CN105373816A - Dual-mode card reader and card reading method thereof - Google Patents
Dual-mode card reader and card reading method thereof Download PDFInfo
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- CN105373816A CN105373816A CN201410417884.0A CN201410417884A CN105373816A CN 105373816 A CN105373816 A CN 105373816A CN 201410417884 A CN201410417884 A CN 201410417884A CN 105373816 A CN105373816 A CN 105373816A
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Abstract
The invention discloses a dual-mode card reader and a card reading method thereof. The dual-mode card reader comprises a non-contact reading and writing module, a contact reading and writing module, a connection module and a microcontroller, wherein the non-contact reading and writing module wirelessly senses a prepaid sensing card; the contact reading and writing module is inserted and connected with a verification chip card; and the connection module is connected with an external host. When the contact reading and writing module is already inserted and connected with the verification chip card, the microcontroller allows the non-contact reading and writing module and the prepaid sensing card to perform data transmission via wireless sensing. According to the dual-mode card reader, writing and reading operation is carried out on the prepaid sensing card when the verification chip card needs to be inserted, and transaction security and reliability can be effectively enhanced.
Description
Technical field
The present invention relates to a kind of card reader and card reading method, particularly the card reading method of a kind of bimodulus card reader and use bimodulus card reader.
Background technology
Electronic money (electronicmoney, E-money) is one of most popular in recent years modes of payments.By use electronic money (as EasyCard, eight reach logical, interchanger, credit card or businessman member's stored value card of issuing), consumer does not need to carry buckets of cash, can complete consumption and payment fast, and can save the trouble of small change.
The modes of payments of current issued electronic money, can be divided into contact to pay and contactless payment two kinds according to the data transfer mode between electronic money and card reader, central the most extensive with contactless payment use again.Contact pays and can use if the modes such as magnetic stripe reading or the read-write of chip contact are to carry out data transmission.Contactless payment then uses if near-field communication (NearFieldCommunication, NFC) technology or radio-frequency (RF) identification (RadioFrequencyIdentification, RFID) technology are to carry out data transmission.
But, existing card reader all only has data-transformation facility (as carried out read-write operation to card), be not provided with security mechanism or identification verification function, and safety verification or identification cannot be carried out to the identity of the operating personnel of card reader (adding Value Operations or the store worker of operation of withholing as performed stored value card).Therefore, when go wrong transaction time, be often difficult to differentiate responsibility (as cannot understand the transaction of this problem be by who salesman in this shop complete, or whether be completed by the salesman in this shop).
Separately, the existing double-mold card reader can supporting contact and contactless payment is suggested at present.This bimodulus card reader can be selected with contact reading card (as a Stored Value chip card is inserted this bimodulus card reader) or with contactless reading card (as moved in the induction range of this bimodulus card reader by a Stored Value contactless card).By this, consumer can select arbitrarily Stored Value chip card or Stored Value contactless card to pay.But the existing bimodulus card reader same time only can read a kind of card, and is not also provided with security mechanism or identification verification function, and cannot carry out safety verification or identification to the identity of the operating personnel of card reader.
So existing card reader cannot carry out safety verification or identification to the identity of operating personnel, and urgently more effective scheme is suggested.
Summary of the invention
Fundamental purpose of the present invention, is to provide a kind of bimodulus card reader and card reading method, can provides the card read/write function with security mechanism.
Another fundamental purpose of the present invention, is to provide a kind of bimodulus card reader, while carrying out Wireless Data Transmission with Stored Value contactless card, can record the identity of the operating personnel of this bimodulus card reader.
For reaching above-mentioned purpose, the present invention is a kind of bimodulus card reader mainly, is comprise: in order to wireless induction one Stored Value contactless card with carry out data transmission one contactless module for reading and writing; In order to grafting one proofing chip card to carry out a contact module for reading and writing of data transmission; In order to connect an external host to carry out a link block of data transmission; And be electrically connected a microcontroller of this contactless module for reading and writing, this contact module for reading and writing and this link block.
Further, this microcontroller, when this proofing chip card of this contact module for reading and writing grafting, allows this contactless module for reading and writing to carry out data transmission to this Stored Value contactless card by wireless induction, to obtain Stored Value data of this Stored Value contactless card.
Further, this microcontroller comprises a hub module, this hub module one end is electrically connected this contactless module for reading and writing and this contact module for reading and writing, and the other end is electrically connected this link block, makes this main frame and this Stored Value contactless card and this proofing chip stick into line number reportedly defeated.
Further, this microcontroller comprises an authentication module, and this microcontroller is verified by the identification data of this authentication module to this proofing chip card, and allows this contactless module for reading and writing to carry out data transmission to this Stored Value contactless card in time verifying correct.
Further, this microcontroller comprises a processing module, be electrically connected this hub module, this bimodulus card reader obtains a consumption data by this main frame, this processing module controls this contactless module for reading and writing to upgrade these Stored Value data of this Stored Value contactless card according to this consumption data, and controls this contact module for reading and writing to transmit this consumption data to this proofing chip card.
Further, this contactless module for reading and writing comprises the Anneta module receiving and dispatching a signal transmission and a Received signal strength; And be electrically connected a wireless transceiver of this Anneta module.
Further, this wireless transceiver transmits data in order to modulation one and is this signal transmission and is sent to this Anneta module, and this receiving signal demodulation received by this Anneta module becomes reception data.
Further, these transmission data and this reception data are these Stored Value data.
Further, this contact module for reading and writing comprises a chip read-write interface, contacts this proofing chip card and carry out data transmission in order to reality.
Further, this link block is a USB (universal serial bus) (USB) connector, and removable jew connects this main frame; This contactless module for reading and writing is radio-frequency (RF) identification (RFID) module or near-field communication (NFC) module.
Further, this bimodulus card reader more comprises a card reader housing, this contactless module for reading and writing coated, this contact module for reading and writing and this microcontroller.
The present invention discloses a kind of card reading method further, is that this card reading method comprises the following steps for this bimodulus card reader aforesaid: a) judge whether this proofing chip card of grafting; If b) this proofing chip card of grafting, then read an identification data of this proofing chip card and perform step c; C) these Stored Value data of this Stored Value contactless card are read; D) after step c, a consumption data is received; And e) control this contactless module for reading and writing according to this consumption data, to upgrade these Stored Value data of this Stored Value contactless card.
Further, this step b comprises the following steps: b1) when this proofing chip card of grafting, read this identification data of this proofing chip card; B2) verify that whether this identification data is correct; B3) when the checking of this identification data is correct, step c is performed.
Effect that the present invention reaches compared to prior art is, can avoid not having human users's bimodulus card reader of operating right, and can significantly promote transaction security and reliability.Meanwhile, in time using Stored Value contactless card to carry out trading activity, the identity of the operating personnel of bimodulus card reader can be recorded, when problem transaction occurs, differentiate attribution of liability by this.
Describe the present invention below in conjunction with the drawings and specific embodiments, but not as a limitation of the invention.
Accompanying drawing explanation
Fig. 1 is the bimodulus card reader Organization Chart of the present invention first specific embodiment;
Fig. 2 is the bimodulus card reader schematic appearance of the present invention first specific embodiment;
Fig. 3 is the card reading method process flow diagram of first embodiment of the invention;
Fig. 4 is the mainframe composition of the present invention first specific embodiment;
Fig. 5 is that the bimodulus card reader of the present invention first specific embodiment and main frame use schematic diagram;
Fig. 6 is the Stored Value process flow diagram of the present invention second specific embodiment.
Wherein, Reference numeral
1 ... bimodulus card reader
10 ... contactless module for reading and writing
100 ... Anneta module
102 ... wireless transceiver
12 ... contact module for reading and writing
120 ... chip read-write interface
14 ... link block
16 ... microcontroller
160 ... hub module
162 ... authentication module
164 ... processing module
180 ... card reader housing
20 ... Stored Value contactless card
22 ... proofing chip card
220a ... employee's photograph
220b ... employee name
30 ... main frame
300 ... man-machine interface
302 ... printer
304 ... processor
306 ... transport module
32 ... identification data
34 ... Stored Value data
36 ... consumption data 40 ... the Internet
50 ... remote server
S300-S310 ... step
S600-S610 ... step
Embodiment
For can be more detailed understanding feature of the present invention and technology contents, refer to explanation and the accompanying drawing of the following stated, but the use of appended accompanying drawing explanation only for reference, but not be used for being limited.
Head refers to Fig. 1, is the bimodulus card reader Organization Chart of the present invention first specific embodiment.As shown in Figure 1, bimodulus card reader 1 of the present invention mainly comprises contactless module for reading and writing 10, contact module for reading and writing 12, link block 14 and a microcontroller 16.This microcontroller 16 is electrically connected this contactless module for reading and writing 10, this contact module for reading and writing 12 and this link block 14.
This contactless module for reading and writing 10 in order to wireless induction one Stored Value contactless card 20 to carry out data transmission.Preferably, this Stored Value contactless card 20 is by individual or member's stored value card of issuing of businessman, and stores Stored Value data (Stored Value data 34 as shown in Figure 5), and issues a consumer and hold.This consumer only needs this Stored Value contactless card 20 to move in an induction range of this contactless module for reading and writing 10, can carry out contactless payment.
In the present embodiment, this Stored Value contactless card 20 refers to a kind of built-in card with the chip of wireless induction transfer function, or in have the intelligent mobile device of said chip, but not to be limited.The chip with wireless induction transfer function of indication in the present embodiment can be such as mainly radio-frequency (RF) identification (RFID) chip or near-field communication (NFC) chip.For convenience of description, when this Stored Value contactless card 20 is described below in instructions, only will illustrate with the card with RFID chip, but and be not used to limit right of the present invention.
This contactless module for reading and writing 10 comprises Anneta module 100 and a wireless transceiver 102.This Anneta module 100 is in order to transmitting radio frequency signal or near-field communication signal.This wireless transceiver 102 is electrically connected this Anneta module 100, the data that will externally transmit in order to modulation, and the data that this Anneta module 100 of solution modulation receives.
More specifically, the transmission data-modulated that this microcontroller 16 produces by this wireless transceiver 102 is a signal transmission and is sent to this Anneta module 100, externally to transmit.And, be sent to this microcontroller 16, to process after the receiving signal demodulation that this Anneta module 100 receives is become reception data.
Preferably, this signal transmission is the transmitting radio frequency signal of radio frequency kenel or the transmission near-field communication signal of near-field communication kenel, and this Received signal strength is the received RF signal of radio frequency kenel or the reception near-field communication signal of near-field communication kenel.These transmission data and this reception data are these Stored Value data 34.This contactless module for reading and writing 10 is radio-frequency (RF) identification (RFID) module or near-field communication (NFC) module, and uses particular radio-frequency frequency range (as 13.56MHz) as its transmission band.
This contact module for reading and writing 12 grafting one proofing chip card 22 is to carry out data transmission.Preferably, this proofing chip card 22 held by the employee of businessman responsible official or businessman, and storing an identification data (identification data 32 such as shown in Fig. 5), this identification data 32 can be but is not limited to an employee number, an employee name or corresponds to the random number identifying code of specific employee.
Further, this contact module for reading and writing 12 comprises a chip read-write interface 120.This chip read-write interface 120 is electrically connected this proofing chip card 22 and carries out data transmission, in more detail, this chip read-write interface 120 is after this proofing chip card 22 inserts the card socket of this contact module for reading and writing 12, one integrated circuit (IntegratedCircuit, the IC) chip (figure does not indicate) of actual this proofing chip card 22 of contact.In the present embodiment, this contact module for reading and writing 12 can such as meeting ISO (International Standards Organization) (InternationalOrganizationforStandardization, ISO) the chip module for reading and writing of 7816 standards, this proofing chip card 22 can such as meeting the contact intelligent card (smartcard) of ISO7816 and ISO7810 standard, but this contact module for reading and writing 12 and this proofing chip card 22 based on other standards, can also not be limited with above-mentioned person.
This link block 14 is in order to connect an outside main frame 30 to carry out data transmission.Preferably, this link block 14 is USB (universal serial bus) (UniversalSerialBus, USB) connector, external sequence advanced technology attachment (externalSerialAdvancedTechnologyAttachment, eSATA) lightning (Lightning) connector of connector or Apple (APPLECo.), and this bimodulus card reader 1 removably connects this outside main frame 30 by this link block 14.
This microcontroller 16 is in order to control the running (as electric power transfer controls or Data Transmission Controlling) of this bimodulus card reader 1, and when this proofing chip card 22 of this contact module for reading and writing 12 grafting, allow this contactless module for reading and writing 10 to carry out data transmission with this Stored Value contactless card 20.
For example, when an employee is for (such as carry out Stored Value to this Stored Value contactless card 20 of this consumer or withhold) during this bimodulus card reader 1 of use, need this proofing chip card 22 first this employee had to insert this contact module for reading and writing 12, use this bimodulus card reader 1 and this contactless module for reading and writing 10 can be allowed to carry out data transmission with this Stored Value contactless card 20 of this consumer.
In another embodiment of the present invention, this microcontroller 16 also can comprise a hub module 160, and its one end is electrically connected this contactless module for reading and writing 10 and this contact module for reading and writing 12, and the other end is electrically connected this link block 14.
This main frame 30 connects this microcontroller 16 by this link block 14, and carries out data transmission by this hub module 160 of this microcontroller 16 with this Stored Value contactless card 20 of this contactless module for reading and writing 10 of wireless connections and this proofing chip card 22 of this contact module for reading and writing 12 of grafting.Such as, this main frame 30 obtains this identification data 32 of this proofing chip card 22 by this contactless module for reading and writing 10, and obtains these Stored Value data 34 of this Stored Value contactless card 20 by this contact module for reading and writing 12.This main frame 30 is after this consumer completes consumption, can produce and transmit a consumption data (consumption data 36 as shown in Figure 5), such as consumption details, the value added amount of money, spending amount or above-mentioned combination in any are to this bimodulus card reader 1, write this Stored Value contactless card 20 and/or this proofing chip card 22 by this.
In another embodiment of the present invention, this microcontroller 16 also can comprise an authentication module 162 further, is electrically connected this hub module 160, in order to obtain this identification data 32 of this proofing chip card 22 storage and to verify.This microcontroller 16, mainly when this authentication module 162 verifies that this identification data 32 is correct, allows this contactless module for reading and writing 10 to carry out data transmission with this Stored Value contactless card 20.
For example, if when this identification data 32 is employee number, according to a permissions data, this authentication module 162 can judge whether the employee number of record in this proofing chip card 22 inserted at present has operating right, if the employee number of this proofing chip card 22 record has operating right, then this contactless module for reading and writing 10 of activation is to allow to carry out data transmission with this Stored Value contactless card 20; Otherwise, then this contactless module for reading and writing 10 of forbidden energy.In the present embodiment, this bimodulus card reader 1 can this permissions data built-in or be connected to this main frame 30 to obtain this permissions data or to be connected to a remote server 50 to obtain this permissions data via the Internet 40, is not limited.
In another embodiment of the present invention, this microcontroller 16 also can comprise a processing module 164 further, is electrically connected this hub module 160.This processing module 164 receives this consumption data 36 of this main frame generation and this identification data 32 of this proofing chip card 22 record, and this identification data 32 is corresponded to this consumption data 36.Further, this processing module 164 is also responsible for controlling this contactless module for reading and writing 10, uses these Stored Value data 34 upgrading this Stored Value contactless card 20 according to this consumption data 36.Simultaneously, in order to effectively record this consumption data 36, this processing module 164 is also responsible for controlling this contactless module for reading and writing 10 and/or this contact module for reading and writing 12, uses and this consumption data 36 is transferred to storage in this Stored Value contactless card 20 and/or this proofing chip card 22.
The present invention is via this consumption data 36 this identification data 32 of the employee being responsible for a transaction being corresponded to this transaction generation, and be stored in this Stored Value contactless card 20 and/or this main frame 30, by this can in time finding that this consumption data 36 is concluded the business for problem afterwards, why know the employee of this transaction responsible according to this corresponding identification data 32, and can attribution of liability be differentiated.Further, the present invention via by this employee this consumption data 36 of this transaction of being responsible for be stored in this proofing chip card 22 of this employee, can add up for this employee and know its transaction stroke count completed or the amount of money.
It is worth mentioning that, this hub module 160, this authentication module 162 and this processing module 164 can realize via hardware module mode (integrated circuit as electronic circuit or burning digital circuit), also can realize via form of software modules (as Application Program Interface (ApplicationProgrammingInterface, API) or firmware (firmware)), be not limited.
This bimodulus card reader 1 more comprises a card reader housing 180, and this contactless module for reading and writing 10 coated, this contact module for reading and writing 12 and this microcontroller 16 are to provide protection.Continuing and refer to Fig. 2, is the bimodulus card reader schematic appearance of the present invention first specific embodiment.As shown in Figure 2, this link block 14 is a USB (universal serial bus) (USB) connectors.The most of element of this card reader housing 180 this bimodulus card reader 1 coated, and only have this link block 14 and transmission line thereof to be exposed to outside this card reader housing 180.
This Stored Value contactless card 20 uses radio-frequency (RF) identification (RFID) technology and this bimodulus card reader 1 to carry out data transmission.This proofing chip card 22 is employee's permit identifications, and on this employee's permit identification, be printed on the information (as an employee's photograph 220a or employee name 220b) being enough to this employee of identification.
Connected the situation of this main frame 30 (as Fig. 1) in this link block 14 under, if this employee for use this bimodulus card reader 1 and this Stored Value contactless card 20 carry out data transmit time, need first this proofing chip card 22 of this employee to be inserted this chip read-write interface 120, and after this bimodulus card reader 1 verifies that this proofing chip card 22 is errorless, this bimodulus card reader 1 just can be made to carry out data transmission with this Stored Value contactless card 20.
In the present embodiment, this bimodulus card reader 1 also comprises a printed circuit board (PCB) (figure does not indicate), is arranged at the centre position of this card reader housing 180.This contactless module for reading and writing 10 is mainly electrically connected at the one side of this printed circuit board (PCB), and the end face of this card reader housing 180 close.When client is for using this Stored Value contactless card 20 to conclude the business, it is the end face this Stored Value contactless card 20 being positioned over this bimodulus card reader 1.This contact module for reading and writing 12 is mainly electrically connected at the another side relative to this contactless module for reading and writing 10 on this printed circuit board (PCB), and near the bottom surface of this card reader housing 180.This card reader housing 180 offers an opening on the position near bottom surface, and this opening corresponds to the card slot of this contactless module for reading and writing 10.When this employee is for this proofing chip card 22 of use, mainly this proofing chip card 22 is inserted this opening of this bimodulus card reader 1 bottom surface, and then insert the card slot of this contactless module for reading and writing 10.Meanwhile, this link block 14 is mainly electrically connected on the face that on this printed circuit board (PCB), module for reading and writing 10 contactless with this is identical, but is not limited.
Continuing and refer to Fig. 3, is the card reading method process flow diagram of the present invention first specific embodiment.The card reading method of the present embodiment mainly this bimodulus card reader 1 is as shown in Figure 1 realized.
Step S300: this bimodulus card reader 1 judges whether this proofing chip card 22 of grafting.If this bimodulus card reader 1 judges this contact module for reading and writing 12 this proofing chip card 22 of grafting, then perform step S302; If this proofing chip card 22 of the non-grafting of this bimodulus card reader 1, then cannot be responded to this Stored Value contactless card 20 by this contactless module for reading and writing 10.
Step S302: this bimodulus card reader 1 reads this identification data 32 of this proofing chip card 22.Preferably, after this proofing chip card 22 inserts this contact module for reading and writing 12, this bimodulus card reader 1 can read this identification data 32 of this proofing chip card 22.And further, this bimodulus card reader 1 can transmit this identification data 32 to this main frame 30 via this link block 14.
Step S304: this bimodulus card reader 1 verifies that whether this identification data 32 is correct.If this identification data 32 is verified correctly, then perform step S306, otherwise terminate Card Reader operation.In more detail, according to this permissions data above-mentioned, this bimodulus card reader 1 can verify that whether this identification data 32 is correct, that is, judge whether this proofing chip card 22 inserted at present has operating right by this permissions data.If this proofing chip card 22 has operating right, then this contactless module for reading and writing 10 of activation is to allow to carry out data transmission with this Stored Value contactless card 20; Otherwise, then this contactless module for reading and writing 10 of forbidden energy and terminate Card Reader operation.
Step S306: this bimodulus card reader 1 reads these Stored Value data 34 of this Stored Value contactless card 20.Preferably, if this Stored Value contactless card 20 is positioned at the induction range of this contactless module for reading and writing 10, then this bimodulus card reader 1 reads these Stored Value data 34 of this Stored Value contactless card 20 by this contactless module for reading and writing 10.Further, this bimodulus card reader 1 transmits these Stored Value data 34 to this main frame 30 via this link block 14.
Step S308: this bimodulus card reader 1 receives this consumption data 36 from this main frame 30.Preferably, this main frame 30 can according to this trading activity of this consumer, and these Stored Value data 34 of this Stored Value contactless card 20 produce this consumption data 36, and is back to this bimodulus card reader 1.In the present embodiment, this consumption data 36 mainly can comprise the value added amount of money or spending amount, but is not limited.
Step S310: this bimodulus card reader 1 upgrades these Stored Value data 34 of this Stored Value contactless card 20.Preferably, this bimodulus card reader 1 upgrades the card balance of these Stored Value data 34 according to this consumption data 36.
It is worth mentioning that, in another embodiment of the present invention, whether this bimodulus card reader 1 also can omit this step S304, and only judge this bimodulus card reader 1 this proofing chip card 20 of grafting, does not verify that whether this identification data 32 is correct.
Continue and refer to Fig. 4, for the mainframe composition of the present invention first specific embodiment, it is how interactive with this main frame 30 in order to this bimodulus card reader 1 of the present invention to be described, produce this consumption data 36 above-mentioned with the trading activity for this consumer, and record is carried out to the identity of the employee being responsible for this transaction behavior.
As shown in Figure 4, in the present embodiment, this main frame 30 mainly comprises man-machine interface 300, printer 302, processor 304 and a transport module 306, wherein this processor 304 is electrically connected this man-machine interface 300, this printer 302, this transport module 306, to carry out integration and the transmission of data and instruction.This main frame 30 is also electrically connected this link block 14 of this bimodulus card reader 1, to be received these Stored Value data 34 and this identification data 32 by this bimodulus card reader 1, and transmits this consumption data 36 to this bimodulus card reader 1.
This main frame 30 is mainly a kind of to be arranged in specific hotel owner, provides this consumer to carry out the transaction system of self-service transaction.This bimodulus card reader 1 of the present invention mainly coordinates this main frame 30 to use, the Stored Value of this Stored Value contactless card 20 can be carried out for this consumer in process of exchange and withhold, and assisting this main frame 30 can record this identification data 32 of the employee being responsible for above-mentioned transaction at present.When the following describes this main frame 30, illustrate with the self-service food-ordering device be arranged in eating and drinking establishment, but not as limit.
This man-machine interface 300 is mainly a touch-sensitive display screen curtain, in order to show a menu data of hotel owner, and accepts the operation of ordering of this consumer.
This processor 304 obtains this identification data 32 of this proofing chip card 22 and these Stored Value data 34 of this Stored Value contactless card 20 from this bimodulus card reader 1, and carry out record to this identification data 32 and this Stored Value data 34, wherein this identification data 32 mainly corresponds to the data of employee on duty at present.
When this consumer 20 carries out Self-help ordering, this processor 304 to be ordered data according to the operation generation one of ordering of this consumer, simultaneously, according to the card balance of this Stored Value contactless card 20, the current meal amount of money and the remaining sum calculating gained, coordinate these data of ordering to produce this consumption data 36, and store after this consumption data 36 being corresponded to this identification data 32.Then this processor 30 transmits this consumption data 36 to this bimodulus card reader 1, upgrades these Stored Value data 34 of this Stored Value contactless card 20 to make this bimodulus card reader 1 according to this consumption data 36.
In another embodiment of the present invention, this identification data 32 can be recorded in this Stored Value contactless card 20 via this bimodulus card reader 1 by this processor 304 further.By this, this Stored Value contactless card 20 can record this identification data 32 of the employee of this consumption datas 36 all and this transaction responsible simultaneously, in order to the ownership differentiating responsibility.
In another embodiment of the present invention, this consumption data 36 can be recorded to this proofing chip card 22 via this bimodulus card reader 1 by this processor 304 further.By this, this proofing chip card 22 can record this consumption data 36 of the All Activity that this employee is responsible for simultaneously, and can add up for this employee and know its transaction stroke count completed or the amount of money.
Ordered in this consumer, and after these Stored Value data 34 of this Stored Value contactless card 20 have upgraded, this main frame 30 carrys out printed invoice by this printer 302.On the other hand, the meal that this consumer puts also can be printed to one according to these data of ordering and to order inventory by this printer 302, is beneficial to this consumer by this and compares when getting meal.
These Stored Value data 34, this consumption data 36 and this identification data 32 can externally be transmitted via this transport module 306 by this processor 304 further.More specifically, this main frame 30 connects this Internet 40 by this transport module 306, and these Stored Value data 34, this consumption data 36 and this identification data 32 can be sent to this remote server 50 via this transport module 306 by this processor 304.These Stored Value data 34, this consumption data 36 and this identification data 32 can be recorded in a member database (figure does not indicate) by this remote server 50, by this, stored the All Activity behavior of those hotel owners by this member database, and make these Stored Value data 34 recorded in this member database may correspond to actual card balance to this Stored Value contactless card 20.
Continuous refer to Fig. 5, for the bimodulus card reader of the present invention first specific embodiment and main frame use schematic diagram.
As shown in Figure 5, in the present embodiment, this bimodulus card reader 1 connects this main frame 30 via this link block 14.After this proofing chip card 22 is inserted this bimodulus card reader 1 by this employee, this man-machine interface 300 (in the present embodiment, this man-machine interface 300 is for Touch Screen) of this main frame 30 can show this identification data 32 (being " employee: XXX " in the present embodiment) of this employee.
After in this induction range that this Stored Value contactless card 20 to be moved into this contactless module for reading and writing 10 of this bimodulus card reader 1 by this consumer, this man-machine interface 300 of this main frame 30 can show these Stored Value data 34 (being " Member Name: OOO " and " card balance: $ 300 " in the present embodiment) of this Stored Value contactless card 20.
After this consumer has carried out payment transaction, this processor 304 of this main frame 30 can produce this consumption data 36 (being " the meal amount of money: $ 100 " and " card balance: $ 200 " in the present embodiment) according to the card balance of these Stored Value data 34 of this Stored Value contactless card 20, the current meal amount of money and the remaining sum that calculates gained further, and this consumption data 36 is sent to this man-machine interface 300 shows.When this consumer determines a little after the meal, this main frame 30 is these Stored Value data 34 being upgraded this Stored Value contactless card 20 by this bimodulus card reader 1, in the present embodiment, namely according to this consumption data 36, these Stored Value data 34 of Stored Value contactless card 20 is updated to " 200 ".
Continuous is the Stored Value process flow diagram of the present invention second specific embodiment please refer to Fig. 1 and Fig. 6, Fig. 6.In the present embodiment, this main frame 30 is for a stored value devices.By coordinating Fig. 6 to illustrate, this bimodulus card reader 1 of the present invention is applied to the simulation scene of Stored Value transaction below.
Before this consumer carries out Self-help ordering for this Stored Value contactless card 20 of use, first need handle this Stored Value contactless card 20 (or directly distinguishing the intelligent mobile device of the built-in NFC chip of reason), and to this main frame 30, Stored Value (step S600) be carried out to this Stored Value contactless card 20.
This bimodulus card reader 1 connecting this main frame 30 can read this proofing chip card 22 of this Stored Value contactless card 20 and this employee on duty at present simultaneously.When this employee collects cash to this consumer, that this main frame 30 of respective operations is to produce this corresponding consumption data 36 (in the present embodiment, this consumption data 36 be the value added amount of money and this Stored Value contactless card 20 value added after remaining sum) (step S602), and record this identification data 32 (step S604) of this proofing chip card 22 simultaneously.
Then, this main frame 30 uploads this consumption data 36 and this identification data 32 immediately to this remote server 50 (step S606), use, this remote server 50, according to this consumption data 36 and this identification data 32, upgrades (step S608) the data being stored in this remote server 50.After this remote server 50 has upgraded, this main frame 30 has transmitted this consumption data 36 to this bimodulus card reader 1 again to upgrade these Stored Value data 34 (step S610) of this Stored Value contactless card 20.By above-mentioned steps, can complete the Stored Value operation of this Stored Value contactless card 20, whom this salesman simultaneously recorded when the transaction of this Stored Value produces is.
It is worth mentioning that, if trading activity is that when withholing transaction, the action that this consumption data 36 uploaded by this main frame 30 can be lots.If when trading activity is Stored Value transaction, the action of the card balance of aforementioned this identification data 32 uploading this consumption data 36 and this salesman and these Stored Value data 34 upgrading this Stored Value contactless card 20 must be instant operation.In other words, if this main frame 30 cannot be surfed the Net, then Stored Value action cannot be carried out for this Stored Value contactless card 20.Thus, just do not have and suffer that intentionally personage alters Stored Value data, makes the risk of this consumer or hotel owner's sustain damage.
In another embodiment of the present invention, this main frame 30 and this remote server 50 can use an encryption mechanism (as ISO8583) to transmit this consumption data 36 and this identification data 32.In more detail.Before this main frame 30 uploads this consumption data 36 and this identification data 32 to this remote server 50, the encryption public key obtained from this remote server 50 can be used to be encrypted this consumption data 36 and this identification data 32.And, after this remote server 50 receives this consumption data 36 and this identification data 32 encrypted, the encryption private key to public key should be encrypted can be used to be decrypted process to this this consumption data 36 encrypted and this identification data 32, to obtain this consumption data 36 of unencrypted and this identification data 32.
Bimodulus card reader of the present invention can make the personnel of no deal authority that bimodulus card reader cannot be used to carry out data transmission to Stored Value contactless card, and can provide higher transaction security.Further, in the identification data of the personnel of transaction record those transaction responsible simultaneously, in order to carrying out differentiating of attribution of liability afterwards.
Certainly; the present invention also can have other various embodiments; when not deviating from the present invention's spirit and essence thereof; those of ordinary skill in the art are when making various corresponding change and distortion according to the present invention, but these change accordingly and are out of shape the protection domain that all should belong to the claim appended by the present invention.
Claims (10)
1. a bimodulus card reader, is characterized in that, this bimodulus card reader comprises:
One contactless module for reading and writing, in order to wireless induction one Stored Value contactless card to carry out data transmission;
One contact module for reading and writing, in order to grafting one proofing chip card to carry out data transmission;
One link block, in order to connect an external host to carry out data transmission; And
One microcontroller, be electrically connected this contactless module for reading and writing, this contact module for reading and writing and this link block, this microcontroller is when this proofing chip card of this contact module for reading and writing grafting, this contactless module for reading and writing is allowed to carry out data transmission by wireless induction and this Stored Value contactless card, to obtain Stored Value data of this Stored Value contactless card.
2. bimodulus card reader as claimed in claim 1, it is characterized in that, this microcontroller comprises a hub module, this hub module one end is electrically connected this contactless module for reading and writing and this contact module for reading and writing, the other end is electrically connected this link block, makes this main frame and this Stored Value contactless card and this proofing chip stick into line number reportedly defeated.
3. bimodulus card reader as claimed in claim 1, it is characterized in that, this microcontroller comprises an authentication module, this microcontroller is verified by the identification data of this authentication module to this proofing chip card, and allows this contactless module for reading and writing to carry out data transmission to this Stored Value contactless card in time verifying correct.
4. bimodulus card reader as claimed in claim 1, it is characterized in that, this microcontroller comprises a processing module, be electrically connected this hub module, this bimodulus card reader obtains a consumption data by this main frame, this processing module controls this contactless module for reading and writing to upgrade these Stored Value data of this Stored Value contactless card according to this consumption data, and controls this contact module for reading and writing to transmit this consumption data to this proofing chip card.
5. bimodulus card reader as claimed in claim 1, it is characterized in that, this contactless module for reading and writing comprises:
One Anneta module, in order to receive and dispatch a signal transmission and a Received signal strength; And
One wireless transceiver, be electrically connected this Anneta module, transmit data in order to modulation one be this signal transmission and be sent to this Anneta module, and this receiving signal demodulation received by this Anneta module becomes reception data, wherein these transmission data and this reception data are these Stored Value data.
6. bimodulus card reader as claimed in claim 1, it is characterized in that, this contact module for reading and writing comprises a chip read-write interface, contacts this proofing chip card and carry out data transmission in order to reality.
7. bimodulus card reader as claimed in claim 1, it is characterized in that, this link block is a universal serial bus connector, and removable jew connects this main frame; This contactless module for reading and writing is radio frequency identification module or near field communication module.
8. bimodulus card reader as claimed in claim 1, it is characterized in that, this bimodulus card reader more comprises a card reader housing, this contactless module for reading and writing coated, this contact module for reading and writing and this microcontroller.
9. a card reading method is that it is characterized in that, this card reading method comprises the following steps for this bimodulus card reader according to claim 1:
A) this proofing chip card of grafting is judged whether;
If b) this proofing chip card of grafting, then read an identification data of this proofing chip card and perform step c;
C) these Stored Value data of this Stored Value contactless card are read;
D) after step c, a consumption data is received; And
E) this contactless module for reading and writing is controlled according to this consumption data, to upgrade these Stored Value data of this Stored Value contactless card.
10. card reading method as claimed in claim 9, it is characterized in that, this step b comprises the following steps:
B1) when this proofing chip card of grafting, this identification data of this proofing chip card is read;
B2) verify that whether this identification data is correct;
B3) when the checking of this identification data is correct, step c is performed.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410417884.0A CN105373816B (en) | 2014-08-22 | 2014-08-22 | Bimodulus card reader and its card reading method |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201410417884.0A CN105373816B (en) | 2014-08-22 | 2014-08-22 | Bimodulus card reader and its card reading method |
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| CN105373816A true CN105373816A (en) | 2016-03-02 |
| CN105373816B CN105373816B (en) | 2018-06-22 |
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| CN105373816B (en) | 2018-06-22 |
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