CN104463567B - A kind of secure electronic transaction method and system - Google Patents

A kind of secure electronic transaction method and system Download PDF

Info

Publication number
CN104463567B
CN104463567B CN201310422396.4A CN201310422396A CN104463567B CN 104463567 B CN104463567 B CN 104463567B CN 201310422396 A CN201310422396 A CN 201310422396A CN 104463567 B CN104463567 B CN 104463567B
Authority
CN
China
Prior art keywords
evidence
payment
merchandise news
information
unit
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CN201310422396.4A
Other languages
Chinese (zh)
Other versions
CN104463567A (en
Inventor
梁睿
赵永宽
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Aisino Corp
Original Assignee
Aisino Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Aisino Corp filed Critical Aisino Corp
Priority to CN201310422396.4A priority Critical patent/CN104463567B/en
Publication of CN104463567A publication Critical patent/CN104463567A/en
Application granted granted Critical
Publication of CN104463567B publication Critical patent/CN104463567B/en
Active legal-status Critical Current
Anticipated expiration legal-status Critical

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

Abstract

The present invention relates to a kind of secure electronic transaction method and system of resisting denying, to solve to deny dispute present in electronic transaction.The present invention is on the basis of traditional secure electronic transaction, there is provided the electronic evidence of two kinds of signature values comprising important transaction data and time of signing：Merchandise news evidence and payment information evidence, non-repudiation is provided easily to occur to deny the information of dispute.In process of exchange, by submitting the electronic evidence by checking, cumbersome transaction authentication flow is reduced, while ensure the confidentiality and integrity of data in whole Transaction Process using asymmetric cryptographic algorithm and hash algorithm.

Description

A kind of secure electronic transaction method and system
Technical field
The present invention relates to the secure electronic transaction method of e-commerce field and the resisting denying technology of information security field, More particularly to the secure electronic transaction method and system of resisting denying.
Background technology
As developing by leaps and bounds for the communication technology is widely available with the Internet, applications, ecommerce is as a kind of new net The upper online methods of conducting trade, it is the same with conventional business, play an important role.How under open internet environment electronics is ensured The safety of transaction data in process of exchange, safe e-payment how is carried out, and provide reliable resisting denying service to turn into The key of ecommerce successful application.
E-payment means of the means of payment based on trusted third party's payment platform as current main flow, obtain extensively Application, such as Alipay and wealth pay it is logical etc..But with the extensive use of electronic transaction, the security threat in electronic transaction Continue to bring out.Current already present Secure Electronics Transactions protocol, it using symmetrical and asymmetric cryptographic algorithm is process of exchange to be all In data confidentiality and integrity service is provided, but the Transaction Disputes caused by honesty issue are not solved effectively Certainly.Such as the commodity that receive of buyer are inconsistent with merchandise news that businessman describes, paid caused by buyer's embezzlement of bank card Dispute etc..Therefore specific resisting denying scheme is needed to solve the problems, such as electronic transaction dispute.
Resisting denying service is intended to generate, collects, safeguards the evidence of declared event or action, and the evidence is obtained simultaneously And confirm the evidence, solve to occur on certain event or action or dispute caused by not occurring with this.（Referring to《Information skill Art-safe practice-resisting denying-third portion：Use the mechanism of asymmetric techniques》）.Digital signature technology can provide resisting denying Evidence, it can differentiate and ensure the primary and authenticity of electronic data, so as to provide resisting denying service.Digital signature technology Combination with digital certificate technique can realize the identification of same system, so as to coming for accurate track digital signature Source is so as to reaching the non-repudiation of data.
The content of the invention
The technical problems to be solved by the invention are that various transaction are entangled caused by denial behavior in order to solve in electronic transaction Confusingly, and specific electronic evidence classification, generation method, storage location, storage time, the problems such as the validity of electronic evidence, The present invention provides a kind of secure electronic transaction method and system of resisting denying, is made using the significant data that dispute easily occurs in transaction Ensure the rights and interests of both parties for electronic evidence, so as to provide preferably solution for Transaction Disputes.
The present invention is proposed under based on the trade mode for possessing Third-party payment platform, i.e. the payment of customer, businessman Completed with operations such as clearing on payment platform, customer and businessman complete identity registration on payment platform first, obtain oneself Digital certificate and ID number, payment platform can be searched by system ID number corresponding to digital certificate verify customer and businessman Data transfer between identity information, wherein customer and businessman and payment platform is carried out in a manner of SSL.Payment platform and silver Capable moneytary operations flow is not within the scope of involved in the present invention.
In electronic transaction process, the factor that denial hidden danger be present mainly includes merchandise news and payment information.Wherein business Product information is ostensible, including the number of commodity, size, material, the key message such as real time price；Payment information is can not be public Open, include the information such as the amount of money of customer payment, draw bank card account.In the present invention for the two important transaction because Element, merchandise news evidence and payment information evidence are form respectively, the card such as the signature comprising information, signature time and signature identity According to the factor, so that when Transaction Disputes occur, by providing effectively resisting denying evidence, to ensure the interests of both parties.
According to the embodiment of the present invention, it is proposed that it is a kind of can be with the secure electronic transaction method and system of resisting denying：
（1）Customer browses commodity in Online Store, after producing purchase intention, is generated by the transaction request for buying client Unit generates transaction request, and merchant client is sent to by transmitting element.
（2）After merchant client receives transaction request by receiving unit, the commodity are checked by query unit first Stock.As out of stock, then directly Cancelled Transaction to purchase client hair message.If in stock, first by signature unit to business Product information is digitally signed, and is then packaged into digital signature value, current time and the system ID number of oneself by encapsulation unit Merchandise news evidence, calculate the Hash Value of merchandise news evidence.Next sequence information, bag are generated by sequence information generation unit Purchase merchandise news, customer's logistics information are included, pays total amount etc., then the first ciphering unit is distinguished using payment platform public key Total amount information and the merchandise news evidence Hash Value that customer need is paid are encrypted, the second ciphering unit utilizes the public key pair of customer Merchandise news evidence, evidence Hash Value, local digital certificate, sequence information and the payment total amount of the encryption information encrypted are again Secondary encryption, then it is sent to purchase client using the result after encryption as transaction request response by transmitting element.
（3）After purchase client receives the response message of merchant client, decryption unit is using the private key of oneself to it Decryption, obtains sequence information, merchandise news evidence etc..Solution signature unit extracts businessman's public key from the digital certificate received, Solution label are carried out to the signature value in merchandise news evidence, obtain merchandise news.Payment information generation unit is in verification sequence information After merchandise news, payment information is generated, then payment information is signed using the private key of oneself by ciphering unit, signature value, Current time and the ID number of oneself are encrypted to form payment information evidence；Subsequent transmitting element is by SSL modes to payment platform Submit and pay request, including payment information evidence, add merchandise news evidence, the merchandise news card of encryption that businessman sends According to Hash Value and encryption payment total amount information.
（4）After payment platform receives the payment request of purchase client, profit is decrypted to message by decryption unit Decrypt to obtain merchandise news evidence Hash Value with private key and pay total amount information.Verification authentication unit utilizes evidence Hash Value core To the integrality of merchandise news evidence, then the ID number in evidence checks both parties' identity respectively, and corresponding to lookup Digital certificate, the public key for being utilized respectively both sides verify electronics to the signature solution label in merchandise news evidence and payment information evidence The authenticity of evidence, finally check merchandise news and whether payment information is correct；Pass through transmitting element if payment information mistake Payment error response is sent to purchase client, it is desirable to which customer changes order；Correctly, then delivery operation is carried out.After paying successfully, Sent from transmitting element to businessman and authorize Shipping Information, and sent to customer and pay success response.
The merchandise news evidence and payment information evidence of this transaction are stored in the data storage storehouse of payment platform, for solution The Transaction Disputes that may certainly occur below provide electronic evidence.After merchandising successfully, merchandise news evidence is destroyed, retains payment information Evidence for a period of time, in case occur customer's bank account dispute when evident information is provided.
（5）After businessman receives mandate Shipping Information, delivery, customer is waited to confirm commodity.
（6）It is satisfied after customer receives commodity, then confirm to receive.Dealing money is included in Merchant Account by payment platform.Instead Customer apply for right-safeguarding arbitration, payment platform arbitrated according to the merchandise news evidence and payment information evidence of preservation.
The beneficial effect of the present invention compared with prior art：By providing two kinds of effective electronic evidences：Merchandise news is demonstrate,proved According to payment information evidence, and asymmetric cryptographic algorithm and timestamp mechanism, provide safe guarantor for the process of electronic transaction Barrier and resisting denying service.Compared with conventional secure electronic transaction method, the stream of transaction is reduced under higher demand for security Journey, confidentiality and integrity service is provide not only, additionally provide undeniable sex service, by customer to Business Information evidence First checking, reduce businessman, customer with the interaction times of payment platform, improve the efficiency and safety of online electronic transaction Property.
Brief description of the drawings
Accompanying drawing 1 is the secure electronic transaction method flow according to embodiment of the present invention；
Accompanying drawing 2 is the safe electronic transaction system block diagram according to embodiment of the present invention.
Embodiment
Herein presented name word symbol is explained first below：
C：Customer.
S：Businessman.
P：Third-party payment platform.
Cert(U)：U digital certificate.
IDX：X ID number.
CI：Merchandise news, include the number of commodity, size, color, material, real time price Price.
EVICI：Merchandise news evidence.
TP：Commodity price adds the total amount of logistics cost.
LI：Logistics information.
PI：Payment information, including payment PayAnt, draw bank card account, beneficiary account.
EVIPI：Payment information evidence.
OI：Sequence information, include the information of purchase commodity, Merchant ID, customer ID, exchange hour, total cost need to be paid.
E(A)PKB：Public key B encrypts to message A.
D(A)SKB：Private key B decrypts to ciphertext A.
S(A)SKB：Private key B signs to message A.
V(A)PKB：Public key B is to signature A solution signatures.
H(A)：Hash calculation is carried out to message A.
The secure electronic transaction method of the resisting denying of the present invention is made into one below by specific embodiment and combination Fig. 1 The description of step.
Customer C and businessman S are paid and settled accounts by Third-party payment platform P, and what P was responsible for providing customer and businessman is System ID and digital certificate, both parties carry out electronic transaction by below scheme：
（1）Customer C sends transaction request and gives businessman S：Req_Buy(CI||IDC||LI).
（2）Businessman S receives Req_Buy, checks stock information,
If a) CI.num=0, the transaction request response of short supply is sent：Res_Buy(OFS).
If b) CI.num>0, generation sequence information OI=CI | | LI | | TP | | IDS | | IDC；
C) and then merchandise news evidence EVICI is generated, and it is T1, EVICI=S (CI) SKS to record current time | | IDS | | T1。
D) transaction request response Res_Buy is sent：E(EVICI,E(H(EVICI))PKP,Cert(S),OI,E(TP)PKP) PKC。
（3）After customer C receives Res_Buy, D (Res_Buy) SKC is decrypted to it, obtains EVICI, OI, Cert (S) Deng.
According to the public key PKS of digital certificate Cert (S) the extraction businessmans received, then the signature in EVICI is carried out Solution signature：V (EVICI.sign) PKS=CI, the information in CI is checked, if correctly, merchandise news proof validation passes through.
Payment information PI is generated according to sequence information OI.Then payment information evidence EVIPI is generated, and records payment and submits Time is T2, EVIPI=S (PI) SKC | | IDC | | T2.
Generation pays request Req_Pay：E (EVIPI, EVICI, E (H (EVICI)) PKP, E (TP) PKP) PKP, to payment Platform P sends Req_Pay.
（4）Payment platform P receives Req_Pay after the payment request of user, decrypts D (Req_ with oneself private key first Pay) SKP, EVIPI, EVICI, E (H (EVICI)) PKP and E (TP) PKP are obtained.Again to E (H (EVICI)) PKP and E (TP) PKP It is decrypted：D (H (EVICI)) PKP) SKP=H (EVICI), D (E (TP) PKP) SKP=TP.
Then Hash operation is carried out to EVICI, the same H of obtained result (EVICI) is compared, if the same verifies commodity Information evidence EVICI is not tampered.
Next the ID number of customer and businessman are extracted according to EVIPI and EVICI, corresponding certificate is found according to ID number Cert (S), Cert (C), the signature in EVIPI and EVICI is verified with corresponding public key PKS, PKC respectively.Such as checking By i.e. V (EVICI.sign) PKS=CI, V (EVIPI.sign) PKC=PI, then proving that EVICI and EVIPI is effective electronics Transaction evidence.
Buyer payment PayAnt is extracted from PI below, compares PayAnt and TP：
If TP!=PayAnt, then send payment error response Res_Pay (ErrAcount).
If TP=PayAnt, delivery operation is carried out.Operate successfully, sent to businessman and authorize Shipping Information AuthDL, and Sent to customer and pay success response Res_Pay (Success)；Otherwise, payment error response Res_Pay is sent to customer (ErrPay)。
（5）Situation 1：Customer receives Res_Pay (Success), then waits and receiving.After arrival, check that commodity have no problem, Nothing, then confirm to receive；It is problematic, consult with businessman, once consulting failure, then arbitrated to payment platform application third party.
Situation 2：Customer receives Res_Pay (ErrPay) or Res_Pay (ErrAcount), resubmits payment request, Return to step 3）.
（6）After businessman receives AuthDL, delivery operation is carried out according to sequence information OI.Buyer is waited to confirm.
（7）Payment problem is arbitrated.When customer initiates requests for arbitration Req_Arb, payment platform carries according to requests for arbitration content For corresponding electronic evidence to arbitration organ.
Merchandise news evidence is successfully deflected and released suddenly with merchandising, and payment information evidence then preserves one month, in case bank Used during account dispute as electronic evidence.
With reference to the accompanying drawings 2, the affaris safety trade system is by purchase client, merchant client and payment platform three parts group Into, it is described purchase client include transaction request generation unit, transmitting element, receiving unit, ciphering unit, decryption unit and Solve signature unit；The merchant client includes query unit, signature unit, encapsulation unit, sequence information generation unit, first Ciphering unit, the second ciphering unit and transmitting element and receiving unit；The payment platform includes decryption unit, verification checking Unit, transmitting element, receiving unit and memory cell.
Wherein, customer browses commodity in Online Store, after producing purchase intention, is given birth to by the transaction request for buying client Transaction request is generated into unit, is sent to merchant client.
After merchant client receives transaction request by receiving unit, the commodity storehouse is checked by query unit first Deposit.As out of stock, then directly Cancelled Transaction to purchase client hair message（Received by purchase client receiving unit）.If depositing Goods, merchandise news is digitally signed by signature unit first, then by encapsulation unit by digital signature value, current time Merchandise news evidence is packaged into the system ID number of oneself, calculates the Hash Value of merchandise news evidence.Next by sequence information Generation unit generates sequence information, including purchase merchandise news, customer's logistics information, pays total amount etc., then the first encryption Unit using payment platform public key encrypt respectively customer need payment total amount information and merchandise news evidence Hash Value, second Ciphering unit using customer public key to merchandise news evidence, encryption evidence Hash Value, local digital certificate, sequence information with And the payment total amount information of encryption is encrypted again, then sent out by transmitting element using the result after encryption as transaction request response Give purchase client.
After purchase client receives the response message of merchant client, decryption unit is solved using the private key of oneself to it It is close, obtain sequence information, merchandise news evidence etc..Solution signature unit extracts businessman's public key from the digital certificate received, right Signature value in merchandise news evidence carries out solution label, obtains merchandise news.Payment information generation unit verification sequence information and After merchandise news, generate payment information, then by ciphering unit using the private key of oneself to payment information sign, signature value, when Preceding time and the ID number of oneself are encrypted to form payment information evidence；Subsequent transmitting element is carried by SSL modes to payment platform Hand over and pay request, including payment information evidence, add merchandise news evidence, the merchandise news evidence of encryption that businessman sends Hash Value and encryption payment total amount information.
After the receiving unit of payment platform receives the payment request of purchase client, message is carried out by decryption unit Decryption is decrypted to obtain merchandise news evidence Hash Value and pays total amount information using private key.It is miscellaneous using evidence to check authentication unit Value of gathering checks the integrality of merchandise news evidence, and then the ID number in evidence checks both parties' identity respectively, and searches Corresponding digital certificate, the public key for being utilized respectively both sides are tested the signature solution label in merchandise news evidence and payment information evidence The authenticity of electronic evidence is demonstrate,proved, finally merchandise news is checked and whether payment information is correct；Pass through hair if payment information mistake Unit is sent to send payment error response to purchase client, it is desirable to which customer changes order；Correctly, then delivery operation is carried out.Pay After success, sent from transmitting element to businessman and authorize Shipping Information, and sent to customer and pay success response.
The merchandise news evidence and payment information evidence of this transaction are stored in the memory cell of payment platform, to solve The Transaction Disputes that may occur below provide electronic evidence.After merchandising successfully, merchandise news evidence is destroyed, retains payment information card According to a period of time, in case occurring to provide evident information during customer's bank account dispute.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto, Any one skilled in the art the invention discloses technical scope in, the change or replacement that can readily occur in, It should all be included within the scope of the present invention.Therefore, protection scope of the present invention should be with scope of the claims It is defined.

Claims (8)

  1. A kind of 1. secure electronic transaction method, it is characterised in that methods described includes：
    When customer browses commodity in Online Store, after producing purchase intention, transaction request is generated by buying client, is sent to Merchant client；
    After merchant client receives transaction request by receiving unit, first look at the commodity stocks, such as it is out of stock, then directly to Purchase client hair message Cancels Transaction, if in stock, merchandise news is digitally signed first, then by digital signature Value, current time and the system ID number of oneself are packaged into merchandise news evidence, calculate the Hash Value of merchandise news evidence, next Sequence information is generated, then encrypts total amount information and the merchandise news evidence that customer need is paid respectively with payment platform public key Hash Value, with the public key of customer to merchandise news evidence, the evidence Hash Value of encryption, local digital certificate, sequence information and The payment total amount information of encryption is encrypted again, is then sent to purchase client using the result after encryption as transaction request response End；
    After purchase client receives the response message of merchant client, it is decrypted using the private key of oneself, obtains order letter Breath and merchandise news evidence, businessman's public key is extracted from the digital certificate received, the signature value in merchandise news evidence is entered After row solution label obtain merchandise news and check sequence information and merchandise news, payment information is generated, then utilizes the private key of oneself Payment information is signed, and signature value, current time and the ID number of oneself are encrypted to form payment information evidence, most backward Payment platform, which is submitted, pays request；
    After payment platform receives the payment request of purchase client, message is decrypted, decrypts to obtain commodity using private key Information evidence Hash Value and payment total amount information, utilize evidence Hash Value to check the integrality of merchandise news evidence, Ran Houfen ID number verification both parties identity not in evidence, and digital certificate corresponding to lookup, it is utilized respectively the public key pair of both sides Signature solution in merchandise news evidence and payment information evidence is signed to verify the authenticity of electronic evidence, finally checks merchandise news It is whether correct with payment information, send payment error response to purchase client if payment information mistake, it is desirable to which customer changes Order, as payment information is correct, then delivery operation is carried out, after paying successfully, sent to businessman and authorize Shipping Information, and to customer Send and pay success response；
    Store the merchandise news evidence and payment information evidence of this transaction.
  2. 2. a kind of secure electronic transaction method as claimed in claim 1, wherein the sequence information include purchase merchandise news, Customer's logistics information and payment total amount.
  3. 3. a kind of secure electronic transaction method as claimed in claim 1, wherein it is described pay request include payment information evidence, Merchandise news evidence, the Hash Value of merchandise news evidence and the payment total amount information of encryption of encryption of additional businessman's transmission.
  4. A kind of 4. secure electronic transaction method as claimed in claim 1, wherein paying request is submitted by way of SSL.
  5. 5. a kind of safe electronic transaction system, the transaction system includes purchase client, merchant client and payment platform, Wherein, it is described purchase client include transaction request generation unit, transmitting element, receiving unit, ciphering unit, decryption unit with And solution signature unit, the merchant client include query unit, signature unit, encapsulation unit, sequence information generation unit, the One ciphering unit, the second ciphering unit and transmitting element and receiving unit, the payment platform includes decryption unit, verification is tested Demonstrate,prove unit, transmitting element, receiving unit and memory cell, it is characterised in that：
    Transaction request generation unit generates transaction request, and sends to merchant client；
    After merchant client receives transaction request by receiving unit, the commodity stocks is checked by query unit first, such as It is out of stock, then directly Cancel Transaction to purchase client hair message, if in stock, merchandise news is entered by signature unit first Row digital signature, digital signature value, current time and the system ID number of oneself are then packaged into merchandise news by encapsulation unit Evidence, the Hash Value of merchandise news evidence is calculated, sequence information is next generated by sequence information generation unit, then first adds Close unit encrypts the total amount information and merchandise news evidence Hash Value of customer need payment using payment platform public key respectively, the Two ciphering units are using the public key of customer to merchandise news evidence, the evidence Hash Value of encryption, local digital certificate, sequence information And the payment total amount information of encryption is encrypted again, then by transmitting element using the result after encryption as transaction request response It is sent to purchase client；
    After purchase client receives the response message of merchant client, decryption unit is decrypted using the private key of oneself to it, is obtained To sequence information and merchandise news evidence, solution signature unit extracts businessman's public key from the digital certificate received, commodity is believed Breath evidence in signature value carry out solve label obtain merchandise news and payment information generation unit verification sequence information and commodity letter After breath, generate payment information, then by ciphering unit using the private key of oneself to payment information sign, and by signature value, when Preceding time and the ID number of oneself are encrypted to form payment information evidence, and finally, transmitting element is submitted to payment platform and pays request；
    After the receiving unit of payment platform receives the payment request of purchase client, message is solved by decryption unit Close, it decrypts to obtain merchandise news evidence Hash Value and pays total amount information using private key, and verification authentication unit utilizes evidence Hash Value checks the integrality of merchandise news evidence, and then the ID number in evidence checks both parties' identity respectively, and looks into Corresponding digital certificate is looked for, the public key for being utilized respectively both sides comes to the signature solution label in merchandise news evidence and payment information evidence The authenticity of electronic evidence is verified, finally merchandise news is checked and whether payment information is correct, pass through if payment information mistake Transmitting element sends payment error response to purchase client, it is desirable to which customer changes order, if payment information is correct, carries out Delivery operation, after paying successfully, sent from transmitting element to businessman and authorize Shipping Information, and sent to pay to customer and successfully ring Should；
    The merchandise news evidence and payment information evidence of this transaction are stored in the memory unit.
  6. 6. a kind of safe electronic transaction system as claimed in claim 5, wherein the sequence information include purchase merchandise news, Customer's logistics information and payment total amount.
  7. 7. a kind of safe electronic transaction system as claimed in claim 5, wherein it is described pay request include payment information evidence, Merchandise news evidence, the Hash Value of merchandise news evidence and the payment total amount information of encryption of encryption of additional businessman's transmission.
  8. A kind of 8. safe electronic transaction system as claimed in claim 5, wherein paying request is submitted by way of SSL.
CN201310422396.4A 2013-09-16 2013-09-16 A kind of secure electronic transaction method and system Active CN104463567B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201310422396.4A CN104463567B (en) 2013-09-16 2013-09-16 A kind of secure electronic transaction method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201310422396.4A CN104463567B (en) 2013-09-16 2013-09-16 A kind of secure electronic transaction method and system

Publications (2)

Publication Number Publication Date
CN104463567A CN104463567A (en) 2015-03-25
CN104463567B true CN104463567B (en) 2017-12-15

Family

ID=52909561

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201310422396.4A Active CN104463567B (en) 2013-09-16 2013-09-16 A kind of secure electronic transaction method and system

Country Status (1)

Country Link
CN (1) CN104463567B (en)

Families Citing this family (20)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105046478A (en) * 2015-06-18 2015-11-11 广州市百果园网络科技有限公司 Method of processing article and system thereof
CN105069621B (en) * 2015-07-20 2020-06-16 中商交在线（北京）科技发展有限公司 Payment processing server, payment system and payment method
CN106570706A (en) * 2015-10-12 2017-04-19 阿里巴巴集团控股有限公司 Business dispute processing method and device
CN105373935A (en) * 2015-11-27 2016-03-02 四川诚品电子商务有限公司 Electronic trading platform
CN105373954A (en) * 2015-11-27 2016-03-02 四川诚品电子商务有限公司 Novel electronic trading platform
CN105574716A (en) * 2016-02-02 2016-05-11 惠州学院 Intelligent electronic network payment interface and method
CN106056372A (en) * 2016-06-02 2016-10-26 广东工业大学 Secure electronic payment method based on four parties
CN106485802A (en) * 2016-10-24 2017-03-08 安徽百慕文化科技有限公司 A kind of electronic commerce transaction system based on mobile phone terminal
CN108133377A (en) * 2016-12-01 2018-06-08 上海奇谋能源技术开发有限公司 A kind of quality management-control method about electric business platform institute tradable commodity
CN106934619B (en) * 2017-03-13 2021-07-06 杭州复杂美科技有限公司 Transaction recording method and system
CN107292629A (en) * 2017-05-12 2017-10-24 深圳蜂链科技有限公司 Anti-counterfeit tracking verification method based on block chain and the device using this method
WO2019042544A1 (en) * 2017-08-30 2019-03-07 Huawei Technologies Co., Ltd. An electronic device and method for making an electronic transaction
CN107862587A (en) * 2017-12-04 2018-03-30 深圳春沐源控股有限公司 A kind of ordering method and system
CN110503499B (en) * 2018-05-17 2022-12-06 上海富脉实业有限公司 Method and system for confirming product information
CN108854077B (en) * 2018-07-17 2021-05-18 广州瞪羚信息科技有限公司 Cross-game item circulation method based on block chain technology
CN109308614A (en) * 2018-10-23 2019-02-05 北京奇虎科技有限公司 Implementation method, the device and system of e-payment
CN111260359A (en) * 2018-11-30 2020-06-09 航天信息股份有限公司 Mobile payment method, device and system
CN109711904A (en) * 2019-01-05 2019-05-03 昆明我行科技有限公司 A kind of system and method that storage consumption data is acquired by mobile-phone payment
CN112215619B (en) * 2019-06-24 2023-12-22 徐海波 Traceable data commodity transaction method and transaction platform for protecting data content
CN112101937A (en) * 2020-09-01 2020-12-18 武汉华盛美业科技有限公司 Order safety payment method and system

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1376432A2 (en) * 1997-02-06 2004-01-02 Fujitsu Limited Digital contents sales system
CN102609841A (en) * 2012-01-13 2012-07-25 东北大学 Remote mobile payment system based on digital certificate and payment method
CN102663631A (en) * 2012-03-22 2012-09-12 瑞达信息安全产业股份有限公司 An electronic bill generating method for mobile payment
CN102789607A (en) * 2012-07-04 2012-11-21 北京天龙融和软件有限公司 Network transaction method and system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1376432A2 (en) * 1997-02-06 2004-01-02 Fujitsu Limited Digital contents sales system
CN102609841A (en) * 2012-01-13 2012-07-25 东北大学 Remote mobile payment system based on digital certificate and payment method
CN102663631A (en) * 2012-03-22 2012-09-12 瑞达信息安全产业股份有限公司 An electronic bill generating method for mobile payment
CN102789607A (en) * 2012-07-04 2012-11-21 北京天龙融和软件有限公司 Network transaction method and system

Also Published As

Publication number Publication date
CN104463567A (en) 2015-03-25

Similar Documents

Publication Publication Date Title
CN104463567B (en) A kind of secure electronic transaction method and system
CN105373955B (en) Digital asset processing method and device based on multiple signatures
AU2015214271B2 (en) Token verification using limited use certificates
KR102552606B1 (en) Secure remote payment transaction processing using a secure element
US6102287A (en) Method and apparatus for providing product survey information in an electronic payment system
EP0734556B1 (en) Network based payment system and method for using such system
US5671279A (en) Electronic commerce using a secure courier system
US6675153B1 (en) Transaction authorization system
CN109919604A (en) Method and system for the transaction for using the consumer of crypto token to initiate
US20150356523A1 (en) Decentralized identity verification systems and methods
US20150081567A1 (en) Electronic transaction system and method with participant authentication via separate authority from real-time payment validation
Gupta et al. Role of multiple encryption in secure electronic transaction
WO2007092577A2 (en) A point-of-sale terminal transactions using mutating identifiers
CA2176032A1 (en) Cryptographic system and method with key escrow feature
Ray et al. A fair-exchange e-commerce protocol with automated dispute resolution
Rattan et al. E-Commerce Security using PKI approach
Chen et al. Toward achieving anonymous nft trading
KR102085997B1 (en) Method and system for real estate transaction service based on block chain
JP2008099138A (en) Anonymous order system, apparatus and program
CN115775181A (en) Fair commodity transaction privacy protection method based on block chain
JPH09297789A (en) System and method for electronic transaction settlement management
Dwivedi et al. A cryptographic algorithm analysis for security threats of Semantic E-Commerce Web (SECW) for electronic payment transaction system
Barskar et al. The algorithm analysis of e-commerce security issues for online payment transaction system in banking technology
AlOtaibi et al. A review of fair exchange protocols
US9563881B2 (en) Fair payment protocol with semi-trusted third party

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
GR01 Patent grant
GR01 Patent grant