CN104732378A - Identity verification method - Google Patents
Identity verification method Download PDFInfo
- Publication number
- CN104732378A CN104732378A CN201310705613.0A CN201310705613A CN104732378A CN 104732378 A CN104732378 A CN 104732378A CN 201310705613 A CN201310705613 A CN 201310705613A CN 104732378 A CN104732378 A CN 104732378A
- Authority
- CN
- China
- Prior art keywords
- fingerprint
- card
- host computer
- password
- bank card
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Abstract
The invention provides an identity verification method. The method includes the following steps that (a) a fingerprint of a bank card holder is input through a fingerprint input device, and the fingerprint, a bank card number and a payment password are bound together and stored in a database of an upper computer; (b) the bank card number is identified through a POS terminal, the bank card number is sent to the upper computer through a network, and the upper computer replies the bound payment password and the bound fingerprint of the holder to the POS terminal; (c) the POS terminal receives a password and a fingerprint which are input by a person who swipes the card, the password and the fingerprint which are input by the person who swipes the card are compared with the password and the fingerprint which are replied by the upper computer, and a correct identity verification signal is sent to the upper computer when both the password and the fingerprint which are input by the person who swipes the card are correct; (d) the upper computer conducts a payment transaction according to the correct identity verification signal sent by the POS terminal.
Description
Technical field
The present invention relates to identification field, particularly a kind of auth method.
Background technology
Existing bankcard consumption mode, then input password mainly through swiping the card and carry out, cannot verify the identity of the possessor of bank card, the phenomenon of the stolen brush of bank card happens occasionally.
Summary of the invention
The present invention proposes a kind of auth method, solves the problem of the stolen brush of bank card in prior art.
Technical scheme of the present invention is achieved in that
A kind of auth method, comprises the following steps: step (a), by the fingerprint of fingerprint input device typing bank card possessor, and fingerprint and bank card number and payment cipher is bound together and is stored in the database of host computer; Step (b), by machine for punching the card identification bank card number, is sent to host computer by network by bank card number, and host computer replys the payment cipher of binding and the fingerprint of possessor to machine for punching the card; Step (c), machine for punching the card receives the swipe the card password of people's typing and fingerprint, and the password of replying with host computer and fingerprint compare, to host computer transmission authentication correct signal when password and fingerprint are all correct; Step (d), the authentication correct signal that host computer sends according to machine for punching the card carries out payment transaction.
Alternatively, in step (b), bank card number is sent to host computer by wireless network by described machine for punching the card.
The invention has the beneficial effects as follows: by by the fingerprint of holder with card number together with cryptographic binding, ensure the correct of holder identity, prevent the stolen brush of bank card.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the process flow diagram of a kind of auth method of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
As shown in Figure 1, a kind of auth method of the present invention, comprise the following steps: step (a), by the fingerprint of fingerprint input device typing bank card possessor, and fingerprint and bank card number and payment cipher are bound together be stored in the database of host computer; Step (b), by machine for punching the card identification bank card number, is sent to host computer by network by bank card number, and host computer replys the payment cipher of binding and the fingerprint of possessor to machine for punching the card; Step (c), machine for punching the card receives the swipe the card password of people's typing and fingerprint, and the password of replying with host computer and fingerprint compare, to host computer transmission authentication correct signal when password and fingerprint are all correct; Step (d), the authentication correct signal that host computer sends according to machine for punching the card carries out payment transaction.
Preferably, in step (b), bank card number is sent to host computer by wireless network by described machine for punching the card.
Auth method of the present invention by by the fingerprint of holder with card number together with cryptographic binding, guarantee holder identity correct, prevents the stolen brush of bank card.
The foregoing is only preferred embodiment of the present invention, not in order to limit the present invention, within the spirit and principles in the present invention all, any amendment done, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.
Claims (2)
1. an auth method, is characterized in that, comprises the following steps:
Step (a), by the fingerprint of fingerprint input device typing bank card possessor, and binds together fingerprint and bank card number and payment cipher and is stored in the database of host computer;
Step (b), by machine for punching the card identification bank card number, is sent to host computer by network by bank card number, and host computer replys the payment cipher of binding and the fingerprint of possessor to machine for punching the card;
Step (c), machine for punching the card receives the swipe the card password of people's typing and fingerprint, and the password of replying with host computer and fingerprint compare, to host computer transmission authentication correct signal when password and fingerprint are all correct;
Step (d), the authentication correct signal that host computer sends according to machine for punching the card carries out payment transaction.
2. a kind of auth method as claimed in claim 1, is characterized in that, in step (b), bank card number is sent to host computer by wireless network by described machine for punching the card.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310705613.0A CN104732378A (en) | 2013-12-19 | 2013-12-19 | Identity verification method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310705613.0A CN104732378A (en) | 2013-12-19 | 2013-12-19 | Identity verification method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104732378A true CN104732378A (en) | 2015-06-24 |
Family
ID=53456254
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310705613.0A Pending CN104732378A (en) | 2013-12-19 | 2013-12-19 | Identity verification method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104732378A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106056448A (en) * | 2016-07-21 | 2016-10-26 | 新疆惠恩互联网科技有限公司 | Internet financial risk control system |
-
2013
- 2013-12-19 CN CN201310705613.0A patent/CN104732378A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106056448A (en) * | 2016-07-21 | 2016-10-26 | 新疆惠恩互联网科技有限公司 | Internet financial risk control system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20150624 |