CN105787798A - Enterprise-establishing loan Internet finance mobility system - Google Patents
Enterprise-establishing loan Internet finance mobility system Download PDFInfo
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- CN105787798A CN105787798A CN201610104572.3A CN201610104572A CN105787798A CN 105787798 A CN105787798 A CN 105787798A CN 201610104572 A CN201610104572 A CN 201610104572A CN 105787798 A CN105787798 A CN 105787798A
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Abstract
An Enterprise-establishing loan Internet finance mobility system provided by the invention comprises an investment and financing module, a my account module and a more module. The investment and financing module is configured to allow small and medium-sized enterprises or persons to upload tendering demand information and selection bidding demands, wherein the uploaded tendering demand information is a real name scanning copy, and the bidding documents are real and effective scanning copy bidding documents; the my account module is configured to manage the account information of small and medium-sized enterprises or persons, wherein the my account module includes an account information module, a recharging module, a withdraw module, a list to be received module, a fund recording module, a bank card module and a safety center module; and the more module is configured to extend more related information required to investment and financing, wherein the more module includes an about us module, a company news module, a notification and announcement module and an information version module. Through adoption of the technology, the enterprise-establishing loan Internet finance mobility system has the advantages of ease of use, platform independence, mobility and safety, etc.
Description
Technical field
The present invention relates to mobile Internet Financial Management technical field, be specifically related to promote trade and investment and borrow the Internet finance mobile system.
Background technology
The Internet finance refers to that conventional banking facilities and Internet enterprises utilize Internet technology and ICT to realize the Novel finical business model of financing, payment, investment and intermediary information service.Along with the development of ICT and the Internet, the impact in financial market increasingly be can not be ignored by the Internet Financial Information.In the generation of some new events or network to certain stock discuss warmly all to a great extent left and right the behavior of financial practice persons, affect the trend of stock-market change further simultaneously.On the other hand, in financial market, the influence factor in traditional financial market plays huge effect equally.Analyzing according to " prediction of China Internet financial industry market and the report prediction of investment strategy planning application ", the development of the Internet finance mainly regulatory arbitrage causes.On the one hand, the Internet financing corporation does not have the requirement of capital, it is not required that accept the supervision of Central Bank, and this is essential reason；From technical standpoint, although the Internet finance has intrinsic advantage, but to consider the problem closing rule with risk management (wind control).Being not difficult to find out the finance constantly put into effect from government, fiscal reform policy, benefiting the medium and small micro-enterprise development of support becomes theme already, and the importance in Chinese Economy Development of the medium and small micro-enterprise accounting for Chinese Enterprise sum more than 98% has some idea of.And from the attribute that the Internet this light application of finance, fragmentation, promptness are managed money matters, compare conventional banking facilities and channel, be then more vulnerable to the favor of medium and small micro-enterprise, also more meet its developmental pattern and rigid demand.
Mobile Internet, it is simply that both mobile communication and the Internet are combined, is integrally forming.Mobile Internet is a kind of by intelligent mobile terminal, adopts mobile radio communication system to obtain the emerging service of business and service, comprises terminal, software and three aspects of application.Terminating layer includes smart mobile phone, panel computer, e-book, MID etc.；Software includes operating system, middleware, data base and fail-safe software etc..Application layer includes different application and the services such as amusement and recreation class, instrument media class, commercial affairs finance and economic.Development along with technology and industry, future, the transport network layer key technologies such as LTE (Long Term Evolution, one of 4G communication technology standard) and NFC (near-field communication, the support technology of mobile payment) also will be included within the category of mobile Internet.Along with developing rapidly of wireless access wide band technology and mobile terminal technology, people are highly desirable can whenever and wherever possible or even can obtain information and service easily from the Internet in moving process, and mobile Internet arises at the historic moment and fast development.
Mobile Internet incorporates the Internet finance and has become as a kind of trend of modern society, be unable to do without our life just because of mobile terminal, and we also be unable to do without mobile terminal, and mobile terminal solves our all worries in life.Mobile Internet finance is consequently also arisen at the historic moment, current mobile Internet financial platform also increases gradually, but great majority are all some individuals or minuscule-type-enterprise's financing platform, function and usage is single, complicated operation, user account safety guarantee coefficient is low, it is difficult to meet common medium-sized and small enterprises or the private demand promoted trade and investment, finance, borrow or lend money and manage money matters.
Summary of the invention
For solving above-mentioned technical problem, the present invention provides a kind of software system high with the degree of integration of hardware, magnificent interface, the safety of data, automatic software updating function, the Internet finance mobile system is borrowed in the trade and investment promotion that the mobile Internet network loan on-line finance towards medium-sized and small enterprises service is brought together.
Promote trade and investment and borrow the Internet finance mobile system investments financing module, my account module and more multimode；Described Investment & Financing module is uploaded bidding requirement information for medium-sized and small enterprises or individual and selects bid demand, and uploading bidding requirement information is real name scanned copy, and bidding documents is authentic and valid scanned copy bidding documents；nullMy account module described is for managing the accounts information of medium-sized and small enterprises or individual，My account module described includes accounts information module、Supplement module with money、Withdraw deposit module、Due-in detailed module、Fund logging modle、Bank card module and security centre's module，Described accounts information module is used for arranging account related data and includes amendment and arrange user name and user's head portrait，Described module of supplementing with money is filled with the required fund of investment for user toward account，Described module of withdrawing deposit is extracted account for user and is invested the income fund obtained，For user, described due-in detailed module checks that investment obtains the details of income，Described fund logging modle is for the funds flow record of the customer investment whole process funds transaction transfer and settlement of accounts of financing，For bank needed for customer transaction, it includes bank card list and adds bank card functionality described bank card module，Described security centre module is for ensureing user profile and the safety of whole Investment & Financing information，Described security centre module includes real-name authentication module、Change mobile module、Trading password module、Login password module and gesture crypto module，Described real-name authentication module is used for upload user real name identity information，Described change mobile module changes user profile after changing mobile phone for user，Described trading password module is used for ensureing customer investment financing transaction security，Described login password module is used for ensureing user account information safety，Described gesture crypto module is for ensureing user account information safety further；Described more multimode be used for extending Investment & Financing needed for more relevant informations, described more multimode includes about our module, company's dynamic module, notice bulletin module and information Version module, described about our module for introducing system exploitation side information, described company dynamic module is used for introducing system exploitation side multidate information, described notice bulletin module knows bulletin relevant information for system development square tube, and described information Version module is used for labeling system version.
Further, the Investment & Financing module of this trade and investment promotion loan the Internet finance mobile system includes advertisement module, popular mark module and new hand and marks module, it is dynamic that described advertisement module is used for publicizing Investment & Financing, described popular mark module is used for announcing popular mark and attracts to submit a tender, and described new hand marks module and submits a tender for new hand's study Investment & Financing of geting started.
By having the beneficial effect that this technological means present invention obtains, this trade and investment promotion borrow the Internet finance mobile system have the following technical effect that 1, ease for use: use HTML5 to create, and create a better experience.2, cross-platform: HTML5 is suitable for numerous platform, from PC to mobile phone, flat board intelligent television even in the future.3, mobility: be likely to whenever and wherever possible use mobile equipment to conduct interviews.4, safety: user profile and the Investment & Financing whole process of transaction are carried out security management and control by trading password module, login password module and gesture crypto module etc..
Detailed description of the invention
Based on distributed network management system model development and the application of P2P technology, along with network size constantly increases, network structure becomes increasingly complex, and network management problem is outstanding day by day, proposes huge challenge for network management worker.User is more and more higher to the requirement of quality of network management, it is desirable at any time, can both carrying out network management under any place and any system platform, traditional network management cannot meet the demand of people.In order to solve this problem, introduce distributed network management.The present inventor is being continuing effort on the basis of abundant existing product, the fund utilization ratio of user is borrowed in order to be greatly enhanced to promote trade and investment, in order to improve the promote trade and investment viewing experience borrowing user and interactive performance experience, in order to adapt to the mobile Internet market environment of high speed development and meet the urgent needs of user, through the meticulous planning of the present inventor and preparation, develop except the present invention, explain below in conjunction with example.
Promote trade and investment and borrow the Internet finance mobile system, including Investment & Financing module, my account module and more multimode；Described Investment & Financing module is uploaded bidding requirement information for medium-sized and small enterprises or individual and selects bid demand, and uploading bidding requirement information is real name scanned copy, and bidding documents is authentic and valid scanned copy bidding documents；nullMy account module described is for managing the accounts information of medium-sized and small enterprises or individual，My account module described includes accounts information module、Supplement module with money、Withdraw deposit module、Due-in detailed module、Fund logging modle、Bank card module and security centre's module，Described accounts information module is used for arranging account related data and includes amendment and arrange user name and user's head portrait，Described module of supplementing with money is filled with the required fund of investment for user toward account，Described module of withdrawing deposit is extracted account for user and is invested the income fund obtained，For user, described due-in detailed module checks that investment obtains the details of income，Described fund logging modle is for the funds flow record of the customer investment whole process funds transaction transfer and settlement of accounts of financing，For bank needed for customer transaction, it includes bank card list and adds bank card functionality described bank card module，Described security centre module is for ensureing user profile and the safety of whole Investment & Financing information，Described security centre module includes real-name authentication module、Change mobile module、Trading password module、Login password module and gesture crypto module，Described real-name authentication module is used for upload user real name identity information，Described change mobile module changes user profile after changing mobile phone for user，Described trading password module is used for ensureing customer investment financing transaction security，Described login password module is used for ensureing user account information safety，Described gesture crypto module is for ensureing user account information safety further；Described more multimode be used for extending Investment & Financing needed for more relevant informations, described more multimode includes about our module, company's dynamic module, notice bulletin module and information Version module, described about our module for introducing system exploitation side information, described company dynamic module is used for introducing system exploitation side multidate information, described notice bulletin module knows bulletin relevant information for system development square tube, and described information Version module is used for labeling system version.
In order to make, Investment & Financing is relatively sharp to be understood, improve operability, the Investment & Financing module of this trade and investment promotion loan the Internet finance mobile system includes advertisement module, popular mark module and new hand and marks module, it is dynamic that described advertisement module is used for publicizing Investment & Financing, described popular mark module is used for announcing popular mark and attracts to submit a tender, and described new hand marks module and submits a tender for new hand's study Investment & Financing of geting started.
The invention solves conventional mobile phone edition compatibility problem, be usually that micro-official website can perfect in IOS and Android system be run because set of system two versions (IOS and android) of exploitation.Micro-official website generates Android version and ios release installation file simultaneously, supports that multiple mobile phone system is run, supports the application of Ipd and WP big screen intelligent equipment simultaneously, and enterprise is not more for the set of system multiple version development cost of input.Micro-official website accesses in mobile terminal, more saves resource than traditional mode, takies width bandwidth and reduces, reduces customer using cost, and 4G network occurs allowing user faster play mobile product well.
The foregoing is only presently preferred embodiments of the present invention, not in order to limit the present invention, all within the spirit and principles in the present invention, any amendment of making, equivalent replacement, improvement etc., should be included within protection scope of the present invention.
Claims (2)
1. promote trade and investment and borrow the Internet finance mobile system, it is characterised in that: described trade and investment promotion is borrowed the Internet finance mobile system and is included Investment & Financing module, my account module and more multimode；Described Investment & Financing module is uploaded bidding requirement information for medium-sized and small enterprises or individual and selects bid demand, and uploading bidding requirement information is real name scanned copy, and bidding documents is authentic and valid scanned copy bidding documents；nullMy account module described is for managing the accounts information of medium-sized and small enterprises or individual，My account module described includes accounts information module、Supplement module with money、Withdraw deposit module、Due-in detailed module、Fund logging modle、Bank card module and security centre's module，Described accounts information module is used for arranging account related data and includes amendment and arrange user name and user's head portrait，Described module of supplementing with money is filled with the required fund of investment for user toward account，Described module of withdrawing deposit is extracted account for user and is invested the income fund obtained，For user, described due-in detailed module checks that investment obtains the details of income，Described fund logging modle is for the funds flow record of the customer investment whole process funds transaction transfer and settlement of accounts of financing，For bank needed for customer transaction, it includes bank card list and adds bank card functionality described bank card module，Described security centre module is for ensureing user profile and the safety of whole Investment & Financing information，Described security centre module includes real-name authentication module、Change mobile module、Trading password module、Login password module and gesture crypto module，Described real-name authentication module is used for upload user real name identity information，Described change mobile module changes user profile after changing mobile phone for user，Described trading password module is used for ensureing customer investment financing transaction security，Described login password module is used for ensureing user account information safety，Described gesture crypto module is for ensureing user account information safety further；Described more multimode be used for extending Investment & Financing needed for more relevant informations, described more multimode includes about our module, company's dynamic module, notice bulletin module and information Version module, described about our module for introducing system exploitation side information, described company dynamic module is used for introducing system exploitation side multidate information, described notice bulletin module knows bulletin relevant information for system development square tube, and described information Version module is used for labeling system version.
2. according to claim 1 trade and investment promotion borrows the Internet finance mobile system, it is characterized in that: described Investment & Financing module includes advertisement module, popular mark module and new hand and marks module, it is dynamic that described advertisement module is used for publicizing Investment & Financing, described popular mark module is used for announcing popular mark and attracts to submit a tender, and described new hand marks module and submits a tender for new hand's study Investment & Financing of geting started.
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| CN201610104572.3A CN105787798A (en) | 2016-02-26 | 2016-02-26 | Enterprise-establishing loan Internet finance mobility system |
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| CN201610104572.3A CN105787798A (en) | 2016-02-26 | 2016-02-26 | Enterprise-establishing loan Internet finance mobility system |
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Application publication date: 20160720 |
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| RJ01 | Rejection of invention patent application after publication |