CN104867251A - Self-service withdrawing system, method and associated equipment - Google Patents
Self-service withdrawing system, method and associated equipment Download PDFInfo
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- CN104867251A CN104867251A CN201510235678.2A CN201510235678A CN104867251A CN 104867251 A CN104867251 A CN 104867251A CN 201510235678 A CN201510235678 A CN 201510235678A CN 104867251 A CN104867251 A CN 104867251A
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Abstract
The invention discloses a self-service withdrawing system, a method and associated equipment. In the technical scheme of the invention, flickers of a light-emitting component of a hand-held terminal enable mutual information required by a self-service withdrawing process to be converted into a visible light signal. The mutual information comprises authentication information required by the self-service withdrawing process. A visible light signal-receiving terminal is used for receiving the visible light signal and then converting the visible light signal into a level signal. A self-service withdrawing subsystem is used for obtaining mutual information and executing corresponding self-service withdrawing services based on the level signal such that the self-service withdrawing system has edges over a current self-service withdrawing manner of easy operation process, high safety, great efficiency, fine man-machine interaction experience and low cost.
Description
Technical field
The present invention relates to technical field of information processing, particularly relate to a kind of self-help drawing money system, method and relevant device.
Background technology
At present, self-help drawing money system is applied in daily life widely, and form is varied.As, the self-help drawing money system (i.e. ATM (Automatic Teller Machine) equipment etc.) inside and outside bank, the financial self-help service system etc. inside and outside financial institution.
Particularly, existing self-help drawing money system mainly contains following two kinds of technology ways of realization:
One, magnetic card, IC-card (Integrated Circuit Card that user will hold is needed, integrated circuit card or chip card) or insertion or the close contact self-help drawing money system such as CF card (Compact Flash), then carry out self-help drawing money operation by authentication information such as input media input password such as keyboards.
In this reciprocal process, user needs to carry out plug-in card, swipes the card, withdrawn the money by input through keyboard password and the operations such as amount of withdrawing the money, in addition, if user adopts the mode of plug-in card mutual, then also need after completing and withdrawing the money, take card away, make operating process complicated, affect the efficiency of self-help drawing money, and during owing to inputting password in public, password is easily taken a picture, make a video recording, the means such as to peep are stolen, and the security of system thus also can be made lower; Further, if user forgets fetch card, then also extra risk can be increased.
Two, using living body features such as the fingerprint of user, iris, sound or faces as the authentication information in self-help drawing money process.In self-help drawing money process, by corresponding characteristic identificating equipment, obtain the living body feature of user to verify.
In this reciprocal process, owing to needing to arrange corresponding characteristic identificating equipment to identify fingerprint, iris, the living body feature such as sound or face of user, and these characteristic identificating equipments are usually costly, thus make the cost of system higher, be difficult to popularization and application on a large scale.
That is, there is operating process complexity in existing self-help drawing money system, security is low, efficiency is low or high in cost of production problem, therefore, needs badly and provide a kind of new self-help drawing money system to solve the problem.
Summary of the invention
Embodiments provide a kind of self-help drawing money system, method and relevant device, in order to solve, operating process existing for existing self-help drawing money system is complicated, security is low, efficiency is low or high in cost of production problem.
Embodiments provide a kind of self-help drawing money system, comprise handheld terminal, visible light signal receiving end and the self-help drawing money subsystem with light-emitting component, wherein:
Described handheld terminal, for receiving self-help drawing money instruction, and according to the described self-help drawing money instruction received, by controlling lighting or extinguishing of described light-emitting component, interactive information required in self-help drawing money process is converted to visible light signal, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Described visible light signal receiving end, for receiving the described visible light signal that described light-emitting component is launched, and is converted to level signal by described visible light signal;
Described self-help drawing money subsystem, for according to described level signal, obtains described interactive information, and according to the described interactive information got, performs corresponding self-help drawing money business.
Further, the embodiment of the present invention also provides a kind of self-help drawing money method, comprising:
Handheld terminal receives self-help drawing money instruction;
According to the described self-help drawing money instruction received, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
Further, the embodiment of the present invention additionally provides another kind of self-help drawing money method, comprising:
Visible light signal receiving end receives the visible light signal that the light-emitting component in handheld terminal is launched; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and perform corresponding self-help drawing money business.
Further, the embodiment of the present invention additionally provides another kind of self-help drawing money method, comprising:
The level signal that self-help drawing money subsystem generates according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, lights or extinguish that control obtains to described light-emitting component; Described interactive information comprises authentication information required in self-help drawing money process;
According to the described interactive information got, perform corresponding self-help drawing money business.
Further, the embodiment of the present invention additionally provides a kind of handheld terminal, comprising:
Command reception module, for receiving self-help drawing money instruction;
Signal processing module, for the described self-help drawing money instruction that basis receives, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
Further, the embodiment of the present invention additionally provides a kind of visible light signal receiving equipment, comprising:
Visible ray receiver module, the visible light signal that the light-emitting component for receiving in handheld terminal is launched; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Signal processing module, for described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and performs corresponding self-help drawing money business.
Further, the embodiment of the present invention additionally provides a kind of self-help drawing money subsystem, comprising:
Signal processing module, for the level signal generated according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, lights or extinguish that control obtains to described light-emitting component; Described interactive information comprises authentication information required in self-help drawing money process;
Business execution module, for according to the described interactive information got, performs corresponding self-help drawing money business.
Beneficial effect of the present invention is as follows:
Embodiments provide a kind of self-help drawing money system, method and relevant device, in technical scheme described in the embodiment of the present invention, interactive information required in self-help drawing money process is converted into visible light signal by the flicker by light-emitting component on handheld terminal, wherein, described interactive information comprises authentication information required in self-help drawing money process, receive this visible light signal by visible light signal receiving end and this visible light signal is converted to level signal, by self-help drawing money subsystem according to this level signal, obtain interactive information and perform corresponding self-help drawing money business, thus compared to existing self-help drawing money mode, there is operating process simple, high safety, efficiency is high, and man-machine interaction experience is good, the advantage of the low grade of cost.
Accompanying drawing explanation
In order to be illustrated more clearly in the technical scheme in the embodiment of the present invention, below the accompanying drawing used required in describing embodiment is briefly introduced, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Figure 1 shows that a kind of possible structural representation of the system of self-help drawing money described in the embodiment of the present invention;
Figure 2 shows that the schematic flow sheet of the first self-help drawing money method described in the embodiment of the present invention;
Figure 3 shows that the schematic flow sheet of the self-help drawing money of the second described in embodiment of the present invention method;
Figure 4 shows that the schematic flow sheet of the third self-help drawing money method described in the embodiment of the present invention;
Figure 5 shows that a kind of possible structural representation of handheld terminal described in the embodiment of the present invention;
Figure 6 shows that a kind of possible structural representation of the receiving end of visible light signal described in the embodiment of the present invention;
Figure 7 shows that a kind of possible structural representation of the subsystem of self-help drawing money described in the embodiment of the present invention.
Embodiment
In order to make the object, technical solutions and advantages of the present invention clearly, below in conjunction with accompanying drawing, the present invention is described in further detail, and obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making other embodiments all obtained under creative work prerequisite, belong to the scope of protection of the invention.
Embodiment one:
The embodiment of the present invention one provides a kind of self-help drawing money system, as shown in Figure 1, its a kind of possible structural representation being self-help drawing money system described in the embodiment of the present invention one, described self-help drawing money system can comprise handheld terminal 11, visible light signal receiving end 12 and the self-help drawing money subsystem 13 with light-emitting component 10, wherein:
Described handheld terminal 11, can be used for receiving self-help drawing money instruction, and according to the described self-help drawing money instruction received, by controlling lighting or extinguishing of described light-emitting component 10, interactive information required in self-help drawing money process is converted to visible light signal; Wherein, described interactive information comprises authentication information required in self-help drawing money process;
Described visible light signal receiving end 12, can be used for the described visible light signal receiving the transmitting of described light-emitting component 10, and described visible light signal is converted to level signal;
Described self-help drawing money subsystem 13, can be used for, according to described level signal, obtaining described interactive information, and according to the described interactive information got, performs corresponding self-help drawing money business.
Alternatively, any one during described self-help drawing money instruction is not limited to give an order: input through keyboard instruction, touch instruction, gesture motion instruction or phonetic order etc., as long as it is mutual to make described handheld terminal 11 can perform operation interactive information required in self-help drawing money process being converted to visible light signal that it can realize between user and handheld terminal 11, the embodiment of the present invention does not repeat this.
In addition, it should be noted that, described self-help drawing money instruction is also carried in described interactive information, and (namely described interactive information is except can comprising authentication information required in self-help drawing money process, also can comprise described self-help drawing money instruction), to pass to described self-help drawing money subsystem 13 by described visible light signal receiving end 12, the embodiment of the present invention does not also repeat this.
Further, the described self-help drawing money instruction instruction that can issue for the reservation recording of withdrawing the money set up in advance for the user that withdraws the money.Correspondingly, now, required in self-help drawing money process authentication information (information namely for verifying withdraw the money authority, the identity etc. of user or identify) can be the authentication information relevant to the reservation recording of withdrawing the money that the user that withdraws the money has set up in advance.
That is, the user that withdraws the money likely completes the reservation to withdrawing the money in advance, and between banking system establish reservation recording of withdrawing the money, now, user and self-help drawing money system mutual, in order to the authentication information relevant to this reservation recording of withdrawing the money of the form transmission by visible light signal, only a self-help drawing money instruction need be issued by touch operation etc. to reach, directly can take the fund of reservation amount, and then exempt existing insertion bank card, input password, input the effect of the sequence of operations such as amount of withdrawing the money, not only increase the efficiency of self-help drawing money, and increased substantially the security of self-help drawing money.
Wherein, the user that withdraws the money can be completed by handheld terminal the reservation of withdrawing the money, and also can be completed by any type of non-hand-held terminal device such as desk-top computer, notebook computer, the embodiment of the present invention does not repeat this.
Further, described self-help drawing money instruction can also be withdraw the money user for the instruction operating and issue of withdrawing the money directly performed without reservation operation.Correspondingly, now, required in self-help drawing money process authentication information can be that withdrawing the money of directly performing without reservation operation to the user that withdraws the money operates relevant authentication information.In addition, it should be noted that, the authentication information of being correlated with from the reservation recording of withdrawing the money that the user that withdraws the money has set up in advance and to operate relevant authentication information with withdrawing the money of directly performing without reservation operation of the user that withdraws the money can be same information or different information, the embodiment of the present invention is not limited in any way this.
Such as, when the user that withdraws the money carries out withdrawing the money reservation operation, have input in reservation process the authentication information needed for operation of once withdrawing the money (before being similar to described directly perform without reservation operation to the user that withdraws the money withdraw the money operate relevant authentication information), when then follow-up handheld terminal sends visible light signal, the authentication information relevant to the reservation recording of withdrawing the money that the user that withdraws the money has set up in advance sent usually can be different from withdrawing the money of directly performing without reservation operation with the user that withdraws the money and operate relevant authentication information;
And if the user that withdraws the money do not input in reservation process the authentication information needed for operation of withdrawing the money (before being similar to described directly perform without reservation operation to the user that withdraws the money withdraw the money operate relevant authentication information); when then follow-up handheld terminal sends visible light signal; sent with the authentication information that the reservation recording of withdrawing the money that the user that withdraws the money has set up in advance is correlated with usually can and to operate relevant authentication information identical with withdrawing the money of directly performing without reservation operation of the user that withdraws the money, the embodiment of the present invention does not repeat this.
Further, it should be noted that, due to the user that withdraws the money carry out withdrawing the money operation (comprising the operation of withdrawing the money carried out based on reservation recording of withdrawing the money) time, usually need to inform the corresponding withdraw funds information in opposite end, therefore, in embodiment of the present invention, in described interactive information, also can include corresponding withdraw funds information.
That is, described handheld terminal 11 specifically can be used for the described self-help drawing money instruction according to receiving, by controlling lighting or extinguishing of described light-emitting component, corresponding authentication information and self-help drawing money amount information etc. are converted to visible light signal and are emitted to described visible light signal receiving end 12, corresponding authentication information and self-help drawing money amount information etc. are passed to described self-help drawing money subsystem 13 with the form of level signal by described visible light signal receiving end 12, by described self-help drawing money subsystem 13 according to the authentication information got and self-help drawing money amount information etc., perform corresponding self-help drawing money business, the embodiment of the present invention does not repeat this.
Certainly, it should be noted that, in described interactive information, also can not include corresponding withdraw funds information, as, if when the user that withdraws the money carries out withdrawing the money reservation, be subscribed to corresponding withdraw funds, then, can without the need to comprising corresponding withdraw funds information in described interactive information.In addition, do not comprise the situation of withdraw funds information for other, the user that withdraws the money also can according to conventional withdraw funds input mode, and carry out the input of withdraw funds, the embodiment of the present invention does not repeat this.
Further, it should be noted that, authentication information required in self-help drawing money process at least can comprise in following information any one or multiple: account, encrypted message or subscriber identity information (as identity ID etc. can the information of unique identification user identity) etc., as long as its can receive by self-help drawing money subsystem 13 and cause it to perform corresponding self-help drawing money business.
In addition, the login account (the bank's card number etc. as user) that account described herein can comprise the self-help drawing money systems such as banking system or the login account etc. of other system be associated with self-help drawing money system; Encrypted message described herein can comprise preset static password (the fixing login password etc. as matched with corresponding login account number), or the dynamic password etc. dynamically generated, and the embodiment of the present invention does not all repeat this.Further, it should be noted that, the authentication information described in the embodiment of the present invention normally described handheld terminal 11 generates (comprising direct acquisition) in real time according to the self-help drawing money instruction received, and the embodiment of the present invention does not also repeat this.
Further, described handheld terminal 11 be not limited in following terminal any one: the special hand-held terminal etc. of mobile phone, panel computer, notebook computer or setting, as long as it has the light-emitting component 10 of sparkling, and, can be completed by hand-held by user and of the present invention interactive information required in self-help drawing money process is converted to visible light signal.
Further, described light-emitting component 10 at least can comprise the one or more luminescent devices for assisted photographic and/or shooting in described handheld terminal 11, or be exclusively used in the one or more luminescent devices described authentication information being converted to visible light signal in described handheld terminal 11, as long as its can control by handheld terminal 11, authentication information required in self-help drawing money process is converted to visible light signal.In addition, described light-emitting component 10 is not limited to the light-emitting component 10 that LED forms, and also can be the light-emitting component 10 that the common luminescent device such as incandescent lamp, fluorescent light forms, the embodiment of the present invention is not all limited in any way this.
Further, the visible light signal receiving end 12 in described self-help drawing money system can be one or more.And, each visible light signal receiving end 12 can be the autonomous device independent of self-help drawing money subsystem 13, or, can also be integrated in integrated equipment on self-help drawing money subsystem 13 (as, it can be embedded in the inside or surface etc. of self-help drawing money subsystem 13 according to actual needs), as long as it can receive the visible light signal that the described light-emitting component 10 on described handheld terminal 11 produces, and this visible light signal is converted to corresponding level signal and passes to described self-help drawing money subsystem 13, the embodiment of the present invention is not construed as limiting this.
Alternatively, in embodiment of the present invention, described handheld terminal 11 specifically can be used for by built-in software systems, performs and receives self-help drawing money instruction and according to the described self-help drawing money instruction received, interactive information required in self-help drawing money process be converted to the operation of visible light signal etc.
Further, described handheld terminal 11 specifically can be used for by built-in software systems, interactive information required in self-help drawing money process is converted to binary code stream, and light-emitting component 10 is lighted or extinguishes according to described binary code current control, so that interactive information required in self-help drawing money process is converted to visible light signal.Such as, the lighting elements 10 when data are 0, extinguishes light-emitting component 10 when data are 1; Or the lighting elements 10 when data are 1, extinguish light-emitting component 10 etc. when data are 0, the embodiment of the present invention is not limited in any way this.
Further, in embodiment of the present invention, described visible light signal receiving end 12 specifically can be used for lighting or extinguishing two states according to described light-emitting component 10, and the described visible light signal that described light-emitting component 10 is launched is converted to level signal; Or, specifically can be used for the luminance difference between the light signal brightness of center position of the uneven light field formed on the surface of described visible light signal receiving end 12 according to described light-emitting component 10 and the light signal brightness at the marginal position place of described uneven light field, the described visible light signal that described light-emitting component 10 is launched is converted to level signal, to improve the anti-interference and sensitivity etc. in self-help drawing money process, the embodiment of the present invention is not limited in any way this.
Further, in order to carry out corresponding control to self-help drawing money process to improve the security of self-help drawing money process further, described self-help drawing money system also can comprise self-help drawing money ADMINISTRATION SUBSYSTEM 14:
Described self-help drawing money ADMINISTRATION SUBSYSTEM 14, can be used for by carrying out information interaction with described handheld terminal 11, participates in the generation of authentication information required in self-help drawing money process; And/or,
Can be used for, by carrying out information interaction with described self-help drawing money subsystem 13, participating in the execution of corresponding self-help drawing money business.
Such as, what to participate in self-help drawing money process required authentication information with described self-help drawing money ADMINISTRATION SUBSYSTEM 14 is generated as example, and described self-help drawing money ADMINISTRATION SUBSYSTEM 14 participates in the generation of authentication information required in self-help drawing money process, can comprise:
By carrying out information interaction with described handheld terminal 11, to withdraw the money a series of information such as identification information of the account of user, encrypted message, subscriber identity information or reservation recording of withdrawing the money, and according to the information got, adopt the algorithm of setting to carry out the generation of dynamic password, and the authentication information that the dynamic password of generation uses in self-help drawing money process is returned to described handheld terminal 11.
It should be noted that, because the effective time of dynamic password is shorter, after user completes operation of withdrawing the money accordingly, namely password lost efficacy, and security is high, thus, used dynamic password also greatly can improve the security of system as authentication information.
That is, in embodiment of the present invention, described handheld terminal 11, by carrying out the mode of information interaction with described self-help drawing money ADMINISTRATION SUBSYSTEM 14, in the presence of described self-help drawing money ADMINISTRATION SUBSYSTEM 14, carries out the generation of authentication information required in self-help drawing money process.
Certainly, it should be noted that, described handheld terminal 11 also can in the presence without the need to described self-help drawing money ADMINISTRATION SUBSYSTEM 14, and carry out the generation of authentication information required in self-help drawing money process, the embodiment of the present invention is not construed as limiting this.As, described handheld terminal 11 is at least also by generating authentication information required in self-help drawing money process with under type:
To withdraw the money a series of information such as identification information of the account of user, encrypted message, subscriber identity information or reservation recording of withdrawing the money, and directly using authentication information required in self-help drawing money process for the above-mentioned information got; Or,
To withdraw the money a series of information such as identification information of the account of user, encrypted message, subscriber identity information or reservation recording of withdrawing the money, and according to the information got, the algorithm of setting is adopted to carry out the generation of dynamic password, and using authentication information required in self-help drawing money process for the dynamic password of generation.
Further, participate in the execution of self-help drawing money business for described self-help drawing money ADMINISTRATION SUBSYSTEM 14, described self-help drawing money ADMINISTRATION SUBSYSTEM 14 participates in the execution of self-help drawing money business, can comprise:
Judge the executive condition of self-help drawing money business, when determining that the executive condition of self-help drawing money business meets, instruction self-help drawing money subsystem 13 performs corresponding self-help drawing money business.
Wherein, carry out judgement to the executive condition of self-help drawing money business can comprise: in self-help drawing money process, judge whether the user corresponding to authentication information that described self-help drawing money subsystem 13 gets possesses authority of withdrawing the money accordingly, during as being the static password information of the account of banking system and correspondence when authentication information, judge whether these two information mate.Correspondingly, in self-help drawing money process, when determining that the user corresponding to the authentication information that described self-help drawing money subsystem 13 gets possesses authority of withdrawing the money accordingly etc., then can determine that the executive condition of self-help drawing money business is satisfied.
That is, in embodiment of the present invention, described self-help drawing money subsystem 13, by carrying out the mode of information interaction with described self-help drawing money ADMINISTRATION SUBSYSTEM 14, in the presence of described self-help drawing money ADMINISTRATION SUBSYSTEM 14, performs corresponding self-help drawing money business.
Certainly, it should be noted that, described self-help drawing money subsystem 13 also can in the presence without the need to described self-help drawing money ADMINISTRATION SUBSYSTEM 14, perform corresponding self-help drawing money business, such as, described self-help drawing money subsystem 13 self performs the judgement etc. of the executive condition of self-help drawing money business, and the embodiment of the present invention is not construed as limiting this.
Alternatively, the information interaction approach between described handheld terminal 11 and described self-help drawing money ADMINISTRATION SUBSYSTEM 14 and the information interaction approach between described self-help drawing money subsystem 13 and described self-help drawing money ADMINISTRATION SUBSYSTEM 14 at least comprise wired mode or wireless mode.Such as, meet the network completing data communication between equipment, system carry out information interaction, as LAN (Local Area Network), internet, Ethernet and 485 buses, CAN etc. by any type of between described handheld terminal 11 and described self-help drawing money ADMINISTRATION SUBSYSTEM 14 and between described self-help drawing money subsystem 13 and described self-help drawing money ADMINISTRATION SUBSYSTEM 14.
Further, it should be noted that, described self-help drawing money ADMINISTRATION SUBSYSTEM 14 can be special in coordinate with handheld terminal 11, self-help drawing money subsystem 13 etc., the set specical software system for completing corresponding self-help drawing money business function, also can be corresponding non-dedicated software systems, the embodiment of the present invention be limited in any way this.
Below, for an example, brief description will be carried out to the reciprocal process of the self-help drawing money system described in the embodiment of the present invention:
User is when self-help drawing money, by the light-emitting component 10 in handheld terminal 11 by interactive information required in self-help drawing money process (wherein, described interactive information comprises authentication information required in self-help drawing money process), be emitted on visible light signal receiving end 12 with the form of visible light signal, complete interactive information from handheld terminal 11 to the transmission in self-help drawing money subsystem 13, self-help drawing money subsystem 13 obtains this interactive information, and make response according to this interactive information, perform or refusal execution self-help drawing money business.As, if according to the authentication information in interactive information, successfully located the user that withdraws the money withdraw the money account or, successfully located the reservation recording of withdrawing the money of the user that withdraws the money, then according to corresponding withdraw funds information, perform corresponding self-help drawing money business.
The embodiment of the present invention one provides a kind of self-help drawing money system, in technical scheme described in the embodiment of the present invention one, interactive information required in self-help drawing money process is converted into visible light signal by the flicker by light-emitting component on handheld terminal, wherein, described interactive information comprises authentication information required in self-help drawing money process, receive this visible light signal by visible light signal receiving end and this visible light signal is converted to level signal, by self-help drawing money subsystem according to this level signal, obtain interactive information and perform corresponding self-help drawing money business.Namely, include the interactive information of authentication information to the transmission of self-help drawing money subsystem by the flicker of light-emitting component on handheld terminal, to replace plug-in card (magnetic stripe card conventional at present, chip card), the modes of withdrawing the money such as input password, thus improve interactive efficiency, and, because whole use procedure cannot by peeping, take a picture, shooting, the modes such as radio-frequency apparatus reading steal transmitted information, thus, also can improve the security of system, have again, because whole process is without the need to special living things feature recognition equipment, thus, also can reduce the cost of system, thus compared to existing self-help drawing money mode, there is operating process simple, high safety, efficiency is high, and man-machine interaction experience is good, the advantage of the low grade of cost.
Embodiment two:
Based on same inventive concept, the embodiment of the present invention two provides three kinds respectively with the self-help drawing money method that handheld terminal, visible light signal receiving end and self-help drawing money subsystem are executive agent, wherein, as shown in Figure 2, the first described in the embodiment of the present invention two take handheld terminal as the schematic flow sheet of the self-help drawing money method of executive agent, and the first self-help drawing money method described specifically can comprise the following steps:
Step 201: handheld terminal receives self-help drawing money instruction;
Step 202: according to the described self-help drawing money instruction received, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
Further, as shown in Figure 3, the schematic flow sheet of the self-help drawing money method that the second described in the embodiment of the present invention two is executive agent with visible light signal receiving end, described the second self-help drawing money method specifically can comprise the following steps:
Step 301: visible light signal receiving end receives the visible light signal that the light-emitting component in handheld terminal is launched; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Step 302: described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and performs corresponding self-help drawing money business.
Alternatively, described visible light signal receiving end can lighting or extinguishing two states according to described light-emitting component, and the described visible light signal launched by described light-emitting component is converted to level signal; Or,
Luminance difference between the light signal brightness of center position of the uneven light field that can be formed on the surface of described visible light signal receiving end according to described light-emitting component and the light signal brightness at the marginal position place of described uneven light field, the described visible light signal launched by described light-emitting component is converted to level signal, to improve the anti-interference and sensitivity etc. in self-help drawing money process, the embodiment of the present invention is not limited in any way this.
Further, as shown in Figure 4, the schematic flow sheet of the third the self-help drawing money method being executive agent with self-help drawing money subsystem described in the embodiment of the present invention two, the third self-help drawing money method described specifically can comprise the following steps:
Step 401: the level signal that self-help drawing money subsystem generates according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, and light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Step 402: according to the described interactive information got, performs corresponding self-help drawing money business.
That is, in technical scheme described in the embodiment of the present invention two, interactive information required in self-help drawing money process is converted into visible light signal by the flicker by light-emitting component on handheld terminal, wherein, described interactive information comprises authentication information required in self-help drawing money process, receive this visible light signal by visible light signal receiving end and this visible light signal is converted to level signal, by self-help drawing money subsystem according to this level signal, obtain interactive information and perform corresponding self-help drawing money business, thus compared to existing self-help drawing money mode, there is operating process simple, high safety, efficiency is high, and man-machine interaction experience is good, the advantage of the low grade of cost.
Embodiment three:
Based on same inventive concept, the embodiment of the present invention three provides a kind of handheld terminal, the concrete enforcement of this handheld terminal can see the associated description in embodiment one, repetition part repeats no more, as shown in Figure 5, it is the structural representation of handheld terminal described in the embodiment of the present invention three, and described handheld terminal can comprise:
Command reception module 51, can be used for receiving self-help drawing money instruction;
Signal processing module 52, can be used for the described self-help drawing money instruction according to receiving, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
Further, based on same inventive concept, the embodiment of the present invention three additionally provides a kind of visible light signal receiving equipment (i.e. visible light signal receiving end), the concrete enforcement of this visible light signal receiving equipment can see the associated description in embodiment one, repetition part repeats no more, as shown in Figure 6, it can comprise for the structural representation of visible light signal receiving equipment described in the embodiment of the present invention three, described visible light signal receiving equipment:
Visible ray receiver module 61, can be used for the visible light signal of the light-emitting component transmitting received in handheld terminal; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Signal processing module 62, can be used for described visible light signal to be converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and performs corresponding self-help drawing money business.
Alternatively, described signal processing module 62 specifically can be used for lighting or extinguishing two states according to described light-emitting component, and the described visible light signal launched by described light-emitting component is converted to level signal; Or,
Specifically can be used for the luminance difference between the light signal brightness of center position of the uneven light field formed on the surface of described visible light signal receiving end according to described light-emitting component and the light signal brightness at the marginal position place of described uneven light field, the described visible light signal launched by described light-emitting component is converted to level signal, to improve the anti-interference and sensitivity etc. in self-help drawing money process, the embodiment of the present invention is not limited in any way this.
Further, based on same inventive concept, the embodiment of the present invention three additionally provides a kind of self-help drawing money subsystem, the concrete enforcement of this self-help drawing money subsystem can see the associated description in embodiment one, repetition part repeats no more, as shown in Figure 7, it can comprise for the structural representation of self-help drawing money subsystem described in the embodiment of the present invention three, described self-help drawing money subsystem:
Signal processing module 71, can be used for the level signal generated according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, lights or extinguish that control obtains to described light-emitting component; Described interactive information comprises authentication information required in self-help drawing money process;
Business execution module 72, can be used for, according to the described interactive information got, performing corresponding self-help drawing money business.
Although describe the preferred embodiments of the present invention, those skilled in the art once obtain the basic creative concept of cicada, then can make other change and amendment to these embodiments.So claims are intended to be interpreted as comprising preferred embodiment and falling into all changes and the amendment of the scope of the invention.
Obviously, those skilled in the art can carry out various change and modification to the present invention and not depart from the spirit and scope of the present invention.Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technologies thereof, then the present invention is also intended to comprise these change and modification.
Claims (10)
1. a self-help drawing money system, is characterized in that, comprises handheld terminal, visible light signal receiving end and the self-help drawing money subsystem with light-emitting component, wherein:
Described handheld terminal, for receiving self-help drawing money instruction, and according to the described self-help drawing money instruction received, by controlling lighting or extinguishing of described light-emitting component, is converted to visible light signal by interactive information required in self-help drawing money process; Wherein, described interactive information comprises authentication information required in self-help drawing money process;
Described visible light signal receiving end, for receiving the described visible light signal that described light-emitting component is launched, and is converted to level signal by described visible light signal;
Described self-help drawing money subsystem, for according to described level signal, obtains described interactive information, and according to the described interactive information got, performs corresponding self-help drawing money business.
2. self-help drawing money system as claimed in claim 1, it is characterized in that, described self-help drawing money system also comprises self-help drawing money ADMINISTRATION SUBSYSTEM:
Described self-help drawing money ADMINISTRATION SUBSYSTEM, for by carrying out information interaction with described handheld terminal, participates in the generation of authentication information required in self-help drawing money process; And/or,
For by carrying out information interaction with described self-help drawing money subsystem, participate in the execution of self-help drawing money business.
3. self-help drawing money system as claimed in claim 1 or 2, it is characterized in that, the instruction that described self-help drawing money instruction issues for the reservation recording of withdrawing the money set up in advance for the user that withdraws the money, or, for the user that withdraws the money is for the instruction operating and issue of withdrawing the money directly performed without reservation operation.
4. self-help drawing money system as claimed in claim 1 or 2, is characterized in that, described authentication information at least comprise in following information any one or multiple: account, encrypted message or subscriber identity information.
5. a self-help drawing money method, is characterized in that, comprising:
Handheld terminal receives self-help drawing money instruction;
According to the described self-help drawing money instruction received, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
6. a self-help drawing money method, is characterized in that, comprising:
Visible light signal receiving end receives the visible light signal that the light-emitting component in handheld terminal is launched; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and perform corresponding self-help drawing money business.
7. a self-help drawing money method, is characterized in that, comprising:
The level signal that self-help drawing money subsystem generates according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, lights or extinguish that control obtains to described light-emitting component; Described interactive information comprises authentication information required in self-help drawing money process;
According to the described interactive information got, perform corresponding self-help drawing money business.
8. a handheld terminal, is characterized in that, comprising:
Command reception module, for receiving self-help drawing money instruction;
Signal processing module, for the described self-help drawing money instruction that basis receives, by controlling lighting or extinguishing of light-emitting component in described handheld terminal, interactive information required in self-help drawing money process is converted to visible light signal, by visible light signal receiving end, described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtain described interactive information and perform corresponding self-help drawing money business; Wherein, described interactive information comprises authentication information required in self-help drawing money process.
9. a visible light signal receiving equipment, is characterized in that, comprising:
Visible ray receiver module, the visible light signal that the light-emitting component for receiving in handheld terminal is launched; Wherein, described visible light signal is that described handheld terminal is according to interactive information required in self-help drawing money process, light described light-emitting component or extinguish that control obtains, wherein, described interactive information comprises authentication information required in self-help drawing money process;
Signal processing module, for described visible light signal is converted to level signal, by self-help drawing money subsystem according to described level signal, obtains described interactive information and performs corresponding self-help drawing money business.
10. a self-help drawing money subsystem, is characterized in that, comprising:
Signal processing module, for the level signal generated according to visible light signal receiving end, obtains interactive information required in self-help drawing money process; Wherein, the described level signal visible light signal that to be described visible light signal receiving end launch the light-emitting component in handheld terminal carries out signal conversion and obtains; Described visible light signal is described handheld terminal according to interactive information required in self-help drawing money process, lights or extinguish that control obtains to described light-emitting component; Described interactive information comprises authentication information required in self-help drawing money process;
Business execution module, for according to the described interactive information got, performs corresponding self-help drawing money business.
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