CN104820813A - Multi-card consumption management system and wallet thereof - Google Patents

Multi-card consumption management system and wallet thereof Download PDF

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Publication number
CN104820813A
CN104820813A CN201510180102.0A CN201510180102A CN104820813A CN 104820813 A CN104820813 A CN 104820813A CN 201510180102 A CN201510180102 A CN 201510180102A CN 104820813 A CN104820813 A CN 104820813A
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China
Prior art keywords
card
bank
electrode diaphragm
contact
diaphragm
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CN201510180102.0A
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Chinese (zh)
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CN104820813B (en
Inventor
熊强
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SHENZHEN TAOTAOGU INFORMATION TECHNOLOGY Co Ltd
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SHENZHEN TAOTAOGU INFORMATION TECHNOLOGY Co Ltd
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Priority to CN201510180102.0A priority Critical patent/CN104820813B/en
Publication of CN104820813A publication Critical patent/CN104820813A/en
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Abstract

The invention relates to a multi-card consumption management system and a wallet thereof. The multi-card consumption management system comprises contact-type bank IC cards, a contact-type bank IC card bearing device which bears the contact-type bank IC cards, and a bank card replacer which can be inserted into a card reader and can be read by the card reader. The bank card replacer is provided with a contact-type bank IC card electrode diaphragm which contacts with the card reader. The multi-card consumption management system further comprises a switching mechanism for connecting the electrode diaphragm of each contact-type bank IC card with the corresponding electrode diaphragm on the bank card replacer. The switching mechanism is also provided with a control mechanism which controls connection between the electrode diaphragm of only one contact-type bank IC card and the corresponding electrode diaphragm on the bank card replacer. The wallet is the contact-type bank IC card bearing device. According to the multi-card consumption management system, all contact-type bank IC card electrode diaphragms which require management can be connected with the electrode diaphragm on the bank card replacer through one switching device. When the card reader is connected with the multi-card consumption management system through the electrode diaphragm of the bank card replacer, management can be performed on the contact-type bank IC cards.

Description

A kind of many cards consumption management system and wallet
Technical field
The present invention relates to personal bank card management domain, particularly a kind of individual with multiple bank cards many cards consumption management system of automatically selecting bank card to swipe the card when swiping the card and wallet.
Background technology
At present, a lot of individual consumer has bank card quite a lot, bank card loads in wallet or the special wallet for card-like thing settings such as bank card I.D.s by these people, often open card and put into card lattice, in use, for non-collision type IC bank card, owing to there being quick anti-collision mechanism in non-contact IC card, can prevent from occurring that data are disturbed between card, when wallet is when contactless read write line, this read write line " simultaneously " can process multiple contactless bank cards, use without the need to contactless IC-card is extracted out, use more convenient, but use the comparatively general of Contact Type Ic Card in bank card at present, the actual formation of the contact IC card that this bank card uses can be divided into: semi-conductor chip, electrode diaphragm, plastic substrate, the integrated circuit of card is directly contacted connection with external interface circuit by the metal electrode contact on its surface by this Contact Type Ic Card, the power supply of integrated circuit operation in card is provided by external interface circuit.The integrated circuit of card is directly contacted connection with external interface circuit by the metal electrode contact on its surface by Contact Type Ic Card, data are exchanged by serial mode and read write line, therefore, this bank card in use, need to utilize reader contact to metal electrode, if loading in wallet is one group of such bank's card, then in use, need to extract out from bag to swipe the card, think cumbersome for consumers.
Summary of the invention
The present invention is directed to after multiple bank cards are encased in wallet by current individual consumer, extraction is needed to be used alone during use, use cumbersome deficiency, a kind of many cards consumption management system is provided, utilize management system, consumer need not extract bank card out from wallet directly just can carry out bankcard consumption.
The technical solution adopted in the present invention is: a kind of many cards consumption management system, comprise contact bank IC card, carrying described in contact bank IC card bogey, also comprise can insert in card reader by card reader read for bank card, described for bank card being provided with the contact bank IC card electrode diaphragm with card reader interface; Connect the electrode diaphragm of each contact bank IC card and the changeover mechanism for the respective electrode diaphragm on bank card, described changeover mechanism is also provided with the control gear that control only has the electrode diaphragm of a slice contact bank IC card to be connected with for the respective electrode diaphragm on bank card simultaneously.
All contact bank IC card electrode diaphragms of management that needs can be connected respectively to for electrode diaphragm corresponding on bank card by a switching device in the present invention, like this, when card reader is by connecting for the electrode diaphragm of bank card, just can manage contact bank IC card.
In the present invention, described changeover mechanism comprises the electric contact point be arranged on described contact bank IC card bogey, electric contact point is electrically connected with the electrode diaphragm on described contact bank IC card respectively, described electric contact point adopts wire to be electrically connected for bank card electrode diaphragm is corresponding with described, and described wire arranges described control gear.
Described control gear is be arranged on wire and for the multi-pole, multi-throw switch between bank card electrode diaphragm, also can be a kind of electronic switch, the electrode diaphragm on each contact bank IC card be electrically connected with for bank card electrode diaphragm successively by this electronic switch under the control of intelligent apparatus.As long as ensure that the electrode diaphragm of the contact bank IC card be managed is electrically connected with for bank card electrode diaphragm, no matter be that mechanical switch or electronic switch can both ensure that card reader manages contact bank IC card.
The present invention also provides a kind of wallet being used for filling bank card, this wallet at least comprises the inclusion of the card lattice with 2 insertion bank cards, also comprise can insert in card reader by card reader read for bank card, described for bank card being provided with the contact bank IC card electrode diaphragm with card reader interface, connect the electrode diaphragm and the changeover mechanism for the respective electrode diaphragm on bank card that are inserted into each contact bank IC card of Ka Genei, described changeover mechanism is also provided with the control gear that control only has the electrode diaphragm of the contact bank IC card of a Ka Genei to be connected with for the respective electrode diaphragm on bank card simultaneously.
Like this, when bank needs to use bank card, do not need bank card to extract out from wallet, be directly transformed into on bank card by changeover mechanism by the contact bank IC card chosen, card reader is by just reading this contact bank IC card for the electrode diaphragm on bank card.
There is in the present invention following optimal way:
Described is connected on inclusion collapsibly for bank card.
Described changeover mechanism is included in described Ka Genei when contact bank IC card inserts, the electric contact point relative with described contact bank IC card top electrode diaphragm position, described electric contact point is electrically connected with the electrode diaphragm on the contact bank IC card being inserted into Ka Genei respectively, described electric contact point adopts being electrically connected for bank card electrode diaphragm correspondence described in wire, and wire arranges described control gear.
Described control gear is be arranged on wire and for the multi-pole, multi-throw switch between bank card electrode diaphragm, also can be a kind of electronic switch, the electrode diaphragm on each contact bank IC card be electrically connected with for bank card electrode diaphragm successively by this electronic switch under the control of intelligent apparatus.
Below with reference to drawings and Examples, the present invention is described in detail.
Accompanying drawing explanation
Fig. 1 is principle of the invention figure.
Embodiment
Embodiment 1, the present embodiment is a kind of device managed contact bank IC card, these contact bank IC cards are stacked in one and can carry in the bogey of more contact bank IC card, this bogey also can be clip, these contact bank IC cards are separated by it, each contact bank IC card is placed in a grid, in addition, also has an adapter, here cry for bank card, it is the same with the size shape of touch bank IC card, also the electrode diaphragm that electrode diaphragm on touch bank IC card is consistent is possessed above it, the same with touch bank IC card, electrode diaphragm have eight contacts, be C1 be respectively power supply, C2 is reset signal, C3 is clock, C4 retains, C5 is ground, C6 program voltage, the I/O of C7 data, C8 retains as shown in table 1.
In this, bank card can be inserted in card reader in generation, electrode diaphragm above it with the contact good contact in card reader, in the present embodiment, can adopt IC-card material conventional at present for bank card, just not chip in for bank card, picks out electrode diaphragm lead-in wire.As required, do not draw contact C4, C8 on the electrode plates retained, C6 is also of little use and also can not draws, and certainly also these eight contacts can be drawn as required.
In the present embodiment, the key link is exactly drawn by the electrode diaphragm of the contact bank IC card be stacked and placed in bogey, with the physical contact correspondingly of the electrode diaphragm for bank card, when card reader to contact with for bank card communicate time, communication electric signal can be sent on the electrode diaphragm of the contact bank IC card be stacked and placed in bogey, realize card reader to operate contact bank card Card Reader, complete the management to bank card, a Here it is switching device, this switching device is utilized to be transferred on the contact bank IC card that is stacked and placed in bogey by card reader read-write for the electric signal exported during bank card, this switching device is the key of the present embodiment, it needs physical contact, namely, electric signal when card reader and the contact for bank card needs directly to be transferred on contact bank IC card by wire.
Due to a more than contactless bank IC card can be loaded in bogey, because of in switching device, one group of switch can be set, this switch is the switch selecting n, each switch can by a kind of signal of contact, as C1 power supply signal, C3 clock signal etc., select to need the contact bank IC card carrying out swiping the card to swipe the card from multiple (n open) contact bank IC card, because C5 is ground, therefore, can by all ground, as for the C5 in bank card electrode diaphragm, the equal short circuit of C5 in the electrode diaphragm of each contact bank IC card, the C4 retaining and be of little use, C6 and C8 does not need switching, therefore, this changeover mechanism only needs switching 4 signal wires to be exactly C1 power supply, C2 resets, C3 clock, C5 data.
Such one the switch of n is selected to have a lot at present, it can be mechanical switch, as shown in Figure 1, a signal wire in four signal wires that this Switch Controller needs above controls, one end of switch with for the C1 power supply on the electrode diaphragm of bank card, C2 resets, C3 clock, one in C5 data is connected, multiselect throws the wire held and can select to being connected with the contact on the respective electrode diaphragm of multiple contact bank IC cards, so only need to want 4 such multiselect one switches, be placed in the bogey of carrying contact bank IC card if what needs managed is 8, eight are then used to select a switch, at present, volume of switch such on market is little and cost is low, use four such switches just can complete, if certainly all transferred to other signalling contact and ground as required also only need 8 such switches, according to related standards, when the diaphragm of contact bank IC card does not power up on C1 power contact, other contact is high-impedance state, like this, when reality uses, just only need one eight and select a switch, by the diaphragm of contact bank IC card C1 with select for the C1 on bank card, all the other 3 lines also directly can connect as ground wire C5, so only need multiselect one switch, control convenient.
Except adopting first-class multiselect one mechanical switch of eight choosings, relay can also be adopted, utilize eight relays (as required, how many contact bank IC cards are just with how many relays), the side of its contact is all directly connected with the electrode diaphragm for bank card, and the other end of contact is connected by the contact that wire is corresponding on each contact bank IC card respectively, like this, intelligent apparatus can be utilized whether selecting, selecting which contact bank IC card automatically to control, is a kind of control gear of intelligence.
Embodiment 2: the present embodiment is a kind of wallet, a series of card lattice are had in wallet, an account bank card is respectively inserted at each Ka Genei, bank card is all Contact Type Ic Card at present substantially, after insertion contact bank IC card inserts, one group of contact is set with the corresponding position, electrode diaphragm position of contact bank IC card, contacts with the electrode diaphragm stable electrical of the contact bank IC card being inserted into Ka Genei respectively, and utilize wire to draw respectively.
Arrange a card in addition, be called for bank card, it replaces bank card to remove a kind of card of swiping the card.This card major and IC-card are as good as, the position specified above arranges the electrode diaphragm the same with standard IC-card, when being inserted into Card Reader in card reader for bank, it is the same that the position of electrode diaphragm and the bank card of standard are inserted into the position of electrode diaphragm in card reader, just in this is for bank card, can not chip be set, in card, electrode diaphragm be drawn.This electrode diaphragm is arranged on the surface of wallet, can be folded with, and when needs bankcard consumption, opens and just can be inserted in card reader.
In the wallet of the present embodiment, also comprise changeover mechanism, when changeover mechanism is by card reader Card Reader, electric signal when carrying out from message exchange to the electrode diaphragm for bank card inserted wherein is transferred to the electrode diaphragm place of the contact bank IC card being inserted into Ka Genei, activate this contact bank IC card, and realization completes the management to this contact bank IC card, as bankcard consumption etc. with its communication.
Eight card lattice are had in the present embodiment wallet, consider that general individual has eight bank cards, one group of switch in changeover mechanism in the present embodiment, in the present embodiment, a relay is adopted to needing the signal of switching, by the wire of drawing from Ka Genei and the both sides, contact being linked into relay for the wire of drawing in bank card respectively, the coil control end of relay can adopt intelligent apparatus to control, as be inserted into for bank card process in card reader time, can by the coil of pilot relay, all bank cards are swiped the card, by on the screen of the card reader of the information displaying of all bank cards, bankcard consumption is carried out by the bank card selected in card reader, the coil that other cartoon crosses pilot relay disconnects the connection with card reader physically, only retain the bank card and the contact for bank card chosen.
Certainly, be used for controlling the switch of changeover mechanism as an intelligent mechanism, having a lot of work to complete, those skilled in the art can develop intelligent apparatus, such as some buttons are set on only bag surface, control to specify card to carry out bankcard consumption etc. by key-press input.

Claims (9)

1. card consumption management system more than a kind, comprise contact bank IC card, carrying described in contact bank IC card bogey, it is characterized in that: also comprise can insert in card reader by card reader read for bank card, described for bank card being provided with the contact bank IC card electrode diaphragm with card reader interface; Connect the electrode diaphragm of each contact bank IC card and the changeover mechanism for the respective electrode diaphragm on bank card, described changeover mechanism is also provided with the control gear that control only has the electrode diaphragm of a slice contact bank IC card to be connected with for the respective electrode diaphragm on bank card simultaneously.
2. many cards consumption management system according to claim 1, it is characterized in that: described changeover mechanism comprises the electric contact point be arranged on described contact bank IC card bogey, electric contact point is electrically connected with the electrode diaphragm on described contact bank IC card respectively, described electric contact point adopts wire to be electrically connected for bank card electrode diaphragm is corresponding with described, and described wire arranges described control gear.
3. many cards consumption management system according to claim 2, is characterized in that: described control gear is be arranged on wire and for the multi-pole, multi-throw switch between bank card electrode diaphragm.
4. many cards consumption management system according to claim 2, it is characterized in that: described control gear is a kind of electronic switch, the electrode diaphragm on each contact bank IC card is electrically connected with for bank card electrode diaphragm successively by this electronic switch under the control of intelligent apparatus.
5. a wallet, comprise and at least there is the inclusion that 2 are inserted the card lattice of bank card, it is characterized in that: also comprise can insert in card reader by card reader read for bank card, described for bank card being provided with the contact bank IC card electrode diaphragm with card reader interface, connect the electrode diaphragm and the changeover mechanism for the respective electrode diaphragm on bank card that are inserted into each contact bank IC card of Ka Genei, described changeover mechanism is also provided with the control gear that control only has the electrode diaphragm of the contact bank IC card of a Ka Genei to be connected with for the respective electrode diaphragm on bank card simultaneously.
6. wallet according to claim 5, is characterized in that: described is connected on inclusion collapsibly for bank card.
7. wallet according to claim 4, it is characterized in that: described changeover mechanism is included in described Ka Genei when contact bank IC card inserts, the electric contact point relative with described contact bank IC card top electrode diaphragm position, described electric contact point is electrically connected with the electrode diaphragm on the contact bank IC card being inserted into Ka Genei respectively, described electric contact point adopts being electrically connected for bank card electrode diaphragm correspondence described in wire, and wire arranges described control gear.
8. wallet according to claim 7, is characterized in that: described control gear is be arranged on wire and for the multi-pole, multi-throw switch between bank card electrode diaphragm.
9. wallet according to claim 7, is characterized in that: described control gear is a kind of electronic switch, and the electrode diaphragm on each contact bank IC card is electrically connected with for bank card electrode diaphragm successively by this electronic switch under the control of intelligent apparatus.
CN201510180102.0A 2015-04-16 2015-04-16 A kind of more card consumption management systems and wallet Active CN104820813B (en)

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CN201510180102.0A CN104820813B (en) 2015-04-16 2015-04-16 A kind of more card consumption management systems and wallet

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105205526A (en) * 2015-09-22 2015-12-30 深圳市奔跑科技有限公司 Wearable device

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1344396A (en) * 1999-03-02 2002-04-10 艾斯格尼克斯公司 Portable electronic charge and authorization devices and methods therefor
CN101286205A (en) * 2008-05-21 2008-10-15 浪潮齐鲁软件产业有限公司 PLUG-IN interface IC card conversion method and converting device
US20110204146A1 (en) * 2008-10-24 2011-08-25 Nidec Sankyo Corporation Sheet switch, sensing mechanism, and card reader
CN202495077U (en) * 2012-03-30 2012-10-17 谢忠 IC card with earmark device
CN103720178A (en) * 2013-12-06 2014-04-16 无锡合众信息科技有限公司 Wallet
CN204557500U (en) * 2015-04-16 2015-08-12 深圳市淘淘谷信息技术有限公司 A kind of many cards consumption management system and wallet

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1344396A (en) * 1999-03-02 2002-04-10 艾斯格尼克斯公司 Portable electronic charge and authorization devices and methods therefor
CN101286205A (en) * 2008-05-21 2008-10-15 浪潮齐鲁软件产业有限公司 PLUG-IN interface IC card conversion method and converting device
US20110204146A1 (en) * 2008-10-24 2011-08-25 Nidec Sankyo Corporation Sheet switch, sensing mechanism, and card reader
CN202495077U (en) * 2012-03-30 2012-10-17 谢忠 IC card with earmark device
CN103720178A (en) * 2013-12-06 2014-04-16 无锡合众信息科技有限公司 Wallet
CN204557500U (en) * 2015-04-16 2015-08-12 深圳市淘淘谷信息技术有限公司 A kind of many cards consumption management system and wallet

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105205526A (en) * 2015-09-22 2015-12-30 深圳市奔跑科技有限公司 Wearable device

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