CN105389701A - Secure consumption method and apparatus of wearable equipment - Google Patents
Secure consumption method and apparatus of wearable equipment Download PDFInfo
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- CN105389701A CN105389701A CN201510746779.6A CN201510746779A CN105389701A CN 105389701 A CN105389701 A CN 105389701A CN 201510746779 A CN201510746779 A CN 201510746779A CN 105389701 A CN105389701 A CN 105389701A
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- biometric data
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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Abstract
The invention discloses a secure consumption method and apparatus of wearable equipment. The method comprises: wearable equipment collects biological identification data and compares the collected biological identification data with biological identification data stored in advance; if comparison is done successfully, the wearable equipment determines an identity of a user according to the biological identification data after successful comparison and carries out communication with a consumer to carry out payment consumption. According to the invention, on the basis of uniqueness of biological identification, consideration of security and convenience of consumption of wearable equipment is realized.
Description
Technical field
The present invention relates to wearable device technical field, espespecially a kind of wearable device safe consumption method and apparatus.
Background technology
Along with the development of science and technology, utilize wearable device to consume and brought huge portability.Wearable device is with its convenience, cordiality, step by step large area, multi-fieldly should to use, but, wearable device self does not possess the function of safe consumption, anyone can carry out financial payment consumption after taking, if equipment is lost or stolen, everyone can cause certain loss to equipment.
The wearable consume system workflow of current existing utilization band close range wireless communication (NFC, NearFieldCommunication) label as shown in Figure 1.Particularly, the terminal device of consumer, such as, installs an application (APP) in mobile phone, the account binding NFC label of this APP, and docked with consumption processing platform by general packet radio service technology (GPRS, the GeneralPacketRadioService) function of mobile phone; If NFC label is lost or stolen, as wrist strap, mobile phone shell, glasses fallen when, user only needs the APP opened on mobile phone, cancels linking of account and NFC label by APP; Businessman uses the charge machine reading and writing NFC label, and charge machine docks with consumption processing platform, and all data processings are all realized by processing platform, ensures the security of consumption.
The relation that the security paid and portability always counteract each other, product does more portable, many times just there is larger potential safety hazard.System is done safer, just uses trouble relatively.Current NFC label consume system, need mobile phone to coordinate cloud service program to consume, use cumbersome, security and simplicity cannot be taken into account.
Summary of the invention
In order to solve the problems of the technologies described above, the invention provides a kind of wearable device safe consumption method and apparatus, according to the uniqueness of bio-identification, take into account security and the simplicity of wearable device consumption.
In order to reach the object of the invention, the invention provides a kind of wearable device safe consumption method, comprising: wearable device gathers biometric data, and the biometric data of collection and the biometric data prestored are compared; If comparison is passed through, the biometric data determination user identity that wearable device passes through according to comparison, and communicate with charge machine and carry out payment consumption.
Further, described method also comprises: the biometric sensor of wearable device gathers the biometric data for verifying in advance, and the micro-control unit biometric data being used for verifying being sent to wearable device is encrypted storage.
Further, described method also comprises: by outside wake-up activation micro-control unit, and described micro-control unit triggers biometric sensor and gathers biometric data.
Further, described method also comprises: the payment module that micro-control unit controls wearable device by analog switch is powered; If comparison is passed through, micro-control unit controls analog switch path is that payment module is powered; If comparison is not passed through, the open circuit of micro-control unit controls analog switch is payment module power-off.
Further, the step of the described biometric data determination user identity passed through according to comparison comprises: the biometric data that comparison is passed through by micro-control unit is encrypted and sends payment module to, payment module is decrypted the biometric data obtaining comparison and pass through according to the algorithm preset, and according to the biometric data determination user identity that comparison is passed through.
Further, described method also comprises: micro-control unit timing detects the transaction performance of payment module; If the transaction of payment module completes, the open circuit of micro-control unit controls analog switch, and micro-control unit enters dormant state.
Present invention also offers a kind of wearable device safe consumption device, comprising: biometric sensor, for gathering biometric data; Micro-control unit, for comparing the biometric data of collection and the biometric data prestored; Payment module, if passed through for comparison, according to the biometric data determination user identity that comparison is passed through, and communicates with charge machine and carries out payment consumption.
Further, described biometric sensor, also for gathering the biometric data for verifying in advance, and sends the biometric data being used for verifying to micro-control unit; Micro-control unit, also for being encrypted storage to the biometric data for verifying.
Further, described micro-control unit, the payment module also for being controlled wearable device by analog switch is powered; If comparison is passed through, control simulation switch ways is that payment module is powered; If comparison is not passed through, the open circuit of control simulation switch is payment module power-off.
Further, described micro-control unit, the biometric data also for comparison being passed through is encrypted and sends payment module to; Payment module, also for being decrypted the biometric data obtaining comparison and pass through according to the algorithm preset, and according to the biometric data determination user identity that comparison is passed through.
Further, described micro-control unit, also detects the transaction performance of payment module for timing; If the transaction of payment module completes, the open circuit of control simulation switch, and enter dormant state.
Compared with prior art, the present invention adopts biometric feature, verifies the legitimacy of end user's identity, effectively improves payment consumption portability; Adopt analog switch, effectively control wearable payment module power-on and power-off, realize multiple safety protection by hardware controls and software-controlled manner; In addition, information data process adopts encipherment protection, and implementation algorithm, template cryptographic storage, comparison result encrypted transmission, guarantees biometric information safety.
Other features and advantages of the present invention will be set forth in the following description, and, partly become apparent from instructions, or understand by implementing the present invention.Object of the present invention and other advantages realize by structure specifically noted in instructions, claims and accompanying drawing and obtain.
Accompanying drawing explanation
Accompanying drawing is used to provide the further understanding to technical solution of the present invention, and forms a part for instructions, is used from and explains technical scheme of the present invention, do not form the restriction to technical solution of the present invention with the embodiment one of the application.
Fig. 1 is the schematic diagram of the wearable consume system utilizing NFC label in prior art.
Fig. 2 is the schematic diagram of wearable device safe consumption system in a kind of embodiment of the present invention.
Fig. 3 is the structural representation of wearable device in a kind of embodiment of the present invention.
Fig. 4 is the schematic flow sheet of wearable device safe consumption method in a kind of embodiment of the present invention.
Embodiment
For making the object, technical solutions and advantages of the present invention clearly understand, hereinafter will be described in detail to embodiments of the invention by reference to the accompanying drawings.It should be noted that, when not conflicting, the embodiment in the application and the feature in embodiment can combination in any mutually.
Can perform in the computer system of such as one group of computer executable instructions in the step shown in the process flow diagram of accompanying drawing.Further, although show logical order in flow charts, in some cases, can be different from the step shown or described by order execution herein.
Fig. 2 is the schematic diagram of wearable device safe consumption system in a kind of embodiment of the present invention.As shown in Figure 2, this system comprises wearable device and charge machine.
Fig. 3 is the structural representation of wearable device in a kind of embodiment of the present invention.As shown in Figure 3, this wearable device comprises biometric sensor (Sensor), safe handling micro-control unit (MCU, MicrocontrollerUnit), payment module (BOOSTER), analog switch (Switch) and power supply (BAT).
Sensor can be fingerprint sensor, vocal print sensor, for gathering biometric data.
MCU, can adopt the chip loading DES/3DES/RSA/SM1/SM2/SM3/SM4 International Algorithmic, for the biometric data prestored in the biometric data of collection and MCU being compared; Can also be used for being encrypted storage and encrypted transmission.
BOOSTER, can being the wearable payment module of BOOSTER+SE, after the comparison for carrying out at MCU is passed through, carrying out financial payment, wherein SE is that what to adopt is the safety chip at two interfaces that current national Yin Jian center requires, booster is power signal amplification chip.
Switch, MCU control the power supply of wearable payment module by Switch.
BAT can be rechargeable battery, for providing power supply for wearable device.
Continue with reference to figure 3, this wearable device gathers biometric data by Sensor; Connect safe handling MCU chip by Serial Peripheral Interface (SPI) (SPI, SerialPeripheralInterface) etc., MCU processes biometric data, and compares with the biometric data stored; Comparison is passed through, and opens Switch and powers to payment module; After payment module powers on, undertaken by 7816 mutual with safe handling MCU chip, after determining user identity, charge machine can be used to carry out payment consumption.
Fig. 4 is the schematic flow sheet of wearable device safe consumption method in a kind of embodiment of the present invention.As shown in Figure 4, the method comprises:
Step 401, activates MCU, MCU and triggers Sensor collection biometric data.
In this step, start biometric data acquisition function by outside wake-up activation MCU, MCU and trigger Sensor collection biometric data.
Step 402, Sensor gathers biometric data, and sends the biometric data of collection to MCU.
Step 403, the biometric data of collection and the biometric data prestored are compared by MCU, if comparison is passed through, carry out steps 404; If comparison is not passed through, process ends.
Before this step, Sensor gathers the biometric data for verifying and is stored in MCU, and further, MCU is encrypted storage to the biometric data for verifying.
In this step, MCU receives the biometric data that Sensor gathers, and the biometric data of collection and the biometric data of storage is compared.
Step 404, MCU controls the power supply of payment module by Switch.
In this step, if comparison is passed through, MCU control Switch path, for payment module is powered, wherein MCU and payment module carry out 7816 communications.
Step 405, the biometric data determination user identity that payment module is passed through according to comparison, and communicate with charge machine and carry out payment consumption.
In this step, MCU communicates by 7816 with payment module.The biometric data that comparison is passed through by MCU is encrypted and sends payment module to, and payment module is decrypted the biometric data obtaining comparison and pass through according to the algorithm preset.
The biometric data determination user identity that payment module is passed through according to comparison, and after determining user identity, payment module starts payment consumption function, communicates carry out payment consumption with charge machine.
Preferably, method of the present invention also comprises:
Step 406, MCU timing detects the transaction performance of payment consumption, and after completion of transactions, controls wearable payment module power-off by Switch.
In this step, MCU communicates by 7816 with payment module.Be provided with timer in MCU, when payment module and charge machine carry out the transaction of payment consumption, MCU timing detects the transaction performance of payment consumption, if transaction does not complete, then keeps the channel status of Switch; If concluded the business, then control Switch power-off, thus control payment module power-off; When payment module power-off, MCU enters dormancy.
The wearable device of bio-identification provided by the invention has following advantage:
Security: biometric data is passed through+adopted bank finance IC-card+password confirming mode and concludes the business, and better can ensure the account safety of depositor.
Convenience: replace traditional PIN code to complete payment by bio-identification and improve many in convenience, eliminate the time of input password and authentication.
Biometric data safe storage: biometric data is saved on safety chip; the higher security mechanism of safety chip itself is utilized effectively to protect fingerprint template data; utilize safety chip cryptographic algorithm to be encrypted rear storage to fingerprint template data simultaneously; even if stolen by hacker, steal be also encryption after template data.
Not easily steal brush: utilize the uniqueness of bio-identification to solve problem that independent wearable payment devices cannot verify holder's identity legitimacy.
Although the embodiment disclosed by the present invention is as above, the embodiment that described content only adopts for ease of understanding the present invention, and be not used to limit the present invention.Those of skill in the art belonging to any the present invention; under the prerequisite not departing from the spirit and scope disclosed by the present invention; any amendment and change can be carried out in the form implemented and details; but scope of patent protection of the present invention, the scope that still must define with appending claims is as the criterion.
Claims (11)
1. a wearable device safe consumption method, is characterized in that, comprising:
Wearable device gathers biometric data, and the biometric data of collection and the biometric data prestored is compared;
If comparison is passed through, the biometric data determination user identity that wearable device passes through according to comparison, and communicate with charge machine and carry out payment consumption.
2. wearable device safe consumption method according to claim 1, it is characterized in that, described method also comprises:
The biometric sensor of wearable device gathers the biometric data for verifying in advance, and the micro-control unit biometric data being used for verifying being sent to wearable device is encrypted storage.
3. wearable device safe consumption method according to claim 2, it is characterized in that, described method also comprises:
By outside wake-up activation micro-control unit, described micro-control unit triggers biometric sensor and gathers biometric data.
4. wearable device safe consumption method according to claim 3, it is characterized in that, described method also comprises:
The payment module that micro-control unit controls wearable device by analog switch is powered;
If comparison is passed through, micro-control unit controls analog switch path is that payment module is powered;
If comparison is not passed through, the open circuit of micro-control unit controls analog switch is payment module power-off.
5. wearable device safe consumption method according to claim 4, is characterized in that, the step of the described biometric data determination user identity passed through according to comparison comprises:
The biometric data that comparison is passed through by micro-control unit is encrypted and sends payment module to, payment module is decrypted the biometric data obtaining comparison and pass through according to the algorithm preset, and according to the biometric data determination user identity that comparison is passed through.
6. wearable device safe consumption method according to claim 5, it is characterized in that, described method also comprises:
Micro-control unit timing detects the transaction performance of payment module;
If the transaction of payment module completes, the open circuit of micro-control unit controls analog switch, and micro-control unit enters dormant state.
7. a wearable device safe consumption device, is characterized in that, comprising:
Biometric sensor, for gathering biometric data;
Micro-control unit, for comparing the biometric data of collection and the biometric data prestored;
Payment module, if passed through for comparison, according to the biometric data determination user identity that comparison is passed through, and communicates with charge machine and carries out payment consumption.
8. wearable device safe consumption device according to claim 7, is characterized in that, described biometric sensor, also for gathering the biometric data for verifying in advance, and sends the biometric data being used for verifying to micro-control unit;
Micro-control unit, also for being encrypted storage to the biometric data for verifying.
9. wearable device safe consumption device according to claim 8, is characterized in that, described micro-control unit, and the payment module also for being controlled wearable device by analog switch is powered; If comparison is passed through, control simulation switch ways is that payment module is powered; If comparison is not passed through, the open circuit of control simulation switch is payment module power-off.
10. wearable device safe consumption device according to claim 9, it is characterized in that, described micro-control unit, the biometric data also for comparison being passed through is encrypted and sends payment module to;
Payment module, also for being decrypted the biometric data obtaining comparison and pass through according to the algorithm preset, and according to the biometric data determination user identity that comparison is passed through.
11. wearable device safe consumption devices according to claim 10, is characterized in that, described micro-control unit, also detect the transaction performance of payment module for timing; If the transaction of payment module completes, the open circuit of control simulation switch, and enter dormant state.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201510746779.6A CN105389701A (en) | 2015-11-05 | 2015-11-05 | Secure consumption method and apparatus of wearable equipment |
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| CN201510746779.6A CN105389701A (en) | 2015-11-05 | 2015-11-05 | Secure consumption method and apparatus of wearable equipment |
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| CN105389701A true CN105389701A (en) | 2016-03-09 |
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| CN201510746779.6A Pending CN105389701A (en) | 2015-11-05 | 2015-11-05 | Secure consumption method and apparatus of wearable equipment |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107545421A (en) * | 2016-06-27 | 2018-01-05 | 李明 | Determine the method and system and method for commerce and system of payment mechanism |
| CN109299948A (en) * | 2018-09-26 | 2019-02-01 | 广东小天才科技有限公司 | A kind of red packet sending method, device, wearable device and storage medium |
| WO2020037795A1 (en) * | 2018-08-23 | 2020-02-27 | 华为技术有限公司 | Voice recognition method, wearable device and electronic device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107545421A (en) * | 2016-06-27 | 2018-01-05 | 李明 | Determine the method and system and method for commerce and system of payment mechanism |
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| CN109299948A (en) * | 2018-09-26 | 2019-02-01 | 广东小天才科技有限公司 | A kind of red packet sending method, device, wearable device and storage medium |
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Application publication date: 20160309 |
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