CN105787729A - Method and system for realizing point-to-point payment and account transfer through touch screen - Google Patents
Method and system for realizing point-to-point payment and account transfer through touch screen Download PDFInfo
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- CN105787729A CN105787729A CN201610115566.8A CN201610115566A CN105787729A CN 105787729 A CN105787729 A CN 105787729A CN 201610115566 A CN201610115566 A CN 201610115566A CN 105787729 A CN105787729 A CN 105787729A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
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Abstract
The invention relates to the field of wireless communication, and especially relates to a method and system for realizing point-to-point payment and account transfer through a touch screen. The method comprises the steps that: S100, a first touch control terminal and a second touch control terminal are in microspur contact so as to obtain hardware information and financial Information of each other and send the hardware information and financial Information to an external third-party server; S200, the third-party server matches the received hardware information with pre-stored hardware information and a payment, and account transfer function is opened; S300, the first touch and control terminal and the second touch and control terminal verify the interactively-obtained financial information; S400, the third-party server transfers a received transfer amount from an account associated with the financial information of the first touch control terminal to an account associated with the financial information of the second touch control terminal. The method and system for realizing point-to-point payment and account transfer through the touch screen has the advantages that the point-to-point automatic account transfer can be performed between two mobile terminals, the error rate due to manual account transfer is lowered, and the operation is more convenient and rapid.
Description
Technical field
The present invention relates to field of wireless communication, particularly relate to a kind of method and system being realized point-to-point transfer of payment by touch screen.
Background technology
Along with intelligent mobile terminal and people live closely bound up, while intelligent mobile terminal generalizes, touch screen have also been obtained development energetically, and increasing electronic product begins to use touch screen, touch screen technology to obtain further development.
Easy a lot of functions can be realized by mobile terminal of touch screen, such as the payment of card class, network payment, the mode of the payment of mobile terminal is also increasingly easier, but the method being undertaken transferring accounts by mobile terminal at present is also comparatively original, it is necessary to manually add counter-party information, owing to input information is more, easily make mistakes, it is necessary to repeatedly examine the information of input, or carry out inquiry etc. from the information that existing mobile terminal stores, operate not only loaded down with trivial details but also waste time, bring a lot of inconvenience to use.
Summary of the invention
A kind of method and system being realized point-to-point transfer of payment by touch screen are now provided for the problems referred to above.
Concrete technical scheme is:
A kind of method realizing point-to-point transfer of payment by touch screen, it is adaptable to mobile terminal, wherein, including the first touch control terminal and the second touch control terminal, concretely comprises the following steps；
Step S100, described first touch control terminal is contacted with described second touch control terminal microspur, in order to the hardware information obtaining the other side and the Financial Information associated with described hardware information, and the described hardware information obtained and described Financial Information are sent to an external third-party server；
The described hardware information received is mated respectively by step S200, described third-party server with the hardware information prestored, and opens transfer of payment function after the match is successful；
The mutual described Financial Information obtained is confirmed by step S300, described first touch control terminal and described second touch control terminal, and will confirm that information and transfer amounts send described third party's service end；
Step S400, described third-party server are according to described confirmation, by the described transfer amounts received by being associated with the bill payment of described Financial Information of described first touch control terminal in the account of described Financial Information being associated with described second touch control terminal, completing transfer of payment.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, described first touch control terminal includes the first touch-control sensing district；With,
Described second touch control terminal includes the second touch-control sensing district.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, described first touch-control sensing district includes the first induction channels and first and drives passage；
Described second touch-control sensing district includes the second induction channels and second and drives passage.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, in described step S100, the step in order to obtain the hardware information of the other side includes:
Step S110, obtained by described first induction channels and be associated with the second hardware information of described second touch control terminal, and described second hardware information is sent extremely described third-party server；
Step S120, obtained by the second induction channels and be associated with the first hardware information of described first touch control terminal, and described first hardware information is sent extremely described third-party server.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, in described step S110, described first induction channels obtains described second hardware information step and is:
Step S111, when described first touch control terminal contacts with described second touch control terminal microspur, described second drive passage send the second electrode signal to described first induction channels；
Step S112, described first induction channels receive described second electrode signal after sensing described second electrode signal.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, in described step S120, described second induction channels obtains described first hardware information step and is:
Step S121, when described first touch control terminal contacts with described second touch control terminal microspur, described first drive passage send the first electrode signal to described second induction channels；
Step S122, described second induction channels receive described first electrode signal after sensing described first electrode signal.
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, described step S200 comprises the following steps:
The first hardware information received is mated by step S210, described third-party server with the hardware information being associated with the first touch control terminal prestored, and exports the first matching result；
The second hardware information received is mated by step S220, described third-party server with the hardware information being associated with the second touch control terminal prestored, and exports the second matching result；
Step S230, when described first matching result and described second coupling are after all the match is successful, described third-party server opens transfer of payment function；
Preferably, the above-mentioned method realizing point-to-point transfer of payment by touch screen, wherein, described step S400 specifically includes:
Step S420, described third-party server obtain the first Financial Information being associated with described first touch control terminal in described Financial Information；
Step S420, described third-party server obtain the second Financial Information being associated with described second touch control terminal in described Financial Information；
Step S430, described third-party server are by described transfer amounts, by being associated with the bill payment of described first Financial Information in the account being associated with described second Financial Information, completing to transfer accounts.
Preferably, a kind of system being realized point-to-point transfer of payment by touch screen is also included, it is adaptable to mobile terminal, wherein, including:
First touch control terminal obtains the second hardware information and the Financial Information associated with described second hardware information；
The first hardware information obtaining the second touch control terminal and the Financial Information associated with described first hardware information, complete the information with described first touch control terminal mutual, stores information and bill payment；
Matching unit, connects third-party server, mates respectively with the described hardware information prestored for the hardware information received by described third-party server, and output matching result；
Confirmation unit, connects described matching unit, for the mutual described Financial Information obtained is confirmed by described first touch control terminal and described second touch control terminal, and will confirm that information and transfer amounts send described third-party server；
Payment unit, connects described confirmation unit, for the information that confirms according to described third-party server, by described transfer amounts by being associated with the bill payment of described first touch control terminal in the account being associated with described second touch control terminal, completing transfer of payment.
The medicine have the advantages that the method and system being realized point-to-point transfer of payment by touch screen, it is possible to carry out point-to-point automatically transferring accounts between two mobile terminals, decrease due to the error rate caused of manually transferring accounts, and operation enhanced convenience is quick.
Accompanying drawing explanation
Fig. 1 is in this preferred embodiment, the embodiment of the method general flow chart of a kind of method and system being realized point-to-point transfer of payment by touch screen；
Fig. 2-6 is in this preferred embodiment, the section Example flow chart of the method for a kind of method and system being realized point-to-point transfer of payment by touch screen on Fig. 1 basis；
Fig. 7 is in this preferred embodiment, the system embodiment scantling plan of a kind of method and system being realized point-to-point transfer of payment by touch screen.
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is only a part of embodiment of the present invention, rather than whole embodiments.Based on the embodiment in the present invention, the every other embodiment that those of ordinary skill in the art obtain under the premise not making creative work, broadly fall into the scope of protection of the invention.
It should be noted that when not conflicting, the embodiment in the present invention and the feature in embodiment can be mutually combined.
Below in conjunction with the drawings and specific embodiments, the invention will be further described, but not as limiting to the invention.
As it is shown in figure 1,
A kind of method realizing point-to-point transfer of payment by touch screen, it is adaptable to mobile terminal, wherein, including the first touch control terminal and the second touch control terminal, concretely comprises the following steps；
Step S100, the first touch control terminal and the second touch control terminal microspur are contacted, in order to obtain hardware information and the Financial Information of the other side, and the hardware information obtained and Financial Information are sent to an external third-party server；
The hardware information of reception is mated respectively by step S200, third-party server with the hardware information prestored, and opens transfer of payment function after the match is successful；
The mutual Financial Information obtained is confirmed by step S300, the first touch control terminal and the second touch control terminal, and will confirm that information and transfer amounts send third party's service end；
Step S400, third-party server are according to confirmation, by the transfer amounts of reception by being associated with the bill payment of Financial Information of the first touch control terminal in the account of Financial Information being associated with the second touch control terminal, completing transfer of payment.
nullThe present invention is applicable to the touch control terminal of two touch screens and carries out point-to-point transferring accounts，This touch screen can be capacitance plate，By right in opposite directions for the touch screen distance element of two touch control terminals，The distance of distance element contact here is the signal that the first touch control terminal is able to receive that the second touch control terminal sends，Two touch control terminal distance elements in opposite directions time，Carry out the mutual of hardware information and Financial Information respectively，Namely the first touch control terminal is by the Financial Information of the mutual hardware information obtaining the second touch control terminal and associated hardware information，And second touch control terminal Financial Information by the mutual hardware information obtaining the first touch control terminal and associated hardware information，Wherein Financial Information includes card number、User name etc.，Mutual information is sent to the third-party server of outside by the first touch control terminal and the second touch control terminal respectively，The hardware information of two hardware informations obtained with two touch control terminals being stored in advance in third-party server is contrasted by third-party server respectively，If contrasting when all succeeding respectively，Then third-party server opens function of transferring accounts，Simultaneously，First touch control terminal sends transfer amounts to third-party server，Or second touch control terminal send transfer amounts to third-party server，Third-party server is according to the Financial Information received and transfer amounts，Transfer amounts in the finance account associate side's touch control terminal is remitted to the finance account of the opposing party's touch control terminal，Complete automatically to transfer accounts.
In present pre-ferred embodiments, the first touch control terminal includes the first touch-control sensing district；With,
Second touch control terminal includes the second touch-control sensing district.
On the basis of technique scheme, further, the first touch-control sensing district includes the first induction channels and the first driving passage；
Second touch-control sensing district includes the second induction channels and second and drives passage.
Two touch control terminals of the present invention are capacitance touch screen, wherein corresponding first capacitance touch screen of the first touch control terminal, corresponding second capacitance touch screen of the second touch control terminal, all adopt capacitance touch screen to make by distance element contact, information to be transmitted.
The capacitance touch screen of two touch control terminals all includes induction channels Rx and drives passage Tx, induction channels Rx and the two poles of the earth driving passage Tx respectively electric capacity, drives and forms a stable electric capacity between passage Tx and induction channels Rx, and whole capacitance plate is an electric capacity.
In present pre-ferred embodiments, as in figure 2 it is shown, in step S100, the step in order to obtain the hardware information of the other side includes:
Step S110, obtained by the first induction channels and be associated with the second hardware information of the second touch control terminal, and the second hardware information is sent to third-party server；
Step S120, obtained by the second induction channels and be associated with the first hardware information of the first touch control terminal, and the first hardware information is sent to third-party server.
On the basis of technique scheme, further, as it is shown on figure 3, in step S110, the first induction channels obtains the second hardware information step and is:
Step S111, when the first touch control terminal and the second touch control terminal microspur contact, second drives passage to send the second electrode signal to the first induction channels；
Step S112, the first induction channels receive the second electrode signal after sensing the second electrode signal.
On the basis of technique scheme, further, as shown in Figure 4, in step S120, the second induction channels obtains the first hardware information step and is:
Step S121, when the first touch control terminal and the second touch control terminal microspur contact, first drives passage to send the first electrode signal to the second induction channels；
Step S122, the second induction channels receive the first electrode signal after sensing the first electrode signal.
Utilize the induction channels Rx in capacitance touch screen and drive passage Tx, the touch screen of the first touch control terminal drives passage Tx as sender electrode, the induction channels Rx of the touch screen of the second touch control terminal is as receiving electrode, realize the unidirectional signal transfer between touch screen, in order to the information needed of the first touch control terminal to be given alternately the second touch control terminal.
The touch screen of the second touch control terminal drives passage Tx as sender electrode, the touch screen induction passage Rx of the first touch control terminal is as receiving electrode, realize the reverse signal transmission between touch screen, in order to the information needed of the first touch control terminal to be given alternately the second touch control terminal.
Carried out transmission and the reception of signal by the induction channels of two touch control terminal touch screens of multiplexing and driving passage, two pieces of touch screen short distance low volume datas can be realized mutual.
In present pre-ferred embodiments, as it is shown in figure 5, step S200 comprises the following steps:
The first hardware information received is mated by step S210, third-party server with the hardware information being associated with the first touch control terminal prestored, and exports the first matching result；
The second hardware information received is mated by step S220, third-party server with the hardware information being associated with the second touch control terminal prestored, and exports the second matching result；
Step S230, when the first matching result and the second coupling are after all the match is successful, third-party server opens transfer of payment function；
When third-party server confirms that hardware information that the hardware information that two touch control terminals interact prestores with third party is to when mating; just can open the function of transfer of payment; so effectively before carrying out transfer of payment, the checking of information can be carried out, effectively protect the safety of transfer of payment.
In present pre-ferred embodiments, as shown in Figure 6, step S400 specifically includes:
Step S410, third-party server obtain the first Financial Information being associated with the first touch control terminal in Financial Information；
Step S420, third-party server obtain the second Financial Information being associated with the second touch control terminal in Financial Information；
Step S430, third-party server are by transfer amounts, by being associated with the bill payment of the first Financial Information in the account being associated with the second Financial Information, completing to transfer accounts.
When the first touch control terminal and the second touch control terminal distance element contact, first touch control terminal sends transfer request to third-party server, the Financial Information that first touch control terminal is sent by third-party server confirms, after this Financial Information is identified, examination & verification transfer information, and in examination & verification by rear, proceed in the account that the first touch control terminal provides Financial Information in the bank card that the second touch control terminal provides.
The method is equally possible is transferred accounts to the first touch control terminal by the second touch control terminal.
In present pre-ferred embodiments, as it is shown in fig. 7, a kind of system being realized point-to-point transfer of payment by touch screen, it is adaptable to mobile terminal, wherein, including:
First touch control terminal 1 obtains the second hardware information and the Financial Information associated with the second hardware information；
The first hardware information obtaining the second touch control terminal 1 and the Financial Information associated with the first hardware information, complete mutual with the information of the first touch control terminal；Storage information and bill payment；
Matching unit 4, connects third-party server 3, mates respectively with the hardware information prestored for the hardware information received by third-party server 3, and output matching result；
Confirmation unit 5, matching connection unit 4, for the mutual Financial Information obtained is confirmed by the first touch control terminal 1 and the second touch control terminal 2, and will confirm that information and transfer amounts send third-party server 3；
Payment unit 6, connects confirmation unit 5, for the information confirmed according to third-party server 3, by transfer amounts by being associated with the bill payment of the first touch control terminal 1 in the account being associated with the second touch control terminal 2, completing transfer of payment.
These are only preferred embodiment of the present invention; not thereby restriction embodiments of the present invention and protection domain; to those skilled in the art; the equivalent replacement done by all utilizations description of the present invention and diagramatic content and the obtained scheme of apparent change should be can appreciate that, all should be included in protection scope of the present invention.
Claims (9)
1. the method realizing point-to-point transfer of payment by touch screen, it is adaptable to mobile terminal, it is characterised in that include the first touch control terminal and the second touch control terminal, concretely comprise the following steps；
Step S100, described first touch control terminal is contacted with described second touch control terminal microspur, in order to the hardware information obtaining the other side and the Financial Information associated with described hardware information, and the described hardware information obtained and described Financial Information are sent to an external third-party server；
The described hardware information received is mated respectively by step S200, described third-party server with the hardware information prestored, and opens transfer of payment function after the match is successful；
The mutual described Financial Information obtained is confirmed by step S300, described first touch control terminal and described second touch control terminal, and will confirm that information and transfer amounts send described third party's service end；
Step S400, described third-party server are according to described confirmation, by the described transfer amounts received by being associated with the bill payment of described Financial Information of described first touch control terminal in the account of described Financial Information being associated with described second touch control terminal, completing transfer of payment.
2. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 1, it is characterised in that described first touch control terminal includes the first touch-control sensing district；With,
Described second touch control terminal includes the second touch-control sensing district.
3. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 2, it is characterised in that described first touch-control sensing district includes the first induction channels and first and drives passage；
Described second touch-control sensing district includes the second induction channels and second and drives passage.
4. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 3, it is characterised in that in described step S100, the step in order to obtain the hardware information of the other side includes:
Step S110, obtained by described first induction channels and be associated with the second hardware information of described second touch control terminal, and described second hardware information is sent extremely described third-party server；
Step S120, obtained by the second induction channels and be associated with the first hardware information of described first touch control terminal, and described first hardware information is sent extremely described third-party server.
5. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 4, it is characterised in that in described step S110, described first induction channels obtains described second hardware information step and is:
Step S111, when described first touch control terminal contacts with described second touch control terminal microspur, described second drive passage send the second electrode signal to described first induction channels；
Step S112, described first induction channels receive described second electrode signal after sensing described second electrode signal.
6. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 4, it is characterised in that in described step S120, described second induction channels obtains described first hardware information step and is:
Step S121, when described first touch control terminal contacts with described second touch control terminal microspur, described first drive passage send the first electrode signal to described second induction channels；
Step S122, described second induction channels receive described first electrode signal after sensing described first electrode signal.
7. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 1, it is characterised in that comprise the following steps in described step S200:
The first hardware information received is mated by step S210, described third-party server with the hardware information being associated with the first touch control terminal prestored, and exports the first matching result；
The second hardware information received is mated by step S220, described third-party server with the hardware information being associated with the second touch control terminal prestored, and exports the second matching result；
Step S230, when described first matching result and described second coupling are after all the match is successful, described third-party server opens transfer of payment function.
8. the method realizing point-to-point transfer of payment by touch screen as claimed in claim 1, it is characterised in that described step S400 specifically includes:
Step S410, described third-party server obtain the first Financial Information being associated with described first touch control terminal in described Financial Information；
Step S420, described third-party server obtain the second Financial Information being associated with described second touch control terminal in described Financial Information；
Step S430, described third-party server are by described transfer amounts, by being associated with the bill payment of described first Financial Information in the account being associated with described second Financial Information, completing to transfer accounts.
9. the system being realized point-to-point transfer of payment by touch screen, it is adaptable to mobile terminal, it is characterised in that including:
First touch control terminal obtains the second hardware information and the Financial Information associated with described second hardware information；
The first hardware information obtaining the second touch control terminal and the Financial Information associated with described first hardware information, complete the information with described first touch control terminal mutual, stores information and bill payment；
Matching unit, connects third-party server, mates respectively with the described hardware information prestored for the hardware information received by described third-party server, and output matching result；
Confirmation unit, connects described matching unit, for the mutual described Financial Information obtained is confirmed by described first touch control terminal and described second touch control terminal, and will confirm that information and transfer amounts send described third-party server；
Payment unit, connects described confirmation unit, for the information that confirms according to described third-party server, by described transfer amounts by being associated with the bill payment of described first touch control terminal in the account being associated with described second touch control terminal, completing transfer of payment.
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| CN201610115566.8A CN105787729A (en) | 2016-03-01 | 2016-03-01 | Method and system for realizing point-to-point payment and account transfer through touch screen |
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| CN201610115566.8A CN105787729A (en) | 2016-03-01 | 2016-03-01 | Method and system for realizing point-to-point payment and account transfer through touch screen |
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