CN105869049A - Financial credit risk control system and running method - Google Patents
Financial credit risk control system and running method Download PDFInfo
- Publication number
- CN105869049A CN105869049A CN201610272171.9A CN201610272171A CN105869049A CN 105869049 A CN105869049 A CN 105869049A CN 201610272171 A CN201610272171 A CN 201610272171A CN 105869049 A CN105869049 A CN 105869049A
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- China
- Prior art keywords
- controller
- collection
- information
- child servers
- server
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The invention discloses a financial credit risk control system and a running method. The financial credit risk control system comprises a server. The server is connected with a first-level risk controller and a second-level risk controller through a data analysis controller, and is further connected with a People's Bank of China credit investigation system, a third-party credit investigation mechanism system, a court system and a public security system through the Internet. The financial risk control efficiency is improved, and manpower operation is saved.
Description
Technical field
The present invention relates to risk control system, particularly to finance debt-credit risk control system and operation method.
Background technology
Along with the development of electronic information, increasing industry is inclined to all the more electronic information along with development,
In finance debt-credit field, in order to control risk generally, it usually needs loan is urged by a large amount of wind control personnel
Receive, but this artificial mode not only efficiency of the prior art is low, and waste a large amount of manpower.
Summary of the invention
The purpose of the present invention is that offer finance debt-credit risk control system and operation method, can solve completely
Certainly the problems referred to above.
To achieve these goals, the technical solution used in the present invention is such that finance debt-credit risk control
System and operation method, including a server, described server connects one by a data analysis control
Level risk control device and light breeze danger controller；Described server is levied with People's Bank of China also by internet
Communication system, main strategies train of mechanism, court system and public security system connect；
The operation method of the present invention is: described server admin controls loan information, when loan information reaches to urge
After receipts standard, described server sends startup and orders to prime risk controller, pre-in prime risk controller
Being provided with collection number of times, each collection information feeds back to server by data analysis control；When collection number of times
After preset times, described server sends startup light breeze danger control order, light breeze danger controller
Being preset with collection number of times, each collection information feeds back to server by data analysis control, when collection time
Number is beyond after preset range, and above-mentioned all collection information and loan information are then passed through internet by server.
As preferably, described prime risk controller includes that a child servers, described child servers connect respectively
Frequency controller, manual telephone system controller, system telephone controller, information send controller and individual's letter
Breath controller.
As preferably, described light breeze danger controller includes that a child servers, described child servers connect respectively
Frequency controller, manual telephone system controller, system telephone controller, information send controller and promptly join
It it is people's information controller.
As preferably, the child servers in described prime risk controller carries from personal information management controller
Take debtor's information, and child servers is preset with the collection number of times of classification, first pass through short message sending control
Device processed sends note collection information to debtor, be then automatically converted to after collection number of times exceedes preset range be
System telephone controller broadcasts collection phone to debtor, the most automatically changes after collection number of times exceedes preset range
For artificial telephone controller by manually broadcasting collection phone to debtor.
As preferably, the child servers in the controller of described light breeze danger controls from urgent managing contact information
Extraction debtor's information in device, and child servers is preset with the collection number of times of classification, first pass through note
Send controller and send note collection information to programmed emergency, after collection number of times exceedes preset range then certainly
The dynamic system telephone controller that is converted to broadcasts collection phone to programmed emergency, when collection number of times exceedes default model
Manual telephone system controller then it is automatically converted to by manually broadcasting collection phone to programmed emergency after enclosing.
As preferably, the child servers in described prime risk controller connects a frequency controller, frequency
It is preset with collection frequency in controller, is adjusted by collection number of times.
As preferably, the child servers in the controller of described light breeze danger connects a frequency controller, frequency
It is preset with collection frequency in controller, is adjusted by collection number of times.
Compared with prior art, it is an advantage of the current invention that: the present invention, by the improvement in structure, uses one
Loan information is managed and collection by level risk control device and light breeze danger controller, and possesses the most progressively
Adjust the function of collection frequency, by data analysis control, management and collection information are fed back to server and enter
Row processes；Present invention achieves automation mechanized operation and management, improve the efficiency of Financial Risk Control.
Accompanying drawing explanation
Fig. 1 is the structural representation of the present invention；
Fig. 2 is the structural representation of light breeze danger controller；
Fig. 3 is the structural representation of tertiary risk controller.
Detailed description of the invention
Below in conjunction with accompanying drawing, the invention will be further described.
Seeing Fig. 1-3, finance debt-credit risk control system and operation method, including a server, described clothes
Business device connects prime risk controller and light breeze danger controller by a data analysis control；Described service
Device also by internet and People's Bank of China's credit investigation system, main strategies train of mechanism, court system with
And public security system connects；
The operation method of the present invention is: described server admin controls loan information, when loan information reaches to urge
After receipts standard, described server sends startup and orders to prime risk controller, pre-in prime risk controller
Being provided with collection number of times, each collection information feeds back to server by data analysis control；When collection number of times
After preset times, described server sends startup light breeze danger control order, light breeze danger controller
Being preset with collection number of times, each collection information feeds back to server by data analysis control, when collection time
Number is beyond after preset range, and above-mentioned all collection information and loan information are then passed through internet by server.
Further, described prime risk controller includes that a child servers, described child servers connect respectively
Meet frequency controller, manual telephone system controller, system telephone controller, information transmission controller and individual
Information controller.
Further, described light breeze danger controller includes that a child servers, described child servers connect respectively
Connect frequency controller, manual telephone system controller, system telephone controller, information send controller and urgent
Associated person information controller.
Further, the child servers in described prime risk controller is from personal information management controller
Extraction debtor's information, and child servers is preset with the collection number of times of classification, first pass through short message sending
Controller sends note collection information to debtor, is then automatically converted to after collection number of times exceedes preset range
System telephone controller broadcasts collection phone to debtor, the most automatically turns after collection number of times exceedes preset range
It is changed to manual telephone system controller by manually broadcasting collection phone to debtor.
Further, the child servers in the controller of described light breeze danger is from urgent managing contact information control
Extraction debtor's information in device processed, and child servers is preset with the collection number of times of classification, first pass through short
Letter sends controller and sends note collection information to programmed emergency, after collection number of times exceedes preset range then
It is automatically converted to system telephone controller and broadcasts collection phone to programmed emergency, when collection number of times exceedes default
Manual telephone system controller then it is automatically converted to by manually broadcasting collection phone to programmed emergency after scope.
Further, the child servers in described prime risk controller connects has a frequency controller, frequently
It is preset with collection frequency in rate controller, is adjusted by collection number of times.
Further, the child servers in the controller of described light breeze danger connects has a frequency controller, frequently
It is preset with collection frequency in rate controller, is adjusted by collection number of times.
The present invention is managed and collection by prime risk controller, and collection information is fed back through data analysis
Controller feeds back to server, when collection number of times is beyond prime risk controller preset range, the control of light breeze danger
Device processed starts automatically, when collection number of times is beyond light breeze danger controller preset range, and collection is then believed by server
Breath and data message are sent to People's Bank of China's credit investigation system by internet, main strategies mechanism is
System, and be simultaneously transmit to court system and carry out judicial process and public security system carries out process of reporting a case to the security authorities.
Claims (7)
1. finance debt-credit risk control system and operation method, it is characterised in that: including a server, described server connects prime risk controller and light breeze danger controller by a data analysis control；Described server is connected with People's Bank of China credit investigation system, main strategies train of mechanism, court system and public security system also by internet；
The operation method of the present invention is: described server admin controls loan information, after loan information reaches collection standard, described server sends startup order to prime risk controller, being preset with collection number of times in prime risk controller, each collection information feeds back to server by data analysis control；After collection number of times is beyond preset times, described server sends startup light breeze danger control order, light breeze danger controller is preset with collection number of times, collection information feeds back to server by data analysis control every time, after collection number of times is beyond preset range, above-mentioned all collection information and loan information are then passed through internet by server.
Finance debt-credit risk control system the most according to claim 1 and operation method, it is characterized in that: described prime risk controller includes a child servers, described child servers rate of connections controller respectively, manual telephone system controller, system telephone controller, information send controller and personal information controller.
Finance debt-credit risk control system the most according to claim 1 and operation method, it is characterized in that, described light breeze danger controller includes a child servers, and described child servers rate of connections controller respectively, manual telephone system controller, system telephone controller, information send controller and emergency contact information controller.
Finance debt-credit risk control system the most according to claim 2 and operation method, it is characterized in that: the child servers in described prime risk controller extracts debtor's information from personal information management controller, and child servers is preset with the collection number of times of classification, first pass through short message sending controller and send note collection information to debtor, after collection number of times exceedes preset range, then it is automatically converted to system telephone controller broadcasts collection phone to debtor, manual telephone system controller then it is automatically converted to by manually broadcasting collection phone to debtor after collection number of times exceedes preset range.
Finance debt-credit risk control system the most according to claim 3 and operation method, it is characterized in that: the child servers in the controller of described light breeze danger extracts debtor's information from urgent managing contact information controller, and child servers is preset with the collection number of times of classification, first pass through short message sending controller and send note collection information to programmed emergency, after collection number of times exceedes preset range, then it is automatically converted to system telephone controller broadcasts collection phone to programmed emergency, manual telephone system controller then it is automatically converted to by manually broadcasting collection phone to programmed emergency after collection number of times exceedes preset range.
6. according to the finance debt-credit risk control system described in claim 2 or 4 and operation method, it is characterized in that: the child servers in described prime risk controller connects a frequency controller, it is preset with collection frequency in frequency controller, is adjusted by collection number of times.
7. according to the finance debt-credit risk control system described in claim 3 or 5 and operation method, it is characterized in that: the child servers in the controller of described light breeze danger connects a frequency controller, it is preset with collection frequency in frequency controller, is adjusted by collection number of times.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610272171.9A CN105869049A (en) | 2016-04-28 | 2016-04-28 | Financial credit risk control system and running method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610272171.9A CN105869049A (en) | 2016-04-28 | 2016-04-28 | Financial credit risk control system and running method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN105869049A true CN105869049A (en) | 2016-08-17 |
Family
ID=56628504
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610272171.9A Pending CN105869049A (en) | 2016-04-28 | 2016-04-28 | Financial credit risk control system and running method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105869049A (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106952155A (en) * | 2017-03-08 | 2017-07-14 | 深圳前海纵腾金融科技服务有限公司 | A kind of collection method and device based on credit scoring |
| CN107730405A (en) * | 2017-09-14 | 2018-02-23 | 深圳市佰仟金融服务有限公司 | Overdue loan collection method and terminal device |
| CN110570295A (en) * | 2019-07-25 | 2019-12-13 | 深圳壹账通智能科技有限公司 | Resource collection method and device, computer equipment and storage medium |
-
2016
- 2016-04-28 CN CN201610272171.9A patent/CN105869049A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106952155A (en) * | 2017-03-08 | 2017-07-14 | 深圳前海纵腾金融科技服务有限公司 | A kind of collection method and device based on credit scoring |
| CN107730405A (en) * | 2017-09-14 | 2018-02-23 | 深圳市佰仟金融服务有限公司 | Overdue loan collection method and terminal device |
| CN110570295A (en) * | 2019-07-25 | 2019-12-13 | 深圳壹账通智能科技有限公司 | Resource collection method and device, computer equipment and storage medium |
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| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20160817 |