CN104966195A - Consumption settlement method and system based on virtual card - Google Patents
Consumption settlement method and system based on virtual card Download PDFInfo
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- CN104966195A CN104966195A CN201510332856.3A CN201510332856A CN104966195A CN 104966195 A CN104966195 A CN 104966195A CN 201510332856 A CN201510332856 A CN 201510332856A CN 104966195 A CN104966195 A CN 104966195A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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Abstract
The present invention discloses a consumption settlement method and a consumption settlement system based on a virtual card. The consumption settlement method comprises the steps of: creating at least one virtual card, and configuring shop group information corresponding to each created virtual card; configuring a discount mapping relation between the virtual card and each shop in the shop group, and setting a settlement rate of each shop achieving consumption through the corresponding virtual card; settling a final consumption sum according to the sum consumed by the virtual card in the current shop and the discount mapping relation between the virtual card and the current shop; and settling the sum returned to the current shop according to the settlement rate of the current shop achieving consumption through the corresponding virtual card. According to the consumption settlement method provided by the invention, cross-shop and cross-region consumption and settlement can be performed through the created virtual card.
Description
Technical field
The present invention relates to Internet technical field, be specifically related to a kind of consumption settlement method based on virtual card and system.
Background technology
There is multiple existing way in the shop of retail trade now at present, but existing clearing form major part is all non-networking clearing, can only settle accounts for single shop.Small part can networking clearing shop also cannot freedom and flexibility configuration settle accounts across shop.
Along with the develop rapidly of internet, settlement on networks will become trend, but the clearing Problems existing of a lot of retail trade at present, comprising discount mode disunity, clearing form variation (member card, cash certificate) difference that the member card in each retail trade shop is settled accounts, cause the store of same brand, have several shops, cannot settle accounts across shop; Across brand, cannot settle accounts between inter-trade retail shop.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of consumption settlement method based on virtual card and system, can carry out consuming and settling accounts by the virtual card created across shop, cross-region.
The technical scheme that the present invention solves the problems of the technologies described above is as follows:
On the one hand, the invention provides a kind of consumption settlement method based on virtual card, described method comprises:
S1, create at least one virtual card, and configuration create each described in shop group's information corresponding to virtual card;
S2, configure the discount mapping relations in each shop in described virtual card and shop group, and set the accounting rate being undertaken by corresponding virtual card consuming in each shop;
The discount mapping relations in S3, the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settle accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
On the other hand, the invention provides a kind of consumption settlement system based on virtual card, described system comprises:
Creating unit, for creating at least one virtual card;
First dispensing unit, for configure establishment each described in shop group's information corresponding to virtual card;
Second dispensing unit, for configuring the discount mapping relations in each shop in described virtual card and shop group, and sets the accounting rate being undertaken by corresponding virtual card consuming in each shop;
Clearing unit, for the discount mapping relations in the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settles accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
A kind of consumption settlement method based on virtual card provided by the invention and system, by creating virtual card, and shop group's information that configuration virtual card is corresponding, can be consumed in the shop group of correspondence by this virtual card; And the discount mapping relations in each shop in configuration virtual card and shop group and accounting rate, according to this discount mapping relations and accounting rate, final spending amount is determined to the spending amount of this current virtual card and returns to the amount of money in shop.The present invention can realize settling accounts across the consumption of shop, cross-region by the virtual card created, and facilitates user and shop, makes different geographical, the shop of different brands forms a network, be conducive to the consumption management in shop.
Accompanying drawing explanation
Fig. 1 is a kind of consumption settlement method process flow diagram based on virtual card of the embodiment of the present invention one;
Fig. 2 is the corresponding relation schematic diagram of virtual card and shop group in the embodiment of the present invention one;
Fig. 3 is discount and the accounting rate mapping relations schematic diagram in virtual card and each shop in the embodiment of the present invention one;
Fig. 4 is consumption clearing schematic diagram last in the embodiment of the present invention one;
Fig. 5 is a kind of consumption settlement system schematic diagram based on virtual card of the embodiment of the present invention two.
Embodiment
Be described principle of the present invention and feature below in conjunction with accompanying drawing, example, only for explaining the present invention, is not intended to limit scope of the present invention.
Embodiment one, a kind of consumption settlement method based on virtual card.Below in conjunction with Fig. 1-Fig. 4, the method that the present embodiment provides is described in detail.
See Fig. 1, S1, create at least one virtual card, and configuration create each described in shop group's information corresponding to virtual card.
Specifically, the present embodiment by creating several virtual cards, see Fig. 2, can define each virtual card and identifying (being generally virtual card numbering or virtual card title), and is shop group's information of each virtual card configuration correspondence created.Wherein, XML (Extensible Markup Language, extend markup language) file can be passed through and configure shop group's information corresponding to each virtual card.Configuration file can see as follows:
Can be obtained by above-mentioned configuration file, shop group's information comprises shop group identification and (is generally shop group number, the numbering identical with corresponding virtual card can be adopted, also can adopt the numbering different from corresponding virtual card), the store information in each shop in the group of shop.Wherein, the store information in each shop comprises brand message and shop number information belonging to location, shop domain information, shop.Wherein, each shop in the shop group that each virtual card is corresponding can be same brand, also can be different brands; Equally, each shop can belong to same region, also can belong to different geographical, be configured according to actual needs, can be configured, have very high dirigibility across brand, cross-region.
S2, configure the discount mapping relations in each shop in described virtual card and shop group, and set the accounting rate being undertaken by corresponding virtual card consuming in each shop.
Concrete, after be configured with corresponding shop group's information for each virtual card, then the discount mapping relations in configuration virtual card and each shop in corresponding shop group, and set the Sunni passing through correspondence in each shop and block the accounting rate carrying out consuming.Can see Fig. 3, such as, consuming discount by virtual card at shop A is 5 foldings, and corresponding accounting rate is 6%; Consuming discount by virtual card at shop B is 6 foldings, and corresponding accounting rate is 8%.
The discount mapping relations in S3, the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settle accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
Concrete, after the discount mapping relations being configured with virtual card and each shop and accounting rate, can see Fig. 4, according to the discount mapping relations of virtual card in the spending amount in each shop and this virtual card and current shop, settle accounts final spending amount, such as, virtual card spending amount in current shop A is 100 yuan, corresponding discount is 6 foldings, then the final consumption amount of money after clearing is 60 yuan; Corresponding accounting rate is 6%, by calculating 100*0.6=6 unit, these 6 yuan of amount of money being proceeded to shop A account, completes settlement process.
Embodiment two, a kind of consumption settlement system based on virtual card.Below in conjunction with Fig. 5, the system that the present embodiment provides is described in detail.
See Fig. 5, the system that the present embodiment provides comprises creating unit 501, first dispensing unit 502, second dispensing unit 503 and clearing unit 504.
Creating unit 501 is for creating at least one virtual card.
First dispensing unit 502 for configure establishment each described in shop group's information corresponding to virtual card.
Wherein, when shop group's information that the virtual card configuring establishment is corresponding, XML file can be adopted be configured.Shop group's information for the virtual card configuration created comprises each store information that shop group identification and shop group comprise, and each store information comprises brand message and shop number information belonging to location, shop domain information, shop.
Second dispensing unit 503 for configuring the discount mapping relations in each shop in described virtual card and shop group, and sets the accounting rate being undertaken by corresponding virtual card consuming in each shop.
Clearing unit 504, for the discount mapping relations in the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settles accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
A kind of consumption settlement method based on virtual card provided by the invention and system, by creating virtual card, and shop group's information that configuration virtual card is corresponding, can be consumed in the shop group of correspondence by this virtual card; And the discount mapping relations in each shop in configuration virtual card and shop group and accounting rate, according to this discount mapping relations and accounting rate, final spending amount is determined to the spending amount of this current virtual card and returns to the amount of money in shop.The present invention can realize settling accounts across the consumption of shop, cross-region by the virtual card created, and facilitates user and shop, makes different geographical, the shop of different brands forms a network, be conducive to the consumption management in shop.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (8)
1. based on a consumption settlement method for virtual card, it is characterized in that, described method comprises:
S1, create at least one virtual card, and configuration create each described in shop group's information corresponding to virtual card;
S2, configure the discount mapping relations in each shop in described virtual card and shop group, and set the accounting rate being undertaken by corresponding virtual card consuming in each shop;
The discount mapping relations in S3, the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settle accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
2., as claimed in claim 1 based on the consumption settlement method of virtual card, it is characterized in that, the store information in each shop that in described step S1, shop group's information comprises shop group identification, shop group comprises.
3., as claimed in claim 2 based on the consumption settlement method of virtual card, it is characterized in that, described store information comprises brand message and shop number information belonging to location, shop domain information, shop.
4. the consumption settlement method based on virtual card as described in any one of claim 3, is characterized in that, configures by XML file shop group's information that described in each establishment, virtual card is corresponding.
5. based on a consumption settlement system for virtual card, it is characterized in that, described system comprises:
Creating unit, for creating at least one virtual card;
First dispensing unit, for configure establishment each described in shop group's information corresponding to virtual card;
Second dispensing unit, for configuring the discount mapping relations in each shop in described virtual card and shop group, and sets the accounting rate being undertaken by corresponding virtual card consuming in each shop;
Clearing unit, for the discount mapping relations in the amount of money consumed in current shop according to described virtual card and virtual card and current shop, settles accounts final spending amount; And carrying out the accounting rate consumed by corresponding virtual card according to current shop, the amount of money in current shop is returned in clearing.
6., as claimed in claim 5 based on the consumption settlement system of virtual card, it is characterized in that, the store information in each shop that described shop group's information comprises shop group identification, shop group comprises.
7., as claimed in claim 6 based on the consumption settlement system of virtual card, it is characterized in that, described store information comprises brand message and shop number information belonging to location, shop domain information, shop.
8. as claimed in claim 7 based on the consumption settlement system of virtual card, it is characterized in that, shop group's information that the described virtual card that described first dispensing unit is created by XML file configuration is corresponding.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201510332856.3A CN104966195A (en) | 2015-06-16 | 2015-06-16 | Consumption settlement method and system based on virtual card |
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| CN201510332856.3A CN104966195A (en) | 2015-06-16 | 2015-06-16 | Consumption settlement method and system based on virtual card |
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Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106875221A (en) * | 2017-02-15 | 2017-06-20 | 北京微影时代科技有限公司 | A kind of order price adjustment method and device |
| CN107248070A (en) * | 2017-05-23 | 2017-10-13 | 北京小米移动软件有限公司 | The method and device for group's pre-paid of chatting |
| CN108629592A (en) * | 2018-04-28 | 2018-10-09 | 北京三快在线科技有限公司 | A kind of clearing configuration method and device and electronic equipment |
| CN109598492A (en) * | 2018-10-15 | 2019-04-09 | 阿里巴巴集团控股有限公司 | A kind of method of payment, system, device, terminal and service server |
| WO2022105819A1 (en) * | 2020-11-20 | 2022-05-27 | 拉扎斯网络科技（上海）有限公司 | Method and apparatus for providing virtual carrier, and storage medium and electronic device |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106875221A (en) * | 2017-02-15 | 2017-06-20 | 北京微影时代科技有限公司 | A kind of order price adjustment method and device |
| CN107248070A (en) * | 2017-05-23 | 2017-10-13 | 北京小米移动软件有限公司 | The method and device for group's pre-paid of chatting |
| CN108629592A (en) * | 2018-04-28 | 2018-10-09 | 北京三快在线科技有限公司 | A kind of clearing configuration method and device and electronic equipment |
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| CN109598492A (en) * | 2018-10-15 | 2019-04-09 | 阿里巴巴集团控股有限公司 | A kind of method of payment, system, device, terminal and service server |
| CN109598492B (en) * | 2018-10-15 | 2023-09-29 | 创新先进技术有限公司 | Payment method, system, device, terminal and service server |
| WO2022105819A1 (en) * | 2020-11-20 | 2022-05-27 | 拉扎斯网络科技（上海）有限公司 | Method and apparatus for providing virtual carrier, and storage medium and electronic device |
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Application publication date: 20151007 |