CN104348951B - A kind of card AMS - Google Patents

A kind of card AMS Download PDF

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Publication number
CN104348951B
CN104348951B CN201310313664.9A CN201310313664A CN104348951B CN 104348951 B CN104348951 B CN 104348951B CN 201310313664 A CN201310313664 A CN 201310313664A CN 104348951 B CN104348951 B CN 104348951B
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card
mobile client
middle layer
mobile
layer module
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CN104348951A (en
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秦立仓
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Beijing Watchdata Limited by Share Ltd
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Beijing WatchData System Co Ltd
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Abstract

The invention discloses a kind of card AMS, this system includes mobile intelligent terminal and the intelligent cards being arranged on mobile intelligent terminal and mobile client, wherein, being additionally provided with middle layer module on this mobile intelligent terminal, mobile client is communicated with intelligent cards by described middle layer module.System of the present invention, by increasing middle layer module between client and mobile phone operating system, all and intelligent cards communication interface is made all to be packaged by middle layer module, the download applying card, unloading are packaged into simple calling interface, the all working completing card application with mobile client Platform communication is realized by middle layer module, effectively shield the complexity with card-to-card communication, and ensure that the secure access of card.

Description

A kind of card AMS
Technical field
The present invention relates to mobile intelligent terminal and card application management field, be specifically related to a kind of card application Management system.
Background technology
Along with popularizing of java card specification, the increase of card capacity, multiple card is applied and integrated in one On card, the most cost-effective, also provide users with the convenient, allow user eliminate and carry with multiple cards The worry of sheet, but simultaneously the most also propose new system requirements to how managing card application.In existing management In card application mode, the card issuing side such as operator, bank uses system based on card application management, By background server, encryption equipment, front end cell phone software, card reader mode manage card application, based on This system, mass transit card application can be downloaded to card (such as SIM, UIM by cell phone software by user Card etc.) in, the mobile intelligent terminal such as mobile phone just can use as mass transit card, and bank card is applied download On card, mobile phone just can be carried out swiping the card operation etc. as bank card.As a example by smart mobile phone, as Shown in Fig. 1:
When using above-mentioned system based on card application management, first user should have one equipped with The mobile phone of card application management client, and a card supporting that card application is downloaded, user uses flow process As shown in fig. 1:
User opens cell phone software (for smart mobile phone, i.e. cell-phone customer terminal), and client can be automatically Communicating with card application management server, the card application can installed by this handset card is listed.User Selecting a card application to download, cell phone software can download the application of this card from card application management server Application data and personal data, write card.It is to be noted that card application is probably operation Business provides, it is also possible to third party card application provider provides, such as, for all-purpose card application, Bank card application, social security card application etc. need corresponding application provider to provide.Card application download installs Cheng Hou, card is just provided with the function of corresponding card application, if download is all-purpose card application, this card Sheet just can brush public transport POS be taken pubic transport.
Card application management client is mainly responsible for the operations such as the download of card application, unloading.Due to Cell-phone customer terminal (user needs cell phone software to be mounted) needs directly to communicate with card, and accesses card Complicated with the Application comparison on operation sheet, and owing to the communication of cell-phone customer terminal with card often refers to To sensitive informations such as Bank Account Numbers, therefore the security requirement for this client is higher, existing mobile phone The mode that client directly communicates with card can not well ensure the safety that card accesses, this The bright a kind of card AMS proposed for this problem just, this system uses special module Carry out associative operation, it is achieved mobile client and the communication of card, improve the safety of card application management.
Summary of the invention
For defect present in prior art, it is an object of the invention to provide a kind of card application management System, it is achieved the purpose that terminal use is applied by mobile client management card on mobile intelligent terminal, And by increasing middle layer module, management card application passage and core business, improve mobile client Access the safety of card.
For achieving the above object, the technical solution used in the present invention is as follows:
A kind of card AMS, including mobile intelligent terminal and be arranged on mobile intelligent terminal Intelligent cards and mobile client, described mobile intelligent terminal is additionally provided with middle layer module, mobile Client is communicated with intelligent cards by described middle layer module.
Further, a kind of card AMS as above, described middle layer module includes:
Interface layer, the access interface that the card for providing mobile client to be asked is applied;Described visit Ask that interface includes accessing the standard interface of card, the download interface of card application and unloading interface;
Business treatment, has been used for the business packed to card application management;Described card application pipe Manage download and the unloading including that card is applied;
Communications package layer: for encapsulating the access interface accessing intelligent cards.
Further, a kind of card AMS as above, described middle layer module also includes:
Safe floor, for key and the preservation of secure data and the safety guarantee with server communication; Described secure data includes mobile client and the key of server communication and mobile client and card The key of communication;Described server refers to complete card application download management corresponding with mobile client Server;
MAC layer, for detecting the legitimacy that request accesses the mobile client of card.
Further, a kind of card AMS as above, described card application refers to mobile The application of card that operator corresponding to intelligent terminal is provided or third party card application provider are provided Card application.
Further, a kind of card AMS as above, described MAC layer detection please The concrete mode of legitimacy seeking the mobile client accessing card is:
When mobile client accesses intelligent cards by middle layer module, MAC layer reads intelligent cards On rule file, and obtain the signature digest information of mobile client, check the signature in rule file Summary info is the most consistent with the signature digest information of mobile client, if then access legal, if otherwise Access illegal.
Further, a kind of card AMS as above, the rule literary composition of described intelligent cards Part is the rule file which card application allows which mobile client to access on log sheet;Rule Then file includes accessing control master file, access control rule file and accessing control condition.
Further, a kind of card AMS as above, described access control rule file Title including the access control rule file of card application identities and correspondence thereof;Described access control strip Part file includes being able to access that corresponding to signature digest and this signature digest of the mobile client that card applies The execution authority of mobile client.
Further, a kind of card AMS as above, middle layer module is entered with intelligent cards The concrete mode of row communication is:
Middle layer module calls interface and the intelligent cards communication of the operating system of mobile intelligent terminal, mobile Intelligent terminal operation system reads the rule file on intelligent cards, and the signature obtaining middle layer module is plucked Want information, by the signature digest information of middle layer module and the signature digest information comparison in rule file, Identity and the authority of checking middle layer module are the most legal, if the signature digest information of middle layer module and rule Then the signature digest information in file is the most then verified, and carries out subsequent calls operation, if inconsistent, Authentication failed, sign off.
Further, a kind of card AMS as above, mobile client passes through intermediate layer The concrete mode that module and intelligent cards communicate is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads intelligence The rule file of energy card, and obtain the signature digest information of mobile client, by the label of mobile client Name summary info and the signature digest information comparison in rule file, the legitimacy of checking client, if moving The signature digest information of dynamic client is consistent with the signature digest information in rule file, is verified, enters Row subsequent calls operates, if inconsistent, authentication failed, sign off.
Further, a kind of card AMS as above, the operation system of mobile intelligent terminal System or middle layer module read the concrete mode of the rule file on intelligent cards:
When reading rule file, in intelligent cards, first read file label, sentenced by file label Whether the rule file of disconnected local cache is up-to-date, if the most directly accessing the rule literary composition reading local cache Part, if otherwise reading the rule file in intelligent cards;Described file label is used for judging intelligent cards Rule file whether have change.
The beneficial effects of the present invention is: card AMS of the present invention, by moving Increase middle layer module between mobile client and the operating system of intelligent terminal, make all and intelligent cards The interface of communication is all packaged by middle layer module, the download applying card, unloading is packaged into Simple calling interface, completes all working of card application by intermediate layer with mobile client Platform communication Module realizes, and effectively shields the complexity with card-to-card communication, and ensure that the secure access of card.
Accompanying drawing explanation
Fig. 1 is the business process map that in prior art, mobile intelligent terminal carries out that card application is downloaded;
Fig. 2 is the structured flowchart of the present invention a kind of card AMS;
Fig. 3 is the structured flowchart of middle layer module in the specific embodiment of the invention;
Fig. 4 is the structured flowchart of a kind of card AMS in the specific embodiment of the invention;
Fig. 5 is the schematic diagram that in detailed description of the invention, middle layer module and intelligent cards communicate;
Fig. 6 is that in detailed description of the invention, mobile client is called middle layer module and communicated with intelligent cards Schematic diagram;
Fig. 7 is the flow chart reading rule file in detailed description of the invention;
Fig. 8 be in detailed description of the invention card AMS in card application management operation system Application schematic diagram.
Detailed description of the invention
Below in conjunction with Figure of description, the present invention is described in further detail with detailed description of the invention.
Fig. 2 shows the structured flowchart of a kind of card AMS in the specific embodiment of the invention, This system includes mobile intelligent terminal and the intelligent cards 11 being arranged in mobile intelligent terminal and moves Client 13, wherein, this system also includes a middle layer module 12, and mobile client 13 is by this Interbed module 12 communicates with intelligent cards 11.Mobile intelligent terminal in the present invention can be intelligence Mobile phone, it is also possible to be other existing mobile intelligent terminal.
Mobile client 13 described in present embodiment and middle layer module 12 are all mobile intelligent terminals On application software, for different mobile intelligent terminals, its mobile client would also vary from, example As for smart mobile phone, the mobile client of its correspondence is that cell-phone customer terminal (i.e. can be transported at mobile phone terminal The software of row), user can be downloaded with regard to different card application by cell-phone customer terminal on smart mobile phone In intelligent cards.Middle layer module 12 provides interface for mobile client 13 in the form of services.In The structured flowchart of interbed module is as it is shown on figure 3, include interface layer 121, Business treatment 122, communication envelope Dress layer 123, safe floor 124 and MAC layer 125 etc., wherein:
The access interface of the card application that interface layer 121 is asked for providing mobile client, it is provided that tool The access interface of body business function, described access interface includes that download interface that card applies and unloading connect Mouthful etc..Wherein, card application includes the card application that the operator corresponding to mobile intelligent terminal is provided The card application provided with third party card application provider.
Business treatment 122 has been used for the business packed to card application management;Described card application Manage download and the unloading etc. including that card is applied.Card is such as provided to the business packed of card application management The Business Processing such as card application download, the unloading of application management client, can also include other certainly, Such as the Business Processing of the mobile phone such as Bus Card application, as queried the balance, transaction record etc..
Communications package layer 123 accesses the access interface of intelligent cards for encapsulating, such as smart mobile phone, Including the encapsulation to Open Mobile interface, or other the encapsulation accessing intelligent cards mode.
Safe floor 124 is for the preservation of secure data, it is provided that mobile client and the safety of server communication Ensure;Described secure data mainly includes mobile client and the key of server communication, mobile client The key (key of card access and the key etc. of card encrypted access) of end and card-to-card communication, server is Refer to the server that complete card application download management corresponding with mobile client, i.e. card application management platform, As for telecommunications, it completes the card that platform the is China Telecom application pipe of card application download management Platform.
MAC layer 125 is for detecting the legitimacy that request accesses the mobile client of card application, tool Body mode is:
When mobile client 13 accesses intelligent cards by middle layer module 12, MAC layer 125 is read Take the rule file of intelligent cards, and obtain the signature digest information of mobile client 13, check rule literary composition Signature digest information in part is the most consistent with the signature digest information of mobile client 13, if then accessing Legal, it is allowed to mobile client communicates with card, if otherwise accessing illegal, sign off.
For different mobile intelligent terminals, all there are some specifications corresponding with this terminal, in specification really Having determined a series of interface realized in terminal operating system, caller can be with smart card by this interface Sheet communicates, and defines and realize one group of rule file on card, and the rule file in intelligent cards is general Can be divided three classes file:
Access and control master file (ACMain file): comprise refreshing tag and the sensing of rule file The path of access control rule file ACRules.
Access control rule file (ACRules file): comprise all of access safety regulation, content The rule file path that predominantly card application identities AID and this application use.
Access control condition file (ACConditions file): comprise concrete rule condition, in this way No permission accesses and the signature digest information of visitor, authority etc..
The rule file of intelligent cards is able to access that the letter of the mobile client of this intelligent cards for record Breath;Seen from the above description, the rule file in present embodiment includes access control master file, visit Ask control rule file and access control condition file.Access control rule file includes card application identities The title of the access control rule file of AID and correspondence thereof;Described access control condition file includes card The execution authority of the card application corresponding to the signature digest of sheet application and this signature digest.
Access control rule file ACRules File, the inside mainly preserves certain card of mobile client should AID (card application identities), and the title of the access control rule file of correspondence.Access and control Condition file ACConditions, the inside mainly preserves the signature digest of the card application of mobile intelligent terminal, And some authorities etc. of this signature digest correspondence card application.In intelligent cards, such as there is one The content of ACRules File file is AID1, and 4311, AID1 represent a card application, 4311 tables Clearly determine the application of this card and access the file name of rule, and at ACConditions File 4311 In, save similar SIGN1, SIGN2 data, show the signature digest having which cell-phone customer terminal application It is able to access that this card is applied.Being more than the simple example of a rule file, rule file specifically exists (this specification is for how realizing on card accessing control and rule to GPD SE Access Control specification The specification then described, is disclosed specification) in be described in detail.
For accessing the determination methods of the legitimacy of the mobile client of card application, obtaining intelligent terminal During the summary info of card application in rule file, can outside directly in the way of card obtains rule file, One special card application can also be set on card for managing the access rule of all cards application Then, the application being accessed rule by middle layer module and management card application is mutual, judges mobile client Whether end has access rights.
It is the most legal that mobile client accesses the application of certain card, is that mobile intelligent terminal operating system is passed through From intelligent cards, read rule file, then the signature obtaining this application from the mobile client accessed is plucked Want information, compare to judge that card application is the most legal.By adding the side of middle layer module above After case, the interface of mobile intelligent terminal operating system only has middle layer module to call, so intermediate layer mould The legitimacy of block is judged by intelligent terminal operation system, and middle layer module can provide and access connecing of intelligent cards Mouth calls to other mobile clients (application software), and middle layer module reads the rule file of card, And the signature digest information obtaining the mobile client accessing intelligent cards judges to need the shifting of access card The software of dynamic client is the most legal.
Signature digest information described in present embodiment, is all the expression information for distinguishing identity, as The signature digest information of mobile client is for the identity of this application software of labelling, the signature of middle layer module Summary info is for identifying the identity of middle layer module, the signature digest information in intelligent cards rule file Save the identity of all cards application that this intelligent cards is allowed.By in comparison rules file The signature digest information of signature digest information and mobile client judge the legitimacy of mobile client Time, the signature digest that card corresponding with intelligent cards for the signature digest information of mobile client is quoted Information is compared, if both are consistent, illustrates that mobile client identity is legal, it is allowed to access card, so After completed download or the operation such as unloading of card application corresponding to this mobile client by middle layer module.
The function that middle layer module 12 mainly realizes is to be provided by the operating system of mobile intelligent terminal Standard interface or by and card combine privately owned interface and the card-to-card communication of realization, such as, for supporting The mobile intelligent terminal of open mobile specification, can use open mobile interface and card-to-card communication, For not supporting the intelligent terminal of this specification, can be by developing jointly, by other interfaces with card Come and card-to-card communication.Some ins and outs accessed with card are encapsulated, the most only in middle layer module Simple access interface is provided, as downloaded, unloading interface etc., concrete download, uninstall process all in Interbed module realizes.And owing to accessing the security requirement of card, achieve in this module The protection of the information such as the safety complete pairwise key of protection mechanism.Preferred card application pipe in present embodiment The overall structure block diagram of reason system is as shown in Figure 4.
Fig. 5 shows the signal that in present embodiment, middle layer module 12 communicates with intelligent cards 11 Figure, concrete mode is as follows:
Middle layer module calls the interface (communication interface in Fig. 4) of the operating system of mobile intelligent terminal With intelligent cards communication, mobile intelligent terminal operating system reads the rule file on intelligent cards, and obtains Take the signature digest information of middle layer module, the signature digest information of middle layer module is controlled rule with accessing Then file comparison, the checking identity of middle layer module and authority are the most legal, if be verified carry out follow-up Call operation, if authentication failed sign off.
Fig. 6 has gone out mobile client 13 in present embodiment and has passed through middle layer module 12 and intelligent cards 11 Communicating schematic diagram, concrete mode is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads intelligence The rule file of energy card, and obtain the signature digest information of mobile client, by the label of mobile client Name summary info and the signature digest information comparison in rule file, the legitimacy of checking client, if testing Card is by then carrying out subsequent calls operation, if authentication failed, sign off.
Wherein, operating system or the middle layer module of mobile intelligent terminal reads the rule literary composition on intelligent cards The concrete mode of part is as shown in Figure 7:
When reading rule file, in intelligent cards, first read file label, by file label, Whether the rule file judging local cache is up-to-date, if the most directly accessing the rule reading local cache File, if otherwise reading the rule file in intelligent cards;Described file label is used for judging smart card Whether the rule file of sheet has change.File label TAG is the files-designated preserved in intelligent cards Know, judged by this mark whether the rule file of card has change.Whether above-mentioned judgment rule file has The mode updated directly is carried out on card, and wherein, the renewal of rule file can be by following three The mode of kind is updated, but is not limited to this several ways following.Including:
When intelligent cards dispatches from the factory preset;
Write by card reader mode;
By over the air OTA mode, the mode of data SMS is i.e. used to update in card.
If card provides management and accesses the card application of rule, then mobile client is directly and this card should With obtaining Rule Information alternately.
In existing card AMS structure, mobile client (such as cell-phone customer terminal) conduct The mode of a kind of important management card application, due to the Operating Complexity to intelligent cards, institute of the present invention The system stated adds middle layer module between intelligent cards and mobile client, and this module is used for processing Mobile client and intelligent cards interaction logic, provide simple interface for upper interface.
Fig. 8 shows and uses the intelligent movable of card AMS in the specific embodiment of the invention whole The schematic diagram that end communicates with card application management operation system, card application management operation system is main It is responsible for the card mode information of storage system maintenance user, card image, mobile client client information, card application Information, card application provider information etc..Card application management operation system has been connected with intelligent cards The download of card application.
The card AMS of the present invention, by increasing middle layer module, leads to all with intelligent cards The interface of letter is all packaged by intermediate layer, and the download applied for card, unloading etc. are packaged into letter Single calling interface, intelligent cards communicates with the platform (card application management platform) providing card application The work completing card application download is all completed by middle layer module, effectively shields business complexity, In communication process, legitimacy is directly verified in circulation, and the identity of middle layer module and legitimacy are by intelligent movable The operating system checking of terminal, identity and the legitimacy of mobile client are verified by middle layer module.Additionally, Can the daily record of record access card in middle layer module, by all readings, write card data enter Row record, upload server is as security audit and the data of analysis.In middle layer module to accessing card Connection be attached pond management, limited resource time-slotting is shared, adds the concurrently place of passage Reason ability.Additionally, the reading to intelligent cards rule file uses on-demand reading principle.This system framework Completely compatible with existing general SIMalliance Open Mobile API specification, it is suitable for supports completely The mobile intelligent terminal of this specification and intelligent cards.
Obviously, those skilled in the art can carry out various change and modification without deviating from this to the present invention The spirit and scope of invention.So, if these amendments of the present invention and modification belong to right of the present invention and want Ask and within the scope of equivalent technology, then the present invention is also intended to comprise these change and modification.

Claims (6)

1. a card AMS, including mobile intelligent terminal and be arranged on mobile intelligent terminal On intelligent cards and mobile client, it is characterised in that: in being additionally provided with on described mobile intelligent terminal Interbed module, mobile client is communicated with intelligent cards by described middle layer module;
Described middle layer module includes:
Interface layer, the access interface that the card for providing mobile client to be asked is applied;Described visit Ask that interface includes accessing the standard interface of card, the download interface of card application and unloading interface;
Business treatment, has been used for the business packed to card application management;Described card application pipe Manage download and the unloading including that card is applied;
Communications package layer: for encapsulating the access interface accessing intelligent cards;
Safe floor, for key and the preservation of secure data and the safety guarantee with server communication; Described secure data includes mobile client and the key of server communication and mobile client and card The key of communication;Described server refers to complete card application download management corresponding with mobile client Server;
MAC layer, for detecting the legitimacy that request accesses the mobile client of card;Access and control The concrete mode of the legitimacy that layer detection request accesses the mobile client of card is:
When mobile client accesses intelligent cards by middle layer module, MAC layer reads intelligent cards On rule file, and obtain the signature digest information of mobile client, check the signature in rule file Summary info is the most consistent with the signature digest information of mobile client, if then access legal, if otherwise Access illegal;The rule file of described intelligent cards is which card application allows on log sheet The rule file which mobile client accesses;Rule file includes accessing control master file, accessing control Rule file and access control condition.
2. a kind of card AMS as claimed in claim 1, it is characterised in that: described card Sheet application refers to that the card that the operator corresponding to mobile intelligent terminal is provided is applied or third party's card should The card application provided with provider.
3. a kind of card AMS as claimed in claim 1, it is characterised in that described visit Ask the title controlling the access control rule file that rule file includes card application identities and correspondence thereof;Institute The access control condition file stated include being able to access that the mobile client that card applies signature digest and should The execution authority of the mobile client corresponding to signature digest.
4. a kind of card AMS as claimed in claim 3, it is characterised in that: intermediate layer mould The concrete mode that block and intelligent cards communicate is:
Middle layer module calls interface and the intelligent cards communication of the operating system of mobile intelligent terminal, mobile Intelligent terminal operation system reads the rule file on intelligent cards, and the signature obtaining middle layer module is plucked Want information, by the signature digest information of middle layer module and the signature digest information comparison in rule file, Identity and the authority of checking middle layer module are the most legal, if the signature digest information of middle layer module and rule Then the signature digest information in file is the most then verified, and carries out subsequent calls operation, tests if inconsistent Demonstrate,prove unsuccessfully, sign off.
5. a kind of card AMS as claimed in claim 4, it is characterised in that: mobile client The concrete mode that end is communicated by middle layer module and intelligent cards is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads intelligence The rule file of energy card, and obtain the signature digest information of mobile client, by the label of mobile client Name summary info and the signature digest information comparison in rule file, the legitimacy of checking client, if moving The signature digest information of dynamic client is consistent with the signature digest information in rule file, is verified, enters Row subsequent calls operates, if inconsistent, authentication failed, sign off.
6. a kind of card AMS as claimed in claim 5, it is characterised in that: intelligent movable The operating system of terminal or middle layer module read the concrete mode of the rule file on intelligent cards:
When reading rule file, in intelligent cards, first read file label, sentenced by file label Whether the rule file of disconnected local cache is up-to-date, if the most directly accessing the rule literary composition reading local cache Part, if otherwise reading the rule file in intelligent cards;Described file label is used for judging intelligent cards Rule file whether have change.
CN201310313664.9A 2013-07-24 2013-07-24 A kind of card AMS Active CN104348951B (en)

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CN105516181A (en) * 2015-12-29 2016-04-20 邵军利 Security apparatus management system and method
CN107358118B (en) * 2017-07-03 2020-06-09 中兴通讯股份有限公司 SFS access control method and system, SFS and terminal equipment
CN109240655B (en) * 2018-08-01 2020-10-09 百富计算机技术(深圳)有限公司 EMV-based middleware implementation method and terminal equipment

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FR2800540B1 (en) * 1999-10-28 2001-11-30 Bull Cp8 SECURE TERMINAL PROVIDED WITH A CHIP CARD READER FOR COMMUNICATING WITH A SERVER VIA AN INTERNET-TYPE NETWORK
FR2805059A1 (en) * 2000-02-10 2001-08-17 Bull Cp8 METHOD FOR LOADING A SOFTWARE PART IN A CHIP CARD, PARTICULARLY OF THE TYPE SAID "APPLET"
FR2805062B1 (en) * 2000-02-10 2005-04-08 Bull Cp8 METHOD FOR TRANSMITTING HIGH-FLOW DATA STREAMS OVER AN INTERNET-TYPE NETWORK BETWEEN A SERVER AND A CHIP-CARD TERMINAL, IN PARTICULAR A MULTIMEDIA DATA STREAM
FR2933559A1 (en) * 2008-07-01 2010-01-08 France Telecom METHOD FOR INSTALLING A MANAGEMENT APPLICATION AND METHOD FOR MANAGING APPLICATION DATA OF A SECURITY MODULE ASSOCIATED WITH A MOBILE TERMINAL
CN102630083B (en) * 2012-02-29 2015-02-11 中国工商银行股份有限公司 System for using mobile terminal to carry out card operation and method thereof

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Address after: 100102 Beijing city Chaoyang District Wangjing Lize Park No. 101 Qiming International Building 7

Patentee after: Beijing Watchdata Limited by Share Ltd

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Inventor after: Guo Tianguang

Inventor after: Qin Licang

Inventor before: Qin Licang

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