CN104992322A - Electronic wallet system - Google Patents

Electronic wallet system Download PDF

Info

Publication number
CN104992322A
CN104992322A CN201510404672.3A CN201510404672A CN104992322A CN 104992322 A CN104992322 A CN 104992322A CN 201510404672 A CN201510404672 A CN 201510404672A CN 104992322 A CN104992322 A CN 104992322A
Authority
CN
China
Prior art keywords
wireless communication
communication module
mobile terminal
electronic purse
chip microcomputer
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510404672.3A
Other languages
Chinese (zh)
Inventor
张媛
余晓玫
高飞
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Institute Of Mobile Communication Of Chongqing Mail And Telephones Unvi
Original Assignee
Institute Of Mobile Communication Of Chongqing Mail And Telephones Unvi
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Institute Of Mobile Communication Of Chongqing Mail And Telephones Unvi filed Critical Institute Of Mobile Communication Of Chongqing Mail And Telephones Unvi
Priority to CN201510404672.3A priority Critical patent/CN104992322A/en
Publication of CN104992322A publication Critical patent/CN104992322A/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224Transactions dependent on location of M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Telephone Function (AREA)

Abstract

The invention provides an electronic wallet system comprising a single-chip microcomputer, a card reader, a memory, a touch control screen, a GPS positioning module, a wireless communication module and an intelligent mobile terminal. The single-chip microcomputer is connected with the card reader, the memory, the touch control screen, the GPS positioning module and the wireless communication module. The wireless communication module is connected with the intelligent mobile terminal. Safe and convenient payment can be performed by the electronic wallet system anytime and anywhere, and the electronic wallet system is convenient to carry. The electronic wallet system comprises the GPS positioning module so that the position of the wallet can be acquired in real time via a mobile phone, and lost of the wallet can be prevented.

Description

A kind of electronic purse system
Technical field
The present invention relates to a kind of electronic purse system.
Background technology
Traditional payment mode is pay with bank card in the site of bank, or the machine for punching the card in shop pays, and another pattern is Web bank and online payment system.Another is exactly that mobile wireless pays, and have independent external swiping card equipment, be inserted on mobile phone, swiping card equipment is swiped the card, and the software application in mobile phone completes other transaction step.
But the machine for punching the card in shop is mainly used in user consumes and on-the-spot situation about paying of swiping the card in shop, and cannot realize user at any time, the demand paid is carried out in any place.Online payment system, such as Net silver, Alipay etc. can complete online payment very easily, but pretty troublesome in some link, and the bank card of such as having more than needed from other funds of user is supplemented with money just pretty troublesome to the special bank card of Net silver, Alipay.Independent brushing card device on mobile phone, such as La Kala mobile phone card reader, phone of swiping the card, the super payment of Alipay etc., due to another one equipment will be carried, very inconvenient.
Summary of the invention
One of the object of the invention is that providing a kind of can complete online payment and the electronic purse system that can position.
Provided by the invention kind of electronic purse system comprises single-chip microcomputer, card reader, storer, touch screen, GPS locating module, wireless communication module and intelligent mobile terminal;
Described single-chip microcomputer connects described card reader, storer, touch screen, GPS locating module and wireless communication module, and described wireless communication module connects described intelligent mobile terminal;
The bank card number read for reading user's bank card number, and is sent in described single-chip microcomputer by described card reader;
Described storer logs in password, the information of each bank card and store transaction logs for what prestore described electronic purse system;
Described touch screen is for revising logging in password, inquiry bank card remaining sum and carrying out online payment of described electronic purse system;
Described GPS locating module is for obtaining the position of wallet;
Described wireless communication module is used for the transmission of wireless data;
Described intelligent mobile terminal for show wallet position and revise described electronic purse system log in password.
Further, described intelligent mobile terminal is smart mobile phone.
Beneficial effect of the present invention is, the present invention can at any time and any place, can carry out safe, pay easily, and easy to carry; The present invention comprises GPS locating module, obtains the position of wallet by mobile phone in real time, prevents it from losing.
Accompanying drawing explanation
Figure 1 shows that the module diagram of electronic purse system of the present invention.
Embodiment
Hereafter will describe the present invention in detail in conjunction with specific embodiments.It should be noted that the combination of technical characteristic or the technical characteristic described in following embodiment should not be considered to isolated, they can mutually be combined thus be reached better technique effect.
As shown in Figure 1, a kind of electronic purse system provided by the invention comprises single-chip microcomputer 1, card reader 2, storer 3, touch screen 4, GPS locating module 5, wireless communication module 6 and intelligent mobile terminal 7;
Single-chip microcomputer 1 connects card reader 2, storer 3, touch screen 4, wireless communication module 6, GPS locating module 5 and alarm module, and wireless communication module 6 connects intelligent mobile terminal 7;
The bank card number read for reading user's bank card number, and is sent in single-chip microcomputer 1 by card reader 2;
Storer 3 logs in password, the information of each bank card and store transaction logs for what prestore electronic purse system;
Touch screen 4 for provide electronic purse system log in password amendment, bank card remaining sum inquiry and carry out the display of the online payment page;
GPS locating module 5 is for obtaining the position of wallet;
Wireless communication module 6 is for the transmission of wireless data;
Intelligent mobile terminal 7 for obtain wallet position and amendment electronic purse system log in password.Intelligent mobile terminal 7 can be smart mobile phone.
Principle of work of the present invention is as follows:
Log in password by touch screen 4 input system, controlled to enter system by single-chip microcomputer 1; When needs carry out online payment, bank card contact card reader 2, the bank card information read is sent to single-chip microcomputer 1 by card reader 2, enter log-in interface by single-chip microcomputer 1 analysis and Control, what input bank card logs in password on the net, with the analysis password correctness crossing single-chip microcomputer 1, if correct, enter payment interface, thus complete online payment;
The positional information of wallet is sent in single-chip microcomputer 1 by GPS locating module 5, position information process is carried out by single-chip microcomputer 1, and by wireless communication module 6, the positional information after process being sent in mobile phone, user by the geographic position of mobile phones enquiring wallet, thus prevents the loss of wallet.
The present invention can at any time and any place, can carry out safe, pay easily, and easy to carry; The present invention comprises GPS locating module 5, obtains the position of wallet by mobile phone in real time, prevents it from losing.
Although give some embodiments of the present invention, it will be understood by those of skill in the art that without departing from the spirit of the invention herein, can change embodiment herein.Above-described embodiment is exemplary, should using embodiment herein as the restriction of interest field of the present invention.

Claims (2)

1. an electronic purse system, is characterized in that, comprises single-chip microcomputer, card reader, storer, touch screen, GPS locating module, wireless communication module and intelligent mobile terminal;
Described single-chip microcomputer connects described card reader, storer, touch screen, GPS locating module and wireless communication module, and described wireless communication module connects described intelligent mobile terminal;
The bank card number read for reading user's bank card number, and is sent in described single-chip microcomputer by described card reader;
Described storer logs in password, the information of each bank card and store transaction logs for what prestore described electronic purse system;
Described touch screen is for providing logging in password amendment, bank card inquiry into balance and carrying out the display of the online payment page of described electronic purse system;
Described GPS locating module is for obtaining the position of wallet;
Described wireless communication module is used for the transmission of wireless data;
Described intelligent mobile terminal for obtain wallet position and revise described electronic purse system log in password.
2. a kind of electronic purse system as claimed in claim 1, is characterized in that, described intelligent mobile terminal is smart mobile phone.
CN201510404672.3A 2015-07-09 2015-07-09 Electronic wallet system Pending CN104992322A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201510404672.3A CN104992322A (en) 2015-07-09 2015-07-09 Electronic wallet system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510404672.3A CN104992322A (en) 2015-07-09 2015-07-09 Electronic wallet system

Publications (1)

Publication Number Publication Date
CN104992322A true CN104992322A (en) 2015-10-21

Family

ID=54304131

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201510404672.3A Pending CN104992322A (en) 2015-07-09 2015-07-09 Electronic wallet system

Country Status (1)

Country Link
CN (1) CN104992322A (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105590205A (en) * 2016-01-18 2016-05-18 连连银通电子支付有限公司 Electronic wallet with foreign currency exchange system

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103034957A (en) * 2011-09-30 2013-04-10 深圳富泰宏精密工业有限公司 Electronic wallet
CN203025844U (en) * 2012-10-30 2013-06-26 杭州惠道科技有限公司 Electronic wallet
CN104665189A (en) * 2013-11-29 2015-06-03 哈尔滨市三和佳美科技发展有限公司 Gps electronic wallet

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103034957A (en) * 2011-09-30 2013-04-10 深圳富泰宏精密工业有限公司 Electronic wallet
CN203025844U (en) * 2012-10-30 2013-06-26 杭州惠道科技有限公司 Electronic wallet
CN104665189A (en) * 2013-11-29 2015-06-03 哈尔滨市三和佳美科技发展有限公司 Gps electronic wallet

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105590205A (en) * 2016-01-18 2016-05-18 连连银通电子支付有限公司 Electronic wallet with foreign currency exchange system
CN105590205B (en) * 2016-01-18 2020-11-13 连连银通电子支付有限公司 Electronic wallet with foreign exchange system

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Application publication date: 20151021