CN105405022A - Method for replacing physical member card by electronic member card - Google Patents
Method for replacing physical member card by electronic member card Download PDFInfo
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- CN105405022A CN105405022A CN201510437519.0A CN201510437519A CN105405022A CN 105405022 A CN105405022 A CN 105405022A CN 201510437519 A CN201510437519 A CN 201510437519A CN 105405022 A CN105405022 A CN 105405022A
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Abstract
Disclosed is a method for replacing a physical member card by an electronic member card. The method includes: using a member card service application installed in a smartphone, and binding a member card account corresponding to the physical member card to a cellphone member card in the member card service application; sending information data of the member card account to a pulse emitter; converting the information data of the member card account to pulse signals by the pulse emitter; emitting the pulse signals to a card-reading device, and converting the received pulse signals to the information data of the member card account and transmitting the information data of the member card account to a member card management system of a merchant by the card-reading device.
Description
Technical field
The invention belongs to member card management domain, be specifically related to a kind of replace traditional entity member card (as magnetic card member card and bar code member card) with handset member card (i.e. electronics member card or be called virtual member card), and do not change the method for card-reading apparatus.
Background technology
The existing entity member card that businessman sells is generally magnetic card member card or bar code member card.Wherein, magnetic card member card is a kind of card being provided with magnetic stripe, and magnetic stripe is a kind of magnetic recording medium of strip, and it utilizes magnetic carrier record character and numerical information, for identifying holder's identity or being used as other purposes.And bar code member card is the card being printed with bar code on its surface, wherein, bar code comprises one-dimensional bar code, two-dimensional bar etc.
Businessman in order to promotion business, expand and sell, usually can sell the various forms of entity member cards of One's name is legion to the public, and the entity member card of different businessman often can not cross-reference mutually between different businessman.This just causes consumer to need in the face of entity member card that not only One's name is legion but also kind are also various in daily life, carry at entity member card, use and convenience in management etc. poor.
In the face of said circumstances, some businessman is proposed electronics member card, such as handset member card (the virtual member card namely used on smart mobile phone).Use the drawback of handset member card to be: the businessman's negligible amounts 1, can releasing handset member card, market share is lower; If the businessman that 2 have sold magnetic card member card or bar code member card, handset member card is used to come alternative magnetic card member card or bar code member card, which kind of form no matter its handset member card adopt store on smart mobile phone, and this handset member card all can not by the original card-reading apparatus identification of businessman; Such as, the handset member card substituting magnetic card member card cannot be read out magnetic stripe data by magnetic card reader, and the handset member card (such as bar code is presented on smart mobile phone screen with graphic form) substituting bar code member card also cannot be scanned barcode data by barcode scanner.
In view of magnetic card reader and barcode scanner coverage rate is commercially higher, if the use of handset member card can not be compatible with the existing magnetic card reader of businessman and barcode scanner, businessman's further genralrlization business will be unfavorable for especially and increase the sales volume.In addition, for the businessman not yet releasing handset member card, if consumer loses or otherwise loses the entity member card of this businessman, consumer consumes with regard to likely no longer going to this businessman, and this is undoubtedly the one loss of businessman.
Summary of the invention
The technical problem to be solved in the present invention is to provide and a kind ofly replaces traditional magnetic card member card, bar code member card and do not change the method for card-reading apparatus with electronics member card, the method replaces existing magnetic card member card, bar code member card with the handset member card (i.e. electronics member card) be stored on smart mobile phone, member card account information data is emitted to card-reading apparatus (comprising magnetic card reader and barcode scanner) by impulse sender by smart mobile phone, thus card-reading apparatus can read or scan corresponding member card account information data.Use the method that businessman can be made directly to sell handset member card, or its original magnetic card member card, bar code member card are replaced with corresponding handset member card, and need not its original card-reading apparatus be transformed, businessman just can be made to use its original card-reading apparatus read or scan the member card account information data of businessman.
For solving the problems of the technologies described above, the invention provides a kind of method replacing entity member card with electronics member card, the method comprises: use the member card service routine that smart mobile phone is installed, member card account corresponding for this entity member card is tied to the handset member card in member card service routine; Member card account information data is sent to impulse sender; This impulse sender converts this member card account information data to pulse signal, and this pulse signal is emitted to card-reading apparatus; And this pulse signal received is converted to member card account information data by this card-reading apparatus, and this member card account information data is passed to the member card management system of businessman.
The present invention is adopted to have following beneficial effect:
1, method of the present invention can use existing magnetic card reader and barcode scanner to read the information of handset member card, and need not card-reading apparatus be renovated, save transformation time and cost, be convenient to businessman and promote its business in the mode that interests are more optimized.
2, method of the present invention can make businessman sell handset member card and entity member card (comprising magnetic card member card and bar code member card) for different consumers simultaneously, and need not worry the difference of member card existence form and the incompatible problem of the card-reading apparatus caused.
3, method of the present invention, consumer can be made to use smart mobile phone to carry out unified management and convenient use to its member card had, and consumer can also use the member card service routine that smart mobile phone is installed to obtain favor information about member card and businessman in time.
Accompanying drawing explanation
The handset member card that Fig. 1 adopts for method described in the first embodiment of the present invention moves (magnetic card member card) system schematic of swiping the card, and this system adopts the magnetic-pulse transmitter of peripheral hardware form;
Fig. 2 is the schematic flow sheet of method described in the first embodiment of the present invention;
The another kind of handset member card that Fig. 3 adopts for method described in the first embodiment of the present invention moves (magnetic card member card) system schematic of swiping the card, and this system adopts the magnetic-pulse transmitting terminal of embedded in mobile phone form;
The information that Fig. 4 adopts handset member card to move when swiping the card (magnetic card member card) system for method described in the first embodiment of the present invention transmits schematic diagram;
The handset member card that Fig. 5 adopts for method described in the second embodiment of the present invention moves (bar code member card) system schematic of swiping the card, and this system adopts the light pulse emission device of peripheral hardware form;
Fig. 6 is the schematic flow sheet of method described in the second embodiment of the present invention;
The light pulse emission device composition structured flowchart that Fig. 7 adopts for method described in the second embodiment of the present invention.
Embodiment
Below in conjunction with accompanying drawing, technical scheme of the present invention is described and is illustrated.Obviously, described embodiment is the present invention's part embodiment.And these embodiments are illustrative and nonrestrictive.Based on these embodiments, under the prerequisite not paying creative work, other embodiments that those of ordinary skill in the art obtain all are in the scope of protection of the invention.
Terminological interpretation:
Handset member card, it is a kind of electronics member card, refers to the virtual member card that can be stored in smart mobile phone, and includes the information data corresponding with member card account.
Entity member card, refers to the magnetic card member card or bar code member card that exist with the card form of entity.
Of the present inventionly replace traditional magnetic card member card with handset member card, bar code member card and the method not changing card-reading apparatus mainly comprise two kinds of similar methods, be respectively: 1) replace traditional magnetic card member card with handset member card and do not change the method for magnetic card reader, and 2) replace traditional bar code member card with handset member card and do not change the method for barcode scanner.
Embodiment one
See Fig. 1 to Fig. 4, Fig. 1 shows and replaces traditional magnetic card member card with handset member card and entity device composition schematic diagram that the method that do not change magnetic card reader adopts, wherein, the entity device that the method uses comprises smart mobile phone 10, magnetic card reader 20 and magnetic-pulse transmitter 30.Fig. 2 shows the schematic flow sheet of a kind of embodiment of the method, and substitutes for handset member card the magnetic card member card that businessman sold, and key step comprises:
S10. use the member card service routine that smart mobile phone is installed, the member card account corresponding with the magnetic card member card of businessman is tied to the handset member card in member card service routine.
S20. use software, member card account information data is processed through the order of coding unit, waveform modulated unit successively, generate modulation signal.
S30. the modulation signal comprising member card account information data is sent to magnetic-pulse transmitter.
S40. magnetic-pulse transmitter converts modulation signal to magnetic-pulse signal, and described magnetic-pulse signal is emitted to magnetic card reader.
S50. the magnetic-pulse signal received is converted to member card account information data and this member card account information data is passed to the member card management system of businessman by magnetic card reader.
S60. member card management system upgrades the information data corresponding with magnetic card member card account stored in member card management system according to up-to-date trading situation.
In another kind of embodiment, be with the difference of above-mentioned embodiment, in above-mentioned S10, S60 step, there is not the magnetic card member card of entity, the member card account that only businessman need be supplied to consumption is tied to corresponding handset member card and carries out Data Update to this member card account.
The details related to the key step of above-mentioned method and the entity device of employing below or material object are described in detail, as described below:
1) magnetic card member card account is bound
Consumer, when businessman handles magnetic card member card, corresponding to the magnetic card member card of entity form, can generate a magnetic card member card account, i.e. member registration information in the member card management system of businessman.Some information datas corresponding with this magnetic card member card account are stored in the member card management system of businessman, all information of the relevant consumer that the such as businessman such as member card account information data, consumption recording information data can collect in operation process, wherein, member card account information data can comprise the magnetic stripe data information of magnetic card member card, card number information, phone/phone number information, bank card number information, consumer's personally identifiable information, authentication password information, biological attribute data information one of them or its combination.Especially, biological attribute data can be one of them or its combination of voice print database, finger print data, palm print data, human face data or other biological characteristic.
Use the member card service routine that smart mobile phone is installed, after member card account is tied to the handset member card in member card service routine, binding relationship is one to one formed between the magnetic card member card of entity and virtual handset member card, the behavior outcome that consumer uses handset member card or inquires about for information about it is identical with the behavior outcome magnetic card member card of entity being carried out to corresponding operation.
In addition, when the magnetic card member card support function of value storage of businessman, consumer, while handling magnetic card member card, usually can be charged into certain amount of money, namely apply for card and supplement with money in magnetic card member card.Now, this member card account is provided with corresponding account balance information, also needs handset member card to be associated with account balance amount information.
2) at a certain handset member card of smart mobile phone end choice for use
Use the member card service routine that smart mobile phone is installed, the user interface of member card service routine is selected a certain handset member card (i.e. the magnetic card member card of a certain businessman of choice for use), and then member card service routine optionally verifies that consumer uses the authority of this handset member card.Such as, require that consumer uses the password of magnetic card member card card number, phone/phone number, name, user name or ID (identity number) card No. and correspondence/gesture password etc. to carry out authority login or checking, biological characteristic such as the fingerprint etc. above mentioned also can be used to carry out authority login or checking.
No matter use which kind of authority to log in or verification mode, after consumer is used member card service routine to be logged in by authority or verifies on smart mobile phone, member card service routine can continue to call corresponding member card account information data.
3) modulation signal is generated
According to the member card account information data called, in a kind of embodiment, member card service routine can be used on smart mobile phone, run its coding unit and waveform modulated unit successively, coded modulation process is carried out to the source data comprising member card account information data, generates corresponding modulation signal.
In another kind of embodiment, run its coding unit and waveform modulated unit successively by high in the clouds member card service, modulation treatment is carried out to the source data comprising member card account information data, generates corresponding modulation signal.
No matter adopt which kind of generating mode, the above-mentioned source data comprising member card account information data can comprise account identification information, also can comprise the information datas such as the consumption information (such as spending amount) of consumer.But, the information data comprised in source data not enumerates all information datas relevant to this member card account stored in the member card management system of businessman, but optionally make modulation signal comprise the specific information data of part, the identification and verification category information data such as such as member card card number, password according to the specific needs of businessman.
Various information data can also be embedded according to the special requirement of businessman, such as consumption information etc. in source data.In an object lesson, what embed in source data is that consumer buys the required spending amount information paid of article, this spending amount information is inputted in the member card service routine of smart mobile phone end by consumer, and this usually occurs in businessman when allowing consumer to carry out fast clearing when buying minority article or spending amount is lower.
4) modulation signal is exported
After aforesaid modulation signal generates, need to export this modulation signal to magnetic-pulse transmitter further.Now, according to the difference of modulation signal generating mode, the output modulation signal flow process that needs perform also can be different.
4.1) if modulation signal is generated by member card service routine in smart mobile phone this locality, in a kind of embodiment, one of them exports described magnetic-pulse transmitter to directly to pass through the wave points such as hardware interface or bluetooth/low-power bluetooth/Wifi such as the audio jack of smart mobile phone after modulation signal generates.
In another kind of embodiment, also can first the modulation signal of generation be stored in smart mobile phone, when needs use handset member card, re-use smart mobile phone call modulation signal file, one of them exports described magnetic-pulse transmitter to then modulation signal to be passed through the wave points such as hardware interface or bluetooth/low-power bluetooth/Wifi such as the audio jack of smart mobile phone.
Modulation signal file can in a variety of formats file form exist, preferably, the executable files such as such as audio file, still more preferably, the formatted audio files such as such as mp3, wav.In one example in which, modulation signal file adopts audio file form, and the music player installed in smart mobile phone can be used to call and namely play this audio file, then modulation signal externally exports from audio jack with similar audio stream form; Now, magnetic-pulse transmitter arranges audio connector, namely magnetic-pulse transmitter receives modulation signal by this audio connector.In another example, can be able to carry adopting the modulation signal file of audio file form to be stored in electronic item, as electronic item such as music player, electronics bracelet, intelligent watchs, call modulation signal file modulation signal to be exported to the magnetic-pulse transmitter of built-in in this electronic item or peripheral hardware.
4.2) if modulation signal member card service creation beyond the clouds, in a kind of embodiment, needing the output modulation signal flow process and the above-mentioned 4.1st performed) difference of the first embodiment of item is, export after needing first the modulation signal of generation to be downloaded to this locality, the concrete way of output no longer specifically repeats herein again.
About high in the clouds member card service creation modulation signal download and method of calling a kind of embodiment in, modulation signal is downloaded to smart mobile phone by web download mode local and store with the form of modulation signal file, and then call this modulation signal file, the form of this modulation signal file and call the way of output with the above-mentioned 4.1st) item the second embodiment is similar.
About high in the clouds member card service creation modulation signal download and method of calling another kind of embodiment in, the modulation signal of high in the clouds member card service creation adopts Streaming Media use-pattern, high in the clouds member card service is while at transmission over networks modulation signal to " simultaneously " of smart mobile phone, user constantly receives and calls this modulation signal on one side, i.e. " biography limit, limit is broadcast ".In addition, this modulation signal in the directly in real time way of output of smart mobile phone with the above-mentioned 4.1st) item is similar.
The modulation signal employing Streaming Media use-pattern of high in the clouds member card service creation can improve confidentiality when using modulation signal, and " biography limit, limit is broadcast " characteristic of Streaming Media preferably prevents the leakage of user profile with real time characteristic.
5) change and launch magnetic-pulse signal
In one embodiment, smart mobile phone exports the magnetic-pulse transmitting terminal of modulation signal to magnetic-pulse transmitter by the audio connector of its audio jack and magnetic-pulse transmitter, by magnetic-pulse transmitting terminal modulation signal is converted to magnetic-pulse signal and is emitted to magnetic card reader.In this embodiment, the handset member card that smart mobile phone, magnetic-pulse transmitter and magnetic card reader form a kind of card-reading apparatus for magnetic card member card jointly moves card-punching system.
See Fig. 1, wherein schematically show the handset member card that the present invention can adopt and move (magnetic card member card) system of swiping the card.Wherein, magnetic-pulse transmitter 30 is in the external unit form independent of smart mobile phone 10.Particularly, it connects the audio jack of smart mobile phone 10 by its audio connector, like this, smart mobile phone 10 exports the magnetic-pulse transmitting terminal of modulation signal to magnetic-pulse transmitter 30, and by this magnetic-pulse transmitting terminal modulation signal is converted to magnetic-pulse signal 40 and is emitted to magnetic card reader 20.
Be provided with magnetic-pulse transmitting terminal in magnetic-pulse transmitter 30, magnetic-pulse transmitting terminal is made up of magnet and the transmitting coil be wrapped on magnet, and this magnetic-pulse transmitting terminal is encapsulated in magnetic-pulse transmitter 30 inside.One end of this transmitting coil connects the R channel pole of audio connector, and its other end connects the common ground pole of audio connector.
Move for the handset member card described in present embodiment (magnetic card member card) system of swiping the card, when using this system, magnetic-pulse transmitter 30 is in the state of the audio jack being inserted smart mobile phone by audio connector.At the audio jack place of smart mobile phone 10, export this modulation signal with the form of the modulating current mating the Changing Pattern of the source data comprising member card account information data.Particularly, this modulating current flow through successively the R channel pole of audio connector, transmitting coil, audio connector common ground pole (now suppose that modulating current value is for just; If modulating current value is negative, modulating current flow through direction in contrast).
When this modulating current flows through transmitting coil, this modulating current changes with certain rule, magnetic-pulse transmitting terminal periphery is made to produce the magnetic field of certain limit, the scope in this magnetic field and magnetic induction density are determined by the Changing Pattern of modulating current, thus make magnetic-pulse transmitter 30 launch magnetic-pulse signal 40 to magnetic card reader 20.
Moving at above-mentioned handset member card swipes the card in the embodiment of (magnetic card member card) system, using the external unit (see Fig. 1) of magnetic-pulse transmitter as smart mobile phone, now, the transmitting coil two ends of this magnetic-pulse transmitter are connected to R channel pole and the common ground pole of audio connector.
See Fig. 3, which schematically illustrates the another kind of handset member card that the present invention can adopt and move (magnetic card member card) system of swiping the card.Moving at this handset member card swipes the card in (magnetic card member card) system, and it is inner that magnetic-pulse transmitting terminal is integrated in smart mobile phone 10, and its transmitting coil two ends are connected to R channel pole and the common ground pole of audio jack.Like this, smart mobile phone 10 directly uses the magnetic-pulse transmitting terminal being integrated in its inside to launch the magnetic head of magnetic-pulse signal 40 to magnetic card reader 20.This structural design can improve the integrated level of product, is user-friendly to and carries.
Moving at above-described various handset member card swipes the card in (magnetic card member card) system embodiment, and the transmitting coil two ends of magnetic-pulse transmitting terminal are connected to R channel pole and the common ground pole of audio connector or audio jack.But, it will be appreciated by those skilled in the art that the L channel pole that to be changed at the transmitting coil two ends of magnetic-pulse transmitting terminal and be connected to audio connector or audio jack and common ground pole also can obtain identical technique effect.Moving at another handset member card swipes the card in the embodiment of (magnetic card member card) system, by smart mobile phone the wave point such as bluetooth/low-power bluetooth/Wifi one of them export modulation signal to magnetic-pulse transmitter.
Further, moving at a kind of handset member card swipes the card in the embodiment of (magnetic card member card) system, handset member card moves (magnetic card member card) system of swiping the card and the patent No. can be adopted to be US8814046B1, near field magnetic stripe information communication system form disclosed in the United States Patent (USP) that name is called " SYSTEMANDMETHODFORABASEBANDNEARFIELDMAGNETICSTRIPEDATATR ANSMITTER ", this near field magnetic stripe information communication system can peripheral hardware form (i.e. magnetic strip information transfer device disclosed in this patent, relative to being integrated in mobile phone, independently magnetic strip information transfer device is external unit form) realize between smart mobile phone and POS terminal magnetic-pulse communication, when this near field magnetic stripe information communication system form is applied to of the present invention, only POS terminal need be replaced with magnetic card reader.
6) receive and read magnetic-pulse signal
Magnetic-pulse transmitter 30 is pressed close to the magnetic head of magnetic card reader 20, make magnetic head receive the magnetic-pulse signal 40 of magnetic-pulse transmitter 30 transmitting; Then, magnetic card reader 20 reads this magnetic-pulse signal 40 and is converted into member card account information data.
Thus the communication (this sentences modulation signal in the local embodiment generated by member card service routine of smart mobile phone is example) completed from member card service routine to magnetic card reader 20.Because the conversion process mode of magnetic card reader 20 pairs of magnetic-pulse signals is identical with conversion process mode during magnetic card reader 20 brush magnetic card member card, those skilled in the art know this processing procedure, therefore do not repeat them here.
7) businessman's member card management system background process transaction data
Member card account information data is passed to the member card management system of businessman from magnetic card reader 20, member card management system mates according to the member card account information data received and retrieves the member card account corresponding with this handset member card, transfer the member card account information data retrieved, and upgrade this member card account information data according to trading situation instantly.
In addition, see Fig. 4, the member card management system of businessman and high in the clouds member card be renewable and shared member card account information data between serving, also renewable and shared member card account information data between the service of high in the clouds member card with member card service routine, so, consumer can use member card service routine to inquire about the corresponding member card account information data of its handset member card on its smart mobile phone, is convenient to consumer and arranges its consumer behavior.
Embodiment two
Fig. 5 shows and replaces traditional bar code member card with handset member card and entity device composition schematic diagram that the method that do not change barcode scanner adopts, wherein, the entity device that the method uses comprises smart mobile phone 10, barcode scanner 21 and light pulse emission device 31.Fig. 6 shows the schematic flow sheet of a kind of embodiment of the method, and substitutes for handset member card the bar code member card that businessman sold, and key step comprises:
S10. use the member card service routine that smart mobile phone is installed, the member card account corresponding with the bar code member card of businessman is tied to the handset member card in member card service routine.
S20. use light pulse emission device, make member card account information data successively through the communication module of light pulse emission device, the process of code modulation module, generate modulation signal.
S30. the modulation signal comprising member card account information data is sent to the light pulse output module of light pulse emission device.
S40. light pulse output module converts modulation signal to light pulse signal, and this light pulse signal is emitted to barcode scanner.
S50. the light pulse signal received is converted to member card account information data and this member card account information data is passed to the member card management system of businessman by barcode scanner.
S60. member card management system upgrades the information data corresponding with bar code member card account stored in member card management system according to up-to-date trading situation.
In another kind of embodiment, be with the difference of above-mentioned embodiment, in above-mentioned S10, S60 step, there is not the bar code member card of entity, the member card account that only businessman need be supplied to consumption is tied to corresponding handset member card and carries out Data Update to this member card account.
The handset member card that method described in present embodiment relates to moves (bar code member card) system of swiping the card, and can comprise smart mobile phone 10, light pulse emission device 31 and barcode scanner 21.Wherein, light pulse emission device 31 comprises boost module, communication module, code modulation module and light pulse output module, and light pulse output module is provided with light emitting diode.
In a kind of embodiment, light pulse emission device 31 is also provided with audio connector, the L channel pole of this audio connector is electrically connected on boost module, and its R channel pole is electrically connected on communication module, communication module is electrically connected on code modulation module, and code modulation module is electrically connected on light pulse output module further.
Boost module is also electrically connected on communication module, code modulation module and light pulse output module, boost module receives the electric energy from smart mobile phone by audio connector, and then electric energy is supplied to communication module, code modulation module and light pulse output module.
Communication module receives from the stream of pulses signal including member card account information data of smart mobile phone 10 by audio connector, and further by this stream of pulses signal transmission to code modulation module.The coded modulation of stream of pulses signal encoded modulation module and then generation modulation signal, code modulation module exports this modulation signal to light pulse output module.The modulation signal received is converted to light pulse signal 41 by light pulse output module, and exports light pulse signal 41 to barcode scanner 21 by light emitting diode.Finally, barcode scanner 21 converts the light pulse signal received to corresponding member card account information data, completes the communication process from smart mobile phone 10 to barcode scanner 21.
In another kind of embodiment, light pulse emission device 31 is also provided with audio connector, the R channel pole of this audio connector is electrically connected on boost module, the L channel pole of audio connector is electrically connected on communication module, namely provide electric energy by the R channel pole of audio connector, transmit by the L channel pole of audio connector the stream of pulses signal comprising member card account information data.
In the second embodiment of the present invention, also some some details described in the first embodiment of the present invention or material objects are related to, such as bind member card account, login or verification mode, between smart mobile phone and impulse sender, carry out communication other communication connected modes adoptable, etc., at this, content that these have been described in a first embodiment is repeated no more.
Next, further supplement to make content of the present invention, the different objects of handset member card are now used according to consumer, and distinguish different transaction scenes, traditional magnetic card member card and bar code member card is replaced with handset member card and some related contents concrete refinement further that the method that do not change card-reading apparatus relates to by of the present invention, as described below (mainly for handset member card, not distinguishing is replace magnetic card member card or bar code member card with handset member card, still natively there is not corresponding entity member card):
1) member registration
In a kind of embodiment, when member registration, consumer obtains handset member card and corresponding card number thereof.In this specific embodiment, handset member card moves card-punching system and generates and the card number corresponding to handset member card that obtains based on consumer of the information data comprised in the modulation signal exported.In a kind of situation, in modulation signal, also can comprise the authorization informations such as password, corresponding member card account can be identified after the information comprised at modulation signal is passed to the member card management system of businessman and complete authentication; In another case, the authorization informations such as password are not comprised in modulation signal, then or by manually inputting password on card-reading apparatus carry out identity verification, or by the member card service routine on smart mobile phone, the service of high in the clouds member card and businessman's member card management system with networking mode online verification identity.
In another kind of embodiment, consumer is when member registration, certain living things feature recognition of oneself is gone out and is kept in the member card management system of businessman simultaneously, and the information such as this biological attribute data and corresponding handset member card card number are bound together.In this specific embodiment, the biological attribute data of consumer is contained in modulation signal, such as fingerprint, after card-reading apparatus receives and parses this finger print data, the handset member card card number that businessman's member card management system meeting Auto-matching is corresponding with this finger print data and member card account information data.Similarly, except the living things feature recognition data such as fingerprint, face, vocal print can be introduced in modulation signal, can also introduce as mobile phone/additional feature data such as telephone number, bank card number, now, the relevant information that the businessman's member card management system needing renewal to be arranged in card-reading apparatus side stores.
If businessman has changed the account identification information of handset member card, original handset member card holder has not needed the handset member card that more renews or has re-registered, and uses the member card service routine in the present invention can continue to use its original handset member card account.Particularly, a kind of mode first utilizes the member card management system of high in the clouds member card service and businessman share and upgrade relevant information, then by high in the clouds member card service, the relevant information after renewal and the member card service routine on smart mobile phone are shared, complete the renewal of relevant information in this member card service routine.Another kind of mode is the relevant information in the member card service routine directly adopting the mode of manually input to upgrade on smart mobile phone by consumer.Should understand, these are only used for the two kinds of modes upgraded in the various ways of relevant information in member card service routine.For those of ordinary skill in the art, other update modes are also possible.
2) apply for card and supplement with money
Consumer's when handling handset member card or thereafter certain time, usually can often to the consumption gold that prestores being filled with certain amount of money in it.The corresponding account balance information of this handset member card account is stored in the member card management system of businessman usually, in a kind of embodiment, high in the clouds member card service can connect to inquire about corresponding account balance information to the member card management system of businessman, and is supplied to consumer for consumer's real-time query by the member card service routine in smart mobile phone.
3) bankcard consumption
In a kind of embodiment, use the remaining sum in handset member card account to pay when consumer does shopping, the member card management system of businessman deducts the corresponding amount of consumption automatically from account remaining sum.Consumption information automatically can be sent to the consumer's phone number stored in system by member card management system by SMS platform; Also consumption information can be updated to high in the clouds member card service, know consumer by high in the clouds member card service with note form or by the member card service routine in smart mobile phone.
In another kind of embodiment, spending amount information insertion modulation signal is passed to businessman's member card management system, businessman's member card management system upgrades account balance (namely deducting the new account balance of amount of consumption surplus), then new account balance is synchronized to the member card service routine of high in the clouds member card service or smart mobile phone end, uses when clearing next time.
4) number of times statistics
In a kind of embodiment, consumer uses its handset member card at every turn, the member card management system of businessman or the member card service routine of smart mobile phone end or high in the clouds member card service can carry out record to the consumer behavior of consumer, and the consumer behavior of certain period is added up, such as consumption number of times is added up.The statistical information of consumption number of times may be used for the consumer behavior pattern that businessman analyzes consumer; Also can using consumption number of times as the trigger condition of giving the certain preferential authority of consumer, in this case, consumption number information directly can be called by businessman's member card management system, or transfer consumption number information by businessman's member card management system to high in the clouds member card service networking, or served by high in the clouds member card or smart mobile phone end member card service routine generate modulation signal time by consumption number information embedding modulation signal in and be passed to businessman's member card management system.
5) price reduction gives a discount
Price reduction discounting is divided into and is used reward voucher pattern (wherein, in the majority with bar code reward voucher) and non-preferential certificate pattern, that is:
5.1) reward voucher pattern
In a kind of embodiment in this mode, entity reward voucher/electronic coupon information can be associated to corresponding handset member card account at the member card management system of businessman, after Card Reader reads out the next member card account information data of magnetic/light pulse signal transmission, the service condition defined in consumption and coupon information matches by member card management system, and the match is successful then uses reward voucher and in the spending amount collected needed for being embodied in.
In another kind of embodiment in this mode, also can embed in modulation signal by coupon information, the member card management system of businessman is by after card-reading apparatus reading information, and this information of identifiable design is also confirmed whether to meet preferential terms.
5.2) non-preferential certificate pattern
Consumption number information can be embedded above-mentioned modulation signal and this modulation signal is sent to businessman's member card management system and regard an example of this non-preferential certificate pattern in this system triggers preferential terms as.Other sights under this non-preferential certificate pattern also can comprise the various price reduction discounts of businessman or supplier, such as non-this season product, the preferential process of fresh product, sales promotion festivals or holidays, sales promotion etc.
6) accumulated point exchanging
The integration corresponding to handset member card account can be taked to convert to processing modes such as account balance or the direct redemption products of integration.In a kind of embodiment, integration information directly by businessman's member card management system when consumer uses magnetic card member card account to its statistical computation; In another kind of embodiment, integration information can be shared by businessman's member card management system and high in the clouds member card service and be used member card service routine to inquire about by consumer at smart mobile phone end; In another embodiment, also can adopt to integration information the disposal route being similar to and consumption balance amount information or consumption number information being embedded modulation signal.
7) lose card to make up
If the member card of entity is lost by consumer, consumer can make up the member card of new entity to businessman and again be tied to new handset member card.Conveniently quick, consumer can continue to use its original handset member card account, and do not need to make up new entity member card, only need cancel the rights of using of this entity member card corresponding to hand chance card account in the member card service routine on smart mobile phone.
As can be seen from above-mentioned various embody rule scene, handset member card is used to move the swipe the card action of card-punching system simulation entity member card on traditional card-reading apparatus, both this effect of swiping the card can have been reappeared, additional information can be added in action is swiped the card in this simulation again and be passed to the member card management system of businessman, make businessman can expand multiple different marketing activity, and businessman can be made to realize inquiring about with the online interaction of consumer.
Businessman can by the passive management pattern of traditional entity member card, is served and the member card service routine of smart mobile phone end, realize the active management Mode change to virtual mobile phone member card account by high in the clouds member card.Such as, in one example in which, coupon information can be passed to the member card service routine of consumer's smart mobile phone end by businessman by high in the clouds member card service, business sales promotion and the popularization activity information of businessman is initiatively shown to consumer, when person to be consumed uses virtual member's account and triggers this reward voucher, namely move card-punching system by handset member card and the modulation signal comprising member card account information data and this coupon information is passed to card-reading apparatus, and then be passed to the member card management system of businessman.
For consumers, consumer can manage many entity member cards for different businessman in the member card service routine on smart mobile phone simultaneously, meanwhile, also can as businessman, by the active management managing oneself all entity member card passively and go to handset member card.In the active management of handset member card, relate to the active management of consumer to related fields such as reward voucher, integration, account balances, consumer can on the interface of the member card service routine of smart mobile phone, from multiple handset member cards, select the required object used easily, and then realize the maximization of consumer's number one flexibly on one's own initiative.
Should be appreciated that illustrative embodiments as herein described is illustrative and nonrestrictive.And, can by each embodiment about each feature or in description be applicable to other similar characteristics in other embodiments or in.
Although describe one or more embodiment of the present invention by reference to the accompanying drawings, those of ordinary skill in the art are to be understood that, when not departing from the spirit and scope of the present invention limited by claims, the change of various forms and details can be made.
Claims (17)
1. replace a method for entity member card with electronics member card, comprising:
S1. use the member card service routine that smart mobile phone is installed, member card account corresponding for described entity member card is tied to the handset member card in member card service routine;
S2. member card account information data is sent to impulse sender;
S3. described impulse sender converts described member card account information data to pulse signal, and described pulse signal is emitted to card-reading apparatus; And
S4. the described pulse signal received is converted to member card account information data by described card-reading apparatus, and described member card account information data is passed to the member card management system of businessman.
2. the method for claim 1, also comprises:
S5. according to up-to-date trading situation, described member card management system upgrades the information data corresponding with described member card account wherein stored.
3. method as claimed in claim 1 or 2, wherein, described member card is the magnetic card member card being provided with magnetic stripe, and described impulse sender is magnetic-pulse transmitter; Described pulse signal is magnetic-pulse signal, and described card-reading apparatus is magnetic card reader.
4. method as claimed in claim 1 or 2, wherein, described member card is the bar code member card being provided with bar code, and described impulse sender is light pulse emission device; Described pulse signal is light pulse signal, and described card-reading apparatus is barcode scanner.
5. method as claimed in claim 3, wherein, described impulse sender converts described member card account information data to pulse signal, and described pulse signal is emitted to card-reading apparatus comprises:
Use software, make described member card account information data successively through the process of coding unit, waveform modulated unit, generate modulation signal;
Described modulation signal is sent to described magnetic-pulse transmitter;
Described magnetic-pulse transmitter converts described modulation signal to magnetic-pulse signal, and described magnetic-pulse signal is emitted to the magnetic head of described magnetic card reader.
6. method as claimed in claim 4, wherein, described impulse sender converts described member card account information data to pulse signal, and described pulse signal is emitted to card-reading apparatus comprises:
Communication module, the code modulation module of described light pulse emission device process described member card account information data successively, generate and export the light pulse output module of modulation signal to described light pulse emission device;
The described modulation signal received is converted to light pulse signal by described light pulse output module, and through its light source, described light pulse signal is emitted to described barcode scanner.
7. the method as described in claim 4 or 6, wherein, described bar code be one-dimensional bar code or two-dimensional bar or other forms of bar code one of them.
8. method as claimed in claim 1 or 2, wherein, be provided with high in the clouds member card service beyond the clouds, the member card service of described high in the clouds and the member card management system of businessman share the information data corresponding with described member card account, and the member card service of described high in the clouds also shares the information data corresponding with described member card account with the described member card service routine on smart mobile phone.
9. method as claimed in claim 3, it is characterized in that, described member card account information data comprise the magnetic stripe data information of magnetic card member card, card number information, phone/phone number information, bank card number information, consumer's personally identifiable information, authentication password information, biological attribute data information one of them or its combination.
10. method as claimed in claim 4, it is characterized in that, described member card account information data comprises the barcode data information of bar code member card, card number information, one-dimensional bar code information, two-dimensional bar information, phone/phone number information, bank card number information, consumer's personally identifiable information, authentication password, biological attribute data information one of them or its combination.
11. methods as described in claim 9 or 10, wherein, described biological attribute data is one of them or its combination of voice print database, finger print data, palm print data, human face data or other biological characteristic.
12. methods as claimed in claim 5, wherein, in the member card service routine that described Integrated Simulation is installed on described smart mobile phone.
13. methods as claimed in claim 5, wherein, be provided with high in the clouds member card service beyond the clouds, described Integrated Simulation is served at described high in the clouds member card, beyond the clouds after modulation signal described in member card service creation, described smart mobile phone obtains described modulation signal by web download.
14. methods as described in claim 12 or 13, wherein, directly by the hardware interface of described smart mobile phone or its wave point, one of them is sent to described magnetic-pulse transmitter to described modulation signal.
15. methods as described in claim 12 or 13, wherein, after the described modulation signal of generation, be stored in described smart mobile phone, when needs use described handset member card, described smart mobile phone calls the modulation signal file stored, and by described modulation signal, by the hardware interface of described smart mobile phone or its wave point, one of them exports described magnetic-pulse transmitter to.
16. methods as claimed in claim 14, wherein, described hardware interface comprises the audio jack of described smart mobile phone, and described wave point comprises blue tooth interface, low-power blue tooth interface, the wifi interface of described smart mobile phone.
17. methods as claimed in claim 15, wherein, described hardware interface comprises the audio jack of described smart mobile phone, and described wave point comprises blue tooth interface, low-power blue tooth interface, the wifi interface of described smart mobile phone.
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| CN201510437519.0A CN105405022A (en) | 2015-07-23 | 2015-07-23 | Method for replacing physical member card by electronic member card |
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| CN201510437519.0A CN105405022A (en) | 2015-07-23 | 2015-07-23 | Method for replacing physical member card by electronic member card |
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| CN105405022A true CN105405022A (en) | 2016-03-16 |
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Application publication date: 20160316 |