CN104348951A - Card application management system - Google Patents

Card application management system Download PDF

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Publication number
CN104348951A
CN104348951A CN201310313664.9A CN201310313664A CN104348951A CN 104348951 A CN104348951 A CN 104348951A CN 201310313664 A CN201310313664 A CN 201310313664A CN 104348951 A CN104348951 A CN 104348951A
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China
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card
mobile client
layer module
rule file
middle layer
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CN201310313664.9A
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Chinese (zh)
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CN104348951B (en
Inventor
秦立仓
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Beijing Watchdata Limited by Share Ltd
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Beijing WatchData System Co Ltd
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Priority to CN201310313664.9A priority Critical patent/CN104348951B/en
Publication of CN104348951A publication Critical patent/CN104348951A/en
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Abstract

The invention discloses a card application management system. The system comprises a mobile intelligent terminal, and an intelligent card and a mobile client which are installed on the mobile intelligent terminal, wherein the mobile intelligent terminal is also provided with an intermediate layer module, and the mobile client communicates with the intelligent card through the intermediate layer module. According to the system provided by the invention, the intermediate layer module is additionally arranged between the client end and a mobile phone operating system, all interfaces communicating with the intelligent card are enabled to be packaged through the intermediate layer module, downloading and unloading of a card application are packaged to simple scheduling interfaces, and communication with a mobile client platform to finish all work of the card application is realized through the intermediate layer module, such that the complexity of communicating with the card is effectively shielded, and secure access of the card is ensured.

Description

A kind of card AMS
Technical field
The present invention relates to mobile intelligent terminal and card application management field, be specifically related to a kind of card AMS.
Background technology
Along with popularizing of java calliper model, the increase of card capacity, is applied and integrated on a card by multiple card, not only save cost, also provide users with the convenient, allow user eliminate to carry with the worry of multiple cards, but also propose new system requirements to how managing card application simultaneously.In existing management card application mode, the card issuing sides such as operator, bank adopt the system based on card application management, by background server, encryption equipment, front end cell phone software, card reader mode manage card application, based on this system, mass transit card application can download in card (as SIM card, UIM card etc.) by cell phone software by user, the mobile intelligent terminals such as mobile phone just can be used as mass transit card and use, download on card by bank card application, mobile phone just can be used as bank card and carry out operation etc. of swiping the card.For smart mobile phone, as shown in Figure 1:
When adopting the above-mentioned system based on card application management, first user should have the mobile phone that is equipped with card application management client, and one is supported the card that card application is downloaded, and user uses flow process as shown in fig. 1:
User opens cell phone software (for smart mobile phone, i.e. cell-phone customer terminal), and client can communicate with card application management server automatically, and the card application can installed by this handset card is listed.User selects a card application to download, and cell phone software can download application data and the personal data of the application of this card from card application management server, write card.It is to be noted that card application may be that operator provides, also may be that third party's card application provider provides, such as, need corresponding application provider to provide for all-purpose card application, bank card application, social security card application etc.After card application has downloaded and installed, card has just been provided with the function of corresponding card application, if download is all-purpose card application, this card just can brush public transport POS have been taken pubic transport.
The operation such as download, unloading of card application management client primary responsibility management card application.Due to cell-phone customer terminal (user needs the cell phone software installed) needs and card direct communication, and the Application comparison of accessing on card and operation sheet is complicated, and because the communication of cell-phone customer terminal and card usually relates to the sensitive informations such as Bank Account Number, therefore the security requirement for this client is higher, the mode of existing cell-phone customer terminal and card direct communication well can not ensure the fail safe that card is accessed, a kind of card AMS that the present invention proposes for this problem just, this system adopts special module to carry out associative operation, realize the communication of mobile client and card, improve the fail safe of card application management.
Summary of the invention
For the defect existed in prior art, the object of the present invention is to provide a kind of card AMS, realize terminal use's object by the application of mobile client management card on mobile intelligent terminal, and by increasing middle layer module, management card application passage and core business, improve the fail safe of mobile client access card.
For achieving the above object, the technical solution used in the present invention is as follows:
A kind of card AMS, the intelligent cards comprising mobile intelligent terminal and be arranged on mobile intelligent terminal and mobile client, described mobile intelligent terminal is also provided with middle layer module, and mobile client is communicated with intelligent cards by described middle layer module.
Further, a kind of card AMS as above, described middle layer module comprises:
Interface layer, the access interface of the card of asking for providing mobile client application; Described access interface comprises the standard interface of access card, the download interface of card application and unloading interface;
Business treatment, for completing the business packed to card application management; Described card application management comprises download and the unloading of card application;
Communications package layer: for encapsulating the access interface of access intelligent card sheet.
Further, a kind of card AMS as above, described middle layer module also comprises:
Safe floor, for the preservation of secret key and secure data and and the safety guarantee of server communication; Described secure data comprises the key of mobile client and server communication and the key of mobile client and card-to-card communication; Described server refers to the server that complete card application download management corresponding to mobile client;
MAC layer, for detecting the legitimacy of the mobile client of request access card.
Further, a kind of card AMS as above, described card application refers to the card application that the operator corresponding to mobile intelligent terminal provides or the card application that third party's card application provider provides.
Further, a kind of card AMS as above, the concrete mode that described MAC layer detects the legitimacy of the mobile client of request access card is:
When mobile client is by middle layer module access intelligent card sheet, MAC layer reads the rule file on intelligent cards, and obtain the signature digest information of mobile client, check that whether the signature digest information in rule file is consistent with the signature digest information of mobile client, if it is legal then to access, then access is illegal if not.
Further, a kind of card AMS as above, the rule file of described intelligent cards is the rule file which mobile client access which card application allows on recording card; Rule file comprises access control master file, access control rule file and access control condition.
Further, a kind of card AMS as above, described access control rule file comprises the title of the access control rule file of card application identities and correspondence thereof; Described access control condition file comprises can access the signature digest of mobile client of card application and the execution authority of the mobile client corresponding to this signature digest.
Further, a kind of card AMS as above, the concrete mode that middle layer module and intelligent cards carry out communicating is:
The interface that middle layer module calls the operating system of mobile intelligent terminal communicates with intelligent cards, mobile intelligent terminal operating system reads the rule file on intelligent cards, and obtain the signature digest information of middle layer module, by the signature digest information comparison in the signature digest information of middle layer module and rule file, whether identity and the authority of checking middle layer module be legal, if the signature digest information of middle layer module is consistent with the signature digest information in rule file, be verified, carry out subsequent calls operation, if inconsistent, authentication failed, sign off.
Further again, a kind of card AMS as above, the concrete mode that mobile client is undertaken communicating by middle layer module and intelligent cards is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads the rule file of intelligent cards, and obtain the signature digest information of mobile client, by the signature digest information comparison in the signature digest information of mobile client and rule file, the legitimacy of checking client, if the signature digest information of mobile client is consistent with the signature digest information in rule file, is verified, carries out subsequent calls operation, if inconsistent, authentication failed, sign off.
Further, a kind of card AMS as above, the concrete mode of the rule file that the operating system of mobile intelligent terminal or middle layer module read on intelligent cards is:
When reading rule file, first from file reading label in intelligent cards, whether the rule file being judged local cache by file label is up-to-date, if then directly access read the rule file of local cache, then read the rule file in intelligent cards if not; Described file label is for judging whether the rule file of intelligent cards has change.
Beneficial effect of the present invention is: card AMS of the present invention, by increasing middle layer module between the mobile client and operating system of mobile intelligent terminal, all interfaces communicated with intelligent cards are all encapsulated by middle layer module, the download of applying card, unloading are packaged into simple calling interface, complete with mobile client Platform communication all working that card applies to be realized by middle layer module, effectively shield the complexity with card-to-card communication, and ensure that the secure access of card.
Accompanying drawing explanation
Fig. 1 is the business process map that in prior art, mobile intelligent terminal carries out card application download;
Fig. 2 is the structured flowchart of a kind of card AMS of the present invention;
Fig. 3 is the structured flowchart of middle layer module in the specific embodiment of the invention;
Fig. 4 is the structured flowchart of a kind of card AMS in the specific embodiment of the invention;
Fig. 5 is that in embodiment, middle layer module and intelligent cards carry out the schematic diagram communicated;
Fig. 6 is that in embodiment, mobile client calls the schematic diagram that middle layer module and intelligent cards carry out communicating;
Fig. 7 is the flow chart reading rule file in embodiment;
Fig. 8 is the application schematic diagram of card AMS in card application management operation system in embodiment.
Embodiment
Below in conjunction with Figure of description and embodiment, the present invention is described in further detail.
Fig. 2 shows the structured flowchart of a kind of card AMS in the specific embodiment of the invention, this system comprises mobile intelligent terminal and the intelligent cards 11 be arranged in mobile intelligent terminal and mobile client 13, wherein, this system also comprises a middle layer module 12, and mobile client 13 is communicated with intelligent cards 11 by this middle layer module 12.Mobile intelligent terminal in the present invention can be smart mobile phone, also can be other existing mobile intelligent terminal.
Mobile client 13 described in present embodiment and middle layer module 12 are all the application software on mobile intelligent terminal, for different mobile intelligent terminals, its mobile client also can be different, such as smart mobile phone, the mobile client of its correspondence is cell-phone customer terminal (software that namely can run at mobile phone terminal), and user can be downloaded in intelligent cards by the card application that cell-phone customer terminal is just different on smart mobile phone.Middle layer module 12 is in the form of services for mobile client 13 provides interface.The structured flowchart of middle layer module as shown in Figure 3, comprises interface layer 121, Business treatment 122, communications package layer 123, safe floor 124 and MAC layer 125 etc., wherein:
The access interface that interface layer 121 is applied for the card providing mobile client to ask, provides the access interface of concrete business function, and described access interface comprises the download interface of card application and unloads interface etc.Wherein, card application comprises the card that card is applied and third party's card application provider the provides application that the operator corresponding to mobile intelligent terminal provides.
Business treatment 122 is for completing the business packed to card application management; Described card application management comprises download and the unloading etc. of card application.As provided the card of card application management client, the Business Processing such as download, unloading are applied to the business packed of card application management, certainly other can also be comprised, such as the Business Processing of the mobile phone such as Bus Card application, as queried the balance, transaction record etc.
Communications package layer 123, for encapsulating the access interface of access intelligent card sheet, such as, for smart mobile phone, comprises the encapsulation to Open Mobile interface, or the encapsulation of other access intelligent card sheet mode.
Safe floor 124, for the preservation of secure data, provides the safety guarantee of mobile client and server communication; Described secure data mainly comprises the secret key (the secret key etc. of the secret key that card is accessed and card encrypted access) of the secret key of mobile client and server communication, mobile client and card-to-card communication, server refers to the server that complete card application download management corresponding to mobile client, i.e. card application management platform, as for telecommunications, its platform completing card application download management is the card application management platform of China Telecom.
MAC layer 125 is for detecting the legitimacy of the mobile client of request access card application, and concrete mode is:
When mobile client 13 is by middle layer module 12 access intelligent card sheet, MAC layer 125 reads the rule file of intelligent cards, and obtain the signature digest information of mobile client 13, check that whether the signature digest information in rule file is consistent with the signature digest information of mobile client 13, if it is legal then to access, allow mobile client to communicate with card, then access is illegal if not, sign off.
For different mobile intelligent terminals, all there are some specifications corresponding with this terminal, a series of interface realized in terminal operating system is determined in specification, caller can be communicated with intelligent cards by this interface, and define realize one group of rule file on card, the rule file in intelligent cards generally can be divided three classes file:
Access control master file (ACMain file): comprise the refreshing tag of rule file and point to the path of access control rule file ACRules.
Access control rule file (ACRules file): comprise all access security rules, content is mainly the rule file path of card application identities AID and this application use.
Whether access control condition file (ACConditions file): comprise concrete rule condition, access as allowed and the signature digest information, authority etc. of visitor.
The rule file of intelligent cards is for recording the information of the mobile client can accessing this intelligent cards; Seen from the above description, the rule file in present embodiment includes access control master file, access control rule file and access control condition file.Access control rule file comprises the title of the access control rule file of card application identities AID and correspondence thereof; Described access control condition file comprises the execution authority of the signature digest of card application and the card application corresponding to this signature digest.
Access control rule file ACRules File, the AID (card application identities) of certain card of mobile client application is mainly preserved in the inside, and the title of the access control rule file of correspondence.Access control condition file ACConditions, the signature digest of the card application of mobile intelligent terminal is mainly preserved in the inside, and some authorities etc. of the corresponding card application of this signature digest.In intelligent cards, such as there is the content of an ACRules File file to be AID1,4311, AID1 represents a card application, 4311 show the file name determining this card application access rule, and in ACConditions File 4311, save similar SIGN1, SIGN2 data, show have the signature digest of which cell-phone customer terminal application can access the application of this card.Be more than the simple example of a rule file, rule file is specifically described in detail in GPD SE Access Control specification (this specification is the specification for how card realizing the description of access control Sum fanction, is disclosed specification).
For the determination methods of the legitimacy of the mobile client of access card application, when obtaining the summary info of card application in intelligent terminal rule file, can directly outside the mode that card obtains rule file, a special card application also can be set on card for managing the access rule of all cards application, mutual by the application of middle layer module and management card application access rule, judge whether mobile client has access rights.
Whether mobile client accesses the application of certain card legal, that mobile intelligent terminal operating system by reading rule file from intelligent cards, from the mobile client of access, obtain the signature digest information of this application again, compare to judge whether card application is legal.By after the scheme that adds middle layer module above, the interface of mobile intelligent terminal operating system only has middle layer module to call, so the legitimacy of middle layer module is judged by intelligent terminal operation system, middle layer module can provide the interface of access intelligent card sheet to call to other mobile clients (application software), middle layer module reads the rule file of card, and the signature digest information obtaining the mobile client of access intelligent card sheet whether judge to need the software of the mobile client of accessing card legal.
Signature digest information described in present embodiment, all the expression information for distinguishing identity, if the signature digest information of mobile client is for marking the identity of this application software, the signature digest information of middle layer module is for identifying the identity of middle layer module, and the signature digest information in intelligent cards rule file saves the identify label of all card application that this intelligent cards allows.When judging the legitimacy of mobile client by the signature digest information of the signature digest information in comparison rules file and mobile client, the signature digest information quoted by card corresponding with intelligent cards for the signature digest information of mobile client is compared, if both are consistent, illustrate that mobile client identity is legal, allow access card, then complete the operations such as download that card corresponding to this mobile client apply or unloading by middle layer module.
The function that middle layer module 12 mainly realizes is the standard interface that provided by the operating system of mobile intelligent terminal or by combining privately owned interface and the card-to-card communication of realization with card, such as, for the mobile intelligent terminal supporting open mobile specification, open mobile interface and card-to-card communication can be adopted, for the intelligent terminal not supporting this specification, by developing jointly with card, can be come and card-to-card communication by other interfaces.In middle layer module, encapsulate some ins and outs with card access, externally only provide simple access interface, as downloaded, unloading interface etc., concrete download, uninstall process all realize in middle layer module.And owing to accessing the security requirement of card, in this module, achieve the protection of the information such as the complete pairwise key of some fail safe protection mechanisms.In present embodiment, the overall structure block diagram of preferred card AMS as shown in Figure 4.
Fig. 5 shows middle layer module 12 and intelligent cards 11 in present embodiment and carries out the schematic diagram communicated, and concrete mode is as follows:
The interface (communication interface in Fig. 4) that middle layer module calls the operating system of mobile intelligent terminal communicates with intelligent cards, mobile intelligent terminal operating system reads the rule file on intelligent cards, and obtain the signature digest information of middle layer module, by the signature digest information of middle layer module and the comparison of access control rule file, whether identity and the authority of checking middle layer module be legal, subsequent calls operation is carried out, if authentication failed sign off if be verified.
Fig. 6 has gone out mobile client 13 in present embodiment and has carried out communication scheme by middle layer module 12 and intelligent cards 11, and concrete mode is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads the rule file of intelligent cards, and obtain the signature digest information of mobile client, by the signature digest information comparison in the signature digest information of mobile client and rule file, the legitimacy of checking client, if be verified, carry out subsequent calls operation, if authentication failed, sign off.
Wherein, the operating system of mobile intelligent terminal or middle layer module read the concrete mode of the rule file on intelligent cards as shown in Figure 7:
When reading rule file, first from file reading label in intelligent cards, by file label, judge whether the rule file of local cache is up-to-date, if then directly the rule file of local cache is read in access, then read the rule file in intelligent cards if not; Described file label is for judging whether the rule file of intelligent cards has change.File label TAG is the file identification preserved in intelligent cards, judges whether the rule file of card has change by this mark.Whether above-mentioned judgment rule file has the mode of renewal directly to carry out on card, and wherein, the renewal of rule file can be upgraded by following three kinds of modes, but is not limited to this several mode below.Comprise:
It is preset when intelligent cards dispatches from the factory;
Write by card reader mode;
By over the air OTA mode, the mode of data SMS is namely used to be updated in card.
If card provides the card application of management access rule, then mobile client directly and this card apply and obtain Rule Information alternately.
In existing card AMS structure, the mode that mobile client (as cell-phone customer terminal) is applied as a kind of important management card, due to the Operating Complexity to intelligent cards, system of the present invention adds middle layer module between intelligent cards and mobile client, this module for the treatment of mobile client and intelligent cards interaction logic, for upper interface provides simple interface.
Fig. 8 shows and adopts the mobile intelligent terminal of card AMS in the specific embodiment of the invention and card application management operation system to carry out the schematic diagram communicated, the card mode information, card image, mobile client client information, card application message, card application provider information etc. of card application management operation system primary responsibility storage system maintenance user.Card application management operation system has been connected the download that card is applied with intelligent cards.
Card AMS of the present invention is by increasing middle layer module, all interfaces communicated with intelligent cards are all encapsulated by intermediate layer, by the download of applying for card, unloading etc. is packaged into simple calling interface, intelligent cards is applied the work of downloading all completed by middle layer module with the platform providing card to apply (the card application management platform) card that communicated, effectively shield business complexity, in communication process, circulation directly verifies legitimacy, the identity of middle layer module and legitimacy are verified by the operating system of mobile intelligent terminal, identity and the legitimacy of mobile client are verified by middle layer module.In addition, can the daily record of record access card in middle layer module, the data of all readings, write card are carried out record, and upload server is as the data of security audit and analysis.Carry out connection pool management in the connection of middle layer module to access card, limited resource time-slotting is shared, adds the concurrent processing ability of passage.In addition, as required principle is read to the reading employing of intelligent cards rule file.This system framework and existing general SIMalliance Open Mobile API specification completely compatible, be suitable for support the mobile intelligent terminal of this specification and intelligent cards completely.
Obviously, those skilled in the art can carry out various change and modification to the present invention and not depart from the spirit and scope of the present invention.Like this, if these amendments of the present invention and modification belong within the scope of the claims in the present invention and equivalent technology thereof, then the present invention is also intended to comprise these change and modification.

Claims (10)

1. a card AMS, the intelligent cards comprising mobile intelligent terminal and be arranged on mobile intelligent terminal and mobile client, it is characterized in that: described mobile intelligent terminal is also provided with middle layer module, mobile client is communicated with intelligent cards by described middle layer module.
2. a kind of card AMS as claimed in claim 1, it is characterized in that, described middle layer module comprises:
Interface layer, the access interface of the card of asking for providing mobile client application; Described access interface comprises the standard interface of access card, the download interface of card application and unloading interface;
Business treatment, for completing the business packed to card application management; Described card application management comprises download and the unloading of card application;
Communications package layer: for encapsulating the access interface of access intelligent card sheet.
3. a kind of card AMS as claimed in claim 2, it is characterized in that, described middle layer module also comprises:
Safe floor, for the preservation of secret key and secure data and and the safety guarantee of server communication; Described secure data comprises the key of mobile client and server communication and the key of mobile client and card-to-card communication; Described server refers to the server that complete card application download management corresponding to mobile client;
MAC layer, for detecting the legitimacy of the mobile client of request access card.
4. a kind of card AMS as claimed in claim 2 or claim 3, is characterized in that: described card application refers to the card application that the operator corresponding to mobile intelligent terminal provides or the card application that third party's card application provider provides.
5. a kind of card AMS as claimed in claim 4, is characterized in that, the concrete mode that described MAC layer detects the legitimacy of the mobile client of request access card is:
When mobile client is by middle layer module access intelligent card sheet, MAC layer reads the rule file on intelligent cards, and obtain the signature digest information of mobile client, check that whether the signature digest information in rule file is consistent with the signature digest information of mobile client, if it is legal then to access, then access is illegal if not.
6. a kind of card AMS as claimed in claim 5, is characterized in that: the rule file of described intelligent cards is the rule file which mobile client access which card application allows on recording card; Rule file comprises access control master file, access control rule file and access control condition.
7. a kind of card AMS as claimed in claim 6, is characterized in that, described access control rule file comprises the title of the access control rule file of card application identities and correspondence thereof; Described access control condition file comprises can access the signature digest of mobile client of card application and the execution authority of the mobile client corresponding to this signature digest.
8. a kind of card AMS as claimed in claim 7, is characterized in that: the concrete mode that middle layer module and intelligent cards carry out communicating is:
The interface that middle layer module calls the operating system of mobile intelligent terminal communicates with intelligent cards, mobile intelligent terminal operating system reads the rule file on intelligent cards, and obtain the signature digest information of middle layer module, by the signature digest information comparison in the signature digest information of middle layer module and rule file, whether identity and the authority of checking middle layer module be legal, if the signature digest information of middle layer module is consistent with the signature digest information in rule file, be verified, carry out subsequent calls operation, if inconsistent authentication failed, sign off.
9. a kind of card AMS as claimed in claim 8, is characterized in that: the concrete mode that mobile client is undertaken communicating by middle layer module and intelligent cards is:
When mobile client communicates with intelligent cards by calling middle layer module, middle layer module reads the rule file of intelligent cards, and obtain the signature digest information of mobile client, by the signature digest information comparison in the signature digest information of mobile client and rule file, the legitimacy of checking client, if the signature digest information of mobile client is consistent with the signature digest information in rule file, is verified, carries out subsequent calls operation, if inconsistent, authentication failed, sign off.
10. a kind of card AMS as claimed in claim 9, is characterized in that: the concrete mode of the rule file that the operating system of mobile intelligent terminal or middle layer module read on intelligent cards is:
When reading rule file, first from file reading label in intelligent cards, whether the rule file being judged local cache by file label is up-to-date, if then directly access read the rule file of local cache, then read the rule file in intelligent cards if not; Described file label is for judging whether the rule file of intelligent cards has change.
CN201310313664.9A 2013-07-24 2013-07-24 A kind of card AMS Active CN104348951B (en)

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WO2019007145A1 (en) * 2017-07-03 2019-01-10 中兴通讯股份有限公司 Sfs access control method and system, sfs and terminal device
CN109240655A (en) * 2018-08-01 2019-01-18 百富计算机技术(深圳)有限公司 A kind of implementation method of the middleware based on EMV, terminal device

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Publication number Priority date Publication date Assignee Title
CN105516181A (en) * 2015-12-29 2016-04-20 邵军利 Security apparatus management system and method
WO2019007145A1 (en) * 2017-07-03 2019-01-10 中兴通讯股份有限公司 Sfs access control method and system, sfs and terminal device
CN109240655A (en) * 2018-08-01 2019-01-18 百富计算机技术(深圳)有限公司 A kind of implementation method of the middleware based on EMV, terminal device
CN109240655B (en) * 2018-08-01 2020-10-09 百富计算机技术(深圳)有限公司 EMV-based middleware implementation method and terminal equipment

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