CN104574688A - Financial transaction device provided with element for confirming wireless induction - Google Patents
Financial transaction device provided with element for confirming wireless induction Download PDFInfo
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- CN104574688A CN104574688A CN201310468174.6A CN201310468174A CN104574688A CN 104574688 A CN104574688 A CN 104574688A CN 201310468174 A CN201310468174 A CN 201310468174A CN 104574688 A CN104574688 A CN 104574688A
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Abstract
The invention relates to a financial transaction device provided with an element for confirming wireless induction. The financial transaction device comprises a housing, a financial processor, a magnetic stripe reader, a wireless data reader and a first light transceiver, wherein the financial processor is accommodated in the housing and connected with a financial transaction center through the internet; the magnetic stripe reader is arranged on a side surface of the housing and electrically connected with the financial processor, so that first financial information can be read from a magnetic stripe and then the first financial information is transmitted to the financial processor; the wireless data reader is arranged in the housing and electrically connected with the financial processor, so that after the financial processor is started, second financial information is read in a wireless transmission manner and then the second financial information is transmitted to the financial processor; the first light transceiver is arranged in the housing and connected with the financial processor. The financial transaction device can be used for judging whether a financial transaction card is in a correct position or not, so that the data cannot be read by the wireless data reader when the data is read by the magnetic stripe of the financial transaction device, and repeated reading of the data is avoided.
Description
Technical field
The invention relates to a kind of finance trading device with the element confirming wireless induction, espespecially a kind of integrated circuit card (Integrated Circuits Card carrying out financial transaction; ICC) card-reading apparatus, has the device and using method thereof that are confirmed whether the element carrying out wireless induction.
Background technology
A healthy economic development, logical swollen inherently with to a certain degree, what continue is logical swollen, causes price constantly to raise up, the unit price just relative raising certainly of commodity.For consumers, the unit price raising of commodity means that the more cash of needs can complete transaction, but when cash amount is excessive, consumer carries with regard to being inconvenient to.In addition, under sound economic system, debt-credit maintains the important behavior of economical running, not debt-credit, just logical not swollen, logical not swollen, just do not have economic growth.For this reason, just develop financial transaction card, not only conveniently carry out the excessive financial transaction of cash amount, also promote the convenience of debt-credit simultaneously.
The mode of doing business of financial transaction card compares at present and common are magnetic stripe and to swipe the card form and wireless transactions form, wherein, so-called magnetic stripe is swiped the card form, form magnetic stripe on financial transaction card, during use, hand-held financial transaction is stuck on finance trading device and swipes, and allows finance trading device read the data of magnetic stripe on financial transaction card, to carry out financial transaction; And so-called wireless transactions form, be then be embedded in wireless transmission chip at financial transaction card, during use, hand-held financial transaction card, near finance trading device, allows finance trading device read the data of wireless transmission chip in financial transaction card, to carry out financial transaction.Two kinds of modes all have its convenience, develop the financial transaction card of combined type afterwards, can carry out magnetic stripe and swipe the card, also can carry out wireless transactions.
When the financial transaction of combined type is stuck in and carries out wireless transactions, equally hand-held financial transaction card, near finance trading device, allows finance trading device read the data of wireless transmission chip in financial transaction card, carries out financial transaction.But, when the financial transaction of combined type be stuck in carry out magnetic stripe swipe the card time, be also simultaneously hand-held financial transaction card near finance trading device, therefore often occur false sense should, or repeat induction, cause financial transaction abnormal.
The abnormal problem produced of financial transaction is quite complicated, is first the financial program that consumer it may be noted that mistake, confirms that this financial program causes and repeats induction, then confirm the amount of money repeating payment, just can fetch and repeat payment.Due to this shortcoming, the financial transaction card of combined type cannot be used always widely, and the convenience of financial transaction card is hindered.
In view of this, existingly commonly use finance trading device or the design of financial transaction card still has shortcomings, in order to improve disappearance, promote convenience, the inventor of this case does one's utmost research, attempts diverse ways, and a succession of test, and consider cost, finally work out a kind of finance trading device with the element confirming wireless induction of the present invention.
Summary of the invention
Fundamental purpose of the present invention is to provide a kind of finance trading device with the element confirming wireless induction, it has light emission element, can judge that whether financial transaction card is in tram, so, when the magnetic strip reader of finance trading device reads data, wireless data reader can not read data, avoids Data duplication to read.
The object of the invention to solve the technical problems realizes by the following technical solutions.The invention provides a kind of finance trading device with the element confirming wireless induction, comprising: shell; Finance processor, is placed in this shell, and connects financial transaction centre by world-wide web; Magnetic strip reader, be arranged at the side of this shell, and be electrically connected this finance processor, the first Financial Information can be read from magnetic stripe, and this first Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this first Financial Information, and is sent to this financial transaction centre; Wireless data reader, be arranged at this shell, and be electrically connected this finance processor, after being started by this finance processor, mode by wireless transmission reads the second Financial Information, and this second Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this second Financial Information, and is sent to this financial transaction centre; And first light emission and receiver, be arranged at this shell, and connect this finance processor, can emission of light, and receive this light simultaneously; Wherein, this finance processor can learn this first light emission and receiver receive the intensity of this light, and when the intensity of this light is greater than preset value, this finance processor opens this wireless data reader.
The object of the invention to solve the technical problems also can be applied to the following technical measures to achieve further.
The aforesaid finance trading device with the element confirming wireless induction, it can be operated by the following step: step S11, and finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if, then perform step S12, if not, then perform step S14; Step S12, finance processor open wireless data reader; Step S13, the second Financial Information that finance processor receiving radio data reader reads, and after encryption, be sent to financial transaction centre, then, perform step S11; Step S14, finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S15, if not, then performs step S11; Step S15, finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, wherein has the very first time, the second time and the 3rd time in this finance processor.
Aforesaid have the finance trading device of element confirming wireless induction, wherein when this first light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this finance processor opens this wireless data reader; When exceeding this second time after opening this wireless data reader, this first light emission and receiver receive this light intensity be greater than preset value, this finance processor closes this wireless data reader, and transmits and interrupt Transaction Information to financial transaction centre; Within this second time, this first light emission and receiver receive this light intensity be less than preset value, and exceeded for the 3rd time, this finance processor closes this wireless data reader, and transmits and interrupt Transaction Information to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, it more comprises: ACK button, is arranged at this shell, is electrically connected this finance processor; Wherein, when this ACK button is pressed, this finance processor is ignored the light intensity that this first light emission and receiver receive and whether is greater than this preset value, and closes this wireless data reader; Second light emission and receiver, be arranged at this shell, can emission of light, and receive this light simultaneously; And light judging unit, be placed in this shell, connect this first light emission and receiver, this second light emission and receiver and this finance processor, and can judge this first light emission and receiver and this second light emission and receiver receive the intensity of this light, and transmit confirmation and interrupting information to this finance processor.
The aforesaid finance trading device with the element confirming wireless induction, wherein when this first light emission and receiver and this second light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this light judging unit transmits this confirmation to this finance processor, and this finance processor opens this wireless data reader; After opening this wireless data reader, within this second time, when this light judging unit judges this first light emission and receiver and this second light emission and receiver wherein arbitrary intensity receiving this light is less than preset value, and exceeded for the 3rd time, transmit interrupting information to this finance processor, this finance processor closes this wireless data reader, and transmits interruption Transaction Information to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, wherein when this first light emission and receiver receive this light intensity be greater than preset value, simultaneously, this second light emission and receiver receive this light intensity be less than this preset value, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor opens this wireless data reader; After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver receive this light intensity be less than preset value, and this second light emission and receiver receive this light intensity be greater than this preset value, wherein arbitrary generation, and when exceeding for the 3rd time, transmit interrupting information to this finance processor, this finance processor closes this wireless data reader, and transmits interruption Transaction Information to financial transaction centre.
Aforesaid have the finance trading device of element confirming wireless induction, and the light that wherein this first light emission and receiver and this second light emission and receiver are launched is infrared ray.
The aforesaid finance trading device with the element confirming wireless induction, after wherein this ACK button is triggered, this finance processor closes this wireless data reader, after the set time, just opens this wireless data reader once again.
The object of the invention to solve the technical problems also realizes by the following technical solutions.The invention provides a kind of finance trading device with the element confirming wireless induction, comprising: shell; Finance processor, is placed in this shell, and connects financial transaction centre by world-wide web; Magnetic strip reader, be arranged at the side of this shell, and be electrically connected this finance processor, the first Financial Information can be read from magnetic stripe, and this first Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this first Financial Information, and is sent to this financial transaction centre; Wireless data reader, be arranged at this shell, and be electrically connected this finance processor, mode by wireless transmission reads the second Financial Information, and this second Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this second Financial Information, and is sent to this financial transaction centre; And first light emission and receiver, be arranged at this shell, and connect this finance processor, can emission of light, and receive this light simultaneously; Wherein, this finance processor can learn this first light emission and receiver receive the intensity of this light, and when the intensity of this light is greater than preset value, this finance processor starts to receive this second Financial Information.
The object of the invention to solve the technical problems also can be applied to the following technical measures to achieve further.
The aforesaid finance trading device with the element confirming wireless induction, it can be operated by the following step: step S21, and finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if, then perform step S22, if not, then perform step S23; Step S22, finance processor starts the second Financial Information that receiving radio data reader reads, and after encryption, is sent to financial transaction centre, then, performs step S21; Step S23, finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S24, if not, then performs step S21; And step S24, finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, wherein has the very first time, the second time and the 3rd time in this finance processor.
Aforesaid have the finance trading device of element confirming wireless induction, wherein when this first light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this finance processor starts to receive this second Financial Information; When exceeding this second time, this first light emission and receiver receive this light intensity be greater than preset value, this finance processor stops receiving this second Financial Information, and transmits and interrupt Transaction Information to financial transaction centre; When within this second time, this first light emission and receiver receive this light intensity be less than preset value, and exceeded for the 3rd time, this finance processor stops receiving this second Financial Information, and transmits and interrupt Transaction Information to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, it more comprises: ACK button, is electrically connected this finance processor; Wherein, when this ACK button is pressed, this finance processor is ignored the light intensity that this first light emission and receiver receive and whether is greater than this preset value, and starts the second Financial Information that receiving radio data reader reads; Second light emission and receiver, can emission of light, and receives this light simultaneously; And light judging unit, be placed in this shell, connect this first light emission and receiver, this second light emission and receiver and this finance processor, and can judge this first light emission and receiver and this second light emission and receiver receive the intensity of this light, and transmit confirmation and interrupting information to this finance processor.
The aforesaid finance trading device with the element confirming wireless induction, wherein when this first light emission and receiver and this second light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor starts the second Financial Information that receiving radio data reader reads; After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver and this second light emission and receiver wherein arbitrary intensity receiving this light be less than preset value, and through the 3rd time, transmit interrupting information to this finance processor, the second Financial Information that this finance processor stops receiving radio data reader to read, and transmit interruption Transaction Information to financial transaction centre.
The aforesaid finance trading device with the element confirming wireless induction, wherein when this first light emission and receiver receive this light intensity be greater than preset value, simultaneously, this second light emission and receiver receive this light intensity be less than this preset value, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor starts the second Financial Information that receiving radio data reader reads; After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver receive this light intensity be less than preset value, and through the 3rd time, and this second light emission and receiver receive this light intensity be greater than this preset value, wherein during arbitrary generation, transmit interrupting information to this finance processor, the second Financial Information that this finance processor stops receiving radio data reader to read, and transmit interruption Transaction Information to financial transaction centre.
Aforesaid have the finance trading device of element confirming wireless induction, and the light that wherein this first light emission and receiver and this second light emission and receiver are launched is infrared ray.
By technique scheme, the finance trading device that the present invention has the element confirming wireless induction at least has following advantages and beneficial effect: the present invention has light emission element, can judge that whether financial transaction card is in tram, so, when the magnetic strip reader of finance trading device reads data, wireless data reader can not read data, avoids Data duplication to read.
Above-mentioned explanation is only the general introduction of technical solution of the present invention, in order to technological means of the present invention can be better understood, and can be implemented according to the content of instructions, and can become apparent to allow above and other object of the present invention, feature and advantage, below especially exemplified by preferred embodiment, and coordinate accompanying drawing, be described in detail as follows.
Accompanying drawing explanation
Fig. 1: the present invention has the first party block diagram of the finance trading device of the element confirming wireless induction;
Fig. 2: the first embodiment that the present invention has the finance trading device of the element confirming wireless induction implements constitutional diagram;
Fig. 3: the present invention has the first embodiment operational flowchart of the finance trading device of the element confirming wireless induction;
Fig. 4: the present invention has the second embodiment operational flowchart of the finance trading device of the element confirming wireless induction;
Fig. 5: the present invention has the second party block diagram of the finance trading device of the element confirming wireless induction;
Fig. 6: the 3rd embodiment that the present invention has the finance trading device of the element confirming wireless induction implements constitutional diagram;
Fig. 7: the present invention has the 3rd embodiment side view of the finance trading device of the element confirming wireless induction;
Fig. 8: the 4th embodiment that the present invention has the finance trading device of the element confirming wireless induction implements constitutional diagram;
Fig. 9: the present invention has the 4th embodiment side view of the finance trading device of the element confirming wireless induction;
Figure 10: finance trading device of the present invention is arranged in pairs or groups the enforcement state vertical view of special financial transaction card;
Figure 11: finance trading device of the present invention is arranged in pairs or groups the enforcement side view of the state of special financial transaction card;
Figure 12: the enforcement side view of the state of the financial transaction card of finance trading device collocation surface irregularity of the present invention;
Figure 13: finance trading device of the present invention has the block scheme of multiple wireless data reader;
Figure 14: finance trading device of the present invention has the enforcement constitutional diagram of multiple wireless data reader;
Figure 15: the enforcement constitutional diagram that the first light emission of finance trading device of the present invention and receiver arrange with array way.
[main element symbol description]
11: finance processor 111: the very first time
112: the second times time 113: the three
12: magnetic strip reader 13: wireless data reader
14: the first light emission and receiver 15: ACK button
16: the second light emission and receiver 17: light judging unit
21: shell 3: financial transaction card
31: transparent apertures 32: the first reflecting part
33: the second reflecting part 34: the three reflecting parts
4: financial transaction centre
S11 ~ S15: step
S21 ~ S24: step
Embodiment
For further setting forth the present invention for the technological means reaching predetermined goal of the invention and take and effect, below in conjunction with accompanying drawing and preferred embodiment, to a kind of embodiment of finance trading device, structure, feature and the effect thereof with the element confirming wireless induction proposed according to the present invention, be described in detail as follows.
Please refer to Fig. 1 to Fig. 2, wherein, Fig. 1 is the first party block diagram of finance trading device that the present invention has the element confirming wireless induction, and the first embodiment of Fig. 2 to be the present invention have finance trading device of the element confirming wireless induction implements constitutional diagram.As shown in Figure 1 and Figure 2, a kind of finance trading device with the element confirming wireless induction of the present invention, comprising: shell 21; Finance processor 11, is placed in this shell 21, and connects financial transaction centre 4 by world-wide web; Magnetic strip reader 12, be arranged at the side of this shell 21, and be electrically connected this finance processor 11, the first Financial Information can be read from magnetic stripe, and this first Financial Information is sent to this finance processor 11, wherein, this finance processor 11 is encrypted this first Financial Information, and is sent to this financial transaction centre 4; Wireless data reader 13, be arranged at this shell 21, and be electrically connected this finance processor 11, after being started by this finance processor 11, mode by wireless transmission reads the second Financial Information, and this second Financial Information is sent to this finance processor 11, wherein, this finance processor 11 is encrypted this second Financial Information, and is sent to this financial transaction centre 4; And first light emission and receiver 14, be arranged at this shell 21, and connect this finance processor 11, can emission of light, and receive this light simultaneously; Wherein, this finance processor 11 can learn this first light emission and receiver 14 receive the intensity of this light, and when the intensity of this light is greater than preset value, this finance processor 11 opens this wireless data reader 13.In the present invention, financial transaction centre 4 can be businessman, the sales end even commercial undertaking such as bank, and financial transaction centre 4 is when receiving the first Financial Information or the second Financial Information, the personal information of consumer and the title of commodity and price can be differentiated, and return suitable information to finance trading device of the present invention, to carry out financial transaction behavior.
Continue above-mentioned, in the present invention, when finance trading device of the present invention and this financial transaction centre 4 are concluded the business, if this first light emission and receiver 14 receive this light intensity when being less than preset value, just represent that financial transaction card 3 position of carrying out concluding the business is departed from, not tram above this wireless data reader 13, do not interdict the light that this first light emission and receiver 14 are launched, therefore Fail Transaction is considered as, this finance processor 11 closes this wireless data reader 13, and transmit interruption Transaction Information to financial transaction centre 4, to interrupt ongoing financial transaction behavior, in order to reach this object, in this finance processor 11, there are time 112 very first time 111, second and the 3rd time 113, when this first light emission and receiver 14 receive this light intensity be greater than preset value time, and after this very first time 111, this finance processor 11 opens this wireless data reader 13, to conclude the business, if carry out financial transaction behavior more than the second time 112, may be that financial transaction centre 4 such as not to respond at the situation, then represent Fail Transaction, this finance processor 11 closes this wireless data reader 13, and transmit interruption Transaction Information to financial transaction centre 4, to interrupt transaction, in addition, if carry out financial transaction behavior within the second time 112, this first light emission and receiver 14 receive this light intensity be less than preset value and exceeded for the 3rd time 113, represent that transaction is to half, financial transaction card 3 position is departed from, and is considered as Fail Transaction, and this finance processor 11 closes this wireless data reader 13, and transmit interruption Transaction Information to financial transaction centre 4, to interrupt transaction.
Please refer to Fig. 3, is the first embodiment operational flowchart that the present invention has the finance trading device of the element confirming wireless induction.As shown in Figure 3, a kind of finance trading device with the element confirming wireless induction of the present invention, can be operated by the following step: S11, finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if, then perform step S12, if not, then perform step S14; S12, finance processor open wireless data reader; S13, the second Financial Information that finance processor receiving radio data reader reads, and after encryption, be sent to financial transaction centre, then, perform step S11; S14, finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S15, if not, then performs step S11; S15, finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
Continue above-mentioned, finance trading device of the present invention also comprise Password Input etc. common commonly use function, be not repeated herein.In the present invention, this first light emission and receiver 14 receive this light intensity when being less than preset value, represent financial transaction card 3 not above wireless data reader 13, in order to avoid Data duplication reads, wireless data reader 13 is closed.Wireless data reader 13 is close when not using, and can save power consumption.First embodiment provides minimum necessary element of the present invention, and magnetic strip reader 12 is more often employed, but in the present invention, can be replaced the machine that other can read financial transaction card data.
Refer again to Fig. 1 and Fig. 2, wireless data reader of the present invention more can comprise ACK button 15, is electrically connected this finance processor 11; Wherein, when this ACK button 15 is pressed, this finance processor 11 is ignored the light intensity that this first light emission and receiver receive and whether is greater than this preset value, and closes this wireless data reader 13; In fig. 2, this ACK button 15 is arranged at the side of this shell 21, and in fact, this ACK button 15 can be arranged on side or the top of this shell 21, any position being convenient to press; If the light that this first light emission and receiver 14 are launched is covered in unexpected situation, the light that this first light emission and receiver 14 receive will be greater than preset value, so, data may repeat to read, in order to avoid this situation, pressing this ACK button 15 can hard closing wireless data reader 13, reads to avoid Data duplication.
Continue above-mentioned, after this ACK button 15 is triggered, this finance processor 11 closes this wireless data reader 13, after the set time, just opens this wireless data reader 13 once again; This set time can adjust according to demand, suppose 10 seconds, 9 seconds.In addition, this ACK button 15 also can be designed to only when being triggered, and just closes this wireless data reader 13.
The present invention also has more the second embodiment, refer again to Fig. 1, the element of the second embodiment of the present invention is identical with the first embodiment, difference is that this wireless data reader 13 continues to open, and continue reading second Financial Information, when this first light emission and receiver 14 receive this light intensity be greater than preset value time, finance processor 11 starts to receive this second Financial Information, be encrypted, and be sent to this financial transaction centre 4.Compared to the first embodiment, in a second embodiment, wireless data reader 13 continues to open, and continues reading second Financial Information, can increase operating speed.
Please refer to Fig. 4, is the second embodiment operational flowchart that the present invention has the finance trading device of the element confirming wireless induction.As shown in Figure 4, the second embodiment of the present invention can be operated by the following step: S21, and finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if so, then performs step S22, if not, then performs step S23; S22, finance processor starts the second Financial Information that receiving radio data reader reads, and after encryption, is sent to financial transaction centre, then, performs step S21; S23, finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S24, if not, then performs step S21; Then, S24, finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
Then the third embodiment of the present invention is introduced, please refer to Fig. 5 and Fig. 6, wherein, Fig. 5 is the second party block diagram of finance trading device that the present invention has the element confirming wireless induction, and the 3rd embodiment of Fig. 6 to be the present invention have finance trading device of the element confirming wireless induction implements constitutional diagram.As shown in Figure 5 and Figure 6, third embodiment of the invention, compared to the first embodiment, also comprises two the second light emission and receiver 16, is arranged at this shell 21, can emission of light, and receives this light simultaneously; And light judging unit 17, be placed in this shell 21, connect this first light emission and receiver 14, this second light emission and receiver 16 and this finance processor 11, and can judge this first light emission and receiver 14 and this second light emission and receiver 16 receive the intensity of this light, and transmit confirmation or interrupting information to this finance processor 11.Wherein, the light that this first light emission and receiver 14 and this second light emission and receiver 16 are launched is infrared ray, and this second light emission and receiver 16 can change quantity according to demand, in fact, the second light emission and receiver 16 can only have one.
Continue above-mentioned, when this first light emission and receiver 14 and this second light emission and receiver 16 receive this light intensity be greater than preset value time, and after this very first time 111, this light judging unit 17 transmits confirmation to this finance processor 11, and this finance processor 11 opens this wireless data reader 13; After opening this wireless data reader 13, within this second time 112, when this light judging unit 17 judges this first light emission and receiver 14 and this second light emission and receiver 16 wherein arbitrary intensity receiving this light is less than preset value, and exceeded for the 3rd time 113, transmit interrupting information to this finance processor 11, this finance processor 11 closes this wireless data reader 13, and transmits interruption Transaction Information to financial transaction centre 4.
Continuing above-mentioned, and please refer to Fig. 7, is the 3rd embodiment side view that the present invention has the finance trading device of the element confirming wireless induction.In the third embodiment, financial transaction card 3 needs to interdict the light that this first light emission and receiver 14 are launched with this second light emission and receiver 16 simultaneously, allow the first light emission and receiver 14 and this second light emission and receiver 16 receive this light intensity be greater than preset value, otherwise this light judging unit 17 can not transmit confirmation to this finance processor 11, this finance processor 11 can not open wireless data reader 13, and transaction cannot be carried out.The present invention in the third embodiment newly-increased light judging unit 17 shares the work of finance processor 11, and this wireless data reader 13 is opened or closed to the confirmation that this finance processor 11 is transmitted by this light judging unit 17 and interrupting information.
Next please see Figure 8 and Fig. 9, be the 4th embodiment enforcement constitutional diagram that the present invention has the finance trading device of the element confirming wireless induction respectively, and the present invention has the 4th embodiment side view of the finance trading device of the element confirming wireless induction.The element of the 4th embodiment is all identical with the 3rd embodiment, difference is the function mode of light judging unit 17, wherein, when this first light emission and receiver 14 receive this light intensity be greater than preset value, meanwhile, this second light emission and receiver 16 receive this light intensity be less than this preset value, and after this very first time 111, this light judging unit 17 transmits confirmation to this finance processor 11, and this finance processor 11 opens this wireless data reader 13; After opening this wireless data reader 13, within this second time 112, this light judging unit 17 judge this first light emission and receiver 14 receive this light intensity be less than preset value, and this second light emission and receiver 16 receive this light intensity be greater than this preset value, wherein arbitrary generation, and when exceeding the 3rd the time 113, transmit interrupting information to this finance processor 11, this finance processor 11 closes this wireless data reader 13, and transmits interruption Transaction Information to financial transaction centre 4.As can be known from Fig. 9, in the fourth embodiment, financial transaction card 3 only covers this first light emission and receiver 14, do not cover this second light emission and receiver 16, make this first light emission and receiver 14 receive this light intensity be greater than preset value, meanwhile, this second light emission and receiver 16 receive this light intensity be less than this preset value.Compared to the 3rd embodiment, the position of the 4th embodiment financial transaction card 3 needs more accurate.
From the above, the difference of third embodiment of the invention and the 4th embodiment is the function mode of light judging unit 17, wherein, change the judgment mode that this light judging unit 17 can change the light that this first light emission and receiver 14 receive with this second light emission and receiver 16, this finance processor 11 need not be changed, compared to the first embodiment, the product of the 3rd embodiment and the 4th embodiment can have the development of more diversification.In addition, the 3rd embodiment and the 4th embodiment, after finance processor 11 receives interrupting information, second Financial Information that can selectively stop receiving radio data reader to read, not necessarily will close wireless data reader.
The present invention can have multiple different conditions and application, please refer to Figure 10 and Figure 11, that finance trading device of the present invention is arranged in pairs or groups the enforcement state vertical view of special financial transaction card respectively, and finance trading device of the present invention is arranged in pairs or groups the enforcement side view of the state of special financial transaction card, and the Fig. 4 that arranges in pairs or groups.As shown in figs.10 and 11, special financial transaction card 3 has transparent apertures 31, and the setting of light judging unit 17 is reset, when this first light emission and receiver 14 receive this light intensity be less than preset value, simultaneously, two the second light emission and receiver 16 receive this light intensity be greater than this preset value, namely this first light emission and receiver 14 are not interdicted, when these two second light emission and receiver 16 are all interdicted, light judging unit 17 just transmits confirmation to finance processor 11; Special financial transaction card 3 has transparent apertures 31, during use, allows this transparent apertures 31 aim at this first light emission and receiver 14, allows other parts of financial transaction card 3 cover two the second light emission and receiver 16.Certainly, the setting of light judging unit 17 can have two kinds, when this first light emission and receiver 14 receive this light intensity be greater than preset value, simultaneously, two the second light emission and receiver 16 receive this light intensity when being less than this preset value, light judging unit 17 is determined as general ordinary financial transactional cards, when this first light emission and receiver 14 receive this light intensity be less than preset value, simultaneously, two the second light emission and receiver 16 receive this light intensity when being greater than this preset value, light judging unit 17 is determined as special financial transaction card.So, finance trading device of the present invention can be different because of card, and provide different transaction, and such as special financial transaction card can give a discount, or additionally can add services such as counting.
Continue above-mentioned, in addition, also can change the difference of light and the second light emission that the first light emission and receiver 14 receive and the light that receiver 16 receives in preset range, light judging unit 17 just transmits confirmation to finance processor 11.Please refer to Figure 12, is the enforcement side view of the state of the financial transaction card of finance trading device of the present invention collocation surface irregularity.As shown in figure 12, financial transaction card 3 has the first reflecting part 32, second reflecting part 33 and the 3rd reflecting part 34, during use, first reflecting part 32 will aim at one of them second light emission and receiver 16, second reflecting part 33 will aim at another second light emission and receiver 16,3rd reflecting part 34 aims at the first light emission and receiver 14, then, light judging unit 17 calculates the light difference received, whether comparison is in preset range again, just transmits confirmation to finance processor 11 in preset range.So, coordinate above-mentioned, light judging unit 17 has multiple different setting, can differentiate multiple different financial transaction card, makes transaction more diversified.
Please refer to Figure 13 and Figure 14, is the block scheme that finance trading device of the present invention has multiple wireless data reader respectively, and finance trading device of the present invention has the enforcement constitutional diagram of multiple wireless data reader.As shown in FIG. 13 and 14, finance trading device has two wireless data reader 13 and two light judging units 17, the each corresponding light judging unit 17 of each wireless data reader 13, each light judging unit 17 respectively connects first light emission and receiver 14 and two the second light emission and receiver 16, meet the setting of light judging unit 17 when financial transaction card 3 and cover the first light emission and receiver 14 and the second light emission and receiver 16, another light judging unit 17 corresponding to wireless data reader 13 can't transmit and confirm that signal is to finance processor 11.It can thus be appreciated that, when finance trading device of the present invention can avoid two wireless data reader 13 to repeat to read data.
Please refer to Figure 15, is the enforcement constitutional diagram that the first light emission of finance trading device of the present invention and receiver arrange with array way.As shown in figure 15, first light emission and receiver 14 arrange in the mode of array, so, the first light emission that the smaller financial transaction card 3 of size can interdict and receiver 14 can be fewer, relative, the financial transaction card 3 that size is larger just can interdict all first light emission and receiver 14.Finance trading device can differentiate shape or the size of financial transaction card 3, and according to its difference, makes transaction more diversified.
After above-mentioned detailed description, have a clear understanding of structure of the present invention, and can learn, the finance trading device with the element confirming wireless induction of the present invention, has light emission element, can judge that whether financial transaction card is in tram, so, when the magnetic strip reader of finance trading device reads data, wireless data reader can not read data, avoids Data duplication to read.
The above, it is only preferred embodiment of the present invention, not any pro forma restriction is done to the present invention, although the present invention discloses as above with preferred embodiment, but and be not used to limit the present invention, any those skilled in the art, do not departing within the scope of technical solution of the present invention, make a little change when the technology contents of above-mentioned announcement can be utilized or be modified to the Equivalent embodiments of equivalent variations, in every case be the content not departing from technical solution of the present invention, according to any simple modification that technical spirit of the present invention is done above embodiment, equivalent variations and modification, all still belong in the scope of technical solution of the present invention.
Claims (17)
1. there is a finance trading device for the element confirming wireless induction, it is characterized in that it comprises:
Shell;
Finance processor, is placed in this shell, and connects financial transaction centre by world-wide web;
Magnetic strip reader, be arranged at the side of this shell, and be electrically connected this finance processor, the first Financial Information can be read from magnetic stripe, and this first Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this first Financial Information, and is sent to this financial transaction centre;
Wireless data reader, be arranged at this shell, and be electrically connected this finance processor, after being started by this finance processor, mode by wireless transmission reads the second Financial Information, and this second Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this second Financial Information, and is sent to this financial transaction centre; And
First light emission and receiver, be arranged at this shell, and connect this finance processor, can emission of light, and receive this light simultaneously; Wherein, this finance processor can learn this first light emission and receiver receive the intensity of this light, and when the intensity of this light is greater than preset value, this finance processor opens this wireless data reader.
2. there is the finance trading device of the element confirming wireless induction as claimed in claim 1, it is characterized in that it is operated with the following step:
Step S11: finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if so, then performs step S12, if not, then performs step S14;
Step S12: finance processor open wireless data reader;
Step S13: the second Financial Information that finance processor receiving radio data reader reads, and after encryption, be sent to financial transaction centre, then, perform step S11;
Step S14: finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S15, if not, then performs step S11; And
Step S15: finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
3. there is the finance trading device of element as claimed in claim 1 that confirm wireless induction, it is characterized in that wherein having the very first time, the second time and the 3rd time in this finance processor.
4. there is the finance trading device of the element confirming wireless induction as claimed in claim 3, it is characterized in that wherein when this first light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this finance processor opens this wireless data reader;
When exceeding this second time after opening this wireless data reader, this first light emission and receiver receive this light intensity be greater than preset value, this finance processor closes this wireless data reader, and transmits and interrupt Transaction Information to financial transaction centre;
Within this second time, this first light emission and receiver receive this light intensity be less than preset value, and exceeded for the 3rd time, this finance processor closes this wireless data reader, and transmits and interrupt Transaction Information to financial transaction centre.
5. there is the finance trading device of the element confirming wireless induction as claimed in claim 3, it is characterized in that it more comprises:
ACK button, is arranged at this shell, is electrically connected this finance processor; Wherein, when this ACK button is pressed, this finance processor is ignored the light intensity that this first light emission and receiver receive and whether is greater than this preset value, and closes this wireless data reader;
Second light emission and receiver, be arranged at this shell, can emission of light, and receive this light simultaneously; And
Light judging unit, be placed in this shell, connect this first light emission and receiver, this second light emission and receiver and this finance processor, and can judge this first light emission and receiver and this second light emission and receiver receive the intensity of this light, and transmit confirmation and interrupting information to this finance processor.
6. there is the finance trading device of the element confirming wireless induction as claimed in claim 5, it is characterized in that wherein when this first light emission and receiver and this second light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this light judging unit transmits this confirmation to this finance processor, and this finance processor opens this wireless data reader;
After opening this wireless data reader, within this second time, when this light judging unit judges this first light emission and receiver and this second light emission and receiver wherein arbitrary intensity receiving this light is less than preset value, and exceeded for the 3rd time, transmit interrupting information to this finance processor, this finance processor closes this wireless data reader, and transmits interruption Transaction Information to financial transaction centre.
7. there is the finance trading device of the element confirming wireless induction as claimed in claim 5, it is characterized in that wherein when this first light emission and receiver receive this light intensity be greater than preset value, simultaneously, this second light emission and receiver receive this light intensity be less than this preset value, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor opens this wireless data reader;
After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver receive this light intensity be less than preset value, and this second light emission and receiver receive this light intensity be greater than this preset value, wherein arbitrary generation, and when exceeding for the 3rd time, transmit interrupting information to this finance processor, this finance processor closes this wireless data reader, and transmits interruption Transaction Information to financial transaction centre.
8. there is the finance trading device of element as claimed in claim 5 that confirm wireless induction, it is characterized in that the light that wherein this first light emission and receiver and this second light emission and receiver are launched is infrared ray.
9. there is the finance trading device of the element confirming wireless induction as claimed in claim 5, after it is characterized in that wherein this ACK button is triggered, this finance processor closes this wireless data reader, after the set time, just opens this wireless data reader once again.
10. there is a finance trading device for the element confirming wireless induction, it is characterized in that it comprises:
Shell;
Finance processor, is placed in this shell, and connects financial transaction centre by world-wide web;
Magnetic strip reader, be arranged at the side of this shell, and be electrically connected this finance processor, the first Financial Information can be read from magnetic stripe, and this first Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this first Financial Information, and is sent to this financial transaction centre;
Wireless data reader, be arranged at this shell, and be electrically connected this finance processor, mode by wireless transmission reads the second Financial Information, and this second Financial Information is sent to this finance processor, wherein, this finance processor is encrypted this second Financial Information, and is sent to this financial transaction centre; And
First light emission and receiver, be arranged at this shell, and connect this finance processor, can emission of light, and receive this light simultaneously; Wherein, this finance processor can learn this first light emission and receiver receive the intensity of this light, and when the intensity of this light is greater than preset value, this finance processor starts to receive this second Financial Information.
11. have the finance trading device of element confirming wireless induction as claimed in claim 10, it is characterized in that it is operated with the following step:
Step S21: finance processor judges whether the light intensity that the first light emission and receiver receive is greater than preset value, if so, then performs step S22, if not, then performs step S23;
Step S22: finance processor starts the second Financial Information that receiving radio data reader reads, and after encryption, is sent to financial transaction centre, then, performs step S21;
Step S23: finance processor judges whether to receive the first Financial Information from magnetic strip reader, if so, then performs step S24, if not, then performs step S21; And
Step S24: finance processor receives the first Financial Information that magnetic strip reader reads, and after encryption, is sent to financial transaction centre.
12. have the finance trading device of element confirming wireless induction as claimed in claim 10, it is characterized in that wherein having the very first time, the second time and the 3rd time in this finance processor.
13. have the finance trading device of element confirming wireless induction as claimed in claim 12, it is characterized in that wherein when this first light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this finance processor starts to receive this second Financial Information;
When exceeding this second time, this first light emission and receiver receive this light intensity be greater than preset value, this finance processor stops receiving this second Financial Information, and transmits and interrupt Transaction Information to financial transaction centre;
When within this second time, this first light emission and receiver receive this light intensity be less than preset value, and exceeded for the 3rd time, this finance processor stops receiving this second Financial Information, and transmits and interrupt Transaction Information to financial transaction centre.
14. have the finance trading device of element confirming wireless induction as claimed in claim 12, it is characterized in that it more comprises:
ACK button, is electrically connected this finance processor; Wherein, when this ACK button is pressed, this finance processor is ignored the light intensity that this first light emission and receiver receive and whether is greater than this preset value, and starts the second Financial Information that receiving radio data reader reads;
Second light emission and receiver, can emission of light, and receives this light simultaneously; And
Light judging unit, be placed in this shell, connect this first light emission and receiver, this second light emission and receiver and this finance processor, and can judge this first light emission and receiver and this second light emission and receiver receive the intensity of this light, and transmit confirmation and interrupting information to this finance processor.
15. have the finance trading device of element confirming wireless induction as claimed in claim 14, it is characterized in that wherein when this first light emission and receiver and this second light emission and receiver receive this light intensity be greater than preset value time, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor starts the second Financial Information that receiving radio data reader reads;
After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver and this second light emission and receiver wherein arbitrary intensity receiving this light be less than preset value, and through the 3rd time, transmit interrupting information to this finance processor, the second Financial Information that this finance processor stops receiving radio data reader to read, and transmit interruption Transaction Information to financial transaction centre.
16. have the finance trading device of element confirming wireless induction as claimed in claim 14, it is characterized in that wherein when this first light emission and receiver receive this light intensity be greater than preset value, simultaneously, this second light emission and receiver receive this light intensity be less than this preset value, and after this very first time, this light judging unit transmits confirmation to this finance processor, and this finance processor starts the second Financial Information that receiving radio data reader reads;
After opening this wireless data reader, within this second time, this light judging unit judge this first light emission and receiver receive this light intensity be less than preset value, and through the 3rd time, and this second light emission and receiver receive this light intensity be greater than this preset value, wherein during arbitrary generation, transmit interrupting information to this finance processor, the second Financial Information that this finance processor stops receiving radio data reader to read, and transmit interruption Transaction Information to financial transaction centre.
17. have the finance trading device of element confirming wireless induction as claimed in claim 10, it is characterized in that the light that wherein this first light emission and receiver and this second light emission and receiver are launched is infrared ray.
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| CN201310468174.6A CN104574688B (en) | 2013-10-09 | 2013-10-09 | There is the finance trading device of the element confirming wireless induction |
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| CN201310468174.6A CN104574688B (en) | 2013-10-09 | 2013-10-09 | There is the finance trading device of the element confirming wireless induction |
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| CA2239008A1 (en) * | 1996-10-01 | 1998-04-09 | Omega Digital Data Inc. | Financial transaction terminal and components therefor |
| US8434678B1 (en) * | 1998-11-27 | 2013-05-07 | Diebold Self-Service Systems | Banking system controlled responsive to data bearing records to sequentially provide preassigned ordered marketing campaign presentations to a particular individual over different transactions |
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| CN104574688B (en) | 2017-03-01 |
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