc. made, should be included in this
Within bright protection domain.
Claims (6)
1. a method of commerce, it is characterised in that including:
According to transaction request information, obtain and described friendship from m the transaction attribute information pre-saved
N the target transaction attribute information that easily solicited message is corresponding, m >=n >=1；
According to described n target transaction attribute information, obtain the payment transaction information with predetermined format；
According to the described payment transaction information with predetermined format, complete payment transaction.
Method of commerce the most according to claim 1, it is characterised in that according to transaction request information,
N the mesh corresponding with described transaction request information is obtained from m the transaction attribute information pre-saved
Mark transaction attribute information, m >=n >=1 includes:
According to described transaction request information, select from described m the transaction attribute information pre-saved
N the target transaction attribute information corresponding with described transaction request information；
Extract described n target transaction attribute information.
Method of commerce the most according to claim 2, it is characterised in that obtain and described n mesh
The payment transaction information with predetermined format that mark transaction attribute information is corresponding includes:
Described n target transaction attribute information after extracting is ranked up according to predetermined sequence, obtains
The described payment transaction information with predetermined format.
Method of commerce the most according to claim 1, it is characterised in that described transaction request information
Include specifying type of payment.
Method of commerce the most according to claim 4, it is characterised in that described appointment type of payment
For uniquely determining the type needing to carry out the payment terminal of payment transaction.
Method of commerce the most according to claim 1, it is characterised in that there is reservation according to described
The payment transaction information of form, completes payment transaction and includes:
There is described in transmission the payment transaction information of predetermined format；
Receive the payment data information returned by payment terminal, and according to described n target transaction attribute
Information, it is judged that whether described payment data information meets terms of trade；
When described payment data information meets described terms of trade, determine the success of described payment transaction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610293022.0A CN105913265A (en) | 2016-05-05 | 2016-05-05 | Transaction method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610293022.0A CN105913265A (en) | 2016-05-05 | 2016-05-05 | Transaction method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105913265A true CN105913265A (en) | 2016-08-31 |
Family
ID=56752338
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610293022.0A Pending CN105913265A (en) | 2016-05-05 | 2016-05-05 | Transaction method |
Country Status (1)
| Country | Link |
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| CN (1) | CN105913265A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108510382A (en) * | 2017-02-28 | 2018-09-07 | 银联数据服务有限公司 | A kind of exchange information processing method and device |
| CN112784300A (en) * | 2021-01-22 | 2021-05-11 | 重庆秦嵩科技有限公司 | Multi-stage log encryption processing system and method |
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| CN102509213A (en) * | 2011-11-16 | 2012-06-20 | 上海翰鑫信息科技有限公司 | System and method for remote payment and trade, mobile terminal and subscriber identity module (SIM) card |
| CN104240072A (en) * | 2014-09-27 | 2014-12-24 | 武钢集团昆明钢铁股份有限公司 | Multi-channel network integrated payment system and multi-channel network integrated payment method |
| CN104281455A (en) * | 2014-10-11 | 2015-01-14 | 北京金山安全软件有限公司 | Interface calling method and device and terminal |
| CN105427101A (en) * | 2015-11-19 | 2016-03-23 | 成都连银信息技术有限公司 | Unified payment access gateway supporting multiple payment channels |
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| CN1900982A (en) * | 2006-07-05 | 2007-01-24 | 北京飞天诚信科技有限公司 | Method for supporting multiple financial standard by single sheet smart card |
| CN102509213A (en) * | 2011-11-16 | 2012-06-20 | 上海翰鑫信息科技有限公司 | System and method for remote payment and trade, mobile terminal and subscriber identity module (SIM) card |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108510382A (en) * | 2017-02-28 | 2018-09-07 | 银联数据服务有限公司 | A kind of exchange information processing method and device |
| CN112784300A (en) * | 2021-01-22 | 2021-05-11 | 重庆秦嵩科技有限公司 | Multi-stage log encryption processing system and method |
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| C06 | Publication | ||
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| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB02 | Change of applicant information |
Address after: 100089 Haidian District, Haidian District, Beijing, No. 23, No. 2, No. 1001 Applicant after: Beijing Xin'an century Polytron Technologies Inc Address before: 100089 Beijing city Haidian District Bei wa Lu Xi Li No. 21 block A No. 8246 Applicant before: Beijing Infosec Technologies Co.,Ltd. |
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| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20160831 |
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| RJ01 | Rejection of invention patent application after publication |