CN104854614A - 实时贷款处理和贷款资金 - Google Patents

实时贷款处理和贷款资金 Download PDF

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Publication number
CN104854614A
CN104854614A CN201380049656.6A CN201380049656A CN104854614A CN 104854614 A CN104854614 A CN 104854614A CN 201380049656 A CN201380049656 A CN 201380049656A CN 104854614 A CN104854614 A CN 104854614A
Authority
CN
China
Prior art keywords
loan
identification information
implementations
account
funds
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201380049656.6A
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English (en)
Chinese (zh)
Inventor
S·卡普尔
R·A·比安考
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Adaptive Payments Inc
Original Assignee
Adaptive Payments Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Adaptive Payments Inc filed Critical Adaptive Payments Inc
Publication of CN104854614A publication Critical patent/CN104854614A/zh
Pending legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
CN201380049656.6A 2012-07-24 2013-07-23 实时贷款处理和贷款资金 Pending CN104854614A (zh)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/556,669 US20140032391A1 (en) 2012-07-24 2012-07-24 System and Method for Real-Time Loan Processing and Loan Fund Deposits
US13/556,669 2012-07-24
PCT/US2013/051664 WO2014018522A1 (en) 2012-07-24 2013-07-23 Real-time loan processing and loan fund

Publications (1)

Publication Number Publication Date
CN104854614A true CN104854614A (zh) 2015-08-19

Family

ID=49995812

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201380049656.6A Pending CN104854614A (zh) 2012-07-24 2013-07-23 实时贷款处理和贷款资金

Country Status (7)

Country Link
US (1) US20140032391A1 (enExample)
EP (1) EP2877975A4 (enExample)
KR (1) KR20150110456A (enExample)
CN (1) CN104854614A (enExample)
CA (1) CA2885411A1 (enExample)
IN (1) IN2015KN00478A (enExample)
WO (1) WO2014018522A1 (enExample)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106067111A (zh) * 2016-06-17 2016-11-02 北京小米移动软件有限公司 消息处理方法及装置
CN108898478A (zh) * 2018-06-28 2018-11-27 杭州复杂美科技有限公司 借贷方法及系统、设备和存储介质
CN111357030A (zh) * 2017-08-24 2020-06-30 费尼思蒂公司 验证收入的系统和方法
CN112184418A (zh) * 2020-09-25 2021-01-05 中国建设银行股份有限公司 公司间借贷处理方法、装置、计算机设备及存储介质

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20140188728A1 (en) 2012-12-31 2014-07-03 Fiserv, Inc. Systems and methods for performing financial transactions
US20150254767A1 (en) * 2014-03-10 2015-09-10 Bank Of America Corporation Loan service request documentation system
US10127240B2 (en) * 2014-10-17 2018-11-13 Zestfinance, Inc. API for implementing scoring functions
US10185946B2 (en) 2014-12-31 2019-01-22 Fiserv, Inc. Facilitating presentation of content relating to a financial transaction
US11295380B2 (en) 2015-01-28 2022-04-05 Crediot, Inc. Method and system for tracking personal property collateral
US9978100B2 (en) 2015-01-28 2018-05-22 Crediot, Inc. Method and system for tracking personal property collateral
US11379815B2 (en) 2019-10-07 2022-07-05 Bank Of America Corporation System for secure peer-to-peer interactions with event-based confirmation triggering mechanism

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020032649A1 (en) * 2000-04-13 2002-03-14 Balamurugan Selvarajan High-security E-currency IDs for E-commerce transactions
US20020073024A1 (en) * 2000-12-07 2002-06-13 Gilchrist Alexander Sandy Donald System and methods of using wireless communication devices to conduct financial transactions
US20020169966A1 (en) * 2001-05-14 2002-11-14 Kai Nyman Authentication in data communication
US20070271178A1 (en) * 2006-05-22 2007-11-22 Davis Richard S Loan program and process for transacting the same
US20100057623A1 (en) * 2008-08-26 2010-03-04 Adaptive Payments, Inc. System and Method of Secure Payment Transactions

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020055904A1 (en) * 2000-09-22 2002-05-09 Mon Gary Le Apparatus and method for processing loans

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020032649A1 (en) * 2000-04-13 2002-03-14 Balamurugan Selvarajan High-security E-currency IDs for E-commerce transactions
US20020073024A1 (en) * 2000-12-07 2002-06-13 Gilchrist Alexander Sandy Donald System and methods of using wireless communication devices to conduct financial transactions
US20020169966A1 (en) * 2001-05-14 2002-11-14 Kai Nyman Authentication in data communication
US20070271178A1 (en) * 2006-05-22 2007-11-22 Davis Richard S Loan program and process for transacting the same
US20100057623A1 (en) * 2008-08-26 2010-03-04 Adaptive Payments, Inc. System and Method of Secure Payment Transactions

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106067111A (zh) * 2016-06-17 2016-11-02 北京小米移动软件有限公司 消息处理方法及装置
CN111357030A (zh) * 2017-08-24 2020-06-30 费尼思蒂公司 验证收入的系统和方法
CN108898478A (zh) * 2018-06-28 2018-11-27 杭州复杂美科技有限公司 借贷方法及系统、设备和存储介质
CN112184418A (zh) * 2020-09-25 2021-01-05 中国建设银行股份有限公司 公司间借贷处理方法、装置、计算机设备及存储介质

Also Published As

Publication number Publication date
EP2877975A4 (en) 2015-12-23
IN2015KN00478A (enExample) 2015-07-17
KR20150110456A (ko) 2015-10-02
US20140032391A1 (en) 2014-01-30
WO2014018522A1 (en) 2014-01-30
EP2877975A1 (en) 2015-06-03
CA2885411A1 (en) 2014-01-30

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Legal Events

Date Code Title Description
PB01 Publication
EXSB Decision made by sipo to initiate substantive examination
SE01 Entry into force of request for substantive examination
RJ01 Rejection of invention patent application after publication

Application publication date: 20150819

RJ01 Rejection of invention patent application after publication