CN104573985A - System for bidding, tendering and cash deposit management - Google Patents
System for bidding, tendering and cash deposit management Download PDFInfo
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- CN104573985A CN104573985A CN201510040327.6A CN201510040327A CN104573985A CN 104573985 A CN104573985 A CN 104573985A CN 201510040327 A CN201510040327 A CN 201510040327A CN 104573985 A CN104573985 A CN 104573985A
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- bid
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0611—Request for offers or quotes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
- G06Q30/0619—Neutral agent
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Abstract
The invention relates to a system for bidding, tendering and cash deposit management. In the bidding and tendering process, a common resource trading center, a bidder, a bank and a tenderee are involved. The system for bidding, tendering and cash deposit management comprises a through train platform, the through train platform is connected with a web portal of the common resource trading center and comprises a WEB server, a transmission server and a database server. The system is reasonable in design and is an exclusive settlement service product for bidding and tendering services, an all-dimensional and multi-channel fund and information management function is provided through the product, the system is used for centralized and unified management and centralized and unified scheduling on funds like bidding and tendering cash deposits related in the trading process, and a convenient and rapid mode is provided for legally paying the bidding cash deposits by a bidding unit.
Description
Technical field
The present invention relates to a kind of for bid and guaranty money's management system, it is a kind of comprehensive financial service platform built for bid business, centralized and unified management and scheduling are realized to funds such as the bid guaranty money related in process of exchange, pays tender bond with closing rule for tenderer in accordance with the law and mode is easily provided.
Background technology
Along with modern economy social development, banking industry starts to face larger opportunities and challenges.Under standing in overall situation with keen competition, commercial bank must plan from higher starting point, development of promoting business, to serve and to adapt to the market of more and more diversification and the client of more and more " cunning ".Especially with the rapid spread of internet industry, electronic banking becomes the main channel of commercial banking innovation gradually, providing safer for client, while financial service easily, also brings new life for bank self.
In traditional bidding activity, tenderer must arrive the spot that bid inviter specifies and buy bidding document, submits guaranty money etc., in these business procedures, the information of tenderer is easily revealed, easily causes and enclose mark, unlawful practice such as string mark etc., and guaranty money manages not easily, guaranty money to pay and return formality loaded down with trivial details, inefficiency, affects the use of fund.
Chinese Patent Application No. 201210132498.8, disclose a kind of long-range Bidding system and system, it mainly uses digital certificate to carry out digital signature and encryption to tender documents, is conducive to improving data security, but does not have detailed scheme explanation to the management aspect of guaranty money.
Summary of the invention
Technical matters to be solved by this invention to overcome in prior art existing above-mentioned deficiency, and provide a kind of reasonable in design, to the funds such as bid guaranty money realize centralized and unified management and scheduling for bid and guaranty money's management system.
The present invention solves the problems of the technologies described above adopted technical scheme: a kind of for bid and guaranty money's management system, bidding and tendering process relates to public resource trade center, tenderer, bank, bid inviter, it is characterized in that: described comprises through train platform for bid and guaranty money's management system, through train platform is connected with the portal website of public resource trade center, and through train platform comprises WEB server, forwarding server, database server.
Described WEB server is deployed in interconnected barrier, uses double netcard, for issuing WEB application, receives the redirect transaction of portal website.
Described forwarding server and database server are all deployed in LAN (Local Area Network), and forwarding server is connected with database server; Described WEB server is not directly connected with database, WEB server and database mutual, completes by calling forwarding service.Forwarding server, simultaneously by the mode of special line, outreaches platform with bank regional characteristics system and carries out information interaction.
Real time data is carried out by web Service interface mutual between portal website of the present invention and WEB server.
The page between portal website of the present invention and WEB server can carry out redirect; During jump page, portal website uses rsa encryption mode to encrypt URL parameter, ensures the security of page jump.
WEB server of the present invention is connected with the internet banking system of bank, and WEB server jumps to the internet banking system page by the mode of page jump.
Forwarding server of the present invention, provides the service of forwarding for platform web server calls, outreaches platform simultaneously carry out the mutual of real-time deal with bank characteristic system.
Operating process of the present invention is:
(1) tenderer logs in portal website's typing customer information of public resource trade center, after approval, information is sent to through train platform;
(2) tenderer opens tender bond specified account in bank, and customer information associates with specified account by bank, and related information is sent to through train platform;
(3) tenderer gets transaction voucher coding, and when tenderer submits a tender, transaction voucher coding is got by the portal website that need log in public resource trade center, and the voucher number of extraction is sent to through train platform;
(4) tenderer pays guaranty money, and tenderer, with transaction voucher coding, is transferred accounts by Web bank, cabinet face, inter-bank, the channel such as self-aided terminal pays guaranty money; Support using Letter of Bank Guarantee, guaranty money's UNPROFOR as guarantee mode;
(5) information association and verification, after tenderer deposits guaranty money, the information depositing fund need encode with transaction voucher and associate, end information day after association is sent to through train platform after validity check; Use Web bank to handle after guaranty money fully deposits, system completes the association of relevant information automatically; Use teller special transaction, Possum channel handles after guaranty money deposits, system completes the pre-association of relevant information automatically; Using inter-bank the mode such as to turn handles after guaranty money deposits, and the mode such as system Auto-matching, client web site self-help operation, the artificial amended record of teller can be adopted to associate;
(6) project opening of bid information generates, according to the project opening of bid instruction that public resource trade center sends, generate tenderer, deposit guaranty money's amount of money, deposit the project opening of bid relevant informations such as time, and will feed back public resource trade center, after project opening of bid, relevant information allows inquiry;
(7) tender bond is return, and after having opened bid, the guaranty money according to public resource trade center returns instruction, is audited and after amended record relevant information, tender bond is return tenderer by bank.
The present invention compared with prior art, there is following positive effect: reasonable in design, it is the exclusive clearing service product for bid business, product provides comprehensive, fund by all kinds of means and information management function, for realizing centralized and unified management and scheduling to funds such as the bid guaranty money related in process of exchange, pay tender bond with closing rule for tenderer in accordance with the law and provide mode easily, and made innovation in many-side, major advantage is as follows:
(1) in business function, realize bank to dock with public resource trade center, the whole process electronic management that Realization of Product guaranty money pays, verify, return, guaranty money pays, information association, validity check be without the need to public resource trade center personnel manual intervention; When guaranty money returns, center personnel only needs transmission to return instruction, can realize automatically returning.Compared to traditional way, new technological process effectively improves the management and service usefulness of public resource trade center.Meanwhile, this product is that client provides multimode, guaranty money by all kinds of means pays mode, and it is more convenient that the guaranty money of tenderer pays.Multimode refer to tenderer can by transferring accounts, letter of guarantee ensures, the mode of guaranty money's UNPROFOR pays guaranty money; Refer to that tenderer by bank net, cabinet face, pay public self-aided terminal, also can select to pay from other bank's inter-bank, select very many, also very convenient by all kinds of means.
(2) in system, have employed guaranty money and pay the tupe that information and bid bid section information is separated, bank and public resource trade center preserve half information separately, and the strict encryption of middle intercropping, when only having bid section to open bid, after public resource trade center sends instruction, tenderer's information of full dose could be obtained from system, ensure that tenderer's information maintains complete secrecy before opening of bid.Meanwhile, the difficult problem such as Information Security, guaranty money's interest-bearing is efficiently solved by multiple technologies means such as the communication of integrated use message encryption, information realtime interactive, distributed data storage, flowing water case-by-case registration veritifications.
(3) in products application, specification tender bond business processing flow, promote bid business handling efficiency, parameterized treatment mechanism makes product can adapt to each public resource trade center demand well simultaneously, simultaneously, also pay for tenderer guaranty money and formulated special deduction and exemption policy of closing the account, reduce enterprise cost, enterprise is really enjoyed save time, save money, labour-saving is economical.For sales department provides strong product to support.
(4) whole process electronic service is safe and efficient.Realize transaction voucher code printing, guaranty money pays, information association, validity check, the whole process electronic management of each service link such as to return, guarantee that fund fast and safely arrives account, effectively promote efficiency in the use of funds.
(5) multimode is paid guaranty money and is met different demand by all kinds of means.Tenderer can use the various ways such as payment by the transfer of accounts, letter of guarantee, UNPROFOR to pay guaranty money, and supports that the multiple support channels such as Net silver, Possum, cabinet face are handled, and meets client and pays mode to guaranty money and pay comprehensive demand of channel.In addition, tenderer also can open bid specified account in bank, realize tender bond in real time to account with return fast, realize bid business and efficiently handle.
(6) Self-Service is convenient and swift.Tenderer is home-confined just to handle guaranty money by bid through train website and pays, associates confirmation, pays status poll, returns the operations such as progress queries, simultaneously, each key business link also will provide inform by short message, and omnidistance intimate service allows tenderer feel more relieved.
(7) good environment for bidding is built in the supervision of specification tender bond.Before opening of bid, tenderer guaranty money pays information separate, stored, holds in close confidence; After opening of bid, guaranty money returns in time by instruction, and specification bears interest, and realizes the standardized administration of whole process tender bond, builds open, fair and impartial market competition environment better.
Accompanying drawing explanation
Fig. 1 is process flow diagram of the present invention.
Embodiment
Below in conjunction with embodiment, the present invention is described in further detail, and following examples are explanation of the invention and the present invention is not limited to following examples.
Embodiment:
See Fig. 1, bidding and tendering process relates to public resource trade center, tenderer, bank, bid inviter, described comprises through train platform for bid and guaranty money's management system, through train platform is connected with the portal website of public resource trade center, and through train platform comprises WEB server, forwarding server, database server.
Described WEB server is deployed in interconnected barrier, uses double netcard, for issuing WEB application, receives the redirect transaction of portal website.
Described forwarding server and database server are all deployed in LAN (Local Area Network), and forwarding server is connected with database server; Described WEB server is not directly connected with database, WEB server and database mutual, completes by calling forwarding service.Forwarding server, simultaneously by the mode of special line, outreaches platform with bank regional characteristics system and carries out information interaction.
Real time data is carried out by web Service interface mutual between portal website of the present invention and WEB server.
The page between portal website of the present invention and WEB server can carry out redirect; During jump page, portal website uses rsa encryption mode to encrypt URL parameter, ensures the security of page jump.
WEB server of the present invention is connected with the internet banking system of bank, and WEB server jumps to the internet banking system page by the mode of page jump.
Forwarding server of the present invention, provides the service of forwarding for platform web server calls, outreaches platform simultaneously carry out the mutual of real-time deal with bank characteristic system.
Operating process of the present invention is:
(1) tenderer logs in portal website's typing customer information of public resource trade center, after approval, information is sent to through train platform;
(2) tenderer opens tender bond specified account in bank, and customer information associates with specified account by bank, and related information is sent to through train platform;
(3) tenderer gets transaction voucher coding, and when tenderer submits a tender, transaction voucher coding is got by the portal website that need log in public resource trade center, and the voucher number of extraction is sent to through train platform;
(4) tenderer pays guaranty money, and tenderer, with transaction voucher coding, is transferred accounts by Web bank, cabinet face, inter-bank, the channel such as self-aided terminal pays guaranty money; Support using Letter of Bank Guarantee, guaranty money's UNPROFOR as guarantee mode;
(5) information association and verification, after tenderer deposits guaranty money, the information depositing fund need encode with transaction voucher and associate, end information day after association is sent to through train platform after validity check; Use Web bank to handle after guaranty money fully deposits, system completes the association of relevant information automatically; Use teller special transaction, Possum channel handles after guaranty money deposits, system completes the pre-association of relevant information automatically; Using inter-bank the mode such as to turn handles after guaranty money deposits, and the mode such as system Auto-matching, client web site self-help operation, the artificial amended record of teller can be adopted to associate;
(6) project opening of bid information generates, according to the project opening of bid instruction that public resource trade center sends, generate tenderer, deposit guaranty money's amount of money, deposit the project opening of bid relevant informations such as time, and will feed back public resource trade center, after project opening of bid, relevant information allows inquiry;
(7) tender bond is return, and after having opened bid, the guaranty money according to public resource trade center returns instruction, is audited and after amended record relevant information, tender bond is return tenderer by bank.
Although the present invention with embodiment openly as above; but it is also not used to limit protection scope of the present invention; any technician being familiar with this technology, not departing from the change and retouching done in the spirit and scope of the present invention, all should belong to protection scope of the present invention.
Claims (5)
1. one kind for bid and guaranty money's management system, bidding and tendering process relates to public resource trade center, tenderer, bank, bid inviter, it is characterized in that: described comprises through train platform for bid and guaranty money's management system, through train platform is connected with the portal website of public resource trade center, and through train platform comprises WEB server, forwarding server, database server;
Described WEB server is deployed in interconnected barrier, uses double netcard, for issuing WEB application, receives the redirect transaction of portal website;
Described forwarding server and database server are all deployed in LAN (Local Area Network), and forwarding server is connected with database server; Described WEB server is not directly connected with database, WEB server and database mutual, completes by calling forwarding service.
2. according to claim 1 for bid and guaranty money's management system, it is characterized in that: carry out real time data by web Service interface between described portal website and WEB server mutual.
3. according to claim 2 for bid and guaranty money's management system, it is characterized in that: the page between described portal website and WEB server can carry out redirect; During jump page, portal website uses rsa encryption mode to encrypt URL parameter.
4. according to claim 3 for bid and guaranty money's management system, it is characterized in that: described WEB server is connected with the internet banking system of bank, WEB server jumps to the internet banking system page by the mode of page jump.
5. according to claim 3 or 4 for bid and guaranty money's management system, it is characterized in that: its operating process is:
(1) tenderer logs in portal website's typing customer information of public resource trade center, after approval, information is sent to through train platform;
(2) tenderer opens tender bond specified account in bank, and customer information associates with specified account by bank, and related information is sent to through train platform;
(3) tenderer gets transaction voucher coding, and when tenderer submits a tender, transaction voucher coding is got by the portal website that need log in public resource trade center, and the voucher number of extraction is sent to through train platform;
(4) tenderer pays guaranty money, and tenderer, with transaction voucher coding, pays guaranty money;
(5) information association and verification, after tenderer deposits guaranty money, the information depositing fund need encode with transaction voucher and associate, end information day after association is sent to through train platform after validity check;
(6) project opening of bid information generates, and according to the project opening of bid instruction that public resource trade center sends, generate project opening of bid relevant information, and will feed back public resource trade center, after project opening of bid, relevant information allows inquiry;
(7) tender bond is return, and after having opened bid, the guaranty money according to public resource trade center returns instruction, is audited and after amended record relevant information, tender bond is return tenderer by bank.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510040327.6A CN104573985A (en) | 2015-01-27 | 2015-01-27 | System for bidding, tendering and cash deposit management |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510040327.6A CN104573985A (en) | 2015-01-27 | 2015-01-27 | System for bidding, tendering and cash deposit management |
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| CN104573985A true CN104573985A (en) | 2015-04-29 |
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| CN201510040327.6A Pending CN104573985A (en) | 2015-01-27 | 2015-01-27 | System for bidding, tendering and cash deposit management |
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Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105678599A (en) * | 2015-12-30 | 2016-06-15 | 福建随行软件有限公司 | ttTarget guarantee fund management method |
| CN107016602A (en) * | 2017-04-19 | 2017-08-04 | 国网冀北电力有限公司物资分公司 | The management method and management system of tender bond |
| CN107025582A (en) * | 2016-01-29 | 2017-08-08 | 上海摩诃网络科技有限公司 | Online bidding method and its online bidding system |
| CN107256481A (en) * | 2017-06-09 | 2017-10-17 | 深圳市斯维尔科技股份有限公司 | Receive Withdrawing method, device, terminal and computer-readable recording medium |
| CN107767136A (en) * | 2017-10-20 | 2018-03-06 | 山东省城市商业银行合作联盟有限公司 | A kind of more account safety partition methods and system |
| CN108389100A (en) * | 2017-05-09 | 2018-08-10 | 昆明天泰电子商务有限公司 | A kind of financial process method based on network trading |
| CN109474666A (en) * | 2018-10-12 | 2019-03-15 | 厦门海迈科技股份有限公司 | Bid opening and bid appraisal place management method, device and storage medium |
| CN110738556A (en) * | 2018-07-20 | 2020-01-31 | 上海怿智信息科技有限公司 | Bid deposit management system |
| CN111353000A (en) * | 2020-03-06 | 2020-06-30 | 标信智链(杭州)科技发展有限公司 | Transaction network system, method and device for safely opening electronic insurance |
| CN111383085A (en) * | 2020-03-04 | 2020-07-07 | 贵州光奕阳数据技术有限公司 | Electronic bidding and bidding guarantee fund management system based on block chain technology |
| CN112182596A (en) * | 2020-03-24 | 2021-01-05 | 工保科技(浙江)有限公司 | Method for bidding and opening bid through electronic insurance policy system and data security method |
-
2015
- 2015-01-27 CN CN201510040327.6A patent/CN104573985A/en active Pending
Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105678599A (en) * | 2015-12-30 | 2016-06-15 | 福建随行软件有限公司 | ttTarget guarantee fund management method |
| CN107025582A (en) * | 2016-01-29 | 2017-08-08 | 上海摩诃网络科技有限公司 | Online bidding method and its online bidding system |
| CN107016602A (en) * | 2017-04-19 | 2017-08-04 | 国网冀北电力有限公司物资分公司 | The management method and management system of tender bond |
| CN108389100A (en) * | 2017-05-09 | 2018-08-10 | 昆明天泰电子商务有限公司 | A kind of financial process method based on network trading |
| CN107256481A (en) * | 2017-06-09 | 2017-10-17 | 深圳市斯维尔科技股份有限公司 | Receive Withdrawing method, device, terminal and computer-readable recording medium |
| CN107767136A (en) * | 2017-10-20 | 2018-03-06 | 山东省城市商业银行合作联盟有限公司 | A kind of more account safety partition methods and system |
| CN110738556A (en) * | 2018-07-20 | 2020-01-31 | 上海怿智信息科技有限公司 | Bid deposit management system |
| CN109474666A (en) * | 2018-10-12 | 2019-03-15 | 厦门海迈科技股份有限公司 | Bid opening and bid appraisal place management method, device and storage medium |
| CN111383085A (en) * | 2020-03-04 | 2020-07-07 | 贵州光奕阳数据技术有限公司 | Electronic bidding and bidding guarantee fund management system based on block chain technology |
| CN111383085B (en) * | 2020-03-04 | 2023-06-02 | 光奕科数据技术有限公司 | Electronic bidding and bidding guarantee money management system based on blockchain technology |
| CN111353000A (en) * | 2020-03-06 | 2020-06-30 | 标信智链(杭州)科技发展有限公司 | Transaction network system, method and device for safely opening electronic insurance |
| CN111353000B (en) * | 2020-03-06 | 2023-12-29 | 标信智链(杭州)科技发展有限公司 | Transaction network system, method and device for safely making electronic warranty |
| CN112182596A (en) * | 2020-03-24 | 2021-01-05 | 工保科技(浙江)有限公司 | Method for bidding and opening bid through electronic insurance policy system and data security method |
| CN112182596B (en) * | 2020-03-24 | 2021-12-31 | 工保科技(浙江)有限公司 | Method for bidding and opening bid through electronic insurance policy system and data security method |
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Application publication date: 20150429 |