CN104778619A - Security deposit booking transaction data processing system and processing method - Google Patents

Security deposit booking transaction data processing system and processing method Download PDF

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Publication number
CN104778619A
CN104778619A CN201510195992.2A CN201510195992A CN104778619A CN 104778619 A CN104778619 A CN 104778619A CN 201510195992 A CN201510195992 A CN 201510195992A CN 104778619 A CN104778619 A CN 104778619A
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China
Prior art keywords
buyer
order
guaranty money
main control
processing unit
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CN201510195992.2A
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Chinese (zh)
Inventor
马吉庆
毕立鹏
杨乐
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Zibo New Business Opportunity Ecommerce Co Ltd
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Zibo New Business Opportunity Ecommerce Co Ltd
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Priority to CN201510195992.2A priority Critical patent/CN104778619A/en
Publication of CN104778619A publication Critical patent/CN104778619A/en
Pending legal-status Critical Current

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Abstract

The invention discloses a security deposit booking transaction data processing system and processing method, and belongs to the field of e-commerce. The security deposit booking transaction data processing system comprises a transaction server, and is characterized in that the transaction server comprises an order processing unit, a money processing unit, a security deposit processing unit and a main control unit. The security deposit booking transaction data processing method comprises the following steps as follows: 1001, selling an order by a seller; 1002, placing the order by a buyer; 1003, paying a security deposit by the buyer; 1004, judging whether to transact the order or not by the buyer; 1005, selling an order by the buyer owning a contract; 1006, placing an order by a next buyer; 1007, paying a security deposit by the buyer placing the order; 1008, returning the security deposit of the former buyer; 1009, judging whether the delivery time is reached or not; 1010, completing transaction. Through the security deposit booking transaction data processing system and the security deposit booking transaction data processing method, the buyer is allowed to resell the contract for many times, but after the delivery time, money-and-goods delivery must be achieved, so that benefits of the buyer and the seller are taken into account at the same time.

Description

The transaction data disposal system of guaranty money's presell and disposal route
Technical field
The transaction data disposal system of guaranty money's presell and disposal route, belong to e-commerce field.
Background technology
Two kinds of modes of doing business are mainly comprised: spot transaction and futures business in the transaction of transaction, particularly staple commodities between present stage enterprise.The wherein mode of doing business of spot transaction and so-called " collect on delivery and collect on delivery ", the object that both parties conclude the business is the commodity itself that the buyer provides, and has material object.And in futures business, both parties' transaction to as if the supply of material contract that provides of the seller, after the Lead Time of both parties' agreement arrives, both parties carry out money goods and complete a business transaction.
Spot transaction and futures business have respective defect respectively.In spot transaction, when carrying out money goods and completing a business transaction, need the fund in full of transacts for goods, demand for capital is large, requires high for business capital turnover.And in futures business, because Lead Time is longer, so goods can exist certain price volalility, therefore in the futures business of present stage, mostly the buyer is in congenial propagation, by profit of hedging, the real transaction struck a bargain is less.And for the seller, owing to buying enough transaction guarantees, if the seller is manufacturer, then cannot arrange production in order according to plan, if the seller is trade side, then cannot arrange the plan of stocking up, therefore the interests of the seller can not get ensureing.
Along with the fast development of ecommerce in recent years, spot transaction and futures business all realize by online trading, but the transaction platform of spot transaction in the prior art and futures business independently, there is not with fashion the transaction platform that can be taken into account both parties' interests simultaneously, therefore hinder the development of online trading to a certain extent.
Summary of the invention
The technical problem to be solved in the present invention is: overcome the deficiencies in the prior art, there is provided a kind of to restrict trading rules by collecting guaranty money, the buyer is allowed repeatedly to be resell by contract, but Lead Time to after must realize money goods and complete a business transaction, taken into account transaction data disposal system and the disposal route of guaranty money's presell of both parties' interests.
The technical solution adopted for the present invention to solve the technical problems is: the transaction data disposal system of this guaranty money's presell, comprises both parties and all can log in and the trading server completing transaction, it is characterized in that: described trading server at least comprises:
Order processing unit, for execute sales both sides sheet with place an order;
Fund allocation unit, for receiving the fund of the buyer, and directly squeezes into the bank paying interface be attached thereto by fund;
Guaranty money's processing unit, for collecting and return the guaranty money of buyer paid;
And main control unit, for receiving and processing the transaction data of above-mentioned each unit;
Wherein, order processing unit is connected with main control unit, and fund allocation unit, guaranty money's processing unit are connected with main control unit simultaneously, and main control unit is connected with status display unit simultaneously;
The buyer is connected with guaranty money's processing unit is two-way, and guaranty money's processing unit is connected with bank paying interface is two-way by fund allocation unit, and the buyer is simultaneously by being connected with bank paying interface by fund allocation unit.
Preferably, described order processing unit comprises:
Sheet submodule, for the supply of material contract of the seller is formed order, and delivers to main control module by order data;
Lower form sub-module, for the order making the buyer obtain the foundation of sheet module, and delivers to main control module by order data.
Preferably, described guaranty money's processing unit, comprising:
Guaranty money pays submodule, is connected with fund allocation unit, for collecting the guaranty money that the buyer pays, guaranty money is delivered to described fund allocation unit, and guaranty money is paid data delivers to main control module;
Guaranty money returns submodule, and fund allocation unit is attached thereto, and for receiving the guaranty money being returned fund allocation unit by bank paying interface, guaranty money is returned the buyer paying guaranty money, and guaranty money is returned data delivers to main control module.
Preferably, be also provided with status display unit, for showing the state of order, described main control unit is connected with status display unit.
The transaction data processing method of guaranty money's presell, is characterized in that: comprise the steps:
Step 1001, seller's sheet;
The seller logs in trading server and accesses order processing unit, and supply of material contract is carried out sheet by order processing unit; After sheet success, sheet data are delivered to main control unit by order processing unit;
Step 1002, the buyer places an order;
The buyer is logged in trading server and is placed an order by the order generated in step 1001 by order processing unit, and after placing an order successfully, lower forms data is delivered to main control unit by order processing unit;
Step 1003, the buyer pays guaranty money;
Main control unit points out the successful buyer that places an order to pay guaranty money, the buyer pays guaranty money's success by guaranty money's processing unit, guaranty money is paid data and delivers to main control unit by guaranty money's processing unit, and the trading right of supply of material contract is distributed to the buyer having paid guaranty money by main control unit;
Step 1004, whether the buyer concludes the business this order;
The buyer judges whether to need this supply of material contract of concluding the business, if need this supply of material contract of concluding the business, performs step 1005, if do not need this supply of material contract of concluding the business, performs step 1009;
Step 1005, has buyer's sheet of contract;
The buyer having supply of material contract trading right logs in trading server and accesses order processing unit, supply of material contract is generated order and carries out sheet, and after sheet success, sheet data are delivered to main control unit by order processing unit;
Step 1006, next buyer places an order;
Next buyer log in trading server and by order processing unit in step 1005 generate order place an order; Place an order successfully, lower forms data is delivered to main control unit by order processing unit;
Step 1007, the buyer that places an order pays guaranty money;
The successful buyer that places an order in main control unit prompting step 1006 pays guaranty money, after the buyer completes paying of guaranty money by guaranty money's processing unit, guaranty money is paid data and delivers to main control unit by guaranty money's processing unit, and the trading right of supply of material contract is reassigned in step 1006 the successful buyer that places an order by main control unit;
Step 1008, returns the guaranty money of a buyer;
Main control unit controls guaranty money's processing unit deposit released to the buyer paying guaranty money in step 1003;
Whether step 1009, arrive Lead Time;
Main control unit judges whether the Lead Time of supply of material contract arrives, if not yet arrive Lead Time, returns step 1004, if arrive Lead Time, performs step 1010;
Step 1010, completes transaction;
Payment for goods is squeezed into bank paying interface by access fund allocation unit by the buyer having order transaction power, and make the seller by bank paying interface, the seller delivers simultaneously, completes money goods and completes a business transaction.
Compared with prior art, the beneficial effect that the present invention has is:
1, in the transaction data disposal system and disposal route of this guaranty money presell, allow the buyer repeatedly to conclude the business with the form of order to supply of material contract in Lead Time, be conducive to the trading strategies of the buyer according to market conditions reasonable arrangement oneself.
2, after Lead Time has arrived, the buyer finally having supply of material contract trading right must complete a business transaction with carrying out money goods, namely the buyer need complete transaction, otherwise by the guaranty money not returned the buyer and pay, therefore be conducive to that the seller reasonably arranges production, the plan of stocking up, the interests of the seller ensured simultaneously.
3, whole funds of buyer paid are all squeezed in the payment platform of bank through trading server, and therefore fund is formed and docks between the buyer with bank, and the fund allocation unit in trading server only plays the effect of fund passage.The fund of both parties in process of exchange does not enter the account of any third-party transaction platform or the account of any enterprise, and the reliability of therefore concluding the business is higher, solves the trust problem of both parties to any third-party platform simultaneously yet.Therefore be specially adapted in staple commodities transaction, the huge and transaction time limit unfixed feature of turnover and the problem that causes.
4, because payment for goods is circulated between enterprise and bank, avoid the secondary of direct dealing between enterprise and to pay taxes problem.
5, by status display unit, the state of order and price trend are shown in real time, contribute to both parties' reasonable arrangement trading strategies.
Accompanying drawing explanation
Fig. 1 is the transaction data disposal system structural representation of guaranty money's presell.
Fig. 2 is the transaction data disposal system order processing cellular construction schematic diagram of guaranty money's presell.
Fig. 3 is the transaction data disposal system guaranty money processing unit structural representation of guaranty money's presell.
Fig. 4 is the transaction data processing method process flow diagram of guaranty money's presell.
Embodiment
Fig. 1 ~ 4 are most preferred embodiments of the present invention, and below in conjunction with accompanying drawing 1 ~ 4, the present invention will be further described.
In the transaction data disposal system of guaranty money's presell as shown in Figure 1, wherein white arrow is funds flow, black arrow is data flow.The transaction data disposal system of guaranty money's presell, comprise the trading server that both parties can log in simultaneously, both parties are concluded the business by logon server.Be provided with in trading server: order processing unit, status display unit, main control unit, guaranty money's processing unit and fund allocation unit.
In data flow: both parties connect order processing unit simultaneously, order processing unit is connected with main control unit, and the real-time status of order is delivered to main control unit.Fund allocation unit, guaranty money's processing unit are connected with main control unit simultaneously, the state of payment for goods pay status and guaranty money are delivered in main control unit.Main control unit is connected with status display unit simultaneously, is shown by the real-time status of status display unit to order.
In funds flow: the buyer is connected with guaranty money's processing unit is two-way, guaranty money's processing unit is connected with fund allocation unit is two-way, and the buyer completes paying of guaranty money by guaranty money's processing unit and returns; Buyer is directly connected with fund allocation unit simultaneously, is completed the payment of payment for goods by fund allocation unit.Fund allocation unit is connected with bank paying interface is two-way, and the guaranty money received or payment for goods are squeezed into bank paying interface.
The buyer pays the guaranty money of respective numbers by access guaranty money processing unit, and the guaranty money paid squeezes into bank paying interface by fund allocation unit.When the closing the transaction of each buyer, guaranty money is returned the corresponding buyer by guaranty money's processing unit by bank paying interface.Payment for goods is passed through fund allocation unit direct payment in bank paying interface by the buyer of final conclusion of the business simultaneously.
As shown in Figure 2, order processing unit comprises sheet submodule and lower form sub-module, when concluding the business beginning, the first-hand seller logs in trading server and accesses sheet submodule, the supply of material contract of oneself is carried out sheet, after sheet completes, sheet data are delivered to main control unit by sheet submodule, simultaneously main control unit state of a control display unit showing as relevant informations such as quantity, price, the place of production, Lead Times the state of order and product.The buyer is after logon server sees the supply of material contract of seller's sheet, place an order by accessing lower form sub-module, after placing an order successfully, order placement information is delivered to main control unit by lower form sub-module, the main control unit simultaneously real-time status of state of a control display unit to order shows, except product as except the relevant informations such as quantity, price, the place of production, what also comprise the information of the buyer and current order changes hands state.
When the buyer wishes the supply of material contract in hand to sell, now buyer's variable body carries out sheet for the seller accesses sheet submodule, and its mode of doing business is same as described above.
Trading server is after order terminates, and the processing stage of being controlled to proceed to guaranty money by main control unit, as shown in Figure 3, guaranty money's processing unit comprises guaranty money and pays submodule and guaranty money returns submodule.The buyer and guaranty money pay submodule and are connected and achieve a butt joint, guaranty money pays submodule is docked with bank paying interface by fund allocation unit, bank paying interface is returned submodule by fund allocation unit with guaranty money simultaneously and is docked, and guaranty money returns submodule docks with the buyer.
The buyer is after placing an order successfully by lower form sub-module, main control unit can point out the buyer to pay the guaranty money proportional with payment for goods by status display unit, the buyer is after paying submodule and paying guaranty money's success by guaranty money, guaranty money is paid guaranty money that the buyer pays by submodule and to be delivered to by fund allocation unit in the bank paying interface that is attached thereto and to freeze, simultaneously guaranty money pays submodule and guaranty money is paid status data delivers to main control unit, the trading right of the supply of material contract of seller's sheet is distributed to the buyer having paid guaranty money by main control unit automatically.
After the contract in hand is sold by the buyer for contract of supplying again, main control unit can point out second buyer placed an order to pay guaranty money, after guaranty money pays successfully by second buyer, main control unit can control fund allocation unit and the guaranty money that bank paying interface is returned is delivered to guaranty money return submodule, return submodule by guaranty money and this guaranty money is returned the corresponding buyer, guaranty money returns the data that guaranty money returns by submodule and delivers to main control unit, the trading right of the contract of the main control unit supply of material simultaneously distributes to the buyer finally paying guaranty money automatically.
As shown in Figure 4, the transaction data processing method of guaranty money's presell, comprises the steps:
Step 1001, seller's sheet;
The seller logs in trading server, and accesses the sheet submodule of order processing unit, carries out sheet by needing the supply of material contract of transaction by sheet submodule;
After sheet success, sheet data are delivered to main control unit by sheet submodule, and the state of main control unit state of a control display unit to order shows simultaneously.
Step 1002, the buyer places an order;
The buyer of the supply of material contract buying the seller is needed to place an order by logging in trading server the lower form sub-module accessed in order processing unit;
After placing an order successfully, lower forms data is delivered to main control unit by lower form sub-module, and the state of main control unit state of a control display unit to order shows simultaneously.
Step 1003, the buyer pays guaranty money;
Main control unit points out the successful buyer that places an order to pay guaranty money by status display unit, the buyer pays submodule by the guaranty money in access guaranty money processing unit and completes paying of guaranty money, and the trading right of supply of material contract is distributed to the buyer having paid guaranty money by main control unit;
Guaranty money is paid guaranty money that the buyer pays by submodule and to be delivered to by fund allocation unit in the bank paying interface that is attached thereto and to freeze, simultaneously guaranty money pays submodule and guaranty money is paid status data delivers to main control unit, and the trading right of the supply of material contract of seller's sheet is distributed to the buyer having paid guaranty money by main control unit automatically.
Step 1004, whether the buyer concludes the business this order;
The buyer judges whether to need this supply of material contract of concluding the business, if need this supply of material contract of concluding the business, performs step 1005, if do not need this supply of material contract of concluding the business, performs step 1009;
Step 1005, has buyer's sheet of contract;
Transaction is carried out sheet by the sheet submodule that the buyer having a supply of material contract trading right accesses order processing unit.
Step 1006, next buyer places an order;
Next buyer of needs purchase supply of material contract passes through to log in trading server and the lower form sub-module accessed in order processing unit places an order.
Step 1007, the buyer that places an order pays guaranty money;
The main control unit prompting successful buyer that places an order pays guaranty money, and the buyer pays after submodule completes paying of guaranty money by guaranty money, and main control unit redistributes the trading right of supply of material contract.
Step 1008, returns the guaranty money of a buyer;
Main control unit is after being reassigned to the trading right of the supply of material contract buyer placed an order, main control unit can control fund allocation unit and the guaranty money that bank paying interface is returned is delivered to guaranty money return submodule, return submodule by guaranty money and this guaranty money is returned the corresponding buyer, guaranty money returns the data that guaranty money returns by submodule and delivers to main control unit.
Whether step 1009, arrive Lead Time;
Main control unit judges whether the Lead Time of supply of material contract arrives, if not yet arrive Lead Time, returns step 1004, if arrive Lead Time, performs step 1010.
Step 1010, completes transaction;
Payment for goods is squeezed into bank paying interface by access fund allocation unit by the buyer having order transaction power, and make the seller by bank paying interface, the seller delivers simultaneously, completes money goods and completes a business transaction.
Whole funds of buyer paid are all squeezed in the payment platform of bank through trading server at (comprising payment for goods and guaranty money), and therefore formed between the buyer with bank in fund and dock, the fund allocation unit in trading server only plays the effect of fund passage.The fund of both parties in process of exchange does not enter the account of any third-party transaction platform or the account of any enterprise, and the reliability of therefore concluding the business is higher, solves the trust problem of both parties to any third-party platform simultaneously yet.Therefore be specially adapted in staple commodities transaction, the huge and transaction time limit unfixed feature of turnover and the problem that causes.Because payment for goods is circulated between enterprise and bank, avoid the secondary of direct dealing between enterprise and to pay taxes problem.
The above is only preferred embodiment of the present invention, and be not restriction the present invention being made to other form, any those skilled in the art may utilize the technology contents of above-mentioned announcement to be changed or be modified as the Equivalent embodiments of equivalent variations.But everyly do not depart from technical solution of the present invention content, any simple modification, equivalent variations and the remodeling done above embodiment according to technical spirit of the present invention, still belong to the protection domain of technical solution of the present invention.

Claims (5)

1. the transaction data disposal system of guaranty money's presell, comprises both parties and all can log in and the trading server completing transaction, it is characterized in that: described trading server at least comprises:
Order processing unit, for execute sales both sides sheet with place an order;
Fund allocation unit, for receiving the fund of the buyer, and directly squeezes into the bank paying interface be attached thereto by fund;
Guaranty money's processing unit, for collecting and return the guaranty money of buyer paid;
And main control unit, for receiving and processing the transaction data of above-mentioned each unit;
Wherein, order processing unit is connected with main control unit, and fund allocation unit, guaranty money's processing unit are connected with main control unit simultaneously, and main control unit is connected with status display unit simultaneously;
The buyer is connected with guaranty money's processing unit is two-way, and guaranty money's processing unit is connected with bank paying interface is two-way by fund allocation unit, and the buyer is connected with bank paying interface by fund allocation unit simultaneously.
2. the transaction data disposal system of guaranty money's presell according to claim 1, is characterized in that: described order processing unit comprises:
Sheet submodule, for the supply of material contract of the seller is formed order, and delivers to main control module by order data;
Lower form sub-module, for the order making the buyer obtain the foundation of sheet module, and delivers to main control module by order data.
3. the transaction data disposal system of guaranty money's presell according to claim 1, is characterized in that: described guaranty money's processing unit, comprising:
Guaranty money pays submodule, is connected with fund allocation unit, for collecting the guaranty money that the buyer pays, guaranty money is delivered to described fund allocation unit, and guaranty money is paid data delivers to main control module;
Guaranty money returns submodule, and fund allocation unit is attached thereto, and for receiving the guaranty money being returned fund allocation unit by bank paying interface, guaranty money is returned the buyer paying guaranty money, and guaranty money is returned data delivers to main control module.
4. the transaction data disposal system of guaranty money's presell according to claim 1, is characterized in that: be also provided with status display unit, and for showing the state of order, described main control unit is connected with status display unit.
5. a transaction data processing method for the guaranty money's presell utilizing the transaction data disposal system of the guaranty money's presell described in any one of claim 1 ~ 4 to realize, is characterized in that: comprise the steps:
Step 1001, seller's sheet;
The seller logs in trading server and accesses order processing unit, and supply of material contract is carried out sheet by order processing unit; After sheet success, sheet data are delivered to main control unit by order processing unit;
Step 1002, the buyer places an order;
The buyer is logged in trading server and is placed an order by the order generated in step 1001 by order processing unit, and after placing an order successfully, lower forms data is delivered to main control unit by order processing unit;
Step 1003, the buyer pays guaranty money;
Main control unit points out the successful buyer that places an order to pay guaranty money, the buyer pays guaranty money's success by guaranty money's processing unit, guaranty money is paid data and delivers to main control unit by guaranty money's processing unit, and the trading right of supply of material contract is distributed to the buyer having paid guaranty money by main control unit;
Step 1004, whether the buyer concludes the business this order;
The buyer judges whether to need this supply of material contract of concluding the business, if need this supply of material contract of concluding the business, performs step 1005, if do not need this supply of material contract of concluding the business, performs step 1009;
Step 1005, has buyer's sheet of contract;
The buyer having supply of material contract trading right logs in trading server and accesses order processing unit, supply of material contract is generated order and carries out sheet, and after sheet success, sheet data are delivered to main control unit by order processing unit;
Step 1006, next buyer places an order;
Next buyer log in trading server and by order processing unit in step 1005 generate order place an order; Place an order successfully, lower forms data is delivered to main control unit by order processing unit;
Step 1007, the buyer that places an order pays guaranty money;
The successful buyer that places an order in main control unit prompting step 1006 pays guaranty money, after the buyer completes paying of guaranty money by guaranty money's processing unit, guaranty money is paid data and delivers to main control unit by guaranty money's processing unit, and the trading right of supply of material contract is reassigned in step 1006 the successful buyer that places an order by main control unit;
Step 1008, returns the guaranty money of a buyer;
Main control unit controls guaranty money's processing unit deposit released to the buyer paying guaranty money in step 1003;
Whether step 1009, arrive Lead Time;
Main control unit judges whether the Lead Time of supply of material contract arrives, if not yet arrive Lead Time, returns step 1004, if arrive Lead Time, performs step 1010;
Step 1010, completes transaction;
Payment for goods is squeezed into bank paying interface by access fund allocation unit by the buyer having order transaction power, and make the seller by bank paying interface, the seller delivers simultaneously, completes money goods and completes a business transaction.
CN201510195992.2A 2015-04-23 2015-04-23 Security deposit booking transaction data processing system and processing method Pending CN104778619A (en)

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Cited By (7)

* Cited by examiner, † Cited by third party
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CN105844515A (en) * 2016-05-20 2016-08-10 淄博新商机电子商务有限公司 Bulk commodity online order financing transaction system
CN106408405A (en) * 2016-03-28 2017-02-15 乐视控股(北京)有限公司 Deposit transaction method, apparatus and system
CN106779629A (en) * 2016-11-11 2017-05-31 广州普惠创新金融信息服务有限公司 A kind of safety for selling party subsystem based on classification transaction system completes a business transaction methods, devices and systems
CN106952134A (en) * 2017-03-13 2017-07-14 安徽文化艺术品交易中心股份有限公司 A kind of artistic commercial articles transaction data processing system
CN107679963A (en) * 2017-10-17 2018-02-09 北京迅邦润泽物流有限公司 A kind of presell method based on B2B
CN109345350A (en) * 2018-10-11 2019-02-15 杭州甄致科技有限公司 Method of commerce and system suitable for article circulation-trade
CN110070407A (en) * 2018-08-09 2019-07-30 江苏化工品交易中心有限公司 Applied to spot commodities transaction platform systeeme secant and complete a business transaction method

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CN103578021A (en) * 2013-11-18 2014-02-12 富美科技集团有限公司 Network transaction system and method

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Publication number Priority date Publication date Assignee Title
CN103578021A (en) * 2013-11-18 2014-02-12 富美科技集团有限公司 Network transaction system and method

Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106408405A (en) * 2016-03-28 2017-02-15 乐视控股(北京)有限公司 Deposit transaction method, apparatus and system
CN105844515A (en) * 2016-05-20 2016-08-10 淄博新商机电子商务有限公司 Bulk commodity online order financing transaction system
CN106779629A (en) * 2016-11-11 2017-05-31 广州普惠创新金融信息服务有限公司 A kind of safety for selling party subsystem based on classification transaction system completes a business transaction methods, devices and systems
CN106952134A (en) * 2017-03-13 2017-07-14 安徽文化艺术品交易中心股份有限公司 A kind of artistic commercial articles transaction data processing system
CN107679963A (en) * 2017-10-17 2018-02-09 北京迅邦润泽物流有限公司 A kind of presell method based on B2B
CN110070407A (en) * 2018-08-09 2019-07-30 江苏化工品交易中心有限公司 Applied to spot commodities transaction platform systeeme secant and complete a business transaction method
CN109345350A (en) * 2018-10-11 2019-02-15 杭州甄致科技有限公司 Method of commerce and system suitable for article circulation-trade

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Application publication date: 20150715

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